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7906 Bayshore Dr #4222
D- Composite 35.2
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +8.1/30.0
  • ARV discount +7.5/15.0
  • 1% rule +4.7/10.0
  • Livability +4.2/5.0
  • Condition / age +4.0/5.0
  • Rent growth +2.8/5.0
  • DSCR +2.2/10.0
  • Schools +1.7/10.0
  • Appreciation +0.0/10.0

$199,900

7906 Bayshore Dr #4222 · Laurel, MD 20707
1 bd · 1.0 ba · 810 sqft · Condo · 49 Days on market
Built 1990 Good condition $351/mo HOA · 18% of rent ↓ 9% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This is a rare opportunity to purchase a one-bedroom condominium in the Laurel Lakes neighborhood of Bridgeport. The home features an open floor plan that maximizes natural light throughout the space, creating a sense of spaciousness and flow between the rooms. Two reserved parking spots! The spacious primary bedroom includes Anderson windows along one wall, installed within the last two years, and features dual closets for ample storage. The full hall bathroom features a tub-and-shower combination and includes a washer and dryer that are just 2 years old. The kitchen has undergone numerous updates, including brand-new plank flooring and a new stainless-steel microwave, stove, and dishwasher. It features a passthrough overlooking the living room, which boasts a marble-surround fireplace and leads to the dining area. Both the living and dining areas have sliding glass doors along the back wall that open to a balcony with an additional closet for extra storage. This propery's HVAC system and water heater were replaced within the last seven years, the refrigerator within the last two years, and the sliding glass doors recently updated. A ONE-YEAR HOME WARRANTY IS INCLUDED. Selling As Is. If you are seeking a low-maintenance lifestyle with reduced upkeep and convenient access to shopping, restaurants, movies, parks, and public transportation, this is the perfect home for you.

Key facts

  • $351 HOA
  • 2 parking spots
  • Community pool

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath condo listed at $200k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-193 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $172k (14.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $195k (2.5% below list).
  • Recommended offer: $172k (14.0% below list) — sets the bar for cash-flow.
  • Cap rate 5.1% vs local median 3.4% in Laurel — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#26 in MD, #945 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, employment A+; Watch: crime F, cost of living D-.
  • Prince George'S County Public Schools (suburban): math 8% / reading 24% proficiency, ranked #21 of 24 in MD (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Vansville Elementary (math 11% / reading 22%, grade F, #433 of 860 statewide, top 51%, 635 students, 66% FRL); Martin Luther King Jr. Middle (math 4% / reading 29%, grade F, #174 of 225 statewide, top 81%, 911 students, 73% FRL); Laurel High (math 15% / reading 39%, grade F, #159 of 222 statewide, top 72%, 2,134 students, 69% FRL) — zoned schools average 69% FRL vs 53% district-wide (16 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising (+1.4%/yr); 149 active listings in the ZIP; 35 comparable units currently listed for rent nearby; rentals leasing fast (median 12d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 1,481 units permitted in Prince George's County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Prince George's County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 49 days — a 3% lower offer ($194k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $171,913 (14.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 49 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
0.97%
Cap rate
5.13%
Cash-on-cash
-4.15%
DSCR
0.82
GRM
8.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 1.38% rent growth · sell at horizon

5-year hold
IRR
-25.5%
Equity multiple
0.15×
Total profit
$-47,591
Equity at exit
$29,806
10-year hold
IRR
-29.3%
Equity multiple
-0.23×
Total profit
$-68,720
Equity at exit
$17,284

Cash invested: $55,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
27 Tenant-Leaning
State Maryland
27 Tenant-Leaning · D+14
County
— inherits STATE
City
— inherits STATE
Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

ZIP-level market 20707

Rents YoY
1.4%
Active inventory
149
Price-to-rent
8.6×

Monthly cashflow live

Estimated rent
$1,948 high interval (Pro) →
Mortgage (P&I)
$1,048
Tax est. 1.5%
$250 /mo · $2,998/yr
Insurance
$83
HOA
$351
Vacancy / Maint / Mgmt
$409
Net cashflow
$-193

Break-even live

Break-even rent $2,193
Max offer price $171,913
Occupancy floor

Sensitivity live

Price -10% $-55 -5% $-124 +0% $-193 +5% $-262 +10% $-332
Rent -10% $-347 -5% $-270 +0% $-193 +5% $-116 +10% $-40
Rate -1.0pp $-93 -0.5pp $-143 base $-193 +0.5pp $-245 +1.0pp $-298

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$49,975
Closing costs
$5,997
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 35 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
14053 Vista Dr #146 Laurel, MD 2.0 1.0 719 $2,000 $2.78 45d 1 0.02mi
14049 Vista Dr #165 Laurel, MD 1.0 1.0 651 $2,250 $3.46 45d 1 0.02mi
14049 Vista Dr Apt 165C Laurel, MD 1.0 1.0 651 $2,050 $3.15 45d 1 0.02mi
14049 Vista Dr Apt 165C Laurel, MD 1.0 1.0 651 $1,850 $2.84 14d 1 0.02mi
14224 Jib St Unit 6142 Laurel, MD 2.0 2.0 990 $2,300 $2.32 45d 1 0.06mi
14052 Vista Dr Unit 67-A Laurel, MD 2.0 2.0 876 $2,300 $2.63 26d 1 0.09mi
14023 Vista Dr #88 Laurel, MD 2.0 2.0 878 $2,200 $2.51 12d 1 0.10mi
14023 Vista Dr Laurel, MD 2.0 2.0 878 $2,200 $2.51 26d 1 0.10mi
14117 Bowsprit Ln Laurel, MD 2.0 2.0 836 $1,950 $2.33 45d 1 0.10mi
14239 Jib St #11 Laurel, MD 2.0 2.0 1060 $2,200 $2.08 26d 1 0.10mi
14013 Vista Dr Unit 43A Laurel, MD 2.0 2.0 874 $1,950 $2.23 18d 1 0.12mi
7904 Crows Nest Ct #12 Laurel, MD 2.0 2.0 1000 $2,200 $2.20 14d 1 0.12mi
14111 William St Unit 17F Laurel, MD 1.0 1.0 712 $1,700 $2.39 45d 1 0.17mi
8220 Marymont Dr Laurel, MD 1.0–2.0 1.0–2.0 891 $1,732 $1.94 0d 14 0.26mi
7615 Colony Ave Laurel, MD 1.0 1.0 900 $1,499 $1.67 20d 1 0.31mi
7901 Laurel Lakes Ct Laurel, MD 1.0–2.0 1.0 565 $1,325 $2.35 7d 1 0.42mi
14725 4th St Laurel, MD 1.0–2.0 1.0–2.0 1034 $1,895 $1.83 1d 23 0.58mi
7810 Contee Rd Laurel, MD 1.0–2.0 1.0–2.0 1118 $1,822 $1.63 1d 37 0.61mi
8301 Ashford Blvd Laurel, MD 1.0–3.0 1.0–2.0 980 $1,559 $1.59 1d 8 0.62mi
14800 4th St Laurel, MD 2.0 1.0 725 $1,542 $2.13 0d 20 0.67mi
8800 Hunting Ln Laurel, MD 1.0–3.0 1.0–2.0 901 $1,198 $1.33 0d 22 0.81mi
8200 Gorman Ave Laurel, MD 2.0 1.0 939 $1,835 $1.95 1d 6 1.09mi
801 8th St Laurel, MD 1.0–2.0 1.0 765 $1,406 $1.84 1d 10 1.10mi
13315 Edinburgh Ln Laurel, MD 1.0–3.0 1.0–2.0 975 $1,454 $1.49 1d 12 1.13mi
6900 Andersons Way Laurel, MD 1.0–3.0 1.0–2.5 1044 $1,920 $1.84 1d 1 1.13mi
321 Thomas Dr Laurel, MD 1.0–2.0 1.0 703 $1,515 $2.15 22d 4 1.17mi
14706 Normandy Ct Laurel, MD 1.0–3.0 1.0–2.0 696 $1,472 $2.11 45d 1 1.18mi
13178 Larchdale Rd Laurel, MD 1.0–3.0 1.0–2.0 985 $1,373 $1.39 0d 35 1.23mi
15607 Dorset Rd #46 Laurel, MD 1.0 1.0 831 $1,500 $1.81 3d 1 1.31mi
604 4th St Laurel, MD 2.0 1.0 952 $2,100 $2.21 7d 1 1.31mi
8737 Contee Rd Laurel, MD 1.0–3.0 1.0–2.0 1010 $1,393 $1.38 0d 7 1.33mi
9401 Spring House Ln Laurel, MD 1.0–2.0 1.0–2.0 818 $1,697 $2.07 7d 9 1.36mi
1216 Westview Ter Laurel, MD 2.0 1.5 850 $1,995 $2.35 23d 1 1.37mi
9017 Contee Rd Laurel, MD 1.0–3.0 1.0–2.5 1060 $1,360 $1.28 1d 20 1.40mi
332 11th St Unit T7 Laurel, MD 1.0 1.0 750 $1,695 $2.26 45d 1 1.43mi

HOA detail condo

Monthly dues
$351 · $4,212/yr
Likely covers
water
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 11 events

  1. 2026-06-10
    days on market $199,900 Active 49 DOM
  2. 2026-06-08
    days on market $199,900 Active 48 DOM
  3. 2026-06-07
    days on market $199,900 Active 47 DOM
  4. 2026-06-04
    days on market $199,900 Active 44 DOM
  5. 2026-06-03
    days on market $199,900 Active 43 DOM
  6. 2026-06-02
    days on market $199,900 Active 42 DOM
  7. 2026-06-01
    days on market $199,900 Active 41 DOM
  8. 2026-05-31
    days on market $199,900 Active 40 DOM
  9. 2026-05-18
    price $199,900 1394-char remark
    Show marketing remark (1394 chars)

    This is a rare opportunity to purchase a one-bedroom condominium in the Laurel Lakes neighborhood of Bridgeport. The home features an open floor plan that maximizes natural light throughout the space, creating a sense of spaciousness and flow between the rooms. Two reserved parking spots! The spacious primary bedroom includes Anderson windows along one wall, installed within the last two years, and features dual closets for ample storage. The full hall bathroom features a tub-and-shower combination and includes a washer and dryer that are just 2 years old. The kitchen has undergone numerous updates, including brand-new plank flooring and a new stainless-steel microwave, stove, and dishwasher. It features a passthrough overlooking the living room, which boasts a marble-surround fireplace and leads to the dining area. Both the living and dining areas have sliding glass doors along the back wall that open to a balcony with an additional closet for extra storage. This propery's HVAC system and water heater were replaced within the last seven years, the refrigerator within the last two years, and the sliding glass doors recently updated. A ONE-YEAR HOME WARRANTY IS INCLUDED. Selling As Is. If you are seeking a low-maintenance lifestyle with reduced upkeep and convenient access to shopping, restaurants, movies, parks, and public transportation, this is the perfect home for you.

  10. 2026-04-22
    listed $219,900 Active 1394-char remark
    Show marketing remark (1394 chars)

    This is a rare opportunity to purchase a one-bedroom condominium in the Laurel Lakes neighborhood of Bridgeport. The home features an open floor plan that maximizes natural light throughout the space, creating a sense of spaciousness and flow between the rooms. Two reserved parking spots! The spacious primary bedroom includes Anderson windows along one wall, installed within the last two years, and features dual closets for ample storage. The full hall bathroom features a tub-and-shower combination and includes a washer and dryer that are just 2 years old. The kitchen has undergone numerous updates, including brand-new plank flooring and a new stainless-steel microwave, stove, and dishwasher. It features a passthrough overlooking the living room, which boasts a marble-surround fireplace and leads to the dining area. Both the living and dining areas have sliding glass doors along the back wall that open to a balcony with an additional closet for extra storage. This propery's HVAC system and water heater were replaced within the last seven years, the refrigerator within the last two years, and the sliding glass doors recently updated. A ONE-YEAR HOME WARRANTY IS INCLUDED. Selling As Is. If you are seeking a low-maintenance lifestyle with reduced upkeep and convenient access to shopping, restaurants, movies, parks, and public transportation, this is the perfect home for you.

  11. 2026-04-09
    historical $219,900 1394-char remark
    Show marketing remark (1394 chars)

    This is a rare opportunity to purchase a one-bedroom condominium in the Laurel Lakes neighborhood of Bridgeport. The home features an open floor plan that maximizes natural light throughout the space, creating a sense of spaciousness and flow between the rooms. Two reserved parking spots! The spacious primary bedroom includes Anderson windows along one wall, installed within the last two years, and features dual closets for ample storage. The full hall bathroom features a tub-and-shower combination and includes a washer and dryer that are just 2 years old. The kitchen has undergone numerous updates, including brand-new plank flooring and a new stainless-steel microwave, stove, and dishwasher. It features a passthrough overlooking the living room, which boasts a marble-surround fireplace and leads to the dining area. Both the living and dining areas have sliding glass doors along the back wall that open to a balcony with an additional closet for extra storage. This propery's HVAC system and water heater were replaced within the last seven years, the refrigerator within the last two years, and the sliding glass doors recently updated. A ONE-YEAR HOME WARRANTY IS INCLUDED. Selling As Is. If you are seeking a low-maintenance lifestyle with reduced upkeep and convenient access to shopping, restaurants, movies, parks, and public transportation, this is the perfect home for you.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥104°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 17% chance of damaging wind over 30 yrs
  • 🫁 Air quality 5/10 Major 6 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$23,378
− Mortgage interest
−$11,198
− Property taxes
−$2,998
− Insurance
−$1,000
− Repairs & maintenance
−$1,870
− Management
−$1,870
− HOA
−$4,212
− Depreciation
−$5,815
Taxable loss
−$5,585
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,340
After-tax cash flow
$-980/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This well-maintained, one-bedroom condo in Laurel MD is move-in ready with recent updates and a good condition score.

Value-add opportunities

  • Resale Paint exterior — Enhances curb appeal and value
  • Resale Replace carpet — Fresh carpet improves living space and value

Renovation cost estimate screening

Value-add ROI direction

  • Resale Paint exterior — Enhances curb appeal and value
  • Resale Replace carpet — Fresh carpet improves living space and value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Prince George'S County Public Schools
NCES district ID
2400510
Math proficiency
8% ▼ -11.00%
Reading proficiency
24% ▼ -9.00%
Median HH income
$73,967
Composite
16.82/100
National rank
#9151
State rank
#21 of 24 in MD

Livability — Laurel

Score
83/100
State rank
#26
US rank
#945

Category grades

Amenities A+ Commute A+ Cost of living D- Crime F Employment A+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Laurel, MD
County
Prince Georges County · 919,866 people
City population
121,106
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
Population (ZIP)
37,278
Household income
$107,706
Rent vs Own
45.1% rent · 54.9% own
Severe rent burden
1231.0

Population outlook (Prince George's County) Hauer SSP2

Today (2025)
1,005,426 people
By 2030
1,048,416 · +4.3%
By 2040
1,123,425 · +11.7%
By 2050
1,183,220 · +17.7%
By 2075
1,306,202 · +29.9%
By 2100
1,408,179 · +40.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.71)
Race & ethnicity
Black 45% Hispanic / Latino 20% White 17% Two or more races 11% Asian 10% Native American 2%
Hispanic origin (detail)
Mexican 2% Cuban 1%
Common ancestry
Romanian 1% Slovak 1% Lithuanian 1%
Foreign-born
31% · Canada, South Korea, Vietnam
Languages at home
65% English-only · Spanish 17% Korean 3% Other Indo-European 2%

Political lean MEDSL · Prince George's

2024 margin
Solid D (+75.2) · D 86.3% · R 11.2% · Other 2.5%
2008→2024 swing
-3.3pp toward R · 2008: 78.5pp · 2024: 75.2pp
All cycles
2024: D+75.2 2020: D+80.5 2016: D+81.0 2012: D+80.9 2008: D+78.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -348.04%
Current HPI
277.2529
Rent YoY
▲ 1.38%
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
State GDP YoY
▲ 2.97%
F500 in state
12

Industry mix (Fortune 500 HQ in MD)

Industry F500 HQs Revenue

Price history

-9.1% since first listed
3 events — show timeline
  • 2026-05-18 Price Changed $199,900 BRIGHT MLS
  • 2026-04-22 Listed $219,900 BRIGHT MLS
  • 2026-04-09 Coming Soon $219,900 BRIGHT MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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