7004 BLVD E Unit 4A · Guttenberg, NJ
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $526 – $976
Heat risk 6/10 · Moderate
- Hot days now (above 99°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 5 days/yr
- Unhealthy air days in 30 yrs
- 6 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- 1% rule +4.6/10.0
- Livability +4.1/5.0
- Condition / age +4.0/5.0
- Rent growth +3.2/5.0
- Cash flow +2.8/30.0
- Schools +2.2/10.0
- DSCR +0.0/10.0
- Appreciation +0.0/10.0
$299,000
7004 BLVD E Unit 4A · Guttenberg, NJ 07093
1 bd · 1.5 ba · 970 sqft · Condo
· 176 Days on market
$308/sqft
· 18% below area
Est $365k · 18% under
$1208/mo HOA · 42% of rent
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Modern Luxury Meets Urban Convenience Renovated 1-Bedroom | 1.5 Baths | 20 Minutes to NYC Experience the perfect blend of style and ease in this move-in ready, meticulously renovated condominium. Designed for those who appreciate both space and sophistication, this home offers a seamless transition into a lifestyle of luxury and convenience. The Residence Contemporary Design: Enjoy a fresh, modern aesthetic with high-end finishes throughout. Spacious Layout: A generous primary suite featuring a full private bath, complemented by a stylish guest powder room (1.5 baths total).
Key facts
- $1,208 HOA
- Parking
- Community pool
Tags
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 1-bed/1.5-bath condo listed at $299k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-996 ($-12k/yr) — negative.
- To cash-flow at today's rent, offer at most $155k (48.2% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $288k (3.5% below list).
- Recommended offer: $155k (48.2% below list) — sets the bar for cash-flow.
Location & tenants
- Location reads 82/100 on livability (#51 in NJ, #1,253 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, health & safety A; Watch: cost of living F.
- Guttenberg School District (suburban): math 10% / reading 28% proficiency, ranked #435 of 472 in NJ (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Anna L. Klein (math 10% / reading 28%, grade F, #1,030 of 1,303 statewide, top 80%, 949 students, 74% FRL) — zoned schools at 74% FRL track the district average.
- Market conditions: Rents rising (+2.7%/yr); 406 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 95d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 85% of comp listings sitting > 30 days — soft ceiling on asking rent; 5,310 units permitted in Hudson County in 2024 (4,154 in 5+ unit buildings).
- At $2,884/mo this rent would consume 47% of the median local household income ($73k/yr) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
- Hudson County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 176 days — a 12% lower offer ($263k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: HOA is 42% of rent.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer
$154,902
(48.2% below list)
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 176 days. Have you received any prior offers? Is the seller open to a 48% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 0.96% ✗
- Cap rate
- 2.30%
- Cash-on-cash
- -14.27%
- DSCR
- 0.36
- GRM
- 8.6
CMA / ARV
- ARV (median comp)
- $364,930
- List price
- $299,000
- Delta
- -18.07%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 7000 BLVD E Unit 14F | 0.08mi | 1/1.5 | 1,069 (+10%) | 0mo | $315,000 | $295 | 79 |
| 62 69TH St #408 | 0.17mi | 1/1.0 | 744 (-23%) | 0mo | $400,000 | $538 | 65 |
| 6600 BLVD E Unit AD | 0.18mi | 2/1.0 (+1) | 1,200 (+24%) | 1mo | $287,500 | $240 | 59 |
| 6401 PARK Ave #402 | 0.38mi | 2/1.0 (+1) | 855 (-12%) | 0mo | $459,000 | $537 | 55 |
| 24 AVENUE AT PORT IMPERIAL #215 | 0.84mi | 2/2.0 (+1) | 1,012 (+4%) | 1mo | $699,000 | $691 | 50 |
| 965 BLVD E Unit 1-1 | 1.22mi | 2/1.0 (+1) | 915 (-6%) | 1mo | $590,000 | $645 | 48 |
| 5903 JEFFERSON St #202 | 1.13mi | 1/1.0 | 856 (-12%) | 0mo | $290,000 | $339 | 43 |
| 8400 BLVD E Unit 2B | 0.70mi | 1/1.0 | 750 (-23%) | 1mo | $175,000 | $233 | 40 |
| 9060 PALISADE Ave #404 | 1.10mi | 1/1.0 | 815 (-16%) | 1mo | $395,000 | $485 | 37 |
| 26 AVENUE AT PORT IMPERIAL #219 | 0.86mi | 2/2.0 (+1) | 1,146 (+18%) | 0mo | $735,000 | $641 | 33 |
| 1215 HUDSON Park #1215 | 1.29mi | 2/2.0 (+1) | 1,198 (+24%) | 0mo | $640,000 | $534 | 33 |
| 519 54TH St Unit 2C | 1.16mi | 2/2.0 (+1) | 1,169 (+20%) | 1mo | $520,000 | $445 | 32 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.71% rent growth · sell at horizon
5-year hold
- IRR
- -43.5%
- Equity multiple
- -0.34×
- Total profit
- $-111,929
- Equity at exit
- $44,582
10-year hold
- IRR
- -76.8%
- Equity multiple
- -1.14×
- Total profit
- $-179,366
- Equity at exit
- $25,852
Cash invested: $83,720 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 21 Tenant-Leaning
- State New Jersey
- 21 Tenant-Leaning · D+6
- County
- — inherits STATE
- City
- — inherits STATE
Anti-eviction Act requires just-cause statewide; rent control in 100+ municipalities; one of the most tenant-friendly states.
Active competition Active MLS
- For sale now
- 2 active · 9 under contract
- Median asking
- $439,500 ($568/sqft)
- Median days on market
- 56 d
- This list price
- lowest-priced of the active set
- ARV vs active asking
- -33.8% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 07093
- Home prices YoY
- -7.6%
- Rents YoY
- 2.7%
- Active inventory
- 406
- Price-to-rent
- 8.6×
Monthly cashflow live
↻
- Estimated rent
- $2,884 high interval (Pro) →
- Mortgage (P&I)
- −$1,568
- Tax est. 1.5%
- −$374 /mo · $4,485/yr
- Insurance
- −$125
- HOA
- −$1,208
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$606
- Net cashflow
- $-996
Break-even live
Break-even rent
$4,145
Max offer price
$154,902
Occupancy floor
—
Sensitivity live
| Price | -10% $-789 | -5% $-893 | +0% $-996 | +5% $-1,099 | +10% $-1,202 |
|---|---|---|---|---|---|
| Rent | -10% $-1,224 | -5% $-1,110 | +0% $-996 | +5% $-882 | +10% $-768 |
| Rate | -1.0pp $-845 | -0.5pp $-920 | base $-996 | +0.5pp $-1,073 | +1.0pp $-1,152 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $74,750
- Closing costs
- $8,970
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 7900 River Rd Unit 912 2 Bedroom North Bergen, NJ | 2.0 | 2.0 | 1125 | $3,225 | $2.87 | 57d | 1 | 0.01mi |
| 7900 River Rd Unit 1012 2 Bedroom North Bergen, NJ | 2.0 | 2.0 | 1125 | $3,700 | $3.29 | 120d | 1 | 0.01mi |
| 7602 River Rd Unit 1 Bdrm 900sf Guttenberg, NJ | 1.0 | 1.0 | 900 | $3,395 | $3.77 | 120d | 1 | 0.02mi |
| 7602 River Rd Unit 311 Guttenberg, NJ | 1.0 | 1.0 | 900 | $3,450 | $3.83 | 120d | 1 | 0.02mi |
| 7602 River Rd Unit 1 Guttenberg, NJ | 1.0 | 1.0 | 900 | $3,550 | $3.94 | 120d | 1 | 0.02mi |
| 7602 River Rd Unit 411 Guttenberg, NJ | 1.0 | 1.0 | 900 | $3,750 | $4.17 | 120d | 1 | 0.02mi |
| 7602 River Rd Unit 302 Guttenberg, NJ | — | 1.0 | 600 | $3,100 | $5.17 | 120d | 1 | 0.02mi |
| 7602 River Rd Unit 00 Guttenberg, NJ | — | 1.0 | 600 | $2,995 | $4.99 | 120d | 1 | 0.02mi |
| 7004 JFK Blvd E Unit 1C West New York, NJ | 1.0 | 1.0 | 766 | $2,800 | $3.66 | 5d | 1 | 0.03mi |
| 7004 JFK Blvd E Unit 29D Guttenberg, NJ | 1.0 | 1.5 | 1003 | $3,150 | $3.14 | 74d | 1 | 0.04mi |
| 7002 JFK Blvd E Unit 25C West New York, NJ | 1.0 | 1.5 | 932 | $3,100 | $3.33 | 31d | 1 | 0.07mi |
| 7002 JFK Blvd E Unit 15B Guttenberg, NJ | 1.0 | 1.5 | 932 | $3,100 | $3.33 | 120d | 1 | 0.07mi |
| 7002 JFK Blvd E Unit 41J Guttenberg, NJ | 1.0 | 1.5 | 840 | $2,600 | $3.10 | 94d | 1 | 0.07mi |
| 7002 JFK Blvd E Unit 14B Guttenberg, NJ | 1.0 | 1.5 | 950 | $3,150 | $3.32 | 120d | 1 | 0.07mi |
| 7002 JFK Blvd E Unit 6C Guttenberg, NJ | 1.0 | 1.5 | 932 | $2,700 | $2.90 | 50d | 1 | 0.07mi |
| 7002 JFK Blvd E Apt 6H West New York, NJ | 1.0 | 1.5 | 932 | $3,200 | $3.43 | 45d | 1 | 0.08mi |
| 7002 JFK Blvd E Apt 42I West New York, NJ | 1.0 | 1.5 | 941 | $3,000 | $3.19 | 74d | 1 | 0.08mi |
| 7002 JFK Blvd E Apt 42I West New York, NJ | 1.0 | 1.5 | 941 | $3,000 | $3.19 | 106d | 1 | 0.08mi |
| 7002 JFK Blvd E Apt 26A West New York, NJ | 1.0 | 1.0 | 766 | $2,650 | $3.46 | 113d | 1 | 0.08mi |
| 7002 JFK Blvd E Apt 6H West New York, NJ | 1.0 | 1.5 | 932 | $3,200 | $3.43 | 4d | 1 | 0.08mi |
| 7000 JFK Blvd E Unit 22A West New York, NJ | 1.0 | 1.0 | 875 | $2,900 | $3.31 | 51d | 1 | 0.09mi |
| 7000 JFK Blvd E Unit 23F West New York, NJ | 1.0 | 1.0 | 875 | $2,850 | $3.26 | 120d | 1 | 0.10mi |
| 7000 JFK Blvd E Unit 22C Guttenberg, NJ | 1.0 | 1.5 | 932 | $3,198 | $3.43 | 117d | 1 | 0.10mi |
| 7000 JFK Blvd E Unit 22C Guttenberg, NJ | 1.0 | 1.5 | 932 | $3,198 | $3.43 | 108d | 1 | 0.10mi |
| 7000 JFK Blvd E Unit 26K West New York, NJ | 1.0 | 1.5 | 979 | $3,100 | $3.17 | 84d | 1 | 0.10mi |
| 7000 JFK Blvd E Unit 26K West New York, NJ | 1.0 | 1.5 | 979 | $2,900 | $2.96 | 60d | 1 | 0.10mi |
| 7000 E Boulevard Unit 42J West New York, NJ | 1.0 | 1.5 | 850 | $2,900 | $3.41 | 18d | 1 | 0.11mi |
| 7000 JFK Blvd E Apt 26E Guttenberg, NJ | 1.0 | 1.5 | 970 | $3,375 | $3.48 | 7d | 1 | 0.11mi |
| 7000 JFK Blvd E Unit 42H West New York, NJ | 1.0 | 1.5 | 970 | $2,950 | $3.04 | 113d | 1 | 0.12mi |
| 24 68th St Guttenberg, NJ | 1.0 | 1.0 | 580 | $1,725 | $2.97 | 51d | 1 | 0.18mi |
| 7430 Boulevard E Unit 4A North Bergen, NJ | 2.0 | 1.0 | 991 | $3,450 | $3.48 | 44d | 1 | 0.18mi |
| 7430 Boulevard E Unit 4A North Bergen, NJ | 2.0 | 1.0 | 991 | $3,450 | $3.48 | 71d | 1 | 0.18mi |
| 62 69th St Guttenberg, NJ | 1.0 | 1.0 | 829 | $2,495 | $3.01 | 113d | 1 | 0.20mi |
| 56 68th St Unit 3 Guttenberg, NJ | 1.0 | 1.0 | 716 | $1,975 | $2.76 | 45d | 1 | 0.20mi |
| 60 68th St Unit 505 Guttenberg, NJ | 1.0 | 1.0 | 670 | $2,550 | $3.81 | 108d | 1 | 0.21mi |
| 60 68th St Unit 406 Guttenberg, NJ | 1.0 | 1.0 | 700 | $2,600 | $3.71 | 108d | 1 | 0.21mi |
| 60 68th St Unit 207 Guttenberg, NJ | 1.0 | 1.0 | 700 | $2,500 | $3.57 | 51d | 1 | 0.21mi |
| 60 68th St Unit 304 Guttenberg, NJ | 2.0 | 1.0 | 1066 | $3,650 | $3.42 | 5d | 1 | 0.21mi |
| 7435 Boulevard East #33 North Bergen, NJ | 2.0 | 1.0 | 1000 | $2,800 | $2.80 | 20d | 1 | 0.21mi |
| 74 69th St Unit 3B Guttenberg, NJ | 1.0 | 1.0 | 535 | $2,050 | $3.83 | 120d | 1 | 0.22mi |
Property features AI
Finance
- Other
- Complex name: The GalaxyLocated between 69th and 70th Street in Guttenberg
- HOA & community
- Monthly maintenance fee of $1,208Maintenance includes heat, water, gas, parking, hot water, and air conditionerManagement by First Service Management (contact: 201-453-2409)Building amenities: community room, elevator, exercise room/health club, jacuzzi, play area, pool, sauna, washer/dryer room
Exterior
- Parking
- Parking for 1 car (covered; see remarks for details)
- Security
- DoormanBuilding securityIntercom
- Utilities
- Water and gas included in maintenanceHot water included in maintenanceAir conditioning included in maintenance
- Home design
- Condominium unit in The Galaxy
- Construction
- Brick constructionLead paint form: Yes
- Exterior features
- Brick exteriorNear shopping, bus, parks, and schoolsPets allowed
Interior
- Kitchen
- Includes dishwasher, microwave, refrigerator, gas oven/range
- Bedrooms
- 1 bedroom (all on level 1)
- Flooring
- Hardwood flooring
- Bathrooms
- 2 total bathrooms (1 full, 1 half)
- Heating & cooling
- Central A/CHeat pumpHot air heating
- Interior features
- IntercomHardwood floorDishwasherMicrowaveRefrigeratorGas oven/range
HOA detail $1,208/mo · $14,496/yr condo
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 50 events
-
2026-09-23days on market $299,000 Active 176 DOM
-
2026-09-22days on market $299,000 Active 175 DOM
-
2026-09-21days on market $299,000 Active 174 DOM
-
2026-09-20days on market $299,000 Active 173 DOM
-
2026-09-19days on market $299,000 Active 172 DOM
-
2026-09-18days on market $299,000 Active 171 DOM
-
2026-09-17days on market $299,000 Active 170 DOM
-
2026-09-16days on market $299,000 Active 169 DOM
-
2026-09-15days on market $299,000 Active 168 DOM
-
2026-09-14days on market $299,000 Active 167 DOM
-
2026-09-13days on market $299,000 Active 166 DOM
-
2026-09-12days on market $299,000 Active 165 DOM
-
2026-09-11days on market $299,000 Active 164 DOM
-
2026-09-05days on market $299,000 Active 158 DOM
-
2026-09-04days on market $299,000 Active 157 DOM
-
2026-09-02days on market $299,000 Active 155 DOM
-
2026-08-31days on market $299,000 Active 153 DOM
-
2026-08-29days on market $299,000 Active 151 DOM
-
2026-08-28days on market $299,000 Active 150 DOM
-
2026-08-27days on market $299,000 Active 149 DOM
-
2026-08-26days on market $299,000 Active 148 DOM
-
2026-08-25days on market $299,000 Active 147 DOM
-
2026-08-24days on market $299,000 Active 146 DOM
-
2026-08-23days on market $299,000 Active 145 DOM
-
2026-08-22days on market $299,000 Active 144 DOM
-
2026-08-21days on market $299,000 Active 143 DOM
-
2026-08-20days on market $299,000 Active 142 DOM
-
2026-08-19days on market $299,000 Active 141 DOM
-
2026-08-18days on market $299,000 Active 140 DOM
-
2026-08-17days on market $299,000 Active 139 DOM
-
2026-08-16days on market $299,000 Active 138 DOM
-
2026-08-15days on market $299,000 Active 137 DOM
-
2026-08-14days on market $299,000 Active 136 DOM
-
2026-08-13days on market $299,000 Active 135 DOM
-
2026-08-12days on market $299,000 Active 134 DOM
-
2026-08-11days on market $299,000 Active 133 DOM
-
2026-08-10days on market $299,000 Active 132 DOM
-
2026-08-09days on market $299,000 Active 131 DOM
-
2026-08-08days on market $299,000 Active 130 DOM
-
2026-08-06days on market $299,000 Active 128 DOM
-
2026-08-05days on market $299,000 Active 127 DOM
-
2026-08-04days on market $299,000 Active 126 DOM
-
2026-08-03days on market $299,000 Active 125 DOM
-
2026-07-31days on market $299,000 Active 122 DOM
-
2026-07-30days on market $299,000 Active 121 DOM
-
2026-07-30days on market $299,000 Active 120 DOM
-
2026-07-28days on market $299,000 Active 119 DOM
-
2026-07-26days on market $299,000 Active 117 DOM
-
2026-07-24days on market $299,000 Active 115 DOM
-
2026-07-23days on market $299,000 Active 114 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 6/10 Major 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 5 unhealthy d/yr today · 6 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $34,610
- − Mortgage interest
- −$16,749
- − Property taxes
- −$4,485
- − Insurance
- −$1,495
- − Repairs & maintenance
- −$2,769
- − Management
- −$2,769
- − HOA
- −$14,496
- − Depreciation
- −$8,698
- Taxable loss
- −$16,850
combined federal + state — saved on this device
- Est. tax savings @ 24.0%
- +$4,044
- After-tax cash flow
- $-7,906/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 14 photos
80/100
Cosmetic rehab
Est. rehab $4,850–$14,550 screening
This move-in ready, modern luxury condominium is in good condition with a fresh, modern aesthetic and high-end finishes throughout. The home offers a seamless transition into a lifestyle of luxury and convenience, making it an excellent investment opportunity.
Value-add opportunities
- Resale Painting the exterior and interior walls — Fresh paint can enhance the home's curb appeal and make it more attractive to potential buyers ↑
- Resale Updating the flooring — Replacing worn-out flooring with new, high-quality flooring can improve the home's overall appearance and increase its value ↑
- Resale Upgrading the kitchen appliances — Modernizing the kitchen appliances can make the home more appealing to potential buyers and increase its value ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
F
Composite school gradezoned avg 22/100
Zoned Schools
Elementary
Anna L. Klein
F
NJ #1,030/1,303
Nat'l #34,564/41,679
High
North Bergen High School
F
NJ #327/399
Nat'l #12,478/17,239
Schools (NCES district)
- District
- Guttenberg School District
- NCES district ID
- 3406240
- Math proficiency
- 10% ▼ -28.00%
- Reading proficiency
- 28% ▼ -25.00%
- Median HH income
- $53,491
- Composite
- 17.35/100
- National rank
- #9079
- State rank
- #435 of 472 in NJ
A
Composite livability gradescore 82/100
Livability — Guttenberg
- Score
- 82/100
- State rank
- #51
- US rank
- #1253
Category grades
Amenities A+
Commute A+
Cost of living F
Crime A-
Employment B
Housing B+
Health & safety A
User ratings A+
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Guttenberg, NJ
- County
- Hudson County · 771,834 people
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- Population (ZIP)
- 63,758
- Household income
- $73,174
- Rent vs Own
- Severe rent burden
- 12% of renters
Population outlook (Hudson County) Hauer SSP2
- Today (2025)
- 771,834 people
- By 2030
- 818,028 · +6.0%
- By 2040
- 907,866 · +17.6%
- By 2050
- 994,480 · +28.8%
- By 2075
- 1,163,301 · +50.7%
- By 2100
- 1,254,703 · +62.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (75%)
- Race & ethnicity
- Hispanic / Latino 75% Two or more races 27% White 15% Asian 7% Black 2% Native American 2%
- Hispanic origin (detail)
- Mexican 6% Puerto Rican 4% Cuban 12% Dominican 15%
- Common ancestry
- Romanian 1% Scotch-Irish 1% Lithuanian 1%
- Foreign-born
- 58% · Canada, Jamaica, China
- Languages at home
- 22% English-only · Spanish 67% Other Indo-European 2% Chinese 2%
Political lean MEDSL · Hudson
- 2024 margin
- Strong D (+28.1) · D 62.6% · R 34.6% · Other 2.8%
- 2008→2024 swing
- -18.7pp toward R · 2008: 46.7pp · 2024: 28.1pp
- All cycles
- 2024: D+28.1 2020: D+46.2 2016: D+51.8 2012: D+55.7 2008: D+46.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -29.80%
- Current HPI
- 364.4128
- Rent YoY
- ▲ 2.71%
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- State GDP YoY
- ▲ 2.05%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in NJ)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Consumer Goods | 3 | $31B |
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| Pharmaceuticals | 2 | $153B |
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| Technology | 2 | $21B |
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| Insurance | 2 | $20B |
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| Healthcare | 2 | $19B |
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| Financial Services | 1 | $70B |
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Price history
1 event — show timeline
- 2026-03-31 Listed $299,000 HCMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…