5071 Saint Clair St · Detroit, MI 48213

$19,497

3 bd · 1.0 ba · 872 sqft · SingleFamily public records · 29 Days on market

Built 1919 3,485 sqft lot $22/sqft · 41% below area Est $33k · 41% under ↓ 3% since listing

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.0/30.0
• ARV discount +15.0/15.0
• 1% rule +5.0/10.0
• DSCR +5.0/10.0
• Livability +3.7/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +1.3/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Investor Special - Full Rehab Needed! This 3-bedroom bungalow on Detroit's east side is ready for a complete transformation. Great opportunity to bring this property back to life! Located in the 48213 ZIP. Immediate possession via QUITCLAIM DEED. Buyer to incur costs of all legal fees to quiet title. The Buyer shall pay for ALL closing costs, including transfer taxes, title insurance, and closing fees. Cash only. SELLER IS SELLING IN AS-IS CONDITION. IDRBNG. BATVAI. All measurements are estimated. Buyer to assume any and all city-required repairs / certifications / inspections / requirements. No repairs, concessions, or warranties provided by seller.

Key facts

• 3,485 sq ft lot
• Built 1919
• Listed 29 days

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $19k.

Deal economics

• At list price, monthly cash flow is $766 ($9k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $19k).
• Recommended offer: $19k (1.5% below list) — sets the bar for market timing.
• Cap rate 53.4% vs local median 10.2% in Detroit — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 73/100 on livability (#218 in MI) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools F, crime F, employment F.
• Detroit Public Schools Community District (urban): math 10% / reading 24% proficiency, ranked #499 of 540 in MI (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 90% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 190 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 2,639 units permitted in Wayne County in 2024 (1,216 in 5+ unit buildings).
• This rent runs 41% of the median local income ($34k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $135 of loan paydown is wiped out by about $585 of value loss. Plan a longer hold.
• Wayne County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $5k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

• It's been on market 29 days — a 2% lower offer ($19k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1919 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $19,204 (1.5% below list)

Questions for the listing agent

1. Built in 1919 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 5.91% ✓
• Cap rate: 53.42%
• Cash-on-cash: 168.31%
• DSCR: 8.49
• GRM: 1.4

CMA / ARV

• ARV (median comp): $33,263
• List price: $19,497
• Delta: -41.39%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 9 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
5071 Saint Clair St	0.00mi	3/1.0	872 (0%)	1mo	$12,000	$14	99
4482 Harding St	0.32mi	3/1.0	847 (-3%)	15mo	$20,000	$24	68
5561 Pennsylvania St	0.42mi	4/1.5 (+1)	868 (-0%)	12mo	$105,000	$121	63
5232 Mcclellan St	0.44mi	3/1.0	1,001 (+15%)	0mo	$33,000	$33	55
5081 Belvidere St	0.52mi	2/1.0 (-1)	890 (+2%)	17mo	$68,000	$76	54
3855 Harding St	0.58mi	3/1.0	986 (+13%)	8mo	$45,000	$46	44
5398 Cooper St	0.41mi	3/1.0	998 (+14%)	18mo	$67,500	$68	42
4177 Cadillac Blvd	0.57mi	2/1.5 (-1)	950 (+9%)	16mo	$35,000	$37	38
4846 Crane St	0.70mi	2/1.0 (-1)	750 (-14%)	15mo	$30,000	$40	27

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: —
• Equity multiple: 9.36×
• Total profit: $45,631
• Equity at exit: $2,907

10-year hold

• IRR: —
• Equity multiple: 19.80×
• Total profit: $102,626
• Equity at exit: $1,686

Cash invested: $5,459 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Michigan: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

Methodology + full state rankings →

ZIP-level market 48213

• Active inventory: 190
• Price-to-rent: 1.4×

Monthly cashflow live

• Estimated rent: $1,153 high
• Mortgage (P&I): −$102
• Tax from tax record: −$35 /mo · $420/yr
• Insurance: −$8
• HOA: −$0
• Vacancy / Maint / Mgmt: −$242
• Net cashflow: $766

Break-even live

Break-even rent $184

Max offer price $19,497

Occupancy floor 29%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $4,874
• Closing costs: $585
• Reserves months: —
• Total cash needed: —

Rent comps 19 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
5342 Cooper St Detroit, MI	3.0	1.0	1125	$1,200	$1.07	24d	1	0.40mi
4190 Hurlbut St Unit 2 Detroit, MI	2.0	1.0	900	$945	$1.05	15d	1	0.52mi
4055 Beniteau St Detroit, MI	2.0	1.0	1000	$900	$0.90	17d	1	0.60mi
3937 Beniteau St Detroit, MI	2.0	1.0	900	$950	$1.06	15d	1	0.68mi
4735 Rohns St Unit 6A Detroit, MI	2.0	1.0	850	$1,100	$1.29	2d	1	0.69mi
4735 Rohns St Unit 4A Detroit, MI	2.0	1.0	850	$1,000	$1.18	2d	1	0.69mi
3501 Garland St Detroit, MI	2.0	1.0	1000	$900	$0.90	24d	1	0.83mi
3495 Garland St Detroit, MI	2.0	1.0	1100	$900	$0.82	44d	1	0.83mi
3049 Montclair St Unit 1 Detroit, MI	2.0	1.0	850	$950	$1.12	44d	1	0.95mi
3032 Hurlbut St Unit 1 Detroit, MI	2.0	1.0	950	$900	$0.95	4d	1	1.01mi
5380 Maxwell St Unit 5380 Detroit, MI	2.0	1.0	1100	$900	$0.82	18d	1	1.07mi
9354 Bessemore St Detroit, MI	3.0	1.0	1125	$1,294	$1.15	17d	1	1.08mi
3475 Crane St Detroit, MI	3.0	1.5	1000	$1,338	$1.34	44d	1	1.12mi
2544 Cadillac Blvd Unit 2 Detroit, MI	2.0	1.0	973	$825	$0.85	24d	1	1.25mi
9142 Isham Detroit, MI	3.0	1.0	1000	$1,344	$1.34	17d	1	1.27mi
15111 E Vernor Hwy Unit 6 Detroit, MI	2.0	1.0	900	$1,200	$1.33	24d	1	1.34mi
2282 Belvidere St Unit 102 Detroit, MI	2.0	2.0	1000	$1,250	$1.25	44d	1	1.37mi
12210 Longview St Detroit, MI	3.0	1.0	1020	$1,100	$1.08	44d	1	1.47mi
8215 Badger St Detroit, MI	2.0	1.0	1000	$1,000	$1.00	15d	1	1.50mi

Listing history 11 events

1. 2026-05-05
   status Pending 658-char remark

   Show marketing remark (658 chars)

   Investor Special - Full Rehab Needed! This 3-bedroom bungalow on Detroit's east side is ready for a complete transformation. Great opportunity to bring this property back to life! Located in the 48213 ZIP. Immediate possession via QUITCLAIM DEED. Buyer to incur costs of all legal fees to quiet title. The Buyer shall pay for ALL closing costs, including transfer taxes, title insurance, and closing fees. Cash only. SELLER IS SELLING IN AS-IS CONDITION. IDRBNG. BATVAI. All measurements are estimated. Buyer to assume any and all city-required repairs / certifications / inspections / requirements. No repairs, concessions, or warranties provided by seller.

2. 2026-05-05
   status Pending 658-char remark

   Show marketing remark (658 chars)

   Investor Special - Full Rehab Needed! This 3-bedroom bungalow on Detroit's east side is ready for a complete transformation. Great opportunity to bring this property back to life! Located in the 48213 ZIP. Immediate possession via QUITCLAIM DEED. Buyer to incur costs of all legal fees to quiet title. The Buyer shall pay for ALL closing costs, including transfer taxes, title insurance, and closing fees. Cash only. SELLER IS SELLING IN AS-IS CONDITION. IDRBNG. BATVAI. All measurements are estimated. Buyer to assume any and all city-required repairs / certifications / inspections / requirements. No repairs, concessions, or warranties provided by seller.

3. 2026-05-05
   status Pending

   Show marketing remark (658 chars)

   Investor Special - Full Rehab Needed! This 3-bedroom bungalow on Detroit's east side is ready for a complete transformation. Great opportunity to bring this property back to life! Located in the 48213 ZIP. Immediate possession via QUITCLAIM DEED. Buyer to incur costs of all legal fees to quiet title. The Buyer shall pay for ALL closing costs, including transfer taxes, title insurance, and closing fees. Cash only. SELLER IS SELLING IN AS-IS CONDITION. IDRBNG. BATVAI. All measurements are estimated. Buyer to assume any and all city-required repairs / certifications / inspections / requirements. No repairs, concessions, or warranties provided by seller.

4. 2026-05-05
   historical Active - Backup Offers Accepted

   Show marketing remark (658 chars)

   Investor Special - Full Rehab Needed! This 3-bedroom bungalow on Detroit's east side is ready for a complete transformation. Great opportunity to bring this property back to life! Located in the 48213 ZIP. Immediate possession via QUITCLAIM DEED. Buyer to incur costs of all legal fees to quiet title. The Buyer shall pay for ALL closing costs, including transfer taxes, title insurance, and closing fees. Cash only. SELLER IS SELLING IN AS-IS CONDITION. IDRBNG. BATVAI. All measurements are estimated. Buyer to assume any and all city-required repairs / certifications / inspections / requirements. No repairs, concessions, or warranties provided by seller.

5. 2026-04-28
   price $19,497 658-char remark

   Show marketing remark (658 chars)

   Investor Special - Full Rehab Needed! This 3-bedroom bungalow on Detroit's east side is ready for a complete transformation. Great opportunity to bring this property back to life! Located in the 48213 ZIP. Immediate possession via QUITCLAIM DEED. Buyer to incur costs of all legal fees to quiet title. The Buyer shall pay for ALL closing costs, including transfer taxes, title insurance, and closing fees. Cash only. SELLER IS SELLING IN AS-IS CONDITION. IDRBNG. BATVAI. All measurements are estimated. Buyer to assume any and all city-required repairs / certifications / inspections / requirements. No repairs, concessions, or warranties provided by seller.

6. 2026-04-28
   price $19,497 658-char remark

   Show marketing remark (658 chars)

   Investor Special - Full Rehab Needed! This 3-bedroom bungalow on Detroit's east side is ready for a complete transformation. Great opportunity to bring this property back to life! Located in the 48213 ZIP. Immediate possession via QUITCLAIM DEED. Buyer to incur costs of all legal fees to quiet title. The Buyer shall pay for ALL closing costs, including transfer taxes, title insurance, and closing fees. Cash only. SELLER IS SELLING IN AS-IS CONDITION. IDRBNG. BATVAI. All measurements are estimated. Buyer to assume any and all city-required repairs / certifications / inspections / requirements. No repairs, concessions, or warranties provided by seller.

7. 2026-04-28
   price $19,497

   Show marketing remark (658 chars)

   Investor Special - Full Rehab Needed! This 3-bedroom bungalow on Detroit's east side is ready for a complete transformation. Great opportunity to bring this property back to life! Located in the 48213 ZIP. Immediate possession via QUITCLAIM DEED. Buyer to incur costs of all legal fees to quiet title. The Buyer shall pay for ALL closing costs, including transfer taxes, title insurance, and closing fees. Cash only. SELLER IS SELLING IN AS-IS CONDITION. IDRBNG. BATVAI. All measurements are estimated. Buyer to assume any and all city-required repairs / certifications / inspections / requirements. No repairs, concessions, or warranties provided by seller.

8. 2026-04-06
   listed $19,997 Active 658-char remark

   Show marketing remark (658 chars)

   Investor Special - Full Rehab Needed! This 3-bedroom bungalow on Detroit's east side is ready for a complete transformation. Great opportunity to bring this property back to life! Located in the 48213 ZIP. Immediate possession via QUITCLAIM DEED. Buyer to incur costs of all legal fees to quiet title. The Buyer shall pay for ALL closing costs, including transfer taxes, title insurance, and closing fees. Cash only. SELLER IS SELLING IN AS-IS CONDITION. IDRBNG. BATVAI. All measurements are estimated. Buyer to assume any and all city-required repairs / certifications / inspections / requirements. No repairs, concessions, or warranties provided by seller.

9. 2026-04-06
   listed $19,997 Active

   Show marketing remark (658 chars)

   Investor Special - Full Rehab Needed! This 3-bedroom bungalow on Detroit's east side is ready for a complete transformation. Great opportunity to bring this property back to life! Located in the 48213 ZIP. Immediate possession via QUITCLAIM DEED. Buyer to incur costs of all legal fees to quiet title. The Buyer shall pay for ALL closing costs, including transfer taxes, title insurance, and closing fees. Cash only. SELLER IS SELLING IN AS-IS CONDITION. IDRBNG. BATVAI. All measurements are estimated. Buyer to assume any and all city-required repairs / certifications / inspections / requirements. No repairs, concessions, or warranties provided by seller.

10. 2026-04-06
    historical $19,997

    Show marketing remark (658 chars)

    Investor Special - Full Rehab Needed! This 3-bedroom bungalow on Detroit's east side is ready for a complete transformation. Great opportunity to bring this property back to life! Located in the 48213 ZIP. Immediate possession via QUITCLAIM DEED. Buyer to incur costs of all legal fees to quiet title. The Buyer shall pay for ALL closing costs, including transfer taxes, title insurance, and closing fees. Cash only. SELLER IS SELLING IN AS-IS CONDITION. IDRBNG. BATVAI. All measurements are estimated. Buyer to assume any and all city-required repairs / certifications / inspections / requirements. No repairs, concessions, or warranties provided by seller.

11. 2026-04-06
    listed $19,997 Active 658-char remark

    Show marketing remark (658 chars)

    Investor Special - Full Rehab Needed! This 3-bedroom bungalow on Detroit's east side is ready for a complete transformation. Great opportunity to bring this property back to life! Located in the 48213 ZIP. Immediate possession via QUITCLAIM DEED. Buyer to incur costs of all legal fees to quiet title. The Buyer shall pay for ALL closing costs, including transfer taxes, title insurance, and closing fees. Cash only. SELLER IS SELLING IN AS-IS CONDITION. IDRBNG. BATVAI. All measurements are estimated. Buyer to assume any and all city-required repairs / certifications / inspections / requirements. No repairs, concessions, or warranties provided by seller.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MI · Partial reset (capped growth)

• Current annual tax: $420 · $35/mo
• Projected year-2 tax: $420 · $35/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 15 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $13,839
• − Mortgage interest: −$1,092
• − Property taxes: −$420
• − Insurance: −$97
• − Repairs & maintenance: −$1,107
• − Management: −$1,107
• − Depreciation: −$567
• Taxable income: $9,448
• Est. tax owed @ 24.0%: −$2,267
• After-tax cash flow: $6,921/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Detroit Public Schools Community District
• NCES district ID: 2601103
• Math proficiency: 10% ▼ -2.00%
• Reading proficiency: 24% ▲ 6.00%
• Median HH income: $25,815
• Composite: 13.06/100
• National rank: #9564
• State rank: #499 of 540 in MI

Livability — Detroit

• Score: 73/100
• State rank: #218
• US rank: #5427

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety B- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Detroit, MI
• County: Wayne County · 1,562,939 people
• City population: 572,865
• Metro: Detroit-Warren-Dearborn, MI
• Population (ZIP): 20,075
• Household income: $34,003
• Rent vs Own: 41.6% rent · 58.4% own
• Severe rent burden: 1202.0

Population outlook (Wayne County) Hauer SSP2

• Today (2025): 1,675,273 people
• By 2030: 1,620,300 · -3.3%
• By 2040: 1,502,341 · -10.3%
• By 2050: 1,384,039 · -17.4%
• By 2075: 1,124,592 · -32.9%
• By 2100: 881,193 · -47.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (92%)
• Race & ethnicity: Black 92% White 4% Hispanic / Latino 2% Two or more races 1%
• Common ancestry: Slovak 1%
• Foreign-born: 2% · Canada
• Languages at home: 97% English-only · Arabic 1% Spanish 1%

Political lean MEDSL · Wayne

• 2024 margin: Strong D (+29.0) · D 62.7% · R 33.7% · Other 3.6%
• 2008→2024 swing: -20.5pp toward R · 2008: 49.5pp · 2024: 29.0pp
• All cycles: 2024: D+29.0 2020: D+38.1 2016: D+37.3 2012: D+46.9 2008: D+49.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -122.86%
• Current HPI: 217.2037
• Rent YoY: —
• Metro: Detroit-Warren-Dearborn, MI
• State GDP YoY: ▲ 1.37%
• F500 in state: 28

Industry mix (Fortune 500 HQ in MI)

Industry	F500 HQs	Revenue
▸Automotive Parts	3	$48B
▸Automotive	2	$372B
▸Chemicals	1	$45B
▸Automotive Retail	1	$29B
▸Healthcare / Medical Devices	1	$23B
▸Automotive Technology	1	$20B

Price history

-2.5% since first listed

11 events — show timeline

• 2026-05-05 Pending — REALCOMP
• 2026-05-05 Pending — MiRealSource-MiMLS
• 2026-05-05 Pending — SW Michigan MLS
• 2026-05-05 Contingent — SW Michigan MLS
• 2026-04-28 Price Changed $19,497 MiRealSource-MiMLS
• 2026-04-28 Price Changed $19,497 REALCOMP
• 2026-04-28 Price Changed $19,497 SW Michigan MLS
• 2026-04-06 Listed $19,997 REALCOMP
• 2026-04-06 Listed $19,997 SW Michigan MLS
• 2026-04-06 Coming Soon $19,997 SW Michigan MLS
• 2026-04-06 Listed $19,997 MiRealSource-MiMLS

Property tax history

+0.2%/yr

Latest (2025): $420 · -52.1% YoY. Source: county tax records.