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110 Greenbriar Dr N 🏷️ Likely Rental
B Composite 70.28
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +4.4/10.0
  • Livability +3.4/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$114,900

110 Greenbriar Dr N · Bath, PA 18014
3 bd · 2.0 ba · 1,248 sqft · Manufactured public records · 107 Days on market
Built 1990 $92/sqft · 56% below area ↓ 9% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome home to this beautifully updated 1990 Commodore double-wide offering 3 bedrooms, 2 full bathrooms, and a spacious 24x52 open floor plan designed for comfortable everyday living. From the moment you step inside, you’ll notice the extensive upgrades throughout. The home features brand-new vinyl flooring in the main living areas and new carpet in all bedrooms, creating a fresh and modern feel. Every room has been thoughtfully improved, including updated real wood interior doors and frames, upgraded electrical outlets, and updated windows for efficiency and style. The fully remodeled kitchen is a true standout with: - New soft-close cabinets - Gorgeous butcher block countertops - Brand-new appliances including range, refrigerator, and dishwasher All bathrooms have been completely remodeled with tasteful finishes, offering a clean and contemporary look. Major mechanical updates provide peace of mind: - New furnace and central air - New water heater - Washer and dryer included Enjoy affordable living with lot rent of $998/month, which includes water, sewer, and trash. Plus, benefit from low yearly taxes. This move-in-ready home combines modern upgrades, practical improvements, and an inviting layout — all at an affordable price point. Schedule your showing today!

Key facts

  • New carpet
  • Updated windows
  • Remodeled kitchen

Tags

UPDATED VINYL FLOORINGNEW CARPETREAL WOOD INTERIOR DOORSUPGRADED ELECTRICAL OUTLETSUPDATED WINDOWSREMODELED KITCHEN

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏷️ Possibly a rental listed for sale. The $114,900 price doesn't fit this home's estimated sale value (~$263,666) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $115k.

Deal economics

  • At list price, monthly cash flow is $638 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $115k).
  • Recommended offer: $105k (9.0% below list) — sets the bar for market timing.
  • Cap rate 13.0% vs local median 3.1% in Bath — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 67/100 on livability (#959 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: employment D, amenities F, commute F.
  • Northampton Area SD (suburban): math 47% / reading 54% proficiency, ranked #153 of 539 in PA (top 28%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 62 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 567 units permitted in Northampton County in 2024 (151 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $794 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $32k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 107 days — a 9% lower offer ($105k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $104,559 (9.0% below list)

Questions for the listing agent

  1. It's been on market 107 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.59%
Cap rate
12.96%
Cash-on-cash
23.81%
DSCR
2.06
GRM
5.3

CMA / ARV

ARV (median comp)
$263,666
List price
$114,900
Delta
-56.42%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
228 Greenbriar Dr 0.12mi 3/2.0 1,253 (+0%) 19mo $58,000 $46 78
124 Greenbriar Dr N 0.07mi 2/1.0 (-1) 1,288 (+3%) 14mo $65,400 $51 71
172 Bentwood Cir 0.13mi 2/2.0 (-1) 1,344 (+8%) 9mo $70,000 $52 68
190 Greenbriar Dr S 0.09mi 2/2.0 (-1) 1,116 (-11%) 7mo $75,000 $67 67
58 Acorn Ct N 0.25mi 2/2.0 (-1) 1,344 (+8%) 14mo $65,000 $48 59

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
17.0%
Equity multiple
1.69×
Total profit
$22,064
Equity at exit
$17,132
10-year hold
IRR
25.5%
Equity multiple
3.23×
Total profit
$71,689
Equity at exit
$9,934

Cash invested: $32,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 18014

Active inventory
62
Price-to-rent
5.3×

Monthly cashflow live

Estimated rent
$1,823 high interval (Pro) →
Mortgage (P&I)
$603
Tax from tax record
$152 /mo · $1,820/yr
Insurance
$48
HOA
$0
Vacancy / Maint / Mgmt
$383
Net cashflow
$638

Break-even live

Break-even rent $1,015
Max offer price $114,900
Occupancy floor 60%

Sensitivity live

Price -10% $703 -5% $671 +0% $638 +5% $606 +10% $573
Rent -10% $494 -5% $566 +0% $638 +5% $710 +10% $782
Rate -1.0pp $696 -0.5pp $667 base $638 +0.5pp $608 +1.0pp $578

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$28,725
Closing costs
$3,447
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
216 Penn St #8 Bath, PA 2.0 1.0 1000 $1,750 $1.75 3d 1 0.51mi
112 S Chestnut St Bath, PA 2.0 1.0 800 $1,750 $2.19 44d 1 0.66mi
150 N Walnut St Apt A Bath, PA 2.0 1.0 1000 $1,295 $1.29 44d 1 0.77mi
252 N Walnut St #208 Bath, PA 2.0 1.5 1100 $1,850 $1.68 3d 1 0.95mi
282 N Walnut St Bath, PA 1.0–2.0 1.0–2.0 1025 $2,250 $2.20 3d 8 1.02mi
284 N Walnut St Unit 284-107 Bath, PA 2.0 2.0 1175 $2,250 $1.91 15d 1 1.10mi

Listing history 18 events

  1. 2026-06-21
    days on market $114,900 Active 107 DOM
  2. 2026-06-18
    days on market $114,900 Active 104 DOM
  3. 2026-06-17
    days on market $114,900 Active 103 DOM
  4. 2026-06-16
    days on market $114,900 Active 102 DOM
  5. 2026-06-15
    days on market $114,900 Active 101 DOM
  6. 2026-06-14
    days on market $114,900 Active 99 DOM
  7. 2026-06-10
    days on market $114,900 Active 96 DOM
  8. 2026-06-09
    days on market $114,900 Active 95 DOM
  9. 2026-06-08
    days on market $114,900 Active 94 DOM
  10. 2026-06-07
    days on market $114,900 Active 93 DOM
  11. 2026-06-05
    days on market $114,900 Active 90 DOM
  12. 2026-06-03
    days on market $114,900 Active 89 DOM
  13. 2026-06-02
    days on market $114,900 Active 88 DOM
  14. 2026-06-01
    days on market $114,900 Active 87 DOM
  15. 2026-05-31
    days on market $114,900 Active 86 DOM
  16. 2026-05-31
    days on market $114,900 Active 85 DOM
  17. 2026-04-03
    price $114,900 1297-char remark
    Show marketing remark (1297 chars)

    Welcome home to this beautifully updated 1990 Commodore double-wide offering 3 bedrooms, 2 full bathrooms, and a spacious 24x52 open floor plan designed for comfortable everyday living. From the moment you step inside, you’ll notice the extensive upgrades throughout. The home features brand-new vinyl flooring in the main living areas and new carpet in all bedrooms, creating a fresh and modern feel. Every room has been thoughtfully improved, including updated real wood interior doors and frames, upgraded electrical outlets, and updated windows for efficiency and style. The fully remodeled kitchen is a true standout with: - New soft-close cabinets - Gorgeous butcher block countertops - Brand-new appliances including range, refrigerator, and dishwasher All bathrooms have been completely remodeled with tasteful finishes, offering a clean and contemporary look. Major mechanical updates provide peace of mind: - New furnace and central air - New water heater - Washer and dryer included Enjoy affordable living with lot rent of $998/month, which includes water, sewer, and trash. Plus, benefit from low yearly taxes. This move-in-ready home combines modern upgrades, practical improvements, and an inviting layout — all at an affordable price point. Schedule your showing today!

  18. 2026-03-06
    listed $125,900 Active 1297-char remark
    Show marketing remark (1297 chars)

    Welcome home to this beautifully updated 1990 Commodore double-wide offering 3 bedrooms, 2 full bathrooms, and a spacious 24x52 open floor plan designed for comfortable everyday living. From the moment you step inside, you’ll notice the extensive upgrades throughout. The home features brand-new vinyl flooring in the main living areas and new carpet in all bedrooms, creating a fresh and modern feel. Every room has been thoughtfully improved, including updated real wood interior doors and frames, upgraded electrical outlets, and updated windows for efficiency and style. The fully remodeled kitchen is a true standout with: - New soft-close cabinets - Gorgeous butcher block countertops - Brand-new appliances including range, refrigerator, and dishwasher All bathrooms have been completely remodeled with tasteful finishes, offering a clean and contemporary look. Major mechanical updates provide peace of mind: - New furnace and central air - New water heater - Washer and dryer included Enjoy affordable living with lot rent of $998/month, which includes water, sewer, and trash. Plus, benefit from low yearly taxes. This move-in-ready home combines modern upgrades, practical improvements, and an inviting layout — all at an affordable price point. Schedule your showing today!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$1,820 · $152/mo
Projected year-2 tax
$1,820 · $152/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥99°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 17% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$21,878
− Mortgage interest
−$6,436
− Property taxes
−$1,820
− Insurance
−$574
− Repairs & maintenance
−$1,750
− Management
−$1,750
− Depreciation
−$3,343
Taxable income
$6,205
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,489
After-tax cash flow
$6,170/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Northampton Area SD
NCES district ID
4217370
Math proficiency
47% ▼ -1.00%
Reading proficiency
54% ▼ -13.00%
Median HH income
$62,326
Composite
44.35/100
National rank
#2822
State rank
#153 of 539 in PA

Livability — Bath

Score
67/100
State rank
#959
US rank
#10512

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D Housing A+ Health & safety F User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
12,474

Population outlook (Northampton County) Hauer SSP2

Today (2025)
312,227 people
By 2030
314,769 · +0.8%
By 2040
316,914 · +1.5%
By 2050
318,037 · +1.9%
By 2075
334,003 · +7.0%
By 2100
344,696 · +10.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (88%)
Race & ethnicity
White 88% Hispanic / Latino 6% Two or more races 4% Black 3%
Hispanic origin (detail)
Puerto Rican 3%
Common ancestry
Romanian 4% Polish 3% Danish 3%
Foreign-born
2% · Canada
Languages at home
95% English-only · Spanish 3% Other Indo-European 1%

Political lean MEDSL · Northampton

2024 margin
Toss-up / Even · D 48.6% · R 50.4%
2008→2024 swing
-14.1pp toward R · 2008: 12.3pp · 2024: -1.8pp
All cycles
2024: R+1.8 2020: D+0.7 2016: R+3.8 2012: D+4.6 2008: D+12.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -145.54%
Current HPI
212.4688
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

-8.7% since first listed
2 events — show timeline
  • 2026-04-03 Price Changed $114,900 BRIGHT MLS
  • 2026-03-06 Listed $125,900 BRIGHT MLS

Property tax history

+1.3%/yr

Latest (2026): $1,820 · +3.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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