🏷️ Likely Rental
110 Greenbriar Dr N · Bath, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 5/10 · Moderate
- Hot days now (above 99°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 17.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Schools +4.4/10.0
- Livability +3.4/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$114,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome home to this beautifully updated 1990 Commodore double-wide offering 3 bedrooms, 2 full bathrooms, and a spacious 24x52 open floor plan designed for comfortable everyday living. From the moment you step inside, you’ll notice the extensive upgrades throughout. The home features brand-new vinyl flooring in the main living areas and new carpet in all bedrooms, creating a fresh and modern feel. Every room has been thoughtfully improved, including updated real wood interior doors and frames, upgraded electrical outlets, and updated windows for efficiency and style. The fully remodeled kitchen is a true standout with: - New soft-close cabinets - Gorgeous butcher block countertops - Brand-new appliances including range, refrigerator, and dishwasher All bathrooms have been completely remodeled with tasteful finishes, offering a clean and contemporary look. Major mechanical updates provide peace of mind: - New furnace and central air - New water heater - Washer and dryer included Enjoy affordable living with lot rent of $998/month, which includes water, sewer, and trash. Plus, benefit from low yearly taxes. This move-in-ready home combines modern upgrades, practical improvements, and an inviting layout — all at an affordable price point. Schedule your showing today!
Key facts
- New carpet
- Updated windows
- Remodeled kitchen
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $115k.
Deal economics
- At list price, monthly cash flow is $638 ($8k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $115k).
- Recommended offer: $105k (9.0% below list) — sets the bar for market timing.
- Cap rate 13.0% vs local median 3.1% in Bath — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 67/100 on livability (#959 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: employment D, amenities F, commute F.
- Northampton Area SD (suburban): math 47% / reading 54% proficiency, ranked #153 of 539 in PA (top 28%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: 62 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 567 units permitted in Northampton County in 2024 (151 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $794 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $32k cash investment doubles in ~6 years — after that, you're playing with house money.
Negotiation context
- It's been on market 107 days — a 9% lower offer ($105k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 107 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.59% ✓
- Cap rate
- 12.96%
- Cash-on-cash
- 23.81%
- DSCR
- 2.06
- GRM
- 5.3
CMA / ARV
- ARV (median comp)
- $263,666
- List price
- $114,900
- Delta
- -56.42%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 228 Greenbriar Dr | 0.12mi | 3/2.0 | 1,253 (+0%) | 19mo | $58,000 | $46 | 78 |
| 124 Greenbriar Dr N | 0.07mi | 2/1.0 (-1) | 1,288 (+3%) | 14mo | $65,400 | $51 | 71 |
| 172 Bentwood Cir | 0.13mi | 2/2.0 (-1) | 1,344 (+8%) | 9mo | $70,000 | $52 | 68 |
| 190 Greenbriar Dr S | 0.09mi | 2/2.0 (-1) | 1,116 (-11%) | 7mo | $75,000 | $67 | 67 |
| 58 Acorn Ct N | 0.25mi | 2/2.0 (-1) | 1,344 (+8%) | 14mo | $65,000 | $48 | 59 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 17.0%
- Equity multiple
- 1.69×
- Total profit
- $22,064
- Equity at exit
- $17,132
- IRR
- 25.5%
- Equity multiple
- 3.23×
- Total profit
- $71,689
- Equity at exit
- $9,934
Cash invested: $32,172 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 18014
- Active inventory
- 62
- Price-to-rent
- 5.3×
Monthly cashflow live
- Estimated rent
- $1,823 high interval (Pro) →
- Mortgage (P&I)
- −$603
- Tax from tax record
- −$152 /mo · $1,820/yr
- Insurance
- −$48
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$383
- Net cashflow
- $638
Break-even live
Sensitivity live
| Price | -10% $703 | -5% $671 | +0% $638 | +5% $606 | +10% $573 |
|---|---|---|---|---|---|
| Rent | -10% $494 | -5% $566 | +0% $638 | +5% $710 | +10% $782 |
| Rate | -1.0pp $696 | -0.5pp $667 | base $638 | +0.5pp $608 | +1.0pp $578 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $28,725
- Closing costs
- $3,447
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 6 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 216 Penn St #8 Bath, PA | 2.0 | 1.0 | 1000 | $1,750 | $1.75 | 3d | 1 | 0.51mi |
| 112 S Chestnut St Bath, PA | 2.0 | 1.0 | 800 | $1,750 | $2.19 | 44d | 1 | 0.66mi |
| 150 N Walnut St Apt A Bath, PA | 2.0 | 1.0 | 1000 | $1,295 | $1.29 | 44d | 1 | 0.77mi |
| 252 N Walnut St #208 Bath, PA | 2.0 | 1.5 | 1100 | $1,850 | $1.68 | 3d | 1 | 0.95mi |
| 282 N Walnut St Bath, PA | 1.0–2.0 | 1.0–2.0 | 1025 | $2,250 | $2.20 | 3d | 8 | 1.02mi |
| 284 N Walnut St Unit 284-107 Bath, PA | 2.0 | 2.0 | 1175 | $2,250 | $1.91 | 15d | 1 | 1.10mi |
Listing history 18 events
-
2026-06-21days on market $114,900 Active 107 DOM
-
2026-06-18days on market $114,900 Active 104 DOM
-
2026-06-17days on market $114,900 Active 103 DOM
-
2026-06-16days on market $114,900 Active 102 DOM
-
2026-06-15days on market $114,900 Active 101 DOM
-
2026-06-14days on market $114,900 Active 99 DOM
-
2026-06-10days on market $114,900 Active 96 DOM
-
2026-06-09days on market $114,900 Active 95 DOM
-
2026-06-08days on market $114,900 Active 94 DOM
-
2026-06-07days on market $114,900 Active 93 DOM
-
2026-06-05days on market $114,900 Active 90 DOM
-
2026-06-03days on market $114,900 Active 89 DOM
-
2026-06-02days on market $114,900 Active 88 DOM
-
2026-06-01days on market $114,900 Active 87 DOM
-
2026-05-31days on market $114,900 Active 86 DOM
-
2026-05-31days on market $114,900 Active 85 DOM
-
2026-04-03price $114,900 1297-char remark
Show marketing remark (1297 chars)
Welcome home to this beautifully updated 1990 Commodore double-wide offering 3 bedrooms, 2 full bathrooms, and a spacious 24x52 open floor plan designed for comfortable everyday living. From the moment you step inside, you’ll notice the extensive upgrades throughout. The home features brand-new vinyl flooring in the main living areas and new carpet in all bedrooms, creating a fresh and modern feel. Every room has been thoughtfully improved, including updated real wood interior doors and frames, upgraded electrical outlets, and updated windows for efficiency and style. The fully remodeled kitchen is a true standout with: - New soft-close cabinets - Gorgeous butcher block countertops - Brand-new appliances including range, refrigerator, and dishwasher All bathrooms have been completely remodeled with tasteful finishes, offering a clean and contemporary look. Major mechanical updates provide peace of mind: - New furnace and central air - New water heater - Washer and dryer included Enjoy affordable living with lot rent of $998/month, which includes water, sewer, and trash. Plus, benefit from low yearly taxes. This move-in-ready home combines modern upgrades, practical improvements, and an inviting layout — all at an affordable price point. Schedule your showing today!
-
2026-03-06$125,900 Active 1297-char remark
Show marketing remark (1297 chars)
Welcome home to this beautifully updated 1990 Commodore double-wide offering 3 bedrooms, 2 full bathrooms, and a spacious 24x52 open floor plan designed for comfortable everyday living. From the moment you step inside, you’ll notice the extensive upgrades throughout. The home features brand-new vinyl flooring in the main living areas and new carpet in all bedrooms, creating a fresh and modern feel. Every room has been thoughtfully improved, including updated real wood interior doors and frames, upgraded electrical outlets, and updated windows for efficiency and style. The fully remodeled kitchen is a true standout with: - New soft-close cabinets - Gorgeous butcher block countertops - Brand-new appliances including range, refrigerator, and dishwasher All bathrooms have been completely remodeled with tasteful finishes, offering a clean and contemporary look. Major mechanical updates provide peace of mind: - New furnace and central air - New water heater - Washer and dryer included Enjoy affordable living with lot rent of $998/month, which includes water, sewer, and trash. Plus, benefit from low yearly taxes. This move-in-ready home combines modern upgrades, practical improvements, and an inviting layout — all at an affordable price point. Schedule your showing today!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $1,820 · $152/mo
- Projected year-2 tax
- $1,820 · $152/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥99°F today · 16 d/yr by 30 yrs out
- Wind 4/10 Moderate 17% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,878
- − Mortgage interest
- −$6,436
- − Property taxes
- −$1,820
- − Insurance
- −$574
- − Repairs & maintenance
- −$1,750
- − Management
- −$1,750
- − Depreciation
- −$3,343
- Taxable income
- $6,205
- Est. tax owed @ 24.0%
- −$1,489
- After-tax cash flow
- $6,170/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Northampton Area SD
- NCES district ID
- 4217370
- Math proficiency
- 47% ▼ -1.00%
- Reading proficiency
- 54% ▼ -13.00%
- Median HH income
- $62,326
- Composite
- 44.35/100
- National rank
- #2822
- State rank
- #153 of 539 in PA
Livability — Bath
- Score
- 67/100
- State rank
- #959
- US rank
- #10512
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 12,474
Population outlook (Northampton County) Hauer SSP2
- Today (2025)
- 312,227 people
- By 2030
- 314,769 · +0.8%
- By 2040
- 316,914 · +1.5%
- By 2050
- 318,037 · +1.9%
- By 2075
- 334,003 · +7.0%
- By 2100
- 344,696 · +10.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (88%)
- Race & ethnicity
- White 88% Hispanic / Latino 6% Two or more races 4% Black 3%
- Hispanic origin (detail)
- Puerto Rican 3%
- Common ancestry
- Romanian 4% Polish 3% Danish 3%
- Foreign-born
- 2% · Canada
- Languages at home
- 95% English-only · Spanish 3% Other Indo-European 1%
Political lean MEDSL · Northampton
- 2024 margin
- Toss-up / Even · D 48.6% · R 50.4%
- 2008→2024 swing
- -14.1pp toward R · 2008: 12.3pp · 2024: -1.8pp
- All cycles
- 2024: R+1.8 2020: D+0.7 2016: R+3.8 2012: D+4.6 2008: D+12.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -145.54%
- Current HPI
- 212.4688
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
||
| Insurance | 2 | $27B |
|
||
| Telecommunications / Media | 1 | $124B |
|
||
| Industrial Distribution | 1 | $22B |
|
||
| Financial Services | 1 | $20B |
|
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| Chemicals / Materials | 1 | $18B |
|
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Price history
-8.7% since first listed2 events — show timeline
- 2026-04-03 Price Changed $114,900 BRIGHT MLS
- 2026-03-06 Listed $125,900 BRIGHT MLS
Property tax history
+1.3%/yrLatest (2026): $1,820 · +3.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…