🏷️ Likely Rental
609 Palmer Rd Unit 3M · Yonkers, NY
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 6/10 · Moderate
- Hot days now (above 99°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the A- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Schools +4.1/10.0
- Condition / age +4.0/5.0
- Rent growth +3.6/5.0
- Livability +3.4/5.0
- Appreciation +0.0/10.0
$150,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Step into this beautifully renovated one-bedroom home offering a seamless blend of modern design, functionality, and comfort. Thoughtfully updated throughout, this spacious residence features wide-plank wood-style flooring, freshly painted walls, and ample natural light that creates a bright and inviting atmosphere. The contemporary kitchen showcases white shaker cabinetry, countertops, a sleek tile backsplash, and full-sized stainless-steel appliances, including a gas range. The bedroom offers generous space, comfortably able to fit a king size bed with additional furniture, and storage with a double-door closet and clean, neutral finishes. This move-in ready co-op delivers both style and practicality in a desirable location. Gate house with guard upon complex entry, Laundry on first floor, One guaranteed outdoor parking space assigned at closing for $75/month, plus a storage room space and bike room space (free of charge). ------ Minimum Financial Requirements for Purchase Applicants: 1) Minimum Equifax FICO 5.0 Credit Score of 740 or above, per applicant, required. 2) Required Minimum Debt to Income Ratio – not to exceed 30%. This includes ongoing costs such as maintenance, mortgage, taxes, other real estate, etc. 3) 20% Total Down Payment. 10% at contract signing required; balance due at closing. 4) Minimum of 2 years of Salary and Work History, required. 5) Minimum Cash Balance sufficient to meet 6 months of living expenses after payment of down payment and other related closing costs, required.
Key facts
- Renovated home
- Double door closet
- Gas range
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath condo listed at $150k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $878 ($11k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $150k).
- Recommended offer: $132k (12.0% below list) — sets the bar for market timing.
- Cap rate 13.3% vs local median 5.3% in Yonkers — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 68/100 on livability (#528 in NY) — a middle-class / working-renter tenant base. Strengths: employment A, commute B; Watch: amenities F, cost of living F.
- Yonkers City School District (suburban): math 41% / reading 54% proficiency, ranked #413 of 590 in NY (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+4.4%/yr); 185 active listings in the ZIP; 24 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 954 units permitted in Westchester County in 2024 (649 in 5+ unit buildings).
- This rent runs 45% of the median local income ($65k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Westchester County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 4.4% rent growth), your $42k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- It's been on market 129 days — a 12% lower offer ($132k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts since 3y ago; this cycle's ask has dropped $15k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 129 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1965 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.62% ✓
- Cap rate
- 13.32%
- Cash-on-cash
- 25.09%
- DSCR
- 2.12
- GRM
- 5.2
CMA / ARV
- ARV (median comp)
- $213,399
- List price
- $150,000
- Delta
- -29.71%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Projected returns pro-forma
-3.0% appreciation · 4.39% rent growth · sell at horizon
- IRR
- 20.2%
- Equity multiple
- 1.84×
- Total profit
- $35,098
- Equity at exit
- $22,365
- IRR
- 29.3%
- Equity multiple
- 3.79×
- Total profit
- $117,240
- Equity at exit
- $12,969
Cash invested: $42,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 5 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City Yonkers
- 5 Strongly Tenant-Friendly · D+20
ZIP-level market 10701
- Rents YoY
- 4.4%
- Active inventory
- 185
- Price-to-rent
- 5.2×
Monthly cashflow live
- Estimated rent
- $2,424 high interval (Pro) →
- Mortgage (P&I)
- −$787
- Tax est. 1.5%
- −$188 /mo · $2,250/yr
- Insurance
- −$62
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$509
- Net cashflow
- $878
Break-even live
Sensitivity live
| Price | -10% $982 | -5% $930 | +0% $878 | +5% $826 | +10% $775 |
|---|---|---|---|---|---|
| Rent | -10% $687 | -5% $782 | +0% $878 | +5% $974 | +10% $1,070 |
| Rate | -1.0pp $954 | -0.5pp $916 | base $878 | +0.5pp $839 | +1.0pp $800 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $37,500
- Closing costs
- $4,500
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 24 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 28 Kenilworth Rd Unit The Cottage Yonkers, NY | 1.0 | 1.0 | 600 | $1,950 | $3.25 | 15d | 1 | 0.18mi |
| 42 Winchester Ave Unit 2A Yonkers, NY | 1.0 | 1.0 | 700 | $2,100 | $3.00 | 15d | 1 | 0.35mi |
| 8 Wainwright Ave Unit 2A Yonkers, NY | — | 1.0 | 700 | $1,600 | $2.29 | 8d | 1 | 0.47mi |
| 12 Wainwright Ave Apt 1B Yonkers, NY | 1.0 | 1.0 | 700 | $1,950 | $2.79 | 44d | 1 | 0.49mi |
| 278 Mile Square Rd Yonkers, NY | 2.0 | 1.0 | 1000 | $2,650 | $2.65 | 44d | 1 | 0.53mi |
| 1549 Central Park Ave Yonkers, NY | 2.0 | 1.0 | 850 | $2,400 | $2.82 | 44d | 1 | 0.56mi |
| 717 Tuckahoe Rd Unit 16A Yonkers, NY | 1.0 | 1.0 | 650 | $2,495 | $3.84 | 5d | 1 | 0.72mi |
| 4 Sadore Ln Unit 2W Yonkers, NY | 1.0 | 1.0 | 800 | $2,000 | $2.50 | 18d | 1 | 0.86mi |
| 28 Tunis Ave Unit 2 Yonkers, NY | 2.0 | 1.0 | 900 | $3,000 | $3.33 | 44d | 1 | 0.90mi |
| 51 Parkway Rd Apt 3 Bronxville, NY | 1.0 | 1.0 | 1100 | $3,100 | $2.82 | 25d | 1 | 0.98mi |
| 64 Kensington Rd Apt 1A Bronxville, NY | 1.0 | 1.0 | 800 | $2,895 | $3.62 | 12d | 1 | 1.01mi |
| 64 Sagamore Rd Unit A6 Bronxville, NY | 1.0 | 1.0 | 850 | $2,900 | $3.41 | 5d | 1 | 1.05mi |
| 85 Bennett Ave Unit 2 Yonkers, NY | 2.0 | 1.0 | 1000 | $2,500 | $2.50 | 44d | 1 | 1.08mi |
| 23 Belknap Ave Yonkers, NY | 1.0 | 1.0 | 700 | $2,300 | $3.29 | 25d | 1 | 1.09mi |
| 111 Kensington Rd Unit 8 Bronxville, NY | 1.0 | 1.0 | 825 | $2,650 | $3.21 | 14d | 1 | 1.10mi |
| 128 Colonial Pkwy Unit 3B Yonkers, NY | 1.0 | 1.0 | 871 | $2,750 | $3.16 | 44d | 1 | 1.13mi |
| 601 Ridge Hill Blvd Yonkers, NY | 2.0 | 1.0–2.0 | 819 | $3,500 | $4.27 | 8d | 14 | 1.13mi |
| 1 Elm St Unit 3B Tuckahoe, NY | 2.0 | 1.0 | 1100 | $3,200 | $2.91 | 8d | 1 | 1.16mi |
| 1 Elm St Unit 3B Tuckahoe, NY | 2.0 | 1.0 | 1100 | $3,200 | $2.91 | 11d | 1 | 1.16mi |
| 23 Colin St Yonkers, NY | 2.0 | 1.0 | 750 | $2,500 | $3.33 | 16d | 1 | 1.21mi |
| 21 Scarsdale Rd Yonkers, NY | 2.0 | 1.0 | 835 | $3,795 | $4.54 | 2d | 21 | 1.22mi |
| 103 Burhans Ave Yonkers, NY | 2.0 | 1.0 | 894 | $2,000 | $2.24 | 44d | 1 | 1.23mi |
| 50 Columbus Ave Unit 817 Tuckahoe, NY | 1.0 | 1.0 | 750 | $3,000 | $4.00 | 23d | 1 | 1.46mi |
| 50 Columbus Ave Apt 909 Tuckahoe, NY | 2.0 | 2.0 | 871 | $3,800 | $4.36 | 0d | 1 | 1.48mi |
HOA detail condo
- Monthly dues
- $0 · $0/yr
- Likely covers
- gas
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 23 events
-
2026-06-13statusdays on market $150,000 Pending 129 DOM
-
2026-06-09days on market $150,000 Active 126 DOM
-
2026-06-08days on market $150,000 Active 125 DOM
-
2026-06-07days on market $150,000 Active 124 DOM
-
2026-06-04days on market $150,000 Active 121 DOM
-
2026-06-03days on market $150,000 Active 120 DOM
-
2026-06-02days on market $150,000 Active 119 DOM
-
2026-06-01days on market $150,000 Active 118 DOM
-
2026-05-31days on market $150,000 Active 117 DOM
-
2026-05-12status Active 1533-char remark
Show marketing remark (1533 chars)
Step into this beautifully renovated one-bedroom home offering a seamless blend of modern design, functionality, and comfort. Thoughtfully updated throughout, this spacious residence features wide-plank wood-style flooring, freshly painted walls, and ample natural light that creates a bright and inviting atmosphere. The contemporary kitchen showcases white shaker cabinetry, countertops, a sleek tile backsplash, and full-sized stainless-steel appliances, including a gas range. The bedroom offers generous space, comfortably able to fit a king size bed with additional furniture, and storage with a double-door closet and clean, neutral finishes. This move-in ready co-op delivers both style and practicality in a desirable location. Gate house with guard upon complex entry, Laundry on first floor, One guaranteed outdoor parking space assigned at closing for $75/month, plus a storage room space and bike room space (free of charge). ------ Minimum Financial Requirements for Purchase Applicants: 1) Minimum Equifax FICO 5.0 Credit Score of 740 or above, per applicant, required. 2) Required Minimum Debt to Income Ratio – not to exceed 30%. This includes ongoing costs such as maintenance, mortgage, taxes, other real estate, etc. 3) 20% Total Down Payment. 10% at contract signing required; balance due at closing. 4) Minimum of 2 years of Salary and Work History, required. 5) Minimum Cash Balance sufficient to meet 6 months of living expenses after payment of down payment and other related closing costs, required.
-
2026-05-12historical 1533-char remark
Show marketing remark (1533 chars)
Step into this beautifully renovated one-bedroom home offering a seamless blend of modern design, functionality, and comfort. Thoughtfully updated throughout, this spacious residence features wide-plank wood-style flooring, freshly painted walls, and ample natural light that creates a bright and inviting atmosphere. The contemporary kitchen showcases white shaker cabinetry, countertops, a sleek tile backsplash, and full-sized stainless-steel appliances, including a gas range. The bedroom offers generous space, comfortably able to fit a king size bed with additional furniture, and storage with a double-door closet and clean, neutral finishes. This move-in ready co-op delivers both style and practicality in a desirable location. Gate house with guard upon complex entry, Laundry on first floor, One guaranteed outdoor parking space assigned at closing for $75/month, plus a storage room space and bike room space (free of charge). ------ Minimum Financial Requirements for Purchase Applicants: 1) Minimum Equifax FICO 5.0 Credit Score of 740 or above, per applicant, required. 2) Required Minimum Debt to Income Ratio – not to exceed 30%. This includes ongoing costs such as maintenance, mortgage, taxes, other real estate, etc. 3) 20% Total Down Payment. 10% at contract signing required; balance due at closing. 4) Minimum of 2 years of Salary and Work History, required. 5) Minimum Cash Balance sufficient to meet 6 months of living expenses after payment of down payment and other related closing costs, required.
-
2026-04-07price $150,000 1533-char remark
Show marketing remark (1533 chars)
Step into this beautifully renovated one-bedroom home offering a seamless blend of modern design, functionality, and comfort. Thoughtfully updated throughout, this spacious residence features wide-plank wood-style flooring, freshly painted walls, and ample natural light that creates a bright and inviting atmosphere. The contemporary kitchen showcases white shaker cabinetry, countertops, a sleek tile backsplash, and full-sized stainless-steel appliances, including a gas range. The bedroom offers generous space, comfortably able to fit a king size bed with additional furniture, and storage with a double-door closet and clean, neutral finishes. This move-in ready co-op delivers both style and practicality in a desirable location. Gate house with guard upon complex entry, Laundry on first floor, One guaranteed outdoor parking space assigned at closing for $75/month, plus a storage room space and bike room space (free of charge). ------ Minimum Financial Requirements for Purchase Applicants: 1) Minimum Equifax FICO 5.0 Credit Score of 740 or above, per applicant, required. 2) Required Minimum Debt to Income Ratio – not to exceed 30%. This includes ongoing costs such as maintenance, mortgage, taxes, other real estate, etc. 3) 20% Total Down Payment. 10% at contract signing required; balance due at closing. 4) Minimum of 2 years of Salary and Work History, required. 5) Minimum Cash Balance sufficient to meet 6 months of living expenses after payment of down payment and other related closing costs, required.
-
2026-03-24status Active 1533-char remark
Show marketing remark (1533 chars)
Step into this beautifully renovated one-bedroom home offering a seamless blend of modern design, functionality, and comfort. Thoughtfully updated throughout, this spacious residence features wide-plank wood-style flooring, freshly painted walls, and ample natural light that creates a bright and inviting atmosphere. The contemporary kitchen showcases white shaker cabinetry, countertops, a sleek tile backsplash, and full-sized stainless-steel appliances, including a gas range. The bedroom offers generous space, comfortably able to fit a king size bed with additional furniture, and storage with a double-door closet and clean, neutral finishes. This move-in ready co-op delivers both style and practicality in a desirable location. Gate house with guard upon complex entry, Laundry on first floor, One guaranteed outdoor parking space assigned at closing for $75/month, plus a storage room space and bike room space (free of charge). ------ Minimum Financial Requirements for Purchase Applicants: 1) Minimum Equifax FICO 5.0 Credit Score of 740 or above, per applicant, required. 2) Required Minimum Debt to Income Ratio – not to exceed 30%. This includes ongoing costs such as maintenance, mortgage, taxes, other real estate, etc. 3) 20% Total Down Payment. 10% at contract signing required; balance due at closing. 4) Minimum of 2 years of Salary and Work History, required. 5) Minimum Cash Balance sufficient to meet 6 months of living expenses after payment of down payment and other related closing costs, required.
-
2025-12-29status Pending 1533-char remark
Show marketing remark (1533 chars)
Step into this beautifully renovated one-bedroom home offering a seamless blend of modern design, functionality, and comfort. Thoughtfully updated throughout, this spacious residence features wide-plank wood-style flooring, freshly painted walls, and ample natural light that creates a bright and inviting atmosphere. The contemporary kitchen showcases white shaker cabinetry, countertops, a sleek tile backsplash, and full-sized stainless-steel appliances, including a gas range. The bedroom offers generous space, comfortably able to fit a king size bed with additional furniture, and storage with a double-door closet and clean, neutral finishes. This move-in ready co-op delivers both style and practicality in a desirable location. Gate house with guard upon complex entry, Laundry on first floor, One guaranteed outdoor parking space assigned at closing for $75/month, plus a storage room space and bike room space (free of charge). ------ Minimum Financial Requirements for Purchase Applicants: 1) Minimum Equifax FICO 5.0 Credit Score of 740 or above, per applicant, required. 2) Required Minimum Debt to Income Ratio – not to exceed 30%. This includes ongoing costs such as maintenance, mortgage, taxes, other real estate, etc. 3) 20% Total Down Payment. 10% at contract signing required; balance due at closing. 4) Minimum of 2 years of Salary and Work History, required. 5) Minimum Cash Balance sufficient to meet 6 months of living expenses after payment of down payment and other related closing costs, required.
-
2025-11-10$165,000 Active 1533-char remark
Show marketing remark (1533 chars)
Step into this beautifully renovated one-bedroom home offering a seamless blend of modern design, functionality, and comfort. Thoughtfully updated throughout, this spacious residence features wide-plank wood-style flooring, freshly painted walls, and ample natural light that creates a bright and inviting atmosphere. The contemporary kitchen showcases white shaker cabinetry, countertops, a sleek tile backsplash, and full-sized stainless-steel appliances, including a gas range. The bedroom offers generous space, comfortably able to fit a king size bed with additional furniture, and storage with a double-door closet and clean, neutral finishes. This move-in ready co-op delivers both style and practicality in a desirable location. Gate house with guard upon complex entry, Laundry on first floor, One guaranteed outdoor parking space assigned at closing for $75/month, plus a storage room space and bike room space (free of charge). ------ Minimum Financial Requirements for Purchase Applicants: 1) Minimum Equifax FICO 5.0 Credit Score of 740 or above, per applicant, required. 2) Required Minimum Debt to Income Ratio – not to exceed 30%. This includes ongoing costs such as maintenance, mortgage, taxes, other real estate, etc. 3) 20% Total Down Payment. 10% at contract signing required; balance due at closing. 4) Minimum of 2 years of Salary and Work History, required. 5) Minimum Cash Balance sufficient to meet 6 months of living expenses after payment of down payment and other related closing costs, required.
-
2025-11-01historical
-
2025-10-29status Active
-
2025-08-19status Pending
-
2025-06-11price $170,000
-
2024-08-06$185,000 Active
-
2024-02-05status Pending
-
2023-07-31$185,000 Active
-
2023-03-06$160,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 6/10 Major 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $29,085
- − Mortgage interest
- −$8,402
- − Property taxes
- −$2,250
- − Insurance
- −$750
- − Repairs & maintenance
- −$2,327
- − Management
- −$2,327
- − Depreciation
- −$4,364
- Taxable income
- $8,666
- Est. tax owed @ 24.0%
- −$2,080
- After-tax cash flow
- $8,458/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 6 photos
This beautifully renovated one-bedroom condo is move-in ready with modern design, hardwood-style flooring, and ample natural light. It offers a good condition score and is ready for minor exterior and interior enhancements to further increase its value.
Value-add opportunities
- Both Painting exterior brick — Enhances curb appeal and can increase both resale and rental value.
- Both Landscaping improvements — Enhances curb appeal and can increase both resale and rental value.
- Both New window treatments — Improves energy efficiency and enhances curb appeal.
- Both Update HVAC system — Improves comfort and energy efficiency, which can increase both resale and rental value.
Renovation cost estimate screening
Value-add ROI direction
- Both Painting exterior brick — Enhances curb appeal and can increase both resale and rental value. ↑
- Both Landscaping improvements — Enhances curb appeal and can increase both resale and rental value. ↑
- Both New window treatments — Improves energy efficiency and enhances curb appeal. ↑
- Both Update HVAC system — Improves comfort and energy efficiency, which can increase both resale and rental value. ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Yonkers City School District
- NCES district ID
- 3631920
- Math proficiency
- 41% ▼ -1.00%
- Reading proficiency
- 54% ▲ 14.00%
- Median HH income
- $58,042
- Composite
- 41.43/100
- National rank
- #3471
- State rank
- #413 of 590 in NY
Livability — Yonkers
- Score
- 68/100
- State rank
- #528
- US rank
- #9394
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Yonkers, NY
- County
- Westchester County · 709,332 people
- City population
- 212,407
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- Population (ZIP)
- 70,676
- Household income
- $64,776
- Rent vs Own
- Severe rent burden
- 6045.0
Population outlook (Westchester County) Hauer SSP2
- Today (2025)
- 1,028,035 people
- By 2030
- 1,051,636 · +2.3%
- By 2040
- 1,098,520 · +6.9%
- By 2050
- 1,136,044 · +10.5%
- By 2075
- 1,196,925 · +16.4%
- By 2100
- 1,175,147 · +14.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.65)
- Race & ethnicity
- Hispanic / Latino 52% White 21% Black 21% Two or more races 18% Asian 3% Native American 1%
- Hispanic origin (detail)
- Mexican 11% Puerto Rican 9% Dominican 19%
- Common ancestry
- Romanian 1% Russian 1% Subsaharan African 1%
- Foreign-born
- 35% · Canada, Jamaica, South Korea
- Languages at home
- 45% English-only · Spanish 42% Other Indo-European 3% Arabic 2%
Political lean MEDSL · Westchester
- 2024 margin
- Strong D (+26.3) · D 63.1% · R 36.9%
- 2008→2024 swing
- -1.3pp toward R · 2008: 27.6pp · 2024: 26.3pp
- All cycles
- 2024: D+26.3 2020: D+36.3 2016: D+32.8 2012: D+22.2 2008: D+27.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -373.14%
- Current HPI
- 332.0999
- Rent YoY
- ▲ 4.39%
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
|
||
| Consumer Goods | 9 | $162B |
|
||
| Insurance | 4 | $225B |
|
||
| Telecommunications | 2 | $144B |
|
||
| Pharmaceuticals | 2 | $112B |
|
||
| Media / Entertainment | 2 | $69B |
|
||
Price history
-6.2% since first listed14 events — show timeline
- 2026-05-12 Relisted — OneKey® MLS as Distributed by MLS Grid
- 2026-05-12 Listing Removed — OneKey® MLS as Distributed by MLS Grid
- 2026-04-07 Price Changed $150,000 OneKey® MLS as Distributed by MLS Grid
- 2026-03-24 Relisted — OneKey® MLS as Distributed by MLS Grid
- 2025-12-29 Pending — OneKey® MLS as Distributed by MLS Grid
- 2025-11-10 Listed $165,000 OneKey® MLS as Distributed by MLS Grid
- 2025-11-01 Listing Removed — OneKey® MLS as Distributed by MLS Grid
- 2025-10-29 Relisted — OneKey® MLS as Distributed by MLS Grid
- 2025-08-19 Pending — OneKey® MLS as Distributed by MLS Grid
- 2025-06-11 Price Changed $170,000 OneKey® MLS as Distributed by MLS Grid
- 2024-08-06 Listed $185,000 OneKey® MLS as Distributed by MLS Grid
- 2024-02-05 Pending — OneKey® MLS as Distributed by MLS Grid
- 2023-07-31 Listed $185,000 OneKey® MLS as Distributed by MLS Grid
- 2023-03-06 Listed $160,000 OneKey® MLS as Distributed by MLS Grid
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…