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609 Palmer Rd Unit 3M 🏷️ Likely Rental
A- Composite 80.14
Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +4.1/10.0
  • Condition / age +4.0/5.0
  • Rent growth +3.6/5.0
  • Livability +3.4/5.0
  • Appreciation +0.0/10.0

$150,000

609 Palmer Rd Unit 3M · Yonkers, NY 10701
1 bd · 1.0 ba · 850 sqft · Condo · 129 Days on market
Built 1965 Good condition $176/sqft · 30% below area Est $213k · 30% under ↓ 6% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Step into this beautifully renovated one-bedroom home offering a seamless blend of modern design, functionality, and comfort. Thoughtfully updated throughout, this spacious residence features wide-plank wood-style flooring, freshly painted walls, and ample natural light that creates a bright and inviting atmosphere. The contemporary kitchen showcases white shaker cabinetry, countertops, a sleek tile backsplash, and full-sized stainless-steel appliances, including a gas range. The bedroom offers generous space, comfortably able to fit a king size bed with additional furniture, and storage with a double-door closet and clean, neutral finishes. This move-in ready co-op delivers both style and practicality in a desirable location. Gate house with guard upon complex entry, Laundry on first floor, One guaranteed outdoor parking space assigned at closing for $75/month, plus a storage room space and bike room space (free of charge). ------ Minimum Financial Requirements for Purchase Applicants: 1) Minimum Equifax FICO 5.0 Credit Score of 740 or above, per applicant, required. 2) Required Minimum Debt to Income Ratio – not to exceed 30%. This includes ongoing costs such as maintenance, mortgage, taxes, other real estate, etc. 3) 20% Total Down Payment. 10% at contract signing required; balance due at closing. 4) Minimum of 2 years of Salary and Work History, required. 5) Minimum Cash Balance sufficient to meet 6 months of living expenses after payment of down payment and other related closing costs, required.

Key facts

  • Renovated home
  • Double door closet
  • Gas range

Tags

RENOVATED HOMEWIDE PLANK WOOD STYLE FLOORINGWHITE SHAKER CABINETRYGAS RANGEDOUBLE DOOR CLOSETLAUNDRY ON FIRST FLOOR

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏷️ Possibly a rental listed for sale. The $150,000 price doesn't fit this home's estimated sale value (~$213,399) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath condo listed at $150k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $878 ($11k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $150k).
  • Recommended offer: $132k (12.0% below list) — sets the bar for market timing.
  • Cap rate 13.3% vs local median 5.3% in Yonkers — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 68/100 on livability (#528 in NY) — a middle-class / working-renter tenant base. Strengths: employment A, commute B; Watch: amenities F, cost of living F.
  • Yonkers City School District (suburban): math 41% / reading 54% proficiency, ranked #413 of 590 in NY (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+4.4%/yr); 185 active listings in the ZIP; 24 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 954 units permitted in Westchester County in 2024 (649 in 5+ unit buildings).
  • This rent runs 45% of the median local income ($65k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Westchester County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 4.4% rent growth), your $42k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 129 days — a 12% lower offer ($132k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 3y ago; this cycle's ask has dropped $15k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $132,000 (12.0% below list)

Questions for the listing agent

  1. It's been on market 129 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1965 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.62%
Cap rate
13.32%
Cash-on-cash
25.09%
DSCR
2.12
GRM
5.2

CMA / ARV

ARV (median comp)
$213,399
List price
$150,000
Delta
-29.71%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 4.39% rent growth · sell at horizon

5-year hold
IRR
20.2%
Equity multiple
1.84×
Total profit
$35,098
Equity at exit
$22,365
10-year hold
IRR
29.3%
Equity multiple
3.79×
Total profit
$117,240
Equity at exit
$12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (CITY)
5 Strongly Tenant-Friendly
State New York
15 Strongly Tenant-Friendly · D+10
County
— inherits STATE
City Yonkers
5 Strongly Tenant-Friendly · D+20
Westchester rent guidelines board.

ZIP-level market 10701

Rents YoY
4.4%
Active inventory
185
Price-to-rent
5.2×

Monthly cashflow live

Estimated rent
$2,424 high interval (Pro) →
Mortgage (P&I)
$787
Tax est. 1.5%
$188 /mo · $2,250/yr
Insurance
$62
HOA
$0
Vacancy / Maint / Mgmt
$509
Net cashflow
$878

Break-even live

Break-even rent $1,312
Max offer price $150,000
Occupancy floor 59%

Sensitivity live

Price -10% $982 -5% $930 +0% $878 +5% $826 +10% $775
Rent -10% $687 -5% $782 +0% $878 +5% $974 +10% $1,070
Rate -1.0pp $954 -0.5pp $916 base $878 +0.5pp $839 +1.0pp $800

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,500
Closing costs
$4,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 24 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
28 Kenilworth Rd Unit The Cottage Yonkers, NY 1.0 1.0 600 $1,950 $3.25 15d 1 0.18mi
42 Winchester Ave Unit 2A Yonkers, NY 1.0 1.0 700 $2,100 $3.00 15d 1 0.35mi
8 Wainwright Ave Unit 2A Yonkers, NY 1.0 700 $1,600 $2.29 8d 1 0.47mi
12 Wainwright Ave Apt 1B Yonkers, NY 1.0 1.0 700 $1,950 $2.79 44d 1 0.49mi
278 Mile Square Rd Yonkers, NY 2.0 1.0 1000 $2,650 $2.65 44d 1 0.53mi
1549 Central Park Ave Yonkers, NY 2.0 1.0 850 $2,400 $2.82 44d 1 0.56mi
717 Tuckahoe Rd Unit 16A Yonkers, NY 1.0 1.0 650 $2,495 $3.84 5d 1 0.72mi
4 Sadore Ln Unit 2W Yonkers, NY 1.0 1.0 800 $2,000 $2.50 18d 1 0.86mi
28 Tunis Ave Unit 2 Yonkers, NY 2.0 1.0 900 $3,000 $3.33 44d 1 0.90mi
51 Parkway Rd Apt 3 Bronxville, NY 1.0 1.0 1100 $3,100 $2.82 25d 1 0.98mi
64 Kensington Rd Apt 1A Bronxville, NY 1.0 1.0 800 $2,895 $3.62 12d 1 1.01mi
64 Sagamore Rd Unit A6 Bronxville, NY 1.0 1.0 850 $2,900 $3.41 5d 1 1.05mi
85 Bennett Ave Unit 2 Yonkers, NY 2.0 1.0 1000 $2,500 $2.50 44d 1 1.08mi
23 Belknap Ave Yonkers, NY 1.0 1.0 700 $2,300 $3.29 25d 1 1.09mi
111 Kensington Rd Unit 8 Bronxville, NY 1.0 1.0 825 $2,650 $3.21 14d 1 1.10mi
128 Colonial Pkwy Unit 3B Yonkers, NY 1.0 1.0 871 $2,750 $3.16 44d 1 1.13mi
601 Ridge Hill Blvd Yonkers, NY 2.0 1.0–2.0 819 $3,500 $4.27 8d 14 1.13mi
1 Elm St Unit 3B Tuckahoe, NY 2.0 1.0 1100 $3,200 $2.91 8d 1 1.16mi
1 Elm St Unit 3B Tuckahoe, NY 2.0 1.0 1100 $3,200 $2.91 11d 1 1.16mi
23 Colin St Yonkers, NY 2.0 1.0 750 $2,500 $3.33 16d 1 1.21mi
21 Scarsdale Rd Yonkers, NY 2.0 1.0 835 $3,795 $4.54 2d 21 1.22mi
103 Burhans Ave Yonkers, NY 2.0 1.0 894 $2,000 $2.24 44d 1 1.23mi
50 Columbus Ave Unit 817 Tuckahoe, NY 1.0 1.0 750 $3,000 $4.00 23d 1 1.46mi
50 Columbus Ave Apt 909 Tuckahoe, NY 2.0 2.0 871 $3,800 $4.36 0d 1 1.48mi

HOA detail condo

Monthly dues
$0 · $0/yr
Likely covers
gas
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 23 events

  1. 2026-06-13
    statusdays on market $150,000 Pending 129 DOM
  2. 2026-06-09
    days on market $150,000 Active 126 DOM
  3. 2026-06-08
    days on market $150,000 Active 125 DOM
  4. 2026-06-07
    days on market $150,000 Active 124 DOM
  5. 2026-06-04
    days on market $150,000 Active 121 DOM
  6. 2026-06-03
    days on market $150,000 Active 120 DOM
  7. 2026-06-02
    days on market $150,000 Active 119 DOM
  8. 2026-06-01
    days on market $150,000 Active 118 DOM
  9. 2026-05-31
    days on market $150,000 Active 117 DOM
  10. 2026-05-12
    status Active 1533-char remark
    Show marketing remark (1533 chars)

    Step into this beautifully renovated one-bedroom home offering a seamless blend of modern design, functionality, and comfort. Thoughtfully updated throughout, this spacious residence features wide-plank wood-style flooring, freshly painted walls, and ample natural light that creates a bright and inviting atmosphere. The contemporary kitchen showcases white shaker cabinetry, countertops, a sleek tile backsplash, and full-sized stainless-steel appliances, including a gas range. The bedroom offers generous space, comfortably able to fit a king size bed with additional furniture, and storage with a double-door closet and clean, neutral finishes. This move-in ready co-op delivers both style and practicality in a desirable location. Gate house with guard upon complex entry, Laundry on first floor, One guaranteed outdoor parking space assigned at closing for $75/month, plus a storage room space and bike room space (free of charge). ------ Minimum Financial Requirements for Purchase Applicants: 1) Minimum Equifax FICO 5.0 Credit Score of 740 or above, per applicant, required. 2) Required Minimum Debt to Income Ratio – not to exceed 30%. This includes ongoing costs such as maintenance, mortgage, taxes, other real estate, etc. 3) 20% Total Down Payment. 10% at contract signing required; balance due at closing. 4) Minimum of 2 years of Salary and Work History, required. 5) Minimum Cash Balance sufficient to meet 6 months of living expenses after payment of down payment and other related closing costs, required.

  11. 2026-05-12
    historical 1533-char remark
    Show marketing remark (1533 chars)

    Step into this beautifully renovated one-bedroom home offering a seamless blend of modern design, functionality, and comfort. Thoughtfully updated throughout, this spacious residence features wide-plank wood-style flooring, freshly painted walls, and ample natural light that creates a bright and inviting atmosphere. The contemporary kitchen showcases white shaker cabinetry, countertops, a sleek tile backsplash, and full-sized stainless-steel appliances, including a gas range. The bedroom offers generous space, comfortably able to fit a king size bed with additional furniture, and storage with a double-door closet and clean, neutral finishes. This move-in ready co-op delivers both style and practicality in a desirable location. Gate house with guard upon complex entry, Laundry on first floor, One guaranteed outdoor parking space assigned at closing for $75/month, plus a storage room space and bike room space (free of charge). ------ Minimum Financial Requirements for Purchase Applicants: 1) Minimum Equifax FICO 5.0 Credit Score of 740 or above, per applicant, required. 2) Required Minimum Debt to Income Ratio – not to exceed 30%. This includes ongoing costs such as maintenance, mortgage, taxes, other real estate, etc. 3) 20% Total Down Payment. 10% at contract signing required; balance due at closing. 4) Minimum of 2 years of Salary and Work History, required. 5) Minimum Cash Balance sufficient to meet 6 months of living expenses after payment of down payment and other related closing costs, required.

  12. 2026-04-07
    price $150,000 1533-char remark
    Show marketing remark (1533 chars)

    Step into this beautifully renovated one-bedroom home offering a seamless blend of modern design, functionality, and comfort. Thoughtfully updated throughout, this spacious residence features wide-plank wood-style flooring, freshly painted walls, and ample natural light that creates a bright and inviting atmosphere. The contemporary kitchen showcases white shaker cabinetry, countertops, a sleek tile backsplash, and full-sized stainless-steel appliances, including a gas range. The bedroom offers generous space, comfortably able to fit a king size bed with additional furniture, and storage with a double-door closet and clean, neutral finishes. This move-in ready co-op delivers both style and practicality in a desirable location. Gate house with guard upon complex entry, Laundry on first floor, One guaranteed outdoor parking space assigned at closing for $75/month, plus a storage room space and bike room space (free of charge). ------ Minimum Financial Requirements for Purchase Applicants: 1) Minimum Equifax FICO 5.0 Credit Score of 740 or above, per applicant, required. 2) Required Minimum Debt to Income Ratio – not to exceed 30%. This includes ongoing costs such as maintenance, mortgage, taxes, other real estate, etc. 3) 20% Total Down Payment. 10% at contract signing required; balance due at closing. 4) Minimum of 2 years of Salary and Work History, required. 5) Minimum Cash Balance sufficient to meet 6 months of living expenses after payment of down payment and other related closing costs, required.

  13. 2026-03-24
    status Active 1533-char remark
    Show marketing remark (1533 chars)

    Step into this beautifully renovated one-bedroom home offering a seamless blend of modern design, functionality, and comfort. Thoughtfully updated throughout, this spacious residence features wide-plank wood-style flooring, freshly painted walls, and ample natural light that creates a bright and inviting atmosphere. The contemporary kitchen showcases white shaker cabinetry, countertops, a sleek tile backsplash, and full-sized stainless-steel appliances, including a gas range. The bedroom offers generous space, comfortably able to fit a king size bed with additional furniture, and storage with a double-door closet and clean, neutral finishes. This move-in ready co-op delivers both style and practicality in a desirable location. Gate house with guard upon complex entry, Laundry on first floor, One guaranteed outdoor parking space assigned at closing for $75/month, plus a storage room space and bike room space (free of charge). ------ Minimum Financial Requirements for Purchase Applicants: 1) Minimum Equifax FICO 5.0 Credit Score of 740 or above, per applicant, required. 2) Required Minimum Debt to Income Ratio – not to exceed 30%. This includes ongoing costs such as maintenance, mortgage, taxes, other real estate, etc. 3) 20% Total Down Payment. 10% at contract signing required; balance due at closing. 4) Minimum of 2 years of Salary and Work History, required. 5) Minimum Cash Balance sufficient to meet 6 months of living expenses after payment of down payment and other related closing costs, required.

  14. 2025-12-29
    status Pending 1533-char remark
    Show marketing remark (1533 chars)

    Step into this beautifully renovated one-bedroom home offering a seamless blend of modern design, functionality, and comfort. Thoughtfully updated throughout, this spacious residence features wide-plank wood-style flooring, freshly painted walls, and ample natural light that creates a bright and inviting atmosphere. The contemporary kitchen showcases white shaker cabinetry, countertops, a sleek tile backsplash, and full-sized stainless-steel appliances, including a gas range. The bedroom offers generous space, comfortably able to fit a king size bed with additional furniture, and storage with a double-door closet and clean, neutral finishes. This move-in ready co-op delivers both style and practicality in a desirable location. Gate house with guard upon complex entry, Laundry on first floor, One guaranteed outdoor parking space assigned at closing for $75/month, plus a storage room space and bike room space (free of charge). ------ Minimum Financial Requirements for Purchase Applicants: 1) Minimum Equifax FICO 5.0 Credit Score of 740 or above, per applicant, required. 2) Required Minimum Debt to Income Ratio – not to exceed 30%. This includes ongoing costs such as maintenance, mortgage, taxes, other real estate, etc. 3) 20% Total Down Payment. 10% at contract signing required; balance due at closing. 4) Minimum of 2 years of Salary and Work History, required. 5) Minimum Cash Balance sufficient to meet 6 months of living expenses after payment of down payment and other related closing costs, required.

  15. 2025-11-10
    listed $165,000 Active 1533-char remark
    Show marketing remark (1533 chars)

    Step into this beautifully renovated one-bedroom home offering a seamless blend of modern design, functionality, and comfort. Thoughtfully updated throughout, this spacious residence features wide-plank wood-style flooring, freshly painted walls, and ample natural light that creates a bright and inviting atmosphere. The contemporary kitchen showcases white shaker cabinetry, countertops, a sleek tile backsplash, and full-sized stainless-steel appliances, including a gas range. The bedroom offers generous space, comfortably able to fit a king size bed with additional furniture, and storage with a double-door closet and clean, neutral finishes. This move-in ready co-op delivers both style and practicality in a desirable location. Gate house with guard upon complex entry, Laundry on first floor, One guaranteed outdoor parking space assigned at closing for $75/month, plus a storage room space and bike room space (free of charge). ------ Minimum Financial Requirements for Purchase Applicants: 1) Minimum Equifax FICO 5.0 Credit Score of 740 or above, per applicant, required. 2) Required Minimum Debt to Income Ratio – not to exceed 30%. This includes ongoing costs such as maintenance, mortgage, taxes, other real estate, etc. 3) 20% Total Down Payment. 10% at contract signing required; balance due at closing. 4) Minimum of 2 years of Salary and Work History, required. 5) Minimum Cash Balance sufficient to meet 6 months of living expenses after payment of down payment and other related closing costs, required.

  16. 2025-11-01
    historical
  17. 2025-10-29
    status Active
  18. 2025-08-19
    status Pending
  19. 2025-06-11
    price $170,000
  20. 2024-08-06
    listed $185,000 Active
  21. 2024-02-05
    status Pending
  22. 2023-07-31
    listed $185,000 Active
  23. 2023-03-06
    listed $160,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$29,085
− Mortgage interest
−$8,402
− Property taxes
−$2,250
− Insurance
−$750
− Repairs & maintenance
−$2,327
− Management
−$2,327
− Depreciation
−$4,364
Taxable income
$8,666
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,080
After-tax cash flow
$8,458/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 6 photos

Good 80/100 Cosmetic rehab

This beautifully renovated one-bedroom condo is move-in ready with modern design, hardwood-style flooring, and ample natural light. It offers a good condition score and is ready for minor exterior and interior enhancements to further increase its value.

Value-add opportunities

  • Both Painting exterior brick — Enhances curb appeal and can increase both resale and rental value.
  • Both Landscaping improvements — Enhances curb appeal and can increase both resale and rental value.
  • Both New window treatments — Improves energy efficiency and enhances curb appeal.
  • Both Update HVAC system — Improves comfort and energy efficiency, which can increase both resale and rental value.

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting exterior brick — Enhances curb appeal and can increase both resale and rental value.
  • Both Landscaping improvements — Enhances curb appeal and can increase both resale and rental value.
  • Both New window treatments — Improves energy efficiency and enhances curb appeal.
  • Both Update HVAC system — Improves comfort and energy efficiency, which can increase both resale and rental value.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Yonkers City School District
NCES district ID
3631920
Math proficiency
41% ▼ -1.00%
Reading proficiency
54% ▲ 14.00%
Median HH income
$58,042
Composite
41.43/100
National rank
#3471
State rank
#413 of 590 in NY

Livability — Yonkers

Score
68/100
State rank
#528
US rank
#9394

Category grades

Amenities F Commute B Cost of living F Crime B- Employment A Housing B- Health & safety B- User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Yonkers, NY
County
Westchester County · 709,332 people
City population
212,407
Metro
New York-Newark-Jersey City, NY-NJ-PA
Population (ZIP)
70,676
Household income
$64,776
Rent vs Own
73.3% rent · 26.7% own
Severe rent burden
6045.0

Population outlook (Westchester County) Hauer SSP2

Today (2025)
1,028,035 people
By 2030
1,051,636 · +2.3%
By 2040
1,098,520 · +6.9%
By 2050
1,136,044 · +10.5%
By 2075
1,196,925 · +16.4%
By 2100
1,175,147 · +14.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
Hispanic / Latino 52% White 21% Black 21% Two or more races 18% Asian 3% Native American 1%
Hispanic origin (detail)
Mexican 11% Puerto Rican 9% Dominican 19%
Common ancestry
Romanian 1% Russian 1% Subsaharan African 1%
Foreign-born
35% · Canada, Jamaica, South Korea
Languages at home
45% English-only · Spanish 42% Other Indo-European 3% Arabic 2%

Political lean MEDSL · Westchester

2024 margin
Strong D (+26.3) · D 63.1% · R 36.9%
2008→2024 swing
-1.3pp toward R · 2008: 27.6pp · 2024: 26.3pp
All cycles
2024: D+26.3 2020: D+36.3 2016: D+32.8 2012: D+22.2 2008: D+27.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -373.14%
Current HPI
332.0999
Rent YoY
▲ 4.39%
Metro
New York-Newark-Jersey City, NY-NJ-PA
State GDP YoY
▲ 2.60%
F500 in state
92

Industry mix (Fortune 500 HQ in NY)

Industry F500 HQs Revenue

Price history

-6.2% since first listed
14 events — show timeline
  • 2026-05-12 Relisted OneKey® MLS as Distributed by MLS Grid
  • 2026-05-12 Listing Removed OneKey® MLS as Distributed by MLS Grid
  • 2026-04-07 Price Changed $150,000 OneKey® MLS as Distributed by MLS Grid
  • 2026-03-24 Relisted OneKey® MLS as Distributed by MLS Grid
  • 2025-12-29 Pending OneKey® MLS as Distributed by MLS Grid
  • 2025-11-10 Listed $165,000 OneKey® MLS as Distributed by MLS Grid
  • 2025-11-01 Listing Removed OneKey® MLS as Distributed by MLS Grid
  • 2025-10-29 Relisted OneKey® MLS as Distributed by MLS Grid
  • 2025-08-19 Pending OneKey® MLS as Distributed by MLS Grid
  • 2025-06-11 Price Changed $170,000 OneKey® MLS as Distributed by MLS Grid
  • 2024-08-06 Listed $185,000 OneKey® MLS as Distributed by MLS Grid
  • 2024-02-05 Pending OneKey® MLS as Distributed by MLS Grid
  • 2023-07-31 Listed $185,000 OneKey® MLS as Distributed by MLS Grid
  • 2023-03-06 Listed $160,000 OneKey® MLS as Distributed by MLS Grid

Cash-flow waterfall

monthly

Sold comps — $/sqft

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