CashFlowRE
Sign in Sign up
117 S Cantu St S
B- Composite 66.32
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.8/30.0
  • ARV discount +15.0/15.0
  • 1% rule +7.0/10.0
  • DSCR +7.0/10.0
  • Appreciation +4.7/10.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.2/10.0

$60,000

117 S Cantu St S · Weslaco, TX 78596
2 bd · 1.0 ba · 728 sqft · SingleFamily public records · 18 Days on market
Built 1973 4,504 sqft lot Est $98k · 39% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Investment opportunity with excellent potential. Property is situated on two lots, offering added value and flexibility for future development, expansion, or additional improvements. Ideal for investors or buyers seeking income-producing potential with additional land space. Buyer to verify all information, zoning, and lot dimensions.

Key facts

  • Two lots
  • 4,504 sq ft lot
  • Built 1973

Tags

TWO LOTSINCOME PRODUCING POTENTIALADDITIONAL LAND SPACE

Property features AI

Finance

  • Other: Lot size approximately 0.1034 acres (about 4,504 sq ft); Building area approximately 728 square feet
  • HOA & community: No homeowners association; Community features: other

Exterior

  • Parking: No carport; No covered or garage parking
  • Utilities: City sewer
  • Home design: Single-story property; Living area sourced from HidalgoCAD
  • Construction: Built on pillar/post/pier foundation; Other construction materials; Other roof
  • Exterior features: Other exterior features; Paved road access

Interior

  • Kitchen: Electric water heater; Other appliances
  • Flooring: Other flooring
  • Bathrooms: 1 full bathroom
  • Interior features: Countertops: other; Window coverings: other

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $60k.

Deal economics

  • At list price, monthly cash flow is $94 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($719 rent vs $60k).
  • Recommended offer: $59k (1.5% below list) — sets the bar for market timing.
  • Cap rate 8.2% vs local median 4.1% in Weslaco — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#277 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D+, crime F, amenities F.
  • Weslaco ISD (suburban): math 23% / reading 31% proficiency, ranked #705 of 826 in TX (top 85%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Airport El (math 27% / reading 22%, grade F, #3,052 of 4,322 statewide, top 74%, 792 students, 86% FRL); Weslaco East H S (math 24% / reading 26%, grade F, #1,250 of 1,632 statewide, top 77%, 2,004 students, 86% FRL) — zoned schools average 86% FRL vs 59% district-wide (27 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 708 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 7,378 units permitted in Hidalgo County in 2024 (641 in 5+ unit buildings).

Forward outlook

  • In year one you build about $64 of equity ($415 loan paydown + $-351 appreciation (-0.6% local appreciation)).
  • Hidalgo County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-0.6% appreciation + 3.0% rent growth), your $17k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 18 days — a 2% lower offer ($59k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: property tax is 2.7% of price.
  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $59,100 (1.5% below list)

Questions for the listing agent

  1. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.20%
Cap rate
8.17%
Cash-on-cash
6.70%
DSCR
1.30
GRM
7.0

CMA / ARV

ARV (on-the-fly)
$98,280
Comps found
8
Show comp detail 8 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
116 N Kansas Ave 0.23mi 2/1.0 720 (-1%) 12mo $75,000 $104 78
216 S Guerra Ave 0.30mi 2/1.0 792 (+9%) 1mo $73,500 $93 70
209 N Kansas St 0.28mi 3/1.0 (+1) 732 (+0%) 20mo $95,000 $130 64
607 Elma St 0.44mi 2/1.0 672 (-8%) 12mo $116,900 $174 57
302 E Esplanada St 0.45mi 2/1.0 770 (+6%) 20mo $110,000 $143 53
413 N Cedro St 0.50mi 2/1.0 704 (-3%) 22mo $95,000 $135 53
211 W Llano Grande St 0.37mi 2/2.0 828 (+14%) 14mo $149,000 $180 44
404 E Esplanada St 0.42mi 2/1.0 640 (-12%) 21mo $45,000 $70 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.58% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
3.4%
Equity multiple
1.16×
Total profit
$2,638
Equity at exit
$15,690
10-year hold
IRR
9.5%
Equity multiple
1.97×
Total profit
$16,263
Equity at exit
$17,528

Cash invested: $16,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78596

Home prices YoY
-0.2%
Active inventory
708
Price-to-rent
7.0×

Monthly cashflow live

Estimated rent
$719 high interval (Pro) →
Mortgage (P&I)
$315
Tax from tax record
$135 /mo · $1,615/yr
Insurance
$25
HOA
$0
Vacancy / Maint / Mgmt
$151
Net cashflow
$94

Break-even live

Break-even rent $600
Max offer price $60,000
Occupancy floor 82%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$15,000
Closing costs
$1,800
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 11 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
301 E 4th St Unit 5 Weslaco, TX 1.0 1.0 700 $670 $0.96 43d 1 0.29mi
518 N Cantu St Weslaco, TX 2.0 1.0 648 $900 $1.39 44d 1 0.36mi
705 E 6th St Unit 21 Weslaco, TX 1.0 1.0 700 $595 $0.85 43d 1 0.42mi
705 E 6th St Apt 4 Weslaco, TX 1.0 1.0 700 $695 $0.99 43d 1 0.42mi
610 S Hospital Dr Unit A9 Weslaco, TX 1.0 1.0 600 $795 $1.32 43d 1 0.67mi
1601 S Airport Dr Unit 231 Weslaco, TX 1.0 1.0 385 $1,200 $3.12 43d 1 1.04mi
1409 W Business 83 Unit 00 722 Weslaco, TX 1.0 1.0 550 $855 $1.55 43d 1 1.07mi
222 S Westgate Dr Weslaco, TX 1.0 1.0 700 $680 $0.97 44d 1 1.32mi
222 S Westgate Dr Weslaco, TX 1.0 1.0 650 $670 $1.03 43d 1 1.32mi
222 S Westgate Dr Apt 6 Weslaco, TX 1.0 1.0 700 $680 $0.97 43d 1 1.32mi
1006 Lilia Dr Weslaco, TX 1.0 1.0 720 $650 $0.90 43d 1 1.39mi

Listing history 14 events

  1. 2026-06-16
    days on market $60,000 Active 18 DOM
  2. 2026-06-15
    days on market $60,000 Active 17 DOM
  3. 2026-06-15
    days on market $60,000 Active 16 DOM
  4. 2026-06-13
    days on market $60,000 Active 15 DOM
  5. 2026-06-12
    days on market $60,000 Active 14 DOM
  6. 2026-06-09
    days on market $60,000 Active 11 DOM
  7. 2026-06-08
    days on market $60,000 Active 10 DOM
  8. 2026-06-08
    days on market $60,000 Active 9 DOM
  9. 2026-06-07
    days on market $60,000 Active 8 DOM
  10. 2026-06-03
    pricedays on market $60,000 Active 5 DOM
  11. 2026-06-02
    days on market $70,000 Active 4 DOM
  12. 2026-06-01
    days on market $70,000 Active 3 DOM
  13. 2026-05-31
    days on market $70,000 Active 2 DOM
  14. 2026-05-29
    listed $70,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,615 · $135/mo
Projected year-2 tax
$1,615 · $135/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X · 70% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥111°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$8,628
− Mortgage interest
−$3,361
− Property taxes
−$1,615
− Insurance
−$300
− Repairs & maintenance
−$690
− Management
−$690
− Depreciation
−$1,745
Taxable income
$226
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$54
After-tax cash flow
$1,071/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Weslaco ISD
NCES district ID
4844960
Math proficiency
23% ▼ -29.00%
Reading proficiency
31% ▼ -9.00%
Median HH income
$32,867
Composite
22.05/100
National rank
#8196
State rank
#705 of 826 in TX

Livability — Weslaco

Score
72/100
State rank
#277
US rank
#6469

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Weslaco, TX
Population (ZIP)
38,942

Population outlook (Hidalgo County) Hauer SSP2

Today (2025)
955,232 people
By 2030
1,009,774 · +5.7%
By 2040
1,120,332 · +17.3%
By 2050
1,225,036 · +28.2%
By 2075
1,439,189 · +50.7%
By 2100
1,533,429 · +60.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (86%)
Race & ethnicity
Hispanic / Latino 86% Two or more races 38% White 13%
Hispanic origin (detail)
Mexican 82%
Common ancestry
Slovak 1%
Foreign-born
17% · Canada
Languages at home
27% English-only · Spanish 72%

Political lean MEDSL · Hidalgo

2024 margin
Toss-up / Even · D 48.1% · R 51.0%
2008→2024 swing
-41.6pp toward R · 2008: 38.7pp · 2024: -2.9pp
All cycles
2024: R+2.9 2020: D+17.1 2016: D+40.5 2012: D+41.8 2008: D+38.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -0.58%
Current HPI
261.5117
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-05-29 Listed $70,000 MCALLENMLS

Property tax history

+8.8%/yr

Latest (2025): $1,615 · +0.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…