CashFlowRE
Sign in Sign up
158 Sir Damas Dr
B- Composite 69.56
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.0/15.0
  • Schools +4.1/10.0
  • Livability +3.3/5.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$108,000

158 Sir Damas Dr · Riverside, CA 92507
2 bd · 2.0 ba · 1,080 sqft · Manufactured · 8 Days on market
Built 1966 Est $107k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

LOVELY 2 BEDROOM 2 BATH MOBILE HOME WITH A VIEW OF THE MOUNTAINS IN KING ARTHUR FAMILY MOBILE HOME PARK. HOME HAS JUST BEEN REFURBISHED. MOVE IN CONDITION. NEW CARPET AND PAINT THRUOUT. LARGE FORMAL LIVING ROOM AND DINING ROOM, CEILING FAN IN DINING ROOM. KITCHEN WITH GAS BUILT IN STOVE TOP AND OVEN, DISHWASHER AND GARBAGE DISPOSAL, FORMICA COUNTERS, LAUNDRY CLOSET THAT INCLUDES WASHER AND DRYER. MASTER BEDROOM WITH MIRRORED CLOSETS, BUILT IN LINEN CLOSET, BATH WITH SHOWER. GUEST BEDROOM AND BATH WITH SHOWER OVER TUB. ENCLOSED PORCH WILL ADD APPROX 150 SQ FT TO THE LIVING SPACE. BIG CORNER LOT WITH COVERED PARKING FOR 2 CARS. STORAGE SHED. CLOSE TO SCHOOLS, SHOPPING, FREEWAYS AND PUBLIC TRANSPORTATION

Key facts

  • 2 parking spots
  • Community pool
  • Built 1966

Property features AI

Finance

  • Other: Roads are paved; Elevation measured in feet; Property dimensions of mobile unit approximately 20' x 54'
  • Financial info: Land lease of $1,700 per month
  • HOA & community: Community features include street lighting and suburban setting; Park name: King Arthur Estates; Manager approval required; Pets allowed with breed restrictions

Exterior

  • Parking: Attached carport for 2 vehicles
  • Utilities: Water from public/district system; Sewer service paid
  • Home design: Single-story mobile home; Entry at main level; Common roof
  • Construction: Raised foundation
  • Exterior features: Awning; Enclosed, screened patio; Community pool; Aluminum skirt; Corner lot; One shed; Faces east; Mobile home remains on site

Interior

  • Kitchen: Gas range and gas oven; Range/stove hood; Dishwasher; Formica counters
  • Bedrooms: All bedrooms on ground level
  • Bathrooms: One full bathroom; One 3/4 bathroom; Shower in tub and separate shower
  • Interior features: Ceiling fan; Community spa
  • Laundry & utility: Washer included; Dryer included; Washer hookup; Gas dryer hookup; Laundry in closet

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $108k.

Deal economics

  • At list price, monthly cash flow is $1k ($12k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $108k).
  • Cap rate 17.6% vs local median 3.0% in Riverside — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 66/100 on livability (#337 in CA) — a middle-class / working-renter tenant base. Strengths: housing A+, employment A-, commute B+; Watch: schools C-, health & safety D, crime F.
  • Riverside Unified (urban): math 36% / reading 51% proficiency, ranked #574 of 1,400 in CA (top 41%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents flat; 159 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).
  • This rent runs 36% of the median local income ($75k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $747 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 0.5% rent growth), your $30k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
  • Current owner paid $35k; list at $108k implies a 209% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $108,000

Questions for the listing agent

  1. Built in 1966 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.07%
Cap rate
17.60%
Cash-on-cash
40.37%
DSCR
2.80
GRM
4.0

CMA / ARV

ARV (on-the-fly)
$106,920
Comps found
3
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2595 Atlanta Ave #44 0.07mi 2/2.0 960 (-11%) 20mo $147,000 $153 62
1560 Massachusetts Ave #113 0.19mi 2/2.0 960 (-11%) 16mo $67,000 $70 59
2 Round Table Dr 0.13mi 2/2.0 1,224 (+13%) 19mo $121,000 $99 56

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.53% rent growth · sell at horizon

5-year hold
IRR
34.0%
Equity multiple
2.39×
Total profit
$41,905
Equity at exit
$16,103
10-year hold
IRR
39.5%
Equity multiple
4.27×
Total profit
$98,905
Equity at exit
$9,338

Cash invested: $30,240 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92507

Rents YoY
0.5%
Active inventory
159
Price-to-rent
4.0×

Monthly cashflow live

Estimated rent
$2,232 high interval (Pro) →
Mortgage (P&I)
$566
Tax est. 1.5%
$135 /mo · $1,620/yr
Insurance
$45
HOA
$0
Vacancy / Maint / Mgmt
$469
Net cashflow
$1,017

Break-even live

Break-even rent $945
Max offer price $108,000
Occupancy floor 49%

Sensitivity live

Price -10% $1,092 -5% $1,055 +0% $1,017 +5% $980 +10% $943
Rent -10% $841 -5% $929 +0% $1,017 +5% $1,105 +10% $1,194
Rate -1.0pp $1,072 -0.5pp $1,045 base $1,017 +0.5pp $989 +1.0pp $961

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$27,000
Closing costs
$3,240
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2770 Atlanta Ave Riverside, CA 2.0 1.0 910 $2,030 $2.23 3d 1 0.13mi
1370 Wheaton Way Riverside, CA 3.0 2.0 1170 $2,595 $2.22 44d 1 0.28mi
1305 Massachusetts Ave #103 Riverside, CA 2.0 1.0 860 $1,950 $2.27 44d 1 0.33mi
1301 Wheaton Way Riverside, CA 3.0 2.0 1152 $2,750 $2.39 2d 1 0.36mi
2442 Iowa Ave Riverside, CA 2.0 1.0–1.5 743 $2,551 $3.43 0d 17 0.43mi
1251 Massachusetts Ave Riverside, CA 1.0–2.0 1.0–2.0 785 $2,300 $2.93 44d 7 0.47mi
1201 W Blaine St Riverside, CA 1.0–2.0 1.0 921 $2,160 $2.35 2d 7 0.51mi
1234 W Blaine St Riverside, CA 2.0 1.0 564 $2,450 $4.34 0d 13 0.59mi
1175 W Blaine St Riverside, CA 1.0–2.0 1.0–2.0 790 $2,220 $2.81 0d 5 0.59mi
3439 Anderson Ave Riverside, CA 1.0 1.0 715 $1,800 $2.52 44d 1 0.61mi
3472 Anderson Ave Unit 02N Riverside, CA 2.0 1.5 925 $1,950 $2.11 4d 1 0.62mi
3461 Anderson Ave Riverside, CA 1.0 1.0 770 $1,675 $2.18 4d 1 0.63mi
3486 Anderson Ave Riverside, CA 1.0 1.0 800 $1,800 $2.25 44d 1 0.64mi
1046 Spruce St Riverside, CA 1.0–2.0 1.0–2.0 780 $2,400 $3.08 44d 1 0.65mi
3603 Chicago Ave Riverside, CA 2.0 1.0 825 $2,195 $2.66 44d 1 0.72mi
1114 W Blaine St #205 Riverside, CA 2.0 1.0 810 $2,200 $2.72 6d 1 0.72mi
1170 Tripoli St Riverside, CA 2.0–3.0 1.0–2.0 837 $545 $0.65 44d 1 0.74mi
3429 Rustin Ave Riverside, CA 2.0–3.0 2.0 1080 $2,225 $2.06 0d 4 0.76mi
1966 W Linden St Riverside, CA 2.0 1.5 1000 $2,100 $2.10 13d 1 0.78mi
1966 W Linden St Unit 1960 Riverside, CA 2.0 1.5 1000 $2,100 $2.10 25d 1 0.78mi
1147 W Linden St Riverside, CA 2.0 2.0 830 $963 $1.16 11d 1 0.79mi
1436 Seventh St Unit C Riverside, CA 2.0 2.0 850 $1,850 $2.18 25d 1 0.80mi
1120 W Linden St Riverside, CA 1.0–2.0 1.0–2.0 750 $2,260 $3.01 0d 11 0.87mi
3307 Spruce St Riverside, CA 2.0 1.0 848 $2,700 $3.18 21d 1 0.92mi
1471 Everton Pl Riverside, CA 3.0 2.0 1152 $2,400 $2.08 44d 1 0.94mi
850 Prescott Way Unit D Riverside, CA 2.0 1.0 750 $1,795 $2.39 6d 1 0.95mi
1415 Everton Pl Riverside, CA 3.0 2.0 1152 $1,000 $0.87 44d 1 0.95mi
1424 Everton Pl Riverside, CA 3.0 2.0 1152 $2,700 $2.34 19d 1 0.97mi
3170 Canyon Crest Dr Riverside, CA 1.0–2.0 1.0–1.5 575 $2,502 $4.35 44d 1 0.97mi
807 W Blaine St Riverside, CA 2.0 2.0 912 $2,275 $2.49 44d 1 0.99mi
3993 Iowa Ave Riverside, CA 1.0–2.0 1.0 575 $2,150 $3.74 5d 6 1.02mi
3735 Kansas Ave Riverside, CA 1.0–2.0 1.0 610 $2,050 $3.36 6d 2 1.02mi
2618 4th St Riverside, CA 2.0 1.0 725 $1,850 $2.55 44d 1 1.02mi
3996 Iowa Ave Riverside, CA 3.0 1.0–8.0 687 $1,462 $2.13 13d 1 1.03mi
3523 Strong St Riverside, CA 3.0 2.0 1126 $3,200 $2.84 11d 1 1.10mi
3516 Tyco Dr Riverside, CA 2.0 2.0 1037 $2,600 $2.51 44d 1 1.15mi
1864 12th St Unit 19 Riverside, CA 1.0 1.0 700 $1,725 $2.46 17d 1 1.18mi
1864 12th St Riverside, CA 1.0 1.0 720 $1,745 $2.42 25d 1 1.19mi
1864 12th St Riverside, CA 1.0 1.0 700 $1,725 $2.46 13d 1 1.19mi
3077 Wendell Way Riverside, CA 3.0 2.0 1078 $2,950 $2.74 4d 1 1.21mi

Listing history 7 events

  1. 2026-06-21
    days on market $108,000 Coming Soon 8 DOM
  2. 2026-06-18
    days on market $108,000 Coming Soon 5 DOM
  3. 2026-06-17
    days on market $108,000 Coming Soon 4 DOM
  4. 2026-06-16
    days on market $108,000 Coming Soon 3 DOM
  5. 2026-06-15
    days on market $108,000 Coming Soon 2 DOM
  6. 2026-06-13
    remarks 119-char remark
  7. 2026-06-13
    listed $108,000 Coming Soon 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 8/10 Severe 7 d/yr ≥101°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 9/10 Extreme 22 unhealthy d/yr today · 27 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$26,789
− Mortgage interest
−$6,050
− Property taxes
−$1,620
− Insurance
−$540
− Repairs & maintenance
−$2,143
− Management
−$2,143
− Depreciation
−$3,142
Taxable income
$11,151
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,676
After-tax cash flow
$9,530/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Riverside Unified
NCES district ID
0633150
Math proficiency
36% ▲ 1.00%
Reading proficiency
51% ▲ 2.00%
Median HH income
$62,038
Composite
40.8/100
National rank
#7563
State rank
#574 of 1400 in CA

Livability — Riverside

Score
66/100
State rank
#337
US rank
#11613

Category grades

Amenities C Commute B+ Cost of living F Crime F Employment A- Housing A+ Health & safety D User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Riverside, CA
County
Riverside County · 2,287,001 people
City population
367,890
Metro
Riverside-San Bernardino-Ontario, CA
Population (ZIP)
64,015
Household income
$75,303
Rent vs Own
62.9% rent · 37.1% own
Severe rent burden
3590.0

Population outlook (Riverside County) Hauer SSP2

Today (2025)
2,664,475 people
By 2030
2,802,692 · +5.2%
By 2040
3,050,904 · +14.5%
By 2050
3,256,783 · +22.2%
By 2075
3,655,058 · +37.2%
By 2100
3,766,594 · +41.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.66)
Race & ethnicity
Hispanic / Latino 52% White 21% Asian 14% Two or more races 13% Black 9% Native American 1%
Hispanic origin (detail)
Mexican 44%
Common ancestry
Italian 2% Lithuanian 1% Ukrainian 1%
Foreign-born
23% · Canada, China, South Korea
Languages at home
52% English-only · Spanish 36% Chinese 4% Other Indo-European 3%

Political lean MEDSL · Riverside

2024 margin
Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
2008→2024 swing
-3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
All cycles
2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -401.54%
Current HPI
442.9617
Rent YoY
▲ 0.53%
Metro
Riverside-San Bernardino-Ontario, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+2985.7% since first listed
5 events — show timeline
  • 2026-06-13 Coming Soon $108,000 CRMLS
  • 2020-05-15 Sold (MLS) $35,000 CRMLS
  • 2020-04-12 Contingent CRMLS
  • 2020-04-07 Price Changed $35,000 CRMLS
  • 2020-04-07 Listed $3,500 CRMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…