104 W 10th St · Sanford, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 8/10 · Major
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +14.5/30.0
- ARV discount +12.5/15.0
- Schools +5.1/10.0
- DSCR +4.4/10.0
- Livability +3.7/5.0
- 1% rule +3.4/10.0
- Rent growth +2.6/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$200,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Great opportunity to own this one-of-a-kind Craftsman home, in the Historic Sanford district. .3 mile to the heart of town and a Short walk to the city parks, marina on Lake Monroe, Riverwalk and a variety of specialty shops and restaurants . With many weekend art fairs. This lovely 3-bedroom home with original wooden floors. Originally built in 1930, has had 2 upgrades, in 1995 and again in 2018. The house sports a new roof, ceramic tiles, butcher block counter, wood cabinets, 4 of the latest engineered individual air/heat remote control conditioning systems with thermostats. House is a great starter home or for you investors a wonderful location for leasing.
Key facts
- Golf cart zone
- Mini-split ac units
- Historic district
Tags
Property features AI
Finance
- Other: Partially furnished; Public records list living area and building area; Lot approx. 37 x 58 (about 0.05 acres), asphalt public road
- Financial info: Lease restrictions apply
- HOA & community: No HOA association indicated; Community features: dog park, golf carts OK, park, sidewalks, street lights; Pets allowed: cats and dogs
Exterior
- Parking: Covered parking; Carport (1 space); Golf cart parking; On-street parking
- Security: Security system
- Utilities: Public water; Public sewer; Broadband/high-speed internet available; Cable available; Electricity connected; Water connected; Sewer connected
- Home design: Single family residence; One story; Faces south; Fixer condition; Homestead property
- Construction: Stucco and frame construction; Membrane and shingle roof; Crawlspace foundation; Built as residential single-family
- Exterior features: Covered front porch; Patio; Porch; Sidewalk; Wood fencing; Alley access
Interior
- Kitchen: Dishwasher; Disposal; Range; Exhaust fan
- Bedrooms: 3 bedrooms
- Flooring: Ceramic tile; Wood
- Bathrooms: 1 full bathroom
- Heating & cooling: Electric heating; Mini-split cooling units; Attic fan
- Interior features: Attic ventilator; Ceiling fans; High ceilings; Living room/dining room combo; Solid surface counters; Solid wood cabinets; Blinds; Wood window frames; Decorative fireplace
- Laundry & utility: Inside laundry with washer hookup; Electric dryer hookup; Inside utility
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $200k.
Deal economics
- At list price, monthly cash flow is $44 ($524/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $168k (16.0% below list).
- Recommended offer: $168k (16.0% below list) — sets the bar for 1% rule.
- Cap rate 6.6% vs local median 3.6% in Sanford — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 73/100 on livability (#316 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment C-, crime F, amenities F.
- Seminole (suburban): math 57% / reading 61% proficiency, ranked #13 of 73 in FL (top 18%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Midway Elementary School (math 44% / reading 46%, grade D-, #1,271 of 2,144 statewide, top 60%, 786 students, 86% FRL); Markham Woods Middle School (math 61% / reading 60%, grade B+, #131 of 571 statewide, top 23%, 961 students, 51% FRL); Seminole High School (math 35% / reading 51%, grade F, #255 of 667 statewide, top 39%, 4,036 students, 53% FRL) — zoned schools average 63% FRL vs 38% district-wide (25 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents flat; 565 active listings in the ZIP; 28 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,979 units permitted in Seminole County in 2024 (1,191 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Seminole County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
- 7 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: built in 1930 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1930 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.84% ✗
- Cap rate
- 6.55%
- Cash-on-cash
- 0.94%
- DSCR
- 1.04
- GRM
- 9.9
CMA / ARV
- ARV (on-the-fly)
- $224,784
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 104 W 10th St | 0.00mi | 3/1.0 | 892 (0%) | 1mo | $140,000 | $157 | 99 |
| 1102 S Oak Ave | 0.11mi | 2/1.0 (-1) | 830 (-7%) | 8mo | $300,000 | $361 | 72 |
| 806 Orange Ave | 0.51mi | 3/1.0 | 930 (+4%) | 1mo | $210,000 | $226 | 68 |
| 1309 Sanford Ave | 0.33mi | 2/1.0 (-1) | 914 (+2%) | 13mo | $230,000 | $252 | 65 |
| 416 N Grandview Ave N | 0.62mi | 2/1.0 (-1) | 887 (-1%) | 3mo | $324,500 | $366 | 63 |
| 1105 S Locust Ave | 0.49mi | 2/1.0 (-1) | 848 (-5%) | 6mo | $100,000 | $118 | 60 |
| 805 Willow Ave | 0.61mi | 2/1.0 (-1) | 868 (-3%) | 3mo | $198,000 | $228 | 59 |
| 409 Orange Ave | 0.61mi | 3/1.0 | 820 (-8%) | 1mo | $219,000 | $267 | 57 |
| 218 S Elm Ave | 0.47mi | 2/1.0 (-1) | 958 (+7%) | 15mo | $338,000 | $353 | 48 |
| 814 Rosalia Dr | 0.72mi | 3/1.0 | 804 (-10%) | 6mo | $169,900 | $211 | 45 |
| 801 E 8th St | 0.49mi | 2/1.0 (-1) | 781 (-12%) | 9mo | $178,000 | $228 | 44 |
| 216 S Holly Ave | 0.62mi | 2/2.0 (-1) | 956 (+7%) | 12mo | $275,000 | $288 | 40 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.38% rent growth · sell at horizon
- IRR
- -17.6%
- Equity multiple
- 0.39×
- Total profit
- $-33,979
- Equity at exit
- $29,821
- IRR
- -15.2%
- Equity multiple
- 0.23×
- Total profit
- $-42,952
- Equity at exit
- $17,292
Cash invested: $56,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 32771
- Rents YoY
- 0.4%
- Active inventory
- 565
- Price-to-rent
- 9.9×
Monthly cashflow live
- Estimated rent
- $1,679 high interval (Pro) →
- Mortgage (P&I)
- −$1,049
- Tax from tax record
- −$151 /mo · $1,811/yr
- Insurance
- −$83
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$353
- Net cashflow
- $44
Break-even live
Sensitivity live
| Price | -10% $157 | -5% $100 | +0% $44 | +5% $-13 | +10% $-70 |
|---|---|---|---|---|---|
| Rent | -10% $-89 | -5% $-23 | +0% $44 | +5% $110 | +10% $176 |
| Rate | -1.0pp $144 | -0.5pp $95 | base $44 | +0.5pp $-8 | +1.0pp $-61 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $50,000
- Closing costs
- $6,000
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 28 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 612 S Park Ave Unit 4 Sanford, FL | 2.0 | 1.0 | 720 | $1,295 | $1.80 | 24d | 1 | 0.18mi |
| 912 Pine Ave Sanford, FL | 2.0 | 1.0 | 1122 | $1,595 | $1.42 | 26d | 1 | 0.30mi |
| 517 E 5th St Unit B Sanford, FL | 2.0 | 1.0 | 540 | $1,050 | $1.94 | 26d | 1 | 0.40mi |
| 918 E 10th St Unit 918A Sanford, FL | 2.0 | 1.0 | 745 | $945 | $1.27 | 26d | 1 | 0.55mi |
| 1111 Willow Ave Sanford, FL | 2.0 | 1.0 | 648 | $1,050 | $1.62 | 26d | 1 | 0.59mi |
| 1001 W 8th St Unit 1 Sanford, FL | 3.0 | 1.0 | 1075 | $2,250 | $2.09 | 24d | 1 | 0.61mi |
| 619 San Lanta Cir Sanford, FL | 3.0 | 2.0 | 1092 | $1,796 | $1.64 | 17d | 1 | 0.72mi |
| 1013 W 3rd St Unit B Sanford, FL | 2.0 | 1.0 | 800 | $1,195 | $1.49 | 17d | 1 | 0.74mi |
| 401 W Seminole Blvd Sanford, FL | 1.0–2.0 | 1.0–2.0 | 818 | $1,824 | $2.23 | 4d | 12 | 0.76mi |
| 101 E 21st St Sanford, FL | 3.0 | 2.0 | 896 | $2,500 | $2.79 | 26d | 1 | 0.77mi |
| 838 Rosalia Dr Sanford, FL | 2.0 | 1.0 | 873 | $1,600 | $1.83 | 14d | 1 | 0.80mi |
| 1515 S Oleander Ave Sanford, FL | 2.0 | 2.0 | 1100 | $1,500 | $1.36 | 26d | 1 | 1.04mi |
| 2417 Cedar Ave Unit B Sanford, FL | 2.0 | 2.0 | 840 | $1,500 | $1.79 | 0d | 1 | 1.14mi |
| 2406 S Lake Ave Sanford, FL | 3.0 | 2.0 | 1111 | $2,000 | $1.80 | 17d | 1 | 1.14mi |
| 2420 S Lake Ave Unit B Sanford, FL | 3.0 | 1.0 | 1100 | $1,545 | $1.40 | 19d | 1 | 1.22mi |
| 2420 S Lake Ave Sanford, FL | 3.0 | 1.0 | 1100 | $1,545 | $1.40 | 17d | 1 | 1.22mi |
| 106 Garrison Dr Sanford, FL | 3.0 | 2.0 | 1080 | $1,895 | $1.75 | 7d | 1 | 1.24mi |
| 1908 W 16th St Sanford, FL | 3.0 | 2.0 | 1100 | $1,500 | $1.36 | 22d | 1 | 1.27mi |
| 1935 W 14th St Sanford, FL | 3.0 | 1.5 | 1112 | $1,900 | $1.71 | 5d | 1 | 1.27mi |
| 2437 Chase Ave Unit A Sanford, FL | 2.0 | 1.0 | 875 | $1,199 | $1.37 | 26d | 1 | 1.31mi |
| 2450 Hartwell Ave Sanford, FL | 2.0 | 2.0 | 784 | $1,400 | $1.79 | 19d | 1 | 1.32mi |
| 2450 Hartwell Ave Sanford, FL | 2.0 | 2.0 | 784 | $1,400 | $1.79 | 26d | 1 | 1.32mi |
| 2450 Hartwell Ave Sanford, FL | 2.0 | 2.0 | 784 | $1,400 | $1.79 | 14d | 1 | 1.32mi |
| 131 Langston Dr Sanford, FL | 3.0 | 1.5 | 1082 | $1,697 | $1.57 | 22d | 1 | 1.35mi |
| 2541 Myrtle Ave Unit C Sanford, FL | 2.0 | 2.0 | 1000 | $1,465 | $1.47 | 5d | 1 | 1.38mi |
| 2522 S Oak Ave Unit A Sanford, FL | 2.0 | 2.0 | 963 | $1,300 | $1.35 | 26d | 1 | 1.39mi |
| 2526 S Oak Ave Unit A Sanford, FL | 2.0 | 2.0 | 962 | $1,500 | $1.56 | 17d | 1 | 1.42mi |
| 1711 Roseberry Ln Sanford, FL | 3.0 | 2.0 | 984 | $2,150 | $2.18 | 7d | 1 | 1.42mi |
Listing history 23 events
-
2026-05-17status Pending
-
2026-05-16status Active
-
2026-05-11status Pending
-
2026-05-05$200,000 Active
-
2021-04-13soldstatus $210,000
-
2021-04-08soldstatus $210,000 Closed 668-char remark
Show marketing remark (668 chars)
Great opportunity to own this one-of-a-kind Craftsman home, in the Historic Sanford district. .3 mile to the heart of town and a Short walk to the city parks, marina on Lake Monroe, Riverwalk and a variety of specialty shops and restaurants . With many weekend art fairs. This lovely 3-bedroom home with original wooden floors. Originally built in 1930, has had 2 upgrades, in 1995 and again in 2018. The house sports a new roof, ceramic tiles, butcher block counter, wood cabinets, 4 of the latest engineered individual air/heat remote control conditioning systems with thermostats. House is a great starter home or for you investors a wonderful location for leasing.
-
2021-03-23status Pending 668-char remark
Show marketing remark (668 chars)
Great opportunity to own this one-of-a-kind Craftsman home, in the Historic Sanford district. .3 mile to the heart of town and a Short walk to the city parks, marina on Lake Monroe, Riverwalk and a variety of specialty shops and restaurants . With many weekend art fairs. This lovely 3-bedroom home with original wooden floors. Originally built in 1930, has had 2 upgrades, in 1995 and again in 2018. The house sports a new roof, ceramic tiles, butcher block counter, wood cabinets, 4 of the latest engineered individual air/heat remote control conditioning systems with thermostats. House is a great starter home or for you investors a wonderful location for leasing.
-
2021-03-08status Pending 668-char remark
Show marketing remark (668 chars)
Great opportunity to own this one-of-a-kind Craftsman home, in the Historic Sanford district. .3 mile to the heart of town and a Short walk to the city parks, marina on Lake Monroe, Riverwalk and a variety of specialty shops and restaurants . With many weekend art fairs. This lovely 3-bedroom home with original wooden floors. Originally built in 1930, has had 2 upgrades, in 1995 and again in 2018. The house sports a new roof, ceramic tiles, butcher block counter, wood cabinets, 4 of the latest engineered individual air/heat remote control conditioning systems with thermostats. House is a great starter home or for you investors a wonderful location for leasing.
-
2021-02-28$210,000 Active 668-char remark
Show marketing remark (668 chars)
Great opportunity to own this one-of-a-kind Craftsman home, in the Historic Sanford district. .3 mile to the heart of town and a Short walk to the city parks, marina on Lake Monroe, Riverwalk and a variety of specialty shops and restaurants . With many weekend art fairs. This lovely 3-bedroom home with original wooden floors. Originally built in 1930, has had 2 upgrades, in 1995 and again in 2018. The house sports a new roof, ceramic tiles, butcher block counter, wood cabinets, 4 of the latest engineered individual air/heat remote control conditioning systems with thermostats. House is a great starter home or for you investors a wonderful location for leasing.
-
2018-07-16soldstatus $169,000
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2018-07-12soldstatus $169,000 Sold 539-char remark
Show marketing remark (539 chars)
* * * Reduced Below Appraisal to Sell Fast * * * 892 SF 3/1 Charming 1930's Craftsman in the heart of The Sanford Historic District. Beautiful engineered wood flooring with timeless ceramic tile in the bath, classic wood trim throughout, bead board, new doors & original rope & pulley wood windows. Shaker style cabinets and pantry, all new appliances & butcher block counter top. New Shingle roof. Neighborly open front porch & private backyard patio. Short stroll to the Park on Park & Downtown Sanford
-
2018-06-11status Pending 539-char remark
Show marketing remark (539 chars)
* * * Reduced Below Appraisal to Sell Fast * * * 892 SF 3/1 Charming 1930's Craftsman in the heart of The Sanford Historic District. Beautiful engineered wood flooring with timeless ceramic tile in the bath, classic wood trim throughout, bead board, new doors & original rope & pulley wood windows. Shaker style cabinets and pantry, all new appliances & butcher block counter top. New Shingle roof. Neighborly open front porch & private backyard patio. Short stroll to the Park on Park & Downtown Sanford
-
2018-05-25price $174,900 539-char remark
Show marketing remark (539 chars)
* * * Reduced Below Appraisal to Sell Fast * * * 892 SF 3/1 Charming 1930's Craftsman in the heart of The Sanford Historic District. Beautiful engineered wood flooring with timeless ceramic tile in the bath, classic wood trim throughout, bead board, new doors & original rope & pulley wood windows. Shaker style cabinets and pantry, all new appliances & butcher block counter top. New Shingle roof. Neighborly open front porch & private backyard patio. Short stroll to the Park on Park & Downtown Sanford
-
2018-05-14price $177,000 539-char remark
Show marketing remark (539 chars)
* * * Reduced Below Appraisal to Sell Fast * * * 892 SF 3/1 Charming 1930's Craftsman in the heart of The Sanford Historic District. Beautiful engineered wood flooring with timeless ceramic tile in the bath, classic wood trim throughout, bead board, new doors & original rope & pulley wood windows. Shaker style cabinets and pantry, all new appliances & butcher block counter top. New Shingle roof. Neighborly open front porch & private backyard patio. Short stroll to the Park on Park & Downtown Sanford
-
2018-05-08status Active 539-char remark
Show marketing remark (539 chars)
* * * Reduced Below Appraisal to Sell Fast * * * 892 SF 3/1 Charming 1930's Craftsman in the heart of The Sanford Historic District. Beautiful engineered wood flooring with timeless ceramic tile in the bath, classic wood trim throughout, bead board, new doors & original rope & pulley wood windows. Shaker style cabinets and pantry, all new appliances & butcher block counter top. New Shingle roof. Neighborly open front porch & private backyard patio. Short stroll to the Park on Park & Downtown Sanford
-
2018-04-19status Pending 539-char remark
Show marketing remark (539 chars)
* * * Reduced Below Appraisal to Sell Fast * * * 892 SF 3/1 Charming 1930's Craftsman in the heart of The Sanford Historic District. Beautiful engineered wood flooring with timeless ceramic tile in the bath, classic wood trim throughout, bead board, new doors & original rope & pulley wood windows. Shaker style cabinets and pantry, all new appliances & butcher block counter top. New Shingle roof. Neighborly open front porch & private backyard patio. Short stroll to the Park on Park & Downtown Sanford
-
2018-04-12price $187,000 539-char remark
Show marketing remark (539 chars)
* * * Reduced Below Appraisal to Sell Fast * * * 892 SF 3/1 Charming 1930's Craftsman in the heart of The Sanford Historic District. Beautiful engineered wood flooring with timeless ceramic tile in the bath, classic wood trim throughout, bead board, new doors & original rope & pulley wood windows. Shaker style cabinets and pantry, all new appliances & butcher block counter top. New Shingle roof. Neighborly open front porch & private backyard patio. Short stroll to the Park on Park & Downtown Sanford
-
2018-03-31$189,000 Active 539-char remark
Show marketing remark (539 chars)
* * * Reduced Below Appraisal to Sell Fast * * * 892 SF 3/1 Charming 1930's Craftsman in the heart of The Sanford Historic District. Beautiful engineered wood flooring with timeless ceramic tile in the bath, classic wood trim throughout, bead board, new doors & original rope & pulley wood windows. Shaker style cabinets and pantry, all new appliances & butcher block counter top. New Shingle roof. Neighborly open front porch & private backyard patio. Short stroll to the Park on Park & Downtown Sanford
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2017-02-17soldstatus $59,000 Sold
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2017-02-15status Pending
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2017-02-13status Active
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2017-02-08status Pending
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2017-02-03$62,500 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $1,811 · $151/mo
- Projected year-2 tax
- $1,811 · $151/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 7 d/yr ≥107°F today · 21 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,152
- − Mortgage interest
- −$11,203
- − Property taxes
- −$1,811
- − Insurance
- −$1,000
- − Repairs & maintenance
- −$1,612
- − Management
- −$1,612
- − Depreciation
- −$5,818
- Taxable loss
- −$2,904
- Est. tax savings @ 24.0%
- +$697
- After-tax cash flow
- $1,221/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Seminole
- NCES district ID
- 1201710
- Math proficiency
- 57% ▼ -7.00%
- Reading proficiency
- 61% ▼ -1.00%
- Median HH income
- $58,478
- Composite
- 51.05/100
- National rank
- #1769
- State rank
- #13 of 73 in FL
Livability — Sanford
- Score
- 73/100
- State rank
- #316
- US rank
- #5359
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Sanford, FL
- County
- Seminole County · 436,154 people
- City population
- 96,638
- Metro
- Orlando-Kissimmee-Sanford, FL
- Population (ZIP)
- 62,606
- Household income
- $77,868
- Rent vs Own
- Severe rent burden
- 2645.0
Population outlook (Seminole County) Hauer SSP2
- Today (2025)
- 515,494 people
- By 2030
- 545,713 · +5.9%
- By 2040
- 598,068 · +16.0%
- By 2050
- 640,663 · +24.3%
- By 2075
- 724,461 · +40.5%
- By 2100
- 755,530 · +46.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.70)
- Race & ethnicity
- White 43% Black 24% Hispanic / Latino 23% Two or more races 13% Asian 7%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 7% Cuban 2% Dominican 2%
- Common ancestry
- Romanian 2% Slovak 1% Italian 1%
- Foreign-born
- 18% · Canada, Jamaica, China
- Languages at home
- 76% English-only · Spanish 15% Other Indo-European 3% Other Asian/Pacific 1%
Political lean MEDSL · Seminole
- 2024 margin
- Toss-up / Even · D 47.6% · R 51.1% · Other 1.3%
- 2008→2024 swing
- -0.8pp no change · 2008: -2.8pp · 2024: -3.5pp
- All cycles
- 2024: R+3.5 2020: D+2.8 2016: R+1.6 2012: R+6.5 2008: R+2.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -281.27%
- Current HPI
- 299.2738
- Rent YoY
- ▲ 0.38%
- Metro
- Orlando-Kissimmee-Sanford, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+220.0% since first listed23 events — show timeline
- 2026-05-17 Pending — Stellar MLS as Distributed by MLS Grid
- 2026-05-16 Relisted — Stellar MLS as Distributed by MLS Grid
- 2026-05-11 Pending — Stellar MLS as Distributed by MLS Grid
- 2026-05-05 Listed $200,000 Stellar MLS as Distributed by MLS Grid
- 2021-04-13 Sold (Public Records) $210,000 Public Records
- 2021-04-08 Sold (MLS) $210,000 Stellar MLS as Distributed by MLS Grid
- 2021-03-23 Pending — Stellar MLS as Distributed by MLS Grid
- 2021-03-08 Pending — Stellar MLS as Distributed by MLS Grid
- 2021-02-28 Listed $210,000 Stellar MLS as Distributed by MLS Grid
- 2018-07-16 Sold (Public Records) $169,000 Public Records
- 2018-07-12 Sold (MLS) $169,000 Stellar MLS as Distributed by MLS Grid
- 2018-06-11 Pending — Stellar MLS as Distributed by MLS Grid
- 2018-05-25 Price Changed $174,900 Stellar MLS as Distributed by MLS Grid
- 2018-05-14 Price Changed $177,000 Stellar MLS as Distributed by MLS Grid
- 2018-05-08 Relisted — Stellar MLS as Distributed by MLS Grid
- 2018-04-19 Pending — Stellar MLS as Distributed by MLS Grid
- 2018-04-12 Price Changed $187,000 Stellar MLS as Distributed by MLS Grid
- 2018-03-31 Listed $189,000 Stellar MLS as Distributed by MLS Grid
- 2017-02-17 Sold (MLS) $59,000 Stellar MLS as Distributed by MLS Grid
- 2017-02-15 Pending — Stellar MLS as Distributed by MLS Grid
- 2017-02-13 Relisted — Stellar MLS as Distributed by MLS Grid
- 2017-02-08 Pending — Stellar MLS as Distributed by MLS Grid
- 2017-02-03 Listed $62,500 Stellar MLS as Distributed by MLS Grid
Property tax history
+18.1%/yrLatest (2025): $1,811 · +6.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…