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1367 Churchill Rd
D Composite 41.28
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.5/30.0
  • ARV discount +6.3/15.0
  • 1% rule +4.2/10.0
  • DSCR +4.1/10.0
  • Livability +4.1/5.0
  • Rent growth +3.6/5.0
  • Schools +3.1/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$224,900

1367 Churchill Rd · Lyndhurst, OH 44124
3 bd · 2.0 ba · 1,251 sqft · SingleFamily public records · 17 Days on market
Built 1949 7,849 sqft lot $180/sqft · at area comps Est $219k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Cozy Updated Cape Cod with 2 full remodeled bathrooms, updated Kitchen with ceramic floors, windows, roof, Newer AC, Newer Driveway and much more. Great location, close to community center, pool, playground, park & City Hall. Close to Shopping, Legacy Village and Beachwood Mall. Master Bedroom upstairs has extra room and its own full bath. Easy living with low maintenance. Large backyard with stone patio is great for summer fun and entertainment. Perfect condo alternative! Tenant occupied through April 30, 2022. Tenant pays $1,200/month and responsible for all utilities and grass cutting.

Key facts

  • Custom flooring
  • Detailed tile work
  • 7,849 sq ft lot

Tags

CUSTOM FLOORINGDETAILED TILE WORKDISTINCTIVE CRAFTSMANSHIP

Property features AI

Exterior

  • Parking: Detached garage with garage door opener (1-car)
  • Utilities: Public water service; Public sewer service
  • Home design: Two-story home; Aluminum siding exterior; Asphalt/fiberglass roof
  • Construction: Built per public records; Aluminum siding construction; Asphalt/fiberglass roof
  • Exterior features: Public water; Public sewer

Interior

  • Kitchen: Range; Refrigerator; Dishwasher
  • Bedrooms: Two main-level bedrooms
  • Flooring: Hardwood flooring in main living areas and bedrooms; Ceramic tile flooring in kitchen
  • Bathrooms: Two full bathrooms; One main-level bathroom
  • Heating & cooling: Forced air gas heating; Central air conditioning
  • Interior features: Built-in features; See remarks
  • Laundry & utility: Washer and dryer included; Laundry located in basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $225k.

Deal economics

  • At list price, monthly cash flow is $6 ($77/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $208k (7.5% below list).
  • Recommended offer: $208k (7.5% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 82/100 on livability (#76 in OH, #1,152 nationally) — a professional / high-income tenant draw. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities C-, commute F.
  • South Euclid-Lyndhurst City (suburban): math 23% / reading 45% proficiency, ranked #556 of 656 in OH (top 85%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising fast (+4.5%/yr); 178 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,441 units permitted in Cuyahoga County in 2024 (700 in 5+ unit buildings).
  • This rent runs 30% of the median local income ($82k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Cuyahoga County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 17 days — a 2% lower offer ($222k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 21y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1949 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $207,957 (7.5% below list)

Questions for the listing agent

  1. Built in 1949 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.92%
Cap rate
6.33%
Cash-on-cash
0.12%
DSCR
1.01
GRM
9.0

CMA / ARV

ARV (median comp)
$218,870
List price
$224,900
Delta
2.75%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1367 Churchill Rd 0.00mi 3/2.0 1,251 (0%) 0mo $215,000 $172 100
1207 Irene Rd 0.31mi 2/1.0 (-1) 1,260 (+1%) 0mo $219,900 $175 75
5255 Haverford Dr 0.43mi 3/1.0 1,235 (-1%) 1mo $217,500 $176 73
1608 Sunview Rd 0.49mi 3/2.0 1,224 (-2%) 1mo $272,000 $222 73
1520 Jaeger Dr 0.36mi 3/2.0 1,326 (+6%) 1mo $206,000 $155 72
5299 Haverford Dr 0.39mi 3/1.5 1,200 (-4%) 1mo $159,000 $133 72
1342 Beaconfield Rd 0.12mi 3/2.0 1,434 (+15%) 1mo $300,000 $209 70
5115 Eastover Rd 0.51mi 2/2.0 (-1) 1,268 (+1%) 1mo $295,000 $233 68
5363 Summit Rd 0.60mi 3/2.0 1,218 (-3%) 0mo $192,500 $158 68
5115 Oakmont Dr 0.59mi 3/2.0 1,180 (-6%) 0mo $249,000 $211 63
5404 Beacon Rd 0.47mi 4/2.0 (+1) 1,350 (+8%) 1mo $245,000 $181 59
5175 Cheltenham Blvd 0.63mi 3/1.5 1,353 (+8%) 0mo $260,000 $192 54

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.45% rent growth · sell at horizon

5-year hold
IRR
-14.4%
Equity multiple
0.48×
Total profit
$-32,876
Equity at exit
$33,533
10-year hold
IRR
-3.3%
Equity multiple
0.77×
Total profit
$-14,761
Equity at exit
$19,445

Cash invested: $62,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 44124

Rents YoY
4.5%
Active inventory
178
Price-to-rent
9.0×

Monthly cashflow live

Estimated rent
$2,080 high interval (Pro) →
Mortgage (P&I)
$1,179
Tax from tax record
$363 /mo · $4,360/yr
Insurance
$94
HOA
$0
Vacancy / Maint / Mgmt
$437
Net cashflow
$6

Break-even live

Break-even rent $2,071
Max offer price $224,900
Occupancy floor 95%

Sensitivity live

Price -10% $134 -5% $70 +0% $6 +5% $-57 +10% $-121
Rent -10% $-158 -5% $-76 +0% $6 +5% $89 +10% $171
Rate -1.0pp $120 -0.5pp $64 base $6 +0.5pp $-52 +1.0pp $-111

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$56,225
Closing costs
$6,747
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1270 Roland Rd Cleveland, OH 4.0 2.0 1720 $2,450 $1.42 44d 1 0.22mi
1207 Churchill Rd Cleveland, OH 3.0 2.0 1134 $1,895 $1.67 24d 1 0.29mi
1547 Commodore Rd Cleveland, OH 3.0 1.0 980 $1,795 $1.83 15d 1 0.36mi
1620 Brainard Rd Cleveland, OH 3.0 1.5 1501 $2,275 $1.52 15d 1 0.68mi
4994 N Sedgewick Rd Cleveland, OH 3.0 1.5 1400 $3,000 $2.14 44d 1 0.78mi
2112 Acacia Park Dr #220 Cleveland, OH 2.0 2.0 1222 $1,700 $1.39 44d 1 1.40mi

Listing history 17 events

  1. 2026-06-01
    status $224,900 Pending 17 DOM
  2. 2026-05-31
    pricedays on market $224,900 Active 17 DOM
  3. 2026-05-14
    listed $229,900 Active 1071-char remark
  4. 2022-05-03
    soldstatus $159,500
  5. 2022-05-02
    soldstatus $159,500 Closed 601-char remark
    Show marketing remark (601 chars)

    Cozy Updated Cape Cod with 2 full remodeled bathrooms, updated Kitchen with ceramic floors, windows, roof, Newer AC, Newer Driveway and much more. Great location, close to community center, pool, playground, park & City Hall. Close to Shopping, Legacy Village and Beachwood Mall. Master Bedroom upstairs has extra room and its own full bath. Easy living with low maintenance. Large backyard with stone patio is great for summer fun and entertainment. Perfect condo alternative! Tenant occupied through April 30, 2022. Tenant pays $1,200/month and responsible for all utilities and grass cutting.

  6. 2022-01-05
    status Pending 601-char remark
    Show marketing remark (601 chars)

    Cozy Updated Cape Cod with 2 full remodeled bathrooms, updated Kitchen with ceramic floors, windows, roof, Newer AC, Newer Driveway and much more. Great location, close to community center, pool, playground, park & City Hall. Close to Shopping, Legacy Village and Beachwood Mall. Master Bedroom upstairs has extra room and its own full bath. Easy living with low maintenance. Large backyard with stone patio is great for summer fun and entertainment. Perfect condo alternative! Tenant occupied through April 30, 2022. Tenant pays $1,200/month and responsible for all utilities and grass cutting.

  7. 2021-12-28
    historical Contingent 601-char remark
    Show marketing remark (601 chars)

    Cozy Updated Cape Cod with 2 full remodeled bathrooms, updated Kitchen with ceramic floors, windows, roof, Newer AC, Newer Driveway and much more. Great location, close to community center, pool, playground, park & City Hall. Close to Shopping, Legacy Village and Beachwood Mall. Master Bedroom upstairs has extra room and its own full bath. Easy living with low maintenance. Large backyard with stone patio is great for summer fun and entertainment. Perfect condo alternative! Tenant occupied through April 30, 2022. Tenant pays $1,200/month and responsible for all utilities and grass cutting.

  8. 2021-07-28
    listed $169,000 Active 601-char remark
    Show marketing remark (601 chars)

    Cozy Updated Cape Cod with 2 full remodeled bathrooms, updated Kitchen with ceramic floors, windows, roof, Newer AC, Newer Driveway and much more. Great location, close to community center, pool, playground, park & City Hall. Close to Shopping, Legacy Village and Beachwood Mall. Master Bedroom upstairs has extra room and its own full bath. Easy living with low maintenance. Large backyard with stone patio is great for summer fun and entertainment. Perfect condo alternative! Tenant occupied through April 30, 2022. Tenant pays $1,200/month and responsible for all utilities and grass cutting.

  9. 2015-04-09
    historical
  10. 2015-04-08
    status Active
  11. 2015-03-06
    status Pending
  12. 2015-03-04
    listed $99,900 Active
  13. 2013-11-25
    historical
  14. 2013-07-19
    listed $118,500
  15. 2005-09-02
    soldstatus $109,000
  16. 2005-09-02
    soldstatus $110,000
  17. 2005-06-28
    listed $119,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$4,360 · $363/mo
Projected year-2 tax
$4,360 · $363/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 2/10 Low 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,955
− Mortgage interest
−$12,598
− Property taxes
−$4,360
− Insurance
−$1,124
− Repairs & maintenance
−$1,996
− Management
−$1,996
− Depreciation
−$6,543
Taxable loss
−$3,663
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$879
After-tax cash flow
$956/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
South Euclid-Lyndhurst City
NCES district ID
3904479
Math proficiency
23% ▼ -22.00%
Reading proficiency
45% ▼ -11.00%
Median HH income
$61,244
Composite
30.51/100
National rank
#6212
State rank
#556 of 656 in OH

Livability — Lyndhurst

Score
82/100
State rank
#76
US rank
#1152

Category grades

Amenities C- Commute F Cost of living A+ Crime A Employment A Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Lyndhurst, OH
County
Cuyahoga County · 1,090,369 people
Metro
Cleveland-Elyria, OH
Population (ZIP)
39,779
Household income
$82,392
Rent vs Own
35.6% rent · 64.4% own
Severe rent burden
1286.0

Population outlook (Cuyahoga County) Hauer SSP2

Today (2025)
1,244,621 people
By 2030
1,230,093 · -1.2%
By 2040
1,189,108 · -4.5%
By 2050
1,145,706 · -7.9%
By 2075
1,076,557 · -13.5%
By 2100
978,987 · -21.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (69%)
Race & ethnicity
White 69% Black 15% Two or more races 7% Asian 6% Hispanic / Latino 4%
Common ancestry
Romanian 6% Scotch-Irish 4% Lithuanian 3%
Foreign-born
14% · Canada, China, Vietnam
Languages at home
84% English-only · Russian/Polish/Slavic 4% Other Indo-European 4% Spanish 3%

Political lean MEDSL · Cuyahoga

2024 margin
Solid D (+31.5) · D 65.4% · R 33.9%
2008→2024 swing
-7.4pp toward R · 2008: 38.9pp · 2024: 31.5pp
All cycles
2024: D+31.5 2020: D+34.1 2016: D+35.0 2012: D+38.7 2008: D+38.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -212.96%
Current HPI
164.108
Rent YoY
▲ 4.45%
Metro
Cleveland-Elyria, OH
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

+79.3% since first listed
18 events — show timeline
  • 2026-06-12 Sold (MLS) $215,000 MLSNOW
  • 2026-05-31 Pending MLSNOW
  • 2026-05-30 Price Changed $224,900 MLSNOW
  • 2026-05-14 Listed $229,900 MLSNOW
  • 2022-05-03 Sold (Public Records) $159,500 Public Records
  • 2022-05-02 Sold (MLS) $159,500 MLSNOW
  • 2022-01-05 Pending MLSNOW
  • 2021-12-28 Contingent MLSNOW
  • 2021-07-28 Listed $169,000 MLSNOW
  • 2015-04-09 Listing Removed MLSNOW
  • 2015-04-08 Relisted MLSNOW
  • 2015-03-06 Pending MLSNOW
  • 2015-03-04 Listed $99,900 MLSNOW
  • 2013-11-25 Listing Removed MLSNOW
  • 2013-07-19 Listed $118,500 MLSNOW
  • 2005-09-02 Sold (Public Records) $110,000 Public Records
  • 2005-09-02 Sold (MLS) $109,000 MLSNOW
  • 2005-06-28 Listed $119,900 MLSNOW

Property tax history

+3.8%/yr

Latest (2025): $4,360 · +2.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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