1367 Churchill Rd · Lyndhurst, OH
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $713 – $1,323
Heat risk 2/10 · Minimal
- Hot days now (above 96°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +13.5/30.0
- ARV discount +6.3/15.0
- 1% rule +4.2/10.0
- DSCR +4.1/10.0
- Livability +4.1/5.0
- Rent growth +3.6/5.0
- Schools +3.1/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$224,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Cozy Updated Cape Cod with 2 full remodeled bathrooms, updated Kitchen with ceramic floors, windows, roof, Newer AC, Newer Driveway and much more. Great location, close to community center, pool, playground, park & City Hall. Close to Shopping, Legacy Village and Beachwood Mall. Master Bedroom upstairs has extra room and its own full bath. Easy living with low maintenance. Large backyard with stone patio is great for summer fun and entertainment. Perfect condo alternative! Tenant occupied through April 30, 2022. Tenant pays $1,200/month and responsible for all utilities and grass cutting.
Key facts
- Custom flooring
- Detailed tile work
- 7,849 sq ft lot
Tags
Property features AI
Exterior
- Parking: Detached garage with garage door opener (1-car)
- Utilities: Public water service; Public sewer service
- Home design: Two-story home; Aluminum siding exterior; Asphalt/fiberglass roof
- Construction: Built per public records; Aluminum siding construction; Asphalt/fiberglass roof
- Exterior features: Public water; Public sewer
Interior
- Kitchen: Range; Refrigerator; Dishwasher
- Bedrooms: Two main-level bedrooms
- Flooring: Hardwood flooring in main living areas and bedrooms; Ceramic tile flooring in kitchen
- Bathrooms: Two full bathrooms; One main-level bathroom
- Heating & cooling: Forced air gas heating; Central air conditioning
- Interior features: Built-in features; See remarks
- Laundry & utility: Washer and dryer included; Laundry located in basement
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $225k.
Deal economics
- At list price, monthly cash flow is $6 ($77/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $208k (7.5% below list).
- Recommended offer: $208k (7.5% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 82/100 on livability (#76 in OH, #1,152 nationally) — a professional / high-income tenant draw. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities C-, commute F.
- South Euclid-Lyndhurst City (suburban): math 23% / reading 45% proficiency, ranked #556 of 656 in OH (top 85%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising fast (+4.5%/yr); 178 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,441 units permitted in Cuyahoga County in 2024 (700 in 5+ unit buildings).
- This rent runs 30% of the median local income ($82k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Cuyahoga County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 17 days — a 2% lower offer ($222k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 21y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: built in 1949 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- Built in 1949 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.92% ✗
- Cap rate
- 6.33%
- Cash-on-cash
- 0.12%
- DSCR
- 1.01
- GRM
- 9.0
CMA / ARV
- ARV (median comp)
- $218,870
- List price
- $224,900
- Delta
- 2.75%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1367 Churchill Rd | 0.00mi | 3/2.0 | 1,251 (0%) | 0mo | $215,000 | $172 | 100 |
| 1207 Irene Rd | 0.31mi | 2/1.0 (-1) | 1,260 (+1%) | 0mo | $219,900 | $175 | 75 |
| 5255 Haverford Dr | 0.43mi | 3/1.0 | 1,235 (-1%) | 1mo | $217,500 | $176 | 73 |
| 1608 Sunview Rd | 0.49mi | 3/2.0 | 1,224 (-2%) | 1mo | $272,000 | $222 | 73 |
| 1520 Jaeger Dr | 0.36mi | 3/2.0 | 1,326 (+6%) | 1mo | $206,000 | $155 | 72 |
| 5299 Haverford Dr | 0.39mi | 3/1.5 | 1,200 (-4%) | 1mo | $159,000 | $133 | 72 |
| 1342 Beaconfield Rd | 0.12mi | 3/2.0 | 1,434 (+15%) | 1mo | $300,000 | $209 | 70 |
| 5115 Eastover Rd | 0.51mi | 2/2.0 (-1) | 1,268 (+1%) | 1mo | $295,000 | $233 | 68 |
| 5363 Summit Rd | 0.60mi | 3/2.0 | 1,218 (-3%) | 0mo | $192,500 | $158 | 68 |
| 5115 Oakmont Dr | 0.59mi | 3/2.0 | 1,180 (-6%) | 0mo | $249,000 | $211 | 63 |
| 5404 Beacon Rd | 0.47mi | 4/2.0 (+1) | 1,350 (+8%) | 1mo | $245,000 | $181 | 59 |
| 5175 Cheltenham Blvd | 0.63mi | 3/1.5 | 1,353 (+8%) | 0mo | $260,000 | $192 | 54 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.45% rent growth · sell at horizon
- IRR
- -14.4%
- Equity multiple
- 0.48×
- Total profit
- $-32,876
- Equity at exit
- $33,533
- IRR
- -3.3%
- Equity multiple
- 0.77×
- Total profit
- $-14,761
- Equity at exit
- $19,445
Cash invested: $62,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 73 Landlord-Friendly
- State Ohio
- 73 Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 44124
- Rents YoY
- 4.5%
- Active inventory
- 178
- Price-to-rent
- 9.0×
Monthly cashflow live
- Estimated rent
- $2,080 high interval (Pro) →
- Mortgage (P&I)
- −$1,179
- Tax from tax record
- −$363 /mo · $4,360/yr
- Insurance
- −$94
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$437
- Net cashflow
- $6
Break-even live
Sensitivity live
| Price | -10% $134 | -5% $70 | +0% $6 | +5% $-57 | +10% $-121 |
|---|---|---|---|---|---|
| Rent | -10% $-158 | -5% $-76 | +0% $6 | +5% $89 | +10% $171 |
| Rate | -1.0pp $120 | -0.5pp $64 | base $6 | +0.5pp $-52 | +1.0pp $-111 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $56,225
- Closing costs
- $6,747
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 6 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1270 Roland Rd Cleveland, OH | 4.0 | 2.0 | 1720 | $2,450 | $1.42 | 44d | 1 | 0.22mi |
| 1207 Churchill Rd Cleveland, OH | 3.0 | 2.0 | 1134 | $1,895 | $1.67 | 24d | 1 | 0.29mi |
| 1547 Commodore Rd Cleveland, OH | 3.0 | 1.0 | 980 | $1,795 | $1.83 | 15d | 1 | 0.36mi |
| 1620 Brainard Rd Cleveland, OH | 3.0 | 1.5 | 1501 | $2,275 | $1.52 | 15d | 1 | 0.68mi |
| 4994 N Sedgewick Rd Cleveland, OH | 3.0 | 1.5 | 1400 | $3,000 | $2.14 | 44d | 1 | 0.78mi |
| 2112 Acacia Park Dr #220 Cleveland, OH | 2.0 | 2.0 | 1222 | $1,700 | $1.39 | 44d | 1 | 1.40mi |
Listing history 17 events
-
2026-06-01status $224,900 Pending 17 DOM
-
2026-05-31pricedays on market $224,900 Active 17 DOM
-
2026-05-14$229,900 Active 1071-char remark
-
2022-05-03soldstatus $159,500
-
2022-05-02soldstatus $159,500 Closed 601-char remark
Show marketing remark (601 chars)
Cozy Updated Cape Cod with 2 full remodeled bathrooms, updated Kitchen with ceramic floors, windows, roof, Newer AC, Newer Driveway and much more. Great location, close to community center, pool, playground, park & City Hall. Close to Shopping, Legacy Village and Beachwood Mall. Master Bedroom upstairs has extra room and its own full bath. Easy living with low maintenance. Large backyard with stone patio is great for summer fun and entertainment. Perfect condo alternative! Tenant occupied through April 30, 2022. Tenant pays $1,200/month and responsible for all utilities and grass cutting.
-
2022-01-05status Pending 601-char remark
Show marketing remark (601 chars)
Cozy Updated Cape Cod with 2 full remodeled bathrooms, updated Kitchen with ceramic floors, windows, roof, Newer AC, Newer Driveway and much more. Great location, close to community center, pool, playground, park & City Hall. Close to Shopping, Legacy Village and Beachwood Mall. Master Bedroom upstairs has extra room and its own full bath. Easy living with low maintenance. Large backyard with stone patio is great for summer fun and entertainment. Perfect condo alternative! Tenant occupied through April 30, 2022. Tenant pays $1,200/month and responsible for all utilities and grass cutting.
-
2021-12-28historical Contingent 601-char remark
Show marketing remark (601 chars)
Cozy Updated Cape Cod with 2 full remodeled bathrooms, updated Kitchen with ceramic floors, windows, roof, Newer AC, Newer Driveway and much more. Great location, close to community center, pool, playground, park & City Hall. Close to Shopping, Legacy Village and Beachwood Mall. Master Bedroom upstairs has extra room and its own full bath. Easy living with low maintenance. Large backyard with stone patio is great for summer fun and entertainment. Perfect condo alternative! Tenant occupied through April 30, 2022. Tenant pays $1,200/month and responsible for all utilities and grass cutting.
-
2021-07-28$169,000 Active 601-char remark
Show marketing remark (601 chars)
Cozy Updated Cape Cod with 2 full remodeled bathrooms, updated Kitchen with ceramic floors, windows, roof, Newer AC, Newer Driveway and much more. Great location, close to community center, pool, playground, park & City Hall. Close to Shopping, Legacy Village and Beachwood Mall. Master Bedroom upstairs has extra room and its own full bath. Easy living with low maintenance. Large backyard with stone patio is great for summer fun and entertainment. Perfect condo alternative! Tenant occupied through April 30, 2022. Tenant pays $1,200/month and responsible for all utilities and grass cutting.
-
2015-04-09historical
-
2015-04-08status Active
-
2015-03-06status Pending
-
2015-03-04$99,900 Active
-
2013-11-25historical
-
2013-07-19$118,500
-
2005-09-02soldstatus $109,000
-
2005-09-02soldstatus $110,000
-
2005-06-28$119,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast OH · Partial reset (capped growth)
- Current annual tax
- $4,360 · $363/mo
- Projected year-2 tax
- $4,360 · $363/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 2/10 Low 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,955
- − Mortgage interest
- −$12,598
- − Property taxes
- −$4,360
- − Insurance
- −$1,124
- − Repairs & maintenance
- −$1,996
- − Management
- −$1,996
- − Depreciation
- −$6,543
- Taxable loss
- −$3,663
- Est. tax savings @ 24.0%
- +$879
- After-tax cash flow
- $956/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- South Euclid-Lyndhurst City
- NCES district ID
- 3904479
- Math proficiency
- 23% ▼ -22.00%
- Reading proficiency
- 45% ▼ -11.00%
- Median HH income
- $61,244
- Composite
- 30.51/100
- National rank
- #6212
- State rank
- #556 of 656 in OH
Livability — Lyndhurst
- Score
- 82/100
- State rank
- #76
- US rank
- #1152
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Lyndhurst, OH
- County
- Cuyahoga County · 1,090,369 people
- Metro
- Cleveland-Elyria, OH
- Population (ZIP)
- 39,779
- Household income
- $82,392
- Rent vs Own
- Severe rent burden
- 1286.0
Population outlook (Cuyahoga County) Hauer SSP2
- Today (2025)
- 1,244,621 people
- By 2030
- 1,230,093 · -1.2%
- By 2040
- 1,189,108 · -4.5%
- By 2050
- 1,145,706 · -7.9%
- By 2075
- 1,076,557 · -13.5%
- By 2100
- 978,987 · -21.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (69%)
- Race & ethnicity
- White 69% Black 15% Two or more races 7% Asian 6% Hispanic / Latino 4%
- Common ancestry
- Romanian 6% Scotch-Irish 4% Lithuanian 3%
- Foreign-born
- 14% · Canada, China, Vietnam
- Languages at home
- 84% English-only · Russian/Polish/Slavic 4% Other Indo-European 4% Spanish 3%
Political lean MEDSL · Cuyahoga
- 2024 margin
- Solid D (+31.5) · D 65.4% · R 33.9%
- 2008→2024 swing
- -7.4pp toward R · 2008: 38.9pp · 2024: 31.5pp
- All cycles
- 2024: D+31.5 2020: D+34.1 2016: D+35.0 2012: D+38.7 2008: D+38.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -212.96%
- Current HPI
- 164.108
- Rent YoY
- ▲ 4.45%
- Metro
- Cleveland-Elyria, OH
- State GDP YoY
- ▲ 1.98%
- F500 in state
- 48
Industry mix (Fortune 500 HQ in OH)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Insurance | 3 | $145B |
|
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| Industrial Machinery | 3 | $49B |
|
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| Financial Services | 3 | $24B |
|
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| Consumer Goods | 2 | $93B |
|
||
| Aerospace / Defense | 2 | $47B |
|
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| Utilities | 2 | $33B |
|
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Price history
+79.3% since first listed18 events — show timeline
- 2026-06-12 Sold (MLS) $215,000 MLSNOW
- 2026-05-31 Pending — MLSNOW
- 2026-05-30 Price Changed $224,900 MLSNOW
- 2026-05-14 Listed $229,900 MLSNOW
- 2022-05-03 Sold (Public Records) $159,500 Public Records
- 2022-05-02 Sold (MLS) $159,500 MLSNOW
- 2022-01-05 Pending — MLSNOW
- 2021-12-28 Contingent — MLSNOW
- 2021-07-28 Listed $169,000 MLSNOW
- 2015-04-09 Listing Removed — MLSNOW
- 2015-04-08 Relisted — MLSNOW
- 2015-03-06 Pending — MLSNOW
- 2015-03-04 Listed $99,900 MLSNOW
- 2013-11-25 Listing Removed — MLSNOW
- 2013-07-19 Listed $118,500 MLSNOW
- 2005-09-02 Sold (Public Records) $110,000 Public Records
- 2005-09-02 Sold (MLS) $109,000 MLSNOW
- 2005-06-28 Listed $119,900 MLSNOW
Property tax history
+3.8%/yrLatest (2025): $4,360 · +2.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…