145 Lake Nancy Ln #230 · West Palm Beach, FL
Flood risk 5/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.24%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 25 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +21.3/30.0
- ARV discount +10.4/15.0
- Appreciation +10.0/10.0
- DSCR +7.4/10.0
- 1% rule +6.3/10.0
- Livability +4.1/5.0
- Condition / age +3.8/5.0
- Rent growth +2.7/5.0
- Schools +2.6/10.0
$155,000
145 Lake Nancy Ln #230 · West Palm Beach, FL 33411
2 bd · 2.0 ba · 1,054 sqft · Townhouse
public records
· 99 Days on market
55+ age-restricted
Built 1987
Garage
$147/sqft
· 6% below area
Est $166k · 6% under
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
WELCOME TO OUR OPEN HOUSE THIS SATURDAY MAY 30TH FROM 1:30PM TO 3:30PM. SEE YOU THERE! Move-in ready 2BR/2BA residence in the desirable 55+ guard-gated community of Golden Lakes Village. Bright and inviting layout featuring abundant closet space and a washer and dryer inside the unit for added convenience. Enjoy an enclosed patio—perfect for relaxing in a peaceful setting. Resort-style amenities include pools, clubhouse, fitness center, and an active social lifestyle, all within a secure, well-maintained community.
Key facts
- Washer and dryer
- Pools
- Enclosed patio
Tags
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath townhouse listed at $155k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $467 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $155k).
- Recommended offer: $141k (9.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 82/100 on livability (#75 in FL, #1,255 nationally) — a professional / high-income tenant draw. Strengths: commute A+, housing A+, health & safety A+; Watch: employment C-, crime F.
- Palm Beach (suburban): math 46% / reading 53% proficiency, ranked #34 of 73 in FL (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Benoist Farms Elementary School (math 22% / reading 28%, grade F, #2,030 of 2,144 statewide, top 95%, 421 students, 80% FRL); Jeaga Middle School (math 18% / reading 30%, grade F, #532 of 571 statewide, top 94%, 941 students, 78% FRL); Royal Palm Beach High School (math 22% / reading 38%, grade F, #441 of 667 statewide, top 67%, 2,343 students, 57% FRL) — zoned schools average 72% FRL vs 52% district-wide (20 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 26% at this address vs 50% district-wide (-23 pts) — the specific schools serving this property underperform the Palm Beach average; the district grade overstates school quality for this exact location.
- Market conditions: Rents flat; 696 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 32d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 60% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 3,974 units permitted in Palm Beach County in 2024 (1,012 in 5+ unit buildings).
Forward outlook
- In year one you build about $17k of equity ($1k loan paydown + $16k appreciation (10.0% local appreciation)).
- Palm Beach County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (10.0% appreciation + 0.8% rent growth), your $43k cash investment doubles in ~2 years — after that, you're playing with house money.
- By year 3, paydown + projected appreciation supports a ~$42k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 99 days — a 9% lower offer ($141k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 23y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $68k; list at $155k implies a 126% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer
$141,050
(9.0% below list)
Questions for the listing agent
- It's been on market 99 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.26% ✓
- Cap rate
- 9.91%
- Cash-on-cash
- 12.90%
- DSCR
- 1.57
- GRM
- 6.6
CMA / ARV
- ARV (median comp)
- $165,687
- List price
- $155,000
- Delta
- -6.45%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 125 Lake Nancy Dr #146 | 0.11mi | 2/2.0 | 1,054 (0%) | 12mo | $103,000 | $98 | 85 |
| 125 Lake Nancy 143 Dr #143 | 0.11mi | 2/2.0 | 1,054 (0%) | 15mo | $165,000 | $157 | 82 |
| 1157 Golden Lakes Blvd #611 | 0.28mi | 3/2.0 (+1) | 999 (-5%) | 7mo | $215,000 | $215 | 67 |
| 225 Lake Carol Dr | 0.49mi | 2/2.0 | 1,021 (-3%) | 7mo | $125,000 | $122 | 66 |
| 109 Lake Terry Dr #109 | 0.19mi | 2/2.0 | 1,001 (-5%) | 20mo | $160,000 | $160 | 66 |
| 1129 Lake Victoria Dr Unit F | 0.20mi | 3/2.0 (+1) | 930 (-12%) | 1mo | $165,000 | $177 | 65 |
| 110 Lake Meryl 209 Dr #209 | 0.39mi | 2/2.0 | 1,096 (+4%) | 17mo | $176,500 | $161 | 61 |
| 1760 Windorah Way Unit C | 0.42mi | 2/2.0 | 916 (-13%) | 5mo | $180,000 | $197 | 55 |
| 1641 Balfour Point Dr Unit A | 0.51mi | 2/2.0 | 904 (-14%) | 2mo | $175,000 | $194 | 51 |
| 1681 Balfour Point Dr Unit F | 0.55mi | 2/2.0 | 916 (-13%) | 4mo | $185,000 | $202 | 49 |
| 142 Lake Anne Dr | 0.60mi | 2/2.0 | 1,197 (+14%) | 7mo | $145,000 | $121 | 43 |
| 1601 Balfour Point Dr Unit H | 0.49mi | 2/1.0 | 904 (-14%) | 12mo | $172,500 | $191 | 40 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 0.85% rent growth · sell at horizon
5-year hold
- IRR
- 32.8%
- Equity multiple
- 3.54×
- Total profit
- $110,033
- Equity at exit
- $139,636
10-year hold
- IRR
- 27.6%
- Equity multiple
- 7.75×
- Total profit
- $293,049
- Equity at exit
- $301,131
Cash invested: $43,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Buyer's market
Market conditions
within 1.0 mi — comparable homes for sale
Active competition Active MLS
- For sale now
- 66 active · 21 under contract
- Months of supply
- 56.6 mo (2%/mo absorbed)
- Median asking
- $186,500 ($192/sqft)
- Median days on market
- 108 d
- This list price
- 33% of active listings are priced below it
- ARV vs active asking
- -18.2% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 33411
- Home prices YoY
- 1.9%
- Rents YoY
- 0.8%
- Active inventory
- 696
- Price-to-rent
- 6.6×
Monthly cashflow live
↻
- Estimated rent
- $1,952 high interval (Pro) →
- Mortgage (P&I)
- −$813
- Tax from tax record
- −$198 /mo · $2,378/yr
- Insurance
- −$65
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$410
- Net cashflow
- $467
Break-even live
Break-even rent
$1,362
Max offer price
$155,000
Occupancy floor
71%
Sensitivity live
| Price | -10% $554 | -5% $510 | +0% $467 | +5% $423 | +10% $379 |
|---|---|---|---|---|---|
| Rent | -10% $312 | -5% $389 | +0% $467 | +5% $544 | +10% $621 |
| Rate | -1.0pp $545 | -0.5pp $506 | base $467 | +0.5pp $426 | +1.0pp $386 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $38,750
- Closing costs
- $4,650
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1151 Lake Terry Dr Unit C West Palm Beach, FL | 2.0 | 1.0 | 708 | $1,700 | $2.40 | 18d | 1 | 0.09mi |
| 125 Lake Nancy Dr #241 West Palm Beach, FL | 2.0 | 2.0 | 1193 | $1,900 | $1.59 | 60d | 1 | 0.11mi |
| 1139 Lake Terry Dr Unit A West Palm Beach, FL | 3.0 | 2.0 | 918 | $2,300 | $2.51 | 70d | 1 | 0.12mi |
| 1127 Lake Terry Dr Unit F West Palm Beach, FL | 3.0 | 2.0 | 930 | $2,350 | $2.53 | 24d | 1 | 0.15mi |
| 108 Lake Nancy Dr West Palm Beach, FL | 2.0 | 2.0 | 967 | $1,700 | $1.76 | 28d | 1 | 0.16mi |
| 1153 Lake Victoria Dr Royal Palm Beach, FL | 2.0 | 1.0 | 708 | $1,690 | $2.39 | 4d | 1 | 0.17mi |
| 1153 Lake Victoria Dr West Palm Beach, FL | 2.0 | 1.0 | 708 | $1,712 | $2.42 | 32d | 2 | 0.17mi |
| 1153 Lake Victoria Dr Unit I West Palm Beach, FL | 2.0 | 1.0 | 708 | $1,690 | $2.39 | 21d | 1 | 0.17mi |
| 1201 Lake Victoria Dr Unit V West Palm Beach, FL | 2.0 | 1.0 | 708 | $1,700 | $2.40 | 23d | 1 | 0.18mi |
| 1477 Lake Crystal Dr Unit D West Palm Beach, FL | 2.0 | 2.0 | 928 | $1,875 | $2.02 | 21d | 1 | 0.18mi |
| 1477 Lake Crystal Dr Unit D West Palm Beach, FL | 2.0 | 2.0 | 928 | $1,975 | $2.13 | 66d | 1 | 0.18mi |
| 1141 Lake Victoria Dr West Palm Beach, FL | 1.0–2.0 | 1.0 | 642 | $1,650 | $2.57 | 0d | 2 | 0.18mi |
| 1141 Lake Victoria Dr West Palm Beach, FL | 1.0–2.0 | 1.0 | 642 | $1,650 | $2.57 | 0d | 2 | 0.18mi |
| 1502 Lake Crystal Dr Unit A West Palm Beach, FL | 2.0 | 2.0 | 900 | $1,900 | $2.11 | 7d | 1 | 0.21mi |
| 1465 Lake Crystal Dr Unit A West Palm Beach, FL | 2.0 | 2.0 | 904 | $1,900 | $2.10 | 51d | 1 | 0.21mi |
| 1504 Lake Crystal Dr Unit B West Palm Beach, FL | 2.0 | 2.0 | 904 | $1,800 | $1.99 | 25d | 1 | 0.22mi |
| 1463 Lake Crystal Dr Unit G West Palm Beach, FL | 2.0 | 2.0 | 904 | $1,900 | $2.10 | 37d | 1 | 0.23mi |
| 1463 Lake Crystal Dr Unit G West Palm Beach, FL | 2.0 | 2.0 | 904 | $1,900 | $2.10 | 32d | 1 | 0.23mi |
| 1440 Lake Crystal Dr Unit B West Palm Beach, FL | 2.0 | 2.0 | 904 | $1,900 | $2.10 | 48d | 1 | 0.25mi |
| 1440 Lake Crystal Dr West Palm Beach, FL | 2.0 | 2.0 | 928 | $1,900 | $2.05 | 31d | 1 | 0.25mi |
| 1522 Lake Crystal Dr Unit F West Palm Beach, FL | 2.0 | 2.0 | 904 | $1,650 | $1.83 | 42d | 1 | 0.25mi |
| 221 Lake Meryl Dr West Palm Beach, FL | 2.0 | 2.0 | 1000 | $1,550 | $1.55 | 73d | 1 | 0.26mi |
| 1455 Lake Crystal Dr Unit H West Palm Beach, FL | 2.0 | 2.0 | 904 | $1,850 | $2.05 | 63d | 1 | 0.26mi |
| 1455 Lake Crystal Dr Unit H West Palm Beach, FL | 2.0 | 2.0 | 904 | $1,850 | $2.05 | 64d | 1 | 0.26mi |
| 1525 Lake Crystal Dr Unit C West Palm Beach, FL | 2.0 | 2.0 | 904 | $1,800 | $1.99 | 57d | 1 | 0.27mi |
| 1524 Lake Crystal Dr Unit B West Palm Beach, FL | 2.0 | 2.0 | 904 | $1,950 | $2.16 | 42d | 1 | 0.27mi |
| 1453 Lake Crystal Dr Unit D West Palm Beach, FL | 2.0 | 2.0 | 904 | $1,875 | $2.07 | 32d | 1 | 0.27mi |
| 1020 Lake Victoria Dr Unit B West Palm Beach, FL | 3.0 | 2.0 | 922 | $2,200 | $2.39 | 66d | 1 | 0.28mi |
| 1215 N Benoist Farms Rd #203 West Palm Beach, FL | 2.0 | 1.0 | 708 | $1,750 | $2.47 | 73d | 1 | 0.29mi |
| 1543 Lake Crystal Dr Unit G West Palm Beach, FL | 2.0 | 2.0 | 904 | $1,900 | $2.10 | 3d | 1 | 0.30mi |
| 1145 Golden Lakes Blvd #716 West Palm Beach, FL | 3.0 | 2.0 | 999 | $2,250 | $2.25 | 3d | 1 | 0.30mi |
| 1440 Windorah Way Unit B West Palm Beach, FL | 3.0 | 2.0 | 1156 | $2,200 | $1.90 | 2d | 1 | 0.30mi |
| 1440 Windorah Way Unit D West Palm Beach, FL | 2.0 | 2.0 | 904 | $1,850 | $2.05 | 32d | 1 | 0.30mi |
| 105 Lake Helen Dr West Palm Beach, FL | 2.0 | 2.0 | 852 | $1,850 | $2.17 | 21d | 1 | 0.30mi |
| 1545 Lake Crystal Dr Unit D West Palm Beach, FL | 1.0 | 1.0 | 700 | $1,675 | $2.39 | 63d | 1 | 0.31mi |
| 232 Lake Meryl Dr West Palm Beach, FL | 2.0 | 2.0 | 996 | $1,800 | $1.81 | 15d | 1 | 0.31mi |
| 1133 Golden Lakes Blvd #813 West Palm Beach, FL | 3.0 | 2.0 | 999 | $2,050 | $2.05 | 73d | 1 | 0.32mi |
| 1133 Golden Lakes Blvd #813 West Palm Beach, FL | 3.0 | 2.0 | 999 | $2,050 | $2.05 | 52d | 1 | 0.32mi |
| 1133 Golden Lakes Blvd #813 West Palm Beach, FL | 3.0 | 2.0 | 1054 | $1,900 | $1.80 | 31d | 1 | 0.32mi |
| 1542 Lake Crystal Dr Unit H West Palm Beach, FL | 2.0 | 2.0 | 900 | $1,900 | $2.11 | 73d | 1 | 0.32mi |
Property features AI
Finance
- Financial info
- Lease consideredPets allowed with conditions; restrictions may apply
- HOA & community
- Monthly association feeAssociation includes amenities and cable TVCommunity clubhouseCommunity poolSaunaTransportation service
Exterior
- Parking
- Assigned detached garage1 covered space1-car carport
- Security
- On-site security guard
- Home design
- Attached property2-story buildingEntry on second level
- Construction
- Block constructionResale property
- Exterior features
- BalconyScreened balconyAssociation poolCanal-front waterfrontHas a viewSecurity guard
Interior
- Kitchen
- DishwasherElectric rangeMicrowaveDisposalTrash compactor
- Flooring
- Ceramic tile
- Bathrooms
- 2 full bathrooms
- Heating & cooling
- Central heatingCentral air conditioning
- Interior features
- Second floor entryOther interior features
- Laundry & utility
- WasherDryer
Listing history 50 events
-
2026-08-08days on market $155,000 Active 99 DOM
-
2026-08-06days on market $155,000 Active 97 DOM
-
2026-08-05days on market $155,000 Active 96 DOM
-
2026-08-03days on market $155,000 Active 94 DOM
-
2026-07-31days on market $155,000 Active 91 DOM
-
2026-07-26days on market $155,000 Active 86 DOM
-
2026-07-24days on market $155,000 Active 84 DOM
-
2026-07-23days on market $155,000 Active 83 DOM
-
2026-07-22days on market $155,000 Active 82 DOM
-
2026-07-21days on market $155,000 Active 81 DOM
-
2026-07-20days on market $155,000 Active 80 DOM
-
2026-07-18days on market $155,000 Active 78 DOM
-
2026-07-18days on market $155,000 Active 77 DOM
-
2026-07-16days on market $155,000 Active 76 DOM
-
2026-07-15days on market $155,000 Active 75 DOM
-
2026-07-14days on market $155,000 Active 74 DOM
-
2026-07-13days on market $155,000 Active 73 DOM
-
2026-07-13days on market $155,000 Active 72 DOM
-
2026-07-12days on market $155,000 Active 71 DOM
-
2026-07-10days on market $155,000 Active 70 DOM
-
2026-07-09days on market $155,000 Active 69 DOM
-
2026-07-07days on market $155,000 Active 67 DOM
-
2026-07-06days on market $155,000 Active 66 DOM
-
2026-07-06days on market $155,000 Active 65 DOM
-
2026-07-05days on market $155,000 Active 64 DOM
-
2026-07-03days on market $155,000 Active 63 DOM
-
2026-07-02days on market $155,000 Active 62 DOM
-
2026-07-01days on market $155,000 Active 61 DOM
-
2026-06-30days on market $155,000 Active 60 DOM
-
2026-06-29days on market $155,000 Active 59 DOM
-
2026-06-28days on market $155,000 Active 58 DOM
-
2026-06-27days on market $155,000 Active 57 DOM
-
2026-06-26days on market $155,000 Active 56 DOM
-
2026-06-24days on market $155,000 Active 54 DOM
-
2026-06-22days on market $155,000 Active 52 DOM
-
2026-06-21days on market $155,000 Active 51 DOM
-
2026-06-18days on market $155,000 Active 48 DOM
-
2026-06-17days on market $155,000 Active 47 DOM
-
2026-06-16days on market $155,000 Active 46 DOM
-
2026-06-15days on market $155,000 Active 45 DOM
-
2026-06-13days on market $155,000 Active 43 DOM
-
2026-06-09days on market $155,000 Active 39 DOM
-
2026-06-08days on market $155,000 Active 38 DOM
-
2026-06-07days on market $155,000 Active 37 DOM
-
2026-06-04days on market $155,000 Active 34 DOM
-
2026-06-03days on market $155,000 Active 33 DOM
-
2026-06-02days on market $155,000 Active 32 DOM
-
2026-06-01days on market $155,000 Active 31 DOM
-
2026-05-31days on market $155,000 Active 30 DOM
-
2026-04-30$155,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $2,378 · $198/mo
- Projected year-2 tax
- $2,378 · $198/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 5/10 Major FEMA zone X (unshaded) · 24% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 10/10 Extreme 7 d/yr ≥106°F today · 25 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $23,426
- − Mortgage interest
- −$8,682
- − Property taxes
- −$2,378
- − Insurance
- −$775
- − Repairs & maintenance
- −$1,874
- − Management
- −$1,874
- − Depreciation
- −$4,509
- Taxable income
- $3,333
combined federal + state — saved on this device
- Est. tax owed @ 24.0%
- −$800
- After-tax cash flow
- $4,799/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 2 photos
75/100
Cosmetic rehab
Est. rehab $5,270–$15,810 screening
This move-in ready townhouse in Golden Lakes Village is in good condition with a good roof, exterior, and interior. It has a good foundation and structure, and the HVAC and mechanical systems appear to be in good condition. The landscaping and curb appeal are well-maintained. Painting the exterior walls and upgrading the landscaping, kitchen appliances, and bathroom fixtures would further increase its value.
Components & finishes AI
Roof tile · good
Deferred maintenance Est. $2,500–$10,000 screening
- Minor Roof (roof) — No visible signs of damage or wear on the roof.
- Minor Windows (windows) — No visible signs of damage or wear on the windows.
- Minor Electrical (electrical) — No visible signs of damage or wear on the electrical components.
- Minor Plumbing (plumbing) — No visible signs of damage or wear on the plumbing.
- Minor Exterior (exterior) — No visible signs of damage or wear on the exterior.
Value-add opportunities
- Both Paint the exterior walls — Painting the exterior walls can enhance the curb appeal and increase the home's value. ↑
- Both Upgrade the landscaping — Upgrading the landscaping can improve the home's curb appeal and attract more potential buyers or renters. ↑
- Both Install new window treatments — New window treatments can improve the home's curb appeal and increase its value. ↑
- Both Upgrade the kitchen appliances — Upgrading the kitchen appliances can make the home more appealing to potential buyers or renters and increase its value. ↑
- Both Upgrade the bathroom fixtures — Upgrading the bathroom fixtures can make the home more appealing to potential buyers or renters and increase its value. ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
F
Composite school gradezoned avg 26/100
Zoned Schools
Elementary
Benoist Farms Elementary School
F
FL #2,030/2,144
Nat'l #29,899/41,679
Middle
Jeaga Middle School
F
FL #532/571
Nat'l #10,795/14,009
High
Royal Palm Beach High School
F
FL #441/667
Nat'l #10,947/17,239
Schools (NCES district)
- District
- Palm Beach
- NCES district ID
- 1201500
- Math proficiency
- 46% ▼ -16.00%
- Reading proficiency
- 53% ▼ -4.00%
- Median HH income
- $53,943
- Composite
- 42.72/100
- National rank
- #3160
- State rank
- #34 of 73 in FL
A
Composite livability gradescore 82/100
Livability — West Palm Beach
- Score
- 82/100
- State rank
- #75
- US rank
- #1255
Category grades
Amenities A-
Commute A+
Cost of living B-
Crime F
Employment C-
Housing A+
Health & safety A+
User ratings A+
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Palm Beach County · 1,637,487 people
- City population
- 222,012
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- Population (ZIP)
- 76,863
- Household income
- $92,591
- Rent vs Own
- Severe rent burden
- 16% of renters
Population outlook (Palm Beach County) Hauer SSP2
- Today (2025)
- 1,637,487 people
- By 2030
- 1,743,255 · +6.5%
- By 2040
- 1,948,712 · +19.0%
- By 2050
- 2,132,979 · +30.3%
- By 2075
- 2,530,027 · +54.5%
- By 2100
- 2,706,979 · +65.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.70)
- Race & ethnicity
- White 44% Hispanic / Latino 24% Black 23% Two or more races 16% Asian 5%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 5% Cuban 4% Dominican 2%
- Common ancestry
- Hispanic 6% Romanian 2% Italian 1%
- Foreign-born
- 26% · Canada, Jamaica, China
- Languages at home
- 73% English-only · Spanish 17% French/Haitian/Cajun 4% Other Indo-European 2%
Political lean MEDSL · Palm Beach
- 2024 margin
- Toss-up / Even · D 50.0% · R 49.2%
- 2008→2024 swing
- -22.1pp toward R · 2008: 22.9pp · 2024: 0.8pp
- All cycles
- 2024: D+0.8 2020: D+12.8 2016: D+15.3 2012: D+17.0 2008: D+22.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 17.04%
- Current HPI
- 903.78
- Rent YoY
- ▲ 0.85%
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+222.9% since first listed17 events — show timeline
- 2026-04-30 Listed $155,000 MARMLS
- 2026-04-27 Price Changed $155,000 MARMLS
- 2026-04-27 Relisted — MARMLS
- 2026-04-27 Listing Removed — MARMLS
- 2026-04-27 Listing Removed — MARMLS
- 2025-09-12 Listed $168,500 MARMLS
- 2019-08-24 Listed $1,190 MARMLS
- 2019-08-24 Listing Removed — MARMLS
- 2018-07-26 Sold (Public Records) $68,500 Public Records
- 2018-07-20 Sold (MLS) $68,500 Beaches MLS
- 2018-06-28 Pending — Beaches MLS
- 2018-06-09 Listed $72,500 Beaches MLS
- 2003-07-28 Sold (Public Records) $60,000 Public Records
- 2003-07-18 Sold (MLS) $60,000 Beaches MLS
- 2003-06-21 Listing Removed — Beaches MLS
- 2003-05-28 Listed $62,900 Beaches MLS
- 1990-09-18 Sold (Public Records) $48,000 Public Records
Property tax history
+14.3%/yrLatest (2025): $2,378 · +3.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…