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304 Laurie Ln
B Composite 74.17
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +14.3/15.0
  • DSCR +10.0/10.0
  • 1% rule +7.3/10.0
  • Schools +3.9/10.0
  • Livability +3.2/5.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$175,000

304 Laurie Ln · Warner Robins, GA 31088
5 bd · 3.0 ba · 2,279 sqft · SingleFamily public records · 183 Days on market
Built 1971 0.31 ac lot $77/sqft · 15% below area Est $206k · 15% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This 5 bedroom 3 bath home has a newer HVAC unit (2023), refrigerator, stove, ceiling fans, and dishwasher. It also has a flex room that can serve as a bedroom. The master bath has been updated and is handy cap assessable. It's ready for a large family that can show it some love by replacing the flooring, repairing the back deck and making some other minor improvements. A 12x24 man cave/ she shed was added in the back yard in 2025 that can serve as a workshop or other multi-purpose room. USE CAUTION, REAR DECK HANDRAIL IS IN POOR CONDITION!

Key facts

  • Updated master bath
  • Back yard
  • Newer hvac unit

Tags

NEWER HVAC UNITUPDATED MASTER BATHBACK YARD

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 5-bed/3.0-bath single-family listed at $175k.

Deal economics

  • At list price, monthly cash flow is $661 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $175k).
  • Recommended offer: $154k (12.0% below list) — sets the bar for market timing.
  • Cap rate 10.8% vs local median 4.9% in Warner Robins — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 65/100 on livability (#227 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D+, employment D+, crime F.
  • Houston County (urban): math 43% / reading 46% proficiency, ranked #23 of 174 in GA (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+1.7%/yr); 286 active listings in the ZIP; solid renter incomes; 1,545 units permitted in Houston County in 2024 (336 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($83k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Houston County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 1.7% rent growth), your $49k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 183 days — a 12% lower offer ($154k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 8y ago; this cycle's ask has dropped $54k (24%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $78k; list at $175k implies a 124% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 76% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $154,000 (12.0% below list)

Questions for the listing agent

  1. It's been on market 183 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.23%
Cap rate
10.82%
Cash-on-cash
16.18%
DSCR
1.72
GRM
6.8

CMA / ARV

ARV (median comp)
$206,129
List price
$175,000
Delta
-15.10%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 8 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
105 Lemuel Ct 0.10mi 4/3.0 (-1) 2,079 (-9%) 18mo $230,000 $111 60
213 Self St 0.55mi 4/2.0 (-1) 2,202 (-3%) 2mo $245,000 $111 58
204 Biltmore Ter 0.33mi 4/2.0 (-1) 2,469 (+8%) 10mo $240,000 $97 54
107 Colonial Rd 0.40mi 4/2.5 (-1) 2,225 (-2%) 20mo $146,000 $66 54
214 Laurie Ln 0.09mi 4/2.0 (-1) 1,969 (-14%) 14mo $207,000 $105 53
113 Sunnydale Dr 0.62mi 4/2.0 (-1) 2,028 (-11%) 1mo $185,000 $91 43
115 Friar Tuck Ave 0.73mi 4/3.5 (-1) 2,152 (-6%) 10mo $218,000 $101 41
409 Ashby Way Way 0.55mi 5/2.0 1,980 (-13%) 12mo $225,000 $114 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.67% rent growth · sell at horizon

5-year hold
IRR
5.7%
Equity multiple
1.22×
Total profit
$10,791
Equity at exit
$26,093
10-year hold
IRR
14.0%
Equity multiple
2.06×
Total profit
$51,894
Equity at exit
$15,131

Cash invested: $49,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31088

Rents YoY
1.7%
Active inventory
286
Price-to-rent
6.8×

Monthly cashflow live

Estimated rent
$2,160 medium interval (Pro) →
Mortgage (P&I)
$918
Tax from tax record
$55 /mo · $663/yr
Insurance
$73
HOA
$0
Vacancy / Maint / Mgmt
$454
Net cashflow
$661

Break-even live

Break-even rent $1,324
Max offer price $175,000
Occupancy floor 64%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$43,750
Closing costs
$5,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 30 events

  1. 2026-06-19
    statusdays on market $175,000 Active 183 DOM
  2. 2026-06-18
    days on market $175,000 Price Change 182 DOM
  3. 2026-06-17
    days on market $175,000 Price Change 181 DOM
  4. 2026-06-16
    remarks 605-char remark
  5. 2026-06-16
    pricestatus $175,000 Price Change 180 DOM
  6. 2026-06-16
    days on market $205,000 Active 180 DOM
  7. 2026-06-15
    days on market $205,000 Active 179 DOM
  8. 2026-06-14
    days on market $205,000 Active 177 DOM
  9. 2026-06-13
    days on market $205,000 Active 176 DOM
  10. 2026-06-10
    days on market $205,000 Active 174 DOM
  11. 2026-06-09
    days on market $205,000 Active 173 DOM
  12. 2026-06-08
    days on market $205,000 Active 172 DOM
  13. 2026-06-07
    days on market $205,000 Active 171 DOM
  14. 2026-06-05
    days on market $205,000 Active 168 DOM
  15. 2026-06-03
    days on market $205,000 Active 167 DOM
  16. 2026-06-02
    days on market $205,000 Active 166 DOM
  17. 2026-06-01
    days on market $205,000 Active 165 DOM
  18. 2026-05-31
    days on market $205,000 Active 164 DOM
  19. 2026-05-30
    days on market $205,000 Active 163 DOM
  20. 2026-04-24
    price $205,000 550-char remark
    Show marketing remark (560 chars)

    This 5 bedroom 3 bath home has a newer HVAC unit (2023), refrigerator, stove, ceiling fans, and dishwasher. There is also flex room that can be used as an additional bedroom. The master bath has been updated and is handy cap assessable. It's ready for a large family that can show it some love by replacing the flooring, repairing the back deck and making some other minor improvements. A 12x24 man cave/ she shed was added in the back yard in 2025 that can serve as a workshop or other multi-purpose room. USE CAUTION, REAR DECK HANDRAIL IS IN POOR CONDITION!

  21. 2026-04-24
    price $205,000 560-char remark
    Show marketing remark (560 chars)

    This 5 bedroom 3 bath home has a newer HVAC unit (2023), refrigerator, stove, ceiling fans, and dishwasher. There is also flex room that can be used as an additional bedroom. The master bath has been updated and is handy cap assessable. It's ready for a large family that can show it some love by replacing the flooring, repairing the back deck and making some other minor improvements. A 12x24 man cave/ she shed was added in the back yard in 2025 that can serve as a workshop or other multi-purpose room. USE CAUTION, REAR DECK HANDRAIL IS IN POOR CONDITION!

  22. 2026-01-16
    price $219,000 560-char remark
    Show marketing remark (550 chars)

    This 5 bedroom 3 bath home has a newer HVAC unit (2023), refrigerator, stove, ceiling fans, and dishwasher. It also has a flex room that can serve as a bedroom. The master bath has been updated and is handy cap assessable. It's ready for a large family that can show it some love by replacing the flooring, repairing the back deck and making some other minor improvements. A 12x24 man cave/ she shed was added in the back yard in 2025 that can serve as a workshop or other multi-purpose room. USE CAUTION, REAR DECK HANDRAIL IS IN POOR CONDITION!

  23. 2026-01-16
    price $219,000 550-char remark
    Show marketing remark (550 chars)

    This 5 bedroom 3 bath home has a newer HVAC unit (2023), refrigerator, stove, ceiling fans, and dishwasher. It also has a flex room that can serve as a bedroom. The master bath has been updated and is handy cap assessable. It's ready for a large family that can show it some love by replacing the flooring, repairing the back deck and making some other minor improvements. A 12x24 man cave/ she shed was added in the back yard in 2025 that can serve as a workshop or other multi-purpose room. USE CAUTION, REAR DECK HANDRAIL IS IN POOR CONDITION!

  24. 2025-12-18
    listed $229,000 Active 560-char remark
    Show marketing remark (560 chars)

    This 5 bedroom 3 bath home has a newer HVAC unit (2023), refrigerator, stove, ceiling fans, and dishwasher. There is also flex room that can be used as an additional bedroom. The master bath has been updated and is handy cap assessable. It's ready for a large family that can show it some love by replacing the flooring, repairing the back deck and making some other minor improvements. A 12x24 man cave/ she shed was added in the back yard in 2025 that can serve as a workshop or other multi-purpose room. USE CAUTION, REAR DECK HANDRAIL IS IN POOR CONDITION!

  25. 2025-12-06
    listed $229,000 New 550-char remark
    Show marketing remark (550 chars)

    This 5 bedroom 3 bath home has a newer HVAC unit (2023), refrigerator, stove, ceiling fans, and dishwasher. It also has a flex room that can serve as a bedroom. The master bath has been updated and is handy cap assessable. It's ready for a large family that can show it some love by replacing the flooring, repairing the back deck and making some other minor improvements. A 12x24 man cave/ she shed was added in the back yard in 2025 that can serve as a workshop or other multi-purpose room. USE CAUTION, REAR DECK HANDRAIL IS IN POOR CONDITION!

  26. 2019-03-13
    soldstatus $78,000
  27. 2019-03-13
    soldstatus $78,000
  28. 2018-11-13
    listed $78,000
  29. 2018-11-13
    listed $78,000
  30. 2009-11-23
    soldstatus $115,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$663 · $55/mo
Projected year-2 tax
$1,610 · $134/mo
Expected delta
+$947/yr (+$79/mo · 142.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 76% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$25,920
− Mortgage interest
−$9,803
− Property taxes
−$663
− Insurance
−$875
− Repairs & maintenance
−$2,074
− Management
−$2,074
− Depreciation
−$5,091
Taxable income
$5,341
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,282
After-tax cash flow
$6,644/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Houston County
NCES district ID
1302880
Math proficiency
43% ▼ -7.00%
Reading proficiency
46% ▼ -2.00%
Median HH income
$54,823
Composite
38.68/100
National rank
#4144
State rank
#23 of 174 in GA

Livability — Warner Robins

Score
65/100
State rank
#227
US rank
#13290

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Warner Robins, GA
County
Houston County · 157,321 people
City population
92,102
Metro
Warner Robins, GA
Population (ZIP)
58,585
Household income
$83,082
Rent vs Own
36.9% rent · 63.1% own
Severe rent burden
1668.0

Population outlook (Houston County) Hauer SSP2

Today (2025)
169,502 people
By 2030
178,486 · +5.3%
By 2040
194,642 · +14.8%
By 2050
207,119 · +22.2%
By 2075
231,480 · +36.6%
By 2100
235,034 · +38.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.63)
Race & ethnicity
White 51% Black 32% Two or more races 9% Hispanic / Latino 7% Asian 4%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Romanian 2% Slovak 2% Lithuanian 2%
Foreign-born
9% · Canada, Vietnam, Jamaica
Languages at home
90% English-only · Spanish 5% Other Asian/Pacific 2% Vietnamese 2%

Political lean MEDSL · Houston

2024 margin
R (+11.3) · D 44.0% · R 55.3%
2008→2024 swing
+8.9pp toward D · 2008: -20.2pp · 2024: -11.3pp
All cycles
2024: R+11.3 2020: R+12.4 2016: R+21.6 2012: R+20.7 2008: R+20.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -135.75%
Current HPI
219.8261
Rent YoY
▲ 1.67%
Metro
Warner Robins, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+78.3% since first listed
11 events — show timeline
  • 2026-04-24 Price Changed $205,000 GAMLS
  • 2026-04-24 Price Changed $205,000 CGMLS
  • 2026-01-16 Price Changed $219,000 CGMLS
  • 2026-01-16 Price Changed $219,000 GAMLS
  • 2025-12-18 Listed $229,000 CGMLS
  • 2025-12-06 Listed $229,000 GAMLS
  • 2019-03-13 Sold (MLS) $78,000 GAMLS
  • 2019-03-13 Sold (MLS) $78,000 CGMLS
  • 2018-11-13 Listed $78,000 GAMLS
  • 2018-11-13 Listed $78,000 CGMLS
  • 2009-11-23 Sold (Public Records) $115,000 Public Records

Property tax history

-4.4%/yr

Latest (2023): $663 · -34.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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