162 Sherwood Loop · McDonough, GA 30253

$179,000

3 bd · 1.0 ba · 984 sqft · SingleFamily public records · 149 Days on market

Built 1995 9,583 sqft lot $182/sqft · at area comps Est $179k · at est. ↓ 40% since listing

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +21.1/30.0
• ARV discount +7.5/15.0
• DSCR +6.7/10.0
• 1% rule +5.9/10.0
• Livability +3.2/5.0
• Schools +2.6/10.0
• Condition / age +2.5/5.0
• Rent growth +2.4/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Affordable home in McDonough. This 3 bedroom, 1 bath single-family home, built in 1995, offers approximately 964 square feet on approximately 0.22 acres. Suitable for an owner-occupant or investor. Home is being sold as-is. Home may be purchased individually or as part of a multi-property package. Additional locations available. Purchase options may be available for individual homes. Located in the Oakland and Eagles Landing school districts. All information is believed to be accurate but not guaranteed and should be independently verified.

Key facts

• 9,583 sq ft lot
• Built 1995
• Listed 148 days

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $179k.

Deal economics

• At list price, monthly cash flow is $257 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $179k).
• Recommended offer: $158k (12.0% below list) — sets the bar for market timing.
• Cap rate 8.0% vs local median 3.9% in McDonough — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 63/100 on livability (#279 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, employment B; Watch: schools D, crime D, amenities F.
• Henry County (rural): math 24% / reading 33% proficiency, ranked #89 of 174 in GA (top 51%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: Rents soft (-0.3%/yr); 663 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals leasing fast (median 0d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 1,989 units permitted in Henry County in 2024 (92 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Henry County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 149 days — a 12% lower offer ($158k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 15y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $25k; list at $179k implies a 607% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $157,520 (12.0% below list)

Questions for the listing agent

1. It's been on market 149 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.09% ✓
• Cap rate: 8.02%
• Cash-on-cash: 6.16%
• DSCR: 1.27
• GRM: 7.7

CMA / ARV

• ARV (median comp): $178,981
• List price: $179,000
• Delta: 0.01%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 5 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
206 Sherwood Loop	0.20mi	3/1.0	975 (-1%)	9mo	$177,000	$182	82
155 Greenview Ter	0.19mi	3/1.0	1,008 (+2%)	10mo	$197,000	$195	79
174 Sherwood Loop	0.10mi	3/2.0	1,056 (+7%)	11mo	$76,500	$72	70
114 W Independence Cir	0.15mi	3/1.0	1,020 (+4%)	21mo	$140,000	$137	70
40 Sherwood Loop	0.19mi	3/2.0	1,056 (+7%)	9mo	$149,900	$142	68

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -10.3%
• Equity multiple: 0.64×
• Total profit: $-18,276
• Equity at exit: $26,689

10-year hold

• IRR: -6.0%
• Equity multiple: 0.67×
• Total profit: $-16,638
• Equity at exit: $15,477

Cash invested: $50,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Georgia: 90 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

Methodology + full state rankings →

ZIP-level market 30253

• Home prices YoY: -29.4%
• Rents YoY: -0.3%
• Active inventory: 663
• Price-to-rent: 7.7×

Monthly cashflow live

• Estimated rent: $1,946 high
• Mortgage (P&I): −$939
• Tax from tax record: −$267 /mo · $3,202/yr
• Insurance: −$75
• HOA: −$0
• Vacancy / Maint / Mgmt: −$409
• Net cashflow: $257

Break-even live

Break-even rent $1,620

Max offer price $179,000

Occupancy floor 82%

Sensitivity live

Price	-10% $358	-5% $308	+0% $257	+5% $206	+10% $156
Rent	-10% $103	-5% $180	+0% $257	+5% $334	+10% $411
Rate	-1.0pp $347	-0.5pp $303	base $257	+0.5pp $211	+1.0pp $164

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $44,750
• Closing costs: $5,370
• Reserves months: —
• Total cash needed: —

Rent comps 17 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
7 Sherwood Loop McDonough, GA	3.0	1.0	1080	$1,650	$1.53	19d	1	0.15mi
532 Epris Ln McDonough, GA	2.0	2.0	1070	$1,400	$1.31	6d	1	0.33mi
100 Preston Creek Dr McDonough, GA	1.0–3.0	1.0–2.0	1117	$2,709	$2.43	44d	13	0.44mi
100 Preston Creek Dr McDonough, GA	1.0–3.0	1.0–2.0	1117	$1,880	$1.68	0d	18	0.44mi
820 Hampton Rd McDonough, GA	1.0–3.0	1.0–2.0	1149	$1,938	$1.69	0d	13	0.53mi
122 Samanthas Way McDonough, GA	3.0	2.0	1118	$1,600	$1.43	44d	1	0.76mi
575 McDonough Pkwy McDonough, GA	1.0–2.0	1.0–2.5	960	$1,900	$1.98	0d	14	0.84mi
300 Highway 81 W McDonough, GA	3.0	1.0–2.0	926	$2,404	$2.60	2d	37	0.87mi
1000 Columns Dr McDonough, GA	1.0–2.0	1.0–2.0	987	$1,755	$1.78	0d	22	0.97mi
740 McDonough Pkwy McDonough, GA	1.0–3.0	1.0–2.0	1128	$1,971	$1.75	0d	22	1.03mi
325 Southpoint Blvd McDonough, GA	2.0	2.0	1106	$1,997	$1.81	45d	1	1.09mi
570 McDonough Pkwy McDonough, GA	1.0–3.0	1.0–2.0	1066	$1,955	$1.83	0d	28	1.10mi
235 Jonesboro Rd McDonough, GA	1.0–3.0	1.0–2.0	996	$1,999	$2.01	0d	2	1.21mi
102 Sable Chase Blvd McDonough, GA	1.0–3.0	1.0–2.0	980	$1,734	$1.77	0d	20	1.29mi
205 Bridges Rd McDonough, GA	1.0–3.0	1.0–2.0	1083	$2,166	$2.00	0d	31	1.30mi
91 Mount Carmel Rd McDonough, GA	3.0	1.0–2.0	1050	$1,948	$1.85	2d	14	1.37mi
1116 Whisper Wind Dr McDonough, GA	3.0	2.0	1118	$1,890	$1.69	44d	1	1.40mi

Listing history 25 events

1. 2026-06-18
   days on market $179,000 Active 149 DOM
2. 2026-06-17
   days on market $179,000 Active 148 DOM
3. 2026-06-16
   days on market $179,000 Active 147 DOM
4. 2026-06-15
   days on market $179,000 Active 146 DOM
5. 2026-06-13
   days on market $179,000 Active 144 DOM
6. 2026-06-09
   days on market $179,000 Active 140 DOM
7. 2026-06-08
   days on market $179,000 Active 139 DOM
8. 2026-06-07
   days on market $179,000 Active 138 DOM
9. 2026-06-04
   days on market $179,000 Active 135 DOM
10. 2026-06-03
    days on market $179,000 Active 134 DOM
11. 2026-06-02
    days on market $179,000 Active 133 DOM
12. 2026-06-01
    days on market $179,000 Active 132 DOM
13. 2026-05-31
    days on market $179,000 Active 131 DOM
14. 2026-01-19
    listed $179,000 New 556-char remark

    Show marketing remark (556 chars)

    Affordable home in McDonough. This 3 bedroom, 1 bath single-family home, built in 1995, offers approximately 964 square feet on approximately 0.22 acres. Suitable for an owner-occupant or investor. Home is being sold as-is. Home may be purchased individually or as part of a multi-property package. Additional locations available. Purchase options may be available for individual homes. Located in the Oakland and Eagles Landing school districts. All information is believed to be accurate but not guaranteed and should be independently verified.

15. 2011-05-27
    historical 289-char remark

    Show marketing remark (289 chars)

    CUTE BUNGELOW, CLOSE TO SHOPPING AND INTERSTATE. THIS TURN-KEY, MOVE IN READY HOME, REST ON A LEVEL FENCED LOT WITH LARGE STORAGE BLDGS AND OVERSIZED DECK FOR ENTERTAINING GUEST. THIS IS A FANNIE MAE, HOMEPATH PROPERTY. THIS PROPERTY IS APPROVED FOR HOMEPATH RENOVATION MORTGAGE FINANCING.

16. 2011-05-18
    soldstatus $25,333 Sold 289-char remark

    Show marketing remark (289 chars)

    CUTE BUNGELOW, CLOSE TO SHOPPING AND INTERSTATE. THIS TURN-KEY, MOVE IN READY HOME, REST ON A LEVEL FENCED LOT WITH LARGE STORAGE BLDGS AND OVERSIZED DECK FOR ENTERTAINING GUEST. THIS IS A FANNIE MAE, HOMEPATH PROPERTY. THIS PROPERTY IS APPROVED FOR HOMEPATH RENOVATION MORTGAGE FINANCING.

17. 2011-04-18
    status Pending 289-char remark

    Show marketing remark (289 chars)

    CUTE BUNGELOW, CLOSE TO SHOPPING AND INTERSTATE. THIS TURN-KEY, MOVE IN READY HOME, REST ON A LEVEL FENCED LOT WITH LARGE STORAGE BLDGS AND OVERSIZED DECK FOR ENTERTAINING GUEST. THIS IS A FANNIE MAE, HOMEPATH PROPERTY. THIS PROPERTY IS APPROVED FOR HOMEPATH RENOVATION MORTGAGE FINANCING.

18. 2011-04-08
    price $29,800 Reduced
19. 2011-04-07
    price $29,900

    Show marketing remark (289 chars)

    CUTE BUNGELOW, CLOSE TO SHOPPING AND INTERSTATE. THIS TURN-KEY, MOVE IN READY HOME, REST ON A LEVEL FENCED LOT WITH LARGE STORAGE BLDGS AND OVERSIZED DECK FOR ENTERTAINING GUEST. THIS IS A FANNIE MAE, HOMEPATH PROPERTY. THIS PROPERTY IS APPROVED FOR HOMEPATH RENOVATION MORTGAGE FINANCING.

20. 2011-04-07
    price $29,900 289-char remark

    Show marketing remark (289 chars)

    CUTE BUNGELOW, CLOSE TO SHOPPING AND INTERSTATE. THIS TURN-KEY, MOVE IN READY HOME, REST ON A LEVEL FENCED LOT WITH LARGE STORAGE BLDGS AND OVERSIZED DECK FOR ENTERTAINING GUEST. THIS IS A FANNIE MAE, HOMEPATH PROPERTY. THIS PROPERTY IS APPROVED FOR HOMEPATH RENOVATION MORTGAGE FINANCING.

21. 2011-03-08
    price $34,900

    Show marketing remark (289 chars)

    CUTE BUNGELOW, CLOSE TO SHOPPING AND INTERSTATE. THIS TURN-KEY, MOVE IN READY HOME, REST ON A LEVEL FENCED LOT WITH LARGE STORAGE BLDGS AND OVERSIZED DECK FOR ENTERTAINING GUEST. THIS IS A FANNIE MAE, HOMEPATH PROPERTY. THIS PROPERTY IS APPROVED FOR HOMEPATH RENOVATION MORTGAGE FINANCING.

22. 2011-03-08
    price $34,900 289-char remark

    Show marketing remark (289 chars)

    CUTE BUNGELOW, CLOSE TO SHOPPING AND INTERSTATE. THIS TURN-KEY, MOVE IN READY HOME, REST ON A LEVEL FENCED LOT WITH LARGE STORAGE BLDGS AND OVERSIZED DECK FOR ENTERTAINING GUEST. THIS IS A FANNIE MAE, HOMEPATH PROPERTY. THIS PROPERTY IS APPROVED FOR HOMEPATH RENOVATION MORTGAGE FINANCING.

23. 2011-02-23
    listed $39,900 Active 289-char remark

    Show marketing remark (289 chars)

    CUTE BUNGELOW, CLOSE TO SHOPPING AND INTERSTATE. THIS TURN-KEY, MOVE IN READY HOME, REST ON A LEVEL FENCED LOT WITH LARGE STORAGE BLDGS AND OVERSIZED DECK FOR ENTERTAINING GUEST. THIS IS A FANNIE MAE, HOMEPATH PROPERTY. THIS PROPERTY IS APPROVED FOR HOMEPATH RENOVATION MORTGAGE FINANCING.

24. 1994-10-21
    soldstatus $123,750
25. 1985-07-01
    soldstatus $300,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

• Current annual tax: $3,202 · $267/mo
• Projected year-2 tax: $3,202 · $267/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥106°F today · 18 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 8 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,350
• − Mortgage interest: −$10,027
• − Property taxes: −$3,202
• − Insurance: −$895
• − Repairs & maintenance: −$1,868
• − Management: −$1,868
• − Depreciation: −$5,207
• Taxable income: $283
• Est. tax owed @ 24.0%: −$68
• After-tax cash flow: $3,018/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Henry County
• NCES district ID: 1302820
• Math proficiency: 24% ▼ -9.00%
• Reading proficiency: 33% ▼ -7.00%
• Median HH income: $62,594
• Composite: 26.13/100
• National rank: #7279
• State rank: #89 of 174 in GA

Livability — McDonough

• Score: 63/100
• State rank: #279
• US rank: #14962

Category grades

Amenities F Commute F Cost of living A+ Crime D Employment B Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Henry County · 316,359 people
• City population: 114,333
• Metro: Atlanta-Sandy Springs-Alpharetta, GA
• Population (ZIP): 64,779
• Household income: $81,892
• Rent vs Own: 34.6% rent · 65.4% own
• Severe rent burden: 2591.0

Population outlook (Henry County) Hauer SSP2

• Today (2025): 249,041 people
• By 2030: 264,369 · +6.2%
• By 2040: 294,459 · +18.2%
• By 2050: 322,249 · +29.4%
• By 2075: 392,310 · +57.5%
• By 2100: 437,836 · +75.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.57)
• Race & ethnicity: Black 61% White 22% Two or more races 7% Hispanic / Latino 7% Asian 3%
• Hispanic origin (detail): Mexican 3%
• Common ancestry: Hispanic 1% Lithuanian 1% Slovak 1%
• Foreign-born: 10% · Canada, China, Vietnam
• Languages at home: 89% English-only · Spanish 5% French/Haitian/Cajun 1% Vietnamese 1%

Political lean MEDSL · Henry

• 2024 margin: Strong D (+29.7) · D 64.5% · R 34.9%
• 2008→2024 swing: +37.1pp toward D · 2008: -7.5pp · 2024: 29.7pp
• All cycles: 2024: D+29.7 2020: D+20.5 2016: D+4.3 2012: R+3.2 2008: R+7.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -87.51%
• Current HPI: 210.679
• Rent YoY: ▼ -0.35%
• Metro: Atlanta-Sandy Springs-Alpharetta, GA
• State GDP YoY: ▲ 2.66%
• F500 in state: 28

Industry mix (Fortune 500 HQ in GA)

Industry	F500 HQs	Revenue
▸Paper / Packaging	2	$29B
▸Retail	1	$160B
▸Transportation / Logistics	1	$91B
▸Airlines	1	$62B
▸Consumer Goods	1	$47B
▸Utilities	1	$25B

Price history

-40.3% since first listed

12 events — show timeline

• 2026-01-19 Listed $179,000 GAMLS
• 2011-05-27 Listing Removed — FMLS
• 2011-05-18 Sold (MLS) $25,333 FMLS
• 2011-04-18 Pending — FMLS
• 2011-04-08 Price Changed $29,800 GAMLS
• 2011-04-07 Price Changed $29,900 GAMLS
• 2011-04-07 Price Changed $29,900 FMLS
• 2011-03-08 Price Changed $34,900 GAMLS
• 2011-03-08 Price Changed $34,900 FMLS
• 2011-02-23 Listed $39,900 FMLS
• 1994-10-21 Sold (Public Records) $123,750 Public Records
• 1985-07-01 Sold (Public Records) $300,000 Public Records

Property tax history

+14.4%/yr

Latest (2025): $3,202 · +13.4% YoY. Source: county tax records.