4710 Antha St · Houston, TX
Flood risk 5/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.51%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +26.6/30.0
- ARV discount +15.0/15.0
- Appreciation +9.3/10.0
- DSCR +9.1/10.0
- 1% rule +7.5/10.0
- Livability +3.7/5.0
- Schools +2.7/10.0
- Rent growth +2.6/5.0
- Condition / age +2.5/5.0
$90,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Investment opportunity or great for first time homebuyers who don’t mind putting in work. Home is a two bedroom one bath with an extra space that can be made into a true primary bedroom. Property is great for future additions or replat and rebuild. Area is also known to have ADUs/garage apartments.
Key facts
- Future additions
- Extra space
- 9,748 sq ft lot
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath single-family listed at $90k.
Deal economics
- At list price, monthly cash flow is $242 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $90k).
- Recommended offer: $82k (9.0% below list) — sets the bar for market timing.
- Cap rate 9.5% vs local median 3.1% in Houston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 74/100 on livability (#184 in TX, #4,771 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, cost of living A+, housing A+; Watch: schools D, crime F.
- Houston ISD (urban): math 27% / reading 35% proficiency, ranked #593 of 826 in TX (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents flat; 372 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).
Forward outlook
- In year one you build about $8k of equity ($622 loan paydown + $8k appreciation (8.7% local appreciation)).
- Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (8.7% appreciation + 0.4% rent growth), your $25k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 5, paydown + projected appreciation supports a ~$38k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 113 days — a 9% lower offer ($82k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 113 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.25% ✓
- Cap rate
- 9.52%
- Cash-on-cash
- 11.51%
- DSCR
- 1.51
- GRM
- 6.7
CMA / ARV
- ARV (median comp)
- $158,840
- List price
- $90,000
- Delta
- -43.34%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 9401 Heatherside St | 0.40mi | 2/1.0 (+1) | 976 (+11%) | 4mo | $89,000 | $91 | 55 |
| 8714 Autumn Ln | 0.69mi | 2/1.0 (+1) | 864 (-2%) | 7mo | $169,000 | $196 | 54 |
| 9318 Bertwood St | 0.70mi | 2/1.0 (+1) | 845 (-4%) | 13mo | $129,999 | $154 | 44 |
| 5617 Westbrook Rd | 0.66mi | 2/1.0 (+1) | 815 (-7%) | 22mo | $85,000 | $104 | 34 |
| 8717 Peachtree St | 0.72mi | 2/1.0 (+1) | 977 (+11%) | 22mo | $210,000 | $215 | 24 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
8.65% appreciation · 0.44% rent growth · sell at horizon
- IRR
- 28.9%
- Equity multiple
- 3.12×
- Total profit
- $53,453
- Equity at exit
- $72,385
- IRR
- 24.7%
- Equity multiple
- 6.51×
- Total profit
- $138,753
- Equity at exit
- $147,685
Cash invested: $25,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77016
- Home prices YoY
- 2.8%
- Rents YoY
- 0.4%
- Active inventory
- 372
- Price-to-rent
- 6.7×
Monthly cashflow live
- Estimated rent
- $1,122 high interval (Pro) →
- Mortgage (P&I)
- −$472
- Tax from tax record
- −$135 /mo · $1,626/yr
- Insurance
- −$38
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$236
- Net cashflow
- $242
Break-even live
Sensitivity live
| Price | -10% $293 | -5% $267 | +0% $242 | +5% $216 | +10% $191 |
|---|---|---|---|---|---|
| Rent | -10% $153 | -5% $197 | +0% $242 | +5% $286 | +10% $330 |
| Rate | -1.0pp $287 | -0.5pp $265 | base $242 | +0.5pp $218 | +1.0pp $195 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $22,500
- Closing costs
- $2,700
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 9 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 9100 Dodson St Unit 17 Houston, TX | 2.0 | 1.0 | 850 | $1,050 | $1.24 | 25d | 1 | 0.74mi |
| 9100 Dodson St Unit 1 Houston, TX | 2.0 | 1.0 | 850 | $1,195 | $1.41 | 6d | 1 | 0.74mi |
| 9100 Dodson St Unit 16 Houston, TX | 2.0 | 1.0 | 850 | $1,050 | $1.24 | 44d | 1 | 0.74mi |
| 4679 Weaver Rd Houston, TX | 2.0 | 1.0 | 856 | $990 | $1.16 | 44d | 1 | 1.02mi |
| 4442 Weaver Rd Unit 707 Houston, TX | 2.0 | 1.0 | 765 | $1,110 | $1.45 | 25d | 1 | 1.05mi |
| 4422 Weaver Rd Apt 707 Houston, TX | 2.0 | 1.0 | 765 | $1,110 | $1.45 | 44d | 1 | 1.09mi |
| 7201 Hallshire Dr Unit 222 Houston, TX | 2.0 | 1.0 | 985 | $700 | $0.71 | 44d | 1 | 1.31mi |
| 7201 Hallshire Dr Houston, TX | 2.0 | 1.0 | 985 | $740 | $0.75 | 44d | 1 | 1.31mi |
| 2530 Aldon St Unit 2530B Houston, TX | 2.0 | 1.5 | 1100 | $1,300 | $1.18 | 44d | 1 | 1.44mi |
Listing history 13 events
-
2026-06-18days on market $90,000 Active 113 DOM
-
2026-06-17days on market $90,000 Active 112 DOM
-
2026-06-16days on market $90,000 Active 111 DOM
-
2026-06-15days on market $90,000 Active 110 DOM
-
2026-06-13days on market $90,000 Active 108 DOM
-
2026-06-10days on market $90,000 Active 104 DOM
-
2026-06-08days on market $90,000 Active 103 DOM
-
2026-06-07days on market $90,000 Active 102 DOM
-
2026-06-04days on market $90,000 Active 99 DOM
-
2026-06-01days on market $90,000 Active 96 DOM
-
2026-05-31days on market $90,000 Active 95 DOM
-
2026-02-25$90,000 Active 305-char remark
Show marketing remark (305 chars)
Investment opportunity or great for first time homebuyers who don’t mind putting in work. Home is a two bedroom one bath with an extra space that can be made into a true primary bedroom. Property is great for future additions or replat and rebuild. Area is also known to have ADUs/garage apartments.
-
1995-12-21soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $1,626 · $135/mo
- Projected year-2 tax
- $1,647 · $137/mo
- Expected delta
- +$21/yr (+$2/mo · 1.3%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 5/10 Major FEMA zone X (unshaded) · 51% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $13,469
- − Mortgage interest
- −$5,041
- − Property taxes
- −$1,626
- − Insurance
- −$450
- − Repairs & maintenance
- −$1,078
- − Management
- −$1,078
- − Depreciation
- −$2,618
- Taxable income
- $1,579
- Est. tax owed @ 24.0%
- −$379
- After-tax cash flow
- $2,522/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Houston ISD
- NCES district ID
- 4823640
- Math proficiency
- 27% ▼ -18.00%
- Reading proficiency
- 35% ▼ -6.00%
- Median HH income
- $46,054
- Composite
- 26.63/100
- National rank
- #7173
- State rank
- #593 of 826 in TX
Livability — Houston
- Score
- 74/100
- State rank
- #184
- US rank
- #4771
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Houston, TX
- County
- Harris County · 4,702,590 people
- City population
- 3,226,434
- Metro
- Houston-The Woodlands-Sugar Land, TX
- Population (ZIP)
- 29,841
- Household income
- $47,677
- Rent vs Own
- Severe rent burden
- 1297.0
Population outlook (Harris County) Hauer SSP2
- Today (2025)
- 5,571,493 people
- By 2030
- 6,089,821 · +9.3%
- By 2040
- 7,142,806 · +28.2%
- By 2050
- 8,185,864 · +46.9%
- By 2075
- 10,574,329 · +89.8%
- By 2100
- 12,109,958 · +117.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority Black (56%)
- Race & ethnicity
- Black 56% Hispanic / Latino 42% Two or more races 28%
- Hispanic origin (detail)
- Mexican 34%
- Foreign-born
- 18% · Canada
- Languages at home
- 61% English-only · Spanish 37%
Political lean MEDSL · Harris
- 2024 margin
- Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
- 2008→2024 swing
- +3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
- All cycles
- 2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 8.65%
- Current HPI
- 315.6765
- Rent YoY
- ▲ 0.44%
- Metro
- Houston-The Woodlands-Sugar Land, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
2 events — show timeline
- 2026-02-25 Listed $90,000 HARMLS
- 1995-12-21 Sold (Public Records) — Public Records
Property tax history
+3.5%/yrLatest (2025): $1,626 · +2.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…