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4710 Antha St
B+ Composite 79.02
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.6/30.0
  • ARV discount +15.0/15.0
  • Appreciation +9.3/10.0
  • DSCR +9.1/10.0
  • 1% rule +7.5/10.0
  • Livability +3.7/5.0
  • Schools +2.7/10.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0

$90,000

4710 Antha St · Houston, TX 77016
1 bd · 1.0 ba · 880 sqft · SingleFamily public records · 113 Days on market
Built 1950 9,748 sqft lot $102/sqft · 43% below area Est $159k · 43% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Investment opportunity or great for first time homebuyers who don’t mind putting in work. Home is a two bedroom one bath with an extra space that can be made into a true primary bedroom. Property is great for future additions or replat and rebuild. Area is also known to have ADUs/garage apartments.

Key facts

  • Future additions
  • Extra space
  • 9,748 sq ft lot

Tags

INVESTMENT OPPORTUNITYEXTRA SPACEFUTURE ADDITIONSADUS GARAGE APARTMENTS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath single-family listed at $90k.

Deal economics

  • At list price, monthly cash flow is $242 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $90k).
  • Recommended offer: $82k (9.0% below list) — sets the bar for market timing.
  • Cap rate 9.5% vs local median 3.1% in Houston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#184 in TX, #4,771 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, cost of living A+, housing A+; Watch: schools D, crime F.
  • Houston ISD (urban): math 27% / reading 35% proficiency, ranked #593 of 826 in TX (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents flat; 372 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).

Forward outlook

  • In year one you build about $8k of equity ($622 loan paydown + $8k appreciation (8.7% local appreciation)).
  • Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (8.7% appreciation + 0.4% rent growth), your $25k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 5, paydown + projected appreciation supports a ~$38k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 113 days — a 9% lower offer ($82k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $81,900 (9.0% below list)

Questions for the listing agent

  1. It's been on market 113 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.25%
Cap rate
9.52%
Cash-on-cash
11.51%
DSCR
1.51
GRM
6.7

CMA / ARV

ARV (median comp)
$158,840
List price
$90,000
Delta
-43.34%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
9401 Heatherside St 0.40mi 2/1.0 (+1) 976 (+11%) 4mo $89,000 $91 55
8714 Autumn Ln 0.69mi 2/1.0 (+1) 864 (-2%) 7mo $169,000 $196 54
9318 Bertwood St 0.70mi 2/1.0 (+1) 845 (-4%) 13mo $129,999 $154 44
5617 Westbrook Rd 0.66mi 2/1.0 (+1) 815 (-7%) 22mo $85,000 $104 34
8717 Peachtree St 0.72mi 2/1.0 (+1) 977 (+11%) 22mo $210,000 $215 24

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

8.65% appreciation · 0.44% rent growth · sell at horizon

5-year hold
IRR
28.9%
Equity multiple
3.12×
Total profit
$53,453
Equity at exit
$72,385
10-year hold
IRR
24.7%
Equity multiple
6.51×
Total profit
$138,753
Equity at exit
$147,685

Cash invested: $25,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77016

Home prices YoY
2.8%
Rents YoY
0.4%
Active inventory
372
Price-to-rent
6.7×

Monthly cashflow live

Estimated rent
$1,122 high interval (Pro) →
Mortgage (P&I)
$472
Tax from tax record
$135 /mo · $1,626/yr
Insurance
$38
HOA
$0
Vacancy / Maint / Mgmt
$236
Net cashflow
$242

Break-even live

Break-even rent $816
Max offer price $90,000
Occupancy floor 73%

Sensitivity live

Price -10% $293 -5% $267 +0% $242 +5% $216 +10% $191
Rent -10% $153 -5% $197 +0% $242 +5% $286 +10% $330
Rate -1.0pp $287 -0.5pp $265 base $242 +0.5pp $218 +1.0pp $195

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$22,500
Closing costs
$2,700
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 9 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
9100 Dodson St Unit 17 Houston, TX 2.0 1.0 850 $1,050 $1.24 25d 1 0.74mi
9100 Dodson St Unit 1 Houston, TX 2.0 1.0 850 $1,195 $1.41 6d 1 0.74mi
9100 Dodson St Unit 16 Houston, TX 2.0 1.0 850 $1,050 $1.24 44d 1 0.74mi
4679 Weaver Rd Houston, TX 2.0 1.0 856 $990 $1.16 44d 1 1.02mi
4442 Weaver Rd Unit 707 Houston, TX 2.0 1.0 765 $1,110 $1.45 25d 1 1.05mi
4422 Weaver Rd Apt 707 Houston, TX 2.0 1.0 765 $1,110 $1.45 44d 1 1.09mi
7201 Hallshire Dr Unit 222 Houston, TX 2.0 1.0 985 $700 $0.71 44d 1 1.31mi
7201 Hallshire Dr Houston, TX 2.0 1.0 985 $740 $0.75 44d 1 1.31mi
2530 Aldon St Unit 2530B Houston, TX 2.0 1.5 1100 $1,300 $1.18 44d 1 1.44mi

Listing history 13 events

  1. 2026-06-18
    days on market $90,000 Active 113 DOM
  2. 2026-06-17
    days on market $90,000 Active 112 DOM
  3. 2026-06-16
    days on market $90,000 Active 111 DOM
  4. 2026-06-15
    days on market $90,000 Active 110 DOM
  5. 2026-06-13
    days on market $90,000 Active 108 DOM
  6. 2026-06-10
    days on market $90,000 Active 104 DOM
  7. 2026-06-08
    days on market $90,000 Active 103 DOM
  8. 2026-06-07
    days on market $90,000 Active 102 DOM
  9. 2026-06-04
    days on market $90,000 Active 99 DOM
  10. 2026-06-01
    days on market $90,000 Active 96 DOM
  11. 2026-05-31
    days on market $90,000 Active 95 DOM
  12. 2026-02-25
    listed $90,000 Active 305-char remark
    Show marketing remark (305 chars)

    Investment opportunity or great for first time homebuyers who don’t mind putting in work. Home is a two bedroom one bath with an extra space that can be made into a true primary bedroom. Property is great for future additions or replat and rebuild. Area is also known to have ADUs/garage apartments.

  13. 1995-12-21
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,626 · $135/mo
Projected year-2 tax
$1,647 · $137/mo
Expected delta
+$21/yr (+$2/mo · 1.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 51% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,469
− Mortgage interest
−$5,041
− Property taxes
−$1,626
− Insurance
−$450
− Repairs & maintenance
−$1,078
− Management
−$1,078
− Depreciation
−$2,618
Taxable income
$1,579
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$379
After-tax cash flow
$2,522/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Houston ISD
NCES district ID
4823640
Math proficiency
27% ▼ -18.00%
Reading proficiency
35% ▼ -6.00%
Median HH income
$46,054
Composite
26.63/100
National rank
#7173
State rank
#593 of 826 in TX

Livability — Houston

Score
74/100
State rank
#184
US rank
#4771

Category grades

Amenities A+ Commute A Cost of living A+ Crime F Employment C Housing A+ Health & safety A- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Houston, TX
County
Harris County · 4,702,590 people
City population
3,226,434
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
29,841
Household income
$47,677
Rent vs Own
38.8% rent · 61.2% own
Severe rent burden
1297.0

Population outlook (Harris County) Hauer SSP2

Today (2025)
5,571,493 people
By 2030
6,089,821 · +9.3%
By 2040
7,142,806 · +28.2%
By 2050
8,185,864 · +46.9%
By 2075
10,574,329 · +89.8%
By 2100
12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (56%)
Race & ethnicity
Black 56% Hispanic / Latino 42% Two or more races 28%
Hispanic origin (detail)
Mexican 34%
Foreign-born
18% · Canada
Languages at home
61% English-only · Spanish 37%

Political lean MEDSL · Harris

2024 margin
Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
2008→2024 swing
+3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
All cycles
2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

Civics

Market trends

HPI YoY
▲ 8.65%
Current HPI
315.6765
Rent YoY
▲ 0.44%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

2 events — show timeline
  • 2026-02-25 Listed $90,000 HARMLS
  • 1995-12-21 Sold (Public Records) Public Records

Property tax history

+3.5%/yr

Latest (2025): $1,626 · +2.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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