1711 W 27th St · Jacksonville, FL 32209

$108,000

3 bd · 2.0 ba · 1,146 sqft · SingleFamily public records · 262 Days on market

Built 1962 4,791 sqft lot Est $84k · 29% over

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +24.1/30.0
• DSCR +7.8/10.0
• 1% rule +6.2/10.0
• Livability +4.2/5.0
• Schools +3.9/10.0
• Rent growth +3.0/5.0
• Condition / age +2.5/5.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to this Cozy 3-bedroom/2-bathroom home. This home is perfect for a first time home buyer or an investor looking for a well maintained property. Roof-2020, HVAC-2020, new cabinets and counters.

Key facts

• Hvac
• Appliances
• Flooring

Tags

• CONCRETE BLOCK HOME
• NEW ROOF
• HVAC
• KITCHEN CABINETS
• APPLIANCES
• FLOORING

Property features AI

Exterior

• Parking: Off-street parking
• Utilities: Cable connected; Electricity connected; Sewer connected; Water connected
• Home design: Single family residence
• Construction: Block, concrete, and wood siding construction; Shingle roof
• Exterior features: Deck; Back yard fencing; Other fencing

Interior

• Bedrooms: 3 bedrooms
• Flooring: Carpet
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: In-unit laundry; Electric water heater
• Laundry & utility: In-unit laundry

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $108k.

Deal economics

• At list price, monthly cash flow is $213 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $108k).
• Recommended offer: $95k (12.0% below list) — sets the bar for market timing.
• Cap rate 8.7% vs local median 4.0% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+1.8%/yr); 394 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
• At $1,211/mo this rent would consume 48% of the median local household income ($31k/yr) (locally 2921% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $747 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 262 days — a 12% lower offer ($95k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $95,040 (12.0% below list)

Questions for the listing agent

1. It's been on market 262 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.12% ✓
• Cap rate: 8.66%
• Cash-on-cash: 8.45%
• DSCR: 1.38
• GRM: 7.4

CMA / ARV

• ARV (on-the-fly): $83,658
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3631 Effee St	0.25mi	3/2.0	1,120 (-2%)	1mo	$74,000	$66	83
1596 W 30th St	0.17mi	3/2.0	1,052 (-8%)	4mo	$180,017	$171	75
1636 W 34th St W	0.31mi	4/2.0 (+1)	1,169 (+2%)	3mo	$190,000	$163	75
1486 W 29th St	0.31mi	4/2.0 (+1)	1,235 (+8%)	4mo	$193,017	$156	65
1404 W 18th St	0.62mi	3/1.0	1,120 (-2%)	2mo	$80,000	$71	61
1650 W 14th St	0.63mi	3/1.0	1,109 (-3%)	5mo	$131,000	$118	58
1447 20th St W	0.50mi	2/1.0 (-1)	1,094 (-4%)	4mo	$80,000	$73	57
5352 Dodge Rd	0.70mi	3/2.0	1,050 (-8%)	3mo	$75,000	$71	51
2009 W 17th St	0.61mi	4/1.0 (+1)	1,037 (-10%)	0mo	$60,000	$58	46
2058 W 40th St	0.74mi	3/1.0	1,010 (-12%)	1mo	$71,000	$70	41
2050 W 40th St	0.73mi	3/1.0	1,010 (-12%)	3mo	$79,500	$79	40
1731 W 12th St	0.70mi	2/1.0 (-1)	1,026 (-10%)	4mo	$40,000	$39	38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.81% rent growth · sell at horizon

5-year hold

• IRR: -4.8%
• Equity multiple: 0.82×
• Total profit: $-5,360
• Equity at exit: $16,103

10-year hold

• IRR: 3.4%
• Equity multiple: 1.24×
• Total profit: $7,116
• Equity at exit: $9,338

Cash invested: $30,240 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32209

• Home prices YoY: -22.1%
• Rents YoY: 1.8%
• Active inventory: 394
• Price-to-rent: 7.4×

Monthly cashflow live

• Estimated rent: $1,211 high
• Mortgage (P&I): −$566
• Tax from tax record: −$132 /mo · $1,588/yr
• Insurance: −$45
• HOA: −$0
• Vacancy / Maint / Mgmt: −$254
• Net cashflow: $213

Break-even live

Break-even rent $941

Max offer price $108,000

Occupancy floor 77%

Sensitivity live

Price	-10% $274	-5% $243	+0% $213	+5% $182	+10% $152
Rent	-10% $117	-5% $165	+0% $213	+5% $261	+10% $309
Rate	-1.0pp $267	-0.5pp $240	base $213	+0.5pp $185	+1.0pp $156

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $27,000
• Closing costs: $3,240
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1737 W 28th St Jacksonville, FL	3.0	1.0	1105	$700	$0.63	24d	1	0.06mi
1636 W 28th St Jacksonville, FL	3.0	2.0	912	$1,375	$1.51	24d	1	0.06mi
1625 W 26th St Unit 2 Jacksonville, FL	2.0	1.0	750	$800	$1.07	24d	1	0.10mi
1625 W 26th St Unit 4 Jacksonville, FL	2.0	1.0	750	$900	$1.20	24d	1	0.10mi
1625 W 26th St Jacksonville, FL	2.0	1.0	750	$800	$1.07	2d	1	0.10mi
1830 W 27th St Jacksonville, FL	3.0	2.0	952	$1,375	$1.44	24d	1	0.14mi
1837 W 28th St Jacksonville, FL	3.0	2.0	1333	$1,600	$1.20	24d	1	0.15mi
1708 W 24th St Jacksonville, FL	3.0	2.0	1428	$1,250	$0.88	8d	1	0.17mi
1842 W 26th St Jacksonville, FL	3.0	2.0	933	$1,200	$1.29	24d	1	0.18mi
1609 W 24th St Jacksonville, FL	3.0	2.0	1169	$1,223	$1.05	22d	1	0.18mi
1599 W 30th St Unit B Jacksonville, FL	2.0	1.0	780	$1,150	$1.47	15d	1	0.19mi
1587 W 30th St Jacksonville, FL	3.0	1.0	1363	$1,450	$1.06	15d	1	0.20mi
1645 W 23rd St Unit 2 Jacksonville, FL	3.0	1.0	912	$1,275	$1.40	24d	1	0.20mi
1839 W 30th St Jacksonville, FL	3.0	1.0	828	$1,050	$1.27	24d	1	0.20mi
1863 W 29th St Jacksonville, FL	3.0	2.0	956	$1,190	$1.24	22d	1	0.21mi
1584 W 31st St Unit 3 Jacksonville, FL	2.0	1.0	832	$900	$1.08	24d	1	0.22mi
1712 W 23rd St Jacksonville, FL	3.0	2.0	1200	$1,275	$1.06	24d	1	0.22mi
1530 W 29th St Jacksonville, FL	3.0	2.0	1164	$1,385	$1.19	24d	1	0.25mi
1593 W 21st St Jacksonville, FL	2.0	1.0	805	$922	$1.15	24d	1	0.33mi
1551 W 33rd St #2 Jacksonville, FL	2.0	1.0	842	$795	$0.94	21d	1	0.34mi
1968 W 23rd St Unit Main Jacksonville, FL	3.0	2.0	1106	$1,400	$1.27	22d	1	0.36mi
1653 W 35th St Jacksonville, FL	2.0	1.0	800	$825	$1.03	24d	1	0.38mi
1971 W 22nd St Jacksonville, FL	3.0	1.0	1094	$1,095	$1.00	8d	1	0.38mi
1490 W 33rd St Jacksonville, FL	4.0	1.5	1150	$1,150	$1.00	24d	1	0.38mi
4114 Moncrief Rd Unit 2 Jacksonville, FL	2.0	1.0	821	$1,050	$1.28	24d	1	0.41mi
4114 Moncrief Rd Jacksonville, FL	2.0	1.0	821	$975	$1.19	8d	1	0.41mi
1730 W 19th St Jacksonville, FL	3.0	2.0	1323	$1,100	$0.83	2d	1	0.41mi
1417 W 31st St Jacksonville, FL	3.0	1.0	880	$1,100	$1.25	2d	1	0.46mi
1407 W 31st St Jacksonville, FL	3.0	3.5	1140	$1,550	$1.36	24d	1	0.47mi
1431 W 21st St Jacksonville, FL	3.0	2.0	1199	$1,425	$1.19	15d	1	0.48mi
1901 Pullman Ct Jacksonville, FL	2.0	1.0	969	$1,295	$1.34	8d	1	0.49mi
1316 W 31st St Jacksonville, FL	2.0	1.0	906	$998	$1.10	24d	1	0.53mi
1410 W 20th St Jacksonville, FL	3.0	2.0	1170	$1,485	$1.27	14d	1	0.55mi
1288 W 28th St Jacksonville, FL	4.0	1.5	1449	$1,267	$0.87	14d	1	0.56mi
1359 W 20th St Jacksonville, FL	2.0	1.0	901	$1,134	$1.26	18d	1	0.56mi
4813 Moncrief Rd Jacksonville, FL	2.0–3.0	1.0	755	$920	$1.22	3d	8	0.60mi
1867 W 41st St Jacksonville, FL	3.0	2.0	1218	$1,325	$1.09	18d	1	0.60mi
1525 W 15th St Jacksonville, FL	3.0	1.0	1100	$1,245	$1.13	24d	1	0.61mi
2604 McMillan St Jacksonville, FL	3.0	1.0	912	$1,100	$1.21	22d	1	0.65mi
2312 Fairfax St Jacksonville, FL	3.0	1.0	726	$650	$0.90	18d	1	0.65mi

Listing history 34 events

1. 2026-06-18
   days on market $108,000 Active 262 DOM
2. 2026-06-17
   days on market $108,000 Active 261 DOM
3. 2026-06-16
   days on market $108,000 Active 260 DOM
4. 2026-06-15
   days on market $108,000 Active 259 DOM
5. 2026-06-10
   days on market $108,000 Active 253 DOM
6. 2026-06-08
   days on market $108,000 Active 252 DOM
7. 2026-06-08
   days on market $108,000 Active 251 DOM
8. 2026-06-03
   days on market $108,000 Active 247 DOM
9. 2026-06-02
   days on market $108,000 Active 246 DOM
10. 2026-06-01
    days on market $108,000 Active 245 DOM
11. 2026-05-31
    days on market $108,000 Active 244 DOM
12. 2026-03-13
    status Active
13. 2026-03-10
    status Pending
14. 2025-12-30
    status Active
15. 2025-12-30
    price $108,000
16. 2025-10-07
    historical Active Under Contract
17. 2025-10-01
    status Active
18. 2025-08-10
    status Pending
19. 2025-08-01
    listed $109,900 Active
20. 2023-08-28
    soldstatus $137,000
21. 2023-08-24
    soldstatus $137,000 Sold 200-char remark

    Show marketing remark (200 chars)

    Welcome to this Cozy 3-bedroom/2-bathroom home. This home is perfect for a first time home buyer or an investor looking for a well maintained property. Roof-2020, HVAC-2020, new cabinets and counters.

22. 2023-07-26
    status Pending 200-char remark

    Show marketing remark (200 chars)

    Welcome to this Cozy 3-bedroom/2-bathroom home. This home is perfect for a first time home buyer or an investor looking for a well maintained property. Roof-2020, HVAC-2020, new cabinets and counters.

23. 2023-07-15
    historical Active - Contingent 200-char remark

    Show marketing remark (200 chars)

    Welcome to this Cozy 3-bedroom/2-bathroom home. This home is perfect for a first time home buyer or an investor looking for a well maintained property. Roof-2020, HVAC-2020, new cabinets and counters.

24. 2023-07-12
    price $139,000 200-char remark

    Show marketing remark (200 chars)

    Welcome to this Cozy 3-bedroom/2-bathroom home. This home is perfect for a first time home buyer or an investor looking for a well maintained property. Roof-2020, HVAC-2020, new cabinets and counters.

25. 2023-06-25
    listed $149,000 Active 200-char remark

    Show marketing remark (200 chars)

    Welcome to this Cozy 3-bedroom/2-bathroom home. This home is perfect for a first time home buyer or an investor looking for a well maintained property. Roof-2020, HVAC-2020, new cabinets and counters.

26. 2020-08-06
    soldstatus $75,000
27. 2020-07-31
    soldstatus $75,000 Sold 162-char remark

    Show marketing remark (162 chars)

    Newly remodeled 3/2 in NW jax. New roof, new HVAC, new paint and carpet, new cabinets and counters, new water heater. New refridgerator and stove. Move in ready.

28. 2020-07-25
    status Pending 162-char remark

    Show marketing remark (162 chars)

    Newly remodeled 3/2 in NW jax. New roof, new HVAC, new paint and carpet, new cabinets and counters, new water heater. New refridgerator and stove. Move in ready.

29. 2020-07-16
    historical Active - Contingent 162-char remark

    Show marketing remark (162 chars)

    Newly remodeled 3/2 in NW jax. New roof, new HVAC, new paint and carpet, new cabinets and counters, new water heater. New refridgerator and stove. Move in ready.

30. 2020-07-09
    listed $79,900 Active 162-char remark

    Show marketing remark (162 chars)

    Newly remodeled 3/2 in NW jax. New roof, new HVAC, new paint and carpet, new cabinets and counters, new water heater. New refridgerator and stove. Move in ready.

31. 2007-01-04
    soldstatus $105,000
32. 2006-06-13
    historical
33. 2006-06-08
    soldstatus $34,500
34. 2006-05-22
    listed $36,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,588 · $132/mo
• Projected year-2 tax: $1,588 · $132/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,529
• − Mortgage interest: −$6,050
• − Property taxes: −$1,588
• − Insurance: −$540
• − Repairs & maintenance: −$1,162
• − Management: −$1,162
• − Depreciation: −$3,142
• Taxable income: $886
• Est. tax owed @ 24.0%: −$213
• After-tax cash flow: $2,342/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Duval
• NCES district ID: 1200480
• Math proficiency: 46% ▼ -11.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $48,987
• Composite: 38.97/100
• National rank: #4076
• State rank: #48 of 73 in FL

Livability — Jacksonville

• Score: 83/100
• State rank: #50
• US rank: #911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jacksonville, FL
• County: Duval County · 1,015,274 people
• City population: 979,034
• Metro: Jacksonville, FL
• Population (ZIP): 34,657
• Household income: $30,514
• Rent vs Own: 53.0% rent · 47.0% own
• Severe rent burden: 2921.0

Population outlook (Duval County) Hauer SSP2

• Today (2025): 1,013,010 people
• By 2030: 1,059,228 · +4.6%
• By 2040: 1,141,439 · +12.7%
• By 2050: 1,205,258 · +19.0%
• By 2075: 1,324,282 · +30.7%
• By 2100: 1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (88%)
• Race & ethnicity: Black 88% White 5% Hispanic / Latino 5% Two or more races 2%
• Hispanic origin (detail): Puerto Rican 3%
• Common ancestry: Hispanic 1% Romanian 1%
• Foreign-born: 3% · Canada
• Languages at home: 95% English-only · Spanish 4% French/Haitian/Cajun 1%

Political lean MEDSL · Duval

• 2024 margin: Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
• 2008→2024 swing: +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
• All cycles: 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -53.92%
• Current HPI: 189.5977
• Rent YoY: ▲ 1.81%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+200.0% since first listed

23 events — show timeline

• 2026-03-13 Relisted — realMLS
• 2026-03-10 Pending — realMLS
• 2025-12-30 Relisted — realMLS
• 2025-12-30 Price Changed $108,000 realMLS
• 2025-10-07 Contingent — realMLS
• 2025-10-01 Relisted — realMLS
• 2025-08-10 Pending — realMLS
• 2025-08-01 Listed $109,900 realMLS
• 2023-08-28 Sold (Public Records) $137,000 Public Records
• 2023-08-24 Sold (MLS) $137,000 realMLS
• 2023-07-26 Pending — realMLS
• 2023-07-15 Contingent — realMLS
• 2023-07-12 Price Changed $139,000 realMLS
• 2023-06-25 Listed $149,000 realMLS
• 2020-08-06 Sold (Public Records) $75,000 Public Records
• 2020-07-31 Sold (MLS) $75,000 realMLS
• 2020-07-25 Pending — realMLS
• 2020-07-16 Contingent — realMLS
• 2020-07-09 Listed $79,900 realMLS
• 2007-01-04 Sold (Public Records) $105,000 Public Records
• 2006-06-13 Listing Removed — realMLS
• 2006-06-08 Sold (MLS) $34,500 realMLS
• 2006-05-22 Listed $36,000 realMLS

Property tax history

+9.2%/yr

Latest (2025): $1,588 · +15.4% YoY. Source: county tax records.