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679 19th St W
B- Composite 68.78
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +3.8/5.0
  • Schools +3.5/10.0
  • Rent growth +3.0/5.0
  • Condition / age +1.0/5.0
  • Appreciation +0.0/10.0

$65,000

679 19th St W · Dickinson, ND 58601
1 bd · 1.0 ba · 588 sqft · Condo · 52 Days on market
Built 1979 Poor condition

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Beautiful 1 bedroom condo with garage. Call for a showing!

Key facts

  • 1,319 sq ft lot
  • Garage
  • Built 1979

Property features AI

Exterior

  • Parking: Garage (1 space)
  • Utilities: Public sewer
  • Home design: Single-family residence; Residential property; Zoned RMD
  • Construction: No basement; No foundation details provided
  • Exterior features: Public sewer

Interior

  • Kitchen: Range; Refrigerator; Gas water heater
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Has heating; Has cooling
  • Interior features: Eat-in kitchen; Window coverings

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath condo listed at $65k. Condition is rated poor.

Deal economics

  • At list price, monthly cash flow is $364 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $65k).
  • Recommended offer: $63k (3.0% below list) — sets the bar for market timing.
  • Cap rate 13.0% vs local median 2.9% in Dickinson — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 76/100 on livability (#12 in ND, #3,334 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F.
  • Dickinson 1 (town): math 35% / reading 43% proficiency, ranked #29 of 53 in ND (top 55%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+1.9%/yr); 236 active listings in the ZIP; solid renter incomes; 20 units permitted in Stark County in 2024 (0 in 5+ unit buildings).
  • This rent is only 14% of the median local income ($86k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $449 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Stark County population projected at +120% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 1.9% rent growth), your $18k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 52 days — a 3% lower offer ($63k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $63,050 (3.0% below list)

Questions for the listing agent

  1. It's been on market 52 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  3. Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.58%
Cap rate
13.02%
Cash-on-cash
24.02%
DSCR
2.07
GRM
5.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 1.95% rent growth · sell at horizon

5-year hold
IRR
16.1%
Equity multiple
1.64×
Total profit
$11,613
Equity at exit
$9,692
10-year hold
IRR
23.9%
Equity multiple
2.96×
Total profit
$35,732
Equity at exit
$5,620

Cash invested: $18,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
82 Strongly Landlord-Friendly
State North Dakota
82 Strongly Landlord-Friendly · R+20
County
— inherits STATE
City
— inherits STATE
3-day notice; landlord-friendly.

ZIP-level market 58601

Rents YoY
1.9%
Active inventory
236
Price-to-rent
5.3×

Monthly cashflow live

Estimated rent
$1,030 medium interval (Pro) →
Mortgage (P&I)
$341
Tax est. 1.5%
$81 /mo · $975/yr
Insurance
$27
HOA
$0
Vacancy / Maint / Mgmt
$216
Net cashflow
$364

Break-even live

Break-even rent $569
Max offer price $65,000
Occupancy floor 60%

Sensitivity live

Price -10% $409 -5% $387 +0% $364 +5% $342 +10% $319
Rent -10% $283 -5% $324 +0% $364 +5% $405 +10% $446
Rate -1.0pp $397 -0.5pp $381 base $364 +0.5pp $348 +1.0pp $330

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$16,250
Closing costs
$1,950
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail condo

Monthly dues
$0 · $0/yr
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 30 events

  1. 2026-06-21
    days on market $65,000 Active 52 DOM
  2. 2026-06-19
    days on market $65,000 Active 50 DOM
  3. 2026-06-18
    days on market $65,000 Active 49 DOM
  4. 2026-06-17
    days on market $65,000 Active 48 DOM
  5. 2026-06-16
    days on market $65,000 Active 47 DOM
  6. 2026-06-15
    days on market $65,000 Active 46 DOM
  7. 2026-06-14
    days on market $65,000 Active 44 DOM
  8. 2026-06-12
    days on market $65,000 Active 43 DOM
  9. 2026-06-09
    days on market $65,000 Active 40 DOM
  10. 2026-06-08
    days on market $65,000 Active 39 DOM
  11. 2026-06-07
    days on market $65,000 Active 38 DOM
  12. 2026-06-05
    days on market $65,000 Active 35 DOM
  13. 2026-06-03
    days on market $65,000 Active 34 DOM
  14. 2026-06-02
    days on market $65,000 Active 33 DOM
  15. 2026-06-01
    days on market $65,000 Active 32 DOM
  16. 2026-05-31
    days on market $65,000 Active 31 DOM
  17. 2026-05-30
    days on market $65,000 Active 30 DOM
  18. 2026-04-30
    listed $65,000 Active
  19. 2026-04-29
    listed $65,000 Active 58-char remark
    Show marketing remark (58 chars)

    Beautiful 1 bedroom condo with garage. Call for a showing!

  20. 2025-11-20
    soldstatus Closed 233-char remark
    Show marketing remark (233 chars)

    Meticulously maintained one bedroom, one bathroom condo unit with custom cabinets from August Cabinetry, plush new carpet, and it's own private balcony. This unit does have it's own garage, and the building has laundry on each level!

  21. 2025-10-11
    historical Active Under Contract 233-char remark
    Show marketing remark (233 chars)

    Meticulously maintained one bedroom, one bathroom condo unit with custom cabinets from August Cabinetry, plush new carpet, and it's own private balcony. This unit does have it's own garage, and the building has laundry on each level!

  22. 2025-07-19
    listed $68,500 Active 233-char remark
    Show marketing remark (233 chars)

    Meticulously maintained one bedroom, one bathroom condo unit with custom cabinets from August Cabinetry, plush new carpet, and it's own private balcony. This unit does have it's own garage, and the building has laundry on each level!

  23. 2025-05-02
    soldstatus Closed
  24. 2025-03-21
    historical Active Under Contract
  25. 2025-03-06
    listed $72,500 Active
  26. 2024-09-24
    soldstatus Closed
  27. 2024-09-15
    historical Active Under Contract
  28. 2024-08-02
    listed $50,000 Active
  29. 2023-09-06
    historical
  30. 2021-05-08
    listed $49,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$12,358
− Mortgage interest
−$3,641
− Property taxes
−$975
− Insurance
−$325
− Repairs & maintenance
−$989
− Management
−$989
− Depreciation
−$1,891
Taxable income
$3,549
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$852
After-tax cash flow
$3,521/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Poor 20/100 Extensive rehab

This condo requires extensive repairs and updates to its exterior, roof, flooring, and interior walls, significantly impacting its resale and rental value.

Repairs flagged

  • Major exterior siding — Severe weathering
  • Major roof shingles — Significant wear
  • Major flooring — Worn carpet
  • Major interior walls — Painted walls with visible wear

Value-add opportunities

  • Both repair and replace exterior siding — Improves curb appeal and structural integrity
  • Both repair and replace roof shingles — Enhances structural integrity and appearance
  • Both replace worn carpet — Enhances comfort and appearance
  • Both paint interior walls — Enhances appearance and can hide wear

Renovation cost estimate screening

Repair itemSeverityEst. cost
exterior siding · Severe weathering Major $15,000–50,000
roof shingles · Significant wear Major $15,000–50,000
flooring · Worn carpet Major $15,000–50,000
interior walls · Painted walls with visible wear Major $15,000–50,000
Total estimated repair cost · 4 items $60,000–200,000

Value-add ROI direction

  • Both repair and replace exterior siding — Improves curb appeal and structural integrity
  • Both repair and replace roof shingles — Enhances structural integrity and appearance
  • Both replace worn carpet — Enhances comfort and appearance
  • Both paint interior walls — Enhances appearance and can hide wear

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Dickinson 1
NCES district ID
3800038
Math proficiency
35% ▼ -12.00%
Reading proficiency
43% ▼ -7.00%
Median HH income
$63,270
Composite
34.9/100
National rank
#5080
State rank
#29 of 53 in ND

Livability — Dickinson

Score
76/100
State rank
#12
US rank
#3334

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment A- Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Dickinson, ND
County
Stark County · 29,916 people
City population
29,916
Metro
Dickinson, ND
Population (ZIP)
29,916
Household income
$85,821
Rent vs Own
35.4% rent · 64.6% own
Severe rent burden
813.0

Population outlook (Stark County) Hauer SSP2

Today (2025)
50,426 people
By 2030
60,812 · +20.6%
By 2040
84,155 · +66.9%
By 2050
110,718 · +119.6%
By 2075
186,710 · +270.3%
By 2100
264,902 · +425.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (85%)
Race & ethnicity
White 85% Hispanic / Latino 7% Two or more races 5% Black 3% Asian 1%
Hispanic origin (detail)
Mexican 5%
Common ancestry
Portuguese 9% Scotch-Irish 2% Lithuanian 2%
Foreign-born
4% · Canada, China
Languages at home
92% English-only · Spanish 4% German/W. Germanic 1% Arabic 1%

Political lean MEDSL · Stark

2024 margin
Solid R (+65.6) · D 16.5% · R 82.1% · Other 1.5%
2008→2024 swing
-36.5pp toward R · 2008: -29.1pp · 2024: -65.6pp
All cycles
2024: R+65.6 2020: R+63.9 2016: R+65.8 2012: R+49.4 2008: R+29.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -133.57%
Current HPI
188.1029
Rent YoY
▲ 1.95%
Metro
Dickinson, ND
State GDP YoY
▲ 2.09%
F500 in state
2

Industry mix (Fortune 500 HQ in ND)

Industry F500 HQs Revenue

Price history

+32.7% since first listed
13 events — show timeline
  • 2026-04-30 Listed $65,000 Badlands BOR MLS
  • 2026-04-29 Listed $65,000 Badlands BOR MLS
  • 2025-11-20 Sold (MLS) Badlands BOR MLS
  • 2025-10-11 Contingent Badlands BOR MLS
  • 2025-07-19 Listed $68,500 Badlands BOR MLS
  • 2025-05-02 Sold (MLS) Badlands BOR MLS
  • 2025-03-21 Contingent Badlands BOR MLS
  • 2025-03-06 Listed $72,500 Badlands BOR MLS
  • 2024-09-24 Sold (MLS) Badlands BOR MLS
  • 2024-09-15 Contingent Badlands BOR MLS
  • 2024-08-02 Listed $50,000 Badlands BOR MLS
  • 2023-09-06 Delisted Badlands BOR MLS
  • 2021-05-08 Listed $49,000 Badlands BOR MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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