133 Cedar Dr · Palm Harbor, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 6 days/yr
- Hot days in 30 yrs
- 22 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +20.2/30.0
- ARV discount +6.6/15.0
- 1% rule +6.5/10.0
- DSCR +6.4/10.0
- Schools +4.3/10.0
- Livability +4.0/5.0
- Condition / age +2.5/5.0
- Rent growth +1.2/5.0
- Appreciation +0.0/10.0
$189,500
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Wonderful Double-wide manufactured home in 55+ community where you own the land. Newer appliances, windows, kitchen cabinets & roof-over. Water purifier in kitchen. Recently painted. Laminate floors throughout. Inside utility room large enough to accommodate an office space. Partially furnished. Large, enclosed side porch with newer windows and central a/c adds 348sqft to the 1398 for a total of 1746sqft. Chandelier is excluded. In the dog section so a small dog, 15lbs or less, is allowed. Blue Jay has a very active social club, lots of activities, a heated pool, shuffleboard and Bocce courts. There is a designated area where you can park your boat or R/V at no additional fee as long as a space is available when first requested. Near beaches, shopping, medical centers and airports.
Key facts
- Shuffleboard courts
- Upgraded flooring
- Newer appliances
Tags
Property features AI
Finance
- Other: Total acreage: 0.09 acres (approx. 50 x 75 lot); Living area reported as 1,398 sq ft; Building area total reported as 2,168 sq ft; Foundation: crawlspace; Direction faces north
- Financial info: Lease restrictions apply
- HOA & community: Has HOA (Resource Property Management); Monthly association fee $230; Association amenities: clubhouse, shuffleboard court, community pool, private roads, sidewalks, street lights; Association fee covers: common area taxes, pool, escrow reserves, grounds maintenance, private road, sewer, trash, water; Buyer approval required; Deed-restricted senior community; Pets allowed (cats and dogs), max pet weight 15 lbs; Golf carts allowed
Exterior
- Parking: Carport (1 space)
- Utilities: Public water; Public sewer; Electricity connected; Sewer connected; Water connected; Cable available; Fire hydrant nearby
- Home design: Manufactured double-wide home; One story; North-facing
- Construction: Vinyl siding; Roof over
- Exterior features: Sidewalk; Paved road access; Irrigation equipment; Sprinkler well
Interior
- Kitchen: Dishwasher; Disposal; Microwave; Range; Refrigerator
- Bedrooms: 2 bedrooms
- Flooring: Laminate; Crawlspace foundation
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Window treatments; Water filtration system
- Laundry & utility: Laundry room; Washer; Dryer; Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $190k.
Deal economics
- At list price, monthly cash flow is $241 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $190k).
- Recommended offer: $184k (3.0% below list) — sets the bar for market timing.
- Cap rate 7.8% vs local median 3.1% in Palm Harbor — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 81/100 on livability (#95 in FL, #1,470 nationally) — a professional / high-income tenant draw. Strengths: housing A+, commute A, crime A-; Watch: amenities F.
- Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Curlew Creek Elementary School (math 67% / reading 63%, grade B+, #514 of 2,144 statewide, top 24%, 634 students, 43% FRL); Palm Harbor Middle School (math 59% / reading 57%, grade B, #151 of 571 statewide, top 27%, 1,080 students, 37% FRL); Countryside High School (math 25% / reading 45%, grade F, #379 of 667 statewide, top 58%, 1,741 students, 44% FRL).
- Market conditions: Rents falling (-5.2%/yr); 378 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).
- This rent runs 36% of the median local income ($72k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 54 days — a 3% lower offer ($184k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 54 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.15% ✓
- Cap rate
- 7.82%
- Cash-on-cash
- 5.45%
- DSCR
- 1.24
- GRM
- 7.3
CMA / ARV
- ARV (on-the-fly)
- $185,934
- Comps found
- 2
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 116 Maple Leaf Dr | 0.10mi | 2/2.0 | 1,450 (+4%) | 4mo | $187,500 | $129 | 86 |
| 162 Hickory Gate Dr | 0.05mi | 3/2.0 (+1) | 1,464 (+5%) | 8mo | $195,000 | $133 | 78 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -11.6%
- Equity multiple
- 0.59×
- Total profit
- $-21,591
- Equity at exit
- $28,255
- IRR
- -8.2%
- Equity multiple
- 0.56×
- Total profit
- $-23,093
- Equity at exit
- $16,384
Cash invested: $53,060 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34684
- Rents YoY
- -5.2%
- Active inventory
- 378
- Price-to-rent
- 7.3×
Monthly cashflow live
- Estimated rent
- $2,172 high interval (Pro) →
- Mortgage (P&I)
- −$994
- Tax from tax record
- −$172 /mo · $2,066/yr
- Insurance
- −$79
- HOA
- −$230
- Vacancy / Maint / Mgmt
- −$456
- Net cashflow
- $241
Break-even live
Sensitivity live
| Price | -10% $348 | -5% $295 | +0% $241 | +5% $187 | +10% $134 |
|---|---|---|---|---|---|
| Rent | -10% $69 | -5% $155 | +0% $241 | +5% $327 | +10% $413 |
| Rate | -1.0pp $336 | -0.5pp $289 | base $241 | +0.5pp $192 | +1.0pp $142 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $47,375
- Closing costs
- $5,685
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2843 Thaxton Dr #38 Palm Harbor, FL | 2.0 | 2.5 | 1406 | $2,100 | $1.49 | 25d | 1 | 0.18mi |
| 2843 Thaxton Dr #38 Palm Harbor, FL | 2.0 | 2.5 | 1406 | $2,000 | $1.42 | 6d | 1 | 0.18mi |
| 3662 Chatham Dr Palm Harbor, FL | 3.0 | 2.0 | 1866 | $3,400 | $1.82 | 25d | 1 | 0.20mi |
| 3583 Whispering Oaks Ln Palm Harbor, FL | 2.0 | 2.5 | 1124 | $1,800 | $1.60 | 25d | 1 | 0.24mi |
| 2879 Thaxton Dr #55 Palm Harbor, FL | 2.0 | 2.5 | 1396 | $2,200 | $1.58 | 6d | 1 | 0.24mi |
| 2897 Thaxton Dr #65 Palm Harbor, FL | 2.0 | 2.5 | 1390 | $2,280 | $1.64 | 6d | 1 | 0.26mi |
| 3590 Magnolia Ridge Cir Unit G Palm Harbor, FL | 2.0 | 2.0 | 1090 | $1,695 | $1.56 | 25d | 1 | 0.30mi |
| 762 Barbara St Palm Harbor, FL | 2.0 | 2.0 | 1146 | $2,200 | $1.92 | 25d | 1 | 0.31mi |
| 3460 Countryside Blvd #60 Clearwater, FL | 2.0 | 2.5 | 1349 | $2,500 | $1.85 | 9d | 1 | 0.38mi |
| 3726 Albion Ct Palm Harbor, FL | 3.0 | 2.0 | 1060 | $2,350 | $2.22 | 15d | 1 | 0.40mi |
| 3726 Albion Ct Palm Harbor, FL | 3.0 | 2.0 | 1060 | $2,350 | $2.22 | 15d | 1 | 0.40mi |
| 692 Bellingham Pl Palm Harbor, FL | 3.0 | 2.0 | 1320 | $2,800 | $2.12 | 6d | 1 | 0.45mi |
| 2678 Markham Ct Palm Harbor, FL | 2.0 | 2.0 | 923 | $1,999 | $2.17 | 25d | 1 | 0.45mi |
| 3455 Countryside Blvd #4 Clearwater, FL | 3.0 | 2.0 | 995 | $2,050 | $2.06 | 6d | 1 | 0.46mi |
| 3751 Mackenzie Ct Palm Harbor, FL | 3.0 | 2.0 | 1160 | $2,650 | $2.28 | 3d | 1 | 0.47mi |
| 650 Bellingham Pl Palm Harbor, FL | 3.0 | 2.0 | 1320 | $3,200 | $2.42 | 6d | 1 | 0.50mi |
| 3781 Lake Shore Dr Palm Harbor, FL | 3.0 | 2.0 | 1055 | $2,500 | $2.37 | 25d | 1 | 0.51mi |
| 2764 Kavalier Dr Palm Harbor, FL | 3.0 | 2.0 | 1088 | $2,300 | $2.11 | 25d | 1 | 0.62mi |
| 2764 Kavalier Dr Palm Harbor, FL | 3.0 | 2.0 | 1088 | $2,300 | $2.11 | 16d | 1 | 0.62mi |
| 2764 Kavalier Dr Palm Harbor, FL | 3.0 | 2.0 | 1088 | $2,300 | $2.11 | 19d | 1 | 0.62mi |
| 3028 Bonaventure Cir #103 Palm Harbor, FL | 2.0 | 2.0 | 900 | $1,500 | $1.67 | 25d | 1 | 0.70mi |
| 2803 Northcote Dr Palm Harbor, FL | 3.0 | 2.0 | 1050 | $2,300 | $2.19 | 23d | 1 | 0.71mi |
| 3001 Landmark Blvd #101 Palm Harbor, FL | 2.0 | 2.0 | 1353 | $1,950 | $1.44 | 25d | 1 | 0.72mi |
| 2998 Bonaventure Cir #104 Palm Harbor, FL | 2.0 | 2.0 | 900 | $1,828 | $2.03 | 6d | 1 | 0.82mi |
| 3975 Country Place Ln Palm Harbor, FL | 1.0–2.0 | 1.0–2.0 | 788 | $1,637 | $2.08 | 3d | 16 | 0.84mi |
| 220 Calibre Downs Ln Palm Harbor, FL | 1.0–2.0 | 1.0–2.5 | 1052 | $2,299 | $2.19 | 25d | 13 | 0.85mi |
| 3235 Buckhorn Dr Clearwater, FL | 3.0 | 2.0 | 1548 | $3,500 | $2.26 | 5d | 1 | 0.95mi |
| 2705 5th Ct Palm Harbor, FL | 2.0 | 2.5 | 1344 | $2,200 | $1.64 | 6d | 1 | 0.99mi |
| 2607 6th Ct Unit 1 Palm Harbor, FL | 2.0 | 2.5 | 1344 | $1,795 | $1.34 | 25d | 1 | 1.05mi |
| 2712 14th Ct Palm Harbor, FL | 2.0 | 2.5 | 1344 | $2,050 | $1.53 | 25d | 1 | 1.07mi |
| 2605 10th Ct Palm Harbor, FL | 2.0 | 2.5 | 1344 | $1,950 | $1.45 | 25d | 1 | 1.12mi |
| 4000 Poinciana Ct Palm Harbor, FL | 3.0 | 2.0 | 1298 | $2,600 | $2.00 | 4d | 1 | 1.12mi |
| 373 Majesty Dr Unit 373 Clearwater, FL | 2.0 | 2.0 | 1200 | $1,600 | $1.33 | 25d | 1 | 1.18mi |
| 114 Meadow Ln #114 Oldsmar, FL | 2.0 | 2.0 | 879 | $1,700 | $1.93 | 25d | 1 | 1.19mi |
| 211 Countryside Key Blvd Oldsmar, FL | 2.0 | 2.5 | 1280 | $1,899 | $1.48 | 25d | 1 | 1.20mi |
| 107 Windward Pl Unit 107 Oldsmar, FL | 2.0 | 2.0 | 879 | $2,000 | $2.28 | 19d | 1 | 1.21mi |
| 161 Lakeside Dr Oldsmar, FL | 2.0 | 2.0 | 1094 | $2,000 | $1.83 | 19d | 1 | 1.25mi |
| 225 Tarpon Ln Oldsmar, FL | 2.0 | 2.0 | 1120 | $2,400 | $2.14 | 6d | 1 | 1.26mi |
| 3326 Covered Bridge Dr W Dunedin, FL | 2.0 | 2.5 | 1731 | $2,675 | $1.55 | 12d | 1 | 1.27mi |
| 103 Palmetto Ct #103 Oldsmar, FL | 2.0 | 2.0 | 1054 | $1,800 | $1.71 | 25d | 1 | 1.28mi |
HOA detail
- Monthly dues
- $230 · $2,760/yr
- Likely covers
- waterpool
Listing history 29 events
-
2026-06-22statusdays on market $189,500 Pending 54 DOM
-
2026-06-18days on market $189,500 Active 51 DOM
-
2026-06-17days on market $189,500 Active 50 DOM
-
2026-06-16days on market $189,500 Active 49 DOM
-
2026-06-15days on market $189,500 Active 48 DOM
-
2026-06-13days on market $189,500 Active 46 DOM
-
2026-06-09days on market $189,500 Active 42 DOM
-
2026-06-08days on market $189,500 Active 41 DOM
-
2026-06-07days on market $189,500 Active 40 DOM
-
2026-06-04days on market $189,500 Active 37 DOM
-
2026-06-03days on market $189,500 Active 36 DOM
-
2026-06-01days on market $189,500 Active 34 DOM
-
2026-05-31days on market $189,500 Active 33 DOM
-
2026-05-19price $189,500
-
2026-04-28$194,500 Active
-
2026-03-27historical
-
2025-10-08price $199,500
-
2025-04-03$209,500 Active
-
2023-04-10soldstatus $172,500
-
2023-04-04soldstatus $172,500 Closed 798-char remark
Show marketing remark (798 chars)
Wonderful Double-wide manufactured home in 55+ community where you own the land. Newer appliances, windows, kitchen cabinets & roof-over. Water purifier in kitchen. Recently painted. Laminate floors throughout. Inside utility room large enough to accommodate an office space. Partially furnished. Large, enclosed side porch with newer windows and central a/c adds 348sqft to the 1398 for a total of 1746sqft. Chandelier is excluded. In the dog section so a small dog, 15lbs or less, is allowed. Blue Jay has a very active social club, lots of activities, a heated pool, shuffleboard and Bocce courts. There is a designated area where you can park your boat or R/V at no additional fee as long as a space is available when first requested. Near beaches, shopping, medical centers and airports.
-
2023-03-09status Pending 798-char remark
Show marketing remark (798 chars)
Wonderful Double-wide manufactured home in 55+ community where you own the land. Newer appliances, windows, kitchen cabinets & roof-over. Water purifier in kitchen. Recently painted. Laminate floors throughout. Inside utility room large enough to accommodate an office space. Partially furnished. Large, enclosed side porch with newer windows and central a/c adds 348sqft to the 1398 for a total of 1746sqft. Chandelier is excluded. In the dog section so a small dog, 15lbs or less, is allowed. Blue Jay has a very active social club, lots of activities, a heated pool, shuffleboard and Bocce courts. There is a designated area where you can park your boat or R/V at no additional fee as long as a space is available when first requested. Near beaches, shopping, medical centers and airports.
-
2023-03-09price $175,000 798-char remark
Show marketing remark (798 chars)
Wonderful Double-wide manufactured home in 55+ community where you own the land. Newer appliances, windows, kitchen cabinets & roof-over. Water purifier in kitchen. Recently painted. Laminate floors throughout. Inside utility room large enough to accommodate an office space. Partially furnished. Large, enclosed side porch with newer windows and central a/c adds 348sqft to the 1398 for a total of 1746sqft. Chandelier is excluded. In the dog section so a small dog, 15lbs or less, is allowed. Blue Jay has a very active social club, lots of activities, a heated pool, shuffleboard and Bocce courts. There is a designated area where you can park your boat or R/V at no additional fee as long as a space is available when first requested. Near beaches, shopping, medical centers and airports.
-
2023-02-21price $190,000 798-char remark
Show marketing remark (798 chars)
Wonderful Double-wide manufactured home in 55+ community where you own the land. Newer appliances, windows, kitchen cabinets & roof-over. Water purifier in kitchen. Recently painted. Laminate floors throughout. Inside utility room large enough to accommodate an office space. Partially furnished. Large, enclosed side porch with newer windows and central a/c adds 348sqft to the 1398 for a total of 1746sqft. Chandelier is excluded. In the dog section so a small dog, 15lbs or less, is allowed. Blue Jay has a very active social club, lots of activities, a heated pool, shuffleboard and Bocce courts. There is a designated area where you can park your boat or R/V at no additional fee as long as a space is available when first requested. Near beaches, shopping, medical centers and airports.
-
2023-01-07$210,000 Active 798-char remark
Show marketing remark (798 chars)
Wonderful Double-wide manufactured home in 55+ community where you own the land. Newer appliances, windows, kitchen cabinets & roof-over. Water purifier in kitchen. Recently painted. Laminate floors throughout. Inside utility room large enough to accommodate an office space. Partially furnished. Large, enclosed side porch with newer windows and central a/c adds 348sqft to the 1398 for a total of 1746sqft. Chandelier is excluded. In the dog section so a small dog, 15lbs or less, is allowed. Blue Jay has a very active social club, lots of activities, a heated pool, shuffleboard and Bocce courts. There is a designated area where you can park your boat or R/V at no additional fee as long as a space is available when first requested. Near beaches, shopping, medical centers and airports.
-
2015-08-25soldstatus $84,000 Sold
-
2015-08-06status Pending
-
2015-07-27historical Contingent - Inspections
-
2015-07-10$89,000 Active
-
1983-02-01soldstatus $10,400
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $2,066 · $172/mo
- Projected year-2 tax
- $2,066 · $172/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 6 d/yr ≥107°F today · 22 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $26,063
- − Mortgage interest
- −$10,615
- − Property taxes
- −$2,066
- − Insurance
- −$948
- − Repairs & maintenance
- −$2,085
- − Management
- −$2,085
- − HOA
- −$2,760
- − Depreciation
- −$5,513
- Taxable loss
- −$8
- Est. tax savings @ 24.0%
- +$2
- After-tax cash flow
- $2,893/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Pinellas
- NCES district ID
- 1201560
- Math proficiency
- 51% ▼ -5.00%
- Reading proficiency
- 51% ▼ -3.00%
- Median HH income
- $46,270
- Composite
- 43.27/100
- National rank
- #3046
- State rank
- #31 of 73 in FL
Livability — Palm Harbor
- Score
- 81/100
- State rank
- #95
- US rank
- #1470
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Palm Harbor, FL
- County
- Pinellas County · 939,478 people
- City population
- 79,072
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- Population (ZIP)
- 27,029
- Household income
- $72,145
- Rent vs Own
- Severe rent burden
- 1495.0
Population outlook (Pinellas County) Hauer SSP2
- Today (2025)
- 1,027,532 people
- By 2030
- 1,063,586 · +3.5%
- By 2040
- 1,125,020 · +9.5%
- By 2050
- 1,168,637 · +13.7%
- By 2075
- 1,265,188 · +23.1%
- By 2100
- 1,260,357 · +22.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (81%)
- Race & ethnicity
- White 81% Hispanic / Latino 10% Two or more races 8% Asian 4% Black 3%
- Hispanic origin (detail)
- Puerto Rican 2% Cuban 2%
- Common ancestry
- Lithuanian 5% Romanian 5% Scotch-Irish 3%
- Foreign-born
- 13% · Canada, Jamaica, China
- Languages at home
- 84% English-only · Spanish 6% Russian/Polish/Slavic 3% Other Indo-European 2%
Political lean MEDSL · Pinellas
- 2024 margin
- Lean R (+5.2) · D 46.9% · R 52.1%
- 2008→2024 swing
- -13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
- All cycles
- 2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -296.23%
- Current HPI
- 301.651
- Rent YoY
- ▼ -5.17%
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
+1722.1% since first listed16 events — show timeline
- 2026-05-19 Price Changed $189,500 Stellar MLS as Distributed by MLS Grid
- 2026-04-28 Listed $194,500 Stellar MLS as Distributed by MLS Grid
- 2026-03-27 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2025-10-08 Price Changed $199,500 Stellar MLS as Distributed by MLS Grid
- 2025-04-03 Listed $209,500 Stellar MLS as Distributed by MLS Grid
- 2023-04-10 Sold (Public Records) $172,500 Public Records
- 2023-04-04 Sold (MLS) $172,500 Stellar MLS as Distributed by MLS Grid
- 2023-03-09 Pending — Stellar MLS as Distributed by MLS Grid
- 2023-03-09 Price Changed $175,000 Stellar MLS as Distributed by MLS Grid
- 2023-02-21 Price Changed $190,000 Stellar MLS as Distributed by MLS Grid
- 2023-01-07 Listed $210,000 Stellar MLS as Distributed by MLS Grid
- 2015-08-25 Sold (MLS) $84,000 Stellar MLS as Distributed by MLS Grid
- 2015-08-06 Pending — Stellar MLS as Distributed by MLS Grid
- 2015-07-27 Contingent — Stellar MLS as Distributed by MLS Grid
- 2015-07-10 Listed $89,000 Stellar MLS as Distributed by MLS Grid
- 1983-02-01 Sold (Public Records) $10,400 Public Records
Property tax history
+3.9%/yrLatest (2025): $2,066 · +0.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…