820 Algood Ave · Hope Mills, NC 28348

$262,000

3 bd · 3.0 ba · 1,272 sqft · SingleFamily public records · 62 Days on market

Built 1987 Est $223k · 18% over

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Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +7.3/30.0
• Rent growth +3.6/5.0
• Livability +3.4/5.0
• Schools +3.1/10.0
• Condition / age +2.5/5.0
• DSCR +1.4/10.0
• 1% rule +1.3/10.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

GORGEOUS RANCH HOME IN HOPE MILLS! JUST REDUCED! 3BED/3BATH/BONUS ROOM/TWO FAMILY ROOMS! THIS IS A SPRAWLING HOUSE WITH SPACE FOR ALL! OPEN FLOOR PLAN ! LVP WOOD FLOORING AND CARPET! BEAUTIFUL BATHROOMS! INSIDE LAUNDRY AREA! KITCHEN HAS SOFT CLOSE CABINETS, GRANITE COUNTERTOPS, BACKSPLASH AND APPLIANCES TO INCLUDE A REFRIGERATOR! BEAUTIFUL PAINT! GORGEOUS LIGHTING AND FIXTURES! LARGE DECK AND PRIVACY FENCE! EXTRA SIDE PARKING PAD AND AREA GREAT FOR THE FAMILY BBQ AND ENTERTAINMENT! OUTSIDE STORAGE AREA! THIS HOUSE IS ONE OF A KIND! SCHEDULE TO SEE IT BEFORE ITS GONE!

Key facts

• Open floor plan
• Soft-close cabinets
• Indoor laundry area

Tags

• UPDATED RANCH HOME
• OPEN FLOOR PLAN
• GRANITE COUNTERTOPS
• TILE BACKSPLASH
• SOFT-CLOSE CABINETS
• INDOOR LAUNDRY AREA

Property features AI

Exterior

• Parking: No garage; 3 covered parking spaces; 3 carport spaces
• Utilities: Public water; Electric service with 220 volts; Sewer via holding tank or septic tank
• Home design: Single-family residence; Residential property
• Construction: Vinyl siding; Crawl space foundation
• Exterior features: Deck; Privacy fencing

Interior

• Kitchen: Dishwasher; Range; Refrigerator; Granite counters; Kitchen island; Eat-in kitchen
• Bedrooms: Bedrooms with walk-in closet(s)
• Flooring: Laminate; Carpet; Vinyl
• Bathrooms: 3 full bathrooms
• Heating & cooling: Heat pump (heating present)
• Interior features: Entrance foyer; Eat-in kitchen; Granite counters; Kitchen island; Walk-in closet(s); Window coverings and blinds
• Laundry & utility: Washer hookup in unit on main level

What this means for you Summary

Snapshot

• This is a 3-bed/3.0-bath single-family listed at $262k.

Deal economics

• At list price, monthly cash flow is $-352 ($-4k/yr) — negative.
• To cash-flow at today's rent, offer at most $200k (23.7% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $164k (37.3% below list).
• Recommended offer: $164k (37.3% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 67/100 on livability (#234 in NC) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety B+; Watch: crime D-, amenities F, commute F.
• Cumberland County Schools (urban): math 32% / reading 41% proficiency, ranked #126 of 178 in NC (top 71%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Elizabeth M Cashwell Elementary (math 13% / reading 27%, grade F, #1,233 of 1,410 statewide, top 88%, 617 students, 100% FRL); South View Middle (math 20% / reading 34%, grade F, #374 of 475 statewide, top 80%, 661 students, 99% FRL); South View High (math 60% / reading 43%, grade D+, #299 of 535 statewide, top 56%, 1,502 students, 66% FRL) — zoned schools average 88% FRL vs 55% district-wide (33 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising fast (+4.3%/yr); 319 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 1,125 units permitted in Cumberland County in 2024 (104 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.

Negotiation context

• It's been on market 62 days — a 6% lower offer ($246k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: major flood risk; major wind risk, 78% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $164,250 (37.3% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 62 days. Have you received any prior offers? Is the seller open to a 37% concession, seller financing, or rate buy-down credit?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.63% ✗
• Cap rate: 4.68%
• Cash-on-cash: -5.75%
• DSCR: 0.74
• GRM: 13.3

CMA / ARV

• ARV (on-the-fly): $222,600
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3127 Ansley Dr	0.16mi	3/2.0	1,203 (-5%)	3mo	$210,000	$175	77
3412 Crosswinds Dr	0.35mi	3/2.0	1,280 (+1%)	3mo	$205,000	$160	76
3129 Nontucket Ln	0.11mi	3/2.0	1,117 (-12%)	3mo	$215,000	$192	68
3812 Goforth Dr	0.37mi	3/2.0	1,337 (+5%)	3mo	$210,000	$157	68
3212 Ansley Dr	0.49mi	3/2.0	1,245 (-2%)	4mo	$205,000	$165	66
528 Bellgrove Dr	0.53mi	3/2.0	1,299 (+2%)	2mo	$249,000	$192	66
3550 Camden Road Ext	0.48mi	3/2.0	1,361 (+7%)	3mo	$262,000	$193	60
3218 Pelligrini Ave	0.54mi	3/2.0	1,359 (+7%)	0mo	$222,000	$163	59
1054 Coalport Rd	0.45mi	3/2.0	1,134 (-11%)	0mo	$214,900	$190	57
1015 Gatesville Dr	0.52mi	4/2.0 (+1)	1,367 (+8%)	3mo	$213,900	$156	52
3824 Constance Rd	0.50mi	3/2.0	1,109 (-13%)	1mo	$201,500	$182	50
2052 Gray Goose Loop	0.71mi	3/2.0	1,412 (+11%)	2mo	$245,000	$174	43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.28% rent growth · sell at horizon

5-year hold

• IRR: -24.9%
• Equity multiple: 0.14×
• Total profit: $-62,790
• Equity at exit: $39,065

10-year hold

• IRR: -17.9%
• Equity multiple: -0.02×
• Total profit: $-74,801
• Equity at exit: $22,653

Cash invested: $73,360 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 85 Strongly Landlord-Friendly
• State North Carolina: 85 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

10-day notice; preempted; landlord-favorable but court speed varies.

Methodology + full state rankings →

ZIP-level market 28348

• Home prices YoY: -14.0%
• Rents YoY: 4.3%
• Active inventory: 319
• Price-to-rent: 13.3×

Monthly cashflow live

• Estimated rent: $1,642 high
• Mortgage (P&I): −$1,374
• Tax from tax record: −$166 /mo · $1,994/yr
• Insurance: −$109
• HOA: −$0
• Vacancy / Maint / Mgmt: −$345
• Net cashflow: $-352

Break-even live

Break-even rent $2,088

Max offer price $199,865

Occupancy floor —

Sensitivity live

Price	-10% $-203	-5% $-278	+0% $-352	+5% $-426	+10% $-500
Rent	-10% $-481	-5% $-417	+0% $-352	+5% $-287	+10% $-222
Rate	-1.0pp $-220	-0.5pp $-285	base $-352	+0.5pp $-420	+1.0pp $-489

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $65,500
• Closing costs: $7,860
• Reserves months: —
• Total cash needed: —

Rent comps 17 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3100 Winesap Rd Hope Mills, NC	3.0	2.0	1082	$1,495	$1.38	15d	1	0.23mi
614 Drypoint Ln Apt B Hope Mills, NC	2.0	2.0	900	$1,050	$1.17	25d	1	0.65mi
2219 Gray Goose Loop Fayetteville, NC	3.0	2.5	1799	$1,900	$1.06	23d	1	0.67mi
1209 Snowy Egret Dr Fayetteville, NC	3.0	2.5	1470	$1,800	$1.22	25d	1	0.71mi
513 Directive Dr Hope Mills, NC	2.0	2.0	1307	$1,275	$0.98	15d	1	0.72mi
505 Directive Dr Hope Mills, NC	2.0	2.5	1254	$1,495	$1.19	25d	1	0.73mi
408 Sheila St Hope Mills, NC	3.0	1.0	1064	$1,150	$1.08	25d	1	0.82mi
3718 Pioneer Dr Hope Mills, NC	3.0	2.0	1511	$1,290	$0.85	25d	1	0.84mi
405 Grand Wailea Dr Hope Mills, NC	1.0–3.0	1.0–2.0	1061	$1,656	$1.56	25d	9	0.87mi
2207 Puffin Pl Fayetteville, NC	3.0	2.0	1214	$1,950	$1.61	15d	1	0.99mi
1055 Winnall LN Hope Mills, NC	1.0–3.0	1.0–2.0	1132	$2,000	$1.77	15d	20	1.10mi
2690 Belhaven Rd Fayetteville, NC	3.0	1.0	1264	$1,350	$1.07	25d	1	1.10mi
2253 Rustic Trl Fayetteville, NC	3.0	2.5	1130	$1,295	$1.15	15d	1	1.17mi
3918 Donna St Fayetteville, NC	3.0	1.0	1000	$1,350	$1.35	25d	1	1.19mi
3038 Walesby Dr Fayetteville, NC	3.0	2.0	1272	$1,650	$1.30	25d	1	1.23mi
707 Veda St Unit B Fayetteville, NC	3.0	1.5	1279	$1,250	$0.98	25d	1	1.27mi
5629 Thackeray Dr Fayetteville, NC	3.0	2.0	1536	$1,725	$1.12	25d	1	1.43mi

Listing history 36 events

1. 2026-06-21
   days on market $262,000 Active 62 DOM
2. 2026-06-18
   days on market $262,000 Active 59 DOM
3. 2026-06-17
   days on market $262,000 Active 58 DOM
4. 2026-06-16
   days on market $262,000 Active 57 DOM
5. 2026-06-15
   pricedays on market $262,000 Active 56 DOM
6. 2026-06-14
   days on market $265,000 Active 54 DOM
7. 2026-06-13
   days on market $265,000 Active 53 DOM
8. 2026-06-10
   days on market $265,000 Active 51 DOM
9. 2026-06-09
   days on market $265,000 Active 50 DOM
10. 2026-06-08
    days on market $265,000 Active 49 DOM
11. 2026-06-07
    days on market $265,000 Active 48 DOM
12. 2026-06-03
    days on market $265,000 Active 44 DOM
13. 2026-06-02
    days on market $265,000 Active 43 DOM
14. 2026-06-01
    days on market $265,000 Active 42 DOM
15. 2026-05-31
    days on market $265,000 Active 41 DOM
16. 2026-05-30
    days on market $265,000 Active 40 DOM
17. 2026-04-15
    listed $265,000 Active
18. 2025-09-03
    historical $2,200
19. 2025-06-08
    price $2,200
20. 2025-06-06
    listed $1,900
21. 2023-01-30
    soldstatus $247,394 Closed 576-char remark

    Show marketing remark (576 chars)

    GORGEOUS RANCH HOME IN HOPE MILLS! JUST REDUCED! 3BED/3BATH/BONUS ROOM/TWO FAMILY ROOMS! THIS IS A SPRAWLING HOUSE WITH SPACE FOR ALL! OPEN FLOOR PLAN ! LVP WOOD FLOORING AND CARPET! BEAUTIFUL BATHROOMS! INSIDE LAUNDRY AREA! KITCHEN HAS SOFT CLOSE CABINETS, GRANITE COUNTERTOPS, BACKSPLASH AND APPLIANCES TO INCLUDE A REFRIGERATOR! BEAUTIFUL PAINT! GORGEOUS LIGHTING AND FIXTURES! LARGE DECK AND PRIVACY FENCE! EXTRA SIDE PARKING PAD AND AREA GREAT FOR THE FAMILY BBQ AND ENTERTAINMENT! OUTSIDE STORAGE AREA! THIS HOUSE IS ONE OF A KIND! SCHEDULE TO SEE IT BEFORE ITS GONE!

22. 2023-01-02
    status Pending 576-char remark

    Show marketing remark (576 chars)

    GORGEOUS RANCH HOME IN HOPE MILLS! JUST REDUCED! 3BED/3BATH/BONUS ROOM/TWO FAMILY ROOMS! THIS IS A SPRAWLING HOUSE WITH SPACE FOR ALL! OPEN FLOOR PLAN ! LVP WOOD FLOORING AND CARPET! BEAUTIFUL BATHROOMS! INSIDE LAUNDRY AREA! KITCHEN HAS SOFT CLOSE CABINETS, GRANITE COUNTERTOPS, BACKSPLASH AND APPLIANCES TO INCLUDE A REFRIGERATOR! BEAUTIFUL PAINT! GORGEOUS LIGHTING AND FIXTURES! LARGE DECK AND PRIVACY FENCE! EXTRA SIDE PARKING PAD AND AREA GREAT FOR THE FAMILY BBQ AND ENTERTAINMENT! OUTSIDE STORAGE AREA! THIS HOUSE IS ONE OF A KIND! SCHEDULE TO SEE IT BEFORE ITS GONE!

23. 2022-12-19
    price $239,999 576-char remark

    Show marketing remark (576 chars)

    GORGEOUS RANCH HOME IN HOPE MILLS! JUST REDUCED! 3BED/3BATH/BONUS ROOM/TWO FAMILY ROOMS! THIS IS A SPRAWLING HOUSE WITH SPACE FOR ALL! OPEN FLOOR PLAN ! LVP WOOD FLOORING AND CARPET! BEAUTIFUL BATHROOMS! INSIDE LAUNDRY AREA! KITCHEN HAS SOFT CLOSE CABINETS, GRANITE COUNTERTOPS, BACKSPLASH AND APPLIANCES TO INCLUDE A REFRIGERATOR! BEAUTIFUL PAINT! GORGEOUS LIGHTING AND FIXTURES! LARGE DECK AND PRIVACY FENCE! EXTRA SIDE PARKING PAD AND AREA GREAT FOR THE FAMILY BBQ AND ENTERTAINMENT! OUTSIDE STORAGE AREA! THIS HOUSE IS ONE OF A KIND! SCHEDULE TO SEE IT BEFORE ITS GONE!

24. 2022-11-21
    price $249,999
25. 2022-11-16
    price $250,000
26. 2022-10-14
    listed $249,999 Active 576-char remark

    Show marketing remark (576 chars)

    GORGEOUS RANCH HOME IN HOPE MILLS! JUST REDUCED! 3BED/3BATH/BONUS ROOM/TWO FAMILY ROOMS! THIS IS A SPRAWLING HOUSE WITH SPACE FOR ALL! OPEN FLOOR PLAN ! LVP WOOD FLOORING AND CARPET! BEAUTIFUL BATHROOMS! INSIDE LAUNDRY AREA! KITCHEN HAS SOFT CLOSE CABINETS, GRANITE COUNTERTOPS, BACKSPLASH AND APPLIANCES TO INCLUDE A REFRIGERATOR! BEAUTIFUL PAINT! GORGEOUS LIGHTING AND FIXTURES! LARGE DECK AND PRIVACY FENCE! EXTRA SIDE PARKING PAD AND AREA GREAT FOR THE FAMILY BBQ AND ENTERTAINMENT! OUTSIDE STORAGE AREA! THIS HOUSE IS ONE OF A KIND! SCHEDULE TO SEE IT BEFORE ITS GONE!

27. 2022-07-15
    soldstatus $145,551
28. 2022-07-15
    soldstatus $145,551 Closed
29. 2022-06-09
    status Pending
30. 2022-06-07
    price $129,900
31. 2022-05-31
    status Active
32. 2022-05-12
    historical
33. 2022-04-27
    listed $129,900
34. 2022-04-27
    listed $139,900
35. 2013-01-04
    soldstatus $115,000
36. 2008-05-30
    soldstatus $108,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NC · Resets to sale price

• Current annual tax: $1,994 · $166/mo
• Projected year-2 tax: $2,148 · $179/mo
• Expected delta: +$154/yr (+$13/mo · 7.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 73% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 7/10 Severe 7 d/yr ≥106°F today · 16 d/yr by 30 yrs out
• 💨 Wind 7/10 Severe 78% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,710
• − Mortgage interest: −$14,676
• − Property taxes: −$1,994
• − Insurance: −$1,310
• − Repairs & maintenance: −$1,577
• − Management: −$1,577
• − Depreciation: −$7,622
• Taxable loss: −$9,046
• Est. tax savings @ 24.0%: +$2,171
• After-tax cash flow: $-2,050/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Cumberland County Schools
• NCES district ID: 3700011
• Math proficiency: 32% ▼ -2.00%
• Reading proficiency: 41% ▼ -1.00%
• Median HH income: $44,168
• Composite: 31.0/100
• National rank: #6096
• State rank: #126 of 178 in NC

Livability — Hope Mills

• Score: 67/100
• State rank: #234
• US rank: #10761

Category grades

Amenities F Commute F Cost of living A+ Crime D- Employment D- Housing A+ Health & safety B+ User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Cumberland County · 265,314 people
• City population: 39,196
• Metro: Fayetteville, NC
• Population (ZIP): 39,196
• Household income: $66,129
• Rent vs Own: 25.2% rent · 74.8% own
• Severe rent burden: 746.0

Population outlook (Cumberland County) Hauer SSP2

• Today (2025): 330,855 people
• By 2030: 333,523 · +0.8%
• By 2040: 335,583 · +1.4%
• By 2050: 335,325 · +1.4%
• By 2075: 342,853 · +3.6%
• By 2100: 340,698 · +3.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.67)
• Race & ethnicity: White 49% Black 27% Hispanic / Latino 13% Two or more races 11% Asian 2% Native American 2%
• Hispanic origin (detail): Mexican 4% Puerto Rican 5%
• Common ancestry: Romanian 2% Lithuanian 1% Serbian 1%
• Foreign-born: 5% · Canada, South Korea, Vietnam
• Languages at home: 90% English-only · Spanish 8% Other Indo-European 1%

Political lean MEDSL · Cumberland

• 2024 margin: D (+13.4) · D 56.1% · R 42.7% · Other 1.2%
• 2008→2024 swing: -4.3pp toward R · 2008: 17.7pp · 2024: 13.4pp
• All cycles: 2024: D+13.4 2020: D+16.6 2016: D+16.0 2012: D+19.7 2008: D+17.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -37.14%
• Current HPI: 228.3122
• Rent YoY: ▲ 4.28%
• Metro: Fayetteville, NC
• State GDP YoY: ▲ 3.28%
• F500 in state: 26

Industry mix (Fortune 500 HQ in NC)

Industry	F500 HQs	Revenue
▸Financial Services	2	$213B
▸Retail	2	$95B
▸Industrial Conglomerate	1	$38B
▸Metals / Steel	1	$35B
▸Utilities	1	$30B
▸Industrial Machinery	1	$19B

Price history

+145.4% since first listed

20 events — show timeline

• 2026-04-15 Listed $265,000 LPRMLS
• 2025-09-03 Rental Removed $2,200 LPRMLS
• 2025-06-08 Price Changed $2,200 LPRMLS
• 2025-06-06 Listed for Rent $1,900 LPRMLS
• 2023-01-30 Sold (MLS) $247,394 LPRMLS
• 2023-01-02 Pending — LPRMLS
• 2022-12-19 Price Changed $239,999 LPRMLS
• 2022-11-21 Price Changed $249,999 TMLS
• 2022-11-16 Price Changed $250,000 TMLS
• 2022-10-14 Listed $249,999 LPRMLS
• 2022-07-15 Sold (MLS) $145,551 TMLS
• 2022-07-15 Sold (MLS) $145,551 LPRMLS
• 2022-06-09 Pending — TMLS
• 2022-06-07 Price Changed $129,900 TMLS
• 2022-05-31 Relisted — TMLS
• 2022-05-12 Listing Removed — TMLS
• 2022-04-27 Listed $139,900 TMLS
• 2022-04-27 Listed $129,900 LPRMLS
• 2013-01-04 Sold (Public Records) $115,000 Public Records
• 2008-05-30 Sold (Public Records) $108,000 Public Records

Property tax history

+5.8%/yr

Latest (2025): $1,994 · +44.7% YoY. Source: county tax records.