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1254 Calle Baltica
D Composite 44.89
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +13.0/30.0
  • DSCR +3.9/10.0
  • 1% rule +3.5/10.0
  • Livability +2.8/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.7/10.0
  • Appreciation +0.0/10.0

$170,000

1254 Calle Baltica · Eidson Road, TX 78852
16 bd · 1.0 ba · 804 sqft · SingleFamily public records · 13 Days on market
Built 1985 0.31 ac lot Est $295k · 42% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

New listing located in Loma Bonita Subdivision. It consists of two houses, each fenced in. Front house has 804 sq ft of living area with 2 bedrooms and 1 full bath. It's being leased out for $900 monthly. Second house has 885 sq ft of living area with 2 bedrooms and 1 full bath. It's being leased out for $900 monthly.This property has the potential to build a third unit on the rear that is also individually fenced in. For more information call listing agent.; Original MLS#: 78410; Age Range: 21-30 Yrs; Annual Occupancy %: 100; Appraisal District ID: 12470; Apx Lot Size SqFt: 0.31; Available Utilities: Garbage-Public; Lender: NA; Loan Terms: 0; Location: County; Property Type: Other Multi Family; Sold Type: In Board; Unit 1 - Lease Ends/Vacant: Leased; Unit 1 - SqFt: 804; Unit 2 - Lease Ends/Vacant: Leased; Unit 2 - SqFt: 885; Unit 3 - Lease Ends/Vacant: 0; Unit 4 - Lease Ends/Vacant: 0; Walls: Dry Wall; Water: Public; Water Heater: Electric

Key facts

  • Two houses fenced
  • 0.31 acre lot
  • Listed 12 days

Tags

TWO HOUSES FENCEDPOTENTIAL TO BUILD 3RD UNITELECTRICITY AVAILABLEELECTRIC WATER HEATER

Property features AI

Finance

  • Other: Lot size approximately 0.3085 acres
  • Financial info: Unit 1 rent: $900; Unit 2 rent: $900; Unit 3 rent listed as $0; Unit 4 rent listed as $0; Total tax amount: $1,986.72; Down payment assistance not indicated

Exterior

  • Utilities: Additional water and sewer information available
  • Home design: Duplex (2 total units)
  • Construction: Composition roof
  • Exterior features: Frame exterior

Interior

  • Kitchen: Each unit includes an oven/stove
  • Bedrooms: Unit 1: 2 bedrooms; Unit 2: 2 bedrooms
  • Flooring: Brick
  • Bathrooms: Unit 1: 1 full bathroom; Unit 2: 1 full bathroom
  • Interior features: Brick flooring

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 16-bed/1.0-bath single-family listed at $170k.

Deal economics

  • At list price, monthly cash flow is $-10 ($-118/yr) — negative.
  • To cash-flow at today's rent, offer at most $168k (1.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $144k (15.3% below list).
  • Recommended offer: $144k (15.3% below list) — sets the bar for 1% rule.
  • Cap rate 6.2% vs local median 4.3% in Eidson Road — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 56/100 on livability (#1,298 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A; Watch: health & safety C-, schools F, crime F.
  • Eagle Pass ISD (town): math 15% / reading 28% proficiency, ranked #774 of 826 in TX (top 94%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 462 active listings in the ZIP; 66 units permitted in Maverick County in 2024 (0 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($50k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Maverick County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 13 days on market — expect competitive offers; lowballing is unlikely to land.
  • 5 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $144,067 (15.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.85%
Cap rate
6.22%
Cash-on-cash
-0.25%
DSCR
0.99
GRM
9.8

CMA / ARV

ARV (median comp)
$295,381
List price
$170,000
Delta
-42.45%
Verdict
UNDERPRICED
Comps
2 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-16.7%
Equity multiple
0.41×
Total profit
$-28,170
Equity at exit
$25,348
10-year hold
IRR
-8.5%
Equity multiple
0.47×
Total profit
$-25,317
Equity at exit
$14,698

Cash invested: $47,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78852

Home prices YoY
-27.5%
Active inventory
462
Price-to-rent
9.8×

Monthly cashflow live

Estimated rent
$1,441 medium interval (Pro) →
Mortgage (P&I)
$891
Tax from tax record
$186 /mo · $2,228/yr
Insurance
$71
HOA
$0
Vacancy / Maint / Mgmt
$303
Net cashflow
$-10

Break-even live

Break-even rent $1,453
Max offer price $168,259
Occupancy floor 96%

Sensitivity live

Price -10% $86 -5% $38 +0% $-10 +5% $-58 +10% $-106
Rent -10% $-124 -5% $-67 +0% $-10 +5% $47 +10% $104
Rate -1.0pp $76 -0.5pp $33 base $-10 +0.5pp $-54 +1.0pp $-99

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$42,500
Closing costs
$5,100
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 31 events

  1. 2026-06-21
    days on market $170,000 Active 13 DOM
  2. 2026-06-19
    days on market $170,000 Active 11 DOM
  3. 2026-06-18
    days on market $170,000 Active 10 DOM
  4. 2026-06-17
    days on market $170,000 Active 9 DOM
  5. 2026-06-16
    days on market $170,000 Active 8 DOM
  6. 2026-06-15
    days on market $170,000 Active 7 DOM
  7. 2026-06-14
    days on market $170,000 Active 5 DOM
  8. 2026-06-13
    days on market $170,000 Active 4 DOM
  9. 2026-06-10
    days on market $170,000 Active 2 DOM
  10. 2026-06-09
    remarks 680-char remark
  11. 2026-06-09
    days on marketlisting id $170,000 Active 1 DOM
  12. 2026-06-08
    days on market $170,000 Active 292 DOM
  13. 2026-06-07
    days on market $170,000 Active 291 DOM
  14. 2026-06-05
    days on market $170,000 Active 288 DOM
  15. 2026-06-02
    days on market $170,000 Active 286 DOM
  16. 2026-06-01
    days on market $170,000 Active 285 DOM
  17. 2026-05-31
    days on market $170,000 Active 284 DOM
  18. 2026-05-30
    days on market $170,000 Active 283 DOM
  19. 2025-08-20
    listed $170,000 Active 319-char remark
  20. 2024-10-10
    soldstatus Closed 464-char remark
    Show marketing remark (955 chars)

    New listing located in Loma Bonita Subdivision. It consists of two houses, each fenced in. Front house has 804 sq ft of living area with 2 bedrooms and 1 full bath. It's being leased out for $900 monthly. Second house has 885 sq ft of living area with 2 bedrooms and 1 full bath. It's being leased out for $900 monthly.This property has the potential to build a third unit on the rear that is also individually fenced in. For more information call listing agent.; Original MLS#: 78410; Age Range: 21-30 Yrs; Annual Occupancy %: 100; Appraisal District ID: 12470; Apx Lot Size SqFt: 0.31; Available Utilities: Garbage-Public; Lender: NA; Loan Terms: 0; Location: County; Property Type: Other Multi Family; Sold Type: In Board; Unit 1 - Lease Ends/Vacant: Leased; Unit 1 - SqFt: 804; Unit 2 - Lease Ends/Vacant: Leased; Unit 2 - SqFt: 885; Unit 3 - Lease Ends/Vacant: 0; Unit 4 - Lease Ends/Vacant: 0; Walls: Dry Wall; Water: Public; Water Heater: Electric

  21. 2024-10-10
    soldstatus
    Show marketing remark (955 chars)

    New listing located in Loma Bonita Subdivision. It consists of two houses, each fenced in. Front house has 804 sq ft of living area with 2 bedrooms and 1 full bath. It's being leased out for $900 monthly. Second house has 885 sq ft of living area with 2 bedrooms and 1 full bath. It's being leased out for $900 monthly.This property has the potential to build a third unit on the rear that is also individually fenced in. For more information call listing agent.; Original MLS#: 78410; Age Range: 21-30 Yrs; Annual Occupancy %: 100; Appraisal District ID: 12470; Apx Lot Size SqFt: 0.31; Available Utilities: Garbage-Public; Lender: NA; Loan Terms: 0; Location: County; Property Type: Other Multi Family; Sold Type: In Board; Unit 1 - Lease Ends/Vacant: Leased; Unit 1 - SqFt: 804; Unit 2 - Lease Ends/Vacant: Leased; Unit 2 - SqFt: 885; Unit 3 - Lease Ends/Vacant: 0; Unit 4 - Lease Ends/Vacant: 0; Walls: Dry Wall; Water: Public; Water Heater: Electric

  22. 2024-09-12
    price $140,000 464-char remark
  23. 2024-08-17
    price $144,900 464-char remark
  24. 2024-07-31
    price $148,900 464-char remark
  25. 2024-07-24
    price $150,000 464-char remark
  26. 2024-07-18
    price $159,900 464-char remark
  27. 2024-07-07
    listed $154,900 Active 464-char remark
    Show marketing remark (955 chars)

    New listing located in Loma Bonita Subdivision. It consists of two houses, each fenced in. Front house has 804 sq ft of living area with 2 bedrooms and 1 full bath. It's being leased out for $900 monthly. Second house has 885 sq ft of living area with 2 bedrooms and 1 full bath. It's being leased out for $900 monthly.This property has the potential to build a third unit on the rear that is also individually fenced in. For more information call listing agent.; Original MLS#: 78410; Age Range: 21-30 Yrs; Annual Occupancy %: 100; Appraisal District ID: 12470; Apx Lot Size SqFt: 0.31; Available Utilities: Garbage-Public; Lender: NA; Loan Terms: 0; Location: County; Property Type: Other Multi Family; Sold Type: In Board; Unit 1 - Lease Ends/Vacant: Leased; Unit 1 - SqFt: 804; Unit 2 - Lease Ends/Vacant: Leased; Unit 2 - SqFt: 885; Unit 3 - Lease Ends/Vacant: 0; Unit 4 - Lease Ends/Vacant: 0; Walls: Dry Wall; Water: Public; Water Heater: Electric

  28. 2024-06-21
    soldstatus
  29. 2022-04-20
    listed $149,900
  30. 2011-01-31
    soldstatus
  31. 2001-05-22
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$2,228 · $186/mo
Projected year-2 tax
$3,111 · $259/mo
Expected delta
+$883/yr (+$74/mo · 39.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥111°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,288
− Mortgage interest
−$9,523
− Property taxes
−$2,228
− Insurance
−$850
− Repairs & maintenance
−$1,383
− Management
−$1,383
− Depreciation
−$4,945
Taxable loss
−$3,024
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$726
After-tax cash flow
$608/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Eagle Pass ISD
NCES district ID
4817730
Math proficiency
15% ▼ -41.00%
Reading proficiency
28% ▼ -18.00%
Median HH income
$32,967
Composite
17.48/100
National rank
#9057
State rank
#774 of 826 in TX

Livability — Eidson Road

Score
56/100
State rank
#1298
US rank
#22544

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Eidson Road, TX
County
Maverick County · 57,434 people
City population
57,434
Metro
Eagle Pass, TX
Population (ZIP)
57,434
Household income
$49,954
Rent vs Own
29.5% rent · 70.5% own
Severe rent burden
822.0

Population outlook (Maverick County) Hauer SSP2

Today (2025)
62,919 people
By 2030
65,440 · +4.0%
By 2040
70,229 · +11.6%
By 2050
74,218 · +18.0%
By 2075
80,765 · +28.4%
By 2100
76,268 · +21.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (95%)
Race & ethnicity
Hispanic / Latino 95% Two or more races 53% White 3% Native American 2%
Hispanic origin (detail)
Mexican 91% Puerto Rican 1%
Foreign-born
30% · Canada
Languages at home
11% English-only · Spanish 88%

Political lean MEDSL · Maverick

2024 margin
R (+18.5) · D 40.5% · R 59.0%
2008→2024 swing
-75.5pp toward R · 2008: 57.0pp · 2024: -18.5pp
All cycles
2024: R+18.5 2020: D+9.4 2016: D+55.8 2012: D+58.0 2008: D+57.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -65.62%
Current HPI
172.9298
Rent YoY
Metro
Eagle Pass, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+13.4% since first listed
13 events — show timeline
  • 2025-08-20 Listed $170,000 LERA
  • 2024-10-10 Sold (MLS) LERA
  • 2024-10-10 Sold (Public Records) Public Records
  • 2024-07-07 Listed $140,000 LERA
  • 2024-06-21 Sold (Public Records) Public Records
  • 2024-01-31 Listing Removed LERA
  • 2023-12-01 Listing Removed LERA
  • 2023-05-31 Listing Removed LERA
  • 2022-11-06 Listed $150,000 LERA
  • 2022-11-04 Listed $169,900 LERA
  • 2022-04-20 Listed $149,900 LERA
  • 2011-01-31 Sold (Public Records) Public Records
  • 2001-05-22 Sold (Public Records) Public Records

Property tax history

+7.5%/yr

Latest (2025): $2,228 · +12.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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