4115 S Semoran Blvd #19 · Orlando, FL 32822

$125,000

1 bd · 1.0 ba · 838 sqft · Condo public records · 159 Days on market

Built 1974 $287/mo HOA · 21% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +10.9/30.0
• ARV discount +7.5/15.0
• 1% rule +6.1/10.0
• Livability +4.3/5.0
• Schools +4.1/10.0
• DSCR +3.1/10.0
• Condition / age +2.5/5.0
• Rent growth +2.3/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

One Bedroom, One Bath Condo! Gated Community! Kitchen features a large pantry! Bedroom is large and includes a walk-in closet! AMAZING Pool! ~ Purchase this property for as little as 3% down! This property is approved for HomePath Renovation Mortgage. All information recorded in the MLS is intended to be accurate but cannot be guaranteed, buyer advised to verify.

Key facts

• Gated community
• Community offers gym
• $287 HOA

Tags

• GATED COMMUNITY
• COMMUNITY OFFERS POOL
• COMMUNITY OFFERS GYM
• COMMUNITY OFFERS TENNIS COURT
• COMMUNITY OFFERS PLAYGROUND

Property features AI

Finance

• Financial info: Total annual HOA/condo fees: $3,444; Lease restrictions apply
• HOA & community: Monthly condo fee: $287 (includes pool, escrow reserves, structure maintenance, grounds maintenance, private road); Association approval required; Association name: Jerry Bateman; Community amenities: Fitness center, Playground, Pool, Tennis courts, Reclaimed water irrigation; Pets allowed (max weight 25 lbs)

Exterior

• Utilities: Public sewer; Water available; Cable available; Public utilities
• Home design: Condominium; Residential property; One story; Faces east; Entry on first floor
• Construction: Stucco construction; Shingle roof; Slab foundation; Built as part of building number 16
• Exterior features: Playground; Sliding doors; Asphalt road surface

Interior

• Kitchen: Dishwasher; Range; Refrigerator
• Bedrooms: 1 bedroom (first floor)
• Flooring: Carpet; Linoleum
• Bathrooms: 1 full bathroom
• Heating & cooling: Central heating; Central air
• Interior features: Thermostat; Walk-in closet(s)
• Laundry & utility: Inside laundry

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath condo listed at $125k.

Deal economics

• At list price, monthly cash flow is $-56 ($-669/yr) — negative.
• To cash-flow at today's rent, offer at most $117k (6.5% below list).
• Meets the 1% rule at list price ($1k rent vs $125k).
• Recommended offer: $110k (12.0% below list) — sets the bar for market timing.
• Cap rate 5.8% vs local median 3.0% in Orlando — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 86/100 on livability (#12 in FL, #360 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Orange (suburban): math 46% / reading 51% proficiency, ranked #43 of 73 in FL (top 59%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Michael Mccoy Elementary (math 38% / reading 34%, grade F, #1,670 of 2,144 statewide, top 78%, 484 students, 74% FRL); Roberto Clemente Middle (math 31% / reading 36%, grade F, #428 of 571 statewide, top 76%, 951 students, 63% FRL); Colonial High (math 16% / reading 33%, grade F, #505 of 667 statewide, top 79%, 3,442 students, 62% FRL).
• Zoned-school proficiency averages 31% at this address vs 48% district-wide (-17 pts) — the specific schools serving this property underperform the Orange average; the district grade overstates school quality for this exact location.
• Market conditions: Rents soft (-0.7%/yr); 379 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 8,053 units permitted in Orange County in 2024 (3,133 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Orange County population projected at +52% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 159 days — a 12% lower offer ($110k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 17y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $28k; list at $125k implies a 339% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: HOA is 21% of rent.

Recommended offer $110,000 (12.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 159 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
3. Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
8. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
9. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
12. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.11% ✓
• Cap rate: 5.76%
• Cash-on-cash: -1.91%
• DSCR: 0.91
• GRM: 7.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -23.9%
• Equity multiple: 0.21×
• Total profit: $-27,673
• Equity at exit: $18,638

10-year hold

• IRR: -37.4%
• Equity multiple: -0.24×
• Total profit: $-43,570
• Equity at exit: $10,808

Cash invested: $35,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32822

• Home prices YoY: -21.1%
• Rents YoY: -0.7%
• Active inventory: 379
• Price-to-rent: 7.5×

Monthly cashflow live

• Estimated rent: $1,386 high
• Mortgage (P&I): −$656
• Tax est. 1.5%: −$156 /mo · $1,875/yr
• Insurance: −$52
• HOA: −$287
• Vacancy / Maint / Mgmt: −$291
• Net cashflow: $-56

Break-even live

Break-even rent $1,457

Max offer price $116,928

Occupancy floor 99%

Sensitivity live

Price	-10% $31	-5% $-13	+0% $-56	+5% $-99	+10% $-142
Rent	-10% $-165	-5% $-111	+0% $-56	+5% $-1	+10% $54
Rate	-1.0pp $7	-0.5pp $-24	base $-56	+0.5pp $-88	+1.0pp $-121

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $31,250
• Closing costs: $3,750
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4155 S Semoran Blvd #3 Orlando, FL	1.0	1.5	765	$1,300	$1.70	23d	1	0.03mi
4113 S Semoran Blvd Orlando, FL	1.0	1.5	765	$1,245	$1.63	25d	1	0.06mi
4113 S Semoran Blvd Orlando, FL	1.0	1.5	765	$1,222	$1.60	9d	2	0.06mi
4151 S Semoran Blvd #11 Orlando, FL	1.0	1.0	838	$1,200	$1.43	21d	1	0.07mi
4148 Pershing Pointe Pl Unit PA4148-1 Orlando, FL	2.0	2.0	1006	$1,275	$1.27	25d	1	0.07mi
4148 Pershing Pointe Pl #1 Orlando, FL	2.0	2.0	1006	$1,275	$1.27	16d	1	0.07mi
4148 Pershing Pointe Pl #1 Orlando, FL	2.0	2.0	1006	$1,275	$1.27	15d	1	0.07mi
4269 S Semoran Blvd #2 Orlando, FL	2.0	2.0	1125	$1,595	$1.42	25d	1	0.08mi
4124 Pershing Pointe Pl Orlando, FL	2.0	2.0	1006	$1,425	$1.42	3d	1	0.09mi
4149 S Semoran Blvd Orlando, FL	1.0	1.5	772	$1,238	$1.60	21d	2	0.10mi
4240 Pershing Pointe Pl #2 Orlando, FL	2.0	2.0	1006	$1,500	$1.49	11d	1	0.11mi
4252 Pershing Pointe Pl #4 Orlando, FL	2.0	2.0	1006	$1,650	$1.64	25d	1	0.14mi
4314 Pershing Pointe Pl #7 Orlando, FL	2.0	2.0	1006	$1,500	$1.49	23d	1	0.18mi
5757 5 Flags Blvd Orlando, FL	1.0–2.0	1.0–2.0	660	$1,049	$1.59	12d	9	0.23mi
4548 Commander Dr Orlando, FL	2.0	1.0	934	$1,500	$1.61	25d	1	0.24mi
4572 Commander Dr Orlando, FL	1.0	1.0	735	$1,212	$1.65	3d	1	0.25mi
4560 Commander Dr Orlando, FL	1.0	1.0	735	$1,250	$1.70	25d	1	0.27mi
3912 Atrium Dr Unit L7 Orlando, FL	2.0	2.0	820	$1,700	$2.07	21d	1	0.27mi
4536 Commander Dr #1517 Orlando, FL	2.0	2.0	1054	$1,595	$1.51	15d	1	0.28mi
4532 Commander Dr #2131 Orlando, FL	2.0	2.0	1054	$1,450	$1.38	4d	1	0.31mi
5974 Lake Pointe Village Cir Orlando, FL	2.0	2.0	1058	$1,735	$1.64	23d	1	0.33mi
4512 Commander Dr #1736 Orlando, FL	2.0	1.0	934	$1,350	$1.45	23d	1	0.35mi
5975 Lake Pointe Village Cir Orlando, FL	2.0–3.0	2.0–2.5	1236	$1,735	$1.40	6d	12	0.35mi
4630 Commander Dr Orlando, FL	1.0–2.0	1.0–2.0	894	$1,275	$1.43	12d	3	0.36mi
4518 Commander Dr Orlando, FL	1.0	1.0	755	$1,238	$1.64	16d	2	0.36mi
4518 Commander Dr #1915 Orlando, FL	1.0	1.0	735	$1,225	$1.67	9d	1	0.36mi
4225 Thornbriar Ln Orlando, FL	1.0	1.0	580	$1,200	$2.07	25d	2	0.36mi
4225 Thornbriar Ln Orlando, FL	1.0	1.0	580	$1,274	$2.20	3d	2	0.36mi
4504 Commander Dr #1828 Orlando, FL	2.0	1.0	934	$1,450	$1.55	15d	1	0.37mi
5601 Rosebriar Way Orlando, FL	1.0	1.0	660	$1,100	$1.67	25d	1	0.38mi
4004 Atrium Dr Orlando, FL	2.0	2.0	820	$1,495	$1.82	25d	1	0.38mi
5575 Rosebriar Way Orlando, FL	2.0–3.0	1.0–2.0	980	$1,466	$1.50	3d	6	0.40mi
3841 Atrium Dr Unit 1564828P Orlando, FL	2.0	2.0	818	$2,505	$3.06	4d	1	0.40mi
3841 Atrium Dr Unit 1271266P Orlando, FL	2.0	2.0	818	$2,468	$3.02	14d	1	0.40mi
4658 Commander Dr #833 Orlando, FL	2.0	1.0	934	$1,450	$1.55	25d	1	0.41mi
4658 Commander Dr #834 Orlando, FL	2.0	1.0	934	$1,600	$1.71	3d	1	0.41mi
5530 Chrishire Way Unit D202 Orlando, FL	1.0	1.0	580	$1,150	$1.98	25d	1	0.41mi
5540 Devonbriar Way Unit H104 Orlando, FL	1.0	1.0	660	$1,195	$1.81	16d	1	0.41mi
5540 Devonbriar Way Unit H104 Orlando, FL	1.0	1.0	660	$1,195	$1.81	23d	1	0.41mi
5737 Gatlin Ave #423 Orlando, FL	1.0	1.0	735	$1,300	$1.77	5d	1	0.43mi

HOA detail condo

• Monthly dues: $287 · $3,444/yr
• Likely covers: poolsecurity
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 23 events

1. 2026-06-21
   days on market $125,000 Active 159 DOM
2. 2026-06-18
   days on market $125,000 Active 156 DOM
3. 2026-06-17
   days on market $125,000 Active 155 DOM
4. 2026-06-16
   days on market $125,000 Active 154 DOM
5. 2026-06-15
   days on market $125,000 Active 153 DOM
6. 2026-06-13
   days on market $125,000 Active 151 DOM
7. 2026-06-13
   days on market $125,000 Active 150 DOM
8. 2026-06-09
   days on market $125,000 Active 147 DOM
9. 2026-06-08
   days on market $125,000 Active 146 DOM
10. 2026-06-07
    days on market $125,000 Active 145 DOM
11. 2026-06-04
    days on market $125,000 Active 142 DOM
12. 2026-06-03
    days on market $125,000 Active 141 DOM
13. 2026-06-02
    days on market $125,000 Active 140 DOM
14. 2026-06-02
    days on market $125,000 Active 139 DOM
15. 2026-05-31
    days on market $125,000 Active 138 DOM
16. 2026-01-13
    listed $125,000 Active
17. 2025-02-25
    historical
18. 2024-08-23
    listed $140,000 Active
19. 2012-10-26
    soldstatus $28,500 365-char remark

    Show marketing remark (365 chars)

    One Bedroom, One Bath Condo! Gated Community! Kitchen features a large pantry! Bedroom is large and includes a walk-in closet! AMAZING Pool! ~ Purchase this property for as little as 3% down! This property is approved for HomePath Renovation Mortgage. All information recorded in the MLS is intended to be accurate but cannot be guaranteed, buyer advised to verify.

20. 2012-08-29
    listed $27,900 365-char remark

    Show marketing remark (365 chars)

    One Bedroom, One Bath Condo! Gated Community! Kitchen features a large pantry! Bedroom is large and includes a walk-in closet! AMAZING Pool! ~ Purchase this property for as little as 3% down! This property is approved for HomePath Renovation Mortgage. All information recorded in the MLS is intended to be accurate but cannot be guaranteed, buyer advised to verify.

21. 2012-08-20
    historical
22. 2010-09-01
    listed $25,000
23. 2009-06-27
    listed $75,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $16,634
• − Mortgage interest: −$7,002
• − Property taxes: −$1,875
• − Insurance: −$625
• − Repairs & maintenance: −$1,331
• − Management: −$1,331
• − HOA: −$3,444
• − Depreciation: −$3,636
• Taxable loss: −$2,610
• Est. tax savings @ 24.0%: +$626
• After-tax cash flow: $-43/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Orange
• NCES district ID: 1201440
• Math proficiency: 46% ▼ -9.00%
• Reading proficiency: 51% ▼ -2.00%
• Median HH income: $49,350
• Composite: 41.47/100
• National rank: #3461
• State rank: #43 of 73 in FL

Livability — Orlando

• Score: 86/100
• State rank: #12
• US rank: #360

Category grades

Amenities A+ Commute A+ Cost of living B- Crime B+ Employment C+ Housing A+ Health & safety A+ User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Orlando, FL
• County: Orange County · 1,471,359 people
• City population: 964,969
• Metro: Orlando-Kissimmee-Sanford, FL
• Population (ZIP): 67,081
• Household income: $56,540
• Rent vs Own: 58.0% rent · 42.0% own
• Severe rent burden: 4246.0

Population outlook (Orange County) Hauer SSP2

• Today (2025): 1,618,226 people
• By 2030: 1,787,404 · +10.5%
• By 2040: 2,125,621 · +31.4%
• By 2050: 2,454,016 · +51.6%
• By 2075: 3,173,711 · +96.1%
• By 2100: 3,607,781 · +122.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Hispanic (68%)
• Race & ethnicity: Hispanic / Latino 68% Two or more races 36% White 17% Black 10% Asian 2%
• Hispanic origin (detail): Mexican 2% Puerto Rican 38% Cuban 5% Dominican 5%
• Common ancestry: Lithuanian 1% Romanian 1% Slovak 1%
• Foreign-born: 27% · Canada, Jamaica, China
• Languages at home: 36% English-only · Spanish 60% French/Haitian/Cajun 1% Arabic 1%

Political lean MEDSL · Orange

• 2024 margin: D (+13.6) · D 56.1% · R 42.5% · Other 1.3%
• 2008→2024 swing: -5.0pp toward R · 2008: 18.6pp · 2024: 13.6pp
• All cycles: 2024: D+13.6 2020: D+23.1 2016: D+24.6 2012: D+18.2 2008: D+18.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -95.17%
• Current HPI: 355.5775
• Rent YoY: ▼ -0.68%
• Metro: Orlando-Kissimmee-Sanford, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+66.7% since first listed

8 events — show timeline

• 2026-01-13 Listed $125,000 Stellar MLS as Distributed by MLS Grid
• 2025-02-25 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2024-08-23 Listed $140,000 Stellar MLS as Distributed by MLS Grid
• 2012-10-26 Sold (MLS) $28,500 Stellar MLS as Distributed by MLS Grid
• 2012-08-29 Listed $27,900 Stellar MLS as Distributed by MLS Grid
• 2012-08-20 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2010-09-01 Listed $25,000 Stellar MLS as Distributed by MLS Grid
• 2009-06-27 Listed $75,000 Stellar MLS as Distributed by MLS Grid

Property tax history

-5.5%/yr

Latest (2025): $249 · +22.9% YoY. Source: county tax records.