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Atticus Plan 🏗️ New Construction
F Composite 34.13
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +8.1/30.0
  • ARV discount +7.5/15.0
  • Schools +4.0/10.0
  • Condition / age +4.0/5.0
  • Livability +3.4/5.0
  • 1% rule +2.5/10.0
  • Rent growth +2.5/5.0
  • DSCR +2.1/10.0
  • Appreciation +0.0/10.0

$255,900

Atticus Plan · Crandall, TX 75114
3 bd · 2.0 ba · 1,076 sqft · SingleFamily · 494 Days on market
Good condition ↓ 8% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

The Atticus is a thoughtfully designed single-story home featuring three spacious bedrooms, two full baths, a chef-ready kitchen, and an open-concept layout that seamlessly connects the family room, dining area, and kitchen-perfect for gatherings and everyday living. The master suite offers a private retreat with a serene bath and walk-in closet, while the attached two-car garage provides convenience and comfort in any weather. With modern upgrades like energy-efficient appliances, stylish flooring, and elegant cabinetry included, the Atticus combines functionality and style for an elevated living experience.

Key facts

  • 2 parking spots
  • Listed 493 days

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…
🏗️ New construction. The $255,900 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $270,947.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $256k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-265 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $233k (9.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $204k (20.5% below list).
  • Recommended offer: $204k (20.5% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 68/100 on livability (#507 in TX) — a middle-class / working-renter tenant base. Strengths: employment A+, cost of living A+, housing A+; Watch: crime F, amenities F, commute F.
  • Crandall ISD (rural): math 36% / reading 42% proficiency, ranked #351 of 826 in TX (top 42%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: W A Martin El (math 41% / reading 32%, grade F, #1,883 of 4,322 statewide, top 44%, 644 students, 71% FRL); Crandall Middle (math 38% / reading 42%, grade F, #646 of 1,662 statewide, top 40%, 983 students, 60% FRL); Crandall H S (math 33% / reading 53%, grade F, #713 of 1,632 statewide, top 44%, 1,707 students, 56% FRL) — zoned schools average 62% FRL vs 41% district-wide (21 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 956 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 72% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,747 units permitted in Kaufman County in 2024 (180 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Kaufman County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 494 days — a 12% lower offer ($225k) is reasonable based on typical stale-listing flexibility.
Recommended offer $203,520 (20.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 494 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.75%
Cap rate
5.12%
Cash-on-cash
-4.19%
DSCR
0.81
GRM
11.1

CMA / ARV

ARV (median comp)
$270,947
List price
$255,900
Delta
-5.55%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2039 Braveheart Dr 0.18mi 3/2.0 1,076 (0%) 2mo $249,900 $232 90
1531 William Wallace St 0.10mi 3/2.0 1,076 (0%) 9mo $277,900 $258 88
1525 William Wallace St 0.10mi 3/2.0 1,076 (0%) 11mo $277,900 $258 86
1430 Reiner Dr 0.03mi 3/2.0 1,076 (0%) 15mo $276,900 $257 86
2047 Braveheart Dr 0.21mi 3/2.0 1,076 (0%) 6mo $268,900 $250 86
1141 Avalon Dr 0.28mi 2/1.0 (-1) 1,070 (-1%) 4mo $167,900 $157 73
1426 Reiner Dr 0.03mi 2/2.0 (-1) 996 (-7%) 12mo $255,000 $256 72
1543 William Wallace St 0.10mi 2/2.0 (-1) 996 (-7%) 8mo $253,900 $255 72
1822 Barrie Way 0.29mi 2/1.0 (-1) 1,070 (-1%) 8mo $170,000 $159 70
1804 Barrie Way 0.29mi 2/1.0 (-1) 1,070 (-1%) 12mo $185,000 $173 66
2311 Alcantara Ave 0.52mi 3/2.0 1,220 (+13%) 14mo $229,000 $188 42
2408 Hesperus Ave 0.69mi 2/1.0 (-1) 1,011 (-6%) 22mo $215,000 $213 31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-23.3%
Equity multiple
0.20×
Total profit
$-60,730
Equity at exit
$40,399
10-year hold
IRR
-18.0%
Equity multiple
0.02×
Total profit
$-74,462
Equity at exit
$23,427

Cash invested: $75,865 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
33 active · 17 under contract
Months of supply
9.0 mo (11%/mo absorbed)
Median asking
$238,900 ($189/sqft)
Median days on market
43 d
This list price
73% of active listings are priced below it
ARV vs active asking
+33.0% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 75114

Home prices YoY
-26.7%
Active inventory
956
Price-to-rent
10.5×

Monthly cashflow live

Estimated rent
$2,035 high interval (Pro) →
Mortgage (P&I)
$1,421
Tax est. 1.5%
$339 /mo · $4,064/yr
Insurance
$113
HOA
$0
Vacancy / Maint / Mgmt
$427
Net cashflow
$-265

Break-even live

Break-even rent $2,370
Max offer price $232,652
Occupancy floor

Sensitivity live

Price -10% $-77 -5% $-171 +0% $-265 +5% $-358 +10% $-452
Rent -10% $-425 -5% $-345 +0% $-265 +5% $-184 +10% $-104
Rate -1.0pp $-128 -0.5pp $-196 base $-265 +0.5pp $-335 +1.0pp $-406

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$67,737
Closing costs
$8,128
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1609 Duke Dr Crandall, TX 2.0–4.0 2.0–2.5 1614 $2,242 $1.39 0d 1 0.03mi
1412 Reiner Dr Crandall, TX 2.0 2.0 996 $1,900 $1.91 29d 1 0.07mi
1441 Reiner Dr Crandall, TX 3.0 2.0 1356 $2,115 $1.56 29d 1 0.08mi
1209 Kings Pl Crandall, TX 3.0 2.0 1356 $1,975 $1.46 50d 1 0.11mi
2057 Braveheart Dr Crandall, TX 2.0 2.0 996 $2,000 $2.01 43d 1 0.21mi
1925 Wild Orchard Ln Crandall, TX 3.0 2.0 1266 $1,850 $1.46 26d 1 0.26mi
1930 Wild Orchard Ln Crandall, TX 3.0 2.0 1411 $1,865 $1.32 93d 1 0.29mi
2908 Hearts Trl Crandall, TX 3.0 3.0 1266 $1,750 $1.38 93d 1 0.38mi
2311 Alcantara Ave Crandall, TX 3.0 2.0 1220 $1,665 $1.36 34d 1 0.56mi
2504 Cornado Way Crandall, TX 3.0 2.0 1440 $1,799 $1.25 93d 1 0.58mi
2511 Cornado Way Crandall, TX 3.0 2.0 1239 $1,844 $1.49 17d 1 0.61mi
2603 Khaju Grv Crandall, TX 3.0 2.0 1266 $1,699 $1.34 52d 1 0.61mi
1799 Courage Crk Crandall, TX 3.0 2.0 1260 $1,800 $1.43 93d 1 0.67mi
3072 Wallace Wells Ct Crandall, TX 3.0 2.0 1017 $1,500 $1.47 74d 1 0.68mi
2403 Hesperus Ave Crandall, TX 3.0 2.0 1445 $1,750 $1.21 21d 1 0.70mi
2402 Hesperus Ave Crandall, TX 2.0 1.0 1011 $1,745 $1.73 2d 1 0.73mi
1264 Eclipse Ln Crandall, TX 3.0 2.0 1474 $1,950 $1.32 23d 1 0.75mi
2294 Great Belt Blvd Crandall, TX 3.0 2.0 1266 $1,815 $1.43 74d 1 0.76mi
1275 Eclipse Ln Crandall, TX 3.0 2.0 1290 $1,750 $1.36 38d 1 0.79mi
2302 Great Belt Blvd Crandall, TX 3.0 2.0 1266 $1,650 $1.30 52d 1 0.79mi
2306 Great Belt Blvd Crandall, TX 3.0 2.0 1266 $1,695 $1.34 93d 1 0.81mi
4624 Verdin St Crandall, TX 3.0 2.0 1390 $1,850 $1.33 30d 1 0.90mi
3315 Beckwith Way Crandall, TX 3.0 2.0 1440 $1,685 $1.17 93d 1 0.91mi
3007 Wallace Wells Ct Crandall, TX 3.0 2.0 1440 $1,950 $1.35 43d 1 0.91mi
3702 Haydon Hill Rd Crandall, TX 3.0 2.0 1266 $1,650 $1.30 4d 1 0.96mi
2991 Wallace Wells Ct Crandall, TX 3.0 2.0 1266 $1,895 $1.50 43d 1 0.96mi
4152 Silverstein St Crandall, TX 3.0 2.0 1266 $1,925 $1.52 74d 1 0.98mi
2980 Wallace Wells Ct Crandall, TX 3.0 2.0 1266 $1,860 $1.47 37d 1 0.99mi
2980 Wallace Wells Ct Crandall, TX 3.0 2.0 1266 $1,860 $1.47 40d 1 0.99mi
2983 Wallace Wells Ct Crandall, TX 3.0 2.0 1440 $1,649 $1.15 23d 1 0.99mi
2973 Wallace Wells Ct Crandall, TX 3.0 2.0 1440 $1,665 $1.16 93d 1 1.02mi
3121 Helix Bay Dr Crandall, TX 3.0 2.0 1440 $1,675 $1.16 93d 1 1.03mi
4171 Silverstein St Crandall, TX 3.0 2.0 1311 $1,900 $1.45 43d 1 1.04mi
2127 Ocelot St Crandall, TX 3.0 2.0 1383 $2,200 $1.59 93d 1 1.05mi
3352 Beckwith Way Crandall, TX 3.0 2.0 1266 $1,750 $1.38 48d 1 1.06mi
2911 S Griffin Ln Forney, TX 3.0 2.0 1281 $2,450 $1.91 12d 1 1.06mi
2961 Wallace Wells Ct Crandall, TX 3.0 2.0 1266 $1,855 $1.47 43d 1 1.07mi
2960 Wallace Wells Ct Crandall, TX 3.0 2.0 1440 $2,000 $1.39 93d 1 1.07mi
2117 Ocelot St Crandall, TX 3.0 2.0 1481 $1,875 $1.27 93d 1 1.08mi
3103 Helix Bay Dr Crandall, TX 3.0 2.0 1440 $1,579 $1.10 32d 1 1.09mi

Listing history 50 events

  1. 2026-08-08
    days on market $255,900 Active 494 DOM
  2. 2026-08-06
    days on market $255,900 Active 492 DOM
  3. 2026-08-05
    days on market $255,900 Active 491 DOM
  4. 2026-08-04
    days on market $255,900 Active 490 DOM
  5. 2026-08-03
    days on market $255,900 Active 489 DOM
  6. 2026-07-31
    days on market $255,900 Active 486 DOM
  7. 2026-07-30
    days on market $255,900 Active 485 DOM
  8. 2026-07-30
    days on market $255,900 Active 484 DOM
  9. 2026-07-28
    days on market $255,900 Active 483 DOM
  10. 2026-07-26
    days on market $255,900 Active 481 DOM
  11. 2026-07-24
    days on market $255,900 Active 479 DOM
  12. 2026-07-23
    days on market $255,900 Active 478 DOM
  13. 2026-07-22
    days on market $255,900 Active 477 DOM
  14. 2026-07-21
    days on market $255,900 Active 476 DOM
  15. 2026-07-20
    days on market $255,900 Active 475 DOM
  16. 2026-07-18
    days on market $255,900 Active 473 DOM
  17. 2026-07-18
    days on market $255,900 Active 472 DOM
  18. 2026-07-16
    days on market $255,900 Active 471 DOM
  19. 2026-07-15
    days on market $255,900 Active 470 DOM
  20. 2026-07-14
    days on market $255,900 Active 469 DOM
  21. 2026-07-13
    days on market $255,900 Active 468 DOM
  22. 2026-07-13
    days on market $255,900 Active 467 DOM
  23. 2026-07-11
    days on market $255,900 Active 466 DOM
  24. 2026-07-10
    days on market $255,900 Active 465 DOM
  25. 2026-07-09
    days on market $255,900 Active 464 DOM
  26. 2026-07-07
    days on market $255,900 Active 462 DOM
  27. 2026-07-06
    pricedays on market $255,900 Active 461 DOM
  28. 2026-07-06
    days on market $254,900 Active 460 DOM
  29. 2026-07-05
    days on market $254,900 Active 459 DOM
  30. 2026-07-03
    days on market $254,900 Active 458 DOM
  31. 2026-07-02
    days on market $254,900 Active 457 DOM
  32. 2026-07-01
    days on market $254,900 Active 456 DOM
  33. 2026-06-30
    days on market $254,900 Active 455 DOM
  34. 2026-06-29
    days on market $254,900 Active 454 DOM
  35. 2026-06-28
    days on market $254,900 Active 453 DOM
  36. 2026-06-26
    days on market $254,900 Active 451 DOM
  37. 2026-06-24
    days on market $254,900 Active 449 DOM
  38. 2026-06-22
    days on market $254,900 Active 447 DOM
  39. 2026-06-21
    days on market $254,900 Active 446 DOM
  40. 2026-06-18
    days on market $254,900 Active 443 DOM
  41. 2026-06-17
    days on market $254,900 Active 442 DOM
  42. 2026-06-16
    days on market $254,900 Active 441 DOM
  43. 2026-06-15
    days on market $254,900 Active 440 DOM
  44. 2026-06-13
    days on market $254,900 Active 438 DOM
  45. 2026-06-09
    days on market $254,900 Active 434 DOM
  46. 2026-06-08
    days on market $254,900 Active 433 DOM
  47. 2026-06-07
    pricedays on market $254,900 Active 432 DOM
  48. 2026-06-04
    days on market $251,900 Active 429 DOM
  49. 2026-06-03
    days on market $251,900 Active 428 DOM
  50. 2026-06-02
    days on market $251,900 Active 427 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,422
− Mortgage interest
−$15,177
− Property taxes
−$4,064
− Insurance
−$1,355
− Repairs & maintenance
−$1,954
− Management
−$1,954
− Depreciation
−$7,882
Taxable loss
−$7,963
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,911
After-tax cash flow
$-1,265/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 None rehab

This single-story home is in excellent condition with modern finishes and a well-maintained exterior. It offers a good return on investment with minor updates that can significantly enhance its resale and rental value.

Value-add opportunities

  • Both Paint interior walls — Fresh paint can enhance curb appeal and interior aesthetics
  • Both Replace countertops — Granite countertops are durable but can be replaced with quartz or marble for a higher-end look
  • Both Install smart home devices — Smart home devices can increase convenience and property value
  • Both Add outdoor lighting — Outdoor lighting can improve safety and curb appeal
F Composite school gradezoned avg 40/100

Zoned Schools

Elementary W A Martin El F TX #1,883/4,322 Nat'l #22,441/41,679 Middle Crandall Middle F TX #646/1,662 Nat'l #6,005/14,009 High Crandall H S F TX #713/1,632 Nat'l #7,439/17,239

Schools (NCES district)

District
Crandall ISD
NCES district ID
4815510
Math proficiency
36% ▼ -13.00%
Reading proficiency
42% ▼ -8.00%
Median HH income
$70,076
Composite
35.57/100
National rank
#4901
State rank
#351 of 826 in TX
C Composite livability gradescore 68/100

Livability — Crandall

Score
68/100
State rank
#507
US rank
#10022

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment A+ Housing A+ Health & safety B+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Kaufman County · 138,716 people
City population
9,333
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
9,333
Household income
$88,013
Rent vs Own
12.7% rent · 87.3% own
Severe rent burden
5% of renters

Population outlook (Kaufman County) Hauer SSP2

Today (2025)
138,716 people
By 2030
150,815 · +8.7%
By 2040
174,877 · +26.1%
By 2050
198,020 · +42.8%
By 2075
251,908 · +81.6%
By 2100
285,325 · +105.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.62)
Race & ethnicity
White 48% Hispanic / Latino 36% Two or more races 14% Black 14%
Hispanic origin (detail)
Mexican 34%
Common ancestry
Slovak 1%
Foreign-born
18% · Canada, China
Languages at home
71% English-only · Spanish 27% Other Indo-European 1%

Political lean MEDSL · Kaufman

2024 margin
Strong R (+27.9) · D 35.6% · R 63.5%
2008→2024 swing
+7.9pp toward D · 2008: -35.8pp · 2024: -27.9pp
All cycles
2024: R+27.9 2020: R+33.9 2016: R+47.0 2012: R+44.4 2008: R+35.8

Not yet ingested

Civics

Price history

-8.4% since first listed
5 events — show timeline
  • 2026-04-02 Price Changed $251,900 Zillow
  • 2026-02-13 Price Changed $249,900 Zillow
  • 2025-10-04 Price Changed $268,900 Zillow
  • 2025-07-03 Price Changed $277,900 Zillow
  • 2025-04-01 Listed $274,900 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…