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4128 Woodland Cir
C- Composite 50.3
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.0/30.0
  • ARV discount +7.5/15.0
  • DSCR +6.0/10.0
  • 1% rule +4.8/10.0
  • Schools +3.9/10.0
  • Livability +3.4/5.0
  • Rent growth +3.2/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$195,000

4128 Woodland Cir · DeLand, FL 32724
3 bd · 2.0 ba · 1,152 sqft · Manufactured public records · 38 Days on market
Built 1974 8,250 sqft lot $6/mo HOA

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

LOOK NO MORE!! THIS READY TO MOVE IN HOME IS JUST WAITING FOR YOU! Amazingly clean, very well cared for manufactured home with lots of space, in a great neighborhood. It features Big windows in living and dining areas allowing natural light to shine through. The 16x12 screened in Florida room is perfect for you to enjoy your morning coffee while you get ready to start the new day. Newer HVAC system (2016), Newer Double-wide 18x20 carport in back of the home and storage shed. This beautiful home is located in the friendly and relaxing community of Woodland Manor where YOU OWN THE LAND. Don't miss out on your opportunity to own this beautiful home. Call today for your private showing before is SOLD!

Key facts

  • Fresh paint
  • Renovated bathrooms
  • Remodeled kitchen

Tags

REMODELED KITCHENUPDATED FLOORINGFRESH PAINTRENOVATED BATHROOMSNEWER A/CPRIVATE OUTDOOR RETREAT

Property features AI

Finance

  • Other: Total acreage: less than 1/4 acre (about 0.19 acres; lot dimensions 75 x 110; paved road); Building area total listed as 2148 sq ft; living area listed as 1152 sq ft
  • HOA & community: Has HOA with clubhouse; HOA fee $75 annually (about $6.25/month); Association fee required; Pets allowed: cats and dogs

Exterior

  • Parking: Covered parking; 1-car carport
  • Utilities: Public water; Public sewer; Cable available; Broadband/high-speed internet available; Electricity connected; Water connected; Sewer connected
  • Home design: Residential double-wide mobile home; One story; Faces southwest; Entry level: One
  • Construction: Metal siding; Metal roof; Stem wall and stilt/on piling foundation; Built as double wide
  • Exterior features: Covered, enclosed and screened patio/porch; Awnings; Hurricane shutters; Exterior lighting; Sliding doors; Exterior storage

Interior

  • Kitchen: Dishwasher; Range; Refrigerator
  • Bedrooms: 3 bedrooms
  • Flooring: Wood flooring
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Ceiling fans
  • Laundry & utility: Laundry in garage

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $195k.

Deal economics

  • At list price, monthly cash flow is $203 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $191k (1.9% below list).
  • Recommended offer: $189k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 68/100 on livability (#498 in FL) — a middle-class / working-renter tenant base. Strengths: housing A+, cost of living A, crime B; Watch: amenities F, commute F, health & safety D-.
  • Volusia (suburban): math 44% / reading 49% proficiency, ranked #47 of 73 in FL (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: George W. Marks Elementary School (math 48% / reading 53%, grade D+, #1,055 of 2,144 statewide, top 50%, 743 students, 61% FRL); Deland High School (math 26% / reading 45%, grade F, #367 of 667 statewide, top 57%, 2,926 students, 50% FRL) — zoned schools at 55% FRL track the district average.
  • Market conditions: Rents rising (+2.8%/yr); 662 active listings in the ZIP; 3,402 units permitted in Volusia County in 2024 (681 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($74k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Volusia County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 38 days — a 3% lower offer ($189k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $95k; list at $195k implies a 105% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $189,150 (3.0% below list)

Questions for the listing agent

  1. It's been on market 38 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.98%
Cap rate
7.54%
Cash-on-cash
4.46%
DSCR
1.20
GRM
8.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 2.82% rent growth · sell at horizon

5-year hold
IRR
-9.5%
Equity multiple
0.65×
Total profit
$-19,026
Equity at exit
$29,075
10-year hold
IRR
-0.4%
Equity multiple
0.98×
Total profit
$-1,335
Equity at exit
$16,860

Cash invested: $54,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32724

Rents YoY
2.8%
Active inventory
662
Price-to-rent
8.5×

Monthly cashflow live

Estimated rent
$1,912 medium interval (Pro) →
Mortgage (P&I)
$1,023
Tax from tax record
$198 /mo · $2,378/yr
Insurance
$81
HOA
$6
Vacancy / Maint / Mgmt
$402
Net cashflow
$203

Break-even live

Break-even rent $1,656
Max offer price $195,000
Occupancy floor 84%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$48,750
Closing costs
$5,850
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$6 · $72/yr

Listing history 27 events

  1. 2026-06-18
    days on market $195,000 Active 38 DOM
  2. 2026-06-17
    days on market $195,000 Active 37 DOM
  3. 2026-06-16
    days on market $195,000 Active 36 DOM
  4. 2026-06-15
    days on market $195,000 Active 35 DOM
  5. 2026-06-14
    days on market $195,000 Active 33 DOM
  6. 2026-06-10
    days on market $195,000 Active 30 DOM
  7. 2026-06-09
    days on market $195,000 Active 29 DOM
  8. 2026-06-08
    days on market $195,000 Active 28 DOM
  9. 2026-06-07
    days on market $195,000 Active 27 DOM
  10. 2026-06-05
    days on market $195,000 Active 24 DOM
  11. 2026-06-03
    days on market $195,000 Active 23 DOM
  12. 2026-06-03
    days on market $195,000 Active 22 DOM
  13. 2026-06-01
    days on market $195,000 Active 21 DOM
  14. 2026-05-31
    days on market $195,000 Active 20 DOM
  15. 2026-05-31
    days on market $195,000 Active 19 DOM
  16. 2026-05-11
    listed $199,900 Active 1077-char remark
  17. 2020-09-10
    soldstatus $95,000
  18. 2020-09-09
    soldstatus $95,000 Sold 708-char remark
    Show marketing remark (708 chars)

    LOOK NO MORE!! THIS READY TO MOVE IN HOME IS JUST WAITING FOR YOU! Amazingly clean, very well cared for manufactured home with lots of space, in a great neighborhood. It features Big windows in living and dining areas allowing natural light to shine through. The 16x12 screened in Florida room is perfect for you to enjoy your morning coffee while you get ready to start the new day. Newer HVAC system (2016), Newer Double-wide 18x20 carport in back of the home and storage shed. This beautiful home is located in the friendly and relaxing community of Woodland Manor where YOU OWN THE LAND. Don't miss out on your opportunity to own this beautiful home. Call today for your private showing before is SOLD!

  19. 2020-08-20
    status Pending 708-char remark
    Show marketing remark (708 chars)

    LOOK NO MORE!! THIS READY TO MOVE IN HOME IS JUST WAITING FOR YOU! Amazingly clean, very well cared for manufactured home with lots of space, in a great neighborhood. It features Big windows in living and dining areas allowing natural light to shine through. The 16x12 screened in Florida room is perfect for you to enjoy your morning coffee while you get ready to start the new day. Newer HVAC system (2016), Newer Double-wide 18x20 carport in back of the home and storage shed. This beautiful home is located in the friendly and relaxing community of Woodland Manor where YOU OWN THE LAND. Don't miss out on your opportunity to own this beautiful home. Call today for your private showing before is SOLD!

  20. 2020-08-13
    listed $97,000 Active 708-char remark
    Show marketing remark (708 chars)

    LOOK NO MORE!! THIS READY TO MOVE IN HOME IS JUST WAITING FOR YOU! Amazingly clean, very well cared for manufactured home with lots of space, in a great neighborhood. It features Big windows in living and dining areas allowing natural light to shine through. The 16x12 screened in Florida room is perfect for you to enjoy your morning coffee while you get ready to start the new day. Newer HVAC system (2016), Newer Double-wide 18x20 carport in back of the home and storage shed. This beautiful home is located in the friendly and relaxing community of Woodland Manor where YOU OWN THE LAND. Don't miss out on your opportunity to own this beautiful home. Call today for your private showing before is SOLD!

  21. 2019-12-16
    soldstatus $83,500
  22. 2019-12-12
    soldstatus $83,500 Sold
    Show marketing remark (888 chars)

    DON'T MISS OUT ON THIS ONE!! Pride in ownership really shines through. This extremely clean, very well cared for manufactured home is in a great neighborhood and completely move in ready. Living and dining areas have big, bright windows that allows for natural light to shine through. New HVAC system was installed in 2016 and a double-wide 18x20 carport towards the rear of the home was purchased new in 2015. Be sure to enjoy your morning coffee while hanging out in the 16x12 screened in Florida room. This beautiful home is located in the friendly, low cost HOA community of Woodland Manor and the best part. .. .. YOU OWN THE LAND. .. .NO LOT RENT! Current owners are Winter visitors that have enjoyed this home as a vacation getaway during our winter months. Don't miss out on your opportunity to own this great home. Call today for your private showing before the sign says SOLD!

  23. 2019-11-27
    status Pending
    Show marketing remark (888 chars)

    DON'T MISS OUT ON THIS ONE!! Pride in ownership really shines through. This extremely clean, very well cared for manufactured home is in a great neighborhood and completely move in ready. Living and dining areas have big, bright windows that allows for natural light to shine through. New HVAC system was installed in 2016 and a double-wide 18x20 carport towards the rear of the home was purchased new in 2015. Be sure to enjoy your morning coffee while hanging out in the 16x12 screened in Florida room. This beautiful home is located in the friendly, low cost HOA community of Woodland Manor and the best part. .. .. YOU OWN THE LAND. .. .NO LOT RENT! Current owners are Winter visitors that have enjoyed this home as a vacation getaway during our winter months. Don't miss out on your opportunity to own this great home. Call today for your private showing before the sign says SOLD!

  24. 2019-11-19
    listed $89,900 Active
    Show marketing remark (888 chars)

    DON'T MISS OUT ON THIS ONE!! Pride in ownership really shines through. This extremely clean, very well cared for manufactured home is in a great neighborhood and completely move in ready. Living and dining areas have big, bright windows that allows for natural light to shine through. New HVAC system was installed in 2016 and a double-wide 18x20 carport towards the rear of the home was purchased new in 2015. Be sure to enjoy your morning coffee while hanging out in the 16x12 screened in Florida room. This beautiful home is located in the friendly, low cost HOA community of Woodland Manor and the best part. .. .. YOU OWN THE LAND. .. .NO LOT RENT! Current owners are Winter visitors that have enjoyed this home as a vacation getaway during our winter months. Don't miss out on your opportunity to own this great home. Call today for your private showing before the sign says SOLD!

  25. 2010-05-07
    soldstatus $75,000
  26. 2005-06-17
    soldstatus $55,000
  27. 1990-01-01
    soldstatus $33,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$2,378 · $198/mo
Projected year-2 tax
$2,378 · $198/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 22% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,949
− Mortgage interest
−$10,923
− Property taxes
−$2,378
− Insurance
−$975
− Repairs & maintenance
−$1,836
− Management
−$1,836
− HOA
−$72
− Depreciation
−$5,673
Taxable loss
−$744
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$179
After-tax cash flow
$2,612/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Volusia
NCES district ID
1201920
Math proficiency
44% ▼ -9.00%
Reading proficiency
49% ▼ -3.00%
Median HH income
$42,946
Composite
39.2/100
National rank
#4019
State rank
#47 of 73 in FL

Livability — DeLand

Score
68/100
State rank
#498
US rank
#9197

Category grades

Amenities F Commute F Cost of living A Crime B Employment C Housing A+ Health & safety D- User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Volusia County · 556,871 people
City population
81,399
Metro
Deltona-Daytona Beach-Ormond Beach, FL
Population (ZIP)
45,140
Household income
$73,592
Rent vs Own
22.2% rent · 77.8% own
Severe rent burden
942.0

Population outlook (Volusia County) Hauer SSP2

Today (2025)
572,749 people
By 2030
598,695 · +4.5%
By 2040
644,880 · +12.6%
By 2050
681,451 · +19.0%
By 2075
759,957 · +32.7%
By 2100
778,902 · +36.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (71%)
Race & ethnicity
White 71% Hispanic / Latino 19% Two or more races 9% Black 6% Asian 1%
Hispanic origin (detail)
Mexican 9% Puerto Rican 5%
Common ancestry
Romanian 2% Slovak 2% Lithuanian 2%
Foreign-born
10% · Canada, Jamaica
Languages at home
83% English-only · Spanish 14% Other Indo-European 1% French/Haitian/Cajun 1%

Political lean MEDSL · Volusia

2024 margin
Strong R (+21.8) · D 38.7% · R 60.5%
2008→2024 swing
-27.4pp toward R · 2008: 5.7pp · 2024: -21.8pp
All cycles
2024: R+21.8 2020: R+14.1 2016: R+13.1 2012: R+1.2 2008: D+5.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -215.80%
Current HPI
297.1837
Rent YoY
▲ 2.82%
Metro
Deltona-Daytona Beach-Ormond Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+490.9% since first listed
13 events — show timeline
  • 2026-05-28 Price Changed $195,000 Stellar MLS as Distributed by MLS Grid
  • 2026-05-11 Listed $199,900 Stellar MLS as Distributed by MLS Grid
  • 2020-09-10 Sold (Public Records) $95,000 Public Records
  • 2020-09-09 Sold (MLS) $95,000 Stellar MLS as Distributed by MLS Grid
  • 2020-08-20 Pending Stellar MLS as Distributed by MLS Grid
  • 2020-08-13 Listed $97,000 Stellar MLS as Distributed by MLS Grid
  • 2019-12-16 Sold (Public Records) $83,500 Public Records
  • 2019-12-12 Sold (MLS) $83,500 Stellar MLS as Distributed by MLS Grid
  • 2019-11-27 Pending Stellar MLS as Distributed by MLS Grid
  • 2019-11-19 Listed $89,900 Stellar MLS as Distributed by MLS Grid
  • 2010-05-07 Sold (Public Records) $75,000 Public Records
  • 2005-06-17 Sold (Public Records) $55,000 Public Records
  • 1990-01-01 Sold (Public Records) $33,000 Public Records

Property tax history

+9.4%/yr

Latest (2025): $2,378 · +9.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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