CashFlowRE
Sign in Sign up
110 Acorn Dr
B+ Composite 75.84
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Livability +3.4/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.4/10.0
  • Appreciation +0.0/10.0

$58,989

110 Acorn Dr · Marshall, TX 75670
4 bd · 2.0 ba · 1,800 sqft · SingleFamily public records · 224 Days on market
Built 1925 0.30 ac lot $33/sqft · 22% below area Est $76k · 22% under ↓ 26% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

TWO STORY! Looking for a home that needs your DIY skills? Well, your search is over once you catch sight of this amazing investment property in the Marshall, TX area. This home has so much potential that you are able to feel it as soon as you drive up. It has a traditional uphill look in the midst of tall trees and a large yard. When you step foot inside you are greeted by a large living room with a fireplace and double doors. The home also features a perfect kitchen area, spacious bedrooms, and a dramatic staircase that makes it look even more elegant. This home is just waiting for the right person to come update and customize it in order to make it truly shine. It is being sold AS IS but there will be some foundation repairs. WE MAKE IT EASY TO OWN. This is a great opportunity. Don't wait, call us today to get more information on the owner's easy terms and smooth process that may be able to put the deed in your name and make this your dream home.

Key facts

  • Investment property
  • Large yard
  • Double doors

Tags

TWO STORYINVESTMENT PROPERTYLARGE YARDLARGE LIVING ROOMFIREPLACEDOUBLE DOORS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $59k.

Deal economics

  • At list price, monthly cash flow is $813 ($10k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $59k).
  • Recommended offer: $52k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 68/100 on livability (#451 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools F, amenities F, commute F.
  • Marshall ISD (town): math 29% / reading 29% proficiency, ranked #658 of 826 in TX (top 80%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 143 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 85 units permitted in Harrison County in 2024 (15 in 5+ unit buildings).
  • This rent runs 42% of the median local income ($42k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $408 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $17k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 224 days — a 12% lower offer ($52k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1925 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 58% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $51,910 (12.0% below list)

Questions for the listing agent

  1. It's been on market 224 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1925 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.53%
Cap rate
22.83%
Cash-on-cash
59.06%
DSCR
3.63
GRM
3.3

CMA / ARV

ARV (median comp)
$75,741
List price
$58,989
Delta
-22.12%
Verdict
UNDERPRICED
Comps
2 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
57.7%
Equity multiple
3.56×
Total profit
$42,215
Equity at exit
$8,795
10-year hold
IRR
62.6%
Equity multiple
7.26×
Total profit
$103,420
Equity at exit
$5,100

Cash invested: $16,517 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75670

Home prices YoY
-33.8%
Active inventory
143
Price-to-rent
3.3×

Monthly cashflow live

Estimated rent
$1,493 medium interval (Pro) →
Mortgage (P&I)
$309
Tax from tax record
$33 /mo · $396/yr
Insurance
$25
HOA
$0
Vacancy / Maint / Mgmt
$314
Net cashflow
$813

Break-even live

Break-even rent $464
Max offer price $58,989
Occupancy floor 41%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$14,747
Closing costs
$1,770
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1103 Elm St Marshall, TX 3.0 1.0 1439 $1,662 $1.15 44d 1 0.55mi
1101 James Farmer St Marshall, TX 4.0 2.0 1350 $1,650 $1.22 13d 1 0.60mi
1509 Martin Luther King Jr. Blvd Marshall, TX 2.0–3.0 1.0–2.0 1306 $1,256 $0.96 44d 8 0.63mi

Listing history 24 events

  1. 2026-06-19
    days on market $58,989 Active 224 DOM
  2. 2026-06-18
    days on market $58,989 Active 223 DOM
  3. 2026-06-17
    days on market $58,989 Active 222 DOM
  4. 2026-06-16
    days on market $58,989 Active 221 DOM
  5. 2026-06-15
    days on market $58,989 Active 220 DOM
  6. 2026-06-14
    days on market $58,989 Active 218 DOM
  7. 2026-06-13
    days on market $58,989 Active 217 DOM
  8. 2026-06-10
    days on market $58,989 Active 215 DOM
  9. 2026-06-09
    days on market $58,989 Active 214 DOM
  10. 2026-06-08
    days on market $58,989 Active 213 DOM
  11. 2026-06-07
    days on market $58,989 Active 212 DOM
  12. 2026-06-02
    days on market $58,989 Active 207 DOM
  13. 2026-06-01
    days on market $58,989 Active 206 DOM
  14. 2026-05-31
    days on market $58,989 Active 205 DOM
  15. 2026-05-30
    days on market $58,989 Active 204 DOM
  16. 2025-11-07
    listed $58,989 Active 962-char remark
    Show marketing remark (962 chars)

    TWO STORY! Looking for a home that needs your DIY skills? Well, your search is over once you catch sight of this amazing investment property in the Marshall, TX area. This home has so much potential that you are able to feel it as soon as you drive up. It has a traditional uphill look in the midst of tall trees and a large yard. When you step foot inside you are greeted by a large living room with a fireplace and double doors. The home also features a perfect kitchen area, spacious bedrooms, and a dramatic staircase that makes it look even more elegant. This home is just waiting for the right person to come update and customize it in order to make it truly shine. It is being sold AS IS but there will be some foundation repairs. WE MAKE IT EASY TO OWN. This is a great opportunity. Don't wait, call us today to get more information on the owner's easy terms and smooth process that may be able to put the deed in your name and make this your dream home.

  17. 2023-12-31
    historical
  18. 2022-12-16
    price $66,999
  19. 2022-07-26
    price $71,999
  20. 2021-11-26
    status Active
  21. 2021-06-17
    historical
  22. 2021-06-11
    price $74,999
  23. 2020-12-10
    listed $79,999 Active
  24. 2000-01-01
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$396 · $33/mo
Projected year-2 tax
$1,079 · $90/mo
Expected delta
+$684/yr (+$57/mo · 172.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 58% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$17,921
− Mortgage interest
−$3,304
− Property taxes
−$396
− Insurance
−$295
− Repairs & maintenance
−$1,434
− Management
−$1,434
− Depreciation
−$1,716
Taxable income
$9,343
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,242
After-tax cash flow
$7,513/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Marshall ISD
NCES district ID
4829160
Math proficiency
29% ▼ -7.00%
Reading proficiency
29% ▼ -7.00%
Median HH income
$40,095
Composite
24.43/100
National rank
#7680
State rank
#658 of 826 in TX

Livability — Marshall

Score
68/100
State rank
#451
US rank
#9156

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment F Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Marshall, TX
County
Harrison County · 18,670 people
City population
18,670
Metro
Longview, TX
Population (ZIP)
18,670
Household income
$42,386
Rent vs Own
40.9% rent · 59.1% own
Severe rent burden
598.0

Population outlook (Harrison County) Hauer SSP2

Today (2025)
68,691 people
By 2030
69,317 · +0.9%
By 2040
69,973 · +1.9%
By 2050
70,090 · +2.0%
By 2075
70,607 · +2.8%
By 2100
67,546 · -1.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.67)
Race & ethnicity
Black 39% White 35% Hispanic / Latino 23% Two or more races 11%
Hispanic origin (detail)
Mexican 22%
Common ancestry
Lithuanian 1% Italian 1% Slovak 1%
Foreign-born
6% · Canada
Languages at home
85% English-only · Spanish 14%

Political lean MEDSL · Harrison

2024 margin
Solid R (+50.6) · D 24.4% · R 75.0%
2008→2024 swing
-19.2pp toward R · 2008: -31.4pp · 2024: -50.6pp
All cycles
2024: R+50.6 2020: R+45.6 2016: R+43.9 2012: R+34.6 2008: R+31.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -51.33%
Current HPI
100.3741
Rent YoY
Metro
Longview, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-26.3% since first listed
9 events — show timeline
  • 2025-11-07 Listed $58,989 HARMLS
  • 2023-12-31 Listing Removed HARMLS
  • 2022-12-16 Price Changed $66,999 HARMLS
  • 2022-07-26 Price Changed $71,999 HARMLS
  • 2021-11-26 Relisted HARMLS
  • 2021-06-17 Listing Removed HARMLS
  • 2021-06-11 Price Changed $74,999 HARMLS
  • 2020-12-10 Listed $79,999 HARMLS
  • 2000-01-01 Sold (Public Records) Public Records

Property tax history

-6.4%/yr

Latest (2025): $396 · +18.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…