5382 Laguna Dr · Abilene, TX 79605

$190,000

3 bd · 1.0 ba · 1,156 sqft · SingleFamily public records · 14 Days on market

Built 1959 7,362 sqft lot Est $176k · 8% over

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +22.3/30.0
• DSCR +7.1/10.0
• 1% rule +6.0/10.0
• Rent growth +5.0/5.0
• ARV discount +3.8/15.0
• Livability +3.8/5.0
• Schools +2.8/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

WELCOME HOME! Bright, spacious & turn-key! This beautiful 3 bed + 1 bath has been updated top to bottom with no detail overlooked. New flooring, interior + exterior paint, new roof, new water heater & AC - the list goes on and on. Fully renovated kitchen with brand new SS appliances, cabinets and countertops with ample storage - featuring an oversized walk-in pantry-utility room. An abundance of natural lighting fills your open concept living spaces. Bathroom has new everything, including sleek tile floors, new tub-shower, and vanity with a farmhouse sink + storage! Enjoy your summer in the privacy of your fully-fenced oversized backyard, with plenty of room for a pool and trampoline. Conveniently close to every amenity, located near Dyess AFB, schools, restaurants and shopping.

Key facts

• Spacious backyard
• Natural light
• Storage shed

Tags

• NATURAL LIGHT
• BUTCHER BLOCK COUNTERTOPS
• SPACIOUS BACKYARD
• STORAGE SHED
• DEDICATED LAUNDRY ROOM

Property features AI

Finance

• Other: Property type: Single Family Residence; Lot size less than 0.5 acre; Directions: Drive east on South 7th, turn right onto Presidio Dr, then take a left onto Laguna Dr. House is on right.; Subdivision: Alameda Add
• HOA & community: No association

Exterior

• Parking: Driveway; no garage or covered/carport spaces
• Security: Carbon monoxide detector(s); Smoke detector(s)
• Utilities: City water; City sewer; Electricity available and connected; Not in a municipal utility district
• Home design: Single family residence (residential); Attached property; Built in 1959
• Construction: Shingle roof; Slab foundation
• Exterior features: Back yard with fencing; Fenced lot; Shed(s) on the property; Easements: None

Interior

• Kitchen: Dishwasher; Electric cooktop; Electric oven; Electric range; Microwave; Refrigerator; Electric water heater
• Bedrooms: 3 bedrooms (all on the main level)
• Bathrooms: 1 full bathroom
• Heating & cooling: Central heating (electric); Central air conditioning
• Interior features: 7 total rooms; One-level layout; Living area approximately 1156; Other interior features
• Laundry & utility: Washer and dryer included; Laundry room on the main level

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $190k.

Deal economics

• At list price, monthly cash flow is $312 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $190k).
• Cap rate 8.3% vs local median 6.7% in Abilene — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 75/100 on livability (#142 in TX, #4,037 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D+, crime D, commute F.
• Abilene ISD (urban): math 32% / reading 34% proficiency, ranked #575 of 826 in TX (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising fast (+32.1%/yr); 109 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 508 units permitted in Taylor County in 2024 (0 in 5+ unit buildings).
• This rent runs 40% of the median local income ($63k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Taylor County population projected at +16% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 8.0% rent growth), your $53k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

• Only 14 days on market — expect competitive offers; lowballing is unlikely to land.
• 2 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1959 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $190,000

Questions for the listing agent

1. Built in 1959 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.10% ✓
• Cap rate: 8.26%
• Cash-on-cash: 7.04%
• DSCR: 1.31
• GRM: 7.6

CMA / ARV

• ARV (on-the-fly): $175,712
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
5410 Laguna Dr	0.06mi	3/1.0	1,104 (-4%)	3mo	$171,900	$156	87
5417 Encino Rd	0.18mi	3/1.0	1,125 (-3%)	2mo	$171,900	$153	86
5250 Taos Dr	0.21mi	3/1.0	1,128 (-2%)	2mo	$145,000	$129	85
5273 Pueblo Dr	0.22mi	3/2.0	1,140 (-1%)	3mo	$170,000	$149	81
5131 Durango Dr	0.39mi	3/1.0	1,176 (+2%)	2mo	$165,000	$140	77
5317 Fairmont St	0.59mi	3/2.0	1,166 (+1%)	2mo	$215,000	$184	65
5333 Fairmont St	0.59mi	3/2.0	1,117 (-3%)	2mo	$215,000	$192	61
5348 Fairmont St	0.56mi	3/2.0	1,088 (-6%)	2mo	$165,000	$152	58
5208 Aztec Dr	0.42mi	3/2.0	1,300 (+12%)	0mo	$189,000	$145	55
817 S La Salle Dr	0.73mi	3/1.0	1,070 (-7%)	3mo	$130,000	$121	51
733 S Crockett Dr	0.53mi	3/1.5	1,020 (-12%)	4mo	$170,000	$167	50
826 S La Salle Dr	0.70mi	3/1.0	1,309 (+13%)	1mo	$152,500	$117	44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: 0.1%
• Equity multiple: 1.00×
• Total profit: $158
• Equity at exit: $28,330

10-year hold

• IRR: 14.4%
• Equity multiple: 2.43×
• Total profit: $76,130
• Equity at exit: $16,428

Cash invested: $53,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 79605

• Rents YoY: 32.1%
• Active inventory: 109
• Price-to-rent: 7.6×

Monthly cashflow live

• Estimated rent: $2,088 high
• Mortgage (P&I): −$996
• Tax from tax record: −$262 /mo · $3,145/yr
• Insurance: −$79
• HOA: −$0
• Vacancy / Maint / Mgmt: −$438
• Net cashflow: $312

Break-even live

Break-even rent $1,693

Max offer price $190,000

Occupancy floor 80%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $47,500
• Closing costs: $5,700
• Reserves months: —
• Total cash needed: —

Rent comps 7 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
728 Redbird Ln Abilene, TX	2.0	1.5	994	$1,695	$1.71	13d	1	0.48mi
5348 Benbrook St Abilene, TX	3.0	2.0	1164	$2,100	$1.80	44d	1	0.49mi
841 S San Jose Dr Abilene, TX	2.0	1.0	1122	$3,000	$2.67	21d	1	0.69mi
5850 Hartford St Lot 123 Abilene, TX	3.0	2.0	1280	$1,495	$1.17	13d	1	0.75mi
438 Benjamin Ln Abilene, TX	3.0	2.0	1216	$2,299	$1.89	21d	1	0.95mi
402 Arnold Blvd Abilene, TX	3.0	2.0	1216	$2,299	$1.89	21d	1	0.97mi
5441 N 10th St Abilene, TX	3.0	2.0	1270	$2,500	$1.97	13d	1	1.17mi

Listing history 24 events

1. 2026-06-10
   status $190,000 Pending 14 DOM
2. 2026-06-09
   days on market $190,000 Active Option Contract 14 DOM
3. 2026-06-08
   days on market $190,000 Active Option Contract 13 DOM
4. 2026-06-07
   days on market $190,000 Active Option Contract 12 DOM
5. 2026-06-03
   days on market $190,000 Active Option Contract 8 DOM
6. 2026-06-02
   days on market $190,000 Active Option Contract 7 DOM
7. 2026-06-01
   days on market $190,000 Active Option Contract 6 DOM
8. 2026-05-31
   days on market $190,000 Active Option Contract 5 DOM
9. 2026-05-30
   days on market $190,000 Active Option Contract 4 DOM
10. 2026-05-26
    listed $190,000 Active
11. 2023-07-24
    soldstatus Closed 797-char remark

    Show marketing remark (797 chars)

    WELCOME HOME! Bright, spacious & turn-key! This beautiful 3 bed + 1 bath has been updated top to bottom with no detail overlooked. New flooring, interior + exterior paint, new roof, new water heater & AC - the list goes on and on. Fully renovated kitchen with brand new SS appliances, cabinets and countertops with ample storage - featuring an oversized walk-in pantry-utility room. An abundance of natural lighting fills your open concept living spaces. Bathroom has new everything, including sleek tile floors, new tub-shower, and vanity with a farmhouse sink + storage! Enjoy your summer in the privacy of your fully-fenced oversized backyard, with plenty of room for a pool and trampoline. Conveniently close to every amenity, located near Dyess AFB, schools, restaurants and shopping.

12. 2023-07-24
    soldstatus

    Show marketing remark (797 chars)

    WELCOME HOME! Bright, spacious & turn-key! This beautiful 3 bed + 1 bath has been updated top to bottom with no detail overlooked. New flooring, interior + exterior paint, new roof, new water heater & AC - the list goes on and on. Fully renovated kitchen with brand new SS appliances, cabinets and countertops with ample storage - featuring an oversized walk-in pantry-utility room. An abundance of natural lighting fills your open concept living spaces. Bathroom has new everything, including sleek tile floors, new tub-shower, and vanity with a farmhouse sink + storage! Enjoy your summer in the privacy of your fully-fenced oversized backyard, with plenty of room for a pool and trampoline. Conveniently close to every amenity, located near Dyess AFB, schools, restaurants and shopping.

13. 2023-07-15
    status Pending 797-char remark

    Show marketing remark (797 chars)

    WELCOME HOME! Bright, spacious & turn-key! This beautiful 3 bed + 1 bath has been updated top to bottom with no detail overlooked. New flooring, interior + exterior paint, new roof, new water heater & AC - the list goes on and on. Fully renovated kitchen with brand new SS appliances, cabinets and countertops with ample storage - featuring an oversized walk-in pantry-utility room. An abundance of natural lighting fills your open concept living spaces. Bathroom has new everything, including sleek tile floors, new tub-shower, and vanity with a farmhouse sink + storage! Enjoy your summer in the privacy of your fully-fenced oversized backyard, with plenty of room for a pool and trampoline. Conveniently close to every amenity, located near Dyess AFB, schools, restaurants and shopping.

14. 2023-07-07
    historical Active Option Contract 797-char remark

    Show marketing remark (797 chars)

    WELCOME HOME! Bright, spacious & turn-key! This beautiful 3 bed + 1 bath has been updated top to bottom with no detail overlooked. New flooring, interior + exterior paint, new roof, new water heater & AC - the list goes on and on. Fully renovated kitchen with brand new SS appliances, cabinets and countertops with ample storage - featuring an oversized walk-in pantry-utility room. An abundance of natural lighting fills your open concept living spaces. Bathroom has new everything, including sleek tile floors, new tub-shower, and vanity with a farmhouse sink + storage! Enjoy your summer in the privacy of your fully-fenced oversized backyard, with plenty of room for a pool and trampoline. Conveniently close to every amenity, located near Dyess AFB, schools, restaurants and shopping.

15. 2023-06-02
    listed $164,950 Active 797-char remark

    Show marketing remark (797 chars)

    WELCOME HOME! Bright, spacious & turn-key! This beautiful 3 bed + 1 bath has been updated top to bottom with no detail overlooked. New flooring, interior + exterior paint, new roof, new water heater & AC - the list goes on and on. Fully renovated kitchen with brand new SS appliances, cabinets and countertops with ample storage - featuring an oversized walk-in pantry-utility room. An abundance of natural lighting fills your open concept living spaces. Bathroom has new everything, including sleek tile floors, new tub-shower, and vanity with a farmhouse sink + storage! Enjoy your summer in the privacy of your fully-fenced oversized backyard, with plenty of room for a pool and trampoline. Conveniently close to every amenity, located near Dyess AFB, schools, restaurants and shopping.

16. 2022-12-28
    soldstatus
17. 2020-10-22
    soldstatus
18. 2017-03-01
    soldstatus
19. 2011-07-14
    soldstatus
20. 2008-05-14
    soldstatus
21. 2007-01-16
    soldstatus
22. 2006-03-07
    soldstatus
23. 2004-06-14
    soldstatus
24. 2004-04-06
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $3,145 · $262/mo
• Projected year-2 tax: $3,477 · $290/mo
• Expected delta: +$332/yr (+$28/mo · 10.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 7/10 Severe 7 d/yr ≥104°F today · 23 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 13% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,056
• − Mortgage interest: −$10,643
• − Property taxes: −$3,145
• − Insurance: −$950
• − Repairs & maintenance: −$2,005
• − Management: −$2,005
• − Depreciation: −$5,527
• Taxable income: $782
• Est. tax owed @ 24.0%: −$188
• After-tax cash flow: $3,555/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Abilene ISD
• NCES district ID: 4807440
• Math proficiency: 32% ▼ -11.00%
• Reading proficiency: 34% ▼ -5.00%
• Median HH income: $39,782
• Composite: 27.71/100
• National rank: #6909
• State rank: #575 of 826 in TX

Livability — Abilene

• Score: 75/100
• State rank: #142
• US rank: #4037

Category grades

Amenities B- Commute F Cost of living A+ Crime D Employment C+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Abilene, TX
• County: Taylor County · 136,672 people
• City population: 136,672
• Metro: Abilene, TX
• Population (ZIP): 28,467
• Household income: $62,929
• Rent vs Own: 39.8% rent · 60.2% own
• Severe rent burden: 1096.0

Population outlook (Taylor County) Hauer SSP2

• Today (2025): 145,270 people
• By 2030: 150,050 · +3.3%
• By 2040: 159,417 · +9.7%
• By 2050: 168,883 · +16.3%
• By 2075: 194,436 · +33.8%
• By 2100: 203,163 · +39.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority White (63%)
• Race & ethnicity: White 63% Hispanic / Latino 22% Two or more races 12% Black 8% Asian 2%
• Hispanic origin (detail): Mexican 19%
• Common ancestry: Slovak 2% Lithuanian 1% Serbian 1%
• Foreign-born: 6% · Canada
• Languages at home: 84% English-only · Spanish 14% German/W. Germanic 1% Other Asian/Pacific 0%

Political lean MEDSL · Taylor

• 2024 margin: Solid R (+49.8) · D 24.6% · R 74.4% · Other 1.0%
• 2008→2024 swing: -4.2pp toward R · 2008: -45.6pp · 2024: -49.8pp
• All cycles: 2024: R+49.8 2020: R+45.3 2016: R+51.1 2012: R+53.6 2008: R+45.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -181.75%
• Current HPI: 201.2341
• Rent YoY: ▲ 32.08%
• Metro: Abilene, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

+15.2% since first listed

15 events — show timeline

• 2026-05-26 Listed $190,000 NTREIS
• 2023-07-24 Sold (Public Records) — Public Records
• 2023-07-24 Sold (MLS) — NTREIS
• 2023-07-15 Pending — NTREIS
• 2023-07-07 Contingent — NTREIS
• 2023-06-02 Listed $164,950 NTREIS
• 2022-12-28 Sold (Public Records) — Public Records
• 2020-10-22 Sold (Public Records) — Public Records
• 2017-03-01 Sold (Public Records) — Public Records
• 2011-07-14 Sold (Public Records) — Public Records
• 2008-05-14 Sold (Public Records) — Public Records
• 2007-01-16 Sold (Public Records) — Public Records
• 2006-03-07 Sold (Public Records) — Public Records
• 2004-06-14 Sold (Public Records) — Public Records
• 2004-04-06 Sold (Public Records) — Public Records

Property tax history

+13.5%/yr

Latest (2025): $3,145 · -0.5% YoY. Source: county tax records.