418 NW Glendale Dr · Lawton, OK 73507

$78,900

3 bd · 1.0 ba · 816 sqft · SingleFamily public records · 59 Days on market

Built 1959 7,020 sqft lot Est $73k · 9% over

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• DSCR +10.0/10.0
• 1% rule +9.2/10.0
• ARV discount +3.6/15.0
• Livability +3.2/5.0
• Rent growth +2.6/5.0
• Condition / age +2.5/5.0
• Schools +2.0/10.0
• Appreciation +0.0/10.0

Listing remarks

SMALL HOUSE. BIG MAIN CHARACTER ENERGY. Welcome to 418 NW Glendale Dr proof that you do NOT need a giant house payment to have a solid home with the important stuff already handled. This 3-bedroom, 1-bath home is the definition of “simple, smart, and stress-free. ” At first glance you’re thinking, “Cute little house. ” Then you realize the expensive headaches have already been taken care of and suddenly this place starts looking real attractive. Let’s start with the adulting wins: The roof was replaced in 2024 and the HVAC system was completely replaced in 2025. That means two of the biggest “please don’t break” items are already DONE. Y

Key facts

• Attached garage
• New roof
• 7,020 sq ft lot

Tags

• NEW ROOF
• HVAC SYSTEM REPLACEMENT
• FULLY FENCED BACKYARD
• ATTACHED GARAGE
• EASY ACCESS TO LOCAL AMENITIES

Property features AI

Exterior

• Parking: Detached or attached garage not specified but property has 1 garage space; 1 covered parking space (total 1 parking space)
• Security: Smoke detector(s)
• Utilities: Public water; Public sewer; Natural gas available
• Home design: Single family residence; One story; Slab foundation
• Construction: Composition roof
• Exterior features: Chain link fencing; Public maintained road access; City street frontage; Lot dimensions approximately 117 x 60

Interior

• Kitchen: No appliances listed other than water heater
• Bedrooms: One-level layout
• Flooring: Carpet flooring
• Bathrooms: 1 full bathroom
• Heating & cooling: Central heating (natural gas); Central electric air conditioning
• Interior features: Gas water heater; Smoke detectors
• Laundry & utility: No laundry details provided

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $79k.

Deal economics

• At list price, monthly cash flow is $396 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $79k).
• Recommended offer: $77k (3.0% below list) — sets the bar for market timing.
• Cap rate 12.3% vs local median 6.0% in Lawton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 63/100 on livability (#206 in OK) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D, crime F, commute F.
• Lawton (urban): math 20% / reading 26% proficiency, ranked #137 of 270 in OK (top 51%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Washington Es (192 students, 0% FRL); Central Ms (math 17% / reading 24%, grade F, #153 of 345 statewide, top 45%, 994 students, 0% FRL); Lawton Hs (math 16% / reading 21%, grade F, #302 of 447 statewide, top 68%, 1,417 students, 0% FRL) — zoned schools average 0% FRL vs 54% district-wide (54 pts lower); this property's tenant base skews higher-income than the district average.
• Market conditions: Rents flat; 209 active listings in the ZIP; 133 units permitted in Comanche County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $545 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Comanche County population projected to shrink 3% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 0.2% rent growth), your $22k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

• It's been on market 59 days — a 3% lower offer ($77k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $44k; list at $79k implies a 77% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1959 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $76,533 (3.0% below list)

Questions for the listing agent

1. It's been on market 59 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1959 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.42% ✓
• Cap rate: 12.32%
• Cash-on-cash: 21.52%
• DSCR: 1.96
• GRM: 5.9

CMA / ARV

• ARV (on-the-fly): $72,624
• Comps found: 4

Show comp detail 4 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
407 NW Greenmeadow Dr	0.09mi	3/1.0	800 (-2%)	12mo	$61,500	$77	82
407 NW Glendale Dr	0.05mi	3/1.0	900 (+10%)	16mo	$79,900	$89	67
508 NW Greenmeadow Dr	0.15mi	3/1.0	900 (+10%)	16mo	$80,000	$89	62
411 NW Greenmeadow	0.08mi	3/1.0	900 (+10%)	20mo	$41,000	$46	62

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.25% rent growth · sell at horizon

5-year hold

• IRR: 11.1%
• Equity multiple: 1.43×
• Total profit: $9,405
• Equity at exit: $11,764

10-year hold

• IRR: 17.9%
• Equity multiple: 2.31×
• Total profit: $28,864
• Equity at exit: $6,822

Cash invested: $22,092 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 83 Strongly Landlord-Friendly
• State Oklahoma: 83 Strongly Landlord-Friendly · R+20
• County: — inherits STATE
• City: — inherits STATE

5-day notice; strongly landlord-favorable.

Methodology + full state rankings →

ZIP-level market 73507

• Home prices YoY: -23.2%
• Rents YoY: 0.2%
• Active inventory: 209
• Price-to-rent: 5.9×

Monthly cashflow live

• Estimated rent: $1,123 medium
• Mortgage (P&I): −$414
• Tax from tax record: −$45 /mo · $535/yr
• Insurance: −$33
• HOA: −$0
• Vacancy / Maint / Mgmt: −$236
• Net cashflow: $396

Break-even live

Break-even rent $622

Max offer price $78,900

Occupancy floor 60%

Sensitivity live

Price	-10% $441	-5% $418	+0% $396	+5% $374	+10% $351
Rent	-10% $307	-5% $352	+0% $396	+5% $441	+10% $485
Rate	-1.0pp $436	-0.5pp $416	base $396	+0.5pp $376	+1.0pp $355

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $19,725
• Closing costs: $2,367
• Reserves months: —
• Total cash needed: —

Listing history 21 events

1. 2026-06-21
   days on market $78,900 Active 59 DOM
2. 2026-06-19
   days on market $78,900 Active 57 DOM
3. 2026-06-18
   days on market $78,900 Active 56 DOM
4. 2026-06-17
   days on market $78,900 Active 55 DOM
5. 2026-06-16
   days on market $78,900 Active 54 DOM
6. 2026-06-15
   days on market $78,900 Active 53 DOM
7. 2026-06-14
   days on market $78,900 Active 51 DOM
8. 2026-06-13
   days on market $78,900 Active 50 DOM
9. 2026-06-10
   days on market $78,900 Active 48 DOM
10. 2026-06-09
    days on market $78,900 Active 47 DOM
11. 2026-06-08
    days on market $78,900 Active 46 DOM
12. 2026-06-07
    days on market $78,900 Active 45 DOM
13. 2026-06-05
    days on market $78,900 Active 42 DOM
14. 2026-06-03
    days on market $78,900 Active 41 DOM
15. 2026-06-02
    days on market $78,900 Active 40 DOM
16. 2026-06-01
    days on market $78,900 Active 39 DOM
17. 2026-05-31
    days on market $78,900 Active 38 DOM
18. 2026-05-30
    days on market $78,900 Active 37 DOM
19. 2026-04-22
    listed $78,900 Active
20. 2025-03-14
    listed $80,000 Active
21. 2006-08-01
    soldstatus $44,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

• Current annual tax: $535 · $45/mo
• Projected year-2 tax: $710 · $59/mo
• Expected delta: +$175/yr (+$15/mo · 32.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 7/10 Severe
• 🌡 Heat 6/10 Major 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
• 💨 Wind 3/10 Moderate 6% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $13,479
• − Mortgage interest: −$4,420
• − Property taxes: −$535
• − Insurance: −$394
• − Repairs & maintenance: −$1,078
• − Management: −$1,078
• − Depreciation: −$2,295
• Taxable income: $3,678
• Est. tax owed @ 24.0%: −$883
• After-tax cash flow: $3,871/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Lawton
• NCES district ID: 4017250
• Math proficiency: 20% ▼ -12.00%
• Reading proficiency: 26% ▼ -9.00%
• Median HH income: $42,618
• Composite: 19.68/100
• National rank: #8732
• State rank: #137 of 270 in OK

Livability — Lawton

• Score: 63/100
• State rank: #206
• US rank: #15131

Category grades

Amenities B- Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Lawton, OK
• County: Comanche County · 96,361 people
• City population: 89,233
• Metro: Lawton, OK
• Population (ZIP): 21,046
• Household income: $62,132
• Rent vs Own: 42.1% rent · 57.9% own
• Severe rent burden: 979.0

Population outlook (Comanche County) Hauer SSP2

• Today (2025): 124,518 people
• By 2030: 124,231 · -0.2%
• By 2040: 122,193 · -1.9%
• By 2050: 120,368 · -3.3%
• By 2075: 120,492 · -3.2%
• By 2100: 123,113 · -1.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.65)
• Race & ethnicity: White 56% Hispanic / Latino 14% Two or more races 13% Black 13% Native American 7% Asian 2%
• Hispanic origin (detail): Mexican 7% Puerto Rican 4%
• Common ancestry: Lithuanian 2% Slovak 2% Italian 1%
• Foreign-born: 5% · Canada, South Korea
• Languages at home: 89% English-only · Spanish 6% German/W. Germanic 1% Other Asian/Pacific 1%

Political lean MEDSL · Comanche

• 2024 margin: Strong R (+23.3) · D 37.4% · R 60.7% · Other 1.9%
• 2008→2024 swing: -5.8pp toward R · 2008: -17.5pp · 2024: -23.3pp
• All cycles: 2024: R+23.3 2020: R+20.1 2016: R+23.7 2012: R+17.0 2008: R+17.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -38.48%
• Current HPI: 127.057
• Rent YoY: ▲ 0.25%
• Metro: Lawton, OK
• State GDP YoY: ▲ 1.55%
• F500 in state: 6

Industry mix (Fortune 500 HQ in OK)

Industry	F500 HQs	Revenue
▸Energy	3	$48B

Price history

+77.3% since first listed

3 events — show timeline

• 2026-04-22 Listed $78,900 LBRMLS
• 2025-03-14 Listed $80,000 LBRMLS
• 2006-08-01 Sold (Public Records) $44,500 Public Records

Property tax history

-0.7%/yr

Latest (2025): $535 · +4.3% YoY. Source: county tax records.