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206 Maple Dr 🔨 Auction
F Composite 26.66
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +7.5/15.0
  • Cash flow +4.5/30.0
  • Appreciation +4.3/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.6/10.0
  • 1% rule +0.5/10.0
  • DSCR +0.0/10.0

$1

206 Maple Dr · Pocola, OK 74902
3 bd · 2.0 ba · 1,476 sqft · SingleFamily public records · 2 Days on market
Built 1973 0.30 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Auction 7/23/2026 @ 10 am. This appx 1,476 sf brick home features 3 bedrooms and 2 bathrooms, making it a great choice for a family home or a solid rental property. The home is total electric, has a fireplace in the living area and has new laminate flooring and fresh paint. Outside, you’ll find a 2-car garage plus a carport for extra covered parking. Don’t miss this opportunity to buy a clean, solid home at your price.

Key facts

  • Fresh paint
  • Carport
  • Brick home

Tags

BRICK HOMETOTAL ELECTRICFIREPLACENEW LAMINATE FLOORINGFRESH PAINTCARPORT

Property features AI

Exterior

  • Parking: Attached concrete garage with 2 covered spaces
  • Utilities: Public water; Electricity available
  • Home design: Single-family house; One story
  • Construction: Brick construction; Slab foundation
  • Exterior features: Metal roof; Outbuilding; Paved road with public maintenance

Interior

  • Kitchen: Dishwasher; Oven
  • Flooring: Laminate flooring; Vinyl flooring
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air; Ceiling fan(s)
  • Interior features: Ceiling fan(s); Family room fireplace
  • Laundry & utility: Electric dryer hookup; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🔨 Auction listing. The $1 list price is a nominal opening bid, not a real ask — every metric below is computed on the estimated value $228,780 (ARV from comps), not the list price.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $1.

Deal economics

  • At list price, monthly cash flow is $-585 ($-7k/yr) — negative.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $1).

Location & tenants

  • Location reads 64/100 on livability (#179 in OK) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A; Watch: employment C-, amenities F, commute F.
  • Pocola (rural): math 15% / reading 23% proficiency, ranked #188 of 270 in OK (top 70%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Pocola Es (math 17% / reading 22%, grade F, #479 of 845 statewide, top 63%, 385 students, 0% FRL); Pocola Ms (math 12% / reading 17%, grade F, #234 of 345 statewide, top 72%, 155 students, 0% FRL); Pocola Hs (math 15% / reading 34%, grade F, #145 of 447 statewide, top 33%, 207 students, 0% FRL) — zoned schools average 0% FRL vs 57% district-wide (57 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: 40 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 73 units permitted in Le Flore County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-1.4%/yr); year-one equity from $2k of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Le Flore County population projected at -13% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • Only 2 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Watch-outs: property tax is 343170.0% of price.
  • Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $1

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.55%
Cap rate
3.23%
Cash-on-cash
-10.95%
DSCR
0.51
GRM
15.1

CMA / ARV

ARV (on-the-fly)
$228,780
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
8210 Avignon Ln 0.43mi 3/2.0 1,462 (-1%) 9mo $214,900 $147 70
412 Chateau Dr 0.57mi 3/2.0 1,474 (-0%) 16mo $215,000 $146 60
8408 Avignon Ln 0.41mi 3/2.0 1,383 (-6%) 15mo $215,000 $155 58
413 Chateau Dr 0.59mi 3/2.0 1,411 (-4%) 11mo $210,000 $149 56
615 Windbrook Ct 0.68mi 3/2.0 1,547 (+5%) 6mo $229,500 $148 56
8104 Avignon Ln 0.45mi 3/2.0 1,629 (+10%) 7mo $225,000 $138 56
614 Dugan Mill Cir 0.64mi 3/2.0 1,422 (-4%) 20mo $224,900 $158 47
501 Apple Valley Dr 0.56mi 3/2.0 1,309 (-11%) 12mo $209,999 $160 45
106 Janet Ln 0.73mi 3/2.0 1,323 (-10%) 7mo $276,000 $209 43
404 Apple Valley Dr 0.52mi 3/2.0 1,615 (+9%) 21mo $236,500 $146 42
500 Bordeaux Cir 0.55mi 3/2.0 1,260 (-15%) 13mo $195,000 $155 39
604 Dugan Mill Cir 0.62mi 3/2.0 1,333 (-10%) 19mo $207,000 $155 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-1.38% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-22.6%
Equity multiple
0.09×
Total profit
$-58,364
Equity at exit
$51,064
10-year hold
IRR
-16.4%
Equity multiple
-0.31×
Total profit
$-84,033
Equity at exit
$50,151

Cash invested: $64,058 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Oklahoma
83 Strongly Landlord-Friendly · R+20
County
— inherits STATE
City
— inherits STATE
5-day notice; strongly landlord-favorable.

ZIP-level market 74902

Home prices YoY
-0.5%
Active inventory
40

Monthly cashflow live

Estimated rent
$1,261 high interval (Pro) →
Mortgage (P&I)
$1,200
Tax est. 1.5%
$286 /mo · $3,432/yr
Insurance
$95
HOA
$0
Vacancy / Maint / Mgmt
$265
Net cashflow
$-585

Break-even live

Break-even rent $2,001
Max offer price $144,159
Occupancy floor

Sensitivity live

Price -10% $-427 -5% $-506 +0% $-585 +5% $-664 +10% $-743
Rent -10% $-684 -5% $-635 +0% $-585 +5% $-535 +10% $-485
Rate -1.0pp $-470 -0.5pp $-527 base $-585 +0.5pp $-644 +1.0pp $-704

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$57,195
Closing costs
$6,863
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7401 Martin Dr Unit 7 Fort Smith, AR 2.0 2.0 900 $995 $1.11 14d 1 0.93mi
700 Hillside Dr Fort Smith, AR 3.0 1.5 1168 $1,400 $1.20 22d 1 1.05mi
1206 Mesa Dr Fort Smith, AR 3.0 2.0 1369 $1,400 $1.02 14d 1 1.05mi
1415 Willowbrook Cir Fort Smith, AR 3.0 2.0 1650 $1,299 $0.79 14d 1 1.39mi
1709 Brooken Hill Dr Fort Smith, AR 2.0 2.0 1043 $1,100 $1.05 14d 1 1.49mi

Listing history 3 events

  1. 2026-06-19
    days on market $1 Active 2 DOM
  2. 2026-06-17
    remarks 422-char remark
  3. 2026-06-17
    listed $1 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 7/10 Severe 7 d/yr ≥111°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,133
− Mortgage interest
−$12,815
− Property taxes
−$3,432
− Insurance
−$1,144
− Repairs & maintenance
−$1,211
− Management
−$1,211
− Depreciation
−$6,655
Taxable loss
−$11,335
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,720
After-tax cash flow
$-4,297/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Pocola
NCES district ID
4024630
Math proficiency
15% ▼ -12.00%
Reading proficiency
23% ▼ -6.00%
Median HH income
$38,047
Composite
15.91/100
National rank
#9255
State rank
#188 of 270 in OK

Livability — Pocola

Score
64/100
State rank
#179
US rank
#14166

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment C- Housing A Health & safety D- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Pocola, OK
City population
4,359
Population (ZIP)
4,359

Population outlook (Le Flore County) Hauer SSP2

Today (2025)
48,504 people
By 2030
47,474 · -2.1%
By 2040
44,914 · -7.4%
By 2050
42,239 · -12.9%
By 2075
35,071 · -27.7%
By 2100
25,949 · -46.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (74%)
Race & ethnicity
White 74% Two or more races 12% Native American 10% Hispanic / Latino 4% Black 1%
Common ancestry
Romanian 3% Lithuanian 3% Slovak 2%
Foreign-born
2% · Canada, Dominican Republic
Languages at home
97% English-only · Spanish 2% Other Indo-European 1%

Political lean MEDSL · Le Flore

2024 margin
Solid R (+64.8) · D 17.0% · R 81.8% · Other 1.3%
2008→2024 swing
-26.1pp toward R · 2008: -38.6pp · 2024: -64.8pp
All cycles
2024: R+64.8 2020: R+63.4 2016: R+58.7 2012: R+41.1 2008: R+38.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -1.38%
Current HPI
280.9093
Rent YoY
Metro
State GDP YoY
▲ 1.55%
F500 in state
6

Industry mix (Fortune 500 HQ in OK)

Industry F500 HQs Revenue

Property tax history

+3.6%/yr

Latest (2025): $487 · +3.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…