714 E 8th St · Crowley, LA
Flood risk 1/10 · Minimal
- FEMA flood zone
- AE
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $1,737 – $8,500
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 9/10 · Severe
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Schools +3.2/10.0
- Livability +3.2/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$70,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome to this delightful 3-bedroom, 1-bathroom home nestled in a sought-after neighborhood near local schools. Featuring wood floors throughout, this home exudes warmth and character. The spacious living area is perfect for relaxing or entertaining, offering plenty of natural light. Located just minutes from I-10, you'll enjoy the convenience of nearby parks, shopping, and dining. Schedule your private tour today!
Key facts
- Wood floors
- Spacious living area
- Nearby parks
Tags
Property features AI
Exterior
- Parking: Carport with 2 spaces; 2 covered parking spaces; Total 2 parking spaces
- Utilities: Public sewer; Electric service: CLECO
- Home design: Single family residence; City street frontage
- Construction: Wood siding frame construction; Composition roof
- Exterior features: Open porch; Walk-to waterfront; No fencing
Interior
- Kitchen: Dishwasher; Electric stove
- Flooring: Tile; Vinyl tile; Wood
- Bathrooms: 1 full bathroom
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Formica counters; Tile counters; Window treatments; Wood window frames; Lighting (interior)
- Laundry & utility: Washer hookup; Electric dryer hookup
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $70k.
Deal economics
- At list price, monthly cash flow is $69 ($834/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $70k).
- Recommended offer: $62k (12.0% below list) — sets the bar for market timing.
- Cap rate 14.8% vs local median 3.4% in Crowley — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 65/100 on livability (#145 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A-; Watch: crime F, amenities F, commute F.
- Acadia Parish (rural): math 32% / reading 44% proficiency, ranked #28 of 98 in LA (top 29%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Crowley Middle School (math 9% / reading 17%, grade F, #189 of 218 statewide, top 87%, 449 students, 83% FRL); Crowley High School (math 22% / reading 27%, grade F, #153 of 265 statewide, top 62%, 536 students, 76% FRL) — zoned schools average 80% FRL vs 62% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 19% at this address vs 38% district-wide (-19 pts) — the specific schools serving this property underperform the Acadia Parish average; the district grade overstates school quality for this exact location.
- Market conditions: 95 active listings in the ZIP; 137 units permitted in Acadia Parish in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $484 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
Negotiation context
- It's been on market 176 days — a 12% lower offer ($62k) is reasonable based on typical stale-listing flexibility.
- 9 sale attempts since 21y ago; this cycle's ask has dropped $19k (21%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: flood insurance adds $427/mo.
- Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 176 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.74% ✓
- Cap rate
- 14.80%
- Cash-on-cash
- 30.37%
- DSCR
- 2.35
- GRM
- 4.8
CMA / ARV
- ARV (on-the-fly)
- $184,300
- Comps found
- 11
Show comp detail 11 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 816 N Ave J | 0.16mi | 3/2.0 | 1,900 (0%) | 18mo | $205,000 | $108 | 73 |
| 1102 Jenkins Ave | 0.35mi | 3/2.0 | 1,804 (-5%) | 4mo | $235,000 | $130 | 68 |
| 608 E Northern Ave | 0.38mi | 3/3.0 | 2,038 (+7%) | 1mo | $130,000 | $64 | 62 |
| 1003 E 5th St | 0.35mi | 3/2.0 | 1,969 (+4%) | 17mo | $175,000 | $89 | 60 |
| 1238 William Ave | 0.37mi | 3/2.0 | 1,800 (-5%) | 16mo | $177,000 | $98 | 57 |
| 507 E 11th St | 0.28mi | 3/2.0 | 1,700 (-10%) | 11mo | $165,000 | $97 | 56 |
| 1421 N Avenue L | 0.50mi | 3/2.0 | 1,863 (-2%) | 16mo | $163,750 | $88 | 56 |
| 1107 Crawford Ave | 0.24mi | 3/2.0 | 1,719 (-10%) | 18mo | $118,500 | $69 | 54 |
| 1000 N Avenue D | 0.69mi | 3/2.0 | 1,791 (-6%) | 7mo | $169,000 | $94 | 49 |
| 1125 Crowley Rayne Hwy | 0.41mi | 3/2.0 | 1,665 (-12%) | 14mo | $167,500 | $101 | 45 |
| 109 Festival Dr | 0.56mi | 4/2.0 (+1) | 1,836 (-3%) | 23mo | $211,500 | $115 | 40 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -9.2%
- Equity multiple
- 0.66×
- Total profit
- $-6,648
- Equity at exit
- $10,437
- IRR
- 0.7%
- Equity multiple
- 1.05×
- Total profit
- $1,006
- Equity at exit
- $6,052
Cash invested: $19,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 70526
- Active inventory
- 95
- Price-to-rent
- 4.8×
Monthly cashflow live
- Estimated rent
- $1,218 medium interval (Pro) →
- Mortgage (P&I)
- −$367
- Tax from tax record
- −$70 /mo · $837/yr
- Insurance
- −$29
- Flood insurance flood zone
- −$427 /mo · $5,118/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$256
- Net cashflow
- $69
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $17,500
- Closing costs
- $2,100
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 22 events
-
2026-04-30status Pending
-
2026-04-26price $70,000
-
2026-01-27status Active
-
2026-01-24status Pending
-
2026-01-08status Active
-
2026-01-08price $84,000
-
2025-10-30$89,000 Active
-
2025-06-10price $99,000
-
2025-05-02price $110,000
-
2025-02-05$120,000 Active
-
2022-11-20status Active
-
2022-11-02status Pending
-
2022-10-17price $100,000
-
2022-09-14price $120,000
-
2022-08-12$130,000 Active
-
2007-04-18soldstatus
-
2007-04-18soldstatus $107,000
-
2007-04-16soldstatus $107,000
-
2006-12-10$115,000
-
2006-10-16soldstatus $59,000
-
2006-07-19$67,900
-
2005-05-16$85,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast LA · Resets to sale price
- Current annual tax
- $837 · $70/mo
- Projected year-2 tax
- $837 · $70/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone AE · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme 7 d/yr ≥109°F today · 20 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,613
- − Mortgage interest
- −$3,921
- − Property taxes
- −$837
- − Insurance
- −$5,468
- − Repairs & maintenance
- −$1,169
- − Management
- −$1,169
- − Depreciation
- −$2,036
- Taxable income
- $12
- Est. tax owed @ 24.0%
- −$3
- After-tax cash flow
- $831/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Acadia Parish
- NCES district ID
- 2200030
- Math proficiency
- 32% ▼ -39.00%
- Reading proficiency
- 44% ▼ -32.00%
- Median HH income
- $38,012
- Composite
- 31.65/100
- National rank
- #5929
- State rank
- #28 of 98 in LA
Livability — Crowley
- Score
- 65/100
- State rank
- #145
- US rank
- #12669
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Crowley, LA
- City population
- 16,740
- Population (ZIP)
- 16,740
Population outlook (Acadia County) Hauer SSP2
- Today (2025)
- 63,846 people
- By 2030
- 64,141 · +0.5%
- By 2040
- 63,922 · +0.1%
- By 2050
- 62,263 · -2.5%
- By 2075
- 56,507 · -11.5%
- By 2100
- 46,316 · -27.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (72%)
- Race & ethnicity
- White 72% Black 20% Two or more races 6% Hispanic / Latino 2%
- Common ancestry
- Lithuanian 14% Italian 2%
- Foreign-born
- 1% · Canada
- Languages at home
- 95% English-only · French/Haitian/Cajun 4% Spanish 1%
Political lean MEDSL · Acadia
- 2024 margin
- Solid R (+64.0) · D 17.6% · R 81.5%
- 2008→2024 swing
- -18.3pp toward R · 2008: -45.7pp · 2024: -64.0pp
- All cycles
- 2024: R+64.0 2020: R+60.3 2016: R+56.7 2012: R+49.8 2008: R+45.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -52.11%
- Current HPI
- 88.3686
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
||
| Utilities | 1 | $12B |
|
||
| Wholesale / Distribution | 1 | $5B |
|
||
| Advertising | 1 | $2B |
|
||
Price history
-17.6% since first listed22 events — show timeline
- 2026-04-30 Pending — AcadianaMLS
- 2026-04-26 Price Changed $70,000 AcadianaMLS
- 2026-01-27 Relisted — AcadianaMLS
- 2026-01-24 Pending — AcadianaMLS
- 2026-01-08 Relisted — AcadianaMLS
- 2026-01-08 Price Changed $84,000 AcadianaMLS
- 2025-10-30 Listed $89,000 AcadianaMLS
- 2025-06-10 Price Changed $99,000 AcadianaMLS
- 2025-05-02 Price Changed $110,000 AcadianaMLS
- 2025-02-05 Listed $120,000 AcadianaMLS
- 2022-11-20 Relisted — AcadianaMLS
- 2022-11-02 Pending — AcadianaMLS
- 2022-10-17 Price Changed $100,000 AcadianaMLS
- 2022-09-14 Price Changed $120,000 AcadianaMLS
- 2022-08-12 Listed $130,000 AcadianaMLS
- 2007-04-18 Sold (Public Records) $107,000 Public Records
- 2007-04-18 Sold (Public Records) — Public Records
- 2007-04-16 Sold (MLS) $107,000 AcadianaMLS
- 2006-12-10 Listed $115,000 AcadianaMLS
- 2006-10-16 Sold (MLS) $59,000 AcadianaMLS
- 2006-07-19 Listed $67,900 AcadianaMLS
- 2005-05-16 Listed $85,000 AcadianaMLS
Property tax history
-0.2%/yrLatest (2025): $837 · +0.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…