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3210 Hunter Dr
B Composite 70.07
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.7/30.0
  • ARV discount +15.0/15.0
  • DSCR +9.2/10.0
  • 1% rule +6.5/10.0
  • Schools +5.0/10.0
  • Livability +2.7/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$166,875

3210 Hunter Dr · Orangeburg, SC 29118
4 bd · 2.0 ba · 2,160 sqft · SingleFamily public records · 21 Days on market
Built 1965 0.52 ac lot Est $311k · 46% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This inviting 4-bedroom, 2-bath home in Orangeburg offers the perfect blend of space, charm, and convenience. Ideally located with easy access to major highways, commuting to Columbia or Charleston is simple and stress-free. Just minutes from shopping, dining, and the scenic Edisto Memorial Gardens, the location is hard to beat. Built in 1965, this home features timeless character and generous living spaces, providing a wonderful opportunity for first-time buyers or anyone looking to personalize a home with great potential. A true combination of comfort, value, and location ready for you to make it your own. Being sold As-Is

Key facts

  • Minutes from dining
  • 0.52 acre lot
  • Garage

Tags

EASY ACCESS TO MAJOR HIGHWAYSMINUTES FROM SHOPPINGMINUTES FROM DININGSCENIC EDISTO MEMORIAL GARDENSGENEROUS LIVING SPACES

Property features AI

Exterior

  • Parking: Detached carport; One garage/carport space
  • Utilities: Public sewer; Public water
  • Home design: Single-story home; Crawlspace foundation
  • Construction: Brick exterior; Crawlspace foundation
  • Exterior features: Brick exterior above foundation; Paved road access; Public water

Interior

  • Bedrooms: Primary bedroom located on the main level
  • Bathrooms: Two full bathrooms
  • Heating & cooling: Central cooling; Central heating (Electric and Gas on first level)
  • Interior features: One fireplace

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $167k.

Deal economics

  • At list price, monthly cash flow is $453 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $167k).
  • Recommended offer: $164k (1.5% below list) — sets the bar for market timing.
  • Cap rate 9.5% vs local median 4.2% in Orangeburg — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 54/100 on livability (#324 in SC) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, health & safety B; Watch: housing C-, schools F, crime F.
  • Market conditions: 163 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 87 units permitted in Orangeburg County in 2024 (0 in 5+ unit buildings).
  • This rent runs 36% of the median local income ($64k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Orangeburg County population projected at -27% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $47k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 21 days — a 2% lower offer ($164k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $164,371 (1.5% below list)

Questions for the listing agent

  1. Built in 1965 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.15%
Cap rate
9.55%
Cash-on-cash
11.62%
DSCR
1.52
GRM
7.3

CMA / ARV

ARV (on-the-fly)
$311,040
Comps found
7
Show comp detail 7 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1330 Cleckley Blvd 0.45mi 3/2.0 (-1) 2,044 (-5%) 2mo $295,000 $144 63
1492 Ridgewood Dr 0.27mi 5/5.0 (+1) 1,976 (-8%) 1mo $325,000 $164 55
1554 Von Oshen Dr 0.13mi 3/2.0 (-1) 1,957 (-9%) 23mo $172,500 $88 54
1592 NE Sifly Rd 0.43mi 3/2.0 (-1) 1,897 (-12%) 5mo $188,500 $99 50
2572 Spring Vly 0.68mi 3/2.5 (-1) 1,917 (-11%) 3mo $185,000 $97 40
1848 NE Forest Dr 0.59mi 4/2.5 2,421 (+12%) 16mo $367,000 $152 37
2017 Leeway St 0.73mi 4/2.5 1,988 (-8%) 19mo $290,000 $146 34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
1.0%
Equity multiple
1.04×
Total profit
$1,757
Equity at exit
$24,882
10-year hold
IRR
10.6%
Equity multiple
1.82×
Total profit
$38,535
Equity at exit
$14,428

Cash invested: $46,725 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29118

Home prices YoY
-28.9%
Active inventory
163
Price-to-rent
7.3×

Monthly cashflow live

Estimated rent
$1,915 medium interval (Pro) →
Mortgage (P&I)
$875
Tax from tax record
$116 /mo · $1,390/yr
Insurance
$70
HOA
$0
Vacancy / Maint / Mgmt
$402
Net cashflow
$453

Break-even live

Break-even rent $1,342
Max offer price $166,875
Occupancy floor 71%

Sensitivity live

Price -10% $547 -5% $500 +0% $453 +5% $405 +10% $358
Rent -10% $301 -5% $377 +0% $453 +5% $528 +10% $604
Rate -1.0pp $537 -0.5pp $495 base $453 +0.5pp $409 +1.0pp $365

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$41,719
Closing costs
$5,006
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3234 Hunter Dr Orangeburg, SC 3.0 2.5 1989 $2,300 $1.16 4d 1 0.02mi

Listing history 18 events

  1. 2026-05-07
    status Pending
    Show marketing remark (632 chars)

    This inviting 4-bedroom, 2-bath home in Orangeburg offers the perfect blend of space, charm, and convenience. Ideally located with easy access to major highways, commuting to Columbia or Charleston is simple and stress-free. Just minutes from shopping, dining, and the scenic Edisto Memorial Gardens, the location is hard to beat. Built in 1965, this home features timeless character and generous living spaces, providing a wonderful opportunity for first-time buyers or anyone looking to personalize a home with great potential. A true combination of comfort, value, and location ready for you to make it your own. Being sold As-Is

  2. 2026-05-07
    status Pending 632-char remark
    Show marketing remark (632 chars)

    This inviting 4-bedroom, 2-bath home in Orangeburg offers the perfect blend of space, charm, and convenience. Ideally located with easy access to major highways, commuting to Columbia or Charleston is simple and stress-free. Just minutes from shopping, dining, and the scenic Edisto Memorial Gardens, the location is hard to beat. Built in 1965, this home features timeless character and generous living spaces, providing a wonderful opportunity for first-time buyers or anyone looking to personalize a home with great potential. A true combination of comfort, value, and location ready for you to make it your own. Being sold As-Is

  3. 2026-04-18
    price $166,875
  4. 2026-04-16
    listed $166,875 Active 632-char remark
    Show marketing remark (632 chars)

    This inviting 4-bedroom, 2-bath home in Orangeburg offers the perfect blend of space, charm, and convenience. Ideally located with easy access to major highways, commuting to Columbia or Charleston is simple and stress-free. Just minutes from shopping, dining, and the scenic Edisto Memorial Gardens, the location is hard to beat. Built in 1965, this home features timeless character and generous living spaces, providing a wonderful opportunity for first-time buyers or anyone looking to personalize a home with great potential. A true combination of comfort, value, and location ready for you to make it your own. Being sold As-Is

  5. 2026-04-15
    listed $166,875,000 Active
  6. 2026-01-04
    price $219,000
  7. 2026-01-03
    status Active
  8. 2026-01-03
    historical
  9. 2025-11-11
    price $224,000
  10. 2025-10-03
    price $234,000
  11. 2025-09-02
    status Active
  12. 2025-08-19
    status Pending
  13. 2025-08-05
    price $239,000
  14. 2025-07-03
    listed $249,000 Active
  15. 2021-03-01
    soldstatus $169,900
  16. 2021-02-24
    soldstatus $169,900 Closed
  17. 1989-08-01
    soldstatus $73,900
  18. 1984-05-01
    soldstatus $69,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$1,390 · $116/mo
Projected year-2 tax
$1,390 · $116/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,984
− Mortgage interest
−$9,348
− Property taxes
−$1,390
− Insurance
−$834
− Repairs & maintenance
−$1,839
− Management
−$1,839
− Depreciation
−$4,855
Taxable income
$2,880
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$691
After-tax cash flow
$4,740/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

No district data.

Livability — Orangeburg

Score
54/100
State rank
#324
US rank
#23942

Category grades

Amenities D- Commute F Cost of living A+ Crime F Employment F Housing C- Health & safety B User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Orangeburg County · 15,135 people
City population
15,135
Metro
Orangeburg, SC
Population (ZIP)
15,135
Household income
$64,167
Rent vs Own
35.6% rent · 64.4% own
Severe rent burden
253.0

Population outlook (Orangeburg County) Hauer SSP2

Today (2025)
82,698 people
By 2030
78,615 · -4.9%
By 2040
69,308 · -16.2%
By 2050
60,629 · -26.7%
By 2075
42,678 · -48.4%
By 2100
28,136 · -66.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (63%)
Race & ethnicity
Black 63% White 28% Hispanic / Latino 5% Asian 2% Two or more races 2%
Hispanic origin (detail)
Mexican 3%
Common ancestry
Italian 1% Serbian 1% Lithuanian 1%
Foreign-born
3% · Canada
Languages at home
91% English-only · Spanish 6% French/Haitian/Cajun 1% Arabic 1%

Political lean MEDSL · Orangeburg

2024 margin
Strong D (+24.6) · D 61.8% · R 37.2% · Other 1.1%
2008→2024 swing
-13.5pp toward R · 2008: 38.1pp · 2024: 24.6pp
All cycles
2024: D+24.6 2020: D+33.2 2016: D+37.0 2012: D+43.5 2008: D+38.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -71.45%
Current HPI
176.0101
Rent YoY
Metro
Orangeburg, SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+138.7% since first listed
18 events — show timeline
  • 2026-05-07 Pending Consolidated MLS
  • 2026-05-07 Pending SBOR
  • 2026-04-18 Price Changed $166,875 Consolidated MLS
  • 2026-04-16 Listed $166,875 SBOR
  • 2026-04-15 Listed $166,875,000 Consolidated MLS
  • 2026-01-04 Price Changed $219,000 Consolidated MLS
  • 2026-01-03 Relisted Consolidated MLS
  • 2026-01-03 Delisted Consolidated MLS
  • 2025-11-11 Price Changed $224,000 Consolidated MLS
  • 2025-10-03 Price Changed $234,000 Consolidated MLS
  • 2025-09-02 Relisted Consolidated MLS
  • 2025-08-19 Pending Consolidated MLS
  • 2025-08-05 Price Changed $239,000 Consolidated MLS
  • 2025-07-03 Listed $249,000 Consolidated MLS
  • 2021-03-01 Sold (Public Records) $169,900 Public Records
  • 2021-02-24 Sold (MLS) $169,900 Charleston Trident MLS
  • 1989-08-01 Sold (Public Records) $73,900 Public Records
  • 1984-05-01 Sold (Public Records) $69,900 Public Records

Property tax history

+12.4%/yr

Latest (2024): $1,390 · +18.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…