3210 Hunter Dr · Orangeburg, SC
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $783 – $1,453
Heat risk 7/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +26.7/30.0
- ARV discount +15.0/15.0
- DSCR +9.2/10.0
- 1% rule +6.5/10.0
- Schools +5.0/10.0
- Livability +2.7/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$166,875
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This inviting 4-bedroom, 2-bath home in Orangeburg offers the perfect blend of space, charm, and convenience. Ideally located with easy access to major highways, commuting to Columbia or Charleston is simple and stress-free. Just minutes from shopping, dining, and the scenic Edisto Memorial Gardens, the location is hard to beat. Built in 1965, this home features timeless character and generous living spaces, providing a wonderful opportunity for first-time buyers or anyone looking to personalize a home with great potential. A true combination of comfort, value, and location ready for you to make it your own. Being sold As-Is
Key facts
- Minutes from dining
- 0.52 acre lot
- Garage
Tags
Property features AI
Exterior
- Parking: Detached carport; One garage/carport space
- Utilities: Public sewer; Public water
- Home design: Single-story home; Crawlspace foundation
- Construction: Brick exterior; Crawlspace foundation
- Exterior features: Brick exterior above foundation; Paved road access; Public water
Interior
- Bedrooms: Primary bedroom located on the main level
- Bathrooms: Two full bathrooms
- Heating & cooling: Central cooling; Central heating (Electric and Gas on first level)
- Interior features: One fireplace
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $167k.
Deal economics
- At list price, monthly cash flow is $453 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $167k).
- Recommended offer: $164k (1.5% below list) — sets the bar for market timing.
- Cap rate 9.5% vs local median 4.2% in Orangeburg — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 54/100 on livability (#324 in SC) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, health & safety B; Watch: housing C-, schools F, crime F.
- Market conditions: 163 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 87 units permitted in Orangeburg County in 2024 (0 in 5+ unit buildings).
- This rent runs 36% of the median local income ($64k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Orangeburg County population projected at -27% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $47k cash investment doubles in ~10 years — after that, you're playing with house money.
Negotiation context
- It's been on market 21 days — a 2% lower offer ($164k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1965 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.15% ✓
- Cap rate
- 9.55%
- Cash-on-cash
- 11.62%
- DSCR
- 1.52
- GRM
- 7.3
CMA / ARV
- ARV (on-the-fly)
- $311,040
- Comps found
- 7
Show comp detail 7 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1330 Cleckley Blvd | 0.45mi | 3/2.0 (-1) | 2,044 (-5%) | 2mo | $295,000 | $144 | 63 |
| 1492 Ridgewood Dr | 0.27mi | 5/5.0 (+1) | 1,976 (-8%) | 1mo | $325,000 | $164 | 55 |
| 1554 Von Oshen Dr | 0.13mi | 3/2.0 (-1) | 1,957 (-9%) | 23mo | $172,500 | $88 | 54 |
| 1592 NE Sifly Rd | 0.43mi | 3/2.0 (-1) | 1,897 (-12%) | 5mo | $188,500 | $99 | 50 |
| 2572 Spring Vly | 0.68mi | 3/2.5 (-1) | 1,917 (-11%) | 3mo | $185,000 | $97 | 40 |
| 1848 NE Forest Dr | 0.59mi | 4/2.5 | 2,421 (+12%) | 16mo | $367,000 | $152 | 37 |
| 2017 Leeway St | 0.73mi | 4/2.5 | 1,988 (-8%) | 19mo | $290,000 | $146 | 34 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 1.0%
- Equity multiple
- 1.04×
- Total profit
- $1,757
- Equity at exit
- $24,882
- IRR
- 10.6%
- Equity multiple
- 1.82×
- Total profit
- $38,535
- Equity at exit
- $14,428
Cash invested: $46,725 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State South Carolina
- 90 Strongly Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 29118
- Home prices YoY
- -28.9%
- Active inventory
- 163
- Price-to-rent
- 7.3×
Monthly cashflow live
- Estimated rent
- $1,915 medium interval (Pro) →
- Mortgage (P&I)
- −$875
- Tax from tax record
- −$116 /mo · $1,390/yr
- Insurance
- −$70
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$402
- Net cashflow
- $453
Break-even live
Sensitivity live
| Price | -10% $547 | -5% $500 | +0% $453 | +5% $405 | +10% $358 |
|---|---|---|---|---|---|
| Rent | -10% $301 | -5% $377 | +0% $453 | +5% $528 | +10% $604 |
| Rate | -1.0pp $537 | -0.5pp $495 | base $453 | +0.5pp $409 | +1.0pp $365 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $41,719
- Closing costs
- $5,006
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3234 Hunter Dr Orangeburg, SC | 3.0 | 2.5 | 1989 | $2,300 | $1.16 | 4d | 1 | 0.02mi |
Listing history 18 events
-
2026-05-07status Pending
Show marketing remark (632 chars)
This inviting 4-bedroom, 2-bath home in Orangeburg offers the perfect blend of space, charm, and convenience. Ideally located with easy access to major highways, commuting to Columbia or Charleston is simple and stress-free. Just minutes from shopping, dining, and the scenic Edisto Memorial Gardens, the location is hard to beat. Built in 1965, this home features timeless character and generous living spaces, providing a wonderful opportunity for first-time buyers or anyone looking to personalize a home with great potential. A true combination of comfort, value, and location ready for you to make it your own. Being sold As-Is
-
2026-05-07status Pending 632-char remark
Show marketing remark (632 chars)
This inviting 4-bedroom, 2-bath home in Orangeburg offers the perfect blend of space, charm, and convenience. Ideally located with easy access to major highways, commuting to Columbia or Charleston is simple and stress-free. Just minutes from shopping, dining, and the scenic Edisto Memorial Gardens, the location is hard to beat. Built in 1965, this home features timeless character and generous living spaces, providing a wonderful opportunity for first-time buyers or anyone looking to personalize a home with great potential. A true combination of comfort, value, and location ready for you to make it your own. Being sold As-Is
-
2026-04-18price $166,875
-
2026-04-16$166,875 Active 632-char remark
Show marketing remark (632 chars)
This inviting 4-bedroom, 2-bath home in Orangeburg offers the perfect blend of space, charm, and convenience. Ideally located with easy access to major highways, commuting to Columbia or Charleston is simple and stress-free. Just minutes from shopping, dining, and the scenic Edisto Memorial Gardens, the location is hard to beat. Built in 1965, this home features timeless character and generous living spaces, providing a wonderful opportunity for first-time buyers or anyone looking to personalize a home with great potential. A true combination of comfort, value, and location ready for you to make it your own. Being sold As-Is
-
2026-04-15$166,875,000 Active
-
2026-01-04price $219,000
-
2026-01-03status Active
-
2026-01-03historical
-
2025-11-11price $224,000
-
2025-10-03price $234,000
-
2025-09-02status Active
-
2025-08-19status Pending
-
2025-08-05price $239,000
-
2025-07-03$249,000 Active
-
2021-03-01soldstatus $169,900
-
2021-02-24soldstatus $169,900 Closed
-
1989-08-01soldstatus $73,900
-
1984-05-01soldstatus $69,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast SC · Resets to sale price
- Current annual tax
- $1,390 · $116/mo
- Projected year-2 tax
- $1,390 · $116/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥108°F today · 16 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,984
- − Mortgage interest
- −$9,348
- − Property taxes
- −$1,390
- − Insurance
- −$834
- − Repairs & maintenance
- −$1,839
- − Management
- −$1,839
- − Depreciation
- −$4,855
- Taxable income
- $2,880
- Est. tax owed @ 24.0%
- −$691
- After-tax cash flow
- $4,740/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
No district data.
Livability — Orangeburg
- Score
- 54/100
- State rank
- #324
- US rank
- #23942
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Orangeburg County · 15,135 people
- City population
- 15,135
- Metro
- Orangeburg, SC
- Population (ZIP)
- 15,135
- Household income
- $64,167
- Rent vs Own
- Severe rent burden
- 253.0
Population outlook (Orangeburg County) Hauer SSP2
- Today (2025)
- 82,698 people
- By 2030
- 78,615 · -4.9%
- By 2040
- 69,308 · -16.2%
- By 2050
- 60,629 · -26.7%
- By 2075
- 42,678 · -48.4%
- By 2100
- 28,136 · -66.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority Black (63%)
- Race & ethnicity
- Black 63% White 28% Hispanic / Latino 5% Asian 2% Two or more races 2%
- Hispanic origin (detail)
- Mexican 3%
- Common ancestry
- Italian 1% Serbian 1% Lithuanian 1%
- Foreign-born
- 3% · Canada
- Languages at home
- 91% English-only · Spanish 6% French/Haitian/Cajun 1% Arabic 1%
Political lean MEDSL · Orangeburg
- 2024 margin
- Strong D (+24.6) · D 61.8% · R 37.2% · Other 1.1%
- 2008→2024 swing
- -13.5pp toward R · 2008: 38.1pp · 2024: 24.6pp
- All cycles
- 2024: D+24.6 2020: D+33.2 2016: D+37.0 2012: D+43.5 2008: D+38.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -71.45%
- Current HPI
- 176.0101
- Rent YoY
- —
- Metro
- Orangeburg, SC
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in SC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Packaging | 1 | $7B |
|
||
Price history
+138.7% since first listed18 events — show timeline
- 2026-05-07 Pending — Consolidated MLS
- 2026-05-07 Pending — SBOR
- 2026-04-18 Price Changed $166,875 Consolidated MLS
- 2026-04-16 Listed $166,875 SBOR
- 2026-04-15 Listed $166,875,000 Consolidated MLS
- 2026-01-04 Price Changed $219,000 Consolidated MLS
- 2026-01-03 Relisted — Consolidated MLS
- 2026-01-03 Delisted — Consolidated MLS
- 2025-11-11 Price Changed $224,000 Consolidated MLS
- 2025-10-03 Price Changed $234,000 Consolidated MLS
- 2025-09-02 Relisted — Consolidated MLS
- 2025-08-19 Pending — Consolidated MLS
- 2025-08-05 Price Changed $239,000 Consolidated MLS
- 2025-07-03 Listed $249,000 Consolidated MLS
- 2021-03-01 Sold (Public Records) $169,900 Public Records
- 2021-02-24 Sold (MLS) $169,900 Charleston Trident MLS
- 1989-08-01 Sold (Public Records) $73,900 Public Records
- 1984-05-01 Sold (Public Records) $69,900 Public Records
Property tax history
+12.4%/yrLatest (2024): $1,390 · +18.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…