151 Whippoorwill Way NE · Gumbranch, GA
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.5/30.0
- ARV discount +6.9/15.0
- Appreciation +5.6/10.0
- DSCR +4.8/10.0
- 1% rule +4.4/10.0
- Livability +3.0/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +2.3/10.0
$295,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Fresh paint and truly move-in ready, this charming home at 151 Whippoorwill Way in Ludowici is ready for its next chapter—no to-do list required! Step inside and enjoy a clean, refreshed feel that makes settling in easy from day one. Outside, you’ll find a really big yard with plenty of room to spread out—whether that means backyard barbecues, a play space for pets, or finally starting that garden you’ve been talking about. There’s space here to live, relax, and maybe even show off your cornhole skills. Warm, welcoming, and ready when you are—this one just feels like home. Seller now offerring $5000 in Closing Costs!
Key facts
- 0.58 acre lot
- 2 garage spots
- Built 2022
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.5-bath single-family listed at $295k.
Deal economics
- At list price, monthly cash flow is $121 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $276k (6.5% below list).
- Recommended offer: $276k (6.5% below list) — sets the bar for 1% rule.
- Cap rate 6.8% vs local median 5.6% in Gumbranch — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 60/100 on livability (#365 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, employment B+; Watch: schools F, crime D-, amenities F.
- Long County (rural): math 26% / reading 26% proficiency, ranked #115 of 174 in GA (top 66%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 409 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 298 units permitted in Long County in 2024 (0 in 5+ unit buildings).
- This rent runs 44% of the median local income ($75k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $5k of equity ($2k loan paydown + $3k appreciation (1.2% local appreciation)).
- Long County population projected at +72% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (1.2% appreciation + 3.0% rent growth), your $83k cash investment doubles in ~9 years — after that, you're playing with house money.
- By year 6, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 77 days — a 6% lower offer ($277k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- It's been on market 77 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.94% ✗
- Cap rate
- 6.78%
- Cash-on-cash
- 1.75%
- DSCR
- 1.08
- GRM
- 8.9
CMA / ARV
- ARV (median comp)
- $291,078
- List price
- $295,000
- Delta
- 1.35%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 275 Summerhill Dr NE | 0.19mi | 4/2.5 | 1,824 (0%) | 12mo | $285,000 | $156 | 81 |
| 136 Summerhill Dr NE | 0.15mi | 4/2.0 | 1,658 (-9%) | 1mo | $270,000 | $163 | 75 |
| 158 NE Whippoorwill Way | 0.05mi | 4/2.0 | 1,588 (-13%) | 3mo | $299,900 | $189 | 71 |
| 41 Sunflower Cir NE | 0.20mi | 4/2.5 | 1,552 (-15%) | 1mo | $253,500 | $163 | 65 |
| 222 Summerhill Dr NE | 0.17mi | 4/2.0 | 1,653 (-9%) | 13mo | $291,000 | $176 | 64 |
| 102 Summerhill Dr NE | 0.15mi | 4/2.5 | 2,048 (+12%) | 13mo | $315,000 | $154 | 62 |
| 7 Summerhill Dr NE | 0.19mi | 4/2.5 | 2,048 (+12%) | 11mo | $312,900 | $153 | 61 |
| 88 Whippoorwill Way NE | 0.07mi | 4/2.0 | 1,588 (-13%) | 15mo | $289,000 | $182 | 61 |
| 490 Mancey Garrason Loop | 0.26mi | 4/2.0 | 2,076 (+14%) | 7mo | $328,000 | $158 | 57 |
| 109 Quarter Horse Run NE | 0.11mi | 4/2.0 | 1,588 (-13%) | 20mo | $285,900 | $180 | 55 |
| 155 Mancey Garrason Loop Loop NE | 0.35mi | 4/2.0 | 1,615 (-12%) | 16mo | $259,900 | $161 | 49 |
| 308 NE Mancey Garrason Loop | 0.42mi | 3/2.0 (-1) | 1,574 (-14%) | 11mo | $259,000 | $165 | 42 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
1.16% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 3.7%
- Equity multiple
- 1.19×
- Total profit
- $15,553
- Equity at exit
- $103,149
- IRR
- 8.0%
- Equity multiple
- 1.99×
- Total profit
- $81,903
- Equity at exit
- $138,983
Cash invested: $82,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31316
- Home prices YoY
- 0.6%
- Active inventory
- 409
- Price-to-rent
- 8.9×
Monthly cashflow live
- Estimated rent
- $2,759 medium interval (Pro) →
- Mortgage (P&I)
- −$1,547
- Tax from tax record
- −$359 /mo · $4,311/yr
- Insurance
- −$123
- HOA
- −$30
- Vacancy / Maint / Mgmt
- −$579
- Net cashflow
- $121
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $73,750
- Closing costs
- $8,850
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 58 Summerhill Dr NE Ludowici, GA | 5.0 | 3.0 | 2423 | $2,600 | $1.07 | 44d | 1 | 0.17mi |
| 50 Huntington Dr NE Ludowici, GA | 4.0 | 2.5 | 2618 | $2,200 | $0.84 | 44d | 1 | 1.18mi |
HOA detail
- Monthly dues
- $30 · $360/yr
Listing history 28 events
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2026-06-19days on market $295,000 Active 77 DOM
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2026-06-18days on market $295,000 Active 76 DOM
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2026-06-17days on market $295,000 Active 75 DOM
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2026-06-16days on market $295,000 Active 74 DOM
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2026-06-15remarks 699-char remark
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2026-06-15days on market $295,000 Active 73 DOM
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2026-06-14days on market $295,000 Active 71 DOM
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2026-06-13days on market $295,000 Active 70 DOM
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2026-06-10days on market $295,000 Active 68 DOM
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2026-06-09days on market $295,000 Active 67 DOM
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2026-06-08days on market $295,000 Active 66 DOM
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2026-06-07days on market $295,000 Active 65 DOM
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2026-06-05days on market $295,000 Active 62 DOM
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2026-06-03days on market $295,000 Active 61 DOM
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2026-06-02days on market $295,000 Active 60 DOM
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2026-06-01days on market $295,000 Active 59 DOM
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2026-05-31days on market $295,000 Active 58 DOM
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2026-05-30days on market $295,000 Active 57 DOM
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2026-04-20price $295,000 660-char remark
Show marketing remark (660 chars)
Fresh paint and truly move-in ready, this charming home at 151 Whippoorwill Way in Ludowici is ready for its next chapter—no to-do list required! Step inside and enjoy a clean, refreshed feel that makes settling in easy from day one. Outside, you’ll find a really big yard with plenty of room to spread out—whether that means backyard barbecues, a play space for pets, or finally starting that garden you’ve been talking about. There’s space here to live, relax, and maybe even show off your cornhole skills. Warm, welcoming, and ready when you are—this one just feels like home. Seller now offerring $5000 in Closing Costs!
-
2026-04-03$299,000 Active 660-char remark
Show marketing remark (660 chars)
Fresh paint and truly move-in ready, this charming home at 151 Whippoorwill Way in Ludowici is ready for its next chapter—no to-do list required! Step inside and enjoy a clean, refreshed feel that makes settling in easy from day one. Outside, you’ll find a really big yard with plenty of room to spread out—whether that means backyard barbecues, a play space for pets, or finally starting that garden you’ve been talking about. There’s space here to live, relax, and maybe even show off your cornhole skills. Warm, welcoming, and ready when you are—this one just feels like home. Seller now offerring $5000 in Closing Costs!
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2024-03-21historical $2,120
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2024-03-12price $2,120
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2024-02-22$2,200
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2022-08-05soldstatus $268,975 737-char remark
Show marketing remark (737 chars)
The Anderson is part of our Covenant Series! You'll love the Anderson because it combines form and function into one exquisite home. Entering from the foyer, you will first access the flex room - furnish as an office, second living space, the possibilities are endless! Continuing down a short corridor, you are greeted by an inviting kitchen with corner pantry and bar area for additional seating. The family room , with an optional fireplace, is visible from the kitchen - perfect for the modern family. Upstairs, the master suite features a spacious bedroom but the en-suite steals the show. Dual vanities, a garden tub, separate shower, private toilet room and an expansive walk-in closet. Three secondary bedrooms share a hall bath.
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2022-08-05soldstatus $268,975
Show marketing remark (737 chars)
The Anderson is part of our Covenant Series! You'll love the Anderson because it combines form and function into one exquisite home. Entering from the foyer, you will first access the flex room - furnish as an office, second living space, the possibilities are endless! Continuing down a short corridor, you are greeted by an inviting kitchen with corner pantry and bar area for additional seating. The family room , with an optional fireplace, is visible from the kitchen - perfect for the modern family. Upstairs, the master suite features a spacious bedroom but the en-suite steals the show. Dual vanities, a garden tub, separate shower, private toilet room and an expansive walk-in closet. Three secondary bedrooms share a hall bath.
-
2022-04-19$268,975 737-char remark
Show marketing remark (737 chars)
The Anderson is part of our Covenant Series! You'll love the Anderson because it combines form and function into one exquisite home. Entering from the foyer, you will first access the flex room - furnish as an office, second living space, the possibilities are endless! Continuing down a short corridor, you are greeted by an inviting kitchen with corner pantry and bar area for additional seating. The family room , with an optional fireplace, is visible from the kitchen - perfect for the modern family. Upstairs, the master suite features a spacious bedroom but the en-suite steals the show. Dual vanities, a garden tub, separate shower, private toilet room and an expansive walk-in closet. Three secondary bedrooms share a hall bath.
-
2022-04-19$268,975
Show marketing remark (737 chars)
The Anderson is part of our Covenant Series! You'll love the Anderson because it combines form and function into one exquisite home. Entering from the foyer, you will first access the flex room - furnish as an office, second living space, the possibilities are endless! Continuing down a short corridor, you are greeted by an inviting kitchen with corner pantry and bar area for additional seating. The family room , with an optional fireplace, is visible from the kitchen - perfect for the modern family. Upstairs, the master suite features a spacious bedroom but the en-suite steals the show. Dual vanities, a garden tub, separate shower, private toilet room and an expansive walk-in closet. Three secondary bedrooms share a hall bath.
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2022-03-03$268,975
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $4,311 · $359/mo
- Projected year-2 tax
- $4,311 · $359/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $33,112
- − Mortgage interest
- −$16,525
- − Property taxes
- −$4,311
- − Insurance
- −$1,475
- − Repairs & maintenance
- −$2,649
- − Management
- −$2,649
- − HOA
- −$360
- − Depreciation
- −$8,582
- Taxable loss
- −$3,438
- Est. tax savings @ 24.0%
- +$825
- After-tax cash flow
- $2,274/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Long County
- NCES district ID
- 1303360
- Math proficiency
- 26% ▼ -14.00%
- Reading proficiency
- 26% ▼ -13.00%
- Median HH income
- $45,958
- Composite
- 22.51/100
- National rank
- #8090
- State rank
- #115 of 174 in GA
Livability — Gumbranch
- Score
- 60/100
- State rank
- #365
- US rank
- #18664
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Long County · 13,812 people
- Metro
- Hinesville, GA
- Population (ZIP)
- 13,812
- Household income
- $74,766
- Rent vs Own
- Severe rent burden
- 109.0
Population outlook (Long County) Hauer SSP2
- Today (2025)
- 24,669 people
- By 2030
- 28,223 · +14.4%
- By 2040
- 35,430 · +43.6%
- By 2050
- 42,403 · +71.9%
- By 2075
- 56,996 · +131.0%
- By 2100
- 64,185 · +160.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.56)
- Race & ethnicity
- White 61% Black 23% Hispanic / Latino 8% Two or more races 8%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 5%
- Common ancestry
- Serbian 1% Italian 1% Romanian 1%
- Foreign-born
- 3% · Canada
- Languages at home
- 92% English-only · Spanish 6% Other Asian/Pacific 1% German/W. Germanic 1%
Political lean MEDSL · Long
- 2024 margin
- Strong R (+29.5) · D 35.1% · R 64.6%
- 2008→2024 swing
- -5.4pp toward R · 2008: -24.1pp · 2024: -29.5pp
- All cycles
- 2024: R+29.5 2020: R+26.4 2016: R+30.8 2012: R+22.9 2008: R+24.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 1.16%
- Current HPI
- 195.2978
- Rent YoY
- —
- Metro
- Hinesville, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
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| Retail | 1 | $160B |
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| Transportation / Logistics | 1 | $91B |
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| Airlines | 1 | $62B |
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| Consumer Goods | 1 | $47B |
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| Utilities | 1 | $25B |
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Price history
+9.7% since first listed10 events — show timeline
- 2026-04-20 Price Changed $295,000 Hive MLS
- 2026-04-03 Listed $299,000 Hive MLS
- 2024-03-21 Rental Removed $2,120 BUILDIUM
- 2024-03-12 Price Changed $2,120 BUILDIUM
- 2024-02-22 Listed for Rent $2,200 BUILDIUM
- 2022-08-05 Sold (MLS) $268,975 HABR
- 2022-08-05 Sold (MLS) $268,975 Hive MLS
- 2022-04-19 Listed $268,975 Hive MLS
- 2022-04-19 Listed $268,975 Hive MLS
- 2022-03-03 Listed $268,975 HABR
Property tax history
+26.9%/yrLatest (2025): $4,311 · +37.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…