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151 Whippoorwill Way NE
D+ Composite 47.39
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.5/30.0
  • ARV discount +6.9/15.0
  • Appreciation +5.6/10.0
  • DSCR +4.8/10.0
  • 1% rule +4.4/10.0
  • Livability +3.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.3/10.0

$295,000

151 Whippoorwill Way NE · Gumbranch, GA 31316
4 bd · 2.5 ba · 1,824 sqft · SingleFamily public records · 77 Days on market
Built 2022 0.58 ac lot $162/sqft · at area comps Est $291k · at est. $30/mo HOA · 1% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Fresh paint and truly move-in ready, this charming home at 151 Whippoorwill Way in Ludowici is ready for its next chapter—no to-do list required! Step inside and enjoy a clean, refreshed feel that makes settling in easy from day one. Outside, you’ll find a really big yard with plenty of room to spread out—whether that means backyard barbecues, a play space for pets, or finally starting that garden you’ve been talking about. There’s space here to live, relax, and maybe even show off your cornhole skills. Warm, welcoming, and ready when you are—this one just feels like home. Seller now offerring $5000 in Closing Costs!

Key facts

  • 0.58 acre lot
  • 2 garage spots
  • Built 2022

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $295k.

Deal economics

  • At list price, monthly cash flow is $121 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $276k (6.5% below list).
  • Recommended offer: $276k (6.5% below list) — sets the bar for 1% rule.
  • Cap rate 6.8% vs local median 5.6% in Gumbranch — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 60/100 on livability (#365 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, employment B+; Watch: schools F, crime D-, amenities F.
  • Long County (rural): math 26% / reading 26% proficiency, ranked #115 of 174 in GA (top 66%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 409 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 298 units permitted in Long County in 2024 (0 in 5+ unit buildings).
  • This rent runs 44% of the median local income ($75k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $5k of equity ($2k loan paydown + $3k appreciation (1.2% local appreciation)).
  • Long County population projected at +72% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (1.2% appreciation + 3.0% rent growth), your $83k cash investment doubles in ~9 years — after that, you're playing with house money.
  • By year 6, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 77 days — a 6% lower offer ($277k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $275,932 (6.5% below list)

Questions for the listing agent

  1. It's been on market 77 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.94%
Cap rate
6.78%
Cash-on-cash
1.75%
DSCR
1.08
GRM
8.9

CMA / ARV

ARV (median comp)
$291,078
List price
$295,000
Delta
1.35%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
275 Summerhill Dr NE 0.19mi 4/2.5 1,824 (0%) 12mo $285,000 $156 81
136 Summerhill Dr NE 0.15mi 4/2.0 1,658 (-9%) 1mo $270,000 $163 75
158 NE Whippoorwill Way 0.05mi 4/2.0 1,588 (-13%) 3mo $299,900 $189 71
41 Sunflower Cir NE 0.20mi 4/2.5 1,552 (-15%) 1mo $253,500 $163 65
222 Summerhill Dr NE 0.17mi 4/2.0 1,653 (-9%) 13mo $291,000 $176 64
102 Summerhill Dr NE 0.15mi 4/2.5 2,048 (+12%) 13mo $315,000 $154 62
7 Summerhill Dr NE 0.19mi 4/2.5 2,048 (+12%) 11mo $312,900 $153 61
88 Whippoorwill Way NE 0.07mi 4/2.0 1,588 (-13%) 15mo $289,000 $182 61
490 Mancey Garrason Loop 0.26mi 4/2.0 2,076 (+14%) 7mo $328,000 $158 57
109 Quarter Horse Run NE 0.11mi 4/2.0 1,588 (-13%) 20mo $285,900 $180 55
155 Mancey Garrason Loop Loop NE 0.35mi 4/2.0 1,615 (-12%) 16mo $259,900 $161 49
308 NE Mancey Garrason Loop 0.42mi 3/2.0 (-1) 1,574 (-14%) 11mo $259,000 $165 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

1.16% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
3.7%
Equity multiple
1.19×
Total profit
$15,553
Equity at exit
$103,149
10-year hold
IRR
8.0%
Equity multiple
1.99×
Total profit
$81,903
Equity at exit
$138,983

Cash invested: $82,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31316

Home prices YoY
0.6%
Active inventory
409
Price-to-rent
8.9×

Monthly cashflow live

Estimated rent
$2,759 medium interval (Pro) →
Mortgage (P&I)
$1,547
Tax from tax record
$359 /mo · $4,311/yr
Insurance
$123
HOA
$30
Vacancy / Maint / Mgmt
$579
Net cashflow
$121

Break-even live

Break-even rent $2,607
Max offer price $295,000
Occupancy floor 91%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$73,750
Closing costs
$8,850
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
58 Summerhill Dr NE Ludowici, GA 5.0 3.0 2423 $2,600 $1.07 44d 1 0.17mi
50 Huntington Dr NE Ludowici, GA 4.0 2.5 2618 $2,200 $0.84 44d 1 1.18mi

HOA detail

Monthly dues
$30 · $360/yr

Listing history 28 events

  1. 2026-06-19
    days on market $295,000 Active 77 DOM
  2. 2026-06-18
    days on market $295,000 Active 76 DOM
  3. 2026-06-17
    days on market $295,000 Active 75 DOM
  4. 2026-06-16
    days on market $295,000 Active 74 DOM
  5. 2026-06-15
    remarks 699-char remark
  6. 2026-06-15
    days on market $295,000 Active 73 DOM
  7. 2026-06-14
    days on market $295,000 Active 71 DOM
  8. 2026-06-13
    days on market $295,000 Active 70 DOM
  9. 2026-06-10
    days on market $295,000 Active 68 DOM
  10. 2026-06-09
    days on market $295,000 Active 67 DOM
  11. 2026-06-08
    days on market $295,000 Active 66 DOM
  12. 2026-06-07
    days on market $295,000 Active 65 DOM
  13. 2026-06-05
    days on market $295,000 Active 62 DOM
  14. 2026-06-03
    days on market $295,000 Active 61 DOM
  15. 2026-06-02
    days on market $295,000 Active 60 DOM
  16. 2026-06-01
    days on market $295,000 Active 59 DOM
  17. 2026-05-31
    days on market $295,000 Active 58 DOM
  18. 2026-05-30
    days on market $295,000 Active 57 DOM
  19. 2026-04-20
    price $295,000 660-char remark
    Show marketing remark (660 chars)

    Fresh paint and truly move-in ready, this charming home at 151 Whippoorwill Way in Ludowici is ready for its next chapter—no to-do list required! Step inside and enjoy a clean, refreshed feel that makes settling in easy from day one. Outside, you’ll find a really big yard with plenty of room to spread out—whether that means backyard barbecues, a play space for pets, or finally starting that garden you’ve been talking about. There’s space here to live, relax, and maybe even show off your cornhole skills. Warm, welcoming, and ready when you are—this one just feels like home. Seller now offerring $5000 in Closing Costs!

  20. 2026-04-03
    listed $299,000 Active 660-char remark
    Show marketing remark (660 chars)

    Fresh paint and truly move-in ready, this charming home at 151 Whippoorwill Way in Ludowici is ready for its next chapter—no to-do list required! Step inside and enjoy a clean, refreshed feel that makes settling in easy from day one. Outside, you’ll find a really big yard with plenty of room to spread out—whether that means backyard barbecues, a play space for pets, or finally starting that garden you’ve been talking about. There’s space here to live, relax, and maybe even show off your cornhole skills. Warm, welcoming, and ready when you are—this one just feels like home. Seller now offerring $5000 in Closing Costs!

  21. 2024-03-21
    historical $2,120
  22. 2024-03-12
    price $2,120
  23. 2024-02-22
    listed $2,200
  24. 2022-08-05
    soldstatus $268,975 737-char remark
    Show marketing remark (737 chars)

    The Anderson is part of our Covenant Series! You'll love the Anderson because it combines form and function into one exquisite home. Entering from the foyer, you will first access the flex room - furnish as an office, second living space, the possibilities are endless! Continuing down a short corridor, you are greeted by an inviting kitchen with corner pantry and bar area for additional seating. The family room , with an optional fireplace, is visible from the kitchen - perfect for the modern family. Upstairs, the master suite features a spacious bedroom but the en-suite steals the show. Dual vanities, a garden tub, separate shower, private toilet room and an expansive walk-in closet. Three secondary bedrooms share a hall bath.

  25. 2022-08-05
    soldstatus $268,975
    Show marketing remark (737 chars)

    The Anderson is part of our Covenant Series! You'll love the Anderson because it combines form and function into one exquisite home. Entering from the foyer, you will first access the flex room - furnish as an office, second living space, the possibilities are endless! Continuing down a short corridor, you are greeted by an inviting kitchen with corner pantry and bar area for additional seating. The family room , with an optional fireplace, is visible from the kitchen - perfect for the modern family. Upstairs, the master suite features a spacious bedroom but the en-suite steals the show. Dual vanities, a garden tub, separate shower, private toilet room and an expansive walk-in closet. Three secondary bedrooms share a hall bath.

  26. 2022-04-19
    listed $268,975 737-char remark
    Show marketing remark (737 chars)

    The Anderson is part of our Covenant Series! You'll love the Anderson because it combines form and function into one exquisite home. Entering from the foyer, you will first access the flex room - furnish as an office, second living space, the possibilities are endless! Continuing down a short corridor, you are greeted by an inviting kitchen with corner pantry and bar area for additional seating. The family room , with an optional fireplace, is visible from the kitchen - perfect for the modern family. Upstairs, the master suite features a spacious bedroom but the en-suite steals the show. Dual vanities, a garden tub, separate shower, private toilet room and an expansive walk-in closet. Three secondary bedrooms share a hall bath.

  27. 2022-04-19
    listed $268,975
    Show marketing remark (737 chars)

    The Anderson is part of our Covenant Series! You'll love the Anderson because it combines form and function into one exquisite home. Entering from the foyer, you will first access the flex room - furnish as an office, second living space, the possibilities are endless! Continuing down a short corridor, you are greeted by an inviting kitchen with corner pantry and bar area for additional seating. The family room , with an optional fireplace, is visible from the kitchen - perfect for the modern family. Upstairs, the master suite features a spacious bedroom but the en-suite steals the show. Dual vanities, a garden tub, separate shower, private toilet room and an expansive walk-in closet. Three secondary bedrooms share a hall bath.

  28. 2022-03-03
    listed $268,975

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$4,311 · $359/mo
Projected year-2 tax
$4,311 · $359/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$33,112
− Mortgage interest
−$16,525
− Property taxes
−$4,311
− Insurance
−$1,475
− Repairs & maintenance
−$2,649
− Management
−$2,649
− HOA
−$360
− Depreciation
−$8,582
Taxable loss
−$3,438
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$825
After-tax cash flow
$2,274/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Long County
NCES district ID
1303360
Math proficiency
26% ▼ -14.00%
Reading proficiency
26% ▼ -13.00%
Median HH income
$45,958
Composite
22.51/100
National rank
#8090
State rank
#115 of 174 in GA

Livability — Gumbranch

Score
60/100
State rank
#365
US rank
#18664

Category grades

Amenities F Commute F Cost of living A+ Crime D- Employment B+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Long County · 13,812 people
Metro
Hinesville, GA
Population (ZIP)
13,812
Household income
$74,766
Rent vs Own
29.6% rent · 70.4% own
Severe rent burden
109.0

Population outlook (Long County) Hauer SSP2

Today (2025)
24,669 people
By 2030
28,223 · +14.4%
By 2040
35,430 · +43.6%
By 2050
42,403 · +71.9%
By 2075
56,996 · +131.0%
By 2100
64,185 · +160.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 61% Black 23% Hispanic / Latino 8% Two or more races 8%
Hispanic origin (detail)
Mexican 2% Puerto Rican 5%
Common ancestry
Serbian 1% Italian 1% Romanian 1%
Foreign-born
3% · Canada
Languages at home
92% English-only · Spanish 6% Other Asian/Pacific 1% German/W. Germanic 1%

Political lean MEDSL · Long

2024 margin
Strong R (+29.5) · D 35.1% · R 64.6%
2008→2024 swing
-5.4pp toward R · 2008: -24.1pp · 2024: -29.5pp
All cycles
2024: R+29.5 2020: R+26.4 2016: R+30.8 2012: R+22.9 2008: R+24.1

Not yet ingested

Civics

Market trends

HPI YoY
▲ 1.16%
Current HPI
195.2978
Rent YoY
Metro
Hinesville, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+9.7% since first listed
10 events — show timeline
  • 2026-04-20 Price Changed $295,000 Hive MLS
  • 2026-04-03 Listed $299,000 Hive MLS
  • 2024-03-21 Rental Removed $2,120 BUILDIUM
  • 2024-03-12 Price Changed $2,120 BUILDIUM
  • 2024-02-22 Listed for Rent $2,200 BUILDIUM
  • 2022-08-05 Sold (MLS) $268,975 HABR
  • 2022-08-05 Sold (MLS) $268,975 Hive MLS
  • 2022-04-19 Listed $268,975 Hive MLS
  • 2022-04-19 Listed $268,975 Hive MLS
  • 2022-03-03 Listed $268,975 HABR

Property tax history

+26.9%/yr

Latest (2025): $4,311 · +37.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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