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7756 Cherry Blossom Way
D Composite 41.22
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +9.7/30.0
  • ARV discount +7.5/15.0
  • Appreciation +4.9/10.0
  • Schools +4.3/10.0
  • 1% rule +3.7/10.0
  • Livability +3.2/5.0
  • Rent growth +2.8/5.0
  • DSCR +2.7/10.0
  • Condition / age +2.5/5.0

$410,000

7756 Cherry Blossom Way · Golf, FL 33437
3 bd · 2.0 ba · 1,848 sqft · SingleFamily public records · 171 Days on market
Built 1996 4,520 sqft lot $531/mo HOA · 15% of rent ↓ 2% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

NEW ROOF (7/2021) Enjoy the partial lake view from your screened in patio. This home offers 3 full bedrooms and 2 bathrooms with a split bedroom plan. Walk in laundry room. Featuring customized familyroom and master bedroom both extended 4 feet from builder's standard plan for this model. Master bathroom offers double sinks, roman tub and separate walk in shower. High ceilings throughout. Light and bright SOUTHERN exposure. A short walk to the active and renovated clubhouse.

Key facts

  • 4,520 sq ft lot
  • 2 garage spots
  • Built 1996

Property features AI

Finance

  • Other: Living area reported as 1,848; Total building area reported as 2,266; Lot size reported (not included in interior/exterior sq.ft. sections)
  • Financial info: Pets allowed with possible restrictions (breed, number, and size limits)
  • HOA & community: Has association; Monthly HOA fee of $531; Association covers cable TV, grounds maintenance and common areas; Community amenities include clubhouse, fitness center, sauna, billiard room, library, community room, putting green, tennis courts, bocce ball, shuffleboard, sidewalks and street lights; Senior community

Exterior

  • Parking: Attached 2-car garage; 2 covered parking spaces; Garage with door opener
  • Security: Gated community with guard
  • Utilities: Public water; Public sewer; Three-phase electric service; Cable available; Water and sewer available
  • Home design: Single family residence; Single-story; Resale property; Faces north
  • Construction: Built with CBS construction materials; Barrel roof
  • Exterior features: Screened patio and screened porch; Patio; Porch; Private road frontage; Paved road surface; Waterfront: Yes (no specific waterfront features listed)

Interior

  • Kitchen: Dishwasher; Electric range; Refrigerator
  • Bedrooms: 3 bedrooms on the main level
  • Flooring: Ceramic tile
  • Bathrooms: 2 full bathrooms on the main level
  • Heating & cooling: Central heating; Central air; Ceiling fans
  • Interior features: Cathedral ceilings; Vaulted ceilings; Walk-in closets; Roman tub
  • Laundry & utility: Inside laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $410k.

Deal economics

  • At list price, monthly cash flow is $-273 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $362k (11.8% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $357k (12.9% below list).
  • Recommended offer: $357k (12.9% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 63/100 on livability (#703 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, cost of living F.
  • Palm Beach (suburban): math 46% / reading 53% proficiency, ranked #34 of 73 in FL (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Crystal Lakes Elementary School (math 55% / reading 64%, grade B-, #690 of 2,144 statewide, top 34%, 788 students, 37% FRL); Park Vista Community High School (math 43% / reading 64%, grade C-, #146 of 667 statewide, top 22%, 3,191 students, 28% FRL) — zoned schools average 33% FRL vs 52% district-wide (19 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: Rents rising (+1.3%/yr); 489 active listings in the ZIP; 24 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,974 units permitted in Palm Beach County in 2024 (1,012 in 5+ unit buildings).
  • At $3,573/mo this rent would consume 53% of the median local household income ($81k/yr) (locally 902% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • In year one you build about $2k of equity ($3k loan paydown + $-991 appreciation (-0.2% local appreciation)).
  • Palm Beach County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 10, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 171 days — a 12% lower offer ($361k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 4y ago; this cycle's ask has dropped $30k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 3→11/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $357,281 (12.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 171 days. Have you received any prior offers? Is the seller open to a 13% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.87%
Cap rate
5.49%
Cash-on-cash
-2.86%
DSCR
0.87
GRM
9.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-0.24% appreciation · 1.28% rent growth · sell at horizon

5-year hold
IRR
-7.6%
Equity multiple
0.65×
Total profit
$-39,890
Equity at exit
$114,120
10-year hold
IRR
-2.8%
Equity multiple
0.72×
Total profit
$-31,751
Equity at exit
$133,303

Cash invested: $114,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33437

Home prices YoY
-0.1%
Rents YoY
1.3%
Active inventory
489
Price-to-rent
9.6×

Monthly cashflow live

Estimated rent
$3,573 high interval (Pro) →
Mortgage (P&I)
$2,150
Tax from tax record
$244 /mo · $2,925/yr
Insurance
$171
HOA
$531
Vacancy / Maint / Mgmt
$750
Net cashflow
$-273

Break-even live

Break-even rent $3,919
Max offer price $361,748
Occupancy floor

Sensitivity live

Price -10% $-41 -5% $-157 +0% $-273 +5% $-389 +10% $-505
Rent -10% $-555 -5% $-414 +0% $-273 +5% $-132 +10% $9
Rate -1.0pp $-67 -0.5pp $-169 base $-273 +0.5pp $-379 +1.0pp $-487

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$102,500
Closing costs
$12,300
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 24 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7275 Summer Tree Dr Boynton Beach, FL 2.0 2.0 1722 $4,300 $2.50 26d 1 0.49mi
7577 Caprio Dr Boynton Beach, FL 3.0 2.0 1884 $3,200 $1.70 16d 1 0.50mi
7577 Caprio Dr Boynton Beach, FL 3.0 2.0 1884 $3,200 $1.70 5d 1 0.50mi
7891 Sailing Shores Ter Boynton Beach, FL 3.0 2.0 2011 $3,400 $1.69 18d 1 0.50mi
7891 Sailing Shores Ter Unit 7891 Boynton Beach, FL 3.0 2.0 2011 $3,000 $1.49 9d 1 0.50mi
9650 Harbour Lake Cir Boynton Beach, FL 3.0 2.0 1937 $2,975 $1.54 26d 1 0.56mi
7192 Summer Tree Dr Boynton Beach, FL 2.0 2.0 1722 $3,000 $1.74 26d 1 0.61mi
7933 Venture Center Way Boynton Beach, FL 1.0–3.0 1.0–2.0 1120 $2,911 $2.60 1d 17 0.64mi
7832 Rockford Rd Boynton Beach, FL 3.0 2.0 1598 $3,800 $2.38 24d 1 0.68mi
8884 Shoal Creek Ln Boynton Beach, FL 3.0 2.0 1936 $4,750 $2.45 1d 1 0.70mi
8884 Shoal Creek Ln Boynton Beach, FL 3.0 2.0 1936 $4,900 $2.53 26d 1 0.70mi
8884 Shoal Creek Ln Boynton Beach, FL 3.0 2.0 1936 $5,000 $2.58 12d 1 0.70mi
7725 Rockford Rd Boynton Beach, FL 3.0 2.5 2249 $10,000 $4.45 5d 1 0.82mi
7936 Rockford Rd Boynton Beach, FL 3.0 2.0 1871 $9,000 $4.81 24d 1 0.85mi
7662 Spatterdock Dr Boynton Beach, FL 4.0 2.5 1966 $3,600 $1.83 1d 1 0.94mi
7975 Rockford Rd Boynton Beach, FL 2.0 2.0 1720 $3,700 $2.15 26d 1 0.94mi
7821 Dorchester Rd Boynton Beach, FL 3.0 3.0 2325 $11,000 $4.73 26d 1 1.01mi
10206 Stonehenge Cir Boynton Beach, FL 1.0–3.0 1.0–2.0 1054 $2,650 $2.51 1d 12 1.18mi
7816 Bridlington Dr Boynton Beach, FL 3.0 3.0 2330 $12,000 $5.15 26d 1 1.22mi
8451 Siciliano St Boynton Beach, FL 3.0 2.0 1627 $3,200 $1.97 14d 1 1.37mi
8481 Siciliano St Unit 8481 Boynton Beach, FL 3.0 2.0 1774 $3,650 $2.06 26d 1 1.38mi
9336 Water Course Way Boynton Beach, FL 3.0 2.0 1779 $3,600 $2.02 26d 1 1.39mi
9336 Water Course Way Boynton Beach, FL 3.0 2.0 1779 $3,600 $2.02 24d 1 1.39mi
8895 Chestnut Ridge Way Boynton Beach, FL 4.0 3.0 2530 $4,500 $1.78 26d 1 1.43mi

HOA detail

Monthly dues
$531 · $6,372/yr

Listing history 21 events

  1. 2026-06-21
    days on market $410,000 Active 171 DOM
  2. 2026-06-18
    days on market $410,000 Active 168 DOM
  3. 2026-06-17
    days on market $410,000 Active 167 DOM
  4. 2026-06-16
    days on market $410,000 Active 166 DOM
  5. 2026-06-15
    days on market $410,000 Active 165 DOM
  6. 2026-06-13
    days on market $410,000 Active 163 DOM
  7. 2026-06-09
    days on market $410,000 Active 159 DOM
  8. 2026-06-07
    days on market $410,000 Active 157 DOM
  9. 2026-06-04
    days on market $410,000 Active 154 DOM
  10. 2026-06-03
    days on market $410,000 Active 153 DOM
  11. 2026-06-01
    days on market $410,000 Active 151 DOM
  12. 2026-05-31
    days on market $410,000 Active 150 DOM
  13. 2026-02-05
    price $410,000
  14. 2026-01-18
    price $419,900
  15. 2026-01-01
    listed $440,000 Active
  16. 2025-12-31
    historical $440,000
  17. 2022-04-06
    soldstatus $409,500
  18. 2022-03-31
    historical 484-char remark
    Show marketing remark (484 chars)

    NEW ROOF (7/2021) Enjoy the partial lake view from your screened in patio. This home offers 3 full bedrooms and 2 bathrooms with a split bedroom plan. Walk in laundry room. Featuring customized familyroom and master bedroom both extended 4 feet from builder's standard plan for this model. Master bathroom offers double sinks, roman tub and separate walk in shower. High ceilings throughout. Light and bright SOUTHERN exposure. A short walk to the active and renovated clubhouse.

  19. 2022-03-31
    soldstatus $409,500 Closed 484-char remark
    Show marketing remark (484 chars)

    NEW ROOF (7/2021) Enjoy the partial lake view from your screened in patio. This home offers 3 full bedrooms and 2 bathrooms with a split bedroom plan. Walk in laundry room. Featuring customized familyroom and master bedroom both extended 4 feet from builder's standard plan for this model. Master bathroom offers double sinks, roman tub and separate walk in shower. High ceilings throughout. Light and bright SOUTHERN exposure. A short walk to the active and renovated clubhouse.

  20. 2022-02-16
    status Pending 484-char remark
    Show marketing remark (484 chars)

    NEW ROOF (7/2021) Enjoy the partial lake view from your screened in patio. This home offers 3 full bedrooms and 2 bathrooms with a split bedroom plan. Walk in laundry room. Featuring customized familyroom and master bedroom both extended 4 feet from builder's standard plan for this model. Master bathroom offers double sinks, roman tub and separate walk in shower. High ceilings throughout. Light and bright SOUTHERN exposure. A short walk to the active and renovated clubhouse.

  21. 2022-02-04
    listed $419,000 Active 484-char remark
    Show marketing remark (484 chars)

    NEW ROOF (7/2021) Enjoy the partial lake view from your screened in patio. This home offers 3 full bedrooms and 2 bathrooms with a split bedroom plan. Walk in laundry room. Featuring customized familyroom and master bedroom both extended 4 feet from builder's standard plan for this model. Master bathroom offers double sinks, roman tub and separate walk in shower. High ceilings throughout. Light and bright SOUTHERN exposure. A short walk to the active and renovated clubhouse.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$2,925 · $244/mo
Projected year-2 tax
$3,403 · $284/mo
Expected delta
+$478/yr (+$40/mo · 16.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 3 d/yr ≥106°F today · 11 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$42,874
− Mortgage interest
−$22,966
− Property taxes
−$2,925
− Insurance
−$2,050
− Repairs & maintenance
−$3,430
− Management
−$3,430
− HOA
−$6,372
− Depreciation
−$11,927
Taxable loss
−$10,227
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,454
After-tax cash flow
$-823/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Palm Beach
NCES district ID
1201500
Math proficiency
46% ▼ -16.00%
Reading proficiency
53% ▼ -4.00%
Median HH income
$53,943
Composite
42.72/100
National rank
#3160
State rank
#34 of 73 in FL

Livability — Golf

Score
63/100
State rank
#703
US rank
#14941

Category grades

Amenities F Commute F Cost of living F Crime A+ Employment A+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Palm Beach County · 1,438,312 people
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
37,229
Household income
$80,710
Rent vs Own
14.5% rent · 85.5% own
Severe rent burden
902.0

Population outlook (Palm Beach County) Hauer SSP2

Today (2025)
1,637,487 people
By 2030
1,743,255 · +6.5%
By 2040
1,948,712 · +19.0%
By 2050
2,132,979 · +30.3%
By 2075
2,530,027 · +54.5%
By 2100
2,706,979 · +65.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (68%)
Race & ethnicity
White 68% Two or more races 13% Hispanic / Latino 12% Black 10% Asian 3%
Hispanic origin (detail)
Mexican 1% Puerto Rican 2% Cuban 1% Dominican 1%
Common ancestry
Scotch-Irish 8% Romanian 8% Hispanic 6%
Foreign-born
18% · Canada, Jamaica, Vietnam
Languages at home
78% English-only · Spanish 10% French/Haitian/Cajun 6% Other Indo-European 2%

Political lean MEDSL · Palm Beach

2024 margin
Toss-up / Even · D 50.0% · R 49.2%
2008→2024 swing
-22.1pp toward R · 2008: 22.9pp · 2024: 0.8pp
All cycles
2024: D+0.8 2020: D+12.8 2016: D+15.3 2012: D+17.0 2008: D+22.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -0.24%
Current HPI
257.5891
Rent YoY
▲ 1.28%
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-2.1% since first listed
9 events — show timeline
  • 2026-02-05 Price Changed $410,000 Beaches MLS
  • 2026-01-18 Price Changed $419,900 Beaches MLS
  • 2026-01-01 Listed $440,000 Beaches MLS
  • 2025-12-31 Coming Soon $440,000 Beaches MLS
  • 2022-04-06 Sold (Public Records) $409,500 Public Records
  • 2022-03-31 Listing Removed Beaches MLS
  • 2022-03-31 Sold (MLS) $409,500 Beaches MLS
  • 2022-02-16 Pending Beaches MLS
  • 2022-02-04 Listed $419,000 Beaches MLS

Property tax history

+2.6%/yr

Latest (2025): $2,925 · +3.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…