9 Bunker Pl · Rotonda, FL 33947

$369,000

3 bd · 2.0 ba · 1,608 sqft · Land · 173 Days on market

Built 2025 10,000 sqft lot $15/mo HOA · 1% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +12.0/30.0
• ARV discount +7.5/15.0
• Appreciation +5.6/10.0
• Schools +4.6/10.0
• DSCR +3.5/10.0
• Livability +3.4/5.0
• Condition / age +2.5/5.0
• Rent growth +2.4/5.0
• 1% rule +2.2/10.0

Listing remarks MLS

Beautiful Waterfront Lot in Rotonda West. Nestled in the Pebble Beach community, 9 Bunker Place offers serene views of a freshwater canal and is situated in a quiet cul-de-sac street amongst well-maintained homes and yards. Easterly facing, this is the perfect spot for the early risers who want to witness the breathtaking sunrises. The lot is cleared and ready to construct your dream home. Utilities, including electricity, public water, public sewer, and high-speed internet, are available. Rotonda West is a deed-restricted community, featuring five premier golf courses with gently rolling fairways that wind through natural Florida landscapes, lakes, and preserves. In addition, residents enjoy a 165-acre park with picturesque walking trails, an RV/Boat Storage area, tennis courts, and a new community center with many activities. Rotonda West boasts 26 miles of canals teeming with Fish and Florida Wildlife. You'll have quick access to the nearby town of Englewood and be just a few moments away from several pristine beaches. You are conveniently located near shopping, restaurants, boat ramps, marinas, fishing, waterfront dining with live music, the Englewood Farmers Market, and medical facilities. The Cape Haze Pioneer Bike Trail is just a few minutes away, with more than 8 miles of paved paths meandering through serene nature and ending close to Boca Grande. Several nearby national and international airports, such as Punta Gorda, Sarasota, Fort Myers, and Tampa, make this location easily accessible. Be sure to watch the 360 aerial tour.

Key facts

• Lakefront
• Expansive backyard
• Canal views

Tags

• LAKEFRONT
• SPA INSPIRED BATHROOM
• CANAL VIEWS
• EXPANSIVE BACKYARD
• WORLD CLASS FISHING
• PRISTINE SANDY BEACHES

Property features AI

Finance

• Other: Irrigation equipment included
• HOA & community: HOA required; $190 annually ($15.83/month); Association management listed; Pets allowed (cats and dogs)

Exterior

• Parking: Attached garage (2 spaces)
• Utilities: Public water (canal/lake available for irrigation); Public sewer; Electricity connected; Water connected; Sewer connected; Sprinkler well
• Home design: Single family residence; One story; New construction; Faces west
• Construction: Block and stucco construction; Shingle roof; Slab foundation; Completed condition; Built as new construction
• Exterior features: Outdoor lighting; Rain barrel / cistern; Sliding doors; On waterfront (canal) with canal access (brackish), approximately 80 feet of waterfront

Interior

• Kitchen: Dishwasher; Range; Microwave; Refrigerator; Exhaust fan; Electric water heater
• Bedrooms: 3 bedrooms
• Flooring: Tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric); Central air conditioning
• Interior features: Ceiling fans; Living room / dining room combo; Thermostat; Walk-in closets; Decorative electric living room fireplace
• Laundry & utility: Washer; Dryer; Laundry closet

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath land listed at $369k.

Deal economics

• At list price, monthly cash flow is $-514 ($-6k/yr) — negative.
• To cash-flow at today's rent, offer at most $278k (24.6% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $267k (27.8% below list).
• Recommended offer: $267k (27.8% below list) — sets the bar for 1% rule.
• Cap rate 6.0% vs local median 3.1% in Rotonda — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 67/100 on livability (#548 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A-, cost of living B+; Watch: amenities F, commute F, health & safety D-.
• Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Peace River Elementary School (math 56% / reading 54%, grade C, #872 of 2,144 statewide, top 42%, 581 students, 64% FRL); Lemon Bay High School (math 50% / reading 56%, grade C-, #148 of 667 statewide, top 23%, 1,360 students, 28% FRL).
• Market conditions: Rents soft (-0.2%/yr); 863 active listings in the ZIP; 36 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).

Forward outlook

• In year one you build about $7k of equity ($3k loan paydown + $5k appreciation (1.2% local appreciation)).
• Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 5, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 173 days — a 12% lower offer ($325k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 21y ago; this cycle's ask has dropped $50k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $40k; list at $369k implies a 822% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: flood insurance adds $427/mo.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→29/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $266,542 (27.8% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 173 days. Have you received any prior offers? Is the seller open to a 28% concession, seller financing, or rate buy-down credit?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
10. What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
11. Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
12. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
13. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
14. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.72% ✗
• Cap rate: 6.01%
• Cash-on-cash: -1.02%
• DSCR: 0.95
• GRM: 11.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

1.25% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -5.6%
• Equity multiple: 0.72×
• Total profit: $-29,036
• Equity at exit: $130,794

10-year hold

• IRR: -1.8%
• Equity multiple: 0.78×
• Total profit: $-22,361
• Equity at exit: $177,607

Cash invested: $103,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33947

• Home prices YoY: 0.4%
• Rents YoY: -0.2%
• Active inventory: 863
• Price-to-rent: 11.5×

Monthly cashflow live

• Estimated rent: $2,665 high
• Mortgage (P&I): −$1,935
• Tax from tax record: −$89 /mo · $1,073/yr
• Insurance: −$154
• Flood insurance flood zone: −$427 /mo · $5,118/yr
• HOA: −$15
• Vacancy / Maint / Mgmt: −$560
• Net cashflow: $-514

Break-even live

Break-even rent $3,316

Max offer price $278,183

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $92,250
• Closing costs: $11,070
• Reserves months: —
• Total cash needed: —

Rent comps 36 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
42 Mark Twain Ln Rotonda West, FL	3.0	2.5	1677	$2,800	$1.67	21d	1	0.17mi
87 Mark Twain Ln Rotonda West, FL	3.0	2.0	1235	$2,500	$2.02	21d	1	0.29mi
239 Annapolis Ln Rotonda West, FL	3.0	2.0	1747	$2,000	$1.14	21d	1	0.30mi
36 Bunker Cir Rotonda West, FL	2.0	2.0	1533	$3,999	$2.61	21d	1	0.31mi
230 Annapolis Ln Rotonda West, FL	3.0	2.0	1768	$1,800	$1.02	21d	1	0.34mi
195 Rotonda Blvd W Unit A Rotonda West, FL	3.0	2.0	1162	$1,850	$1.59	21d	1	0.42mi
226 Boundary Blvd Rotonda West, FL	2.0	2.0	1200	$1,495	$1.25	14d	1	0.48mi
181 Bunker Rd Rotonda West, FL	2.0	2.0	1355	$4,600	$3.39	21d	1	0.49mi
37 Oakland Hills Pl Rotonda West, FL	3.0	2.0	1321	$4,000	$3.03	21d	1	0.53mi
278 Boundary Blvd Unit B Rotonda West, FL	2.0	2.0	1138	$1,625	$1.43	21d	1	0.53mi
65 Oakland Hills Pl Rotonda West, FL	2.0	2.0	1444	$4,500	$3.12	21d	1	0.53mi
289 Boundary Blvd Unit 202 Rotonda West, FL	3.0	2.0	1168	$1,645	$1.41	21d	1	0.58mi
173 Rotonda Cir Rotonda West, FL	3.0	2.0	1350	$3,200	$2.37	21d	1	0.58mi
188 Boundary Blvd Unit B Rotonda West, FL	2.0	2.0	2086	$2,000	$0.96	21d	1	0.60mi
80 Mariner Ln Rotonda West, FL	3.0	2.0	2052	$4,800	$2.34	21d	1	0.62mi
65 Fairway Rd Rotonda West, FL	3.0	2.0	1865	$2,700	$1.45	21d	1	0.66mi
60 Golfview Rd Rotonda West, FL	3.0	2.0	1336	$5,550	$4.15	21d	1	0.66mi
64 Golfview Rd Rotonda West, FL	4.0	2.0	1697	$1,795	$1.06	14d	1	0.67mi
18 Golfview Ct Rotonda West, FL	3.0	2.0	1686	$3,000	$1.78	21d	1	0.71mi
285 Mark Twain Ln Rotonda West, FL	3.0	2.0	1759	$1,750	$0.99	21d	1	0.73mi
22 Mariner Ln Rotonda West, FL	3.0	2.0	2015	$4,200	$2.08	21d	1	0.73mi
25 Fairway Rd Rotonda West, FL	3.0	2.0	2068	$2,375	$1.15	21d	1	0.75mi
118 Caddy Rd Rotonda West, FL	3.0	2.0	1828	$2,795	$1.53	21d	1	0.76mi
98 Caddy Rd Rotonda West, FL	2.0	2.0	1167	$4,000	$3.43	21d	1	0.78mi
100 Rotonda Lakes Cir Rotonda West, FL	1.0–3.0	1.0–2.0	1024	$1,232	$1.20	14d	1	0.81mi
130 Boundary Blvd Unit B Rotonda West, FL	2.0	2.0	2060	$2,000	$0.97	21d	1	0.85mi
45 Oakland Hills Ct Rotonda West, FL	4.0	2.0	1536	$2,700	$1.76	21d	1	0.85mi
113 Boundary Blvd Unit B 1 Rotonda West, FL	3.0	2.0	1325	$1,695	$1.28	21d	1	0.96mi
113 Boundary Blvd #2 Rotonda West, FL	3.0	2.0	1323	$1,625	$1.23	14d	1	0.96mi
511 Sweetwater Dr Rotonda West, FL	4.0	2.5	2160	$2,200	$1.02	21d	1	0.98mi
93 Boundary Blvd #303 Rotonda West, FL	2.0	2.0	1228	$2,800	$2.28	14d	1	1.07mi
12 Broadmoor Rd Unit 1 Rotonda West, FL	3.0	2.0	2065	$3,500	$1.69	21d	1	1.31mi
502 Sunset Rd N Rotonda West, FL	3.0	2.0	1636	$2,100	$1.28	21d	1	1.39mi
8256 Shore Lake Dr Englewood, FL	3.0	3.0	2201	$2,500	$1.14	21d	1	1.41mi
155 Long Meadow Ln Rotonda West, FL	3.0	2.0	1598	$4,500	$2.82	21d	1	1.42mi
123 Marker Rd Rotonda West, FL	3.0	2.0	2006	$2,400	$1.20	14d	1	1.46mi

HOA detail

• Monthly dues: $15 · $180/yr
• Likely covers: watersewerelectricinternet

Listing history 40 events

1. 2026-06-18
   days on market $369,000 Active 173 DOM
2. 2026-06-17
   price $369,000 Active 172 DOM
3. 2026-06-17
   days on market $375,000 Active 172 DOM
4. 2026-06-16
   days on market $375,000 Active 171 DOM
5. 2026-06-15
   days on market $375,000 Active 170 DOM
6. 2026-06-14
   days on market $375,000 Active 168 DOM
7. 2026-06-13
   days on market $375,000 Active 167 DOM
8. 2026-06-10
   pricedays on market $375,000 Active 165 DOM
9. 2026-06-09
   days on market $385,000 Active 164 DOM
10. 2026-06-08
    days on market $385,000 Active 163 DOM
11. 2026-06-05
    days on market $385,000 Active 159 DOM
12. 2026-06-03
    days on market $385,000 Active 158 DOM
13. 2026-06-02
    days on market $385,000 Active 157 DOM
14. 2026-06-01
    days on market $385,000 Active 156 DOM
15. 2026-05-31
    days on market $385,000 Active 155 DOM
16. 2026-05-30
    days on market $385,000 Active 154 DOM
17. 2026-04-15
    price $385,000
18. 2026-02-11
    price $395,000
19. 2025-12-27
    listed $419,000 Active
20. 2025-12-22
    historical
21. 2025-05-28
    listed $449,000 Active
22. 2024-04-23
    soldstatus $40,000 Closed 1560-char remark

    Show marketing remark (1560 chars)

    Beautiful Waterfront Lot in Rotonda West. Nestled in the Pebble Beach community, 9 Bunker Place offers serene views of a freshwater canal and is situated in a quiet cul-de-sac street amongst well-maintained homes and yards. Easterly facing, this is the perfect spot for the early risers who want to witness the breathtaking sunrises. The lot is cleared and ready to construct your dream home. Utilities, including electricity, public water, public sewer, and high-speed internet, are available. Rotonda West is a deed-restricted community, featuring five premier golf courses with gently rolling fairways that wind through natural Florida landscapes, lakes, and preserves. In addition, residents enjoy a 165-acre park with picturesque walking trails, an RV/Boat Storage area, tennis courts, and a new community center with many activities. Rotonda West boasts 26 miles of canals teeming with Fish and Florida Wildlife. You'll have quick access to the nearby town of Englewood and be just a few moments away from several pristine beaches. You are conveniently located near shopping, restaurants, boat ramps, marinas, fishing, waterfront dining with live music, the Englewood Farmers Market, and medical facilities. The Cape Haze Pioneer Bike Trail is just a few minutes away, with more than 8 miles of paved paths meandering through serene nature and ending close to Boca Grande. Several nearby national and international airports, such as Punta Gorda, Sarasota, Fort Myers, and Tampa, make this location easily accessible. Be sure to watch the 360 aerial tour.

23. 2024-04-23
    soldstatus $40,000

    Show marketing remark (1560 chars)

    Beautiful Waterfront Lot in Rotonda West. Nestled in the Pebble Beach community, 9 Bunker Place offers serene views of a freshwater canal and is situated in a quiet cul-de-sac street amongst well-maintained homes and yards. Easterly facing, this is the perfect spot for the early risers who want to witness the breathtaking sunrises. The lot is cleared and ready to construct your dream home. Utilities, including electricity, public water, public sewer, and high-speed internet, are available. Rotonda West is a deed-restricted community, featuring five premier golf courses with gently rolling fairways that wind through natural Florida landscapes, lakes, and preserves. In addition, residents enjoy a 165-acre park with picturesque walking trails, an RV/Boat Storage area, tennis courts, and a new community center with many activities. Rotonda West boasts 26 miles of canals teeming with Fish and Florida Wildlife. You'll have quick access to the nearby town of Englewood and be just a few moments away from several pristine beaches. You are conveniently located near shopping, restaurants, boat ramps, marinas, fishing, waterfront dining with live music, the Englewood Farmers Market, and medical facilities. The Cape Haze Pioneer Bike Trail is just a few minutes away, with more than 8 miles of paved paths meandering through serene nature and ending close to Boca Grande. Several nearby national and international airports, such as Punta Gorda, Sarasota, Fort Myers, and Tampa, make this location easily accessible. Be sure to watch the 360 aerial tour.

24. 2024-04-01
    status Pending 1560-char remark

    Show marketing remark (1560 chars)

    Beautiful Waterfront Lot in Rotonda West. Nestled in the Pebble Beach community, 9 Bunker Place offers serene views of a freshwater canal and is situated in a quiet cul-de-sac street amongst well-maintained homes and yards. Easterly facing, this is the perfect spot for the early risers who want to witness the breathtaking sunrises. The lot is cleared and ready to construct your dream home. Utilities, including electricity, public water, public sewer, and high-speed internet, are available. Rotonda West is a deed-restricted community, featuring five premier golf courses with gently rolling fairways that wind through natural Florida landscapes, lakes, and preserves. In addition, residents enjoy a 165-acre park with picturesque walking trails, an RV/Boat Storage area, tennis courts, and a new community center with many activities. Rotonda West boasts 26 miles of canals teeming with Fish and Florida Wildlife. You'll have quick access to the nearby town of Englewood and be just a few moments away from several pristine beaches. You are conveniently located near shopping, restaurants, boat ramps, marinas, fishing, waterfront dining with live music, the Englewood Farmers Market, and medical facilities. The Cape Haze Pioneer Bike Trail is just a few minutes away, with more than 8 miles of paved paths meandering through serene nature and ending close to Boca Grande. Several nearby national and international airports, such as Punta Gorda, Sarasota, Fort Myers, and Tampa, make this location easily accessible. Be sure to watch the 360 aerial tour.

25. 2024-02-15
    price $42,000 1560-char remark

    Show marketing remark (1560 chars)

    Beautiful Waterfront Lot in Rotonda West. Nestled in the Pebble Beach community, 9 Bunker Place offers serene views of a freshwater canal and is situated in a quiet cul-de-sac street amongst well-maintained homes and yards. Easterly facing, this is the perfect spot for the early risers who want to witness the breathtaking sunrises. The lot is cleared and ready to construct your dream home. Utilities, including electricity, public water, public sewer, and high-speed internet, are available. Rotonda West is a deed-restricted community, featuring five premier golf courses with gently rolling fairways that wind through natural Florida landscapes, lakes, and preserves. In addition, residents enjoy a 165-acre park with picturesque walking trails, an RV/Boat Storage area, tennis courts, and a new community center with many activities. Rotonda West boasts 26 miles of canals teeming with Fish and Florida Wildlife. You'll have quick access to the nearby town of Englewood and be just a few moments away from several pristine beaches. You are conveniently located near shopping, restaurants, boat ramps, marinas, fishing, waterfront dining with live music, the Englewood Farmers Market, and medical facilities. The Cape Haze Pioneer Bike Trail is just a few minutes away, with more than 8 miles of paved paths meandering through serene nature and ending close to Boca Grande. Several nearby national and international airports, such as Punta Gorda, Sarasota, Fort Myers, and Tampa, make this location easily accessible. Be sure to watch the 360 aerial tour.

26. 2023-09-14
    listed $55,000 Active 1560-char remark

    Show marketing remark (1560 chars)

    Beautiful Waterfront Lot in Rotonda West. Nestled in the Pebble Beach community, 9 Bunker Place offers serene views of a freshwater canal and is situated in a quiet cul-de-sac street amongst well-maintained homes and yards. Easterly facing, this is the perfect spot for the early risers who want to witness the breathtaking sunrises. The lot is cleared and ready to construct your dream home. Utilities, including electricity, public water, public sewer, and high-speed internet, are available. Rotonda West is a deed-restricted community, featuring five premier golf courses with gently rolling fairways that wind through natural Florida landscapes, lakes, and preserves. In addition, residents enjoy a 165-acre park with picturesque walking trails, an RV/Boat Storage area, tennis courts, and a new community center with many activities. Rotonda West boasts 26 miles of canals teeming with Fish and Florida Wildlife. You'll have quick access to the nearby town of Englewood and be just a few moments away from several pristine beaches. You are conveniently located near shopping, restaurants, boat ramps, marinas, fishing, waterfront dining with live music, the Englewood Farmers Market, and medical facilities. The Cape Haze Pioneer Bike Trail is just a few minutes away, with more than 8 miles of paved paths meandering through serene nature and ending close to Boca Grande. Several nearby national and international airports, such as Punta Gorda, Sarasota, Fort Myers, and Tampa, make this location easily accessible. Be sure to watch the 360 aerial tour.

27. 2019-11-29
    soldstatus $15,000 Sold
28. 2019-11-27
    soldstatus $15,000
29. 2019-09-30
    status Pending
30. 2019-09-13
    price $16,000
31. 2019-07-29
    price $17,500
32. 2019-07-02
    price $18,500
33. 2019-04-30
    listed $19,900 Active
34. 2013-08-09
    soldstatus $22,100
35. 2012-10-04
    soldstatus $8,200
36. 2012-09-27
    soldstatus $8,200
37. 2011-10-03
    listed $8,500
38. 2005-08-19
    soldstatus $85,000
39. 2005-08-16
    soldstatus $85,000
40. 2005-07-18
    listed $85,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,073 · $89/mo
• Projected year-2 tax: $3,063 · $255/mo
• Expected delta: +$1,990/yr (+$166/mo · 185.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 8/10 Severe FEMA zone AE · 97% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 29 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $31,985
• − Mortgage interest: −$20,670
• − Property taxes: −$1,073
• − Insurance: −$6,964
• − Repairs & maintenance: −$2,559
• − Management: −$2,559
• − HOA: −$180
• − Depreciation: −$10,735
• Taxable loss: −$12,753
• Est. tax savings @ 24.0%: +$3,061
• After-tax cash flow: $-3,108/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Charlotte
• NCES district ID: 1200240
• Math proficiency: 54% ▼ -6.00%
• Reading proficiency: 54% ▼ -1.00%
• Median HH income: $44,864
• Composite: 45.62/100
• National rank: #2586
• State rank: #22 of 73 in FL

Livability — Rotonda

• Score: 67/100
• State rank: #548
• US rank: #10359

Category grades

Amenities F Commute F Cost of living B+ Crime A+ Employment C+ Housing A- Health & safety D- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Rotonda, FL
• County: Charlotte County · 196,994 people
• City population: 10,490
• Metro: Punta Gorda, FL
• Population (ZIP): 10,447
• Household income: $80,091
• Rent vs Own: 14.0% rent · 86.0% own
• Severe rent burden: 91.0

Population outlook (Charlotte County) Hauer SSP2

• Today (2025): 198,646 people
• By 2030: 210,507 · +6.0%
• By 2040: 230,857 · +16.2%
• By 2050: 247,148 · +24.4%
• By 2075: 281,777 · +41.8%
• By 2100: 293,609 · +47.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (96%)
• Race & ethnicity: White 96% Hispanic / Latino 2% Two or more races 2%
• Common ancestry: Romanian 5% Lithuanian 4% Slovak 4%
• Foreign-born: 8% · Canada, Vietnam
• Languages at home: 93% English-only · Russian/Polish/Slavic 3% Spanish 2% German/W. Germanic 1%

Political lean MEDSL · Charlotte

• 2024 margin: Solid R (+34.0) · D 32.7% · R 66.7%
• 2008→2024 swing: -26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
• All cycles: 2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 1.25%
• Current HPI: 311.3231
• Rent YoY: ▼ -0.22%
• Metro: Punta Gorda, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+352.9% since first listed

24 events — show timeline

• 2026-04-15 Price Changed $385,000 Stellar MLS as Distributed by MLS Grid
• 2026-02-11 Price Changed $395,000 Stellar MLS as Distributed by MLS Grid
• 2025-12-27 Listed $419,000 Stellar MLS as Distributed by MLS Grid
• 2025-12-22 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2025-05-28 Listed $449,000 Stellar MLS as Distributed by MLS Grid
• 2024-04-23 Sold (Public Records) $40,000 Public Records
• 2024-04-23 Sold (MLS) $40,000 Stellar MLS as Distributed by MLS Grid
• 2024-04-01 Pending — Stellar MLS as Distributed by MLS Grid
• 2024-02-15 Price Changed $42,000 Stellar MLS as Distributed by MLS Grid
• 2023-09-14 Listed $55,000 Stellar MLS as Distributed by MLS Grid
• 2019-11-29 Sold (MLS) $15,000 Stellar MLS as Distributed by MLS Grid
• 2019-11-27 Sold (Public Records) $15,000 Public Records
• 2019-09-30 Pending — Stellar MLS as Distributed by MLS Grid
• 2019-09-13 Price Changed $16,000 Stellar MLS as Distributed by MLS Grid
• 2019-07-29 Price Changed $17,500 Stellar MLS as Distributed by MLS Grid
• 2019-07-02 Price Changed $18,500 Stellar MLS as Distributed by MLS Grid
• 2019-04-30 Listed $19,900 Stellar MLS as Distributed by MLS Grid
• 2013-08-09 Sold (Public Records) $22,100 Public Records
• 2012-10-04 Sold (Public Records) $8,200 Public Records
• 2012-09-27 Sold (MLS) $8,200 Stellar MLS as Distributed by MLS Grid
• 2011-10-03 Listed $8,500 Stellar MLS as Distributed by MLS Grid
• 2005-08-19 Sold (Public Records) $85,000 Public Records
• 2005-08-16 Sold (MLS) $85,000 Stellar MLS as Distributed by MLS Grid
• 2005-07-18 Listed $85,000 Stellar MLS as Distributed by MLS Grid

Property tax history

+9.1%/yr

Latest (2025): $1,073 · +13.4% YoY. Source: county tax records.