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6717 Applegate Dr
D- Composite 36.78
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +10.7/15.0
  • Cash flow +7.9/30.0
  • Condition / age +4.0/5.0
  • Livability +3.9/5.0
  • Rent growth +3.6/5.0
  • 1% rule +2.5/10.0
  • Schools +2.2/10.0
  • DSCR +2.0/10.0
  • Appreciation +0.0/10.0

$436,990

6717 Applegate Dr · Joliet, IL 60586
4 bd · 2.5 ba · 2,051 sqft · SingleFamily · 34 Days on market
Built 2026 Good condition 8,250 sqft lot Garage $213/sqft · 7% below area Est $470k · 7% under $31/mo HOA · 1% of rent ↓ 1% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Discover yourself at 6717 Applegate Drive Plainfield, Illinois, a beautiful new home in our Whisper Glen community. This home will be ready for a Fall move-in! This homesite includes beautiful stone on the front of the home as well as on the garage and fully sodded yard. The Bellamy Plan offers 2051 square feet, 2 story, 4 bedrooms, 2.5 baths, 9-foot ceilings on first floor, and full basement. Entertaining will be easy in this open-concept kitchen and family room layout with a large island and an overhang for stools and designer shaker cabinetry. Additionally, the kitchen features a walk-in pantry, modern stainless-steel appliances, quartz countertops, and easy-to-maintain luxury vinyl plank flooring. Enjoy your private getaway with your large primary bedroom and en suite bathroom with a raised height dual sink, quartz top vanity, and walk-in shower with spacious walk-in closet. Convenient 2nd floor laundry room, 3 additional bedrooms with a full second bath and a linen closet complete the second floor. All D. R. Horton Chicago homes include our America's Smart Home® Technology, featuring a smart video doorbell, smart Honeywell thermostat, smart door lock, Deako smart light switches and more. Photos are of similar home and model home. Actual home built may vary.

Key facts

  • Open great room
  • Turnback staircase
  • Study flex room

Tags

WHISPER GLEN COMMUNITYSTUDY FLEX ROOMDESIGNER CABINETRYCENTER ISLANDOPEN GREAT ROOMTURNBACK STAIRCASE

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $437k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-463 ($-6k/yr) — negative.
  • To cash-flow at today's rent, offer at most $370k (15.3% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $328k (25.0% below list).
  • Recommended offer: $328k (25.0% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 78/100 on livability (#153 in IL, #2,772 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, cost of living A; Watch: amenities C-, health & safety C-.
  • Plainfield SD 202 (suburban): math 25% / reading 32% proficiency, ranked #213 of 620 in IL (top 34%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; only 17% free/reduced lunch — higher-income household profile.
  • Zoned schools: Charles Reed Elementary Sch (math 16% / reading 23%, grade F, #1,054 of 2,056 statewide, top 54%, 593 students, 0% FRL); Aux Sable Middle Sch (math 18% / reading 32%, grade F, #327 of 665 statewide, top 50%, 855 students, 0% FRL); Plainfield South High School (math 21% / reading 25%, grade F, #312 of 693 statewide, top 46%, 2,411 students, 0% FRL) — zoned schools average 0% FRL vs 17% district-wide (17 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: Rents rising fast (+4.3%/yr); 174 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 36d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 55% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 2,028 units permitted in Will County in 2024 (530 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $13k of value loss. Plan a longer hold.
  • Will County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 34 days — a 3% lower offer ($424k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $327,604 (25.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 34 days. Have you received any prior offers? Is the seller open to a 25% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.75%
Cap rate
5.02%
Cash-on-cash
-4.54%
DSCR
0.80
GRM
11.1

CMA / ARV

ARV (median comp)
$470,057
List price
$436,990
Delta
-7.03%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6708 Buchanan Cir 0.10mi 4/2.5 2,051 (0%) 1mo $469,990 $229 95
6704 Buchanan Cir 0.10mi 4/2.5 2,051 (0%) 2mo $466,990 $228 94
6709 Buchanan Cir 0.12mi 4/2.5 2,051 (0%) 1mo $461,990 $225 93
6707 Buchanan Cir 0.13mi 4/2.5 2,051 (0%) 1mo $460,990 $225 93
2115 Three Forks Dr 0.43mi 4/3.0 2,070 (+1%) 1mo $389,000 $188 75
6710 Buchanan Cir 0.11mi 4/2.5 2,356 (+15%) 1mo $489,990 $208 69
6706 Buchanan Cir 0.09mi 4/2.5 2,356 (+15%) 2mo $486,890 $207 69
1915 Winger Dr 0.30mi 3/2.5 (-1) 1,832 (-11%) 2mo $425,000 $232 61
6413 Silver Ridge Dr 0.42mi 3/3.5 (-1) 1,916 (-7%) 2mo $395,000 $206 59
1844 Kendall Ridge Blvd 0.57mi 3/2.5 (-1) 1,915 (-7%) 1mo $371,850 $194 57
2002 Ashbrook Ct 0.75mi 4/2.5 2,180 (+6%) 1mo $381,000 $175 54
1801 Caton Ridge Dr 0.72mi 3/2.5 (-1) 1,952 (-5%) 2mo $390,000 $200 52

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.29% rent growth · sell at horizon

5-year hold
IRR
-22.5%
Equity multiple
0.22×
Total profit
$-95,916
Equity at exit
$65,157
10-year hold
IRR
-13.8%
Equity multiple
0.16×
Total profit
$-103,062
Equity at exit
$37,783

Cash invested: $122,357 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
43 Moderately Tenant-Leaning
State Illinois
43 Moderately Tenant-Leaning · D+7
County
— inherits STATE
City
— inherits STATE
Chicago RTLO is among the strongest tenant ordinances in the Midwest; downstate is more landlord-friendly.
Seller's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
26 active · 53 under contract
Months of supply
2.5 mo (40%/mo absorbed)
Median asking
$432,450 ($203/sqft)
Median days on market
22 d
This list price
54% of active listings are priced below it
ARV vs active asking
+12.7% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 60586

Home prices YoY
-33.7%
Rents YoY
4.3%
Active inventory
174
Price-to-rent
11.1×

Monthly cashflow live

Estimated rent
$3,276 high interval (Pro) →
Mortgage (P&I)
$2,292
Tax est. 1.5%
$546 /mo · $6,555/yr
Insurance
$182
HOA
$31
Vacancy / Maint / Mgmt
$688
Net cashflow
$-463

Break-even live

Break-even rent $3,862
Max offer price $370,012
Occupancy floor

Sensitivity live

Price -10% $-161 -5% $-312 +0% $-463 +5% $-614 +10% $-765
Rent -10% $-722 -5% $-592 +0% $-463 +5% $-333 +10% $-204
Rate -1.0pp $-243 -0.5pp $-352 base $-463 +0.5pp $-576 +1.0pp $-691

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$109,248
Closing costs
$13,110
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1812 Cumberland Dr Plainfield, IL 4.0 2.0 2506 $3,099 $1.24 27d 1 0.18mi
6802 Daly Ln Plainfield, IL 4.0 2.5 2356 $3,400 $1.44 113d 1 0.19mi
1811 Mandan Village Dr Plainfield, IL 4.0 3.0 2070 $3,274 $1.58 3d 1 0.27mi
6906 Townsend Blvd Plainfield, IL 3.0 2.0 1528 $2,700 $1.77 114d 1 0.31mi
2105 Three Forks Dr Plainfield, IL 3.0 2.0 1528 $2,631 $1.72 89d 1 0.36mi
6917 Monmouth Dr Joliet, IL 3.0 3.0 1768 $2,770 $1.57 0d 1 0.47mi
7001 Grantham Dr Joliet, IL 3.0 2.0 1944 $7,630 $3.92 67d 1 0.53mi
1909 Havenhill Dr Plainfield, IL 3.0 2.5 2100 $3,100 $1.48 0d 1 0.54mi
2042 Legacy Pointe Blvd Plainfield, IL 4.0 2.5 2900 $3,700 $1.28 139d 1 0.54mi
7005 Manchester Dr Plainfield, IL 3.0 2.5 1906 $2,900 $1.52 46d 1 0.58mi
7005 Manchester Dr Plainfield, IL 3.0 2.5 1906 $2,700 $1.42 35d 1 0.58mi
2309 Gustave Ln Plainfield, IL 3.0 1.5 1645 $1,455 $0.88 65d 1 0.70mi
1401 Roth Dr Joliet, IL 3.0 2.5 2460 $3,255 $1.32 0d 1 0.73mi
2213 Carpenter Ave Plainfield, IL 3.0 2.5 1540 $2,700 $1.75 30d 1 0.77mi
6715 Legacy Pointe Ct Joliet, IL 4.0 2.5 2544 $3,395 $1.33 24d 1 0.78mi
2311 Carpenter Ave #2311 Plainfield, IL 3.0 2.5 1800 $2,700 $1.50 70d 1 0.84mi
7307 Ashbrook Ln Plainfield, IL 3.0 2.5 1916 $2,950 $1.54 54d 1 0.85mi
2419 Paradise Cir Plainfield, IL 3.0 2.5 1720 $2,989 $1.74 7d 1 0.85mi
6504 Jack Rogers Ln Plainfield, IL 4.0 2.0 1744 $2,716 $1.56 4d 1 0.86mi
1329 Prairie Creek Trl Joliet, IL 3.0 2.5 2427 $2,995 $1.23 44d 1 0.89mi
2509 Labrecque Dr Plainfield, IL 3.0 2.0 1525 $2,585 $1.70 6d 1 0.89mi
2505 Paradise Cir Plainfield, IL 4.0 2.5 1923 $3,075 $1.60 6d 1 0.90mi
6408 Roth Ct Joliet, IL 4.0 2.5 2460 $3,265 $1.33 28d 1 0.91mi
2513 Ruth Fitzgerald Dr Plainfield, IL 4.0 2.0 2394 $3,109 $1.30 51d 1 0.96mi
2612 Ruth Fitzgerald Dr Plainfield, IL 3.0 1.5 1744 $2,596 $1.49 4d 1 1.08mi
2002 Alpine Way Plainfield, IL 3.0 2.5 2359 $2,600 $1.10 116d 1 1.13mi
2016 Gray Hawk Ct Plainfield, IL 4.0 3.0 2088 $3,360 $1.61 0d 1 1.13mi
2005 Alpine Way Plainfield, IL 3.0 2.5 2359 $3,269 $1.39 83d 1 1.13mi
2416 Boxwood Ln Plainfield, IL 3.0 3.5 2359 $3,000 $1.27 90d 1 1.21mi
1234 Violet Ct Joliet, IL 3.0 3.0 1794 $2,995 $1.67 83d 1 1.22mi
1204 Stonecrop Ln Joliet, IL 3.0 2.5 1875 $2,760 $1.47 0d 1 1.29mi
6514 Walter Adamic Ln Plainfield, IL 4.0 2.0 1886 $4,000 $2.12 7d 1 1.29mi
1205 Stonecrop Ln Joliet, IL 3.0 2.5 1621 $1,500 $0.93 35d 1 1.31mi
2302 Timber Trl Plainfield, IL 3.0 3.5 2800 $3,509 $1.25 69d 1 1.31mi
7705 Nightshade Ln Joliet, IL 3.0 2.5 1800 $2,950 $1.64 2d 1 1.38mi
7707 Nightshade Ln Unit 7707 Joliet, IL 3.0 2.5 1701 $2,795 $1.64 2d 1 1.39mi
7710 Nightshade Ln Unit 7710 Joliet, IL 3.0 2.5 1760 $3,000 $1.70 35d 1 1.40mi
7714 Nightshade Ln Unit 7714 Joliet, IL 3.0 2.5 1701 $2,875 $1.69 18d 1 1.41mi
7725 Nightshade Ln Unit 7725 Joliet, IL 3.0 2.5 1760 $2,850 $1.62 87d 1 1.44mi
2914 Frank Turk Dr Plainfield, IL 4.0 2.0 1792 $2,800 $1.56 139d 1 1.45mi

Property features AI

Finance

Other
School bus service availableDirections: Visit the Ashford Place sales center at 2301 Legacy Pointe Blvd, Plainfield IL 60586
Financial info
Fee simple ownership with HOA
HOA & community
Homeowners association with annual fee (annually)Subdivision: Whisper GlenCommunity amenities include park, lake, sidewalks, street lights, and paved streets

Exterior

Parking
Attached garage (owned)Asphalt driveway2 garage spaces (2 total parking spaces)
Utilities
Public waterPublic sewer200+ amp electrical service
Home design
Detached single-family homeTwo-story designModel: BELLAMY A5
Construction
New proposed constructionVinyl siding with brick accentsAsphalt roofConcrete perimeter foundation
Exterior features
Landscaped lotLot dimensions approximately 66 x 125

Interior

Kitchen
Kitchen with island and pantryRangeMicrowaveDishwasherGarbage disposalStainless steel appliances
Bedrooms
4 bedrooms (master and three secondary bedrooms)Master bedroom located on the second floor with double sink in full bathThree secondary bedrooms on the second floor
Flooring
Luxury vinyl flooring in great room, dining room, kitchen and laundryCarpet in den and all secondary bedrooms and master bedroom
Bathrooms
2 full bathrooms1 half bathroomMaster bath with double sinks
Heating & cooling
Natural gas heatingCentral air conditioning
Interior features
Eight total roomsFull atticFull unfinished basementSeparate dining room
Laundry & utility
Upper-level laundryGas dryer hookupSump pumpRadon mitigation system

Listing history 50 events

  1. 2026-09-23
    days on market $436,990 Active 34 DOM
  2. 2026-09-22
    days on market $436,990 Active 33 DOM
  3. 2026-09-21
    days on market $436,990 Active 32 DOM
  4. 2026-09-20
    days on market $436,990 Active 31 DOM
  5. 2026-09-19
    days on market $436,990 Active 30 DOM
  6. 2026-09-18
    days on market $436,990 Active 29 DOM
  7. 2026-09-17
    days on market $436,990 Active 28 DOM
  8. 2026-09-16
    days on market $436,990 Active 27 DOM
  9. 2026-09-15
    days on market $436,990 Active 26 DOM
  10. 2026-09-14
    days on market $436,990 Active 25 DOM
  11. 2026-09-13
    days on market $436,990 Active 24 DOM
  12. 2026-09-12
    days on market $436,990 Active 23 DOM
  13. 2026-09-11
    days on market $436,990 Active 22 DOM
  14. 2026-09-05
    days on market $436,990 Active 16 DOM
  15. 2026-09-04
    days on market $436,990 Active 15 DOM
  16. 2026-09-02
    days on market $436,990 Active 13 DOM
  17. 2026-08-31
    days on market $436,990 Active 11 DOM
  18. 2026-08-29
    days on market $436,990 Active 9 DOM
  19. 2026-08-28
    days on market $436,990 Active 8 DOM
  20. 2026-08-27
    days on market $436,990 Active 7 DOM
  21. 2026-08-26
    pricedays on market $436,990 Active 6 DOM
  22. 2026-08-25
    days on market $439,990 Active 5 DOM
  23. 2026-08-24
    days on market $439,990 Active 4 DOM
  24. 2026-08-23
    days on market $439,990 Active 3 DOM
  25. 2026-08-22
    days on market $439,990 Active 2 DOM
  26. 2026-08-20
    days on marketlisting id $439,990 Active 1 DOM
  27. 2026-08-20
    days on market $439,990 Active 64 DOM
  28. 2026-08-19
    days on market $439,990 Active 63 DOM
  29. 2026-08-18
    days on market $439,990 Active 62 DOM
  30. 2026-08-17
    days on market $439,990 Active 61 DOM
  31. 2026-08-16
    days on market $439,990 Active 60 DOM
  32. 2026-08-15
    days on market $439,990 Active 59 DOM
  33. 2026-08-15
    price $439,990 Active 58 DOM
  34. 2026-08-14
    days on market $441,990 Active 58 DOM
    Show marketing remark (1286 chars)

    Discover yourself at 6717 Applegate Drive Plainfield, Illinois, a beautiful new home in our Whisper Glen community. This home will be ready for a Fall move-in! This homesite includes beautiful stone on the front of the home as well as on the garage and fully sodded yard. The Bellamy Plan offers 2051 square feet, 2 story, 4 bedrooms, 2.5 baths, 9-foot ceilings on first floor, and full basement. Entertaining will be easy in this open-concept kitchen and family room layout with a large island and an overhang for stools and designer shaker cabinetry. Additionally, the kitchen features a walk-in pantry, modern stainless-steel appliances, quartz countertops, and easy-to-maintain luxury vinyl plank flooring. Enjoy your private getaway with your large primary bedroom and en suite bathroom with a raised height dual sink, quartz top vanity, and walk-in shower with spacious walk-in closet. Convenient 2nd floor laundry room, 3 additional bedrooms with a full second bath and a linen closet complete the second floor. All D. R. Horton Chicago homes include our America's Smart Home® Technology, featuring a smart video doorbell, smart Honeywell thermostat, smart door lock, Deako smart light switches and more. Photos are of similar home and model home. Actual home built may vary.

  35. 2026-08-13
    days on market $441,990 Active 57 DOM
  36. 2026-08-12
    days on market $441,990 Active 56 DOM
  37. 2026-08-11
    days on market $441,990 Active 55 DOM
  38. 2026-08-10
    days on market $441,990 Active 54 DOM
  39. 2026-08-09
    days on market $441,990 Active 53 DOM
  40. 2026-08-08
    days on market $441,990 Active 52 DOM
  41. 2026-08-06
    days on market $441,990 Active 50 DOM
    Show marketing remark (1286 chars)

    Discover yourself at 6717 Applegate Drive Plainfield, Illinois, a beautiful new home in our Whisper Glen community. This home will be ready for a Fall move-in! This homesite includes beautiful stone on the front of the home as well as on the garage and fully sodded yard. The Bellamy Plan offers 2051 square feet, 2 story, 4 bedrooms, 2.5 baths, 9-foot ceilings on first floor, and full basement. Entertaining will be easy in this open-concept kitchen and family room layout with a large island and an overhang for stools and designer shaker cabinetry. Additionally, the kitchen features a walk-in pantry, modern stainless-steel appliances, quartz countertops, and easy-to-maintain luxury vinyl plank flooring. Enjoy your private getaway with your large primary bedroom and en suite bathroom with a raised height dual sink, quartz top vanity, and walk-in shower with spacious walk-in closet. Convenient 2nd floor laundry room, 3 additional bedrooms with a full second bath and a linen closet complete the second floor. All D. R. Horton Chicago homes include our America's Smart Home® Technology, featuring a smart video doorbell, smart Honeywell thermostat, smart door lock, Deako smart light switches and more. Photos are of similar home and model home. Actual home built may vary.

  42. 2026-08-05
    price $441,990 Active 49 DOM
  43. 2026-08-05
    days on market $439,990 Active 49 DOM
  44. 2026-08-04
    days on market $439,990 Active 48 DOM
  45. 2026-08-03
    days on market $439,990 Active 47 DOM
  46. 2026-07-31
    days on market $439,990 Active 44 DOM
  47. 2026-07-30
    days on market $439,990 Active 42 DOM
  48. 2026-07-28
    days on market $439,990 Active 41 DOM
  49. 2026-07-26
    days on market $439,990 Active 39 DOM
  50. 2026-07-24
    days on market $439,990 Active 37 DOM
    Show marketing remark (1286 chars)

    Discover yourself at 6717 Applegate Drive Plainfield, Illinois, a beautiful new home in our Whisper Glen community. This home will be ready for a Fall move-in! This homesite includes beautiful stone on the front of the home as well as on the garage and fully sodded yard. The Bellamy Plan offers 2051 square feet, 2 story, 4 bedrooms, 2.5 baths, 9-foot ceilings on first floor, and full basement. Entertaining will be easy in this open-concept kitchen and family room layout with a large island and an overhang for stools and designer shaker cabinetry. Additionally, the kitchen features a walk-in pantry, modern stainless-steel appliances, quartz countertops, and easy-to-maintain luxury vinyl plank flooring. Enjoy your private getaway with your large primary bedroom and en suite bathroom with a raised height dual sink, quartz top vanity, and walk-in shower with spacious walk-in closet. Convenient 2nd floor laundry room, 3 additional bedrooms with a full second bath and a linen closet complete the second floor. All D. R. Horton Chicago homes include our America's Smart Home® Technology, featuring a smart video doorbell, smart Honeywell thermostat, smart door lock, Deako smart light switches and more. Photos are of similar home and model home. Actual home built may vary.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$39,312
− Mortgage interest
−$24,478
− Property taxes
−$6,555
− Insurance
−$2,185
− Repairs & maintenance
−$3,145
− Management
−$3,145
− HOA
−$372
− Depreciation
−$12,712
Taxable loss
−$13,280
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$3,187
After-tax cash flow
$-2,367/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Good 80/100 None rehab

This home is in excellent condition with no visible repairs needed. It offers a good return on investment with updates focusing on curb appeal and interior aesthetics.

Value-add opportunities

  • Both Painting exterior and interior — Fresh paint enhances curb appeal and interior aesthetics
  • Both Landscaping improvements — Enhances curb appeal and adds value
  • Resale Kitchen appliances — Modern appliances improve functionality and appeal to potential buyers
F Composite school gradezoned avg 22/100

Zoned Schools

Elementary Charles Reed Elementary Sch F IL #1,054/2,056 Nat'l #33,738/41,679 Middle Aux Sable Middle Sch F IL #327/665 Nat'l #10,338/14,009 High Plainfield South High School F IL #312/693 Nat'l #13,542/17,239

Schools (NCES district)

District
Plainfield SD 202
NCES district ID
1731740
Math proficiency
25% ▼ -16.00%
Reading proficiency
32% ▼ -14.00%
Median HH income
$90,706
Composite
28.83/100
National rank
#6653
State rank
#213 of 620 in IL
B Composite livability gradescore 78/100

Livability — Joliet

Score
78/100
State rank
#153
US rank
#2772

Category grades

Amenities C- Commute A+ Cost of living A Crime C Employment B+ Housing A+ Health & safety C- User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Joliet, IL
County
Will County · 705,368 people
City population
68,632
Metro
Chicago-Naperville-Elgin, IL-IN-WI
Population (ZIP)
47,834
Household income
$131,637
Rent vs Own
8.5% rent · 91.5% own
Severe rent burden
9% of renters

Population outlook (Will County) Hauer SSP2

Today (2025)
705,368 people
By 2030
708,154 · +0.4%
By 2040
702,692 · -0.4%
By 2050
680,249 · -3.6%
By 2075
611,990 · -13.2%
By 2100
516,215 · -26.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
White 61% Hispanic / Latino 22% Two or more races 12% Black 11% Asian 4%
Hispanic origin (detail)
Mexican 17% Puerto Rican 2%
Common ancestry
Romanian 11% Italian 2% Iranian 1%
Foreign-born
11% · Canada, China
Languages at home
81% English-only · Spanish 12% Other Indo-European 3% Russian/Polish/Slavic 2%

Political lean MEDSL · Will

2024 margin
Toss-up / Even · D 50.1% · R 48.5% · Other 1.4%
2008→2024 swing
-11.6pp toward R · 2008: 13.2pp · 2024: 1.6pp
All cycles
2024: D+1.6 2020: D+8.3 2016: D+5.7 2012: D+3.7 2008: D+13.2

Not yet ingested

Civics

Price history

-1.1% since first listed
12 events — show timeline
  • 2026-08-20 Listing Removed MRED as Distributed by MLS Grid
  • 2026-08-20 Listed $439,990 MRED as Distributed by MLS Grid
  • 2026-08-14 Price Changed $439,990 Zillow
  • 2026-08-14 Price Changed MRED as Distributed by MLS Grid
  • 2026-08-06 Price Changed $441,990 Zillow
  • 2026-08-05 Price Changed MRED as Distributed by MLS Grid
  • 2026-07-24 Price Changed $439,990 Zillow
  • 2026-07-22 Price Changed MRED as Distributed by MLS Grid
  • 2026-06-17 Listing Removed MRED as Distributed by MLS Grid
  • 2026-06-17 Listed MRED as Distributed by MLS Grid
  • 2026-04-23 Listed $444,990 Zillow
  • 2026-04-22 Listed MRED as Distributed by MLS Grid

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…