725 W Cherry Blossom Way · Baltimore, MD 21201

$274,900

4 bd · 3.0 ba · 3,100 sqft · Townhouse · 16 Days on market

Built 1999 1,000 sqft lot Est $372k · 26% under

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +21.1/30.0
• ARV discount +15.0/15.0
• DSCR +6.7/10.0
• 1% rule +4.6/10.0
• Livability +3.8/5.0
• Rent growth +2.6/5.0
• Condition / age +2.5/5.0
• Schools +1.0/10.0
• Appreciation +0.0/10.0

Listing remarks

Spacious End-Row Townhome in Poppleton | Seller will be adding all new appliances before closing! Welcome to 725 W Cherry Blossom Way, a spacious end-of-row brick townhouse offering 4 bedrooms, 3 full bathrooms, and flexible multi-level living in Baltimore’s Poppleton neighborhood. With a finished lower level, generous bedroom layout, and a fully fenced rear yard, this home offers the space and versatility today’s buyers want—whether for everyday living, working from home, hosting guests, or creating additional recreation space. Step inside to find a bright, functional layout with room to spread out across three levels. The main living areas offer an easy flow for relaxin

Key facts

• Built 1999
• Listed 16 days

Property features AI

Exterior

• Parking: On-street parking
• Utilities: Public water; Public sewer; Electric service; Natural gas
• Home design: End of row townhouse
• Construction: Brick exterior; Brick/mortar foundation; Above-grade and below-grade structures; Assessor-provided year built
• Exterior features: Fully fenced yard; Rear yard

Interior

• Bedrooms: Three bedrooms on the first upper level; One bedroom on the main level
• Flooring: Luxury vinyl plank flooring
• Bathrooms: Three full bathrooms (two on the first upper level, one on the lower level)
• Heating & cooling: Forced air heating (natural gas); Central air conditioning (electric); Natural gas hot water
• Interior features: Fully finished basement; Estimated living area

What this means for you Summary

Snapshot

• This is a 4-bed/3.0-bath townhouse listed at $275k.

Deal economics

• At list price, monthly cash flow is $391 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $263k (4.5% below list).
• Recommended offer: $263k (4.5% below list) — sets the bar for 1% rule.
• Cap rate 8.0% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
• Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents flat; 61 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
• At $2,626/mo this rent would consume 69% of the median local household income ($46k/yr) (locally 2648% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 16 days — a 2% lower offer ($271k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 17y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $115k; list at $275k implies a 139% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $262,567 (4.5% below list)

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.96% ✗
• Cap rate: 8.00%
• Cash-on-cash: 6.09%
• DSCR: 1.27
• GRM: 8.7

CMA / ARV

• ARV (on-the-fly): $372,000
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1064 W Fayette St	0.35mi	4/3.5	2,900 (-6%)	3mo	$425,000	$147	68
828 Edmondson Ave	0.24mi	3/3.0 (-1)	2,760 (-11%)	8mo	$373,590	$135	59
721 W Lafayette Ave	0.47mi	5/4.0 (+1)	2,857 (-8%)	0mo	$196,000	$69	56
715 N Carrollton Ave	0.46mi	5/4.5 (+1)	3,077 (-1%)	16mo	$430,000	$140	53
708 N Gilmor St	0.73mi	5/4.5 (+1)	3,135 (+1%)	2mo	$275,000	$88	51
1007 W Lafayette Ave W	0.48mi	3/3.0 (-1)	3,500 (+13%)	2mo	$80,000	$23	50
1322 W Lombard St	0.62mi	4/3.5	2,752 (-11%)	9mo	$330,000	$120	43
845 N Howard St	0.73mi	3/2.0 (-1)	3,234 (+4%)	13mo	$211,050	$65	39
528 S Paca St	0.73mi	5/4.5 (+1)	2,850 (-8%)	7mo	$542,528	$190	36
1612 Edmondson Ave	0.73mi	5/4.5 (+1)	3,030 (-2%)	19mo	$289,900	$96	35
1407 Druid Hill Ave	0.70mi	4/4.5	2,849 (-8%)	16mo	$375,000	$132	34
1608 Edmondson Ave	0.72mi	5/4.0 (+1)	2,646 (-15%)	22mo	$304,000	$115	15

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.28% rent growth · sell at horizon

5-year hold

• IRR: -9.8%
• Equity multiple: 0.65×
• Total profit: $-26,750
• Equity at exit: $40,988

10-year hold

• IRR: -4.2%
• Equity multiple: 0.76×
• Total profit: $-18,816
• Equity at exit: $23,768

Cash invested: $76,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (CITY): 12 Strongly Tenant-Friendly
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City Baltimore: 12 Strongly Tenant-Friendly · D+58

Just-cause for tenancies > 1 yr.

Methodology + full state rankings →

ZIP-level market 21201

• Home prices YoY: -3.8%
• Rents YoY: 0.3%
• Active inventory: 61
• Price-to-rent: 8.7×

Monthly cashflow live

• Estimated rent: $2,626 high
• Mortgage (P&I): −$1,442
• Tax from tax record: −$127 /mo · $1,529/yr
• Insurance: −$115
• HOA: −$0
• Vacancy / Maint / Mgmt: −$551
• Net cashflow: $391

Break-even live

Break-even rent $2,131

Max offer price $274,900

Occupancy floor 80%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $68,725
• Closing costs: $8,247
• Reserves months: —
• Total cash needed: —

Rent comps 18 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
853 W Lombard St Baltimore, MD	3.0	2.5	2824	$2,650	$0.94	23d	1	0.43mi
922 W Lombard St Baltimore, MD	4.0	2.0	2364	$2,300	$0.97	23d	1	0.44mi
217 S Fremont Ave Baltimore, MD	3.0	3.5	3338	$3,000	$0.90	43d	1	0.54mi
1138 W Lombard St Baltimore, MD	3.0	3.5	2400	$1,795	$0.75	23d	1	0.55mi
1328 W Lombard St Baltimore, MD	3.0	3.5	2312	$3,600	$1.56	12d	1	0.65mi
549 Mosher St Baltimore, MD	3.0	1.0	2200	$1,350	$0.61	43d	1	0.65mi
782 W Hamburg St Baltimore, MD	3.0	3.5	3734	$3,500	$0.94	23d	1	0.84mi
1614 McCulloh St #1 Baltimore, MD	3.0	3.0	2885	$2,400	$0.83	43d	1	0.84mi
1227 Washington Blvd Baltimore, MD	4.0	3.5	2664	$2,950	$1.11	4d	1	0.85mi
1725 Druid Hill Ave Baltimore, MD	4.0	3.0	2195	$2,100	$0.96	23d	1	0.89mi
1927 Druid Hill Ave #2 Baltimore, MD	3.0	2.0	3312	$2,350	$0.71	43d	1	1.02mi
147 W Lafayette Ave Baltimore, MD	4.0	2.5	2400	$3,250	$1.35	43d	1	1.03mi
10 E Chase St Baltimore, MD	4.0	2.5	2626	$3,499	$1.33	43d	1	1.04mi
1929 McCulloh St Baltimore, MD	3.0	2.5	3293	$2,595	$0.79	43d	1	1.06mi
32 E Preston St Unit B Baltimore, MD	3.0	3.0	2500	$2,890	$1.16	43d	1	1.14mi
1643 Guilford Ave Baltimore, MD	3.0	3.5	2273	$3,200	$1.41	43d	1	1.45mi
301 Warren Ave Baltimore, MD	1.0–3.0	1.0–2.5	1533	$3,865	$2.52	1d	9	1.46mi
111 E Cross St Baltimore, MD	3.0	4.5	2496	$3,300	$1.32	12d	1	1.48mi

Listing history 14 events

1. 2026-06-18
   days on market $274,900 Active 16 DOM
2. 2026-06-17
   days on market $274,900 Active 15 DOM
3. 2026-06-16
   days on market $274,900 Active 14 DOM
4. 2026-06-15
   days on market $274,900 Active 13 DOM
5. 2026-06-13
   days on market $274,900 Active 11 DOM
6. 2026-06-09
   days on market $274,900 Active 7 DOM
7. 2026-06-08
   days on market $274,900 Active 6 DOM
8. 2026-06-07
   days on market $274,900 Active 5 DOM
9. 2026-06-04
   days on market $274,900 Active 2 DOM
10. 2026-06-03
    statusdays on market $274,900 Active 1 DOM
11. 2026-06-02
    remarks 681-char remark
12. 2026-06-02
    days on market $274,900 Coming Soon 3 DOM
13. 2026-06-01
    days on market $274,900 Coming Soon 2 DOM
14. 2026-05-31
    listed $274,900 Coming Soon 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $1,529 · $127/mo
• Projected year-2 tax: $2,263 · $189/mo
• Expected delta: +$734/yr (+$61/mo · 48.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $31,508
• − Mortgage interest: −$15,399
• − Property taxes: −$1,529
• − Insurance: −$1,374
• − Repairs & maintenance: −$2,521
• − Management: −$2,521
• − Depreciation: −$7,997
• Taxable income: $167
• Est. tax owed @ 24.0%: −$40
• After-tax cash flow: $4,648/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Baltimore City Public Schools
• NCES district ID: 2400090
• Math proficiency: 7% ▼ -9.00%
• Reading proficiency: 16% ▼ -5.00%
• Median HH income: $42,108
• Composite: 10.08/100
• National rank: #9805
• State rank: #24 of 24 in MD

Livability — Baltimore

• Score: 76/100
• State rank: #90
• US rank: #3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Baltimore, MD
• County: Baltimore City · 558,601 people
• City population: 588,727
• Metro: Baltimore-Columbia-Towson, MD
• Population (ZIP): 18,307
• Household income: $45,640
• Rent vs Own: 89.0% rent · 11.0% own
• Severe rent burden: 2648.0

Population outlook (Baltimore County) Hauer SSP2

• Today (2025): 624,249 people
• By 2030: 621,541 · -0.4%
• By 2040: 609,756 · -2.3%
• By 2050: 597,249 · -4.3%
• By 2075: 552,236 · -11.5%
• By 2100: 513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.57)
• Race & ethnicity: Black 61% White 23% Two or more races 7% Asian 5% Hispanic / Latino 5%
• Common ancestry: Romanian 2% Slovak 1% Lithuanian 1%
• Foreign-born: 11% · Canada, China, South Korea
• Languages at home: 84% English-only · Spanish 5% Other Indo-European 2% Chinese 2%

Political lean MEDSL · Baltimore

• 2024 margin: Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
• 2008→2024 swing: -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
• All cycles: 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -10.03%
• Current HPI: 257.3988
• Rent YoY: ▲ 0.28%
• Metro: Baltimore-Columbia-Towson, MD
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+121.7% since first listed

26 events — show timeline

• 2026-05-30 Coming Soon $274,900 BRIGHT MLS
• 2026-04-22 Listing Removed — BRIGHT MLS
• 2026-04-03 Listed $275,000 BRIGHT MLS
• 2026-04-01 Coming Soon — BRIGHT MLS
• 2025-11-19 Listing Removed — BRIGHT MLS
• 2025-09-26 Listed $259,999 BRIGHT MLS
• 2024-04-23 Rental Removed $1,850 TURBOTENANT
• 2024-03-22 Listed for Rent $1,850 TURBOTENANT
• 2020-08-19 Listing Removed — BRIGHT MLS
• 2020-07-16 Listed $148,500 BRIGHT MLS
• 2020-06-10 Listing Removed — BRIGHT MLS
• 2020-05-06 Price Changed $148,950 BRIGHT MLS
• 2020-05-03 Price Changed $149,000 BRIGHT MLS
• 2020-04-22 Price Changed $150,000 BRIGHT MLS
• 2020-04-22 Relisted — BRIGHT MLS
• 2020-04-10 Listing Removed — BRIGHT MLS
• 2020-03-17 Price Changed $154,992 BRIGHT MLS
• 2020-02-16 Listed $164,970 BRIGHT MLS
• 2010-02-16 Sold (Public Records) $115,000 Public Records
• 2009-09-02 Sold (MLS) $115,000 BRIGHT MLS
• 2009-09-02 Sold (MLS) $115,000 MRIS
• 2009-08-03 Delisted — MRIS
• 2009-08-02 Listing Removed — BRIGHT MLS
• 2009-07-31 Price Changed $124,000 MRIS
• 2009-04-18 Listed $149,900 MRIS
• 2009-04-17 Listed $124,000 BRIGHT MLS

Property tax history

+2.6%/yr

Latest (2025): $1,529 · +0.0% YoY. Source: county tax records.