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429 Woodrift Ln
D Composite 43.9
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +7.8/30.0
  • Schools +5.3/10.0
  • Livability +4.2/5.0
  • Rent growth +3.9/5.0
  • 1% rule +3.3/10.0
  • Condition / age +2.5/5.0
  • DSCR +1.9/10.0
  • Appreciation +0.0/10.0

$165,000

429 Woodrift Ln · Pleasant Hills, PA 15236
3 bd · 1.0 ba · 1,091 sqft · SingleFamily public records · 41 Days on market
Built 1956 9,583 sqft lot $151/sqft · 38% below area Est $267k · 38% under ↓ 5% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to 429 Woodrift Lane! This inviting three-bedroom, one bath ranch-style home is situated on a peaceful street in Pleasant Hills. With some TLC, this home can truly become a gem. Highlighted features include spacious rooms, hardwood floors throughout the main level, and a charming patio adjoining the dining area—perfect for outdoor meals or relaxation. The fenced-in, level yard provides a secure space for kids and pets. Convenience is at your doorstep, with shopping and great dining options just a short distance away, alongside quick access to Lebanon Church Road and Route 51. Please note, this property is being sold AS IS, WHERE IS.

Key facts

  • Hardwood flooring
  • Natural light
  • Fenced in rear yard

Tags

ONE LEVEL LIVINGHARDWOOD FLOORINGNATURAL LIGHTSIDE PORCHFENCED IN REAR YARDWALKING DISTANCE TO THE PARK

Property features AI

Exterior

  • Parking: Attached built-in garage (1 parking space)
  • Home design: One-story brick home; Resale property
  • Construction: Brick construction
  • Exterior features: Lot dimensions approximately 56 x 151; 0.22-acre lot

Interior

  • Kitchen: Kitchen (Main level) — 13 x 8
  • Bedrooms: Bedroom (Main level) — 9 x 8; Bedroom (Main level) — 12 x 9; Bedroom (Main level) — 14 x 10
  • Flooring: Hardwood
  • Bathrooms: 1 full bathroom
  • Interior features: Hardwood flooring; Full unfinished basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $165k.

Deal economics

  • At list price, monthly cash flow is $-183 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $133k (19.6% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $136k (17.3% below list).
  • Recommended offer: $133k (19.6% below list) — sets the bar for cash-flow.
  • Cap rate 5.0% vs local median 3.4% in Pleasant Hills — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 84/100 on livability (#99 in PA, #718 nationally) — a professional / high-income tenant draw. Strengths: crime A+, employment A+, cost of living A+; Watch: amenities D+.
  • West Jefferson Hills SD (suburban): math 48% / reading 73% proficiency, ranked #60 of 539 in PA (top 11%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 13% free/reduced lunch — higher-income household profile.
  • Zoned schools: Mcclellan El Sch (383 students, 27% FRL); Pleasant Hills Ms (math 28% / reading 73%, grade C, #125 of 512 statewide, top 25%, 798 students, 27% FRL); Thomas Jefferson Hs (math 80%, 949 students, 19% FRL).
  • Market conditions: Rents rising fast (+5.7%/yr); 115 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals leasing fast (median 10d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 41 days — a 3% lower offer ($160k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1956 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $132,632 (19.6% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 41 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
  3. Built in 1956 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.83%
Cap rate
4.96%
Cash-on-cash
-4.76%
DSCR
0.79
GRM
10.1

CMA / ARV

ARV (median comp)
$266,966
List price
$165,000
Delta
-38.19%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 7 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
431 Torwood Ln 0.15mi 3/2.0 1,010 (-7%) 1mo $275,000 $272 76
411 Temona Dr 0.20mi 3/1.5 1,021 (-6%) 11mo $239,000 $234 68
324 Tassel Ln 0.19mi 3/1.5 1,225 (+12%) 5mo $275,000 $224 64
550 Brushglen Ln 0.18mi 2/1.5 (-1) 950 (-13%) 11mo $261,000 $275 54
398 Broadway 0.45mi 3/1.0 1,132 (+4%) 24mo $200,000 $177 53
448 Temona Dr 0.13mi 2/2.0 (-1) 1,201 (+10%) 23mo $207,000 $172 49
627 Arbor Ln 0.48mi 3/2.0 1,000 (-8%) 19mo $255,000 $255 44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.74% rent growth · sell at horizon

5-year hold
IRR
-20.9%
Equity multiple
0.25×
Total profit
$-34,450
Equity at exit
$24,602
10-year hold
IRR
-8.6%
Equity multiple
0.40×
Total profit
$-27,874
Equity at exit
$14,266

Cash invested: $46,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15236

Rents YoY
5.7%
Active inventory
115
Price-to-rent
10.1×

Monthly cashflow live

Estimated rent
$1,364 high interval (Pro) →
Mortgage (P&I)
$865
Tax from tax record
$327 /mo · $3,919/yr
Insurance
$69
HOA
$0
Vacancy / Maint / Mgmt
$286
Net cashflow
$-183

Break-even live

Break-even rent $1,596
Max offer price $132,632
Occupancy floor

Sensitivity live

Price -10% $-90 -5% $-137 +0% $-183 +5% $-230 +10% $-277
Rent -10% $-291 -5% $-237 +0% $-183 +5% $-129 +10% $-75
Rate -1.0pp $-100 -0.5pp $-141 base $-183 +0.5pp $-226 +1.0pp $-269

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$41,250
Closing costs
$4,950
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 7 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
100 Garden Gate Dr Pittsburgh, PA 1.0–2.0 1.0 761 $1,400 $1.84 3d 2 0.78mi
1250 Village Green Dr Clairton, PA 2.0 1.0 1045 $1,604 $1.53 3d 14 0.89mi
5833 Curry Rd Apt 1 Pittsburgh, PA 2.0 1.0 950 $875 $0.92 9d 1 0.94mi
5492 Youngridge Dr Pittsburgh, PA 3.0 1.0 591 $1,259 $2.13 3d 45 0.99mi
3 Marhoefer Dr Pleasant Hills, PA 3.0 1.0 910 $1,100 $1.21 45d 1 1.03mi
5375 Overland Trl Pittsburgh, PA 2.0 2.0 1350 $1,795 $1.33 19d 1 1.25mi
117 Norman Dr Pittsburgh, PA 3.0 1.0 1134 $1,400 $1.23 25d 1 1.34mi

Listing history 19 events

  1. 2026-06-21
    days on market $165,000 Active 41 DOM
  2. 2026-06-18
    days on market $165,000 Active 38 DOM
  3. 2026-06-17
    days on market $165,000 Active 37 DOM
  4. 2026-06-16
    days on market $165,000 Active 36 DOM
  5. 2026-06-15
    days on market $165,000 Active 35 DOM
  6. 2026-06-13
    days on market $165,000 Active 33 DOM
  7. 2026-06-13
    days on market $165,000 Active 32 DOM
  8. 2026-06-09
    days on market $165,000 Active 29 DOM
  9. 2026-06-08
    days on market $165,000 Active 28 DOM
  10. 2026-06-07
    days on market $165,000 Active 27 DOM
  11. 2026-06-05
    days on market $165,000 Active 24 DOM
  12. 2026-06-03
    days on market $165,000 Active 23 DOM
  13. 2026-06-02
    days on market $165,000 Active 22 DOM
  14. 2026-06-01
    days on market $165,000 Active 21 DOM
  15. 2026-05-31
    days on market $165,000 Active 20 DOM
  16. 2026-05-11
    listed $165,000 Active 524-char remark
  17. 2025-04-10
    status Active 654-char remark
    Show marketing remark (654 chars)

    Welcome to 429 Woodrift Lane! This inviting three-bedroom, one bath ranch-style home is situated on a peaceful street in Pleasant Hills. With some TLC, this home can truly become a gem. Highlighted features include spacious rooms, hardwood floors throughout the main level, and a charming patio adjoining the dining area—perfect for outdoor meals or relaxation. The fenced-in, level yard provides a secure space for kids and pets. Convenience is at your doorstep, with shopping and great dining options just a short distance away, alongside quick access to Lebanon Church Road and Route 51. Please note, this property is being sold AS IS, WHERE IS.

  18. 2025-04-05
    historical Contingent 654-char remark
    Show marketing remark (654 chars)

    Welcome to 429 Woodrift Lane! This inviting three-bedroom, one bath ranch-style home is situated on a peaceful street in Pleasant Hills. With some TLC, this home can truly become a gem. Highlighted features include spacious rooms, hardwood floors throughout the main level, and a charming patio adjoining the dining area—perfect for outdoor meals or relaxation. The fenced-in, level yard provides a secure space for kids and pets. Convenience is at your doorstep, with shopping and great dining options just a short distance away, alongside quick access to Lebanon Church Road and Route 51. Please note, this property is being sold AS IS, WHERE IS.

  19. 2025-03-29
    listed $173,900 Active 654-char remark
    Show marketing remark (654 chars)

    Welcome to 429 Woodrift Lane! This inviting three-bedroom, one bath ranch-style home is situated on a peaceful street in Pleasant Hills. With some TLC, this home can truly become a gem. Highlighted features include spacious rooms, hardwood floors throughout the main level, and a charming patio adjoining the dining area—perfect for outdoor meals or relaxation. The fenced-in, level yard provides a secure space for kids and pets. Convenience is at your doorstep, with shopping and great dining options just a short distance away, alongside quick access to Lebanon Church Road and Route 51. Please note, this property is being sold AS IS, WHERE IS.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$3,919 · $327/mo
Projected year-2 tax
$3,919 · $327/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,365
− Mortgage interest
−$9,243
− Property taxes
−$3,919
− Insurance
−$825
− Repairs & maintenance
−$1,309
− Management
−$1,309
− Depreciation
−$4,800
Taxable loss
−$5,040
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,210
After-tax cash flow
$-989/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
West Jefferson Hills SD
NCES district ID
4225590
Math proficiency
48% ▼ -13.00%
Reading proficiency
73% ▼ -10.00%
Median HH income
$68,796
Composite
53.19/100
National rank
#1503
State rank
#60 of 539 in PA

Livability — Pleasant Hills

Score
84/100
State rank
#99
US rank
#718

Category grades

Amenities D+ Commute B- Cost of living A+ Crime A+ Employment A+ Housing A+ Health & safety C User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Pleasant Hills, PA
County
Allegheny County · 1,022,028 people
Metro
Pittsburgh, PA
Population (ZIP)
31,313
Household income
$90,767
Rent vs Own
22.5% rent · 77.5% own
Severe rent burden
732.0

Population outlook (Allegheny County) Hauer SSP2

Today (2025)
1,250,282 people
By 2030
1,256,482 · +0.5%
By 2040
1,256,318 · +0.5%
By 2050
1,244,169 · -0.5%
By 2075
1,197,693 · -4.2%
By 2100
1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (83%)
Race & ethnicity
White 83% Asian 9% Black 3% Two or more races 3% Hispanic / Latino 2%
Common ancestry
Romanian 8% Scotch-Irish 1% Italian 1%
Foreign-born
11% · India, Canada
Languages at home
88% English-only · Other Indo-European 8% Spanish 1% Other Asian/Pacific 1%

Political lean MEDSL · Allegheny

2024 margin
Strong D (+20.3) · D 59.7% · R 39.4%
2008→2024 swing
+4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
All cycles
2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -194.15%
Current HPI
255.0278
Rent YoY
▲ 5.74%
Metro
Pittsburgh, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

-5.1% since first listed
4 events — show timeline
  • 2026-05-11 Listed $165,000 West Penn MLS
  • 2025-04-10 Relisted West Penn MLS
  • 2025-04-05 Contingent West Penn MLS
  • 2025-03-29 Listed $173,900 West Penn MLS

Property tax history

+3.1%/yr

Latest (2026): $3,919 · +3.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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