804 Eastbrook Ct · Blackhawk, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 8/10 · Major
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 4/10 · Minor
- Hot days now (above 95°F)
- 7 days/yr
- Hot days in 30 yrs
- 14 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 8/10 · Major
- Unhealthy air days now
- 15 days/yr
- Unhealthy air days in 30 yrs
- 16 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Schools +7.6/10.0
- Cash flow +4.9/30.0
- Appreciation +4.1/10.0
- Livability +3.7/5.0
- Rent growth +2.6/5.0
- Condition / age +2.5/5.0
- 1% rule +0.0/10.0
- DSCR +0.0/10.0
$1,799,999
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
HOME SCHOOL M-F TIL 1PM SO PLS CALL FIRST.. RELOCATION & SELLER VERY MOTIVATED ...HOME SHOWS EXCELLENT, HUGE FMLY RM, 3 FIREPLACES
Key facts
- Spacious kitchen
- Granite countertops
- Built-in wet bar
Tags
Property features AI
Finance
- Other: Community pool
- HOA & community: Part of Shadow Creek HOA; Monthly HOA fee (includes management and common area maintenance); Community amenities include clubhouse, pool, playground, park, greenbelt and trails
Exterior
- Parking: Attached garage with interior access; 3 covered parking spaces (3-car garage)
- Utilities: Public water; Public sewer
- Home design: Single family residence; Residential property built in 1991
- Construction: Brick and stucco construction; Built in 1991
- Exterior features: Front porch; Back patio; Front and back yard landscaping; Fenced yard; Corner lot on a court
Interior
- Kitchen: Stone counters; Kitchen island; Double oven; Gas range / cooktop; Built-in range/oven; Self-cleaning oven; Dishwasher; Disposal; Refrigerator; Ice maker hookup; Eat-in kitchen / breakfast nook
- Bedrooms: Three bedrooms on the upper level including a primary bedroom suite; One bedroom on the street level
- Flooring: Tile; Carpet
- Bathrooms: Three full bathrooms; Primary bath with solid surface counters, stall shower, tile, tub with jets, double vanity and window; Other baths feature shower over tub, skylight(s), tile and double vanity
- Heating & cooling: Forced air heating; Central air conditioning
- Interior features: Family room; Formal dining room; Office; Breakfast bar; Breakfast nook; Pantry; Mirrored closet doors; 3 fireplaces (family room, living room, master bedroom)
- Laundry & utility: Laundry room with hookups and cabinets
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/3.0-bath single-family listed at $1.80M.
Deal economics
- At list price, monthly cash flow is $-4k ($-51k/yr) — negative.
- To cash-flow at today's rent, offer at most $1.04M (42.1% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $850k (52.8% below list).
- Recommended offer: $850k (52.8% below list) — sets the bar for 1% rule.
- Cap rate 3.4% vs local median 1.6% in Blackhawk — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 74/100 on livability (#144 in CA, #4,912 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, health & safety A+, crime A; Watch: commute C-, amenities F, cost of living F.
- San Ramon Valley Unified (suburban): math 77% / reading 81% proficiency, ranked #28 of 1,400 in CA (top 2%) — strong family-tenant draw, lease renewals of 3-5y typical; only 3% free/reduced lunch — higher-income household profile.
- Market conditions: Rents flat; 139 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals leasing fast (median 11d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 2,169 units permitted in Contra Costa County in 2024 (896 in 5+ unit buildings).
- This rent runs 41% of the median local income ($250k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-1.8%/yr); year-one equity from $12k of loan paydown is wiped out by about $33k of value loss. Plan a longer hold.
- Contra Costa County population projected at +26% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 36 days — a 3% lower offer ($1.75M) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 30y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $380k; list at $1.80M implies a 374% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wildfire risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 36 days. Have you received any prior offers? Is the seller open to a 53% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.47% ✗
- Cap rate
- 3.43%
- Cash-on-cash
- -10.21%
- DSCR
- 0.55
- GRM
- 17.7
CMA / ARV
- ARV (median comp)
- $2,177,480
- List price
- $1,799,999
- Delta
- -17.34%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3840 Cottonwood Dr | 0.16mi | 4/3.0 | 3,024 (-8%) | 1mo | $2,075,000 | $686 | 79 |
| 3421 Blackhawk Meadow Dr | 0.64mi | 4/3.0 | 3,281 (+0%) | 2mo | $2,150,000 | $655 | 68 |
| 4286 Silver Meadow Ct | 0.61mi | 4/3.5 | 3,310 (+1%) | 3mo | $3,125,000 | $944 | 66 |
| 157 Nanterre St | 0.16mi | 4/3.5 | 2,810 (-14%) | 1mo | $1,860,000 | $662 | 66 |
| 301 Friesian Ct | 0.36mi | 4/4.5 | 3,486 (+6%) | 3mo | $2,400,000 | $688 | 64 |
| 124 Nanterre St | 0.16mi | 4/4.5 | 2,867 (-12%) | 3mo | $1,812,000 | $632 | 64 |
| 1480 Menton St | 0.53mi | 4/4.0 | 3,113 (-5%) | 1mo | $2,225,000 | $715 | 62 |
| 4249 Golden Oak Ct | 0.74mi | 4/3.0 | 3,347 (+2%) | 1mo | $2,510,000 | $750 | 62 |
| 208 Kaitlyn Ln | 0.49mi | 5/3.0 (+1) | 3,463 (+6%) | 3mo | $2,320,000 | $670 | 60 |
| 2208 Genoa St | 0.40mi | 4/2.5 | 2,863 (-13%) | 1mo | $1,956,500 | $683 | 57 |
| 84 Plumeria Ct | 0.52mi | 5/3.0 (+1) | 2,893 (-12%) | 6mo | $1,950,000 | $674 | 46 |
| 3643 Country Club Ter | 0.55mi | 5/4.0 (+1) | 3,728 (+14%) | 0mo | $2,675,000 | $718 | 42 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-1.81% appreciation · 0.41% rent growth · sell at horizon
- IRR
- -26.0%
- Equity multiple
- 0.02×
- Total profit
- $-495,747
- Equity at exit
- $365,731
- IRR
- -23.9%
- Equity multiple
- -0.56×
- Total profit
- $-788,257
- Equity at exit
- $328,084
Cash invested: $504,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 94506
- Home prices YoY
- -0.6%
- Rents YoY
- 0.4%
- Active inventory
- 139
- Price-to-rent
- 17.7×
Monthly cashflow live
- Estimated rent
- $8,497 medium interval (Pro) →
- Mortgage (P&I)
- −$9,439
- Tax from tax record
- −$698 /mo · $8,376/yr
- Insurance
- −$750
- HOA
- −$115
- Vacancy / Maint / Mgmt
- −$1,784
- Net cashflow
- $-4,290
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $450,000
- Closing costs
- $54,000
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 3 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4257 Golden Oak Ct Danville, CA | 4.0 | 4.0 | 4099 | $12,800 | $3.12 | 2d | 1 | 0.74mi |
| 668 Sun Tree Ct Danville, CA | 4.0 | 3.0 | 3401 | $6,900 | $2.03 | 11d | 1 | 0.78mi |
| 120 Wales Ct Danville, CA | 4.0 | 3.0 | 3349 | $6,350 | $1.90 | 44d | 1 | 1.18mi |
HOA detail
- Monthly dues
- $115 · $1,380/yr
Listing history 22 events
-
2026-06-18days on market $1,799,999 Active 36 DOM
-
2026-06-17days on market $1,799,999 Active 35 DOM
-
2026-06-16days on market $1,799,999 Active 34 DOM
-
2026-06-15days on market $1,799,999 Active 33 DOM
-
2026-06-13days on market $1,799,999 Active 31 DOM
-
2026-06-13days on market $1,799,999 Active 30 DOM
-
2026-06-09days on market $1,799,999 Active 27 DOM
-
2026-06-08days on market $1,799,999 Active 26 DOM
-
2026-06-07days on market $1,799,999 Active 25 DOM
-
2026-06-04days on market $1,799,999 Active 22 DOM
-
2026-06-03days on market $1,799,999 Active 21 DOM
-
2026-06-02days on market $1,799,999 Active 20 DOM
-
2026-06-01days on market $1,799,999 Active 19 DOM
-
2026-05-31days on market $1,799,999 Active 18 DOM
-
2026-05-13$1,799,999 Active 1585-char remark
-
1998-02-03soldstatus $380,000 134-char remark
Show marketing remark (134 chars)
HOME SCHOOL M-F TIL 1PM SO PLS CALL FIRST.. RELOCATION & SELLER VERY MOTIVATED ...HOME SHOWS EXCELLENT, HUGE FMLY RM, 3 FIREPLACES
-
1996-11-27historical 134-char remark
Show marketing remark (134 chars)
HOME SCHOOL M-F TIL 1PM SO PLS CALL FIRST.. RELOCATION & SELLER VERY MOTIVATED ...HOME SHOWS EXCELLENT, HUGE FMLY RM, 3 FIREPLACES
-
1996-11-26soldstatus $380,000
Show marketing remark (134 chars)
HOME SCHOOL M-F TIL 1PM SO PLS CALL FIRST.. RELOCATION & SELLER VERY MOTIVATED ...HOME SHOWS EXCELLENT, HUGE FMLY RM, 3 FIREPLACES
-
1996-11-26soldstatus $380,000
Show marketing remark (134 chars)
HOME SCHOOL M-F TIL 1PM SO PLS CALL FIRST.. RELOCATION & SELLER VERY MOTIVATED ...HOME SHOWS EXCELLENT, HUGE FMLY RM, 3 FIREPLACES
-
1996-09-10$384,900
Show marketing remark (134 chars)
HOME SCHOOL M-F TIL 1PM SO PLS CALL FIRST.. RELOCATION & SELLER VERY MOTIVATED ...HOME SHOWS EXCELLENT, HUGE FMLY RM, 3 FIREPLACES
-
1996-09-10$384,900 134-char remark
Show marketing remark (134 chars)
HOME SCHOOL M-F TIL 1PM SO PLS CALL FIRST.. RELOCATION & SELLER VERY MOTIVATED ...HOME SHOWS EXCELLENT, HUGE FMLY RM, 3 FIREPLACES
-
1996-01-04soldstatus $360,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CA · Resets to sale price
- Current annual tax
- $8,376 · $698/mo
- Projected year-2 tax
- $13,680 · $1,140/mo
- Expected delta
- +$5,304/yr (+$442/mo · 63.3%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 8/10 Severe
- Heat 4/10 Moderate 7 d/yr ≥95°F today · 14 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 8/10 Severe 15 unhealthy d/yr today · 16 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $101,959
- − Mortgage interest
- −$100,828
- − Property taxes
- −$8,376
- − Insurance
- −$9,000
- − Repairs & maintenance
- −$8,157
- − Management
- −$8,157
- − HOA
- −$1,380
- − Depreciation
- −$52,364
- Taxable loss
- −$86,302
- Est. tax savings @ 24.0%
- +$20,712
- After-tax cash flow
- $-30,768/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- San Ramon Valley Unified
- NCES district ID
- 0635130
- Math proficiency
- 77% ▬ 0.00%
- Reading proficiency
- 81% ▼ -1.00%
- Median HH income
- $138,331
- Composite
- 76.08/100
- National rank
- #216
- State rank
- #28 of 1400 in CA
Livability — Blackhawk
- Score
- 74/100
- State rank
- #144
- US rank
- #4912
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Blackhawk, CA
- County
- Contra Costa County · 1,059,880 people
- City population
- 27,261
- Metro
- San Francisco-Oakland-Berkeley, CA
- Population (ZIP)
- 27,055
- Household income
- $250,001
- Rent vs Own
- Severe rent burden
- 227.0
Population outlook (Contra Costa County) Hauer SSP2
- Today (2025)
- 1,287,720 people
- By 2030
- 1,364,937 · +6.0%
- By 2040
- 1,506,209 · +17.0%
- By 2050
- 1,624,373 · +26.1%
- By 2075
- 1,853,193 · +43.9%
- By 2100
- 1,901,231 · +47.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.62)
- Race & ethnicity
- White 51% Asian 34% Two or more races 9% Hispanic / Latino 6% Black 3%
- Hispanic origin (detail)
- Mexican 3%
- Common ancestry
- Italian 2% Russian 2% Romanian 2%
- Foreign-born
- 29% · China, Canada, South Korea
- Languages at home
- 70% English-only · Other Indo-European 9% Chinese 9% Other Asian/Pacific 3%
Political lean MEDSL · Contra Costa
- 2024 margin
- Solid D (+38.0) · D 67.3% · R 29.4% · Other 3.3%
- 2008→2024 swing
- +0.2pp no change · 2008: 37.8pp · 2024: 38.0pp
- All cycles
- 2024: D+38.0 2020: D+45.3 2016: D+43.5 2012: D+33.7 2008: D+37.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -1.81%
- Current HPI
- 293.6539
- Rent YoY
- ▲ 0.41%
- Metro
- San Francisco-Oakland-Berkeley, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
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| Financial Services | 3 | $174B |
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| Retail | 3 | $44B |
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| Insurance | 3 | $26B |
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| Media / Entertainment | 2 | $115B |
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
+400.0% since first listed8 events — show timeline
- 2026-05-13 Listed $1,799,999 bridgeMLS, Bay East AOR, or Contra Costa AOR
- 1998-02-03 Sold (MLS) $380,000 bridgeMLS, Bay East AOR, or Contra Costa AOR
- 1996-11-27 Listing Removed — bridgeMLS, Bay East AOR, or Contra Costa AOR
- 1996-11-26 Sold (Public Records) $380,000 Public Records
- 1996-11-26 Sold (MLS) $380,000 bridgeMLS, Bay East AOR, or Contra Costa AOR
- 1996-09-10 Listed $384,900 bridgeMLS, Bay East AOR, or Contra Costa AOR
- 1996-09-10 Listed $384,900 bridgeMLS, Bay East AOR, or Contra Costa AOR
- 1996-01-04 Sold (Public Records) $360,000 Public Records
Property tax history
+2.2%/yrLatest (2025): $8,376 · +3.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…