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804 Eastbrook Ct
D Composite 40.44
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Schools +7.6/10.0
  • Cash flow +4.9/30.0
  • Appreciation +4.1/10.0
  • Livability +3.7/5.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • 1% rule +0.0/10.0
  • DSCR +0.0/10.0

$1,799,999

804 Eastbrook Ct · Blackhawk, CA 94506
4 bd · 3.0 ba · 3,278 sqft · SingleFamily public records · 36 Days on market
Built 1991 7,753 sqft lot $549/sqft · 17% below area Est $2177k · 17% under $115/mo HOA · 1% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

HOME SCHOOL M-F TIL 1PM SO PLS CALL FIRST.. RELOCATION & SELLER VERY MOTIVATED ...HOME SHOWS EXCELLENT, HUGE FMLY RM, 3 FIREPLACES

Key facts

  • Spacious kitchen
  • Granite countertops
  • Built-in wet bar

Tags

EXPANSIVE LIVING SPACESSPACIOUS KITCHENSTAINLESS STEEL APPLIANCESGRANITE COUNTERTOPSPENINSULA ISLANDBUILT-IN WET BAR

Property features AI

Finance

  • Other: Community pool
  • HOA & community: Part of Shadow Creek HOA; Monthly HOA fee (includes management and common area maintenance); Community amenities include clubhouse, pool, playground, park, greenbelt and trails

Exterior

  • Parking: Attached garage with interior access; 3 covered parking spaces (3-car garage)
  • Utilities: Public water; Public sewer
  • Home design: Single family residence; Residential property built in 1991
  • Construction: Brick and stucco construction; Built in 1991
  • Exterior features: Front porch; Back patio; Front and back yard landscaping; Fenced yard; Corner lot on a court

Interior

  • Kitchen: Stone counters; Kitchen island; Double oven; Gas range / cooktop; Built-in range/oven; Self-cleaning oven; Dishwasher; Disposal; Refrigerator; Ice maker hookup; Eat-in kitchen / breakfast nook
  • Bedrooms: Three bedrooms on the upper level including a primary bedroom suite; One bedroom on the street level
  • Flooring: Tile; Carpet
  • Bathrooms: Three full bathrooms; Primary bath with solid surface counters, stall shower, tile, tub with jets, double vanity and window; Other baths feature shower over tub, skylight(s), tile and double vanity
  • Heating & cooling: Forced air heating; Central air conditioning
  • Interior features: Family room; Formal dining room; Office; Breakfast bar; Breakfast nook; Pantry; Mirrored closet doors; 3 fireplaces (family room, living room, master bedroom)
  • Laundry & utility: Laundry room with hookups and cabinets

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath single-family listed at $1.80M.

Deal economics

  • At list price, monthly cash flow is $-4k ($-51k/yr) — negative.
  • To cash-flow at today's rent, offer at most $1.04M (42.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $850k (52.8% below list).
  • Recommended offer: $850k (52.8% below list) — sets the bar for 1% rule.
  • Cap rate 3.4% vs local median 1.6% in Blackhawk — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#144 in CA, #4,912 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, health & safety A+, crime A; Watch: commute C-, amenities F, cost of living F.
  • San Ramon Valley Unified (suburban): math 77% / reading 81% proficiency, ranked #28 of 1,400 in CA (top 2%) — strong family-tenant draw, lease renewals of 3-5y typical; only 3% free/reduced lunch — higher-income household profile.
  • Market conditions: Rents flat; 139 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals leasing fast (median 11d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 2,169 units permitted in Contra Costa County in 2024 (896 in 5+ unit buildings).
  • This rent runs 41% of the median local income ($250k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-1.8%/yr); year-one equity from $12k of loan paydown is wiped out by about $33k of value loss. Plan a longer hold.
  • Contra Costa County population projected at +26% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 36 days — a 3% lower offer ($1.75M) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 30y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $380k; list at $1.80M implies a 374% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $849,657 (52.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 36 days. Have you received any prior offers? Is the seller open to a 53% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.47%
Cap rate
3.43%
Cash-on-cash
-10.21%
DSCR
0.55
GRM
17.7

CMA / ARV

ARV (median comp)
$2,177,480
List price
$1,799,999
Delta
-17.34%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3840 Cottonwood Dr 0.16mi 4/3.0 3,024 (-8%) 1mo $2,075,000 $686 79
3421 Blackhawk Meadow Dr 0.64mi 4/3.0 3,281 (+0%) 2mo $2,150,000 $655 68
4286 Silver Meadow Ct 0.61mi 4/3.5 3,310 (+1%) 3mo $3,125,000 $944 66
157 Nanterre St 0.16mi 4/3.5 2,810 (-14%) 1mo $1,860,000 $662 66
301 Friesian Ct 0.36mi 4/4.5 3,486 (+6%) 3mo $2,400,000 $688 64
124 Nanterre St 0.16mi 4/4.5 2,867 (-12%) 3mo $1,812,000 $632 64
1480 Menton St 0.53mi 4/4.0 3,113 (-5%) 1mo $2,225,000 $715 62
4249 Golden Oak Ct 0.74mi 4/3.0 3,347 (+2%) 1mo $2,510,000 $750 62
208 Kaitlyn Ln 0.49mi 5/3.0 (+1) 3,463 (+6%) 3mo $2,320,000 $670 60
2208 Genoa St 0.40mi 4/2.5 2,863 (-13%) 1mo $1,956,500 $683 57
84 Plumeria Ct 0.52mi 5/3.0 (+1) 2,893 (-12%) 6mo $1,950,000 $674 46
3643 Country Club Ter 0.55mi 5/4.0 (+1) 3,728 (+14%) 0mo $2,675,000 $718 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-1.81% appreciation · 0.41% rent growth · sell at horizon

5-year hold
IRR
-26.0%
Equity multiple
0.02×
Total profit
$-495,747
Equity at exit
$365,731
10-year hold
IRR
-23.9%
Equity multiple
-0.56×
Total profit
$-788,257
Equity at exit
$328,084

Cash invested: $504,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 94506

Home prices YoY
-0.6%
Rents YoY
0.4%
Active inventory
139
Price-to-rent
17.7×

Monthly cashflow live

Estimated rent
$8,497 medium interval (Pro) →
Mortgage (P&I)
$9,439
Tax from tax record
$698 /mo · $8,376/yr
Insurance
$750
HOA
$115
Vacancy / Maint / Mgmt
$1,784
Net cashflow
$-4,290

Break-even live

Break-even rent $13,927
Max offer price $1,042,142
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$450,000
Closing costs
$54,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4257 Golden Oak Ct Danville, CA 4.0 4.0 4099 $12,800 $3.12 2d 1 0.74mi
668 Sun Tree Ct Danville, CA 4.0 3.0 3401 $6,900 $2.03 11d 1 0.78mi
120 Wales Ct Danville, CA 4.0 3.0 3349 $6,350 $1.90 44d 1 1.18mi

HOA detail

Monthly dues
$115 · $1,380/yr

Listing history 22 events

  1. 2026-06-18
    days on market $1,799,999 Active 36 DOM
  2. 2026-06-17
    days on market $1,799,999 Active 35 DOM
  3. 2026-06-16
    days on market $1,799,999 Active 34 DOM
  4. 2026-06-15
    days on market $1,799,999 Active 33 DOM
  5. 2026-06-13
    days on market $1,799,999 Active 31 DOM
  6. 2026-06-13
    days on market $1,799,999 Active 30 DOM
  7. 2026-06-09
    days on market $1,799,999 Active 27 DOM
  8. 2026-06-08
    days on market $1,799,999 Active 26 DOM
  9. 2026-06-07
    days on market $1,799,999 Active 25 DOM
  10. 2026-06-04
    days on market $1,799,999 Active 22 DOM
  11. 2026-06-03
    days on market $1,799,999 Active 21 DOM
  12. 2026-06-02
    days on market $1,799,999 Active 20 DOM
  13. 2026-06-01
    days on market $1,799,999 Active 19 DOM
  14. 2026-05-31
    days on market $1,799,999 Active 18 DOM
  15. 2026-05-13
    listed $1,799,999 Active 1585-char remark
  16. 1998-02-03
    soldstatus $380,000 134-char remark
    Show marketing remark (134 chars)

    HOME SCHOOL M-F TIL 1PM SO PLS CALL FIRST.. RELOCATION & SELLER VERY MOTIVATED ...HOME SHOWS EXCELLENT, HUGE FMLY RM, 3 FIREPLACES

  17. 1996-11-27
    historical 134-char remark
    Show marketing remark (134 chars)

    HOME SCHOOL M-F TIL 1PM SO PLS CALL FIRST.. RELOCATION & SELLER VERY MOTIVATED ...HOME SHOWS EXCELLENT, HUGE FMLY RM, 3 FIREPLACES

  18. 1996-11-26
    soldstatus $380,000
    Show marketing remark (134 chars)

    HOME SCHOOL M-F TIL 1PM SO PLS CALL FIRST.. RELOCATION & SELLER VERY MOTIVATED ...HOME SHOWS EXCELLENT, HUGE FMLY RM, 3 FIREPLACES

  19. 1996-11-26
    soldstatus $380,000
    Show marketing remark (134 chars)

    HOME SCHOOL M-F TIL 1PM SO PLS CALL FIRST.. RELOCATION & SELLER VERY MOTIVATED ...HOME SHOWS EXCELLENT, HUGE FMLY RM, 3 FIREPLACES

  20. 1996-09-10
    listed $384,900
    Show marketing remark (134 chars)

    HOME SCHOOL M-F TIL 1PM SO PLS CALL FIRST.. RELOCATION & SELLER VERY MOTIVATED ...HOME SHOWS EXCELLENT, HUGE FMLY RM, 3 FIREPLACES

  21. 1996-09-10
    listed $384,900 134-char remark
    Show marketing remark (134 chars)

    HOME SCHOOL M-F TIL 1PM SO PLS CALL FIRST.. RELOCATION & SELLER VERY MOTIVATED ...HOME SHOWS EXCELLENT, HUGE FMLY RM, 3 FIREPLACES

  22. 1996-01-04
    soldstatus $360,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$8,376 · $698/mo
Projected year-2 tax
$13,680 · $1,140/mo
Expected delta
+$5,304/yr (+$442/mo · 63.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 8/10 Severe
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥95°F today · 14 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 8/10 Severe 15 unhealthy d/yr today · 16 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$101,959
− Mortgage interest
−$100,828
− Property taxes
−$8,376
− Insurance
−$9,000
− Repairs & maintenance
−$8,157
− Management
−$8,157
− HOA
−$1,380
− Depreciation
−$52,364
Taxable loss
−$86,302
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$20,712
After-tax cash flow
$-30,768/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
San Ramon Valley Unified
NCES district ID
0635130
Math proficiency
77% ▬ 0.00%
Reading proficiency
81% ▼ -1.00%
Median HH income
$138,331
Composite
76.08/100
National rank
#216
State rank
#28 of 1400 in CA

Livability — Blackhawk

Score
74/100
State rank
#144
US rank
#4912

Category grades

Amenities F Commute C- Cost of living F Crime A Employment A+ Housing C+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Blackhawk, CA
County
Contra Costa County · 1,059,880 people
City population
27,261
Metro
San Francisco-Oakland-Berkeley, CA
Population (ZIP)
27,055
Household income
$250,001
Rent vs Own
11.9% rent · 88.1% own
Severe rent burden
227.0

Population outlook (Contra Costa County) Hauer SSP2

Today (2025)
1,287,720 people
By 2030
1,364,937 · +6.0%
By 2040
1,506,209 · +17.0%
By 2050
1,624,373 · +26.1%
By 2075
1,853,193 · +43.9%
By 2100
1,901,231 · +47.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.62)
Race & ethnicity
White 51% Asian 34% Two or more races 9% Hispanic / Latino 6% Black 3%
Hispanic origin (detail)
Mexican 3%
Common ancestry
Italian 2% Russian 2% Romanian 2%
Foreign-born
29% · China, Canada, South Korea
Languages at home
70% English-only · Other Indo-European 9% Chinese 9% Other Asian/Pacific 3%

Political lean MEDSL · Contra Costa

2024 margin
Solid D (+38.0) · D 67.3% · R 29.4% · Other 3.3%
2008→2024 swing
+0.2pp no change · 2008: 37.8pp · 2024: 38.0pp
All cycles
2024: D+38.0 2020: D+45.3 2016: D+43.5 2012: D+33.7 2008: D+37.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -1.81%
Current HPI
293.6539
Rent YoY
▲ 0.41%
Metro
San Francisco-Oakland-Berkeley, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+400.0% since first listed
8 events — show timeline
  • 2026-05-13 Listed $1,799,999 bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 1998-02-03 Sold (MLS) $380,000 bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 1996-11-27 Listing Removed bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 1996-11-26 Sold (Public Records) $380,000 Public Records
  • 1996-11-26 Sold (MLS) $380,000 bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 1996-09-10 Listed $384,900 bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 1996-09-10 Listed $384,900 bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 1996-01-04 Sold (Public Records) $360,000 Public Records

Property tax history

+2.2%/yr

Latest (2025): $8,376 · +3.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…