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96 Buff St
C- Composite 52.49
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.7/30.0
  • DSCR +6.9/10.0
  • ARV discount +6.1/15.0
  • 1% rule +4.8/10.0
  • Schools +4.2/10.0
  • Livability +3.7/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$189,000

96 Buff St · Sans Souci, SC 29609
3 bd · 1.5 ba · 1,320 sqft · SingleFamily public records · 77 Days on market
Built 2002 Est $183k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Low-maintenance living meets unbeatable location in this charming 3BR/2BA townhome just minutes from downtown Greenville! Ideally situated near the popular Swamp Rabbit Trail and the highly sought-after Swamp Rabbit Cafe and Grocery, you’ll enjoy easy access to outdoor recreation, local dining, and vibrant community life. Inside, this well-designed townhome offers a spacious living room perfect for relaxing or entertaining, along with a large kitchen featuring plenty of cabinet and counter space for everyday living. With its convenient location and low-maintenance lifestyle, this home is ideal for those looking to enjoy all that Greenville has to offer.

Key facts

  • Swamp rabbit trail
  • Outdoor recreation
  • Large kitchen

Tags

SWAMP RABBIT TRAILSWAMP RABBIT CAFE AND GROCERYOUTDOOR RECREATIONLOCAL DININGSPACIOUS LIVING ROOMLARGE KITCHEN

Property features AI

Finance

  • HOA & community: No HOA fees; Community amenities include common areas and some sidewalks

Exterior

  • Utilities: Public water; Electric water heater; Public sewer; Public garbage pickup; Electric power
  • Home design: Two-story residence; Approximate age: 21–30 years; Slab foundation
  • Construction: Vinyl siding exterior; Composition shingle roof
  • Exterior features: Level lot; Sidewalk

Interior

  • Kitchen: Dishwasher; Electric oven; Range hood; Other appliances noted in remarks
  • Bedrooms: Primary bedroom located on the 2nd level; Primary bedroom approx. 12 x 13; Second bedroom approx. 10 x 11; Third bedroom approx. 10 x 11
  • Flooring: Carpet; Luxury vinyl tile/plank
  • Bathrooms: One full bath; One half bath
  • Heating & cooling: Electric heating; Electric cooling
  • Interior features: Cable available; Smoke detector
  • Laundry & utility: Laundry on the 1st floor

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $189k.

Deal economics

  • At list price, monthly cash flow is $289 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $186k (1.5% below list).
  • Recommended offer: $178k (6.0% below list) — sets the bar for market timing.
  • Cap rate 8.1% vs local median 3.5% in Sans Souci — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#30 in SC, #4,635 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime D-, amenities D-, employment F.
  • Greenville 01 (suburban): math 44% / reading 54% proficiency, ranked #10 of 80 in SC (top 12%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Cherrydale Elementary (math 27% / reading 19%, grade F, #469 of 597 statewide, top 79%, 689 students, 100% FRL) — zoned schools average 100% FRL vs 42% district-wide (58 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 23% at this address vs 49% district-wide (-26 pts) — the specific schools serving this property underperform the Greenville 01 average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents flat; 203 active listings in the ZIP; 26 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 5,595 units permitted in Greenville County in 2024 (566 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($65k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Greenville County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 77 days — a 6% lower offer ($178k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 20y ago; this cycle's ask has dropped $10k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $74k; list at $189k implies a 154% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $177,660 (6.0% below list)

Questions for the listing agent

  1. It's been on market 77 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.98%
Cap rate
8.13%
Cash-on-cash
6.56%
DSCR
1.29
GRM
8.5

CMA / ARV

ARV (on-the-fly)
$183,480
Comps found
7
Show comp detail 7 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
15 & 15a Gilreath St 0.38mi 3/1.0 1,232 (-7%) 12mo $169,900 $138 59
105 Woodside Cir Unit B 0.71mi 3/2.0 1,379 (+4%) 2mo $310,000 $225 55
101 Old Paris Mountain Rd 0.69mi 3/2.0 1,238 (-6%) 12mo $266,500 $215 46
109 Old Paris Mountain Rd 0.68mi 3/2.0 1,220 (-8%) 13mo $248,500 $204 43
100 Old Paris Mountain Rd 0.72mi 3/1.5 1,372 (+4%) 22mo $191,000 $139 42
201 Colonial Ave 0.71mi 2/1.0 (-1) 1,388 (+5%) 14mo $175,000 $126 40
129 Gantt St 0.68mi 3/1.0 1,500 (+14%) 14mo $198,000 $132 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.14% rent growth · sell at horizon

5-year hold
IRR
-9.3%
Equity multiple
0.67×
Total profit
$-17,468
Equity at exit
$28,181
10-year hold
IRR
-3.8%
Equity multiple
0.78×
Total profit
$-11,879
Equity at exit
$16,341

Cash invested: $52,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29609

Rents YoY
0.1%
Active inventory
203
Price-to-rent
8.5×

Monthly cashflow live

Estimated rent
$1,861 high interval (Pro) →
Mortgage (P&I)
$991
Tax from tax record
$112 /mo · $1,339/yr
Insurance
$79
HOA
$0
Vacancy / Maint / Mgmt
$391
Net cashflow
$289

Break-even live

Break-even rent $1,496
Max offer price $189,000
Occupancy floor 79%

Sensitivity live

Price -10% $396 -5% $343 +0% $289 +5% $236 +10% $182
Rent -10% $142 -5% $216 +0% $289 +5% $363 +10% $436
Rate -1.0pp $384 -0.5pp $337 base $289 +0.5pp $240 +1.0pp $190

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$47,250
Closing costs
$5,670
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 26 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
31 Victor St Unit 331 Greenville, SC 2.0 1.0 995 $2,204 $2.22 26d 1 0.27mi
31 Victor St Unit 339 Greenville, SC 2.0 1.0 975 $1,853 $1.90 26d 1 0.27mi
31 Victor St Unit 201 Greenville, SC 2.0 1.0 895 $1,700 $1.90 26d 1 0.27mi
31 Victor St Unit 326 Greenville, SC 4.0 2.0 1315 $2,499 $1.90 26d 1 0.27mi
9 Gilreath St Greenville, SC 3.0 2.0 1244 $1,495 $1.20 24d 1 0.41mi
135 D St Greenville, SC 2.0 1.0 938 $1,150 $1.23 24d 1 0.41mi
1250 WATER TOWER Cir Greenville, SC 2.0 1.0–2.0 790 $1,959 $2.48 6d 28 0.45mi
1121 Tsali Cir Greenville, SC 2.0 1.0–2.0 906 $2,401 $2.65 6d 8 0.46mi
221 Church St Greenville, SC 2.0 1.0 900 $1,395 $1.55 6d 1 0.65mi
3 Frost St Greenville, SC 3.0 2.0 1450 $1,900 $1.31 26d 1 0.77mi
409 Pinckney St Apt 2D Greenville, SC 2.0 1.0 900 $1,300 $1.44 6d 1 0.78mi
802 Hampton Ave Unit A Greenville, SC 2.0 1.0 900 $1,300 $1.44 26d 1 0.78mi
205 Croft St Greenville, SC 2.0 1.0 1200 $1,925 $1.60 26d 1 1.01mi
420 Oscar St Greenville, SC 3.0 2.0 1400 $1,800 $1.29 6d 1 1.18mi
12 E Blue Ridge Dr Greenville, SC 2.0 2.0 1400 $1,950 $1.39 26d 1 1.23mi
39 E 7th St Greenville, SC 3.0 2.0 1120 $1,750 $1.56 6d 1 1.24mi
33 9th St Greenville, SC 2.0 1.0 886 $1,000 $1.13 26d 1 1.32mi
500 Birnie St Greenville, SC 2.0 1.0 980 $1,475 $1.51 26d 1 1.38mi
216 Lester Ave Greenville, SC 2.0 1.0 1000 $1,175 $1.18 6d 1 1.41mi
18 E Stone Ave Greenville, SC 3.0 1.0–2.5 1017 $2,451 $2.41 6d 20 1.41mi
5 Zarline St Greenville, SC 3.0 1.0 1060 $1,095 $1.03 21d 1 1.44mi
25 Louise Ave Greenville, SC 3.0 3.0 1600 $1,999 $1.25 26d 1 1.45mi
103 Fernside Ct Greenville, SC 3.0 2.5 1210 $1,750 $1.45 6d 1 1.48mi
12 Catawba Ave Greenville, SC 3.0 2.5 1399 $1,650 $1.18 17d 1 1.48mi
14 Pine Thicket Dr Greenville, SC 3.0 2.5 1475 $1,595 $1.08 26d 1 1.49mi
206 Von Hollen Dr Greenville, SC 3.0 1.0 1100 $1,549 $1.41 24d 1 1.50mi

Listing history 25 events

  1. 2026-06-22
    days on market $189,000 Active 77 DOM
  2. 2026-06-22
    days on market $189,000 Active 76 DOM
  3. 2026-06-18
    days on market $189,000 Active 73 DOM
  4. 2026-06-17
    days on market $189,000 Active 72 DOM
  5. 2026-06-16
    days on market $189,000 Active 71 DOM
  6. 2026-06-15
    days on market $189,000 Active 70 DOM
  7. 2026-06-13
    days on market $189,000 Active 68 DOM
  8. 2026-06-13
    days on market $189,000 Active 67 DOM
  9. 2026-06-10
    days on market $189,000 Active 65 DOM
  10. 2026-06-09
    days on market $189,000 Active 64 DOM
  11. 2026-06-08
    days on market $189,000 Active 63 DOM
  12. 2026-06-07
    days on market $189,000 Active 62 DOM
  13. 2026-06-03
    days on market $189,000 Active 58 DOM
  14. 2026-06-03
    days on market $189,000 Active 57 DOM
  15. 2026-06-01
    days on market $189,000 Active 56 DOM
  16. 2026-05-31
    days on market $189,000 Active 55 DOM
  17. 2026-04-14
    price $189,000
  18. 2026-04-06
    listed $199,000 Active
  19. 2007-09-10
    soldstatus $74,500
  20. 2007-05-06
    historical
  21. 2007-01-26
    listed $80,650
  22. 2006-12-28
    soldstatus $57,500
  23. 2006-11-15
    historical
  24. 2006-07-23
    listed $59,900
  25. 2005-03-04
    soldstatus $94,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$1,339 · $112/mo
Projected year-2 tax
$1,339 · $112/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥102°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 0% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,338
− Mortgage interest
−$10,587
− Property taxes
−$1,339
− Insurance
−$945
− Repairs & maintenance
−$1,787
− Management
−$1,787
− Depreciation
−$5,498
Taxable income
$395
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$95
After-tax cash flow
$3,375/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Greenville 01
NCES district ID
4502310
Math proficiency
44% ▼ -10.00%
Reading proficiency
54% ▼ -2.00%
Median HH income
$49,596
Composite
41.88/100
National rank
#3370
State rank
#10 of 80 in SC

Livability — Sans Souci

Score
74/100
State rank
#30
US rank
#4635

Category grades

Amenities D- Commute A+ Cost of living A+ Crime D- Employment F Housing A+ Health & safety A- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Sans Souci, SC
County
Greenville County · 573,815 people
Metro
Greenville-Anderson, SC
Population (ZIP)
32,292
Household income
$65,342
Rent vs Own
37.8% rent · 62.2% own
Severe rent burden
1685.0

Population outlook (Greenville County) Hauer SSP2

Today (2025)
574,580 people
By 2030
615,615 · +7.1%
By 2040
695,373 · +21.0%
By 2050
769,367 · +33.9%
By 2075
933,296 · +62.4%
By 2100
1,029,196 · +79.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (70%)
Race & ethnicity
White 70% Black 12% Hispanic / Latino 12% Two or more races 6% Asian 2%
Hispanic origin (detail)
Mexican 4% Puerto Rican 2% Dominican 1%
Common ancestry
Slovak 4% Italian 3% Serbian 2%
Foreign-born
9% · Canada, Vietnam, Jamaica
Languages at home
88% English-only · Spanish 8% Other Asian/Pacific 1% Vietnamese 1%

Political lean MEDSL · Greenville

2024 margin
Strong R (+22.2) · D 38.0% · R 60.2% · Other 1.8%
2008→2024 swing
+1.7pp toward D · 2008: -23.9pp · 2024: -22.2pp
All cycles
2024: R+22.2 2020: R+18.2 2016: R+24.7 2012: R+27.8 2008: R+23.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -291.09%
Current HPI
277.6004
Rent YoY
▲ 0.14%
Metro
Greenville-Anderson, SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+101.1% since first listed
9 events — show timeline
  • 2026-04-14 Price Changed $189,000 Greater Greenville MLS
  • 2026-04-06 Listed $199,000 Greater Greenville MLS
  • 2007-09-10 Sold (Public Records) $74,500 Public Records
  • 2007-05-06 Listing Removed Greater Greenville MLS
  • 2007-01-26 Listed $80,650 Greater Greenville MLS
  • 2006-12-28 Sold (Public Records) $57,500 Public Records
  • 2006-11-15 Listing Removed Greater Greenville MLS
  • 2006-07-23 Listed $59,900 Greater Greenville MLS
  • 2005-03-04 Sold (Public Records) $94,000 Public Records

Property tax history

+2.2%/yr

Latest (2025): $1,339 · +3.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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