6310 Hil Mar Dr #1 · Suitland, MD
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $755 – $1,403
Heat risk 8/10 · Major
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 22.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +19.5/30.0
- 1% rule +9.0/10.0
- ARV discount +7.5/15.0
- DSCR +6.2/10.0
- Livability +3.5/5.0
- Rent growth +3.0/5.0
- Condition / age +2.5/5.0
- Schools +1.7/10.0
- Appreciation +0.0/10.0
$135,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Gorgeous CONDO CONVERSION! ALL 108 CONDOS COMPLETELY AND STYLISHLY RENOVATED WITH HIGH END FINISHES: HARDWOOD FLOORS IN MAIN ROOMS, TILED OPEN KITCHENS W/ STAINLESS APPLIANCES & WOOD CABINETS, TILED BATHS, TRULY GORGEOUS! ONE, TWO, AND THREE BR'S AVAILABLE
Key facts
- Modern condo
- Newly painted
- $406 HOA
Tags
Property features AI
Finance
- Other: Finished above-grade area reported as 904 (source: assessor)
- HOA & community: Monthly condo fee of $406; Condo fee covers common area maintenance; Pets allowed with no breed/size restrictions listed
Exterior
- Utilities: Public water; Public sewer; Electric service
- Home design: Condominium unit (Unit/Flat); Garden-style building (1–4 floors); Entry on level 1
- Construction: Brick construction; Above- and below-grade structure
- Exterior features: Not in a federal flood zone; Common grounds (community maintained)
Interior
- Kitchen: Galley-style kitchen
- Bedrooms: 3 bedrooms on the main level
- Bathrooms: 1 full bathroom on the main level
- Heating & cooling: Central heating (electric); Central air conditioning (electric); Electric hot water
- Interior features: Galley kitchen; Traditional floor plan
- Laundry & utility: Washer/dryer hook up in unit
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath condo listed at $135k.
Deal economics
- At list price, monthly cash flow is $154 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $135k).
- Recommended offer: $133k (1.5% below list) — sets the bar for market timing.
- Cap rate 7.7% vs local median 4.9% in Suitland — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 69/100 on livability (#189 in MD) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, employment B; Watch: health & safety C-, schools F, crime F.
- Prince George'S County Public Schools (suburban): math 8% / reading 24% proficiency, ranked #21 of 24 in MD (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: Rents rising (+2.0%/yr); 114 active listings in the ZIP; 28 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 43% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,481 units permitted in Prince George's County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $933 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Prince George's County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 21 days — a 2% lower offer ($133k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: HOA is 21% of rent.
- Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1965 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.40% ✓
- Cap rate
- 7.66%
- Cash-on-cash
- 4.88%
- DSCR
- 1.22
- GRM
- 6.0
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 2.0% rent growth · sell at horizon
- IRR
- -10.0%
- Equity multiple
- 0.64×
- Total profit
- $-13,699
- Equity at exit
- $20,129
- IRR
- -2.4%
- Equity multiple
- 0.85×
- Total profit
- $-5,774
- Equity at exit
- $11,672
Cash invested: $37,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 27 Tenant-Leaning
- State Maryland
- 27 Tenant-Leaning · D+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 20747
- Home prices YoY
- -19.0%
- Rents YoY
- 2.0%
- Active inventory
- 114
- Price-to-rent
- 6.0×
Monthly cashflow live
- Estimated rent
- $1,889 high interval (Pro) →
- Mortgage (P&I)
- −$708
- Tax est. 1.5%
- −$169 /mo · $2,025/yr
- Insurance
- −$56
- HOA
- −$406
- Vacancy / Maint / Mgmt
- −$397
- Net cashflow
- $154
Break-even live
Sensitivity live
| Price | -10% $247 | -5% $200 | +0% $154 | +5% $107 | +10% $60 |
|---|---|---|---|---|---|
| Rent | -10% $4 | -5% $79 | +0% $154 | +5% $228 | +10% $303 |
| Rate | -1.0pp $222 | -0.5pp $188 | base $154 | +0.5pp $119 | +1.0pp $83 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $33,750
- Closing costs
- $4,050
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 28 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 6305 Hil-Mar Dr District Heights, MD | 2.0 | 1.0 | 921 | $1,825 | $1.98 | 44d | 1 | 0.05mi |
| 6310 Hil Mar Dr Unit 9-11 District Heights, MD | 2.0 | 1.0 | 913 | $1,750 | $1.92 | 19d | 1 | 0.05mi |
| 6501 Hil Mar Dr District Heights, MD | 1.0–3.0 | 1.0–1.5 | 1014 | $2,025 | $2.00 | 44d | 27 | 0.16mi |
| 3516 Community Dr District Heights, MD | 3.0 | 2.0 | 1096 | $1,500 | $1.37 | 5d | 1 | 0.22mi |
| 3253 Walters Ln District Heights, MD | 1.0–3.0 | 1.0–1.5 | 941 | $2,060 | $2.19 | 3d | 17 | 0.29mi |
| 6311 Pennsylvania Ave District Heights, MD | 1.0–3.0 | 1.0 | 883 | $1,867 | $2.11 | 1d | 10 | 0.34mi |
| 6024 Surrey Square Ln District Heights, MD | 1.0–3.0 | 1.0–2.0 | 1059 | $2,102 | $1.98 | 2d | 22 | 0.37mi |
| 6525 Kenova St District Heights, MD | 2.0 | 1.0 | 1075 | $1,500 | $1.40 | 44d | 1 | 0.37mi |
| 2908 Walters Ln Unit 1 District Heights, MD | 2.0 | 1.0 | 1100 | $1,400 | $1.27 | 24d | 1 | 0.58mi |
| 5635 Regency Park Ct Hillcrest Heights, MD | 1.0–4.0 | 1.0–2.0 | 1177 | $1,875 | $1.59 | 2d | 28 | 0.72mi |
| 7206 Donnell Pl Unit D8 District Heights, MD | 2.0 | 1.0 | 884 | $1,800 | $2.04 | 44d | 1 | 0.80mi |
| 7116 Donnell Pl Unit C Forestville, MD | 2.0 | 1.0 | 886 | $1,650 | $1.86 | 44d | 1 | 0.80mi |
| 7208 Donnell Pl Unit C1 District Heights, MD | 2.0 | 1.0 | 800 | $1,649 | $2.06 | 44d | 1 | 0.82mi |
| 7244 Donnell Pl Unit D2 District Heights, MD | 3.0 | 1.5 | 1108 | $1,900 | $1.71 | 44d | 1 | 0.87mi |
| 7248 Donnell Pl Unit B5 District Heights, MD | 2.0 | 1.0 | 886 | $1,950 | $2.20 | 24d | 1 | 0.89mi |
| 7248 Donnell Pl Unit B5 District Heights, MD | 2.0 | 1.0 | 886 | $1,950 | $2.20 | 18d | 1 | 0.89mi |
| 7169 Cross St Unit T1 District Heights, MD | 2.0 | 2.0 | 906 | $1,850 | $2.04 | 18d | 1 | 0.89mi |
| 4400 Telfair Blvd Suitland, MD | 1.0–3.0 | 1.0–2.0 | 1157 | $2,949 | $2.55 | 5d | 12 | 1.12mi |
| 4300 Telfair Blvd Camp Springs, MD | 1.0–2.0 | 1.0–2.0 | 935 | $2,471 | $2.64 | 2d | 22 | 1.14mi |
| 2707 Judith Ave District Heights, MD | 2.0 | 1.0 | 816 | $2,500 | $3.06 | 44d | 1 | 1.14mi |
| 3815 Swann Rd #101 Suitland, MD | 2.0 | 1.0 | 842 | $1,650 | $1.96 | 24d | 1 | 1.19mi |
| 5042 Silver Hill Ct District Heights, MD | 1.0–2.0 | 1.0 | 852 | $1,785 | $2.09 | 1d | 9 | 1.19mi |
| 3811 Swann Rd #203 Suitland, MD | 2.0 | 2.0 | 955 | $1,750 | $1.83 | 44d | 1 | 1.23mi |
| 3000 Victory Ln Hillcrest Heights, MD | 2.0–3.0 | 1.0–2.0 | 1116 | $2,209 | $1.98 | 44d | 1 | 1.29mi |
| 2610 Lakehurst Ave District Heights, MD | 3.0 | 1.0 | 1096 | $2,150 | $1.96 | 44d | 1 | 1.31mi |
| 5000 Lydianna Ln Suitland, MD | 2.0 | 1.0–2.0 | 892 | $1,550 | $1.74 | 44d | 1 | 1.32mi |
| 4400 Rena Rd Suitland, MD | 1.0–3.0 | 1.0–1.5 | 995 | $2,215 | $2.23 | 4d | 9 | 1.41mi |
| 3220 Swann Rd Suitland, MD | 2.0 | 1.0 | 648 | $1,800 | $2.78 | 21d | 11 | 1.44mi |
HOA detail condo
- Monthly dues
- $406 · $4,872/yr
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 23 events
-
2026-06-18days on market $135,000 Active 21 DOM
-
2026-06-17days on market $135,000 Active 20 DOM
-
2026-06-16days on market $135,000 Active 19 DOM
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2026-06-15days on market $135,000 Active 18 DOM
-
2026-06-13days on market $135,000 Active 16 DOM
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2026-06-10days on market $135,000 Active 12 DOM
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2026-06-08days on market $135,000 Active 11 DOM
-
2026-06-07days on market $135,000 Active 10 DOM
-
2026-06-04days on market $135,000 Active 7 DOM
-
2026-06-03days on market $135,000 Active 6 DOM
-
2026-06-02days on market $135,000 Active 5 DOM
-
2026-06-01days on market $135,000 Active 4 DOM
-
2026-05-31days on market $135,000 Active 3 DOM
-
2026-05-28$135,000 Active
-
2025-12-31historical
-
2025-11-01status Active
-
2025-10-31historical
-
2025-09-12status Active
-
2025-07-15status Pending
-
2025-05-03$149,900 Active
-
2006-08-09soldstatus $210,000 262-char remark
Show marketing remark (262 chars)
Gorgeous CONDO CONVERSION! ALL 108 CONDOS COMPLETELY AND STYLISHLY RENOVATED WITH HIGH END FINISHES: HARDWOOD FLOORS IN MAIN ROOMS, TILED OPEN KITCHENS W/ STAINLESS APPLIANCES & WOOD CABINETS, TILED BATHS, TRULY GORGEOUS! ONE, TWO, AND THREE BR'S AVAILABLE
-
2006-06-02historical 262-char remark
Show marketing remark (262 chars)
Gorgeous CONDO CONVERSION! ALL 108 CONDOS COMPLETELY AND STYLISHLY RENOVATED WITH HIGH END FINISHES: HARDWOOD FLOORS IN MAIN ROOMS, TILED OPEN KITCHENS W/ STAINLESS APPLIANCES & WOOD CABINETS, TILED BATHS, TRULY GORGEOUS! ONE, TWO, AND THREE BR'S AVAILABLE
-
2006-02-24$205,000 262-char remark
Show marketing remark (262 chars)
Gorgeous CONDO CONVERSION! ALL 108 CONDOS COMPLETELY AND STYLISHLY RENOVATED WITH HIGH END FINISHES: HARDWOOD FLOORS IN MAIN ROOMS, TILED OPEN KITCHENS W/ STAINLESS APPLIANCES & WOOD CABINETS, TILED BATHS, TRULY GORGEOUS! ONE, TWO, AND THREE BR'S AVAILABLE
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 7 d/yr ≥103°F today · 16 d/yr by 30 yrs out
- Wind 4/10 Moderate 22% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,671
- − Mortgage interest
- −$7,562
- − Property taxes
- −$2,025
- − Insurance
- −$675
- − Repairs & maintenance
- −$1,814
- − Management
- −$1,814
- − HOA
- −$4,872
- − Depreciation
- −$3,927
- Taxable loss
- −$17
- Est. tax savings @ 24.0%
- +$4
- After-tax cash flow
- $1,847/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Prince George'S County Public Schools
- NCES district ID
- 2400510
- Math proficiency
- 8% ▼ -11.00%
- Reading proficiency
- 24% ▼ -9.00%
- Median HH income
- $73,967
- Composite
- 16.82/100
- National rank
- #9151
- State rank
- #21 of 24 in MD
Livability — Suitland
- Score
- 69/100
- State rank
- #189
- US rank
- #8521
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Suitland, MD
- County
- Prince Georges County · 919,866 people
- City population
- 27,494
- Metro
- Washington-Arlington-Alexandria, DC-VA-MD-WV
- Population (ZIP)
- 38,301
- Household income
- $76,298
- Rent vs Own
- Severe rent burden
- 2132.0
Population outlook (Prince George's County) Hauer SSP2
- Today (2025)
- 1,005,426 people
- By 2030
- 1,048,416 · +4.3%
- By 2040
- 1,123,425 · +11.7%
- By 2050
- 1,183,220 · +17.7%
- By 2075
- 1,306,202 · +29.9%
- By 2100
- 1,408,179 · +40.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (86%)
- Race & ethnicity
- Black 86% Hispanic / Latino 7% Two or more races 5% White 2%
- Hispanic origin (detail)
- Foreign-born
- 8% · Canada
- Languages at home
- 89% English-only · Spanish 6% French/Haitian/Cajun 1%
Political lean MEDSL · Prince George's
- 2024 margin
- Solid D (+75.2) · D 86.3% · R 11.2% · Other 2.5%
- 2008→2024 swing
- -3.3pp toward R · 2008: 78.5pp · 2024: 75.2pp
- All cycles
- 2024: D+75.2 2020: D+80.5 2016: D+81.0 2012: D+80.9 2008: D+78.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -67.90%
- Current HPI
- 289.095
- Rent YoY
- ▲ 2.00%
- Metro
- Washington-Arlington-Alexandria, DC-VA-MD-WV
- State GDP YoY
- ▲ 2.97%
- F500 in state
- 12
Industry mix (Fortune 500 HQ in MD)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 1 | $71B |
|
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| Utilities | 1 | $25B |
|
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| Hotels | 1 | $24B |
|
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| Consumer Goods | 1 | $7B |
|
||
| Real Estate | 1 | $6B |
|
||
| Chemicals | 1 | $2B |
|
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Price history
-34.1% since first listed10 events — show timeline
- 2026-05-28 Listed $135,000 BRIGHT MLS
- 2025-12-31 Listing Removed — BRIGHT MLS
- 2025-11-01 Relisted — BRIGHT MLS
- 2025-10-31 Listing Removed — BRIGHT MLS
- 2025-09-12 Relisted — BRIGHT MLS
- 2025-07-15 Pending — BRIGHT MLS
- 2025-05-03 Listed $149,900 BRIGHT MLS
- 2006-08-09 Sold (MLS) $210,000 MRIS
- 2006-06-02 Delisted — MRIS
- 2006-02-24 Listed $205,000 MRIS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…