4112 Thimbleberry Dr · Graniteville, SC
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $783 – $1,453
Heat risk 7/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 66.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.6/30.0
- ARV discount +13.2/15.0
- Appreciation +9.2/10.0
- DSCR +4.8/10.0
- Condition / age +4.0/5.0
- Schools +3.8/10.0
- 1% rule +3.4/10.0
- Livability +3.0/5.0
- Rent growth +2.5/5.0
$257,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome to 4112 Thimbleberry Drive in the desirable Sage Creek community! This beautifully maintained 3-bedroom, 2.5-bath home, built in 2021, provides 1792 sqft of modern living space designed for comfort and convenience which is ideal for both everyday living and entertaining. The open-concept main level features a spacious family room, dining area and a stylish open kitchen with granite countertops, stainless steel appliances, ample cabinetry, and a large island overlooking the living and dining areas. Upstairs, you'll find a generous private owner's suite with a walk-in closet and en-suite bath, while two additional bedrooms provides flexibility for family, guests, or a home office.
Key facts
- Walk-in closet
- Large island
- Granite countertops
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath single-family listed at $257k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $109 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $216k (15.8% below list).
- Recommended offer: $216k (15.8% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 59/100 on livability (#240 in SC) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime B+; Watch: amenities F, commute F, employment F.
- Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Byrd Elementary (math 28% / reading 36%, grade F, #369 of 597 statewide, top 64%, 657 students, 37% FRL); Leavelle Mccampbell Middle (math 19% / reading 32%, grade F, #162 of 229 statewide, top 71%, 650 students, 55% FRL); Midland Valley High (math 31% / reading 83%, grade C, #120 of 196 statewide, top 64%, 1,477 students, 62% FRL) — zoned schools at 51% FRL track the district average.
- Market conditions: 455 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals leasing fast (median 6d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).
- This rent runs 31% of the median local income ($84k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $23k of equity ($2k loan paydown + $22k appreciation (8.4% local appreciation)).
- Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (8.4% appreciation + 3.0% rent growth), your $72k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 2, paydown + projected appreciation supports a ~$37k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 110 days — a 9% lower offer ($234k) is reasonable based on typical stale-listing flexibility.
- 9 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 66% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 110 days. Have you received any prior offers? Is the seller open to a 16% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.84% ✗
- Cap rate
- 6.80%
- Cash-on-cash
- 1.82%
- DSCR
- 1.08
- GRM
- 9.9
CMA / ARV
- ARV (median comp)
- $294,094
- List price
- $257,000
- Delta
- -12.61%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 4164 Thimbleberry Dr | 0.10mi | 3/2.5 | 1,792 (0%) | 4mo | $269,900 | $151 | 92 |
| 150 Almond Dr | 0.17mi | 3/2.0 | 1,656 (-8%) | 4mo | $257,000 | $155 | 74 |
| 207 Almond Dr | 0.22mi | 3/2.0 | 1,662 (-7%) | 7mo | $250,000 | $150 | 70 |
| 737 Turning Crest Ln | 0.65mi | 3/2.0 | 1,794 (+0%) | 1mo | $265,000 | $148 | 67 |
| 8084 Red Rock Way | 0.45mi | 3/2.0 | 1,642 (-8%) | 0mo | $265,000 | $161 | 63 |
| 8096 Cozy Knl | 0.14mi | 3/2.0 | 1,532 (-14%) | 7mo | $251,500 | $164 | 62 |
| 677 Turning Crest Ln | 0.60mi | 3/2.5 | 1,920 (+7%) | 5mo | $267,400 | $139 | 56 |
| 8003 Red Rock Way | 0.40mi | 4/2.0 (+1) | 1,966 (+10%) | 4mo | $285,000 | $145 | 55 |
| 2007 Fern Crest Ln | 0.64mi | 3/2.0 | 1,662 (-7%) | 2mo | $247,100 | $149 | 54 |
| 2015 Fern Crest Ln | 0.62mi | 3/2.0 | 1,628 (-9%) | 1mo | $258,000 | $158 | 53 |
| 727 Turning Crest Ln | 0.65mi | 3/2.0 | 1,665 (-7%) | 6mo | $250,000 | $150 | 51 |
| 692 Turning Crest Ln | 0.58mi | 3/2.5 | 2,000 (+12%) | 4mo | $255,000 | $128 | 50 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
8.38% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 22.2%
- Equity multiple
- 2.65×
- Total profit
- $119,024
- Equity at exit
- $201,932
- IRR
- 20.2%
- Equity multiple
- 5.73×
- Total profit
- $340,411
- Equity at exit
- $407,381
Cash invested: $71,960 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State South Carolina
- 90 Strongly Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 10 active · 10 under contract
- Months of supply
- 4.6 mo (22%/mo absorbed)
- Median asking
- $274,000 ($144/sqft)
- Median days on market
- 56 d
- This list price
- 10% of active listings are priced below it
- ARV vs active asking
- +13.6% above current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 29829
- Home prices YoY
- 3.0%
- Active inventory
- 455
- Price-to-rent
- 9.9×
Monthly cashflow live
- Estimated rent
- $2,164 high interval (Pro) →
- Mortgage (P&I)
- −$1,348
- Tax from tax record
- −$91 /mo · $1,096/yr
- Insurance
- −$107
- HOA
- −$54
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$454
- Net cashflow
- $109
Break-even live
Sensitivity live
| Price | -10% $255 | -5% $182 | +0% $109 | +5% $36 | +10% $-36 |
|---|---|---|---|---|---|
| Rent | -10% $-62 | -5% $24 | +0% $109 | +5% $195 | +10% $280 |
| Rate | -1.0pp $239 | -0.5pp $174 | base $109 | +0.5pp $42 | +1.0pp $-25 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $64,250
- Closing costs
- $7,710
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 15 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4105 Thimbleberry Dr Graniteville, SC | 4.0 | 3.0 | 2225 | $2,025 | $0.91 | 6d | 1 | 0.04mi |
| 4141 Thimbleberry Dr Graniteville, SC | 4.0 | 2.0 | 2246 | $2,200 | $0.98 | 6d | 1 | 0.05mi |
| 4074 Thimbleberry Dr Graniteville, SC | 3.0 | 2.5 | 1854 | $1,900 | $1.02 | 116d | 1 | 0.08mi |
| 4044 Thimbleberry Dr Graniteville, SC | 3.0 | 2.5 | 1694 | $1,925 | $1.14 | 116d | 1 | 0.13mi |
| 308 Geranium St Graniteville, SC | 4.0 | 2.5 | 2356 | $2,395 | $1.02 | 6d | 1 | 0.24mi |
| 6130 Mahogany Ter Graniteville, SC | 4.0 | 2.0 | 1893 | $2,250 | $1.19 | 109d | 1 | 0.26mi |
| 747 Turning Crest Ln Graniteville, SC | 3.0 | 2.0 | 1662 | $1,750 | $1.05 | 6d | 1 | 0.65mi |
| 507 Satinwood Cir Graniteville, SC | 3.0–5.0 | 2.0–3.0 | 1868 | $1,989 | $1.06 | 0d | 5 | 0.69mi |
| 846 Quaint Parish Cir Graniteville, SC | 3.0 | 2.5 | 1435 | $1,700 | $1.18 | 6d | 1 | 0.71mi |
| 950 Quaint Parish Cir Graniteville, SC | 3.0 | 2.5 | 1435 | $1,475 | $1.03 | 6d | 1 | 0.77mi |
| 934 Quaint Parish Cir Graniteville, SC | 3.0 | 2.5 | 1435 | $1,800 | $1.25 | 119d | 1 | 0.78mi |
| 4060 Stone Pass Dr Graniteville, SC | 4.0 | 2.0 | 1600 | $1,925 | $1.20 | 119d | 1 | 0.78mi |
| 918 Quaint Parish Cir Graniteville, SC | 3.0 | 2.5 | 1488 | $1,800 | $1.21 | 6d | 1 | 0.78mi |
| 2939 Calli Crossing Dr Graniteville, SC | 4.0 | 2.5 | 1976 | $2,200 | $1.11 | 6d | 1 | 0.81mi |
| 2931 Calli Crossing Dr Graniteville, SC | 3.0 | 2.5 | 1635 | $2,100 | $1.28 | 6d | 1 | 0.82mi |
Property features AI
Finance
- Other
- Directions for GPS: 4112 Thimbleberry Dr, Graniteville, SC 29829
- HOA & community
- Homeowners association presentAssociation fees cover common area maintenance
Exterior
- Parking
- Attached 2-car garage (main level)
- Utilities
- Public waterPublic sewer
- Home design
- Two-story home
- Construction
- Slab foundation
- Exterior features
- Vinyl exterior finishWood rear-only fencePaved road frontageProperty occupies 1 acre
Interior
- Kitchen
- IslandGranite countertopsTiled backsplashRecessed lightingBuilt-in microwaveDishwasherBuilt-in self‑cleaning range
- Bedrooms
- Master suite upstairs with double vanity, garden tub, separate shower, his-and-hers closets, box ceilings and ceiling fanTwo additional upstairs bedrooms with ceiling fans, private closets and shared bath
- Flooring
- Luxury vinyl plank in main living areasCarpet in bedrooms
- Bathrooms
- Two full bathroomsOne half bathroomSecond full baths associated with upstairs bedrooms (totaling two full baths upstairs)
- Heating & cooling
- Central heatingCentral air conditioning
- Interior features
- Ceiling fans in living room and bedroomsRecessed lighting throughout main living and dining areasLuxury vinyl plank flooring in living, dining and kitchen areasCarpeted bedroomsBuilt-in microwaveDishwasherBuilt-in self‑cleaning range
- Laundry & utility
- Laundry/utility room located on the second floor
Listing history 50 events
-
2026-09-23days on market $257,000 Active 110 DOM
-
2026-09-22days on market $257,000 Active 109 DOM
-
2026-09-21days on market $257,000 Active 108 DOM
-
2026-09-20days on market $257,000 Active 107 DOM
-
2026-09-19days on market $257,000 Active 106 DOM
-
2026-09-18days on market $257,000 Active 105 DOM
-
2026-09-17days on market $257,000 Active 104 DOM
-
2026-09-16days on market $257,000 Active 103 DOM
-
2026-09-15days on market $257,000 Active 102 DOM
-
2026-09-14days on market $257,000 Active 101 DOM
-
2026-09-13days on market $257,000 Active 100 DOM
-
2026-09-12days on market $257,000 Active 99 DOM
-
2026-09-11days on market $257,000 Active 98 DOM
-
2026-09-05days on market $257,000 Active 92 DOM
-
2026-09-04days on market $257,000 Active 91 DOM
-
2026-09-03days on market $257,000 Active 90 DOM
-
2026-08-31days on market $257,000 Active 87 DOM
-
2026-08-30days on market $257,000 Active 86 DOM
-
2026-08-29days on market $257,000 Active 85 DOM
-
2026-08-28days on market $257,000 Active 84 DOM
-
2026-08-27days on market $257,000 Active 83 DOM
-
2026-08-26days on market $257,000 Active 82 DOM
-
2026-08-25days on market $257,000 Active 81 DOM
-
2026-08-24days on market $257,000 Active 80 DOM
-
2026-08-23days on market $257,000 Active 79 DOM
-
2026-08-22days on market $257,000 Active 78 DOM
-
2026-08-21days on market $257,000 Active 77 DOM
-
2026-08-20days on market $257,000 Active 76 DOM
-
2026-08-19days on market $257,000 Active 75 DOM
-
2026-08-18days on market $257,000 Active 74 DOM
-
2026-08-17days on market $257,000 Active 73 DOM
-
2026-08-16days on market $257,000 Active 72 DOM
-
2026-08-15days on market $257,000 Active 71 DOM
-
2026-08-14days on market $257,000 Active 70 DOM
-
2026-08-13days on market $257,000 Active 69 DOM
-
2026-08-12days on market $257,000 Active 68 DOM
-
2026-08-11days on market $257,000 Active 67 DOM
-
2026-08-10days on market $257,000 Active 66 DOM
-
2026-08-09days on market $257,000 Active 65 DOM
-
2026-08-08days on market $257,000 Active 64 DOM
-
2026-08-07days on market $257,000 Active 63 DOM
-
2026-08-06days on market $257,000 Active 62 DOM
-
2026-08-05days on market $257,000 Active 61 DOM
-
2026-08-04days on market $257,000 Active 60 DOM
-
2026-08-03days on market $257,000 Active 59 DOM
-
2026-07-31days on market $257,000 Active 56 DOM
-
2026-07-29days on market $257,000 Active 54 DOM
-
2026-07-27days on market $257,000 Active 52 DOM
-
2026-07-25days on market $257,000 Active 50 DOM
-
2026-07-24days on market $257,000 Active 49 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast SC · Resets to sale price
- Current annual tax
- $1,096 · $91/mo
- Projected year-2 tax
- $1,465 · $122/mo
- Expected delta
- +$368/yr (+$31/mo · 33.6%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 7/10 Severe 7 d/yr ≥108°F today · 17 d/yr by 30 yrs out
- Wind 6/10 Major 66% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $25,964
- − Mortgage interest
- −$14,396
- − Property taxes
- −$1,096
- − Insurance
- −$1,285
- − Repairs & maintenance
- −$2,077
- − Management
- −$2,077
- − HOA
- −$648
- − Depreciation
- −$7,476
- Taxable loss
- −$3,092
- Est. tax savings @ 24.0%
- +$742
- After-tax cash flow
- $2,051/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This 2021-built home in the Sage Creek community is in good condition with a modern kitchen and well-maintained exterior. It's ready for a fresh coat of paint and some landscaping to further enhance its curb appeal and rental value.
Value-add opportunities
- Resale paint exterior walls — Fresh paint can enhance curb appeal and property value ↑
- Rental trim landscaping — Well-maintained landscaping can attract tenants and increase rental value ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Aiken 01
- NCES district ID
- 4500720
- Math proficiency
- 31% ▼ -11.00%
- Reading proficiency
- 44% ▼ -1.00%
- Median HH income
- $45,081
- Composite
- 31.91/100
- National rank
- #5857
- State rank
- #36 of 80 in SC
Livability — Graniteville
- Score
- 59/100
- State rank
- #240
- US rank
- #19924
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Aiken County · 178,003 people
- City population
- 12,385
- Metro
- Augusta-Richmond County, GA-SC
- Population (ZIP)
- 12,385
- Household income
- $84,228
- Rent vs Own
- Severe rent burden
- 33% of renters
Population outlook (Aiken County) Hauer SSP2
- Today (2025)
- 178,003 people
- By 2030
- 182,876 · +2.7%
- By 2040
- 189,970 · +6.7%
- By 2050
- 193,840 · +8.9%
- By 2075
- 199,453 · +12.1%
- By 2100
- 192,403 · +8.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.58)
- Race & ethnicity
- White 59% Black 26% Hispanic / Latino 12% Two or more races 9% Asian 1%
- Hispanic origin (detail)
- Mexican 8% Puerto Rican 1%
- Common ancestry
- Italian 2% Swedish 2% Slovak 1%
- Foreign-born
- 6% · Canada
- Languages at home
- 89% English-only · Spanish 10% Other Indo-European 1%
Political lean MEDSL · Aiken
- 2024 margin
- Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
- 2008→2024 swing
- -1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
- All cycles
- 2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 8.38%
- Current HPI
- 286.4155
- Rent YoY
- —
- Metro
- Augusta-Richmond County, GA-SC
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in SC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Packaging | 1 | $7B |
|
||
Price history
+4.1% since first listed21 events — show timeline
- 2026-07-07 Price Changed $257,000 Consolidated MLS
- 2026-06-05 Listed $260,000 Consolidated MLS
- 2026-04-19 Listing Removed — Hive MLS
- 2026-04-19 Listing Removed — Hive MLS
- 2025-01-09 Listing Removed — Hive MLS
- 2025-01-09 Listing Removed — Hive MLS
- 2025-01-08 Listed $265,000 Hive MLS
- 2025-01-08 Listed $265,000 Hive MLS
- 2025-01-08 Listed $250,000 Hive MLS
- 2025-01-08 Listed $250,000 Hive MLS
- 2022-03-17 Sold (MLS) $246,905 Hive MLS
- 2022-03-17 Sold (MLS) $246,905 Hive MLS
- 2022-03-17 Sold (MLS) $246,905 AMLS
- 2022-02-01 Delisted — Consolidated MLS
- 2022-02-01 Price Changed $246,905 Consolidated MLS
- 2022-01-22 Price Changed $238,905 Consolidated MLS
- 2021-11-23 Price Changed $235,905 Consolidated MLS
- 2021-11-06 Listed $241,905 Consolidated MLS
- 2021-08-10 Listed $246,905 Hive MLS
- 2021-08-10 Listed $246,905 Hive MLS
- 2021-07-10 Listed $246,905 AMLS
Property tax history
-27.8%/yrLatest (2025): $1,096 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…