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4112 Thimbleberry Dr
C+ Composite 60.28
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.1/30.0
  • ARV discount +13.2/15.0
  • Appreciation +9.2/10.0
  • DSCR +5.0/10.0
  • Condition / age +4.0/5.0
  • Schools +3.8/10.0
  • 1% rule +3.5/10.0
  • Livability +3.0/5.0
  • Rent growth +2.5/5.0

$257,000

4112 Thimbleberry Dr · Graniteville, SC 29829
3 bd · 2.5 ba · 1,792 sqft · SingleFamily public records · 64 Days on market
Built 2021 Good condition 1.00 ac lot 2-car garage $143/sqft · 13% below area Est $294k · 13% under $54/mo HOA · 2% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

* * Improved Price * * Welcome to 4112 Thimbleberry Drive in the desirable Sage Creek community! This beautifully maintained 3-bedroom, 2.5-bath home, built in 2021, provides 1792 sqft of modern living space designed for comfort and convenience which is ideal for both everyday living and entertaining. The open-concept main level features a spacious family room, dining area and a stylish open kitchen with granite countertops, stainless steel appliances, ample cabinetry, and a large island overlooking the living and dining areas.

Key facts

  • Walk-in closet
  • Large island
  • Granite countertops

Tags

OPEN-CONCEPT MAIN LEVELGRANITE COUNTERTOPSSTAINLESS STEEL APPLIANCESLARGE ISLANDPRIVATE OWNER'S SUITEWALK-IN CLOSET

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $257k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $133 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $219k (14.6% below list).
  • Recommended offer: $219k (14.6% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 59/100 on livability (#240 in SC) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime B+; Watch: amenities F, commute F, employment F.
  • Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Byrd Elementary (math 28% / reading 36%, grade F, #369 of 597 statewide, top 64%, 657 students, 37% FRL); Leavelle Mccampbell Middle (math 19% / reading 32%, grade F, #162 of 229 statewide, top 71%, 650 students, 55% FRL); Midland Valley High (math 31% / reading 83%, grade C, #120 of 196 statewide, top 64%, 1,477 students, 62% FRL) — zoned schools at 51% FRL track the district average.
  • Market conditions: 371 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals lingering (median 70d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($84k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $23k of equity ($2k loan paydown + $22k appreciation (8.4% local appreciation)).
  • Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (8.4% appreciation + 3.0% rent growth), your $72k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$37k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 64 days — a 6% lower offer ($242k) is reasonable based on typical stale-listing flexibility.
  • 9 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 66% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $219,421 (14.6% below list)

Questions for the listing agent

  1. It's been on market 64 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.85%
Cap rate
6.92%
Cash-on-cash
2.22%
DSCR
1.10
GRM
9.8

CMA / ARV

ARV (median comp)
$293,971
List price
$257,000
Delta
-12.58%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4164 Thimbleberry Dr 0.10mi 3/2.5 1,792 (0%) 2mo $269,900 $151 94
150 Almond Dr 0.17mi 3/2.0 1,656 (-8%) 2mo $257,000 $155 75
4109 Thimbleberry Dr 0.03mi 4/2.5 (+1) 1,929 (+8%) 10mo $265,000 $137 72
207 Almond Dr 0.22mi 3/2.0 1,662 (-7%) 5mo $250,000 $150 72
159 Almond Dr 0.20mi 4/2.0 (+1) 1,872 (+4%) 6mo $270,000 $144 71
8096 Cozy Knl 0.14mi 3/2.0 1,532 (-14%) 5mo $251,500 $164 63
677 Turning Crest Ln 0.60mi 3/2.5 1,920 (+7%) 3mo $267,400 $139 58
8003 Red Rock Way 0.40mi 4/2.0 (+1) 1,966 (+10%) 2mo $285,000 $145 56
2007 Fern Crest Ln 0.64mi 3/2.0 1,662 (-7%) 1mo $247,100 $149 55
727 Turning Crest Ln 0.65mi 3/2.0 1,665 (-7%) 5mo $250,000 $150 52
692 Turning Crest Ln 0.58mi 3/2.5 2,000 (+12%) 3mo $255,000 $128 51
4114 Stone Pass Dr 0.73mi 3/2.0 1,561 (-13%) 8mo $245,999 $158 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

8.38% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
22.5%
Equity multiple
2.68×
Total profit
$120,563
Equity at exit
$201,932
10-year hold
IRR
20.5%
Equity multiple
5.78×
Total profit
$343,735
Equity at exit
$407,381

Cash invested: $71,960 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.
Seller's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
6 active · 9 under contract
Months of supply
2.2 mo (44%/mo absorbed)
Median asking
$279,000 ($146/sqft)
Median days on market
46 d
This list price
17% of active listings are priced below it
ARV vs active asking
+12.3% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 29829

Home prices YoY
3.0%
Active inventory
371
Price-to-rent
9.8×

Monthly cashflow live

Estimated rent
$2,194 high interval (Pro) →
Mortgage (P&I)
$1,348
Tax from tax record
$91 /mo · $1,096/yr
Insurance
$107
HOA
$54
Vacancy / Maint / Mgmt
$461
Net cashflow
$133

Break-even live

Break-even rent $2,026
Max offer price $257,000
Occupancy floor 89%

Sensitivity live

Price -10% $279 -5% $206 +0% $133 +5% $61 +10% $-12
Rent -10% $-40 -5% $47 +0% $133 +5% $220 +10% $307
Rate -1.0pp $263 -0.5pp $199 base $133 +0.5pp $67 +1.0pp $-1

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$64,250
Closing costs
$7,710
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4074 Thimbleberry Dr Graniteville, SC 3.0 2.5 1854 $1,900 $1.02 70d 1 0.08mi
4044 Thimbleberry Dr Graniteville, SC 3.0 2.5 1694 $1,925 $1.14 70d 1 0.13mi
6130 Mahogany Ter Graniteville, SC 4.0 2.0 1893 $2,250 $1.19 63d 1 0.26mi
507 Satinwood Cir Graniteville, SC 3.0–4.0 2.0–2.5 1776 $1,989 $1.12 63d 5 0.69mi
934 Quaint Parish Cir Graniteville, SC 3.0 2.5 1435 $1,800 $1.25 72d 1 0.78mi
4060 Stone Pass Dr Graniteville, SC 4.0 2.0 1600 $1,925 $1.20 72d 1 0.78mi

Property features AI

Finance

Other
Directions for GPS: 4112 Thimbleberry Dr, Graniteville, SC 29829
HOA & community
Homeowners association presentAssociation fees cover common area maintenance

Exterior

Parking
Attached 2-car garage (main level)
Utilities
Public waterPublic sewer
Home design
Two-story home
Construction
Slab foundation
Exterior features
Vinyl exterior finishWood rear-only fencePaved road frontageProperty occupies 1 acre

Interior

Kitchen
IslandGranite countertopsTiled backsplashRecessed lightingBuilt-in microwaveDishwasherBuilt-in self‑cleaning range
Bedrooms
Master suite upstairs with double vanity, garden tub, separate shower, his-and-hers closets, box ceilings and ceiling fanTwo additional upstairs bedrooms with ceiling fans, private closets and shared bath
Flooring
Luxury vinyl plank in main living areasCarpet in bedrooms
Bathrooms
Two full bathroomsOne half bathroomSecond full baths associated with upstairs bedrooms (totaling two full baths upstairs)
Heating & cooling
Central heatingCentral air conditioning
Interior features
Ceiling fans in living room and bedroomsRecessed lighting throughout main living and dining areasLuxury vinyl plank flooring in living, dining and kitchen areasCarpeted bedroomsBuilt-in microwaveDishwasherBuilt-in self‑cleaning range
Laundry & utility
Laundry/utility room located on the second floor

Listing history 50 events

  1. 2026-08-08
    days on market $257,000 Active 64 DOM
  2. 2026-08-07
    days on market $257,000 Active 63 DOM
  3. 2026-08-06
    days on market $257,000 Active 62 DOM
  4. 2026-08-05
    days on market $257,000 Active 61 DOM
  5. 2026-08-04
    days on market $257,000 Active 60 DOM
  6. 2026-08-03
    days on market $257,000 Active 59 DOM
  7. 2026-07-31
    days on market $257,000 Active 56 DOM
  8. 2026-07-29
    days on market $257,000 Active 54 DOM
  9. 2026-07-27
    days on market $257,000 Active 52 DOM
  10. 2026-07-25
    days on market $257,000 Active 50 DOM
  11. 2026-07-24
    days on market $257,000 Active 49 DOM
  12. 2026-07-23
    days on market $257,000 Active 48 DOM
  13. 2026-07-22
    days on market $257,000 Active 47 DOM
  14. 2026-07-21
    days on market $257,000 Active 46 DOM
  15. 2026-07-18
    days on market $257,000 Active 43 DOM
  16. 2026-07-16
    days on market $257,000 Active 41 DOM
  17. 2026-07-16
    days on market $257,000 Active 40 DOM
  18. 2026-07-14
    days on market $257,000 Active 39 DOM
  19. 2026-07-14
    days on market $257,000 Active 38 DOM
  20. 2026-07-12
    days on market $257,000 Active 37 DOM
  21. 2026-07-11
    days on market $257,000 Active 36 DOM
  22. 2026-07-10
    days on market $257,000 Active 35 DOM
  23. 2026-07-09
    days on market $257,000 Active 34 DOM
  24. 2026-07-08
    days on market $257,000 Active 33 DOM
  25. 2026-07-07
    price $257,000 Active 32 DOM
  26. 2026-07-07
    days on market $260,000 Active 32 DOM
  27. 2026-07-06
    days on market $260,000 Active 31 DOM
  28. 2026-07-05
    days on market $260,000 Active 30 DOM
  29. 2026-07-04
    days on market $260,000 Active 29 DOM
  30. 2026-07-03
    days on market $260,000 Active 28 DOM
  31. 2026-07-02
    days on market $260,000 Active 27 DOM
  32. 2026-07-01
    days on market $260,000 Active 26 DOM
  33. 2026-06-30
    days on market $260,000 Active 25 DOM
  34. 2026-06-29
    days on market $260,000 Active 24 DOM
  35. 2026-06-28
    days on market $260,000 Active 23 DOM
  36. 2026-06-28
    days on market $260,000 Active 22 DOM
  37. 2026-06-27
    days on market $260,000 Active 21 DOM
  38. 2026-06-25
    days on market $260,000 Active 19 DOM
  39. 2026-06-23
    days on market $260,000 Active 17 DOM
  40. 2026-06-21
    days on market $260,000 Active 16 DOM
  41. 2026-06-18
    days on market $260,000 Active 13 DOM
  42. 2026-06-17
    days on market $260,000 Active 12 DOM
  43. 2026-06-16
    days on market $260,000 Active 11 DOM
  44. 2026-06-15
    days on market $260,000 Active 10 DOM
  45. 2026-06-14
    days on market $260,000 Active 8 DOM
  46. 2026-06-13
    days on market $260,000 Active 7 DOM
  47. 2026-06-10
    days on market $260,000 Active 5 DOM
  48. 2026-06-09
    days on market $260,000 Active 4 DOM
  49. 2026-06-08
    days on market $260,000 Active 3 DOM
  50. 2026-06-07
    remarks 699-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$1,096 · $91/mo
Projected year-2 tax
$1,465 · $122/mo
Expected delta
+$368/yr (+$31/mo · 33.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 66% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$26,331
− Mortgage interest
−$14,396
− Property taxes
−$1,096
− Insurance
−$1,285
− Repairs & maintenance
−$2,106
− Management
−$2,106
− HOA
−$648
− Depreciation
−$7,476
Taxable loss
−$2,784
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$668
After-tax cash flow
$2,267/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab Est. rehab $8,960–$26,880 screening

This 2021-built home in the Sage Creek community is in good condition with a modern kitchen and well-maintained exterior. It's ready for a fresh coat of paint and some landscaping to further enhance its curb appeal and rental value.

Value-add opportunities

  • Resale paint exterior walls — Fresh paint can enhance curb appeal and property value
  • Rental trim landscaping — Well-maintained landscaping can attract tenants and increase rental value

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 38/100

Zoned Schools

Elementary Byrd Elementary F SC #369/597 Nat'l #24,950/41,679 Middle Leavelle Mccampbell Middle F SC #162/229 Nat'l #10,204/14,009 High Midland Valley High C SC #120/196 Nat'l #4,077/17,239

Schools (NCES district)

District
Aiken 01
NCES district ID
4500720
Math proficiency
31% ▼ -11.00%
Reading proficiency
44% ▼ -1.00%
Median HH income
$45,081
Composite
31.91/100
National rank
#5857
State rank
#36 of 80 in SC
D Composite livability gradescore 59/100

Livability — Graniteville

Score
59/100
State rank
#240
US rank
#19924

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment F Housing C+ Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Aiken County · 178,003 people
City population
12,385
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
12,385
Household income
$84,228
Rent vs Own
18.3% rent · 81.7% own
Severe rent burden
33% of renters

Population outlook (Aiken County) Hauer SSP2

Today (2025)
178,003 people
By 2030
182,876 · +2.7%
By 2040
189,970 · +6.7%
By 2050
193,840 · +8.9%
By 2075
199,453 · +12.1%
By 2100
192,403 · +8.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
White 59% Black 26% Hispanic / Latino 12% Two or more races 9% Asian 1%
Hispanic origin (detail)
Mexican 8% Puerto Rican 1%
Common ancestry
Italian 2% Swedish 2% Slovak 1%
Foreign-born
6% · Canada
Languages at home
89% English-only · Spanish 10% Other Indo-European 1%

Political lean MEDSL · Aiken

2024 margin
Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
2008→2024 swing
-1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
All cycles
2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0

Not yet ingested

Civics

Price history

+4.1% since first listed
21 events — show timeline
  • 2026-07-07 Price Changed $257,000 Consolidated MLS
  • 2026-06-05 Listed $260,000 Consolidated MLS
  • 2026-04-19 Listing Removed Hive MLS
  • 2026-04-19 Listing Removed Hive MLS
  • 2025-01-09 Listing Removed Hive MLS
  • 2025-01-09 Listing Removed Hive MLS
  • 2025-01-08 Listed $265,000 Hive MLS
  • 2025-01-08 Listed $265,000 Hive MLS
  • 2025-01-08 Listed $250,000 Hive MLS
  • 2025-01-08 Listed $250,000 Hive MLS
  • 2022-03-17 Sold (MLS) $246,905 Hive MLS
  • 2022-03-17 Sold (MLS) $246,905 Hive MLS
  • 2022-03-17 Sold (MLS) $246,905 AMLS
  • 2022-02-01 Delisted Consolidated MLS
  • 2022-02-01 Price Changed $246,905 Consolidated MLS
  • 2022-01-22 Price Changed $238,905 Consolidated MLS
  • 2021-11-23 Price Changed $235,905 Consolidated MLS
  • 2021-11-06 Listed $241,905 Consolidated MLS
  • 2021-08-10 Listed $246,905 Hive MLS
  • 2021-08-10 Listed $246,905 Hive MLS
  • 2021-07-10 Listed $246,905 AMLS

Property tax history

-27.8%/yr

Latest (2025): $1,096 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…