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2 Lanoka Trl
C+ Composite 60.17
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +15.0/15.0
  • Appreciation +6.5/10.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Schools +5.0/10.0
  • Livability +3.7/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$29,999

2 Lanoka Trl · Pocono Springs, PA 18445
2 bd · 1.0 ba · 401 sqft · SingleFamily public records · 10 Days on market
Built 1998 7,840 sqft lot Est $37k · 20% under $173/mo HOA · 11% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Discover this well-kept 2-bed, 1-bath park model trailer located in Glen 3 in a desirable vacation community. This sale includes three lots covered under one set of annual dues, offering extra space and flexibility that's hard to find. Community dues conveniently cover water, electric, and garbage, keeping annual costs simple and predictable. This is a vacation-use community NO FULLTIME RESIDENCE, ideal for seasonal living, weekend getaways, or a peaceful retreat. Home is being sold as is where is.

Key facts

  • Three lots
  • Annual dues
  • 7,840 sq ft lot

Tags

THREE LOTSANNUAL DUES

Property features AI

Finance

  • Other: Property is designated residential and currently used recreationally
  • HOA & community: Homeowners association with annual fee (includes electricity, water, security); Community amenities include security, basketball court, and pool

Exterior

  • Parking: 2 off-street gravel parking spaces (open parking)
  • Security: Security gate; Security guard
  • Utilities: Private water; Septic tank; 100 amp electric service
  • Home design: Mobile home (Pine Ridge Inc, Cedar Ridge Elite); Attached property; Single-story; Faces east; Slider entry
  • Construction: Vinyl siding; Vinyl skirt; Asbestos shingle and shingle roof; Pillar/post/pier foundation; Built as a mobile home
  • Exterior features: Deck; Shed(s); Corner lot with few trees; Private gravel road access (private maintained road)

Interior

  • Kitchen: Gas range; Refrigerator
  • Flooring: Carpet; Linoleum
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Forced air heating (propane); Ceiling fans; Window air conditioning units
  • Interior features: Bookcases; Furnished; Storage (shed)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $30k.

Deal economics

  • At list price, monthly cash flow is $875 ($11k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $30k).
  • Cap rate 41.3% vs local median 5.0% in Pocono Springs — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#560 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, cost of living A+; Watch: schools F, amenities F, commute F.
  • North Pocono SD (rural): math 45% / reading 71% proficiency, ranked #82 of 539 in PA (top 15%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 83 active listings in the ZIP; 177 units permitted in Wayne County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $1k of equity ($207 loan paydown + $896 appreciation (3.0% local appreciation)).
  • Wayne County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (3.0% appreciation + 3.0% rent growth), your $8k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • Only 10 days on market — expect competitive offers; lowballing is unlikely to land.
  • Current owner paid $7k; list at $30k implies a 355% gain — meaningful room to come down on a strong offer.
Recommended offer $29,999

Questions for the listing agent

  1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
5.28%
Cap rate
41.30%
Cash-on-cash
125.04%
DSCR
6.56
GRM
1.6

CMA / ARV

ARV (on-the-fly)
$37,293
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
30 Kechi Trl 0.15mi 1/1.0 (-1) 407 (+2%) 18mo $38,000 $93 71

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

2.99% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
8.08×
Total profit
$59,468
Equity at exit
$13,469
10-year hold
IRR
Equity multiple
16.93×
Total profit
$133,781
Equity at exit
$20,741

Cash invested: $8,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 18445

Home prices YoY
0.9%
Active inventory
83
Price-to-rent
1.6×

Monthly cashflow live

Estimated rent
$1,585 medium interval (Pro) →
Mortgage (P&I)
$157
Tax from tax record
$34 /mo · $410/yr
Insurance
$12
HOA
$173
Vacancy / Maint / Mgmt
$333
Net cashflow
$875

Break-even live

Break-even rent $477
Max offer price $29,999
Occupancy floor 40%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$7,500
Closing costs
$900
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$173 · $2,076/yr
Likely covers
watertrashelectric

Listing history 7 events

  1. 2026-06-07
    statusdays on market $29,999 Pending 10 DOM
  2. 2026-06-02
    days on market $29,999 Active 7 DOM
  3. 2026-06-01
    days on market $29,999 Active 6 DOM
  4. 2026-05-31
    days on market $29,999 Active 5 DOM
  5. 2026-05-30
    days on market $29,999 Active 4 DOM
  6. 2026-05-26
    listed $29,999 Active
  7. 1987-06-26
    soldstatus $6,600

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$410 · $34/mo
Projected year-2 tax
$442 · $37/mo
Expected delta
+$32/yr (+$3/mo · 7.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 1/10 Low 7 d/yr ≥88°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,021
− Mortgage interest
−$1,680
− Property taxes
−$410
− Insurance
−$150
− Repairs & maintenance
−$1,522
− Management
−$1,522
− HOA
−$2,076
− Depreciation
−$873
Taxable income
$10,789
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,589
After-tax cash flow
$7,914/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
North Pocono SD
NCES district ID
4217310
Math proficiency
45% ▼ -9.00%
Reading proficiency
71% ▼ -2.00%
Median HH income
$59,555
Composite
50.23/100
National rank
#1894
State rank
#82 of 539 in PA

Livability — Pocono Springs

Score
73/100
State rank
#560
US rank
#5263

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A+ Housing A Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
2,488

Population outlook (Wayne County) Hauer SSP2

Today (2025)
47,924 people
By 2030
46,191 · -3.6%
By 2040
42,815 · -10.7%
By 2050
39,873 · -16.8%
By 2075
34,556 · -27.9%
By 2100
28,358 · -40.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (77%)
Race & ethnicity
White 77% Hispanic / Latino 13% Two or more races 9% Asian 5%
Hispanic origin (detail)
Mexican 4% Puerto Rican 5% Cuban 1% Dominican 2%
Common ancestry
Romanian 8% Iranian 2% Estonian 1%
Foreign-born
7% · Canada
Languages at home
84% English-only · Spanish 8% Other Asian/Pacific 3% Other Indo-European 2%

Political lean MEDSL · Wayne

2024 margin
Solid R (+37.1) · D 31.1% · R 68.2%
2008→2024 swing
-24.8pp toward R · 2008: -12.3pp · 2024: -37.1pp
All cycles
2024: R+37.1 2020: R+33.6 2016: R+39.7 2012: R+20.9 2008: R+12.3

Not yet ingested

Civics

Market trends

HPI YoY
▲ 2.99%
Current HPI
349.2006
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+354.5% since first listed
2 events — show timeline
  • 2026-05-26 Listed $29,999 PMAR
  • 1987-06-26 Sold (Public Records) $6,600 Public Records

Property tax history

-2.6%/yr

Latest (2026): $410 · +3.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…