211 Woodstock · West Livingston, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 8/10 · Major
- Hot days now (above 112°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 98.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +14.9/15.0
- DSCR +10.0/10.0
- 1% rule +9.3/10.0
- Condition / age +4.0/5.0
- Schools +3.2/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Appreciation +0.0/10.0
$108,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Beautiful 2021 single-wide mobile home featuring 3 bedrooms and 2 bathrooms, situated on its own lot. This home offers a modern open-concept layout with a spacious living area and a cozy electric fireplace that adds warmth and style. The kitchen is a standout with a farmhouse sink, center island, and plenty of cabinet space—perfect for cooking and entertaining. Built-in features throughout the home add extra convenience and character. The large primary suite feels like a private retreat, complete with a spa-like bathroom designed for relaxation. If you’re looking for a modern, move-in-ready home with stylish finishes and plenty of space, this one is a must-see!
Key facts
- Farmhouse sink
- Built-in features
- Center island
Tags
Property features AI
Finance
- Other: Additional parcel(s) included
- HOA & community: Lake Livingston Village association; Community amenities include boat dock, boat ramp, picnic area, playground, and park; Annual association fee of $300
Exterior
- Parking: Driveway
- Security: Smoke detectors
- Utilities: Public water; Public sewer
- Home design: Residential property; Built in 2021; Block foundation; Composition roof; Single-story (all main rooms on first floor)
- Construction: Construction materials: Unknown
- Exterior features: Covered patio; Patio; Porch; Deck; Partial fencing; Cleared lot; Side yard; Subdivision setting
Interior
- Kitchen: Electric oven; Electric range; Disposal; Microwave
- Bedrooms: Three bedrooms (all on the first floor) — approximately 10x10, 14x11, and 14x11
- Flooring: Vinyl flooring
- Bathrooms: Two full bathrooms
- Heating & cooling: Central heating (electric); Central air conditioning (electric)
- Interior features: Double vanity in bath; Soaking tub; Tub with shower; Ceiling fans; Kitchen/dining combo; Open living/dining area; Decorative fireplace (1)
- Laundry & utility: Washer hookup; Electric dryer hookup
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $108k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $452 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $108k).
- Recommended offer: $98k (9.0% below list) — sets the bar for market timing.
- Cap rate 11.3% vs local median 2.5% in West Livingston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 50/100 on livability (#1,501 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: crime F, amenities F, commute F.
- Livingston ISD (rural): math 38% / reading 39% proficiency, ranked #459 of 826 in TX (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Livingston J H (math 30% / reading 32%, grade F, #1,015 of 1,662 statewide, top 62%, 893 students, 62% FRL); Livingston H S (math 35% / reading 46%, grade F, #798 of 1,632 statewide, top 49%, 1,128 students, 51% FRL) — zoned schools at 57% FRL track the district average.
- Market conditions: 1186 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 769 units permitted in Polk County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $747 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Polk County population projected at +16% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $30k cash investment doubles in ~7 years — after that, you're playing with house money.
Negotiation context
- It's been on market 91 days — a 9% lower offer ($98k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts; this cycle's ask has dropped $17k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 98% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 91 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.43% ✓
- Cap rate
- 11.31%
- Cash-on-cash
- 17.92%
- DSCR
- 1.80
- GRM
- 5.8
CMA / ARV
- ARV (on-the-fly)
- $129,280
- Comps found
- 3
Show comp detail 3 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 696 Meridian | 0.17mi | 3/2.0 | 1,280 (0%) | 11mo | $129,000 | $101 | 83 |
| 560 Meridian | 0.26mi | 3/2.0 | 1,216 (-5%) | 8mo | $89,000 | $73 | 74 |
| 130 Lexington | 0.71mi | 3/2.0 | 1,456 (+14%) | 6mo | $159,000 | $109 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 9.5%
- Equity multiple
- 1.37×
- Total profit
- $11,296
- Equity at exit
- $16,103
- IRR
- 18.7%
- Equity multiple
- 2.56×
- Total profit
- $47,025
- Equity at exit
- $9,338
Cash invested: $30,240 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77351
- Home prices YoY
- -14.8%
- Active inventory
- 1186
- Price-to-rent
- 5.8×
Monthly cashflow live
- Estimated rent
- $1,548 medium interval (Pro) →
- Mortgage (P&I)
- −$566
- Tax est. 1.5%
- −$135 /mo · $1,620/yr
- Insurance
- −$45
- HOA
- −$25
- Vacancy / Maint / Mgmt
- −$325
- Net cashflow
- $452
Break-even live
Sensitivity live
| Price | -10% $526 | -5% $489 | +0% $452 | +5% $414 | +10% $377 |
|---|---|---|---|---|---|
| Rent | -10% $329 | -5% $390 | +0% $452 | +5% $513 | +10% $574 |
| Rate | -1.0pp $506 | -0.5pp $479 | base $452 | +0.5pp $424 | +1.0pp $395 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $27,000
- Closing costs
- $3,240
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 446 Lexington Livingston, TX | 4.0 | 2.0 | 900 | $1,200 | $1.33 | 5d | 1 | 0.42mi |
| 360 Terlingua Livingston, TX | 3.0 | 2.0 | 1680 | $1,575 | $0.94 | 25d | 1 | 0.42mi |
HOA detail
- Monthly dues
- $25 · $300/yr
- Likely covers
- electric
Listing history 12 events
-
2026-06-18days on market $108,000 Active 91 DOM
-
2026-06-17days on market $108,000 Active 90 DOM
-
2026-06-16days on market $108,000 Active 89 DOM
-
2026-06-15days on market $108,000 Active 88 DOM
-
2026-06-10days on market $108,000 Active 82 DOM
-
2026-06-08days on market $108,000 Active 81 DOM
-
2026-06-07days on market $108,000 Active 80 DOM
-
2026-06-04days on market $108,000 Active 77 DOM
-
2026-06-03days on market $108,000 Active 76 DOM
-
2026-06-02days on market $108,000 Active 75 DOM
-
2026-06-01days on market $108,000 Active 74 DOM
-
2026-05-31days on market $108,000 Active 73 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 8/10 Severe 7 d/yr ≥112°F today · 24 d/yr by 30 yrs out
- Wind 8/10 Severe 98% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,576
- − Mortgage interest
- −$6,050
- − Property taxes
- −$1,620
- − Insurance
- −$540
- − Repairs & maintenance
- −$1,486
- − Management
- −$1,486
- − HOA
- −$300
- − Depreciation
- −$3,142
- Taxable income
- $3,952
- Est. tax owed @ 24.0%
- −$948
- After-tax cash flow
- $4,470/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This 2021 single-wide mobile home is in excellent condition with a modern open-concept layout and stylish finishes. It is move-in ready and offers a great value for both resale and rental.
Value-add opportunities
- Both Paint the exterior shed — A fresh coat of paint can enhance curb appeal and add value.
- Both Replace the ceiling fan blades — New blades can improve airflow and add a modern touch.
- Both Install a smart thermostat — A smart thermostat can improve energy efficiency and add a modern touch.
Renovation cost estimate screening
Value-add ROI direction
- Both Paint the exterior shed — A fresh coat of paint can enhance curb appeal and add value. ↑
- Both Replace the ceiling fan blades — New blades can improve airflow and add a modern touch. ↑
- Both Install a smart thermostat — A smart thermostat can improve energy efficiency and add a modern touch. ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Livingston ISD
- NCES district ID
- 4827780
- Math proficiency
- 38% ▼ -1.00%
- Reading proficiency
- 39% ▲ 3.00%
- Median HH income
- $39,531
- Composite
- 32.25/100
- National rank
- #5767
- State rank
- #459 of 826 in TX
Livability — West Livingston
- Score
- 50/100
- State rank
- #1501
- US rank
- #25668
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- West Livingston, TX
- County
- Polk County · 37,143 people
- Metro
- nan
- Population (ZIP)
- 37,143
- Household income
- $66,834
- Rent vs Own
- Severe rent burden
- 608.0
Population outlook (Polk County) Hauer SSP2
- Today (2025)
- 51,049 people
- By 2030
- 53,243 · +4.3%
- By 2040
- 56,528 · +10.7%
- By 2050
- 59,243 · +16.1%
- By 2075
- 63,528 · +24.4%
- By 2100
- 60,376 · +18.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (72%)
- Race & ethnicity
- White 72% Hispanic / Latino 14% Two or more races 9% Black 8% Native American 2%
- Hispanic origin (detail)
- Mexican 11%
- Common ancestry
- Lithuanian 2% Italian 2% Portuguese 2%
- Foreign-born
- 5% · Canada
- Languages at home
- 88% English-only · Spanish 10%
Political lean MEDSL · Polk
- 2024 margin
- Solid R (+58.9) · D 20.2% · R 79.1%
- 2008→2024 swing
- -21.7pp toward R · 2008: -37.2pp · 2024: -58.9pp
- All cycles
- 2024: R+58.9 2020: R+54.5 2016: R+56.5 2012: R+48.2 2008: R+37.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -31.11%
- Current HPI
- 178.5316
- Rent YoY
- —
- Metro
- nan
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
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| Engineering / Construction | 4 | $72B |
|
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| Energy Services | 3 | $60B |
|
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| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
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Price history
-28.0% since first listed16 events — show timeline
- 2026-05-12 Price Changed $108,000 HARMLS
- 2026-04-16 Price Changed $115,000 HARMLS
- 2026-03-19 Listed $125,000 HARMLS
- 2026-03-02 Listing Removed — HARMLS
- 2026-02-11 Rental Removed $1,550 HARMLS
- 2026-01-01 Listed for Rent $1,550 HARMLS
- 2025-12-21 Rental Removed $1,550 HARMLS
- 2025-12-18 Listed for Rent $1,550 HARMLS
- 2025-12-17 Listing Removed — HARMLS
- 2025-12-17 Listed $130,000 HARMLS
- 2025-11-24 Rental Removed $1,550 HARMLS
- 2025-11-12 Listed for Rent $1,550 HARMLS
- 2025-11-11 Listing Removed — HARMLS
- 2025-11-11 Listed $130,000 HARMLS
- 2025-09-24 Price Changed $140,000 HARMLS
- 2025-08-30 Listed $150,000 HARMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…