3030 Moore Ave · Anniston, AL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $916 – $1,700
Heat risk 6/10 · Moderate
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.0/30.0
- ARV discount +15.0/15.0
- 1% rule +5.0/10.0
- DSCR +5.0/10.0
- Livability +2.9/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +0.5/10.0
- Appreciation +0.0/10.0
$27,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Ready for your next project? Check out this 2 bed 1 bath home that has so much potential. For instance, there is a full basement that could be an additional 2 bedrooms, and a 2nd full bathroom. Bring your contractor and purchase your next flip or make this home your own.
Key facts
- 7,840 sq ft lot
- Built 1950
- Listed 57 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $27k.
Deal economics
- At list price, monthly cash flow is $718 ($9k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $27k).
- Recommended offer: $26k (3.0% below list) — sets the bar for market timing.
- Cap rate 38.2% vs local median 5.1% in Anniston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 58/100 on livability (#348 in AL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D-, crime F, amenities F.
- Anniston City (urban): math 2% / reading 12% proficiency, ranked #128 of 129 in AL (top 99%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 87% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 73 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 135 units permitted in Calhoun County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $187 of loan paydown is wiped out by about $810 of value loss. Plan a longer hold.
- Calhoun County population projected at -21% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $8k cash investment doubles in ~1 year — after that, you're playing with house money.
Negotiation context
- It's been on market 57 days — a 3% lower offer ($26k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 57 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 4.22% ✓
- Cap rate
- 38.20%
- Cash-on-cash
- 113.94%
- DSCR
- 6.07
- GRM
- 2.0
CMA / ARV
- ARV (median comp)
- $34,932
- List price
- $27,000
- Delta
- -22.71%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 10 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3030 Moore Ave | 0.00mi | 2/1.0 | 928 (0%) | 1mo | $22,500 | $24 | 99 |
| 2912 Moore Ave | 0.13mi | 3/1.0 (+1) | 968 (+4%) | 4mo | $69,900 | $72 | 79 |
| 22 Mcarthur Dr | 0.41mi | 2/1.0 | 944 (+2%) | 3mo | $79,000 | $84 | 75 |
| 301 E 29th St | 0.53mi | 2/1.5 | 963 (+4%) | 13mo | $113,000 | $117 | 56 |
| 4 Ridge St | 0.31mi | 3/1.0 (+1) | 1,062 (+14%) | 4mo | $24,900 | $23 | 53 |
| 407 Rosewood Ave | 0.48mi | 2/1.0 | 1,024 (+10%) | 12mo | $114,000 | $111 | 50 |
| 2618 Wilmer Ave | 0.57mi | 2/1.0 | 1,055 (+14%) | 5mo | $28,000 | $27 | 47 |
| 2708 Walnut Ave | 0.41mi | 2/1.0 | 1,052 (+13%) | 16mo | $40,000 | $38 | 46 |
| 2709 Mckleroy Ave | 0.43mi | 3/1.0 (+1) | 1,009 (+9%) | 20mo | $27,000 | $27 | 44 |
| 2911 Wilmer Ave | 0.41mi | 3/2.0 (+1) | 1,044 (+12%) | 21mo | $145,000 | $139 | 33 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- —
- Equity multiple
- 6.47×
- Total profit
- $41,359
- Equity at exit
- $4,026
- IRR
- —
- Equity multiple
- 13.56×
- Total profit
- $94,947
- Equity at exit
- $2,334
Cash invested: $7,560 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Alabama
- 90 Strongly Landlord-Friendly · R+15
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 36201
- Active inventory
- 73
- Price-to-rent
- 2.0×
Monthly cashflow live
- Estimated rent
- $1,140 medium interval (Pro) →
- Mortgage (P&I)
- −$142
- Tax from tax record
- −$30 /mo · $359/yr
- Insurance
- −$11
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$239
- Net cashflow
- $718
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $6,750
- Closing costs
- $810
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 3 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 305 Dogwood Ave Anniston, AL | 3.0 | 2.0 | 1015 | $1,100 | $1.08 | 43d | 1 | 0.41mi |
| 2117 Moore Ave Unit NA Anniston, AL | 2.0 | 1.0 | 1102 | $1,385 | $1.26 | 43d | 1 | 0.94mi |
| 1605 W 21st St Anniston, AL | 3.0 | 1.0 | 970 | $950 | $0.98 | 43d | 1 | 1.41mi |
Listing history 6 events
-
2026-05-14status Pending 271-char remark
Show marketing remark (271 chars)
Ready for your next project? Check out this 2 bed 1 bath home that has so much potential. For instance, there is a full basement that could be an additional 2 bedrooms, and a 2nd full bathroom. Bring your contractor and purchase your next flip or make this home your own.
-
2026-04-22price $27,000 271-char remark
Show marketing remark (271 chars)
Ready for your next project? Check out this 2 bed 1 bath home that has so much potential. For instance, there is a full basement that could be an additional 2 bedrooms, and a 2nd full bathroom. Bring your contractor and purchase your next flip or make this home your own.
-
2026-03-18$28,000 Active 271-char remark
Show marketing remark (271 chars)
Ready for your next project? Check out this 2 bed 1 bath home that has so much potential. For instance, there is a full basement that could be an additional 2 bedrooms, and a 2nd full bathroom. Bring your contractor and purchase your next flip or make this home your own.
-
2024-01-25soldstatus $26,000 Sold 953-char remark
Show marketing remark (953 chars)
Just hitting the market, property for sale at 3030 Moore Ave, Anniston, AL 36201 This two-bedroom, one-bathroom home is an investor-friendly property that presents a great opportunity for those looking to add value. With new wiring, new plumbing, and new kitchen cabinets, the home has already undergone significant updates that provide a solid foundation for further improvements. In addition to these updates, the home also features a basement, which adds valuable square footage and potential for additional living space. While the property does require some TLC, this presents an excellent chance for investors to put their skills to work. With the new wiring and plumbing already in place, the focus can be on cosmetic upgrades and renovations to enhance the overall appeal of the home. Don’t miss out on the chance to turn this two-bedroom, one-bathroom home into a profitable investment. With its new wiring, new plumbing, new kitchen. ..
-
2023-12-14status Pending 953-char remark
Show marketing remark (953 chars)
Just hitting the market, property for sale at 3030 Moore Ave, Anniston, AL 36201 This two-bedroom, one-bathroom home is an investor-friendly property that presents a great opportunity for those looking to add value. With new wiring, new plumbing, and new kitchen cabinets, the home has already undergone significant updates that provide a solid foundation for further improvements. In addition to these updates, the home also features a basement, which adds valuable square footage and potential for additional living space. While the property does require some TLC, this presents an excellent chance for investors to put their skills to work. With the new wiring and plumbing already in place, the focus can be on cosmetic upgrades and renovations to enhance the overall appeal of the home. Don’t miss out on the chance to turn this two-bedroom, one-bathroom home into a profitable investment. With its new wiring, new plumbing, new kitchen. ..
-
2023-12-12$25,000 Active 953-char remark
Show marketing remark (953 chars)
Just hitting the market, property for sale at 3030 Moore Ave, Anniston, AL 36201 This two-bedroom, one-bathroom home is an investor-friendly property that presents a great opportunity for those looking to add value. With new wiring, new plumbing, and new kitchen cabinets, the home has already undergone significant updates that provide a solid foundation for further improvements. In addition to these updates, the home also features a basement, which adds valuable square footage and potential for additional living space. While the property does require some TLC, this presents an excellent chance for investors to put their skills to work. With the new wiring and plumbing already in place, the focus can be on cosmetic upgrades and renovations to enhance the overall appeal of the home. Don’t miss out on the chance to turn this two-bedroom, one-bathroom home into a profitable investment. With its new wiring, new plumbing, new kitchen. ..
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AL · Resets to sale price
- Current annual tax
- $359 · $30/mo
- Projected year-2 tax
- $359 · $30/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 6/10 Major 7 d/yr ≥105°F today · 20 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $13,681
- − Mortgage interest
- −$1,512
- − Property taxes
- −$359
- − Insurance
- −$135
- − Repairs & maintenance
- −$1,094
- − Management
- −$1,094
- − Depreciation
- −$785
- Taxable income
- $8,699
- Est. tax owed @ 24.0%
- −$2,088
- After-tax cash flow
- $6,526/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Anniston City
- NCES district ID
- 0100090
- Math proficiency
- 2% ▼ -20.00%
- Reading proficiency
- 12% ▼ -15.00%
- Median HH income
- $31,824
- Composite
- 5.36/100
- National rank
- #10030
- State rank
- #128 of 129 in AL
Livability — Anniston
- Score
- 58/100
- State rank
- #348
- US rank
- #20680
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Anniston, AL
- City population
- 19,220
- Population (ZIP)
- 17,406
Population outlook (Calhoun County) Hauer SSP2
- Today (2025)
- 109,765 people
- By 2030
- 105,708 · -3.7%
- By 2040
- 96,192 · -12.4%
- By 2050
- 86,413 · -21.3%
- By 2075
- 63,467 · -42.2%
- By 2100
- 44,704 · -59.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.57)
- Race & ethnicity
- White 47% Black 46% Two or more races 5% Hispanic / Latino 3%
- Common ancestry
- Lithuanian 2% Slovak 1% Scandinavian 1%
- Foreign-born
- 2% · Canada
- Languages at home
- 98% English-only · Spanish 2%
Political lean MEDSL · Calhoun
- 2024 margin
- Solid R (+44.8) · D 27.2% · R 71.9%
- 2008→2024 swing
- -12.2pp toward R · 2008: -32.5pp · 2024: -44.8pp
- All cycles
- 2024: R+44.8 2020: R+39.0 2016: R+41.4 2012: R+31.9 2008: R+32.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -78.92%
- Current HPI
- 59.1512
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.94%
- F500 in state
- 4
Industry mix (Fortune 500 HQ in AL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 1 | $8B |
|
||
| Healthcare | 1 | $5B |
|
||
Price history
+8.0% since first listed6 events — show timeline
- 2026-05-14 Pending — Greater Alabama MLS
- 2026-04-22 Price Changed $27,000 Greater Alabama MLS
- 2026-03-18 Listed $28,000 Greater Alabama MLS
- 2024-01-25 Sold (MLS) $26,000 Greater Alabama MLS
- 2023-12-14 Pending — Greater Alabama MLS
- 2023-12-12 Listed $25,000 Greater Alabama MLS
Property tax history
+2.4%/yrLatest (2025): $359 · -6.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…