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3030 Moore Ave
D+ Composite 48.44
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Livability +2.9/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +0.5/10.0
  • Appreciation +0.0/10.0

$27,000

3030 Moore Ave · Anniston, AL 36201
2 bd · 1.0 ba · 928 sqft · SingleFamily public records · 57 Days on market
Built 1950 7,840 sqft lot $29/sqft · 23% below area Est $35k · 23% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Ready for your next project? Check out this 2 bed 1 bath home that has so much potential. For instance, there is a full basement that could be an additional 2 bedrooms, and a 2nd full bathroom. Bring your contractor and purchase your next flip or make this home your own.

Key facts

  • 7,840 sq ft lot
  • Built 1950
  • Listed 57 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $27k.

Deal economics

  • At list price, monthly cash flow is $718 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $27k).
  • Recommended offer: $26k (3.0% below list) — sets the bar for market timing.
  • Cap rate 38.2% vs local median 5.1% in Anniston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 58/100 on livability (#348 in AL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D-, crime F, amenities F.
  • Anniston City (urban): math 2% / reading 12% proficiency, ranked #128 of 129 in AL (top 99%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 87% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 73 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 135 units permitted in Calhoun County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $187 of loan paydown is wiped out by about $810 of value loss. Plan a longer hold.
  • Calhoun County population projected at -21% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $8k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 57 days — a 3% lower offer ($26k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $26,190 (3.0% below list)

Questions for the listing agent

  1. It's been on market 57 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
4.22%
Cap rate
38.20%
Cash-on-cash
113.94%
DSCR
6.07
GRM
2.0

CMA / ARV

ARV (median comp)
$34,932
List price
$27,000
Delta
-22.71%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 10 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3030 Moore Ave 0.00mi 2/1.0 928 (0%) 1mo $22,500 $24 99
2912 Moore Ave 0.13mi 3/1.0 (+1) 968 (+4%) 4mo $69,900 $72 79
22 Mcarthur Dr 0.41mi 2/1.0 944 (+2%) 3mo $79,000 $84 75
301 E 29th St 0.53mi 2/1.5 963 (+4%) 13mo $113,000 $117 56
4 Ridge St 0.31mi 3/1.0 (+1) 1,062 (+14%) 4mo $24,900 $23 53
407 Rosewood Ave 0.48mi 2/1.0 1,024 (+10%) 12mo $114,000 $111 50
2618 Wilmer Ave 0.57mi 2/1.0 1,055 (+14%) 5mo $28,000 $27 47
2708 Walnut Ave 0.41mi 2/1.0 1,052 (+13%) 16mo $40,000 $38 46
2709 Mckleroy Ave 0.43mi 3/1.0 (+1) 1,009 (+9%) 20mo $27,000 $27 44
2911 Wilmer Ave 0.41mi 3/2.0 (+1) 1,044 (+12%) 21mo $145,000 $139 33

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
6.47×
Total profit
$41,359
Equity at exit
$4,026
10-year hold
IRR
Equity multiple
13.56×
Total profit
$94,947
Equity at exit
$2,334

Cash invested: $7,560 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Alabama
90 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

ZIP-level market 36201

Active inventory
73
Price-to-rent
2.0×

Monthly cashflow live

Estimated rent
$1,140 medium interval (Pro) →
Mortgage (P&I)
$142
Tax from tax record
$30 /mo · $359/yr
Insurance
$11
HOA
$0
Vacancy / Maint / Mgmt
$239
Net cashflow
$718

Break-even live

Break-even rent $231
Max offer price $27,000
Occupancy floor 32%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$6,750
Closing costs
$810
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
305 Dogwood Ave Anniston, AL 3.0 2.0 1015 $1,100 $1.08 43d 1 0.41mi
2117 Moore Ave Unit NA Anniston, AL 2.0 1.0 1102 $1,385 $1.26 43d 1 0.94mi
1605 W 21st St Anniston, AL 3.0 1.0 970 $950 $0.98 43d 1 1.41mi

Listing history 6 events

  1. 2026-05-14
    status Pending 271-char remark
    Show marketing remark (271 chars)

    Ready for your next project? Check out this 2 bed 1 bath home that has so much potential. For instance, there is a full basement that could be an additional 2 bedrooms, and a 2nd full bathroom. Bring your contractor and purchase your next flip or make this home your own.

  2. 2026-04-22
    price $27,000 271-char remark
    Show marketing remark (271 chars)

    Ready for your next project? Check out this 2 bed 1 bath home that has so much potential. For instance, there is a full basement that could be an additional 2 bedrooms, and a 2nd full bathroom. Bring your contractor and purchase your next flip or make this home your own.

  3. 2026-03-18
    listed $28,000 Active 271-char remark
    Show marketing remark (271 chars)

    Ready for your next project? Check out this 2 bed 1 bath home that has so much potential. For instance, there is a full basement that could be an additional 2 bedrooms, and a 2nd full bathroom. Bring your contractor and purchase your next flip or make this home your own.

  4. 2024-01-25
    soldstatus $26,000 Sold 953-char remark
    Show marketing remark (953 chars)

    Just hitting the market, property for sale at 3030 Moore Ave, Anniston, AL 36201 This two-bedroom, one-bathroom home is an investor-friendly property that presents a great opportunity for those looking to add value. With new wiring, new plumbing, and new kitchen cabinets, the home has already undergone significant updates that provide a solid foundation for further improvements. In addition to these updates, the home also features a basement, which adds valuable square footage and potential for additional living space. While the property does require some TLC, this presents an excellent chance for investors to put their skills to work. With the new wiring and plumbing already in place, the focus can be on cosmetic upgrades and renovations to enhance the overall appeal of the home. Don’t miss out on the chance to turn this two-bedroom, one-bathroom home into a profitable investment. With its new wiring, new plumbing, new kitchen. ..

  5. 2023-12-14
    status Pending 953-char remark
    Show marketing remark (953 chars)

    Just hitting the market, property for sale at 3030 Moore Ave, Anniston, AL 36201 This two-bedroom, one-bathroom home is an investor-friendly property that presents a great opportunity for those looking to add value. With new wiring, new plumbing, and new kitchen cabinets, the home has already undergone significant updates that provide a solid foundation for further improvements. In addition to these updates, the home also features a basement, which adds valuable square footage and potential for additional living space. While the property does require some TLC, this presents an excellent chance for investors to put their skills to work. With the new wiring and plumbing already in place, the focus can be on cosmetic upgrades and renovations to enhance the overall appeal of the home. Don’t miss out on the chance to turn this two-bedroom, one-bathroom home into a profitable investment. With its new wiring, new plumbing, new kitchen. ..

  6. 2023-12-12
    listed $25,000 Active 953-char remark
    Show marketing remark (953 chars)

    Just hitting the market, property for sale at 3030 Moore Ave, Anniston, AL 36201 This two-bedroom, one-bathroom home is an investor-friendly property that presents a great opportunity for those looking to add value. With new wiring, new plumbing, and new kitchen cabinets, the home has already undergone significant updates that provide a solid foundation for further improvements. In addition to these updates, the home also features a basement, which adds valuable square footage and potential for additional living space. While the property does require some TLC, this presents an excellent chance for investors to put their skills to work. With the new wiring and plumbing already in place, the focus can be on cosmetic upgrades and renovations to enhance the overall appeal of the home. Don’t miss out on the chance to turn this two-bedroom, one-bathroom home into a profitable investment. With its new wiring, new plumbing, new kitchen. ..

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

Current annual tax
$359 · $30/mo
Projected year-2 tax
$359 · $30/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥105°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,681
− Mortgage interest
−$1,512
− Property taxes
−$359
− Insurance
−$135
− Repairs & maintenance
−$1,094
− Management
−$1,094
− Depreciation
−$785
Taxable income
$8,699
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,088
After-tax cash flow
$6,526/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Anniston City
NCES district ID
0100090
Math proficiency
2% ▼ -20.00%
Reading proficiency
12% ▼ -15.00%
Median HH income
$31,824
Composite
5.36/100
National rank
#10030
State rank
#128 of 129 in AL

Livability — Anniston

Score
58/100
State rank
#348
US rank
#20680

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Anniston, AL
City population
19,220
Population (ZIP)
17,406

Population outlook (Calhoun County) Hauer SSP2

Today (2025)
109,765 people
By 2030
105,708 · -3.7%
By 2040
96,192 · -12.4%
By 2050
86,413 · -21.3%
By 2075
63,467 · -42.2%
By 2100
44,704 · -59.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
White 47% Black 46% Two or more races 5% Hispanic / Latino 3%
Common ancestry
Lithuanian 2% Slovak 1% Scandinavian 1%
Foreign-born
2% · Canada
Languages at home
98% English-only · Spanish 2%

Political lean MEDSL · Calhoun

2024 margin
Solid R (+44.8) · D 27.2% · R 71.9%
2008→2024 swing
-12.2pp toward R · 2008: -32.5pp · 2024: -44.8pp
All cycles
2024: R+44.8 2020: R+39.0 2016: R+41.4 2012: R+31.9 2008: R+32.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -78.92%
Current HPI
59.1512
Rent YoY
Metro
State GDP YoY
▲ 2.94%
F500 in state
4

Industry mix (Fortune 500 HQ in AL)

Industry F500 HQs Revenue

Price history

+8.0% since first listed
6 events — show timeline
  • 2026-05-14 Pending Greater Alabama MLS
  • 2026-04-22 Price Changed $27,000 Greater Alabama MLS
  • 2026-03-18 Listed $28,000 Greater Alabama MLS
  • 2024-01-25 Sold (MLS) $26,000 Greater Alabama MLS
  • 2023-12-14 Pending Greater Alabama MLS
  • 2023-12-12 Listed $25,000 Greater Alabama MLS

Property tax history

+2.4%/yr

Latest (2025): $359 · -6.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…