3033 Via Vis Unit P · Laguna Woods, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 4/10 · Minor
- Hot days now (above 91°F)
- 1 days/yr
- Hot days in 30 yrs
- 5 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +10.3/15.0
- Appreciation +7.9/10.0
- Cash flow +5.8/30.0
- Schools +5.6/10.0
- Rent growth +4.2/5.0
- Livability +3.6/5.0
- 1% rule +3.0/10.0
- Condition / age +2.5/5.0
- DSCR +0.2/10.0
$399,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
"Montecito" condo conveniently located inside Gate 7 - upper level with 8 steps. Great floorplan with windows facing both southeast and northwest for great light throughout the day and breezes from this amazing location. You'll enjoy central HVAC, smooth ceilings and brand new stack washer/dryer. Entry/hall/kitchen/baths have travertine flooring and bedrooms/living room are carpeted. Bright kitchen with white cabinets, counters and appliances including brand new microwave. Refrigerator is stainless. Dining area enjoys a nice view. Spacious living room with crown molding, large window and slider leading out to the covered balcony that receives the morning sun. 2 spacious bedrooms - both with mirrored sliding doors and brightened by the afternoon sun. Guest bathroom features tub/shower combo and Corian-topped vanity. Brand new stack washer/dryer in the hallway closet. Primary bathroom houses a large vanity area, amazing closet space with mirrored doors that open instead of slide and walk-in shower behind the privacy door. Carport is close and easy access to shopping right outside the gate! A beautiful home with great light, view and breezes! Residents enjoy an exceptional lifestyle with access to championship and executive golf courses, swimming pools, fitness centers, pickleball and tennis courts, lawn bowling, multiple clubhouses, horse stables, gardening centers, art studios, computer labs, educational classes, and over 200 clubs and organizations.
Key facts
- Central hvac
- Travertine flooring
- Covered balcony
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $399k.
Deal economics
- At list price, monthly cash flow is $-801 ($-10k/yr) — negative.
- To cash-flow at today's rent, offer at most $257k (35.5% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $319k (20.2% below list).
- Recommended offer: $257k (35.5% below list) — sets the bar for cash-flow.
- Cap rate 3.9% vs local median 2.4% in Laguna Woods — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 72/100 on livability (#200 in CA) — a middle-class / working-renter tenant base. Strengths: crime A+, commute A+; Watch: amenities D+, cost of living F, health & safety F.
- Saddleback Valley Unified (suburban): math 51% / reading 73% proficiency, ranked #67 of 517 in CA (top 13%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: San Joaquin Elementary (247 students, 76% FRL); La Paz Intermediate (706 students, 38% FRL); Laguna Hills High (math 39% / reading 72%, grade C, #246 of 1,170 statewide, top 21%, 1,434 students, 53% FRL) — zoned schools average 56% FRL vs 22% district-wide (34 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising fast (+6.8%/yr); 190 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 6,974 units permitted in Orange County in 2024 (3,839 in 5+ unit buildings).
- At $3,185/mo this rent would consume 64% of the median local household income ($59k/yr) (locally 1572% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- In year one you build about $26k of equity ($3k loan paydown + $23k appreciation (5.9% local appreciation)).
- Orange County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- By year 2, paydown + projected appreciation supports a ~$42k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 101 days — a 9% lower offer ($363k) is reasonable based on typical stale-listing flexibility.
- 8 sale attempts since 26y ago; this cycle's ask has dropped $30k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $135k; list at $399k implies a 196% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: HOA is 29% of rent.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 101 days. Have you received any prior offers? Is the seller open to a 35% concession, seller financing, or rate buy-down credit?
- Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 0.80% ✗
- Cap rate
- 3.88%
- Cash-on-cash
- -8.61%
- DSCR
- 0.62
- GRM
- 10.4
CMA / ARV
- ARV (median comp)
- $425,844
- List price
- $399,000
- Delta
- -6.30%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Projected returns pro-forma
5.88% appreciation · 6.79% rent growth · sell at horizon
- IRR
- 9.7%
- Equity multiple
- 1.67×
- Total profit
- $74,412
- Equity at exit
- $247,904
- IRR
- 12.5%
- Equity multiple
- 3.60×
- Total profit
- $290,201
- Equity at exit
- $447,060
Cash invested: $111,720 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 92637
- Home prices YoY
- 3.4%
- Rents YoY
- 6.8%
- Active inventory
- 190
- Price-to-rent
- 10.4×
Monthly cashflow live
- Estimated rent
- $3,185 high interval (Pro) →
- Mortgage (P&I)
- −$2,092
- Tax from tax record
- −$150 /mo · $1,803/yr
- Insurance
- −$166
- HOA
- −$909
- Vacancy / Maint / Mgmt
- −$669
- Net cashflow
- $-801
Break-even live
Sensitivity live
| Price | -10% $-576 | -5% $-688 | +0% $-801 | +5% $-914 | +10% $-1,027 |
|---|---|---|---|---|---|
| Rent | -10% $-1,053 | -5% $-927 | +0% $-801 | +5% $-676 | +10% $-550 |
| Rate | -1.0pp $-600 | -0.5pp $-700 | base $-801 | +0.5pp $-905 | +1.0pp $-1,010 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $99,750
- Closing costs
- $11,970
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3048 Via Serena S Unit P Laguna Woods, CA | 2.0 | 2.0 | 1009 | $3,000 | $2.97 | 0d | 1 | 0.05mi |
| 3037 Via Vis Laguna Woods, CA | 2.0 | 2.0 | 1000 | $2,600 | $2.60 | 20d | 1 | 0.05mi |
| 3054 Via Serena S Laguna Woods, CA | 2.0 | 2.0 | 950 | $3,500 | $3.68 | 45d | 1 | 0.12mi |
| 3117 Via Serena S Unit D Laguna Woods, CA | 2.0 | 2.0 | 989 | $4,000 | $4.04 | 0d | 1 | 0.22mi |
| 4003 C. Sonora Unit 2B Laguna Woods, CA | 2.0 | 2.0 | 1171 | $3,100 | $2.65 | 26d | 1 | 0.28mi |
| 3092 Via Serena N Unit D Laguna Woods, CA | 2.0 | 2.0 | 989 | $2,700 | $2.73 | 18d | 1 | 0.34mi |
| 4002 Calle Sonora Unit 2D Laguna Woods, CA | 2.0 | 2.0 | 1189 | $3,000 | $2.52 | 45d | 1 | 0.46mi |
| 23580 Milano Unit 2 Laguna Hills, CA | 3.0 | 2.0 | 1300 | $3,800 | $2.92 | 19d | 1 | 0.51mi |
| 22361 Torino Laguna Hills, CA | 3.0 | 2.0 | 1290 | $6,500 | $5.04 | 45d | 1 | 0.66mi |
| 2014 Via Mariposa W Unit A Laguna Woods, CA | 2.0 | 2.0 | 1040 | $2,850 | $2.74 | 45d | 1 | 0.71mi |
| 24055 Paseo del Lago #960 Laguna Woods, CA | 2.0 | 2.0 | 1200 | $3,950 | $3.29 | 45d | 1 | 0.73mi |
| 24055 Paseo del Lago #963 Laguna Woods, CA | 2.0 | 2.0 | 1100 | $3,400 | $3.09 | 26d | 1 | 0.73mi |
| 3336 Punta Alta Unit 3D Laguna Woods, CA | 2.0 | 2.0 | 1162 | $3,500 | $3.01 | 20d | 1 | 0.75mi |
| 91 Nightingale Dr Aliso Viejo, CA | 3.0 | 2.5 | 1259 | $4,000 | $3.18 | 3d | 1 | 0.76mi |
| 2324 Via Puerta Laguna Woods, CA | 2.0 | 2.0 | 1009 | $2,800 | $2.78 | 45d | 1 | 0.76mi |
| 3300 Via Carrizo Unit O Laguna Woods, CA | 2.0 | 2.0 | 1145 | $3,200 | $2.79 | 0d | 1 | 0.79mi |
| 281 Avenida Carmel Unit 0Q Laguna Woods, CA | 1.0 | 1.0 | 770 | $2,300 | $2.99 | 45d | 1 | 0.80mi |
| 263 Calle Aragon Unit A Laguna Woods, CA | 2.0 | 2.0 | 1275 | $3,800 | $2.98 | 19d | 1 | 0.84mi |
| 4025 Calle Sonora Este Unit 1E Laguna Woods, CA | 2.0 | 2.0 | 1171 | $3,100 | $2.65 | 26d | 1 | 0.84mi |
| 2037 Via Mariposa E Laguna Woods, CA | 2.0 | 2.0 | 1325 | $3,300 | $2.49 | 45d | 1 | 0.85mi |
| 3365 Punta Alta Unit 3F Laguna Woods, CA | 1.0 | 1.5 | 837 | $2,700 | $3.23 | 18d | 1 | 0.87mi |
| 54 Waxwing Ln Aliso Viejo, CA | 3.0 | 3.0 | 1372 | $3,995 | $2.91 | 26d | 1 | 0.88mi |
| 3274 San Amadeo Unit A Laguna Woods, CA | 2.0 | 2.0 | 1079 | $3,100 | $2.87 | 26d | 1 | 0.88mi |
| 3356 Monte Hermosa Unit N Laguna Woods, CA | 2.0 | 2.0 | 1188 | $3,400 | $2.86 | 6d | 1 | 0.91mi |
| 116 Night Heron Ln Aliso Viejo, CA | 2.0 | 2.0 | 1000 | $3,450 | $3.45 | 45d | 1 | 0.92mi |
| 2293 Via Puerta Unit O Laguna Woods, CA | 2.0 | 2.0 | 1057 | $3,100 | $2.93 | 20d | 1 | 0.92mi |
| 2022 Via Mariposa E Unit D Laguna Woods, CA | 2.0 | 2.0 | 1305 | $4,000 | $3.07 | 45d | 1 | 0.93mi |
| 2269 Via Puerta Unit N Laguna Woods, CA | 2.0 | 2.0 | 1057 | $2,700 | $2.55 | 20d | 1 | 0.94mi |
| 2022 Via Mariposa E Unit B Laguna Woods, CA | 2.0 | 2.0 | 1325 | $3,200 | $2.42 | 20d | 1 | 0.96mi |
| 23491 Via San Miguel Aliso Viejo, CA | 3.0 | 2.0 | 1240 | $3,850 | $3.10 | 14d | 1 | 0.97mi |
| 24762 Via San Marco Aliso Viejo, CA | 3.0 | 2.0 | 1240 | $4,500 | $3.63 | 0d | 1 | 0.98mi |
| 2369 Via Mariposa E Unit 1B Laguna Woods, CA | 2.0 | 2.0 | 1340 | $2,950 | $2.20 | 45d | 1 | 0.98mi |
| 8 Via Castilla Unit S Laguna Woods, CA | 2.0 | 2.0 | 1000 | $3,000 | $3.00 | 45d | 1 | 0.99mi |
| 8 Via Castilla Unit T Laguna Woods, CA | 2.0 | 2.0 | 1040 | $2,650 | $2.55 | 7d | 1 | 0.99mi |
| 8 Via Castilla Unit N Laguna Woods, CA | 2.0 | 2.0 | 1040 | $3,250 | $3.12 | 26d | 1 | 0.99mi |
| 8 Via Castilla Laguna Woods, CA | 2.0 | 2.0 | 1000 | $3,250 | $3.25 | 45d | 1 | 0.99mi |
| 22301 Caminito Mescalero #223 Laguna Hills, CA | 3.0 | 2.5 | 1500 | $3,700 | $2.47 | 45d | 1 | 1.00mi |
| 21 Avenida Castilla Unit D Laguna Woods, CA | 2.0 | 2.0 | 940 | $3,200 | $3.40 | 20d | 1 | 1.03mi |
| 23491 Los Adornos Aliso Viejo, CA | 3.0 | 2.0 | 1250 | $3,600 | $2.88 | 45d | 1 | 1.03mi |
| 3496 Monte Hermoso Laguna Woods, CA | 2.0 | 2.0 | 1104 | $3,100 | $2.81 | 45d | 1 | 1.03mi |
HOA detail condo
- Monthly dues
- $909 · $10,908/yr
- Likely covers
- poolgym
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 35 events
-
2026-06-21days on market $399,000 Active 101 DOM
-
2026-06-18days on market $399,000 Active 98 DOM
-
2026-06-17days on market $399,000 Active 97 DOM
-
2026-06-16days on market $399,000 Active 96 DOM
-
2026-06-15days on market $399,000 Active 95 DOM
-
2026-06-13days on market $399,000 Active 93 DOM
-
2026-06-13days on market $399,000 Active 92 DOM
-
2026-06-09days on market $399,000 Active 89 DOM
-
2026-06-08days on market $399,000 Active 88 DOM
-
2026-06-07days on market $399,000 Active 87 DOM
-
2026-06-04days on market $399,000 Active 84 DOM
-
2026-06-03days on market $399,000 Active 83 DOM
-
2026-06-02days on market $399,000 Active 82 DOM
-
2026-06-01days on market $399,000 Active 81 DOM
-
2026-05-31days on market $399,000 Active 80 DOM
-
2026-05-18price $399,000 1483-char remark
Show marketing remark (1483 chars)
"Montecito" condo conveniently located inside Gate 7 - upper level with 8 steps. Great floorplan with windows facing both southeast and northwest for great light throughout the day and breezes from this amazing location. You'll enjoy central HVAC, smooth ceilings and brand new stack washer/dryer. Entry/hall/kitchen/baths have travertine flooring and bedrooms/living room are carpeted. Bright kitchen with white cabinets, counters and appliances including brand new microwave. Refrigerator is stainless. Dining area enjoys a nice view. Spacious living room with crown molding, large window and slider leading out to the covered balcony that receives the morning sun. 2 spacious bedrooms - both with mirrored sliding doors and brightened by the afternoon sun. Guest bathroom features tub/shower combo and Corian-topped vanity. Brand new stack washer/dryer in the hallway closet. Primary bathroom houses a large vanity area, amazing closet space with mirrored doors that open instead of slide and walk-in shower behind the privacy door. Carport is close and easy access to shopping right outside the gate! A beautiful home with great light, view and breezes! Residents enjoy an exceptional lifestyle with access to championship and executive golf courses, swimming pools, fitness centers, pickleball and tennis courts, lawn bowling, multiple clubhouses, horse stables, gardening centers, art studios, computer labs, educational classes, and over 200 clubs and organizations.
-
2026-03-12$429,000 Active 1483-char remark
Show marketing remark (1483 chars)
"Montecito" condo conveniently located inside Gate 7 - upper level with 8 steps. Great floorplan with windows facing both southeast and northwest for great light throughout the day and breezes from this amazing location. You'll enjoy central HVAC, smooth ceilings and brand new stack washer/dryer. Entry/hall/kitchen/baths have travertine flooring and bedrooms/living room are carpeted. Bright kitchen with white cabinets, counters and appliances including brand new microwave. Refrigerator is stainless. Dining area enjoys a nice view. Spacious living room with crown molding, large window and slider leading out to the covered balcony that receives the morning sun. 2 spacious bedrooms - both with mirrored sliding doors and brightened by the afternoon sun. Guest bathroom features tub/shower combo and Corian-topped vanity. Brand new stack washer/dryer in the hallway closet. Primary bathroom houses a large vanity area, amazing closet space with mirrored doors that open instead of slide and walk-in shower behind the privacy door. Carport is close and easy access to shopping right outside the gate! A beautiful home with great light, view and breezes! Residents enjoy an exceptional lifestyle with access to championship and executive golf courses, swimming pools, fitness centers, pickleball and tennis courts, lawn bowling, multiple clubhouses, horse stables, gardening centers, art studios, computer labs, educational classes, and over 200 clubs and organizations.
-
2010-01-26historical 698-char remark
Show marketing remark (698 chars)
This upper level middle unit features new paint and carpet and it's ready to go! It includes 2 bedrooms (both with mirrored wardrobes), 1.75 baths, living room and formal dining room plus kitchen and there's a stacked washer/dryer closet inside the unit. There is a greenbelt and hills view from the living and dining rooms and the balcony! Included in the kitchen are an electric range, microwave, dishwasher and refrigerator (all sold without warranty). The carport space is very close by going down the stairs to the left and then an immediate right, Carport #2. Enjoy all that this 55+ community has to offer including golf course, tennis, swimming and numerous social clubs and 7 clubhouses!
-
2010-01-25soldstatus $134,900 Closed 698-char remark
Show marketing remark (698 chars)
This upper level middle unit features new paint and carpet and it's ready to go! It includes 2 bedrooms (both with mirrored wardrobes), 1.75 baths, living room and formal dining room plus kitchen and there's a stacked washer/dryer closet inside the unit. There is a greenbelt and hills view from the living and dining rooms and the balcony! Included in the kitchen are an electric range, microwave, dishwasher and refrigerator (all sold without warranty). The carport space is very close by going down the stairs to the left and then an immediate right, Carport #2. Enjoy all that this 55+ community has to offer including golf course, tennis, swimming and numerous social clubs and 7 clubhouses!
-
2010-01-06status Backup Offers Accepted 698-char remark
Show marketing remark (698 chars)
This upper level middle unit features new paint and carpet and it's ready to go! It includes 2 bedrooms (both with mirrored wardrobes), 1.75 baths, living room and formal dining room plus kitchen and there's a stacked washer/dryer closet inside the unit. There is a greenbelt and hills view from the living and dining rooms and the balcony! Included in the kitchen are an electric range, microwave, dishwasher and refrigerator (all sold without warranty). The carport space is very close by going down the stairs to the left and then an immediate right, Carport #2. Enjoy all that this 55+ community has to offer including golf course, tennis, swimming and numerous social clubs and 7 clubhouses!
-
2009-12-08$134,900 Active 698-char remark
Show marketing remark (698 chars)
This upper level middle unit features new paint and carpet and it's ready to go! It includes 2 bedrooms (both with mirrored wardrobes), 1.75 baths, living room and formal dining room plus kitchen and there's a stacked washer/dryer closet inside the unit. There is a greenbelt and hills view from the living and dining rooms and the balcony! Included in the kitchen are an electric range, microwave, dishwasher and refrigerator (all sold without warranty). The carport space is very close by going down the stairs to the left and then an immediate right, Carport #2. Enjoy all that this 55+ community has to offer including golf course, tennis, swimming and numerous social clubs and 7 clubhouses!
-
2009-05-07historical
-
2009-05-05status
-
2009-04-23historical
-
2009-01-18$210,000
-
2004-11-06historical
-
2004-08-16$335,000
-
2004-04-08soldstatus $217,000
-
2004-04-04soldstatus $220,000
-
2003-12-07$217,000
-
2003-02-20historical
-
2002-09-20$199,000
-
2000-05-18soldstatus $113,000
-
2000-05-18soldstatus $113,000
-
2000-03-27$118,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CA · Resets to sale price
- Current annual tax
- $1,803 · $150/mo
- Projected year-2 tax
- $3,032 · $253/mo
- Expected delta
- +$1,229/yr (+$102/mo · 68.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 4/10 Moderate 1 d/yr ≥91°F today · 5 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $38,226
- − Mortgage interest
- −$22,350
- − Property taxes
- −$1,803
- − Insurance
- −$1,995
- − Repairs & maintenance
- −$3,058
- − Management
- −$3,058
- − HOA
- −$10,908
- − Depreciation
- −$11,607
- Taxable loss
- −$16,554
- Est. tax savings @ 24.0%
- +$3,973
- After-tax cash flow
- $-5,644/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Saddleback Valley Unified
- NCES district ID
- 0633860
- Math proficiency
- 51% ▼ -2.00%
- Reading proficiency
- 73% ▲ 9.00%
- Median HH income
- $85,577
- Composite
- 56.05/100
- National rank
- #1185
- State rank
- #67 of 517 in CA
Livability — Laguna Woods
- Score
- 72/100
- State rank
- #200
- US rank
- #6421
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Laguna Woods, CA
- County
- Orange County · 3,096,323 people
- City population
- 17,289
- Metro
- Los Angeles-Long Beach-Anaheim, CA
- Population (ZIP)
- 17,289
- Household income
- $59,269
- Rent vs Own
- Severe rent burden
- 1572.0
Population outlook (Orange County) Hauer SSP2
- Today (2025)
- 3,477,456 people
- By 2030
- 3,613,117 · +3.9%
- By 2040
- 3,835,945 · +10.3%
- By 2050
- 3,968,736 · +14.1%
- By 2075
- 4,097,053 · +17.8%
- By 2100
- 3,903,633 · +12.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (68%)
- Race & ethnicity
- White 68% Asian 24% Hispanic / Latino 5% Two or more races 3%
- Common ancestry
- Romanian 4% Scotch-Irish 4% Lithuanian 3%
- Foreign-born
- 31% · China, South Korea, Canada
- Languages at home
- 72% English-only · Chinese 8% Korean 7% Other Indo-European 3%
Political lean MEDSL · Orange
- 2024 margin
- Toss-up / Even · D 49.7% · R 47.1% · Other 3.2%
- 2008→2024 swing
- +5.2pp toward D · 2008: -2.6pp · 2024: 2.6pp
- All cycles
- 2024: D+2.6 2020: D+9.0 2016: D+7.7 2012: R+8.3 2008: R+2.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 5.88%
- Current HPI
- 180.1191
- Rent YoY
- ▲ 6.79%
- Metro
- Los Angeles-Long Beach-Anaheim, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
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| Financial Services | 3 | $174B |
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| Retail | 3 | $44B |
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| Insurance | 3 | $26B |
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| Media / Entertainment | 2 | $115B |
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
+238.1% since first listed20 events — show timeline
- 2026-05-18 Price Changed $399,000 CRMLS
- 2026-03-12 Listed $429,000 CRMLS
- 2010-01-26 Listing Removed — CRMLS
- 2010-01-25 Sold (MLS) $134,900 CRMLS
- 2010-01-06 Pending — CRMLS
- 2009-12-08 Listed $134,900 CRMLS
- 2009-05-07 Listing Removed — CRMLS
- 2009-05-05 Relisted — CRMLS
- 2009-04-23 Listing Removed — CRMLS
- 2009-01-18 Listed $210,000 CRMLS
- 2004-11-06 Listing Removed — CRMLS
- 2004-08-16 Listed $335,000 CRMLS
- 2004-04-08 Sold (Public Records) $217,000 Public Records
- 2004-04-04 Sold (MLS) $220,000 CRMLS
- 2003-12-07 Listed $217,000 CRMLS
- 2003-02-20 Listing Removed — CRMLS
- 2002-09-20 Listed $199,000 CRMLS
- 2000-05-18 Sold (Public Records) $113,000 Public Records
- 2000-05-18 Sold (MLS) $113,000 CRMLS
- 2000-03-27 Listed $118,000 CRMLS
Property tax history
-1.2%/yrLatest (2025): $1,803 · +1.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…