161 Kingsley Dr · Blythewood, SC
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +11.5/30.0
- ARV discount +9.6/15.0
- Condition / age +4.0/5.0
- Schools +3.6/10.0
- 1% rule +3.5/10.0
- Livability +3.5/5.0
- DSCR +3.4/10.0
- Rent growth +2.5/5.0
- Appreciation +0.0/10.0
$310,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome to the Monroe B in Killian's Crossing—a home designed for modern living and everyday comfort! The open-concept main floor showcases a bright eat-in kitchen, convenient powder room plus mud room/ laundry room. The first-floor primary suite is a private retreat with a spacious walk-in closet, and a spa-like bath with a large walk-in shower. Step outside to the covered rear porch, perfect for relaxing or entertaining. Upstairs, you’ll find three generous bedrooms, a dual-sink hall bath, and a large loft! With flexible spaces and thoughtful details throughout, the Monroe truly fits every lifestyle. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors
Key facts
- Laundry room
- Walk-in closet
- Primary suite
Tags
Property features AI
Finance
- HOA & community: Homeowners association (community) with common area maintenance; Community pool; Playground; Sidewalks; New construction builder warranty
Exterior
- Parking: Attached 2-car garage
- Utilities: Public water; Public sewer
- Home design: Two-story home; Slab foundation
- Construction: Stone and vinyl exterior; Slab foundation
- Exterior features: Covered front porch; Covered back porch; Sprinkler system; Stone and vinyl exterior; Paved road access
Interior
- Kitchen: Eat-in kitchen with island and pantry; Dishwasher; Disposal; Microwave (above stove); Free-standing gas range (self-cleaning)
- Bedrooms: Primary suite on the main level with double vanity, private bath, separate shower, walk-in closet and separate water closet; Second-level bedrooms with walk-in closets (Bedrooms 2 and 3) and shared baths; Bedroom 4 on the second level with shared bath
- Flooring: Luxury vinyl plank
- Bathrooms: Two full bathrooms; One partial bathroom; Main level: one full bath and one half bath
- Heating & cooling: Central cooling with zoned system; Gas heating with zoning (gas on first level)
- Interior features: Luxury vinyl plank floors in the great room and kitchen; Loft; Recessed lighting; Tankless water heater; Backsplash (tiled); Quartz countertops
- Laundry & utility: Washer/dryer located on the main level
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.5-bath single-family listed at $310k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-102 ($-1k/yr) — negative.
- To cash-flow at today's rent, offer at most $295k (4.8% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $264k (14.7% below list).
- Recommended offer: $264k (14.7% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 70/100 on livability (#58 in SC) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, health & safety F.
- Richland 02 (suburban): math 35% / reading 47% proficiency, ranked #29 of 80 in SC (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Langford Elementary (math 39% / reading 43%, grade F, #276 of 597 statewide, top 48%, 609 students, 64% FRL); Westwood High (math 47% / reading 87%, grade B, #73 of 196 statewide, top 41%, 1,684 students, 66% FRL) — zoned schools average 65% FRL vs 38% district-wide (26 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 54% at this address vs 41% district-wide (+13 pts) — the actual schools serving this property are materially stronger than the Richland 02 average implies; a family-tenant draw the district grade alone would hide.
- Market conditions: 650 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals leasing fast (median 4d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 3,472 units permitted in Richland County in 2024 (1,096 in 5+ unit buildings).
- This rent runs 33% of the median local income ($95k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
- Richland County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 77 days — a 6% lower offer ($291k) is reasonable based on typical stale-listing flexibility.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 77 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.85% ✗
- Cap rate
- 5.90%
- Cash-on-cash
- -1.41%
- DSCR
- 0.94
- GRM
- 9.8
CMA / ARV
- ARV (on-the-fly)
- $325,312
- Comps found
- 2
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 642 Penfolds Way | 0.35mi | 4/3.0 | 2,141 (-10%) | 20mo | $292,000 | $136 | 48 |
| 1029 Heart Pine Dr | 0.67mi | 5/3.0 (+1) | 2,720 (+14%) | 14mo | $362,900 | $133 | 27 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -18.6%
- Equity multiple
- 0.35×
- Total profit
- $-56,679
- Equity at exit
- $46,222
- IRR
- -11.0%
- Equity multiple
- 0.34×
- Total profit
- $-57,462
- Equity at exit
- $26,803
Cash invested: $86,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State South Carolina
- 90 Strongly Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 29016
- Home prices YoY
- -26.3%
- Active inventory
- 650
- Price-to-rent
- 9.8×
Monthly cashflow live
- Estimated rent
- $2,643 high interval (Pro) →
- Mortgage (P&I)
- −$1,626
- Tax est. 1.5%
- −$388 /mo · $4,650/yr
- Insurance
- −$129
- HOA
- −$48
- Vacancy / Maint / Mgmt
- −$555
- Net cashflow
- $-102
Break-even live
Sensitivity live
| Price | -10% $112 | -5% $5 | +0% $-102 | +5% $-209 | +10% $-317 |
|---|---|---|---|---|---|
| Rent | -10% $-311 | -5% $-207 | +0% $-102 | +5% $2 | +10% $107 |
| Rate | -1.0pp $54 | -0.5pp $-23 | base $-102 | +0.5pp $-183 | +1.0pp $-264 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $77,500
- Closing costs
- $9,300
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 6 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 312 Joshua Tree Ct Blythewood, SC | 3.0 | 2.5 | 1731 | $1,945 | $1.12 | 24d | 1 | 0.65mi |
| 562 Vintage Pine Dr Blythewood, SC | 3.0 | 2.0 | 1814 | $2,195 | $1.21 | 24d | 1 | 0.75mi |
| 830 Wing Stripe Ct Columbia, SC | 5.0 | 3.5 | 3044 | $2,395 | $0.79 | 4d | 1 | 1.02mi |
| 1800 Killian Lakes Dr Columbia, SC | 1.0–3.0 | 1.0–2.5 | 1401 | $2,657 | $1.90 | 3d | 47 | 1.28mi |
| 621 Heron Glen Dr Columbia, SC | 4.0 | 2.5 | 2195 | $2,095 | $0.95 | 4d | 1 | 1.43mi |
| 608 Cottontail Ct N Columbia, SC | 4.0 | 2.0 | 1701 | $2,139 | $1.26 | 4d | 1 | 1.47mi |
HOA detail
- Monthly dues
- $48 · $576/yr
Listing history 5 events
-
2026-05-22status Pending
-
2026-05-08price $310,000
-
2026-05-02price $309,000
-
2026-04-03price $304,000
-
2026-03-06$304,370 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $31,717
- − Mortgage interest
- −$17,365
- − Property taxes
- −$4,650
- − Insurance
- −$1,550
- − Repairs & maintenance
- −$2,537
- − Management
- −$2,537
- − HOA
- −$576
- − Depreciation
- −$9,018
- Taxable loss
- −$6,517
- Est. tax savings @ 24.0%
- +$1,564
- After-tax cash flow
- $336/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 13 photos
This home is in excellent condition with recent updates, making it a great investment for both resale and rental markets.
Value-add opportunities
- Both landscaping — improves curb appeal and adds value
- Both furniture — provides a move-in-ready experience
Renovation cost estimate screening
Value-add ROI direction
- Both landscaping — improves curb appeal and adds value ↑
- Both furniture — provides a move-in-ready experience ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Richland 02
- NCES district ID
- 4503390
- Math proficiency
- 35% ▼ -15.00%
- Reading proficiency
- 47% ▼ -5.00%
- Median HH income
- $59,684
- Composite
- 36.2/100
- National rank
- #4730
- State rank
- #29 of 80 in SC
Livability — Blythewood
- Score
- 70/100
- State rank
- #58
- US rank
- #7406
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Richland County · 389,530 people
- City population
- 30,454
- Metro
- Columbia, SC
- Population (ZIP)
- 30,454
- Household income
- $95,082
- Rent vs Own
- Severe rent burden
- 559.0
Population outlook (Richland County) Hauer SSP2
- Today (2025)
- 459,667 people
- By 2030
- 487,524 · +6.1%
- By 2040
- 542,035 · +17.9%
- By 2050
- 595,371 · +29.5%
- By 2075
- 732,998 · +59.5%
- By 2100
- 820,415 · +78.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.64)
- Race & ethnicity
- Black 43% White 42% Two or more races 7% Hispanic / Latino 7% Asian 3%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 2%
- Common ancestry
- Lithuanian 2% Romanian 2% Slovak 2%
- Foreign-born
- 5% · Canada, China
- Languages at home
- 90% English-only · Spanish 5% Other Indo-European 1% German/W. Germanic 1%
Political lean MEDSL · Richland
- 2024 margin
- Solid D (+34.6) · D 66.4% · R 31.8% · Other 1.8%
- 2008→2024 swing
- +5.7pp toward D · 2008: 28.9pp · 2024: 34.6pp
- All cycles
- 2024: D+34.6 2020: D+38.3 2016: D+32.9 2012: D+33.3 2008: D+28.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -65.48%
- Current HPI
- 183.5933
- Rent YoY
- —
- Metro
- Columbia, SC
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in SC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Packaging | 1 | $7B |
|
||
Price history
+1.8% since first listed5 events — show timeline
- 2026-05-22 Pending — Consolidated MLS
- 2026-05-08 Price Changed $310,000 Consolidated MLS
- 2026-05-02 Price Changed $309,000 Consolidated MLS
- 2026-04-03 Price Changed $304,000 Consolidated MLS
- 2026-03-06 Listed $304,370 Consolidated MLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…