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161 Kingsley Dr
D Composite 41.63
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.5/30.0
  • ARV discount +9.6/15.0
  • Condition / age +4.0/5.0
  • Schools +3.6/10.0
  • 1% rule +3.5/10.0
  • Livability +3.5/5.0
  • DSCR +3.4/10.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$310,000

161 Kingsley Dr · Blythewood, SC 29016
4 bd · 2.5 ba · 2,392 sqft · SingleFamily · 77 Days on market
Built 2026 Good condition 5,227 sqft lot Est $325k · at est. $48/mo HOA · 2% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to the Monroe B in Killian's Crossing—a home designed for modern living and everyday comfort! The open-concept main floor showcases a bright eat-in kitchen, convenient powder room plus mud room/ laundry room. The first-floor primary suite is a private retreat with a spacious walk-in closet, and a spa-like bath with a large walk-in shower. Step outside to the covered rear porch, perfect for relaxing or entertaining. Upstairs, you’ll find three generous bedrooms, a dual-sink hall bath, and a large loft! With flexible spaces and thoughtful details throughout, the Monroe truly fits every lifestyle. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors

Key facts

  • Laundry room
  • Walk-in closet
  • Primary suite

Tags

EAT-IN KITCHENPOWDER ROOMMUD ROOMLAUNDRY ROOMPRIMARY SUITEWALK-IN CLOSET

Property features AI

Finance

  • HOA & community: Homeowners association (community) with common area maintenance; Community pool; Playground; Sidewalks; New construction builder warranty

Exterior

  • Parking: Attached 2-car garage
  • Utilities: Public water; Public sewer
  • Home design: Two-story home; Slab foundation
  • Construction: Stone and vinyl exterior; Slab foundation
  • Exterior features: Covered front porch; Covered back porch; Sprinkler system; Stone and vinyl exterior; Paved road access

Interior

  • Kitchen: Eat-in kitchen with island and pantry; Dishwasher; Disposal; Microwave (above stove); Free-standing gas range (self-cleaning)
  • Bedrooms: Primary suite on the main level with double vanity, private bath, separate shower, walk-in closet and separate water closet; Second-level bedrooms with walk-in closets (Bedrooms 2 and 3) and shared baths; Bedroom 4 on the second level with shared bath
  • Flooring: Luxury vinyl plank
  • Bathrooms: Two full bathrooms; One partial bathroom; Main level: one full bath and one half bath
  • Heating & cooling: Central cooling with zoned system; Gas heating with zoning (gas on first level)
  • Interior features: Luxury vinyl plank floors in the great room and kitchen; Loft; Recessed lighting; Tankless water heater; Backsplash (tiled); Quartz countertops
  • Laundry & utility: Washer/dryer located on the main level

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $310k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-102 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $295k (4.8% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $264k (14.7% below list).
  • Recommended offer: $264k (14.7% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 70/100 on livability (#58 in SC) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, health & safety F.
  • Richland 02 (suburban): math 35% / reading 47% proficiency, ranked #29 of 80 in SC (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Langford Elementary (math 39% / reading 43%, grade F, #276 of 597 statewide, top 48%, 609 students, 64% FRL); Westwood High (math 47% / reading 87%, grade B, #73 of 196 statewide, top 41%, 1,684 students, 66% FRL) — zoned schools average 65% FRL vs 38% district-wide (26 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 54% at this address vs 41% district-wide (+13 pts) — the actual schools serving this property are materially stronger than the Richland 02 average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: 650 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals leasing fast (median 4d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 3,472 units permitted in Richland County in 2024 (1,096 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($95k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Richland County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 77 days — a 6% lower offer ($291k) is reasonable based on typical stale-listing flexibility.
Recommended offer $264,310 (14.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 77 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.85%
Cap rate
5.90%
Cash-on-cash
-1.41%
DSCR
0.94
GRM
9.8

CMA / ARV

ARV (on-the-fly)
$325,312
Comps found
2
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
642 Penfolds Way 0.35mi 4/3.0 2,141 (-10%) 20mo $292,000 $136 48
1029 Heart Pine Dr 0.67mi 5/3.0 (+1) 2,720 (+14%) 14mo $362,900 $133 27

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-18.6%
Equity multiple
0.35×
Total profit
$-56,679
Equity at exit
$46,222
10-year hold
IRR
-11.0%
Equity multiple
0.34×
Total profit
$-57,462
Equity at exit
$26,803

Cash invested: $86,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29016

Home prices YoY
-26.3%
Active inventory
650
Price-to-rent
9.8×

Monthly cashflow live

Estimated rent
$2,643 high interval (Pro) →
Mortgage (P&I)
$1,626
Tax est. 1.5%
$388 /mo · $4,650/yr
Insurance
$129
HOA
$48
Vacancy / Maint / Mgmt
$555
Net cashflow
$-102

Break-even live

Break-even rent $2,773
Max offer price $295,198
Occupancy floor 99%

Sensitivity live

Price -10% $112 -5% $5 +0% $-102 +5% $-209 +10% $-317
Rent -10% $-311 -5% $-207 +0% $-102 +5% $2 +10% $107
Rate -1.0pp $54 -0.5pp $-23 base $-102 +0.5pp $-183 +1.0pp $-264

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$77,500
Closing costs
$9,300
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
312 Joshua Tree Ct Blythewood, SC 3.0 2.5 1731 $1,945 $1.12 24d 1 0.65mi
562 Vintage Pine Dr Blythewood, SC 3.0 2.0 1814 $2,195 $1.21 24d 1 0.75mi
830 Wing Stripe Ct Columbia, SC 5.0 3.5 3044 $2,395 $0.79 4d 1 1.02mi
1800 Killian Lakes Dr Columbia, SC 1.0–3.0 1.0–2.5 1401 $2,657 $1.90 3d 47 1.28mi
621 Heron Glen Dr Columbia, SC 4.0 2.5 2195 $2,095 $0.95 4d 1 1.43mi
608 Cottontail Ct N Columbia, SC 4.0 2.0 1701 $2,139 $1.26 4d 1 1.47mi

HOA detail

Monthly dues
$48 · $576/yr

Listing history 5 events

  1. 2026-05-22
    status Pending
  2. 2026-05-08
    price $310,000
  3. 2026-05-02
    price $309,000
  4. 2026-04-03
    price $304,000
  5. 2026-03-06
    listed $304,370 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$31,717
− Mortgage interest
−$17,365
− Property taxes
−$4,650
− Insurance
−$1,550
− Repairs & maintenance
−$2,537
− Management
−$2,537
− HOA
−$576
− Depreciation
−$9,018
Taxable loss
−$6,517
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,564
After-tax cash flow
$336/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Good 80/100 Cosmetic rehab

This home is in excellent condition with recent updates, making it a great investment for both resale and rental markets.

Value-add opportunities

  • Both landscaping — improves curb appeal and adds value
  • Both furniture — provides a move-in-ready experience

Renovation cost estimate screening

Value-add ROI direction

  • Both landscaping — improves curb appeal and adds value
  • Both furniture — provides a move-in-ready experience

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Richland 02
NCES district ID
4503390
Math proficiency
35% ▼ -15.00%
Reading proficiency
47% ▼ -5.00%
Median HH income
$59,684
Composite
36.2/100
National rank
#4730
State rank
#29 of 80 in SC

Livability — Blythewood

Score
70/100
State rank
#58
US rank
#7406

Category grades

Amenities F Commute F Cost of living C Crime A+ Employment A+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Richland County · 389,530 people
City population
30,454
Metro
Columbia, SC
Population (ZIP)
30,454
Household income
$95,082
Rent vs Own
16.9% rent · 83.1% own
Severe rent burden
559.0

Population outlook (Richland County) Hauer SSP2

Today (2025)
459,667 people
By 2030
487,524 · +6.1%
By 2040
542,035 · +17.9%
By 2050
595,371 · +29.5%
By 2075
732,998 · +59.5%
By 2100
820,415 · +78.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
Black 43% White 42% Two or more races 7% Hispanic / Latino 7% Asian 3%
Hispanic origin (detail)
Mexican 1% Puerto Rican 2%
Common ancestry
Lithuanian 2% Romanian 2% Slovak 2%
Foreign-born
5% · Canada, China
Languages at home
90% English-only · Spanish 5% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · Richland

2024 margin
Solid D (+34.6) · D 66.4% · R 31.8% · Other 1.8%
2008→2024 swing
+5.7pp toward D · 2008: 28.9pp · 2024: 34.6pp
All cycles
2024: D+34.6 2020: D+38.3 2016: D+32.9 2012: D+33.3 2008: D+28.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -65.48%
Current HPI
183.5933
Rent YoY
Metro
Columbia, SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+1.8% since first listed
5 events — show timeline
  • 2026-05-22 Pending Consolidated MLS
  • 2026-05-08 Price Changed $310,000 Consolidated MLS
  • 2026-05-02 Price Changed $309,000 Consolidated MLS
  • 2026-04-03 Price Changed $304,000 Consolidated MLS
  • 2026-03-06 Listed $304,370 Consolidated MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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