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58 Sawdust Ln
D Composite 40.54
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.7/30.0
  • ARV discount +7.5/15.0
  • Schools +4.6/10.0
  • DSCR +3.8/10.0
  • Livability +3.5/5.0
  • 1% rule +3.2/10.0
  • Rent growth +2.7/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$299,400

58 Sawdust Ln · Palm Coast, FL 32137
4 bd · 2.0 ba · 1,489 sqft · Land · 130 Days on market
Built 2026 5,000 sqft lot $20/mo HOA · 1% of rent ↓ 6% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Meet the Freeport, a spacious and thoughtfully designed 1,489 sq. ft. one-story home offering 4 bedrooms, 2 bathrooms, and a 2-car garage. This open-concept layout is built for both everyday living and entertaining. The kitchen features a large counter overlooking the gathering room, making it easy to host, help with homework, or stay connected while preparing meals. The seamless flow creates a bright and welcoming main living space everyone will love. The private primary suite is tucked away for added comfort, complete with a walk-in closet and en-suite shower for your own personal retreat. The additional bedrooms are thoughtfully positioned with a convenient Jack-and-Jill bathroom, providing functionality and privacy for family or guests. Need extra flexibility? The fourth bedroom is perfect for a home office, craft room, workout space, or guest suite - designed to fit your lifestyle. The Freeport combines smart design, comfortable living, and versatile space all in one beautiful home. Every home also includes the Home is Connected® smart home system, giving you easy control of your home's security, temperature, and more right from your fingertips. Love this layout? Let's find the perfect Freeport homesite for you. Contact our Online Sales Concierge today to get started!

Key facts

  • Dog park
  • Clubhouse
  • Splash pad

Tags

RESORT-STYLE AMENITY CENTERPOOLCLUBHOUSEDOG PARKSPLASH PADNEARBY BEACHES

Property features AI

Finance

  • Other: CDD present; Lot approx. 0.13 acres; Development: Sawmill Branch; Road surface: Asphalt; Permit number 21-10-30-5416-00000-3410
  • HOA & community: HOA: Sovereign & Jacobs (required); Annual association fee $249 (includes pool); Monthly HOA approx. $20.75; Community amenities: Clubhouse, Fitness Center, Playground, Pool, Dog Park; Pets allowed

Exterior

  • Parking: Attached 2-car garage
  • Utilities: Public water; Public sewer; Electricity connected; Water connected; Sewer connected
  • Home design: Single family residence; One-story; Northwest facing; Completed new construction (projected completion Feb 26, 2026)
  • Construction: Cement siding and frame construction; Shingle roof; Slab foundation; Built by DR Horton (Freeport II model); New construction; Builder license CBC058997; Living area ~1489 sq ft (builder); Total building area ~1689 sq ft (builder)
  • Exterior features: Pond view; Irrigation equipment; Asphalt road access

Interior

  • Kitchen: Dishwasher; Disposal; Microwave; Range; Electric water heater
  • Bedrooms: 4 bedrooms
  • Flooring: Carpet; Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Electric heating; Central air conditioning
  • Interior features: Kitchen/family room combo; Living room/dining room combo; Open floorplan; Split bedroom layout; Thermostat; Walk-in closets
  • Laundry & utility: Inside laundry room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath land listed at $299k.

Deal economics

  • At list price, monthly cash flow is $-32 ($-382/yr) — negative.
  • To cash-flow at today's rent, offer at most $294k (1.9% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $246k (17.7% below list).
  • Recommended offer: $246k (17.7% below list) — sets the bar for 1% rule.
  • Cap rate 6.2% vs local median 3.8% in Palm Coast — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 69/100 on livability (#478 in FL) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, cost of living B+; Watch: amenities F, commute F.
  • Flagler (rural): math 53% / reading 56% proficiency, ranked #20 of 73 in FL (top 27%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Belle Terre Elementary School (math 64% / reading 64%, grade B, #552 of 2,144 statewide, top 26%, 1,190 students, 58% FRL); Matanzas High School (math 36% / reading 53%, grade F, #237 of 667 statewide, top 36%, 1,978 students, 48% FRL) — zoned schools at 53% FRL track the district average.
  • Market conditions: Rents flat; 1600 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals leasing fast (median 11d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 2,588 units permitted in Flagler County in 2024 (0 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($84k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Flagler County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 130 days — a 12% lower offer ($263k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts; this cycle's ask has dropped $20k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $246,426 (17.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 130 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.82%
Cap rate
6.17%
Cash-on-cash
-0.46%
DSCR
0.98
GRM
10.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.85% rent growth · sell at horizon

5-year hold
IRR
-19.4%
Equity multiple
0.33×
Total profit
$-55,782
Equity at exit
$44,642
10-year hold
IRR
-17.1%
Equity multiple
0.14×
Total profit
$-71,773
Equity at exit
$25,887

Cash invested: $83,832 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32137

Home prices YoY
-34.5%
Rents YoY
0.8%
Active inventory
1600
Price-to-rent
10.1×

Monthly cashflow live

Estimated rent
$2,464 high interval (Pro) →
Mortgage (P&I)
$1,570
Tax from tax record
$264 /mo · $3,165/yr
Insurance
$125
HOA
$20
Vacancy / Maint / Mgmt
$517
Net cashflow
$-32

Break-even live

Break-even rent $2,505
Max offer price $293,773
Occupancy floor 96%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$74,850
Closing costs
$8,982
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
68 Rivertown Rd Palm Coast, FL 3.0 2.0 1770 $2,300 $1.30 2d 1 0.32mi
76 Rivertown Rd Palm Coast, FL 3.0 2.0 1770 $2,300 $1.30 2d 1 0.32mi
80 Oakleaf Way Palm Coast, FL 3.0 2.0 1557 $2,150 $1.38 23d 1 0.48mi
11 Louvet Ln Unit A Palm Coast, FL 3.0 2.0 1198 $1,725 $1.44 11d 1 1.33mi
25 Louisville Dr Unit A Palm Coast, FL 3.0 2.0 1677 $1,700 $1.01 23d 1 1.38mi
55 Louisiana Dr Unit A Palm Coast, FL 3.0 2.0 1311 $1,950 $1.49 11d 1 1.43mi

HOA detail

Monthly dues
$20 · $240/yr
Likely covers
doormansecurity

Listing history 32 events

  1. 2026-06-09
    status $299,400 Pending 130 DOM
  2. 2026-06-08
    days on market $299,400 Active 130 DOM
  3. 2026-06-07
    days on market $299,400 Active 129 DOM
  4. 2026-06-03
    days on market $299,400 Active 125 DOM
  5. 2026-06-02
    days on market $299,400 Active 124 DOM
  6. 2026-06-01
    days on market $299,400 Active 123 DOM
  7. 2026-05-31
    days on market $299,400 Active 122 DOM
  8. 2026-05-20
    price $299,400 1297-char remark
    Show marketing remark (1297 chars)

    Meet the Freeport, a spacious and thoughtfully designed 1,489 sq. ft. one-story home offering 4 bedrooms, 2 bathrooms, and a 2-car garage. This open-concept layout is built for both everyday living and entertaining. The kitchen features a large counter overlooking the gathering room, making it easy to host, help with homework, or stay connected while preparing meals. The seamless flow creates a bright and welcoming main living space everyone will love. The private primary suite is tucked away for added comfort, complete with a walk-in closet and en-suite shower for your own personal retreat. The additional bedrooms are thoughtfully positioned with a convenient Jack-and-Jill bathroom, providing functionality and privacy for family or guests. Need extra flexibility? The fourth bedroom is perfect for a home office, craft room, workout space, or guest suite - designed to fit your lifestyle. The Freeport combines smart design, comfortable living, and versatile space all in one beautiful home. Every home also includes the Home is Connected® smart home system, giving you easy control of your home's security, temperature, and more right from your fingertips. Love this layout? Let's find the perfect Freeport homesite for you. Contact our Online Sales Concierge today to get started!

  9. 2026-05-19
    price $299,400
    Show marketing remark (988 chars)

    READY NOW! Meet the Freeport, a spacious and thoughtfully designed 1,489 sq. ft. one-story home offering 4 bedrooms, 2 bathrooms, and a 2-car garage. This open-concept layout is built for both everyday living and entertaining. The kitchen features a large counter overlooking the gathering room, making it easy to host, help with homework, or stay connected while preparing meals. The seamless flow creates a bright and welcoming main living space everyone will love. The private primary suite is tucked away for added comfort, complete with a walk-in closet and en-suite shower for your own personal retreat. The additional bedrooms are thoughtfully positioned with a convenient Jack-and-Jill bathroom, providing functionality and privacy for family or guests. Need extra flexibility? The fourth bedroom is perfect for a home office, craft room, workout space, or guest suite -- designed to fit your lifestyle. The Freeport combines smart design, comfortable living, and versatile space.

  10. 2026-05-19
    price $299,400 988-char remark
    Show marketing remark (988 chars)

    READY NOW! Meet the Freeport, a spacious and thoughtfully designed 1,489 sq. ft. one-story home offering 4 bedrooms, 2 bathrooms, and a 2-car garage. This open-concept layout is built for both everyday living and entertaining. The kitchen features a large counter overlooking the gathering room, making it easy to host, help with homework, or stay connected while preparing meals. The seamless flow creates a bright and welcoming main living space everyone will love. The private primary suite is tucked away for added comfort, complete with a walk-in closet and en-suite shower for your own personal retreat. The additional bedrooms are thoughtfully positioned with a convenient Jack-and-Jill bathroom, providing functionality and privacy for family or guests. Need extra flexibility? The fourth bedroom is perfect for a home office, craft room, workout space, or guest suite -- designed to fit your lifestyle. The Freeport combines smart design, comfortable living, and versatile space.

  11. 2026-05-13
    price $315,400 1297-char remark
    Show marketing remark (1297 chars)

    Meet the Freeport, a spacious and thoughtfully designed 1,489 sq. ft. one-story home offering 4 bedrooms, 2 bathrooms, and a 2-car garage. This open-concept layout is built for both everyday living and entertaining. The kitchen features a large counter overlooking the gathering room, making it easy to host, help with homework, or stay connected while preparing meals. The seamless flow creates a bright and welcoming main living space everyone will love. The private primary suite is tucked away for added comfort, complete with a walk-in closet and en-suite shower for your own personal retreat. The additional bedrooms are thoughtfully positioned with a convenient Jack-and-Jill bathroom, providing functionality and privacy for family or guests. Need extra flexibility? The fourth bedroom is perfect for a home office, craft room, workout space, or guest suite - designed to fit your lifestyle. The Freeport combines smart design, comfortable living, and versatile space all in one beautiful home. Every home also includes the Home is Connected® smart home system, giving you easy control of your home's security, temperature, and more right from your fingertips. Love this layout? Let's find the perfect Freeport homesite for you. Contact our Online Sales Concierge today to get started!

  12. 2026-05-12
    price $315,400
    Show marketing remark (1297 chars)

    Meet the Freeport, a spacious and thoughtfully designed 1,489 sq. ft. one-story home offering 4 bedrooms, 2 bathrooms, and a 2-car garage. This open-concept layout is built for both everyday living and entertaining. The kitchen features a large counter overlooking the gathering room, making it easy to host, help with homework, or stay connected while preparing meals. The seamless flow creates a bright and welcoming main living space everyone will love. The private primary suite is tucked away for added comfort, complete with a walk-in closet and en-suite shower for your own personal retreat. The additional bedrooms are thoughtfully positioned with a convenient Jack-and-Jill bathroom, providing functionality and privacy for family or guests. Need extra flexibility? The fourth bedroom is perfect for a home office, craft room, workout space, or guest suite - designed to fit your lifestyle. The Freeport combines smart design, comfortable living, and versatile space all in one beautiful home. Every home also includes the Home is Connected® smart home system, giving you easy control of your home's security, temperature, and more right from your fingertips. Love this layout? Let's find the perfect Freeport homesite for you. Contact our Online Sales Concierge today to get started!

  13. 2026-05-12
    price $315,400 988-char remark
    Show marketing remark (1297 chars)

    Meet the Freeport, a spacious and thoughtfully designed 1,489 sq. ft. one-story home offering 4 bedrooms, 2 bathrooms, and a 2-car garage. This open-concept layout is built for both everyday living and entertaining. The kitchen features a large counter overlooking the gathering room, making it easy to host, help with homework, or stay connected while preparing meals. The seamless flow creates a bright and welcoming main living space everyone will love. The private primary suite is tucked away for added comfort, complete with a walk-in closet and en-suite shower for your own personal retreat. The additional bedrooms are thoughtfully positioned with a convenient Jack-and-Jill bathroom, providing functionality and privacy for family or guests. Need extra flexibility? The fourth bedroom is perfect for a home office, craft room, workout space, or guest suite - designed to fit your lifestyle. The Freeport combines smart design, comfortable living, and versatile space all in one beautiful home. Every home also includes the Home is Connected® smart home system, giving you easy control of your home's security, temperature, and more right from your fingertips. Love this layout? Let's find the perfect Freeport homesite for you. Contact our Online Sales Concierge today to get started!

  14. 2026-05-12
    price $318,400 1297-char remark
    Show marketing remark (1297 chars)

    Meet the Freeport, a spacious and thoughtfully designed 1,489 sq. ft. one-story home offering 4 bedrooms, 2 bathrooms, and a 2-car garage. This open-concept layout is built for both everyday living and entertaining. The kitchen features a large counter overlooking the gathering room, making it easy to host, help with homework, or stay connected while preparing meals. The seamless flow creates a bright and welcoming main living space everyone will love. The private primary suite is tucked away for added comfort, complete with a walk-in closet and en-suite shower for your own personal retreat. The additional bedrooms are thoughtfully positioned with a convenient Jack-and-Jill bathroom, providing functionality and privacy for family or guests. Need extra flexibility? The fourth bedroom is perfect for a home office, craft room, workout space, or guest suite - designed to fit your lifestyle. The Freeport combines smart design, comfortable living, and versatile space all in one beautiful home. Every home also includes the Home is Connected® smart home system, giving you easy control of your home's security, temperature, and more right from your fingertips. Love this layout? Let's find the perfect Freeport homesite for you. Contact our Online Sales Concierge today to get started!

  15. 2026-04-22
    price $313,400 1297-char remark
    Show marketing remark (1297 chars)

    Meet the Freeport, a spacious and thoughtfully designed 1,489 sq. ft. one-story home offering 4 bedrooms, 2 bathrooms, and a 2-car garage. This open-concept layout is built for both everyday living and entertaining. The kitchen features a large counter overlooking the gathering room, making it easy to host, help with homework, or stay connected while preparing meals. The seamless flow creates a bright and welcoming main living space everyone will love. The private primary suite is tucked away for added comfort, complete with a walk-in closet and en-suite shower for your own personal retreat. The additional bedrooms are thoughtfully positioned with a convenient Jack-and-Jill bathroom, providing functionality and privacy for family or guests. Need extra flexibility? The fourth bedroom is perfect for a home office, craft room, workout space, or guest suite - designed to fit your lifestyle. The Freeport combines smart design, comfortable living, and versatile space all in one beautiful home. Every home also includes the Home is Connected® smart home system, giving you easy control of your home's security, temperature, and more right from your fingertips. Love this layout? Let's find the perfect Freeport homesite for you. Contact our Online Sales Concierge today to get started!

  16. 2026-04-21
    price $313,400
    Show marketing remark (988 chars)

    READY NOW! Meet the Freeport, a spacious and thoughtfully designed 1,489 sq. ft. one-story home offering 4 bedrooms, 2 bathrooms, and a 2-car garage. This open-concept layout is built for both everyday living and entertaining. The kitchen features a large counter overlooking the gathering room, making it easy to host, help with homework, or stay connected while preparing meals. The seamless flow creates a bright and welcoming main living space everyone will love. The private primary suite is tucked away for added comfort, complete with a walk-in closet and en-suite shower for your own personal retreat. The additional bedrooms are thoughtfully positioned with a convenient Jack-and-Jill bathroom, providing functionality and privacy for family or guests. Need extra flexibility? The fourth bedroom is perfect for a home office, craft room, workout space, or guest suite -- designed to fit your lifestyle. The Freeport combines smart design, comfortable living, and versatile space.

  17. 2026-04-21
    price $313,400 988-char remark
    Show marketing remark (988 chars)

    READY NOW! Meet the Freeport, a spacious and thoughtfully designed 1,489 sq. ft. one-story home offering 4 bedrooms, 2 bathrooms, and a 2-car garage. This open-concept layout is built for both everyday living and entertaining. The kitchen features a large counter overlooking the gathering room, making it easy to host, help with homework, or stay connected while preparing meals. The seamless flow creates a bright and welcoming main living space everyone will love. The private primary suite is tucked away for added comfort, complete with a walk-in closet and en-suite shower for your own personal retreat. The additional bedrooms are thoughtfully positioned with a convenient Jack-and-Jill bathroom, providing functionality and privacy for family or guests. Need extra flexibility? The fourth bedroom is perfect for a home office, craft room, workout space, or guest suite -- designed to fit your lifestyle. The Freeport combines smart design, comfortable living, and versatile space.

  18. 2026-04-14
    price $310,900 988-char remark
    Show marketing remark (1297 chars)

    Meet the Freeport, a spacious and thoughtfully designed 1,489 sq. ft. one-story home offering 4 bedrooms, 2 bathrooms, and a 2-car garage. This open-concept layout is built for both everyday living and entertaining. The kitchen features a large counter overlooking the gathering room, making it easy to host, help with homework, or stay connected while preparing meals. The seamless flow creates a bright and welcoming main living space everyone will love. The private primary suite is tucked away for added comfort, complete with a walk-in closet and en-suite shower for your own personal retreat. The additional bedrooms are thoughtfully positioned with a convenient Jack-and-Jill bathroom, providing functionality and privacy for family or guests. Need extra flexibility? The fourth bedroom is perfect for a home office, craft room, workout space, or guest suite - designed to fit your lifestyle. The Freeport combines smart design, comfortable living, and versatile space all in one beautiful home. Every home also includes the Home is Connected® smart home system, giving you easy control of your home's security, temperature, and more right from your fingertips. Love this layout? Let's find the perfect Freeport homesite for you. Contact our Online Sales Concierge today to get started!

  19. 2026-04-14
    price $310,900
    Show marketing remark (1297 chars)

    Meet the Freeport, a spacious and thoughtfully designed 1,489 sq. ft. one-story home offering 4 bedrooms, 2 bathrooms, and a 2-car garage. This open-concept layout is built for both everyday living and entertaining. The kitchen features a large counter overlooking the gathering room, making it easy to host, help with homework, or stay connected while preparing meals. The seamless flow creates a bright and welcoming main living space everyone will love. The private primary suite is tucked away for added comfort, complete with a walk-in closet and en-suite shower for your own personal retreat. The additional bedrooms are thoughtfully positioned with a convenient Jack-and-Jill bathroom, providing functionality and privacy for family or guests. Need extra flexibility? The fourth bedroom is perfect for a home office, craft room, workout space, or guest suite - designed to fit your lifestyle. The Freeport combines smart design, comfortable living, and versatile space all in one beautiful home. Every home also includes the Home is Connected® smart home system, giving you easy control of your home's security, temperature, and more right from your fingertips. Love this layout? Let's find the perfect Freeport homesite for you. Contact our Online Sales Concierge today to get started!

  20. 2026-04-14
    price $310,900 1297-char remark
    Show marketing remark (1297 chars)

    Meet the Freeport, a spacious and thoughtfully designed 1,489 sq. ft. one-story home offering 4 bedrooms, 2 bathrooms, and a 2-car garage. This open-concept layout is built for both everyday living and entertaining. The kitchen features a large counter overlooking the gathering room, making it easy to host, help with homework, or stay connected while preparing meals. The seamless flow creates a bright and welcoming main living space everyone will love. The private primary suite is tucked away for added comfort, complete with a walk-in closet and en-suite shower for your own personal retreat. The additional bedrooms are thoughtfully positioned with a convenient Jack-and-Jill bathroom, providing functionality and privacy for family or guests. Need extra flexibility? The fourth bedroom is perfect for a home office, craft room, workout space, or guest suite - designed to fit your lifestyle. The Freeport combines smart design, comfortable living, and versatile space all in one beautiful home. Every home also includes the Home is Connected® smart home system, giving you easy control of your home's security, temperature, and more right from your fingertips. Love this layout? Let's find the perfect Freeport homesite for you. Contact our Online Sales Concierge today to get started!

  21. 2026-04-07
    price $308,490
    Show marketing remark (1297 chars)

    Meet the Freeport, a spacious and thoughtfully designed 1,489 sq. ft. one-story home offering 4 bedrooms, 2 bathrooms, and a 2-car garage. This open-concept layout is built for both everyday living and entertaining. The kitchen features a large counter overlooking the gathering room, making it easy to host, help with homework, or stay connected while preparing meals. The seamless flow creates a bright and welcoming main living space everyone will love. The private primary suite is tucked away for added comfort, complete with a walk-in closet and en-suite shower for your own personal retreat. The additional bedrooms are thoughtfully positioned with a convenient Jack-and-Jill bathroom, providing functionality and privacy for family or guests. Need extra flexibility? The fourth bedroom is perfect for a home office, craft room, workout space, or guest suite - designed to fit your lifestyle. The Freeport combines smart design, comfortable living, and versatile space all in one beautiful home. Every home also includes the Home is Connected® smart home system, giving you easy control of your home's security, temperature, and more right from your fingertips. Love this layout? Let's find the perfect Freeport homesite for you. Contact our Online Sales Concierge today to get started!

  22. 2026-04-07
    price $308,490 988-char remark
    Show marketing remark (1297 chars)

    Meet the Freeport, a spacious and thoughtfully designed 1,489 sq. ft. one-story home offering 4 bedrooms, 2 bathrooms, and a 2-car garage. This open-concept layout is built for both everyday living and entertaining. The kitchen features a large counter overlooking the gathering room, making it easy to host, help with homework, or stay connected while preparing meals. The seamless flow creates a bright and welcoming main living space everyone will love. The private primary suite is tucked away for added comfort, complete with a walk-in closet and en-suite shower for your own personal retreat. The additional bedrooms are thoughtfully positioned with a convenient Jack-and-Jill bathroom, providing functionality and privacy for family or guests. Need extra flexibility? The fourth bedroom is perfect for a home office, craft room, workout space, or guest suite - designed to fit your lifestyle. The Freeport combines smart design, comfortable living, and versatile space all in one beautiful home. Every home also includes the Home is Connected® smart home system, giving you easy control of your home's security, temperature, and more right from your fingertips. Love this layout? Let's find the perfect Freeport homesite for you. Contact our Online Sales Concierge today to get started!

  23. 2026-04-07
    price $308,490 1297-char remark
    Show marketing remark (1297 chars)

    Meet the Freeport, a spacious and thoughtfully designed 1,489 sq. ft. one-story home offering 4 bedrooms, 2 bathrooms, and a 2-car garage. This open-concept layout is built for both everyday living and entertaining. The kitchen features a large counter overlooking the gathering room, making it easy to host, help with homework, or stay connected while preparing meals. The seamless flow creates a bright and welcoming main living space everyone will love. The private primary suite is tucked away for added comfort, complete with a walk-in closet and en-suite shower for your own personal retreat. The additional bedrooms are thoughtfully positioned with a convenient Jack-and-Jill bathroom, providing functionality and privacy for family or guests. Need extra flexibility? The fourth bedroom is perfect for a home office, craft room, workout space, or guest suite - designed to fit your lifestyle. The Freeport combines smart design, comfortable living, and versatile space all in one beautiful home. Every home also includes the Home is Connected® smart home system, giving you easy control of your home's security, temperature, and more right from your fingertips. Love this layout? Let's find the perfect Freeport homesite for you. Contact our Online Sales Concierge today to get started!

  24. 2026-03-25
    price $305,990 1297-char remark
    Show marketing remark (1297 chars)

    Meet the Freeport, a spacious and thoughtfully designed 1,489 sq. ft. one-story home offering 4 bedrooms, 2 bathrooms, and a 2-car garage. This open-concept layout is built for both everyday living and entertaining. The kitchen features a large counter overlooking the gathering room, making it easy to host, help with homework, or stay connected while preparing meals. The seamless flow creates a bright and welcoming main living space everyone will love. The private primary suite is tucked away for added comfort, complete with a walk-in closet and en-suite shower for your own personal retreat. The additional bedrooms are thoughtfully positioned with a convenient Jack-and-Jill bathroom, providing functionality and privacy for family or guests. Need extra flexibility? The fourth bedroom is perfect for a home office, craft room, workout space, or guest suite - designed to fit your lifestyle. The Freeport combines smart design, comfortable living, and versatile space all in one beautiful home. Every home also includes the Home is Connected® smart home system, giving you easy control of your home's security, temperature, and more right from your fingertips. Love this layout? Let's find the perfect Freeport homesite for you. Contact our Online Sales Concierge today to get started!

  25. 2026-03-24
    price $305,990
    Show marketing remark (988 chars)

    READY NOW! Meet the Freeport, a spacious and thoughtfully designed 1,489 sq. ft. one-story home offering 4 bedrooms, 2 bathrooms, and a 2-car garage. This open-concept layout is built for both everyday living and entertaining. The kitchen features a large counter overlooking the gathering room, making it easy to host, help with homework, or stay connected while preparing meals. The seamless flow creates a bright and welcoming main living space everyone will love. The private primary suite is tucked away for added comfort, complete with a walk-in closet and en-suite shower for your own personal retreat. The additional bedrooms are thoughtfully positioned with a convenient Jack-and-Jill bathroom, providing functionality and privacy for family or guests. Need extra flexibility? The fourth bedroom is perfect for a home office, craft room, workout space, or guest suite -- designed to fit your lifestyle. The Freeport combines smart design, comfortable living, and versatile space.

  26. 2026-03-24
    price $305,990 988-char remark
    Show marketing remark (988 chars)

    READY NOW! Meet the Freeport, a spacious and thoughtfully designed 1,489 sq. ft. one-story home offering 4 bedrooms, 2 bathrooms, and a 2-car garage. This open-concept layout is built for both everyday living and entertaining. The kitchen features a large counter overlooking the gathering room, making it easy to host, help with homework, or stay connected while preparing meals. The seamless flow creates a bright and welcoming main living space everyone will love. The private primary suite is tucked away for added comfort, complete with a walk-in closet and en-suite shower for your own personal retreat. The additional bedrooms are thoughtfully positioned with a convenient Jack-and-Jill bathroom, providing functionality and privacy for family or guests. Need extra flexibility? The fourth bedroom is perfect for a home office, craft room, workout space, or guest suite -- designed to fit your lifestyle. The Freeport combines smart design, comfortable living, and versatile space.

  27. 2026-03-17
    price $315,990 1297-char remark
    Show marketing remark (1297 chars)

    Meet the Freeport, a spacious and thoughtfully designed 1,489 sq. ft. one-story home offering 4 bedrooms, 2 bathrooms, and a 2-car garage. This open-concept layout is built for both everyday living and entertaining. The kitchen features a large counter overlooking the gathering room, making it easy to host, help with homework, or stay connected while preparing meals. The seamless flow creates a bright and welcoming main living space everyone will love. The private primary suite is tucked away for added comfort, complete with a walk-in closet and en-suite shower for your own personal retreat. The additional bedrooms are thoughtfully positioned with a convenient Jack-and-Jill bathroom, providing functionality and privacy for family or guests. Need extra flexibility? The fourth bedroom is perfect for a home office, craft room, workout space, or guest suite - designed to fit your lifestyle. The Freeport combines smart design, comfortable living, and versatile space all in one beautiful home. Every home also includes the Home is Connected® smart home system, giving you easy control of your home's security, temperature, and more right from your fingertips. Love this layout? Let's find the perfect Freeport homesite for you. Contact our Online Sales Concierge today to get started!

  28. 2026-03-16
    price $315,990
    Show marketing remark (988 chars)

    READY NOW! Meet the Freeport, a spacious and thoughtfully designed 1,489 sq. ft. one-story home offering 4 bedrooms, 2 bathrooms, and a 2-car garage. This open-concept layout is built for both everyday living and entertaining. The kitchen features a large counter overlooking the gathering room, making it easy to host, help with homework, or stay connected while preparing meals. The seamless flow creates a bright and welcoming main living space everyone will love. The private primary suite is tucked away for added comfort, complete with a walk-in closet and en-suite shower for your own personal retreat. The additional bedrooms are thoughtfully positioned with a convenient Jack-and-Jill bathroom, providing functionality and privacy for family or guests. Need extra flexibility? The fourth bedroom is perfect for a home office, craft room, workout space, or guest suite -- designed to fit your lifestyle. The Freeport combines smart design, comfortable living, and versatile space.

  29. 2026-03-16
    price $315,990 988-char remark
    Show marketing remark (988 chars)

    READY NOW! Meet the Freeport, a spacious and thoughtfully designed 1,489 sq. ft. one-story home offering 4 bedrooms, 2 bathrooms, and a 2-car garage. This open-concept layout is built for both everyday living and entertaining. The kitchen features a large counter overlooking the gathering room, making it easy to host, help with homework, or stay connected while preparing meals. The seamless flow creates a bright and welcoming main living space everyone will love. The private primary suite is tucked away for added comfort, complete with a walk-in closet and en-suite shower for your own personal retreat. The additional bedrooms are thoughtfully positioned with a convenient Jack-and-Jill bathroom, providing functionality and privacy for family or guests. Need extra flexibility? The fourth bedroom is perfect for a home office, craft room, workout space, or guest suite -- designed to fit your lifestyle. The Freeport combines smart design, comfortable living, and versatile space.

  30. 2026-01-31
    listed $318,990 Active 1297-char remark
    Show marketing remark (1297 chars)

    Meet the Freeport, a spacious and thoughtfully designed 1,489 sq. ft. one-story home offering 4 bedrooms, 2 bathrooms, and a 2-car garage. This open-concept layout is built for both everyday living and entertaining. The kitchen features a large counter overlooking the gathering room, making it easy to host, help with homework, or stay connected while preparing meals. The seamless flow creates a bright and welcoming main living space everyone will love. The private primary suite is tucked away for added comfort, complete with a walk-in closet and en-suite shower for your own personal retreat. The additional bedrooms are thoughtfully positioned with a convenient Jack-and-Jill bathroom, providing functionality and privacy for family or guests. Need extra flexibility? The fourth bedroom is perfect for a home office, craft room, workout space, or guest suite - designed to fit your lifestyle. The Freeport combines smart design, comfortable living, and versatile space all in one beautiful home. Every home also includes the Home is Connected® smart home system, giving you easy control of your home's security, temperature, and more right from your fingertips. Love this layout? Let's find the perfect Freeport homesite for you. Contact our Online Sales Concierge today to get started!

  31. 2026-01-29
    listed $318,990 Active
    Show marketing remark (988 chars)

    READY NOW! Meet the Freeport, a spacious and thoughtfully designed 1,489 sq. ft. one-story home offering 4 bedrooms, 2 bathrooms, and a 2-car garage. This open-concept layout is built for both everyday living and entertaining. The kitchen features a large counter overlooking the gathering room, making it easy to host, help with homework, or stay connected while preparing meals. The seamless flow creates a bright and welcoming main living space everyone will love. The private primary suite is tucked away for added comfort, complete with a walk-in closet and en-suite shower for your own personal retreat. The additional bedrooms are thoughtfully positioned with a convenient Jack-and-Jill bathroom, providing functionality and privacy for family or guests. Need extra flexibility? The fourth bedroom is perfect for a home office, craft room, workout space, or guest suite -- designed to fit your lifestyle. The Freeport combines smart design, comfortable living, and versatile space.

  32. 2026-01-29
    listed $318,990 Active 988-char remark
    Show marketing remark (988 chars)

    READY NOW! Meet the Freeport, a spacious and thoughtfully designed 1,489 sq. ft. one-story home offering 4 bedrooms, 2 bathrooms, and a 2-car garage. This open-concept layout is built for both everyday living and entertaining. The kitchen features a large counter overlooking the gathering room, making it easy to host, help with homework, or stay connected while preparing meals. The seamless flow creates a bright and welcoming main living space everyone will love. The private primary suite is tucked away for added comfort, complete with a walk-in closet and en-suite shower for your own personal retreat. The additional bedrooms are thoughtfully positioned with a convenient Jack-and-Jill bathroom, providing functionality and privacy for family or guests. Need extra flexibility? The fourth bedroom is perfect for a home office, craft room, workout space, or guest suite -- designed to fit your lifestyle. The Freeport combines smart design, comfortable living, and versatile space.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$3,165 · $264/mo
Projected year-2 tax
$3,165 · $264/mo
Expected delta
$0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$29,571
− Mortgage interest
−$16,771
− Property taxes
−$3,165
− Insurance
−$1,497
− Repairs & maintenance
−$2,366
− Management
−$2,366
− HOA
−$240
− Depreciation
−$8,710
Taxable loss
−$5,544
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,330
After-tax cash flow
$948/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Flagler
NCES district ID
1200540
Math proficiency
53% ▼ -9.00%
Reading proficiency
56% ▼ -4.00%
Median HH income
$48,354
Composite
46.35/100
National rank
#2464
State rank
#20 of 73 in FL

Livability — Palm Coast

Score
69/100
State rank
#478
US rank
#8721

Category grades

Amenities F Commute F Cost of living B+ Crime B Employment C+ Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Palm Coast, FL
County
Flagler County · 113,412 people
City population
105,049
Metro
Deltona-Daytona Beach-Ormond Beach, FL
Population (ZIP)
48,391
Household income
$83,923
Rent vs Own
13.6% rent · 86.4% own
Severe rent burden
816.0

Population outlook (Flagler County) Hauer SSP2

Today (2025)
123,474 people
By 2030
131,864 · +6.8%
By 2040
146,176 · +18.4%
By 2050
157,398 · +27.5%
By 2075
177,990 · +44.2%
By 2100
183,381 · +48.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (77%)
Race & ethnicity
White 77% Hispanic / Latino 10% Two or more races 8% Black 6% Asian 3%
Hispanic origin (detail)
Puerto Rican 4% Cuban 1%
Common ancestry
Romanian 4% Russian 2% Lithuanian 2%
Foreign-born
13% · Canada, Jamaica
Languages at home
85% English-only · Spanish 7% Other Indo-European 3% Russian/Polish/Slavic 2%

Political lean MEDSL · Flagler

2024 margin
Strong R (+28.2) · D 35.6% · R 63.8%
2008→2024 swing
-29.8pp toward R · 2008: 1.6pp · 2024: -28.2pp
All cycles
2024: R+28.2 2020: R+20.8 2016: R+20.6 2012: R+7.4 2008: D+1.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -153.27%
Current HPI
290.4607
Rent YoY
▲ 0.85%
Metro
Deltona-Daytona Beach-Ormond Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-6.1% since first listed
25 events — show timeline
  • 2026-05-20 Price Changed $299,400 Zillow
  • 2026-05-19 Price Changed $299,400 Stellar MLS as Distributed by MLS Grid
  • 2026-05-19 Price Changed $299,400 realMLS
  • 2026-05-13 Price Changed $315,400 Zillow
  • 2026-05-12 Price Changed $315,400 Stellar MLS as Distributed by MLS Grid
  • 2026-05-12 Price Changed $315,400 realMLS
  • 2026-05-12 Price Changed $318,400 Zillow
  • 2026-04-22 Price Changed $313,400 Zillow
  • 2026-04-21 Price Changed $313,400 Stellar MLS as Distributed by MLS Grid
  • 2026-04-21 Price Changed $313,400 realMLS
  • 2026-04-14 Price Changed $310,900 realMLS
  • 2026-04-14 Price Changed $310,900 Stellar MLS as Distributed by MLS Grid
  • 2026-04-14 Price Changed $310,900 Zillow
  • 2026-04-07 Price Changed $308,490 Stellar MLS as Distributed by MLS Grid
  • 2026-04-07 Price Changed $308,490 realMLS
  • 2026-04-07 Price Changed $308,490 Zillow
  • 2026-03-25 Price Changed $305,990 Zillow
  • 2026-03-24 Price Changed $305,990 Stellar MLS as Distributed by MLS Grid
  • 2026-03-24 Price Changed $305,990 realMLS
  • 2026-03-17 Price Changed $315,990 Zillow
  • 2026-03-16 Price Changed $315,990 Stellar MLS as Distributed by MLS Grid
  • 2026-03-16 Price Changed $315,990 realMLS
  • 2026-01-31 Listed $318,990 Zillow
  • 2026-01-29 Listed $318,990 realMLS
  • 2026-01-29 Listed $318,990 Stellar MLS as Distributed by MLS Grid

Property tax history

+15.2%/yr

Latest (2025): $3,165 · +15.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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