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4409 Hillbrook Dr
D Composite 42.64
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +7.5/15.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.6/10.0
  • Appreciation +0.0/10.0

$1

4409 Hillbrook Dr · Orange, TX 77632
4 bd · 3.5 ba · 3,386 sqft · SingleFamily public records · 24 Days on market
Built 1982 0.94 ac lot $0/sqft · 100% below area

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to this beautifully updated home in a quiet, established neighborhood with no restrictions, no HOA, offering comfort, space, and extensive modern upgrades. Filled with natural light, this well-maintained home features major improvements completed in late 2025 and 2026, including a new roof, two A/C systems, two water heaters, water-resistant luxury vinyl flooring throughout with no carpet, and updated cabinetry with granite countertops. The spacious floor plan offers 4 bedrooms, 3 1/2 bathrooms, and a 3-car garage, providing flexibility for family living, guests, a home office, or entertaining. Step outside to enjoy your private backyard retreat featuring a swimming pool, perfect fo

Key facts

  • Private backyard
  • New flooring
  • New cabinets

Tags

PRIVATE BACKYARDNEW ROOFNEW FLOORINGNEW CABINETSNEW AC SYSTEMNEAR AMENITIES

Property features AI

Exterior

  • Parking: Attached 2-car garage; Additional parking with alley access
  • Security: Security gate
  • Utilities: Public sewer
  • Home design: Residential property; Built in 1982; Slab foundation
  • Construction: Brick, synthetic stucco, and wood siding exterior; Shingle and wood roof
  • Exterior features: Private above-ground pool; Corner lot; Security gate

Interior

  • Kitchen: Dishwasher; Garbage disposal
  • Bedrooms: Primary bedroom on the first floor (14 x 9); Three additional bedrooms on the second floor (11 x 13; 11 x 9; 12 x 10)
  • Bathrooms: Three full bathrooms; One half bathroom
  • Heating & cooling: Central heating (electric); Central air conditioning (electric)
  • Interior features: One fireplace

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/3.5-bath single-family listed at $1.

Deal economics

  • At list price, monthly cash flow is $1k ($17k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $1).
  • Cap rate 1685105.9% vs local median 3.8% in Orange — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#286 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime D+, employment D+, amenities F.
  • West Orange-Cove CISD (suburban): math 17% / reading 21% proficiency, ranked #784 of 826 in TX (top 95%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: West Orange-Stark El (math 14% / reading 17%, grade F, #3,990 of 4,322 statewide, top 93%, 1,130 students, 94% FRL); West Orange-Stark Middle (math 20% / reading 20%, grade F, #1,428 of 1,662 statewide, top 87%, 505 students, 92% FRL); West Orange-Stark H S (math 19% / reading 31%, grade F, #1,250 of 1,632 statewide, top 77%, 660 students, 88% FRL).
  • Market conditions: 294 active listings in the ZIP; 235 units permitted in Orange County in 2024 (50 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $0 of loan paydown is wiped out by about $0 of value loss. Plan a longer hold.
  • Orange County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $0 cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 24 days — a 2% lower offer ($0) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts; this cycle's ask has dropped $2k (100%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $1

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
177754.00%
Cap rate
1685105.92%
Cash-on-cash
6018212.95%
DSCR
267777.61
GRM
0.0

CMA / ARV

ARV (median comp)
$294,857
List price
$1
Delta
30.57%
Verdict
OVERPRICED
Comps
6 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
319515.52×
Total profit
$89,464
Equity at exit
$0
10-year hold
IRR
Equity multiple
689921.17×
Total profit
$193,178
Equity at exit
$0

Cash invested: $0 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77632

Home prices YoY
-31.6%
Active inventory
294

Monthly cashflow live

Estimated rent
$1,778 medium interval (Pro) →
Mortgage (P&I)
$0
Tax est. 1.5%
$0 /mo · $0/yr
Insurance
$0
HOA
$0
Vacancy / Maint / Mgmt
$373
Net cashflow
$1,404

Break-even live

Break-even rent
Max offer price $1
Occupancy floor 16%

Sensitivity live

Price -10% $1,404 -5% $1,404 +0% $1,404 +5% $1,404 +10% $1,404
Rent -10% $1,264 -5% $1,334 +0% $1,404 +5% $1,474 +10% $1,545
Rate -1.0pp $1,404 -0.5pp $1,404 base $1,404 +0.5pp $1,404 +1.0pp $1,404

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$0
Closing costs
$0
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 22 events

  1. 2026-06-21
    remarks 699-char remark
  2. 2026-06-21
    days on market $1 Active 24 DOM
  3. 2026-06-18
    days on market $1 Active 21 DOM
  4. 2026-06-17
    days on market $1 Active 20 DOM
  5. 2026-06-16
    days on market $1 Active 19 DOM
  6. 2026-06-15
    days on market $1 Active 18 DOM
  7. 2026-06-14
    days on market $1 Active 16 DOM
  8. 2026-06-13
    days on market $1 Active 15 DOM
  9. 2026-06-10
    days on market $1 Active 13 DOM
  10. 2026-06-09
    days on market $1 Active 12 DOM
  11. 2026-06-08
    days on market $1 Active 11 DOM
  12. 2026-06-07
    days on market $1 Active 10 DOM
  13. 2026-06-03
    days on market $1 Active 6 DOM
  14. 2026-06-02
    days on market $1 Active 5 DOM
  15. 2026-06-01
    days on market $1 Active 4 DOM
  16. 2026-05-31
    days on market $1 Active 3 DOM
  17. 2026-05-30
    days on market $1 Active 2 DOM
  18. 2026-05-16
    historical
  19. 2026-04-23
    price $385,000
  20. 2026-04-07
    listed $395,000 Active
  21. 2010-10-04
    soldstatus
  22. 2008-06-09
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 74% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$21,330
− Mortgage interest
−$0
− Property taxes
−$0
− Insurance
−$0
− Repairs & maintenance
−$1,706
− Management
−$1,706
− Depreciation
−$0
Taxable income
$17,917
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$4,300
After-tax cash flow
$12,551/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
West Orange-Cove CISD
NCES district ID
4845090
Math proficiency
17% ▼ -7.00%
Reading proficiency
21% ▼ -2.00%
Median HH income
$37,329
Composite
15.86/100
National rank
#9260
State rank
#784 of 826 in TX

Livability — Orange

Score
71/100
State rank
#286
US rank
#6456

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment D+ Housing A+ Health & safety A+ User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Orange, TX
County
Orange County · 87,112 people
City population
22,976
Metro
Beaumont-Port Arthur, TX
Population (ZIP)
22,976
Household income
$74,418
Rent vs Own
20.7% rent · 79.3% own
Severe rent burden
431.0

Population outlook (Orange County) Hauer SSP2

Today (2025)
88,065 people
By 2030
89,591 · +1.7%
By 2040
91,982 · +4.4%
By 2050
93,023 · +5.6%
By 2075
94,871 · +7.7%
By 2100
88,155 · +0.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (85%)
Race & ethnicity
White 85% Hispanic / Latino 8% Two or more races 6% Black 4%
Hispanic origin (detail)
Mexican 6%
Common ancestry
Lithuanian 8% Slovak 2% Italian 2%
Foreign-born
2% · Canada
Languages at home
95% English-only · Spanish 4%

Political lean MEDSL · Orange

2024 margin
Solid R (+66.8) · D 16.4% · R 83.1%
2008→2024 swing
-19.6pp toward R · 2008: -47.1pp · 2024: -66.8pp
All cycles
2024: R+66.8 2020: R+63.4 2016: R+61.9 2012: R+54.3 2008: R+47.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -68.96%
Current HPI
149.354
Rent YoY
Metro
Beaumont-Port Arthur, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-99.4% since first listed
7 events — show timeline
  • 2026-06-11 Listed for Rent $2,499 HARMLS
  • 2026-05-28 Listed $1 HARMLS
  • 2026-05-16 Listing Removed HARMLS
  • 2026-04-23 Price Changed $385,000 HARMLS
  • 2026-04-07 Listed $395,000 HARMLS
  • 2010-10-04 Sold (Public Records) Public Records
  • 2008-06-09 Sold (Public Records) Public Records

Property tax history

-0.0%/yr

Latest (2025): $8,205 · -4.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…