🏷️ Likely Rental
141 Forest Ln #13 · Safety Harbor, FL
Flood risk 9/10 · Severe
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 25 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +24.4/30.0
- ARV discount +15.0/15.0
- 1% rule +8.0/10.0
- DSCR +7.9/10.0
- Livability +4.4/5.0
- Rent growth +4.3/5.0
- Schools +4.3/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$156,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
2 Bedroom 2 bath mobile 1354 sq ft in pet section of phase 2 Briar Creek Mobile Home Community. One cat or one dog up to 25# is allowed in this unit. Newer double paned windows, doors, sliding doors, washer, dryer, water heater, dishwasher, fridge, interior doors, & hold down ties. Ceiling lights are above the false ceiling in the kitchen if you want more light. There is a gorgeous tiled shower with seat & grab bars in the main bath. This home can be sold partially furnished. Lot 53X75 included & is not in a flood zone. Maintenance fee only $163/Month includes water, sewer, trash, lawn, rec facilities, a lot to store your boat or RV. Great 55+ retirement community.
Key facts
- Island kitchen
- Family room
- Storage shed
Tags
Property features AI
Finance
- Other: Association contacts listed; Directions available to property
- Financial info: Total annual association fees $3,000; Lease restrictions apply
- HOA & community: Community with clubhouse, fitness center, pool, recreation facilities, shuffleboard court, spa/hot tub; Association amenities include maintenance of grounds, private road, pool, sewer, trash and water; Monthly condo/association fee $250 (total monthly fees $250); Buyer/association approval required; Senior community; Pets allowed (cats and dogs); Community features include street lights and golf carts OK
Exterior
- Parking: Carport with 1 space
- Utilities: Public water; Public sewer; Sewer connected; Water connected; Public utilities available
- Home design: Manufactured double wide home; Single-story; Faces south; Entry on one level
- Construction: Vinyl siding; Membrane and metal roof with roof over; Crawlspace foundation; Built as a manufactured home
- Exterior features: Covered, enclosed side porch; Patio/porch enclosed; In-ground heated pool; Heated spa (in-ground); Private road (privately maintained); Paved road; Lot dimensions approximately 52 x 75
Interior
- Kitchen: Built-In Oven; Cooktop; Dishwasher; Disposal; Microwave; Refrigerator; Eat-in kitchen
- Bedrooms: 2 bedrooms
- Flooring: Laminate; Vinyl
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating (electric); Central air conditioning
- Interior features: Ceiling fans; Eat-in kitchen; Walk-in closet(s); Skylight(s); Sliding doors; Storage; Private mailbox
- Laundry & utility: Washer hookup; Electric dryer hookup; Washer; Dryer; Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $156k.
Deal economics
- At list price, monthly cash flow is $250 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $156k).
- Recommended offer: $137k (12.0% below list) — sets the bar for market timing.
- Cap rate 8.7% vs local median 2.7% in Safety Harbor — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 87/100 on livability (#8 in FL, #296 nationally) — a professional / high-income tenant draw. Strengths: crime A+, commute A+, employment A+; Watch: amenities F.
- Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents rising fast (+7.3%/yr); 168 active listings in the ZIP; 29 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 7.3% rent growth), your $44k cash investment doubles in ~9 years — after that, you're playing with house money.
Negotiation context
- It's been on market 242 days — a 12% lower offer ($137k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 17y ago; this cycle's ask has dropped $18k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $76k; list at $156k implies a 106% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo.
- Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 242 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.30% ✓
- Cap rate
- 8.73%
- Cash-on-cash
- 8.70%
- DSCR
- 1.39
- GRM
- 6.4
CMA / ARV
- ARV (on-the-fly)
- $205,808
- Comps found
- 8
Show comp detail 8 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 143 Forest Ln #14 | 0.01mi | 3/2.0 (+1) | 1,296 (-4%) | 2mo | $150,000 | $116 | 85 |
| 148 Beechwood Dr #57 | 0.20mi | 3/2.0 (+1) | 1,344 (-1%) | 2mo | $160,000 | $119 | 83 |
| 84 Jacaranda Dr #15 | 0.27mi | 2/2.0 | 1,180 (-13%) | 1mo | $185,000 | $157 | 65 |
| 133 Clubview Dr #137 | 0.20mi | 3/2.0 (+1) | 1,450 (+7%) | 14mo | $180,000 | $124 | 62 |
| 131 Pinewood Ter #8 | 0.06mi | 2/2.0 | 1,152 (-15%) | 12mo | $190,000 | $165 | 62 |
| 59 Cottagewood Dr #142 | 0.24mi | 2/2.0 | 1,248 (-8%) | 18mo | $190,000 | $152 | 60 |
| 48 Sugar Bear Dr #17 | 0.39mi | 3/2.0 (+1) | 1,300 (-4%) | 14mo | $165,000 | $127 | 58 |
| 64 Pelican Dr S | 0.73mi | 3/2.0 (+1) | 1,484 (+10%) | 16mo | $245,000 | $165 | 32 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 7.34% rent growth · sell at horizon
- IRR
- 0.1%
- Equity multiple
- 1.00×
- Total profit
- $105
- Equity at exit
- $23,260
- IRR
- 14.4%
- Equity multiple
- 2.44×
- Total profit
- $62,938
- Equity at exit
- $13,488
Cash invested: $43,680 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34695
- Home prices YoY
- -30.2%
- Rents YoY
- 7.3%
- Active inventory
- 168
- Price-to-rent
- 6.4×
Monthly cashflow live
- Estimated rent
- $2,030 high interval (Pro) →
- Mortgage (P&I)
- −$818
- Tax from tax record
- −$154 /mo · $1,843/yr
- Insurance
- −$65
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$250
- Vacancy / Maint / Mgmt
- −$426
- Net cashflow
- $250
Break-even live
Sensitivity live
| Price | -10% $338 | -5% $294 | +0% $250 | +5% $206 | +10% $162 |
|---|---|---|---|---|---|
| Rent | -10% $90 | -5% $170 | +0% $250 | +5% $330 | +10% $411 |
| Rate | -1.0pp $329 | -0.5pp $290 | base $250 | +0.5pp $210 | +1.0pp $169 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $39,000
- Closing costs
- $4,680
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 29 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2955 Bay View Dr Safety Harbor, FL | 2.0 | 1.0 | 1047 | $2,150 | $2.05 | 24d | 1 | 0.53mi |
| 2941 Shore Dr Safety Harbor, FL | 2.0 | 1.0 | 1055 | $1,825 | $1.73 | 5d | 1 | 0.60mi |
| 2012 Dover Ct Oldsmar, FL | 2.0 | 2.0 | 1143 | $2,200 | $1.92 | 24d | 1 | 0.60mi |
| 1924 Dover Ct Oldsmar, FL | 3.0 | 2.0 | 1269 | $2,315 | $1.82 | 8d | 1 | 0.63mi |
| 1810 Driftwood Cir S Oldsmar, FL | 2.0 | 2.0 | 1456 | $2,700 | $1.85 | 5d | 1 | 0.73mi |
| 3640 Meriden Ave Unit 3 Oldsmar, FL | 2.0 | 1.0 | 980 | $1,575 | $1.61 | 13d | 1 | 0.75mi |
| 116 Dolphin Dr S Oldsmar, FL | 2.0 | 2.0 | 1090 | $2,550 | $2.34 | 13d | 1 | 0.78mi |
| 3664 Meriden Ave Unit A Oldsmar, FL | 2.0 | 2.0 | 970 | $1,795 | $1.85 | 24d | 1 | 0.80mi |
| 3149 Huron Ave Oldsmar, FL | 2.0 | 2.0 | 1150 | $1,595 | $1.39 | 18d | 1 | 0.83mi |
| 3141 Huron Ave Unit B Oldsmar, FL | 3.0 | 2.0 | 1089 | $1,875 | $1.72 | 24d | 1 | 0.84mi |
| 225 Tarpon Ln Oldsmar, FL | 2.0 | 2.0 | 1120 | $2,400 | $2.14 | 5d | 1 | 0.88mi |
| 1 Pelican Dr N Oldsmar, FL | 2.0 | 2.0 | 960 | $2,000 | $2.08 | 11d | 1 | 0.95mi |
| 3700 Shore Blvd Oldsmar, FL | 3.0 | 2.0 | 1526 | $2,750 | $1.80 | 24d | 1 | 0.95mi |
| 211 Countryside Key Blvd Oldsmar, FL | 2.0 | 2.5 | 1280 | $1,899 | $1.48 | 24d | 1 | 1.07mi |
| 100 Old Village Way Oldsmar, FL | 1.0–3.0 | 1.0–2.0 | 1070 | $1,475 | $1.38 | 2d | 9 | 1.13mi |
| 46 Emerald Bay Dr Oldsmar, FL | 2.0 | 2.5 | 1235 | $2,000 | $1.62 | 13d | 1 | 1.17mi |
| 47 Emerald Bay Dr Oldsmar, FL | 2.0 | 1.5 | 1100 | $1,750 | $1.59 | 24d | 1 | 1.17mi |
| 2652 N McMullen Booth Rd Clearwater, FL | 1.0–3.0 | 1.0–2.0 | 1037 | $1,698 | $1.64 | 2d | 15 | 1.34mi |
| 3062 Eastland Blvd #202 Clearwater, FL | 2.0 | 2.0 | 1250 | $2,300 | $1.84 | 24d | 1 | 1.40mi |
| 3062 Eastland Blvd Unit D11 Clearwater, FL | 1.0 | 1.0 | 920 | $1,695 | $1.84 | 24d | 1 | 1.41mi |
| 3455 Countryside Blvd #4 Clearwater, FL | 3.0 | 2.0 | 995 | $2,050 | $2.06 | 5d | 1 | 1.42mi |
| 3001 Landmark Blvd #101 Palm Harbor, FL | 2.0 | 2.0 | 1353 | $1,950 | $1.44 | 24d | 1 | 1.42mi |
| 133 Sabal Ct Unit B Oldsmar, FL | 3.0 | 2.0 | 1000 | $1,650 | $1.65 | 15d | 1 | 1.44mi |
| 133 Sabal Ct Oldsmar, FL | 2.0–3.0 | 2.0 | 957 | $1,495 | $1.56 | 24d | 2 | 1.44mi |
| 108 Nina Way #3 Oldsmar, FL | 2.0 | 2.0 | 1094 | $1,695 | $1.55 | 24d | 1 | 1.45mi |
| 3038 Eastland Blvd Unit F101 Clearwater, FL | 2.0 | 2.0 | 1030 | $1,775 | $1.72 | 5d | 1 | 1.46mi |
| 131 Sabal Ct Unit H Oldsmar, FL | 2.0 | 2.0 | 915 | $1,400 | $1.53 | 5d | 1 | 1.48mi |
| 161 Lakeside Dr Oldsmar, FL | 2.0 | 2.0 | 1094 | $2,000 | $1.83 | 18d | 1 | 1.49mi |
| 3042 Eastland Blvd Unit H110 Clearwater, FL | 2.0 | 2.0 | 1030 | $1,700 | $1.65 | 24d | 1 | 1.50mi |
HOA detail
- Monthly dues
- $250 · $3,000/yr
- Likely covers
- watersewertrash
Listing history 31 events
-
2026-06-18days on market $156,000 Active 242 DOM
-
2026-06-17days on market $156,000 Active 241 DOM
-
2026-06-16days on market $156,000 Active 240 DOM
-
2026-06-15days on market $156,000 Active 239 DOM
-
2026-06-13days on market $156,000 Active 237 DOM
-
2026-06-09days on market $156,000 Active 233 DOM
-
2026-06-08days on market $156,000 Active 232 DOM
-
2026-06-07days on market $156,000 Active 231 DOM
-
2026-06-04days on market $156,000 Active 228 DOM
-
2026-06-03days on market $156,000 Active 227 DOM
-
2026-06-01days on market $156,000 Active 225 DOM
-
2026-05-31days on market $156,000 Active 224 DOM
-
2026-04-15price $156,000
-
2026-02-05price $169,000
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2025-10-19$174,000 Active
-
2014-12-31soldstatus $75,900
-
2014-12-30soldstatus $75,900 Sold 690-char remark
Show marketing remark (690 chars)
2 Bedroom 2 bath mobile 1354 sq ft in pet section of phase 2 Briar Creek Mobile Home Community. One cat or one dog up to 25# is allowed in this unit. Newer double paned windows, doors, sliding doors, washer, dryer, water heater, dishwasher, fridge, interior doors, & hold down ties. Ceiling lights are above the false ceiling in the kitchen if you want more light. There is a gorgeous tiled shower with seat & grab bars in the main bath. This home can be sold partially furnished. Lot 53X75 included & is not in a flood zone. Maintenance fee only $163/Month includes water, sewer, trash, lawn, rec facilities, a lot to store your boat or RV. Great 55+ retirement community.
-
2014-11-14status Pending 690-char remark
Show marketing remark (690 chars)
2 Bedroom 2 bath mobile 1354 sq ft in pet section of phase 2 Briar Creek Mobile Home Community. One cat or one dog up to 25# is allowed in this unit. Newer double paned windows, doors, sliding doors, washer, dryer, water heater, dishwasher, fridge, interior doors, & hold down ties. Ceiling lights are above the false ceiling in the kitchen if you want more light. There is a gorgeous tiled shower with seat & grab bars in the main bath. This home can be sold partially furnished. Lot 53X75 included & is not in a flood zone. Maintenance fee only $163/Month includes water, sewer, trash, lawn, rec facilities, a lot to store your boat or RV. Great 55+ retirement community.
-
2014-11-12$76,900 Active 690-char remark
Show marketing remark (690 chars)
2 Bedroom 2 bath mobile 1354 sq ft in pet section of phase 2 Briar Creek Mobile Home Community. One cat or one dog up to 25# is allowed in this unit. Newer double paned windows, doors, sliding doors, washer, dryer, water heater, dishwasher, fridge, interior doors, & hold down ties. Ceiling lights are above the false ceiling in the kitchen if you want more light. There is a gorgeous tiled shower with seat & grab bars in the main bath. This home can be sold partially furnished. Lot 53X75 included & is not in a flood zone. Maintenance fee only $163/Month includes water, sewer, trash, lawn, rec facilities, a lot to store your boat or RV. Great 55+ retirement community.
-
2012-08-01soldstatus $56,500
-
2012-07-20soldstatus $56,500 944-char remark
Show marketing remark (944 chars)
CONTRACT PENDING - PET SECTION OF DOUBLE WIDE MOBILE HOME 55+ COMMUNITY IN QUAINT SAFETY HARBOR ON THE BAY SIDE WITH WINDING STREETS AROUND SMALL PONDS & OLD OAK TREES. HOME HAS BEEN LEVELED, TIE DOWNS UP TO DATE. NEW SEWER LINE, SURVEY AVAILABLE, NOT IN FLOOD ZONE. UPGRADES OF CARPET, TILE, WALL COVERINGS, CROWN MOLDING. NEWLY DOUBLE HUNG WINDOWS & DOORS. REMODLED BATH & FASHIONABLE TILE WALLS. WALK IN SHOWER WITH TRU CLEAR SLIDING GLASS DOORS. WIDER DOORS & HIGH EFF. TOILETS TO ACCOMODATE HANDICAP. REPLACED HOT WATER HEATER, GARBAGE DISPOSAL, DISHWASHER, CLOTHES DRYER, & ARTISTIC FRONT DOOR. BONUS OF 10,000 BTU WINDOW A/C ON PORCH. METAL ROOF OVER, GUTTERS, DOWNSPOUTS, & SPRINKLER SYSTEM. A SECRET OF PHASE II IS A STORAGE LOT FOR RECREATIONAL VEHICLES. ACTIVE CLUBHOUSE WITH HEATED POOL & SPA. OWNER OPTION TO OWNER FINANCING AT ASKING PRICE SOLD "AS IS" OWNERS MAY RENT OR LEASE.
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2012-04-02$59,000 944-char remark
Show marketing remark (944 chars)
CONTRACT PENDING - PET SECTION OF DOUBLE WIDE MOBILE HOME 55+ COMMUNITY IN QUAINT SAFETY HARBOR ON THE BAY SIDE WITH WINDING STREETS AROUND SMALL PONDS & OLD OAK TREES. HOME HAS BEEN LEVELED, TIE DOWNS UP TO DATE. NEW SEWER LINE, SURVEY AVAILABLE, NOT IN FLOOD ZONE. UPGRADES OF CARPET, TILE, WALL COVERINGS, CROWN MOLDING. NEWLY DOUBLE HUNG WINDOWS & DOORS. REMODLED BATH & FASHIONABLE TILE WALLS. WALK IN SHOWER WITH TRU CLEAR SLIDING GLASS DOORS. WIDER DOORS & HIGH EFF. TOILETS TO ACCOMODATE HANDICAP. REPLACED HOT WATER HEATER, GARBAGE DISPOSAL, DISHWASHER, CLOTHES DRYER, & ARTISTIC FRONT DOOR. BONUS OF 10,000 BTU WINDOW A/C ON PORCH. METAL ROOF OVER, GUTTERS, DOWNSPOUTS, & SPRINKLER SYSTEM. A SECRET OF PHASE II IS A STORAGE LOT FOR RECREATIONAL VEHICLES. ACTIVE CLUBHOUSE WITH HEATED POOL & SPA. OWNER OPTION TO OWNER FINANCING AT ASKING PRICE SOLD "AS IS" OWNERS MAY RENT OR LEASE.
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2010-11-01historical
-
2010-08-26$79,999
-
2010-08-19historical
-
2010-06-04$83,900
-
2009-11-09historical
-
2009-09-11$84,900
-
2006-08-04soldstatus $95,000
-
1990-04-03soldstatus $59,000
-
1982-03-01soldstatus $9,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $1,843 · $154/mo
- Projected year-2 tax
- $1,843 · $154/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 9/10 Extreme FEMA zone X (shaded) · 99% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 25 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,355
- − Mortgage interest
- −$8,738
- − Property taxes
- −$1,843
- − Insurance
- −$1,577
- − Repairs & maintenance
- −$1,948
- − Management
- −$1,948
- − HOA
- −$3,000
- − Depreciation
- −$4,538
- Taxable income
- $760
- Est. tax owed @ 24.0%
- −$182
- After-tax cash flow
- $2,820/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Pinellas
- NCES district ID
- 1201560
- Math proficiency
- 51% ▼ -5.00%
- Reading proficiency
- 51% ▼ -3.00%
- Median HH income
- $46,270
- Composite
- 43.27/100
- National rank
- #3046
- State rank
- #31 of 73 in FL
Livability — Safety Harbor
- Score
- 87/100
- State rank
- #8
- US rank
- #296
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Safety Harbor, FL
- County
- Pinellas County · 939,478 people
- City population
- 18,098
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- Population (ZIP)
- 18,098
- Household income
- $95,238
- Rent vs Own
- Severe rent burden
- 103.0
Population outlook (Pinellas County) Hauer SSP2
- Today (2025)
- 1,027,532 people
- By 2030
- 1,063,586 · +3.5%
- By 2040
- 1,125,020 · +9.5%
- By 2050
- 1,168,637 · +13.7%
- By 2075
- 1,265,188 · +23.1%
- By 2100
- 1,260,357 · +22.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (75%)
- Race & ethnicity
- White 75% Hispanic / Latino 11% Black 7% Two or more races 7% Asian 2%
- Hispanic origin (detail)
- Puerto Rican 4% Cuban 3%
- Common ancestry
- Romanian 4% Lithuanian 3% Slovak 2%
- Foreign-born
- 10% · Canada, Jamaica, Vietnam
- Languages at home
- 91% English-only · Spanish 6% Other Indo-European 1% German/W. Germanic 1%
Political lean MEDSL · Pinellas
- 2024 margin
- Lean R (+5.2) · D 46.9% · R 52.1%
- 2008→2024 swing
- -13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
- All cycles
- 2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -144.72%
- Current HPI
- 335.0437
- Rent YoY
- ▲ 7.34%
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+1633.3% since first listed19 events — show timeline
- 2026-04-15 Price Changed $156,000 Stellar MLS as Distributed by MLS Grid
- 2026-02-05 Price Changed $169,000 Stellar MLS as Distributed by MLS Grid
- 2025-10-19 Listed $174,000 Stellar MLS as Distributed by MLS Grid
- 2014-12-31 Sold (Public Records) $75,900 Public Records
- 2014-12-30 Sold (MLS) $75,900 Stellar MLS as Distributed by MLS Grid
- 2014-11-14 Pending — Stellar MLS as Distributed by MLS Grid
- 2014-11-12 Listed $76,900 Stellar MLS as Distributed by MLS Grid
- 2012-08-01 Sold (Public Records) $56,500 Public Records
- 2012-07-20 Sold (MLS) $56,500 Stellar MLS as Distributed by MLS Grid
- 2012-04-02 Listed $59,000 Stellar MLS as Distributed by MLS Grid
- 2010-11-01 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2010-08-26 Listed $79,999 Stellar MLS as Distributed by MLS Grid
- 2010-08-19 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2010-06-04 Listed $83,900 Stellar MLS as Distributed by MLS Grid
- 2009-11-09 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2009-09-11 Listed $84,900 Stellar MLS as Distributed by MLS Grid
- 2006-08-04 Sold (Public Records) $95,000 Public Records
- 1990-04-03 Sold (Public Records) $59,000 Public Records
- 1982-03-01 Sold (Public Records) $9,000 Public Records
Property tax history
+5.7%/yrLatest (2025): $1,843 · +3.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…