2337 Bel Aire Ln · Poland, OH 44514

$235,000

4 bd · 1.0 ba · 1,344 sqft · SingleFamily public records · 52 Days on market

Built 1957 0.27 ac lot $175/sqft · 56% above area Est $175k · 34% over

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +16.2/30.0
• Schools +6.4/10.0
• DSCR +5.0/10.0
• Livability +4.1/5.0
• 1% rule +3.5/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

WOW WHAT A HOUSE!!! A pace-setting 4 bedroom remodeled cape cod with an inspiring large front patio and rear deck for hot summer days. EXQUISITE new kitchen with new stainless steel refrigerator, stove and built-in dishwasher, deluxe counter tops, recessed lighting and loads of beautiful cabinetry creating a terrific look. Spacious living room with open staircase to second floor with custom crafted banister. GLEAMING completely remodeled bathrooms with 2 half baths located on 1st and 2nd floor along with a fully remodeled bathroom on main floor with tub and shower combination. First floor laundry room with access to new rear deck. Vaulted ceiling in back sitting room. Oversized detached garage (24' WIDE X 32' LENGTH) along with a 16' x 10' shed. AMAZING rebuilt home from the interior to the exterior. BEAUTIFUL New floor coverings throughout, new furnace and central air conditioning, electrical service, freshly painted interior with soft pastel colors for a warm SPECIAL LOOK. THERE IS NOTHING TO DO!!! New vinyl siding, windows, new dimensional roof shingles. .. And where do I stop? Quick possession!!! You will not be disappointed. ..

Key facts

• Fully remodeled
• Vaulted ceiling
• Updated kitchen

Tags

• FULLY REMODELED
• UPDATED KITCHEN
• FIRST FLOOR LAUNDRY ROOM
• VAULTED CEILING
• OVERSIZED GARAGE
• FENCED IN BACK YARD

What this means for you Summary

Snapshot

• This is a 4-bed/1.0-bath single-family listed at $235k.

Deal economics

• At list price, monthly cash flow is $127 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $201k (14.7% below list).
• Recommended offer: $201k (14.7% below list) — sets the bar for 1% rule.
• Cap rate 6.9% vs local median 3.4% in Poland — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 82/100 on livability (#72 in OH, #1,108 nationally) — a professional / high-income tenant draw. Strengths: schools A+, crime A+, cost of living A+; Watch: amenities F, commute F.
• Poland Local (suburban): math 70% / reading 78% proficiency, ranked #94 of 656 in OH (top 14%) — strong family-tenant draw, lease renewals of 3-5y typical; only 12% free/reduced lunch — higher-income household profile.
• Market conditions: 155 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 14d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 147 units permitted in Mahoning County in 2024 (0 in 5+ unit buildings).
• This rent runs 30% of the median local income ($80k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Mahoning County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 52 days — a 3% lower offer ($228k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 32y ago; this cycle's ask has dropped $25k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1957 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $200,522 (14.7% below list)

Questions for the listing agent

1. It's been on market 52 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
2. Built in 1957 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.85% ✗
• Cap rate: 6.94%
• Cash-on-cash: 2.31%
• DSCR: 1.10
• GRM: 9.8

CMA / ARV

• ARV (median comp): $175,071
• List price: $235,000
• Delta: 34.23%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
91 Hamilton Ave	0.27mi	4/2.0	1,317 (-2%)	2mo	$225,000	$171	79
2215 Clyde St	0.13mi	3/1.0 (-1)	1,184 (-12%)	2mo	$136,215	$115	68
6074 Frontier Dr	0.42mi	3/2.0 (-1)	1,312 (-2%)	3mo	$270,000	$206	65
2370 Lyon Blvd	0.36mi	3/2.0 (-1)	1,408 (+5%)	2mo	$175,000	$124	65
2739 Algonquin Dr	0.54mi	3/2.0 (-1)	1,351 (+0%)	2mo	$270,000	$200	64
2153 Lyon Blvd	0.38mi	3/1.5 (-1)	1,268 (-6%)	4mo	$165,000	$130	63
2420 Bel Aire Ln	0.12mi	3/1.0 (-1)	1,150 (-14%)	4mo	$179,900	$156	62
14 Massachusetts Ave	0.54mi	3/2.0 (-1)	1,405 (+4%)	1mo	$225,000	$160	58
134 E Mckinley Way	0.73mi	3/2.0 (-1)	1,361 (+1%)	1mo	$260,000	$191	54
1985 Cover Dr	0.72mi	3/2.0 (-1)	1,324 (-2%)	2mo	$286,500	$216	54
2751 Saginaw Dr	0.71mi	3/1.0 (-1)	1,275 (-5%)	2mo	$192,000	$151	52
2451 W Manor Ave	0.66mi	3/2.0 (-1)	1,245 (-7%)	2mo	$209,900	$169	46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -12.7%
• Equity multiple: 0.54×
• Total profit: $-30,078
• Equity at exit: $35,039

10-year hold

• IRR: -3.7%
• Equity multiple: 0.76×
• Total profit: $-16,087
• Equity at exit: $20,319

Cash invested: $65,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 44514

• Home prices YoY: -23.8%
• Active inventory: 155
• Price-to-rent: 9.8×

Monthly cashflow live

• Estimated rent: $2,005 medium
• Mortgage (P&I): −$1,232
• Tax from tax record: −$127 /mo · $1,525/yr
• Insurance: −$98
• HOA: −$0
• Vacancy / Maint / Mgmt: −$421
• Net cashflow: $127

Break-even live

Break-even rent $1,845

Max offer price $235,000

Occupancy floor 89%

Sensitivity live

Price	-10% $260	-5% $193	+0% $127	+5% $60	+10% $-6
Rent	-10% $-32	-5% $48	+0% $127	+5% $206	+10% $285
Rate	-1.0pp $245	-0.5pp $187	base $127	+0.5pp $66	+1.0pp $4

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $58,750
• Closing costs: $7,050
• Reserves months: —
• Total cash needed: —

Rent comps 4 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2670 Center Rd Youngstown, OH	3.0	2.5	1722	$2,500	$1.45	22d	1	0.74mi
465 W Omar St Struthers, OH	3.0	2.0	1544	$1,800	$1.17	14d	1	0.80mi
1750 Nova Ln Youngstown, OH	3.0	2.0	1538	$1,700	$1.11	14d	1	1.24mi
4807 Sheridan Rd Youngstown, OH	3.0	1.5	1586	$1,750	$1.10	14d	1	1.44mi

Listing history 32 events

1. 2026-06-19
   days on market $235,000 Active 52 DOM
2. 2026-06-18
   days on market $235,000 Active 51 DOM
3. 2026-06-17
   days on market $235,000 Active 50 DOM
4. 2026-06-16
   days on market $235,000 Active 49 DOM
5. 2026-06-15
   days on market $235,000 Active 48 DOM
6. 2026-06-14
   days on market $235,000 Active 46 DOM
7. 2026-06-13
   days on market $235,000 Active 45 DOM
8. 2026-06-10
   days on market $235,000 Active 43 DOM
9. 2026-06-09
   days on market $235,000 Active 42 DOM
10. 2026-06-08
    days on market $235,000 Active 41 DOM
11. 2026-06-07
    pricedays on market $235,000 Active 40 DOM
12. 2026-06-05
    days on market $245,900 Active 37 DOM
13. 2026-06-02
    days on market $245,900 Active 35 DOM
14. 2026-06-01
    days on market $245,900 Active 34 DOM
15. 2026-05-31
    days on market $245,900 Active 33 DOM
16. 2026-05-30
    days on market $245,900 Active 32 DOM
17. 2026-05-07
    price $245,900 1371-char remark
18. 2026-04-27
    listed $259,900 Active 1371-char remark
19. 2025-02-20
    soldstatus $221,000 Closed 1151-char remark

    Show marketing remark (1151 chars)

    WOW WHAT A HOUSE!!! A pace-setting 4 bedroom remodeled cape cod with an inspiring large front patio and rear deck for hot summer days. EXQUISITE new kitchen with new stainless steel refrigerator, stove and built-in dishwasher, deluxe counter tops, recessed lighting and loads of beautiful cabinetry creating a terrific look. Spacious living room with open staircase to second floor with custom crafted banister. GLEAMING completely remodeled bathrooms with 2 half baths located on 1st and 2nd floor along with a fully remodeled bathroom on main floor with tub and shower combination. First floor laundry room with access to new rear deck. Vaulted ceiling in back sitting room. Oversized detached garage (24' WIDE X 32' LENGTH) along with a 16' x 10' shed. AMAZING rebuilt home from the interior to the exterior. BEAUTIFUL New floor coverings throughout, new furnace and central air conditioning, electrical service, freshly painted interior with soft pastel colors for a warm SPECIAL LOOK. THERE IS NOTHING TO DO!!! New vinyl siding, windows, new dimensional roof shingles. .. And where do I stop? Quick possession!!! You will not be disappointed. ..

20. 2025-02-20
    soldstatus $221,000

    Show marketing remark (1151 chars)

    WOW WHAT A HOUSE!!! A pace-setting 4 bedroom remodeled cape cod with an inspiring large front patio and rear deck for hot summer days. EXQUISITE new kitchen with new stainless steel refrigerator, stove and built-in dishwasher, deluxe counter tops, recessed lighting and loads of beautiful cabinetry creating a terrific look. Spacious living room with open staircase to second floor with custom crafted banister. GLEAMING completely remodeled bathrooms with 2 half baths located on 1st and 2nd floor along with a fully remodeled bathroom on main floor with tub and shower combination. First floor laundry room with access to new rear deck. Vaulted ceiling in back sitting room. Oversized detached garage (24' WIDE X 32' LENGTH) along with a 16' x 10' shed. AMAZING rebuilt home from the interior to the exterior. BEAUTIFUL New floor coverings throughout, new furnace and central air conditioning, electrical service, freshly painted interior with soft pastel colors for a warm SPECIAL LOOK. THERE IS NOTHING TO DO!!! New vinyl siding, windows, new dimensional roof shingles. .. And where do I stop? Quick possession!!! You will not be disappointed. ..

21. 2025-02-12
    status Pending 1151-char remark

    Show marketing remark (1151 chars)

    WOW WHAT A HOUSE!!! A pace-setting 4 bedroom remodeled cape cod with an inspiring large front patio and rear deck for hot summer days. EXQUISITE new kitchen with new stainless steel refrigerator, stove and built-in dishwasher, deluxe counter tops, recessed lighting and loads of beautiful cabinetry creating a terrific look. Spacious living room with open staircase to second floor with custom crafted banister. GLEAMING completely remodeled bathrooms with 2 half baths located on 1st and 2nd floor along with a fully remodeled bathroom on main floor with tub and shower combination. First floor laundry room with access to new rear deck. Vaulted ceiling in back sitting room. Oversized detached garage (24' WIDE X 32' LENGTH) along with a 16' x 10' shed. AMAZING rebuilt home from the interior to the exterior. BEAUTIFUL New floor coverings throughout, new furnace and central air conditioning, electrical service, freshly painted interior with soft pastel colors for a warm SPECIAL LOOK. THERE IS NOTHING TO DO!!! New vinyl siding, windows, new dimensional roof shingles. .. And where do I stop? Quick possession!!! You will not be disappointed. ..

22. 2025-01-22
    historical Contingent 1151-char remark

    Show marketing remark (1151 chars)

    WOW WHAT A HOUSE!!! A pace-setting 4 bedroom remodeled cape cod with an inspiring large front patio and rear deck for hot summer days. EXQUISITE new kitchen with new stainless steel refrigerator, stove and built-in dishwasher, deluxe counter tops, recessed lighting and loads of beautiful cabinetry creating a terrific look. Spacious living room with open staircase to second floor with custom crafted banister. GLEAMING completely remodeled bathrooms with 2 half baths located on 1st and 2nd floor along with a fully remodeled bathroom on main floor with tub and shower combination. First floor laundry room with access to new rear deck. Vaulted ceiling in back sitting room. Oversized detached garage (24' WIDE X 32' LENGTH) along with a 16' x 10' shed. AMAZING rebuilt home from the interior to the exterior. BEAUTIFUL New floor coverings throughout, new furnace and central air conditioning, electrical service, freshly painted interior with soft pastel colors for a warm SPECIAL LOOK. THERE IS NOTHING TO DO!!! New vinyl siding, windows, new dimensional roof shingles. .. And where do I stop? Quick possession!!! You will not be disappointed. ..

23. 2024-08-28
    price $224,900 1151-char remark

    Show marketing remark (1151 chars)

    WOW WHAT A HOUSE!!! A pace-setting 4 bedroom remodeled cape cod with an inspiring large front patio and rear deck for hot summer days. EXQUISITE new kitchen with new stainless steel refrigerator, stove and built-in dishwasher, deluxe counter tops, recessed lighting and loads of beautiful cabinetry creating a terrific look. Spacious living room with open staircase to second floor with custom crafted banister. GLEAMING completely remodeled bathrooms with 2 half baths located on 1st and 2nd floor along with a fully remodeled bathroom on main floor with tub and shower combination. First floor laundry room with access to new rear deck. Vaulted ceiling in back sitting room. Oversized detached garage (24' WIDE X 32' LENGTH) along with a 16' x 10' shed. AMAZING rebuilt home from the interior to the exterior. BEAUTIFUL New floor coverings throughout, new furnace and central air conditioning, electrical service, freshly painted interior with soft pastel colors for a warm SPECIAL LOOK. THERE IS NOTHING TO DO!!! New vinyl siding, windows, new dimensional roof shingles. .. And where do I stop? Quick possession!!! You will not be disappointed. ..

24. 2024-07-27
    listed $249,000 Active 1151-char remark

    Show marketing remark (1151 chars)

    WOW WHAT A HOUSE!!! A pace-setting 4 bedroom remodeled cape cod with an inspiring large front patio and rear deck for hot summer days. EXQUISITE new kitchen with new stainless steel refrigerator, stove and built-in dishwasher, deluxe counter tops, recessed lighting and loads of beautiful cabinetry creating a terrific look. Spacious living room with open staircase to second floor with custom crafted banister. GLEAMING completely remodeled bathrooms with 2 half baths located on 1st and 2nd floor along with a fully remodeled bathroom on main floor with tub and shower combination. First floor laundry room with access to new rear deck. Vaulted ceiling in back sitting room. Oversized detached garage (24' WIDE X 32' LENGTH) along with a 16' x 10' shed. AMAZING rebuilt home from the interior to the exterior. BEAUTIFUL New floor coverings throughout, new furnace and central air conditioning, electrical service, freshly painted interior with soft pastel colors for a warm SPECIAL LOOK. THERE IS NOTHING TO DO!!! New vinyl siding, windows, new dimensional roof shingles. .. And where do I stop? Quick possession!!! You will not be disappointed. ..

25. 2006-05-24
    soldstatus $79,500

    Show marketing remark (173 chars)

    No time to waste! This beautiful four bedroom home will not last long on the market! Fenced backyard. Stay cuddled next to the gas fireplace in the family room. Call now. ..

26. 2006-05-24
    soldstatus $79,500

    Show marketing remark (173 chars)

    No time to waste! This beautiful four bedroom home will not last long on the market! Fenced backyard. Stay cuddled next to the gas fireplace in the family room. Call now. ..

27. 2006-03-01
    listed $82,900

    Show marketing remark (173 chars)

    No time to waste! This beautiful four bedroom home will not last long on the market! Fenced backyard. Stay cuddled next to the gas fireplace in the family room. Call now. ..

28. 1995-01-20
    soldstatus $54,500
29. 1994-12-19
    listed $55,000
30. 1994-07-24
    historical
31. 1994-04-24
    listed $64,900
32. 1989-09-18
    soldstatus $37,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

• Current annual tax: $1,525 · $127/mo
• Projected year-2 tax: $2,595 · $216/mo
• Expected delta: +$1,071/yr (+$89/mo · 70.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥97°F today · 17 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,063
• − Mortgage interest: −$13,164
• − Property taxes: −$1,525
• − Insurance: −$1,175
• − Repairs & maintenance: −$1,925
• − Management: −$1,925
• − Depreciation: −$6,836
• Taxable loss: −$2,487
• Est. tax savings @ 24.0%: +$597
• After-tax cash flow: $2,118/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Poland Local
• NCES district ID: 3904834
• Math proficiency: 70% ▼ -14.00%
• Reading proficiency: 78% ▼ -4.00%
• Median HH income: $66,236
• Composite: 64.21/100
• National rank: #564
• State rank: #94 of 656 in OH

Livability — Poland

• Score: 82/100
• State rank: #72
• US rank: #1108

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A- Housing A+ Health & safety B User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Mahoning County · 84,956 people
• City population: 23,917
• Metro: Youngstown-Warren-Boardman, OH-PA
• Population (ZIP): 23,917
• Household income: $79,808
• Rent vs Own: 15.2% rent · 84.8% own
• Severe rent burden: 411.0

Population outlook (Mahoning County) Hauer SSP2

• Today (2025): 223,932 people
• By 2030: 218,387 · -2.5%
• By 2040: 205,367 · -8.3%
• By 2050: 193,606 · -13.5%
• By 2075: 173,694 · -22.4%
• By 2100: 151,147 · -32.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (91%)
• Race & ethnicity: White 91% Two or more races 4% Hispanic / Latino 3% Black 2%
• Common ancestry: Romanian 6% Slovak 2% Lithuanian 2%
• Foreign-born: 2% · Canada
• Languages at home: 95% English-only · Other Indo-European 2% Spanish 2%

Political lean MEDSL · Mahoning

• 2024 margin: Lean R (+9.4) · D 44.9% · R 54.4%
• 2008→2024 swing: -36.1pp toward R · 2008: 26.6pp · 2024: -9.4pp
• All cycles: 2024: R+9.4 2020: R+1.9 2016: D+3.0 2012: D+27.7 2008: D+26.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -65.78%
• Current HPI: 210.5511
• Rent YoY: —
• Metro: Youngstown-Warren-Boardman, OH-PA
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

+526.7% since first listed

17 events — show timeline

• 2026-06-07 Price Changed $235,000 MLSNOW
• 2026-05-07 Price Changed $245,900 MLSNOW
• 2026-04-27 Listed $259,900 MLSNOW
• 2025-02-20 Sold (Public Records) $221,000 Public Records
• 2025-02-20 Sold (MLS) $221,000 MLSNOW
• 2025-02-12 Pending — MLSNOW
• 2025-01-22 Contingent — MLSNOW
• 2024-08-28 Price Changed $224,900 MLSNOW
• 2024-07-27 Listed $249,000 MLSNOW
• 2006-05-24 Sold (Public Records) $79,500 Public Records
• 2006-05-24 Sold (MLS) $79,500 MLSNOW
• 2006-03-01 Listed $82,900 MLSNOW
• 1995-01-20 Sold (Public Records) $54,500 Public Records
• 1994-12-19 Listed $55,000 MLSNOW
• 1994-07-24 Listing Removed — MLSNOW
• 1994-04-24 Listed $64,900 MLSNOW
• 1989-09-18 Sold (Public Records) $37,500 Public Records

Property tax history

-0.5%/yr

Latest (2025): $1,525 · -2.7% YoY. Source: county tax records.