CashFlowRE
Sign in Sign up
8401 S Kolb Rd #336
A- Composite 80.49
Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +4.9/10.0
  • Condition / age +4.0/5.0
  • Livability +3.7/5.0
  • Rent growth +2.9/5.0
  • Appreciation +0.0/10.0

$80,000

8401 S Kolb Rd #336 · Tucson, AZ 85756
2 bd · 2.0 ba · 1,334 sqft · Manufactured · 1 Days on market
Built 1993 Good condition 1,742 sqft lot Est $128k · 38% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Great home on a corner lot in the 55+ Trails West community that offers 2 pools/spa and a great Rec Center. See docs tab for more info! This manufactured home has some important unique and desired properties: 2 car carport where most have only 1 extended; New roof as of 2025!; New screens on AZ room; New front porch as of 2025; Both bathrooms have been updated over the last two years; New Washer and Dryer; New Fridge; and 2 sheds on each side of the home! Butcher block island in kitchen with Corian counters and attractive backsplash. Windows were updated over the last couple of years as well.

Key facts

  • 2 car carport
  • 2 pools spa
  • New front porch

Tags

CORNER LOT2 POOLS SPA2 CAR CARPORTNEW ROOFNEW SCREENSNEW FRONT PORCH

Property features AI

Finance

  • Other: Zoned Corona De Tuc - CMH2
  • HOA & community: Road maintenance by HOA; Community amenities: pool, spa, shuffleboard, fitness center, recreation center

Exterior

  • Parking: Attached garage; 2 covered/carport spaces
  • Security: Smoke detectors; Carbon monoxide detectors
  • Utilities: Public water; Sewer connected
  • Home design: Manufactured home; One story; Property faces south
  • Construction: Wood frame construction; Shingle roof
  • Exterior features: Corner lot; Paved road access; Covered, screened patio and deck; Shed(s); Has spa; Community pool and spa; Community shuffleboard, fitness center and recreation center

Interior

  • Kitchen: Dishwasher; Refrigerator; Gas range; Microwave
  • Flooring: Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Heat pump heating; Central air conditioning; Heat pump cooling
  • Interior features: Kitchen island; Vaulted ceilings; Double pane windows; Smoke and carbon monoxide detectors
  • Laundry & utility: Dedicated laundry room; Washer included; Dryer included; Gas dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $80k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $1k ($12k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $80k).
  • Cap rate 21.8% vs local median 3.7% in Tucson — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#17 in AZ, #4,502 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: health & safety C-, crime F, employment D-.
  • Vail Unified District (4413) (rural): math 52% / reading 57% proficiency, ranked #26 of 249 in AZ (top 10%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 17% free/reduced lunch — higher-income household profile.
  • Zoned schools: Desert Willow Elementary School (math 50% / reading 55%, grade C-, #233 of 1,109 statewide, top 22%, 712 students, 34% FRL); Rincon Vista Middle School (math 41% / reading 48%, grade D, #47 of 218 statewide, top 21%, 699 students, 23% FRL).
  • Market conditions: Rents rising (+1.5%/yr); 158 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals leasing fast (median 11d on market — plan ~1-2 weeks tenant-placement turnaround); 5,268 units permitted in Pima County in 2024 (996 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($72k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $553 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Pima County population projected at +8% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 1.5% rent growth), your $22k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 5→13/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $80,000

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.51%
Cap rate
21.79%
Cash-on-cash
55.35%
DSCR
3.46
GRM
3.3

CMA / ARV

ARV (on-the-fly)
$128,064
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
8401 S Kolb Rd Rd #415 0.24mi 3/2.0 (+1) 1,456 (+9%) 10mo $140,000 $96 60

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.52% rent growth · sell at horizon

5-year hold
IRR
52.0%
Equity multiple
3.23×
Total profit
$49,925
Equity at exit
$11,928
10-year hold
IRR
56.7%
Equity multiple
6.21×
Total profit
$116,596
Equity at exit
$6,917

Cash invested: $22,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85756

Home prices YoY
-19.4%
Rents YoY
1.5%
Active inventory
158
Price-to-rent
3.3×

Monthly cashflow live

Estimated rent
$2,008 high interval (Pro) →
Mortgage (P&I)
$420
Tax est. 1.5%
$100 /mo · $1,200/yr
Insurance
$33
HOA
$0
Vacancy / Maint / Mgmt
$422
Net cashflow
$1,033

Break-even live

Break-even rent $700
Max offer price $80,000
Occupancy floor 44%

Sensitivity live

Price -10% $1,088 -5% $1,061 +0% $1,033 +5% $1,006 +10% $978
Rent -10% $875 -5% $954 +0% $1,033 +5% $1,113 +10% $1,192
Rate -1.0pp $1,073 -0.5pp $1,054 base $1,033 +0.5pp $1,012 +1.0pp $991

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$20,000
Closing costs
$2,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7500 E Voyager Rd Unit 138 Tucson, AZ 2.0 2.0 1500 $1,599 $1.07 19d 1 0.26mi
7380 E Maritime Dr Tucson, AZ 2.0 2.5 1800 $3,000 $1.67 2d 1 0.33mi
8042 S Dolphin Way Tucson, AZ 3.0 2.0 1444 $1,800 $1.25 11d 1 1.33mi
6794 E Sea Horse Rd Tucson, AZ 3.0 2.0 1444 $1,800 $1.25 44d 1 1.33mi
8011 S Dolphin Way Tucson, AZ 3.0 2.5 1800 $1,900 $1.06 2d 1 1.39mi
6642 E Bambino Rd Tucson, AZ 3.0 2.0 1601 $1,895 $1.18 2d 1 1.49mi

Listing history 2 events

  1. 2026-06-17
    remarks 599-char remark
  2. 2026-06-17
    listed $80,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 7/10 Severe 5 d/yr ≥104°F today · 13 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$24,092
− Mortgage interest
−$4,481
− Property taxes
−$1,200
− Insurance
−$400
− Repairs & maintenance
−$1,927
− Management
−$1,927
− Depreciation
−$2,327
Taxable income
$11,829
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,839
After-tax cash flow
$9,559/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This manufactured home in the 55+ Trails West community is in good condition with recent updates and improvements, making it a great investment for both resale and rental.

Value-add opportunities

  • Both Paint exterior and interior — Fresh paint enhances curb appeal and interior aesthetics
  • Both Replace ceiling fans with energy-efficient models — Energy-efficient fans save on energy costs and improve comfort
  • Both Install smart home devices — Smart home devices improve convenience and energy efficiency

Renovation cost estimate screening

Value-add ROI direction

  • Both Paint exterior and interior — Fresh paint enhances curb appeal and interior aesthetics
  • Both Replace ceiling fans with energy-efficient models — Energy-efficient fans save on energy costs and improve comfort
  • Both Install smart home devices — Smart home devices improve convenience and energy efficiency

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Vail Unified District (4413)
NCES district ID
0408850
Math proficiency
52% ▼ -19.00%
Reading proficiency
57% ▼ -11.00%
Median HH income
$77,126
Composite
49.1/100
National rank
#2051
State rank
#26 of 249 in AZ

Livability — Tucson

Score
74/100
State rank
#17
US rank
#4502

Category grades

Amenities B Commute A+ Cost of living A+ Crime F Employment D- Housing A+ Health & safety C- User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Pima County · 1,012,107 people
City population
839,336
Metro
Tucson, AZ
Population (ZIP)
37,700
Household income
$72,490
Rent vs Own
18.9% rent · 81.1% own
Severe rent burden
265.0

Population outlook (Pima County) Hauer SSP2

Today (2025)
1,066,056 people
By 2030
1,086,684 · +1.9%
By 2040
1,117,160 · +4.8%
By 2050
1,149,778 · +7.9%
By 2075
1,271,480 · +19.3%
By 2100
1,321,160 · +23.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
Hispanic / Latino 59% White 29% Two or more races 23% Black 7% Native American 4% Asian 2%
Hispanic origin (detail)
Mexican 49%
Common ancestry
Italian 2% Slovak 1% Portuguese 1%
Foreign-born
18% · Canada, China
Languages at home
57% English-only · Spanish 39% Chinese 1%

Political lean MEDSL · Pima

2024 margin
D (+15.2) · D 57.0% · R 41.8% · Other 1.2%
2008→2024 swing
+9.1pp toward D · 2008: 6.1pp · 2024: 15.2pp
All cycles
2024: D+15.2 2020: D+18.7 2016: D+13.5 2012: D+5.8 2008: D+6.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -73.28%
Current HPI
304.0243
Rent YoY
▲ 1.52%
Metro
Tucson, AZ
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-06-17 Listed $80,000 MLSSAZ

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…