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145 Prestwick Grande Dr
D- Composite 39.44
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +8.1/30.0
  • ARV discount +7.5/15.0
  • Livability +4.2/5.0
  • Appreciation +4.0/10.0
  • Rent growth +3.9/5.0
  • Schools +3.9/10.0
  • 1% rule +3.2/10.0
  • Condition / age +2.5/5.0
  • DSCR +2.2/10.0

$349,900

145 Prestwick Grande Dr · Daytona Beach, FL 32124
4 bd · 2.0 ba · 1,983 sqft · SingleFamily public records · 40 Days on market
Built 2013 5,900 sqft lot $98/mo HOA · 3% of rent ↓ 28% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this stunning 4-bedroom, 2-bathroom Energy Star Certified residence nestled in the desirable Grande Champion neighborhood at LPGA. Boasting soaring nine-foot ceilings and a bright, open layout, this home is ideal for both comfortable living and effortless entertaining. The chef's kitchen is a true centerpiece, featuring elegant 42-inch cabinetry, sleek granite countertops, and an expansive breakfast bar with room for five. The kitchen flows seamlessly into the spacious living and dining areas, creating a warm and inviting atmosphere. Retreat to the generously sized primary bedroom, complete with a large walk-in closet equipped with built-in organizers. The en-suite bathroom offers dual granite vanities, a relaxing garden tub, and a separate walk-in shower. Each additional bedroom offers plenty of space, ceiling fans, and thoughtfully designed closets with organizers to keep everything tidy. Step outside to enjoy the beautifully landscaped yard with decorative concrete edging, a full irrigation system, and a covered patio perfect for outdoor dining or morning coffee

Key facts

  • Walk-in closet
  • 42-inch cabinetry
  • Granite countertops

Tags

ENERGY STAR CERTIFIEDCHEF'S KITCHEN42-INCH CABINETRYGRANITE COUNTERTOPSBREAKFAST BARWALK-IN CLOSET

Property features AI

Finance

  • Other: Living area ~1,983 sq ft (public records); Building area total ~2,566 sq ft; Lot size ~0.14 acres; Unit is unfurnished
  • Financial info: Other annual assessment: $470; Annual tax amount available
  • HOA & community: Has HOA (Grande Champion at LPGA/ Roselle Johnson); Quarterly association fee ($213.27); Monthly equivalent HOA ~$71.09; Community features include street lights; Pets allowed; Development: LPGA; CDD present

Exterior

  • Parking: Attached garage with 2 spaces
  • Utilities: Public water; Public sewer; Cable connected; Electricity connected; Water connected; Sewer connected
  • Home design: Single Family Residence; One story; North-facing
  • Construction: Block, concrete and stucco construction; Shingle roof; Slab foundation; Built as completed condition
  • Exterior features: Sidewalk; Sliding doors; Paved road access

Interior

  • Kitchen: Dishwasher; Disposal; Microwave; Range; Refrigerator; Electric water heater
  • Bedrooms: 4 bedrooms
  • Flooring: Carpet; Tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air conditioning
  • Interior features: Ceiling fans; Open floor plan; Split bedroom layout; Thermostat
  • Laundry & utility: Washer and dryer included; Laundry located inside

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $350k.

Deal economics

  • At list price, monthly cash flow is $-335 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $291k (16.9% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $286k (18.2% below list).
  • Recommended offer: $286k (18.2% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 83/100 on livability (#46 in FL, #867 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools D+, employment D-.
  • Volusia (suburban): math 44% / reading 49% proficiency, ranked #47 of 73 in FL (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising fast (+5.5%/yr); 333 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,402 units permitted in Volusia County in 2024 (681 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($93k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-2.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Volusia County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 40 days — a 3% lower offer ($339k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 13y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $248k; 41% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $286,121 (18.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 40 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.82%
Cap rate
5.14%
Cash-on-cash
-4.10%
DSCR
0.82
GRM
10.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-1.99% appreciation · 5.46% rent growth · sell at horizon

5-year hold
IRR
-14.2%
Equity multiple
0.43×
Total profit
$-55,614
Equity at exit
$68,131
10-year hold
IRR
-3.6%
Equity multiple
0.69×
Total profit
$-30,569
Equity at exit
$58,391

Cash invested: $97,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32124

Home prices YoY
-0.6%
Rents YoY
5.5%
Active inventory
333
Price-to-rent
10.2×

Monthly cashflow live

Estimated rent
$2,861 high interval (Pro) →
Mortgage (P&I)
$1,835
Tax from tax record
$516 /mo · $6,198/yr
Insurance
$146
HOA
$98
Vacancy / Maint / Mgmt
$601
Net cashflow
$-335

Break-even live

Break-even rent $3,285
Max offer price $290,754
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$87,475
Closing costs
$10,497
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 13 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
604 Champion Ridge Dr Daytona Beach, FL 3.0 2.0 1761 $2,299 $1.31 14d 1 0.12mi
2220 Green Valley St Daytona Beach, FL 3.0 2.0 1540 $2,300 $1.49 23d 1 0.73mi
1139 Belle Isle Ln Daytona Beach, FL 3.0 2.0 1429 $2,195 $1.54 14d 1 0.78mi
5135 Magnolia Palm Dr Daytona Beach, FL 3.0 2.0 1487 $2,250 $1.51 11d 1 0.85mi
1231 Belle Isle Ln Daytona Beach, FL 5.0 2.5 2112 $2,650 $1.25 23d 1 0.92mi
1347 Belle Isle Ln Daytona Beach, FL 4.0 2.0 1846 $2,400 $1.30 23d 1 1.04mi
1142 Pacific Dunes Ct Daytona Beach, FL 4.0 3.0 2010 $2,599 $1.29 23d 1 1.07mi
1098 Pacific Dunes Ct Daytona Beach, FL 4.0 2.5 2576 $3,000 $1.16 23d 1 1.09mi
1100 Sand Trap Ct Daytona Beach, FL 4.0 2.0 1935 $2,600 $1.34 23d 1 1.10mi
1122 Cabot Cliffs Dr Daytona Beach, FL 3.0 2.0 1432 $3,200 $2.23 14d 1 1.13mi
1143 Cabot Cliffs Dr Daytona Beach, FL 5.0 2.5 2370 $3,050 $1.29 11d 1 1.17mi
1203 Cabot Cliffs Dr Daytona Beach, FL 5.0 2.5 2355 $2,750 $1.17 21d 1 1.17mi
1153 Sand Trap Ct Daytona Beach, FL 4.0 2.0 1936 $2,395 $1.24 21d 1 1.19mi

HOA detail

Monthly dues
$98 · $1,176/yr

Listing history 30 events

  1. 2026-06-18
    days on market $349,900 Active 40 DOM
  2. 2026-06-17
    days on market $349,900 Active 39 DOM
  3. 2026-06-16
    days on market $349,900 Active 38 DOM
  4. 2026-06-15
    days on market $349,900 Active 37 DOM
  5. 2026-06-14
    days on market $349,900 Active 35 DOM
  6. 2026-06-10
    days on market $349,900 Active 32 DOM
  7. 2026-06-09
    days on market $349,900 Active 31 DOM
  8. 2026-06-08
    days on market $349,900 Active 30 DOM
  9. 2026-06-07
    days on market $349,900 Active 29 DOM
  10. 2026-06-05
    days on market $349,900 Active 26 DOM
  11. 2026-06-03
    days on market $349,900 Active 25 DOM
  12. 2026-06-03
    days on market $349,900 Active 24 DOM
  13. 2026-06-01
    days on market $349,900 Active 23 DOM
  14. 2026-05-31
    days on market $349,900 Active 22 DOM
  15. 2026-05-31
    days on market $349,900 Active 21 DOM
  16. 2026-05-11
    price $349,900 1092-char remark
  17. 2026-05-09
    listed $349,000 Active 1092-char remark
  18. 2026-04-14
    price $349,900 1092-char remark
    Show marketing remark (1092 chars)

    Welcome to this stunning 4-bedroom, 2-bathroom Energy Star Certified residence nestled in the desirable Grande Champion neighborhood at LPGA. Boasting soaring nine-foot ceilings and a bright, open layout, this home is ideal for both comfortable living and effortless entertaining. The chef's kitchen is a true centerpiece, featuring elegant 42-inch cabinetry, sleek granite countertops, and an expansive breakfast bar with room for five. The kitchen flows seamlessly into the spacious living and dining areas, creating a warm and inviting atmosphere. Retreat to the generously sized primary bedroom, complete with a large walk-in closet equipped with built-in organizers. The en-suite bathroom offers dual granite vanities, a relaxing garden tub, and a separate walk-in shower. Each additional bedroom offers plenty of space, ceiling fans, and thoughtfully designed closets with organizers to keep everything tidy. Step outside to enjoy the beautifully landscaped yard with decorative concrete edging, a full irrigation system, and a covered patio perfect for outdoor dining or morning coffee

  19. 2025-11-11
    price $362,000 1092-char remark
    Show marketing remark (1092 chars)

    Welcome to this stunning 4-bedroom, 2-bathroom Energy Star Certified residence nestled in the desirable Grande Champion neighborhood at LPGA. Boasting soaring nine-foot ceilings and a bright, open layout, this home is ideal for both comfortable living and effortless entertaining. The chef's kitchen is a true centerpiece, featuring elegant 42-inch cabinetry, sleek granite countertops, and an expansive breakfast bar with room for five. The kitchen flows seamlessly into the spacious living and dining areas, creating a warm and inviting atmosphere. Retreat to the generously sized primary bedroom, complete with a large walk-in closet equipped with built-in organizers. The en-suite bathroom offers dual granite vanities, a relaxing garden tub, and a separate walk-in shower. Each additional bedroom offers plenty of space, ceiling fans, and thoughtfully designed closets with organizers to keep everything tidy. Step outside to enjoy the beautifully landscaped yard with decorative concrete edging, a full irrigation system, and a covered patio perfect for outdoor dining or morning coffee

  20. 2025-09-27
    price $377,000 1092-char remark
    Show marketing remark (1092 chars)

    Welcome to this stunning 4-bedroom, 2-bathroom Energy Star Certified residence nestled in the desirable Grande Champion neighborhood at LPGA. Boasting soaring nine-foot ceilings and a bright, open layout, this home is ideal for both comfortable living and effortless entertaining. The chef's kitchen is a true centerpiece, featuring elegant 42-inch cabinetry, sleek granite countertops, and an expansive breakfast bar with room for five. The kitchen flows seamlessly into the spacious living and dining areas, creating a warm and inviting atmosphere. Retreat to the generously sized primary bedroom, complete with a large walk-in closet equipped with built-in organizers. The en-suite bathroom offers dual granite vanities, a relaxing garden tub, and a separate walk-in shower. Each additional bedroom offers plenty of space, ceiling fans, and thoughtfully designed closets with organizers to keep everything tidy. Step outside to enjoy the beautifully landscaped yard with decorative concrete edging, a full irrigation system, and a covered patio perfect for outdoor dining or morning coffee

  21. 2025-07-22
    listed $387,000 Active 1092-char remark
    Show marketing remark (1092 chars)

    Welcome to this stunning 4-bedroom, 2-bathroom Energy Star Certified residence nestled in the desirable Grande Champion neighborhood at LPGA. Boasting soaring nine-foot ceilings and a bright, open layout, this home is ideal for both comfortable living and effortless entertaining. The chef's kitchen is a true centerpiece, featuring elegant 42-inch cabinetry, sleek granite countertops, and an expansive breakfast bar with room for five. The kitchen flows seamlessly into the spacious living and dining areas, creating a warm and inviting atmosphere. Retreat to the generously sized primary bedroom, complete with a large walk-in closet equipped with built-in organizers. The en-suite bathroom offers dual granite vanities, a relaxing garden tub, and a separate walk-in shower. Each additional bedroom offers plenty of space, ceiling fans, and thoughtfully designed closets with organizers to keep everything tidy. Step outside to enjoy the beautifully landscaped yard with decorative concrete edging, a full irrigation system, and a covered patio perfect for outdoor dining or morning coffee

  22. 2019-09-25
    soldstatus $247,500
  23. 2019-09-17
    soldstatus $247,500 Closed
    Show marketing remark (769 chars)

    You will love this 4 bedroom 2 bath Energy Star Certified home in Grande Champion in LPGA. 9' ceilings throughout, open and great for entertaining with kitchen open to the living room & dining room. Kitchen features 42'' cabinetry with granite countertops and oversized breakfast bar that comfortably seats five. The spacious master bedroom offers a huge walk in closet with organizers, master bath with dual sinks with granite, garden tub and walk-in shower. The bedrooms all offer 9' ceilings with fans and closet organizers in all closets. Outside you will find a professionally landscaped yard with concrete edging, full irrigation and a covered patio in the back yard. The utility room offers loads of cabinets for storage. Don't miss this exceptional home!!

  24. 2019-08-04
    historical Active Contingent
    Show marketing remark (769 chars)

    You will love this 4 bedroom 2 bath Energy Star Certified home in Grande Champion in LPGA. 9' ceilings throughout, open and great for entertaining with kitchen open to the living room & dining room. Kitchen features 42'' cabinetry with granite countertops and oversized breakfast bar that comfortably seats five. The spacious master bedroom offers a huge walk in closet with organizers, master bath with dual sinks with granite, garden tub and walk-in shower. The bedrooms all offer 9' ceilings with fans and closet organizers in all closets. Outside you will find a professionally landscaped yard with concrete edging, full irrigation and a covered patio in the back yard. The utility room offers loads of cabinets for storage. Don't miss this exceptional home!!

  25. 2019-03-05
    listed $254,900 Active
    Show marketing remark (769 chars)

    You will love this 4 bedroom 2 bath Energy Star Certified home in Grande Champion in LPGA. 9' ceilings throughout, open and great for entertaining with kitchen open to the living room & dining room. Kitchen features 42'' cabinetry with granite countertops and oversized breakfast bar that comfortably seats five. The spacious master bedroom offers a huge walk in closet with organizers, master bath with dual sinks with granite, garden tub and walk-in shower. The bedrooms all offer 9' ceilings with fans and closet organizers in all closets. Outside you will find a professionally landscaped yard with concrete edging, full irrigation and a covered patio in the back yard. The utility room offers loads of cabinets for storage. Don't miss this exceptional home!!

  26. 2013-04-16
    listed $185,990
  27. 2012-05-29
    soldstatus $920,000
  28. 2012-05-29
    soldstatus $2,112,000
  29. 2010-03-03
    soldstatus $524,900
  30. 2010-02-18
    soldstatus $483,400

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$6,198 · $516/mo
Projected year-2 tax
$6,198 · $516/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥106°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$34,335
− Mortgage interest
−$19,600
− Property taxes
−$6,198
− Insurance
−$1,750
− Repairs & maintenance
−$2,747
− Management
−$2,747
− HOA
−$1,176
− Depreciation
−$10,179
Taxable loss
−$10,061
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,415
After-tax cash flow
$-1,603/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Volusia
NCES district ID
1201920
Math proficiency
44% ▼ -9.00%
Reading proficiency
49% ▼ -3.00%
Median HH income
$42,946
Composite
39.2/100
National rank
#4019
State rank
#47 of 73 in FL

Livability — Daytona Beach

Score
83/100
State rank
#46
US rank
#867

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime C Employment D- Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Daytona Beach, FL
County
Volusia County · 556,871 people
City population
67,539
Metro
Deltona-Daytona Beach-Ormond Beach, FL
Population (ZIP)
11,409
Household income
$92,616
Rent vs Own
5.8% rent · 94.2% own
Severe rent burden
54.0

Population outlook (Volusia County) Hauer SSP2

Today (2025)
572,749 people
By 2030
598,695 · +4.5%
By 2040
644,880 · +12.6%
By 2050
681,451 · +19.0%
By 2075
759,957 · +32.7%
By 2100
778,902 · +36.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (71%)
Race & ethnicity
White 71% Black 20% Hispanic / Latino 5% Asian 2% Two or more races 1%
Common ancestry
Romanian 3% Italian 2% Portuguese 1%
Foreign-born
10% · Canada, Mexico, South Korea
Languages at home
91% English-only · Spanish 4% Other Asian/Pacific 1% Other Indo-European 1%

Political lean MEDSL · Volusia

2024 margin
Strong R (+21.8) · D 38.7% · R 60.5%
2008→2024 swing
-27.4pp toward R · 2008: 5.7pp · 2024: -21.8pp
All cycles
2024: R+21.8 2020: R+14.1 2016: R+13.1 2012: R+1.2 2008: D+5.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -1.99%
Current HPI
311.7456
Rent YoY
▲ 5.46%
Metro
Deltona-Daytona Beach-Ormond Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-27.6% since first listed
15 events — show timeline
  • 2026-05-11 Price Changed $349,900 Stellar MLS as Distributed by MLS Grid
  • 2026-05-09 Listed $349,000 Stellar MLS as Distributed by MLS Grid
  • 2026-04-14 Price Changed $349,900 Daytona MLS
  • 2025-11-11 Price Changed $362,000 Daytona MLS
  • 2025-09-27 Price Changed $377,000 Daytona MLS
  • 2025-07-22 Listed $387,000 Daytona MLS
  • 2019-09-25 Sold (Public Records) $247,500 Public Records
  • 2019-09-17 Sold (MLS) $247,500 Daytona MLS
  • 2019-08-04 Contingent Daytona MLS
  • 2019-03-05 Listed $254,900 Daytona MLS
  • 2013-04-16 Listed $185,990 Daytona MLS
  • 2012-05-29 Sold (Public Records) $2,112,000 Public Records
  • 2012-05-29 Sold (Public Records) $920,000 Public Records
  • 2010-03-03 Sold (Public Records) $524,900 Public Records
  • 2010-02-18 Sold (Public Records) $483,400 Public Records

Property tax history

+6.0%/yr

Latest (2025): $6,198 · +0.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…