4119 Enright Ave · St. Louis, MO 63108

$275,000

4 bd · 2.5 ba · 2,176 sqft · SingleFamily public records · 105 Days on market

Built 1898 $126/sqft · 30% below area Est $393k · 30% under

---

Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +16.9/30.0
• ARV discount +15.0/15.0
• DSCR +5.2/10.0
• 1% rule +4.6/10.0
• Rent growth +3.3/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Schools +1.2/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Completely renovated from top to bottom, this spacious 4-bedroom, 2.5-bath home offers the perfect blend of modern finishes and city convenience. Every detail has been thoughtfully updated — featuring brand-new premium flooring throughout, a stunning new kitchen with contemporary finishes, beautifully updated bathrooms, and second-floor laundry for everyday ease. The expansive primary suite includes a private ensuite bath, while the generously sized bedrooms provide flexibility for family, guests, or home office space. A functional mudroom at the rear of the home adds practicality and organization. Located on a quiet no-through-traffic street, this property offers rare privacy while being just steps from the Central West End and minutes from BJC Hospital, WashU Medical Center, and Chase Park Plaza. Enjoy quick access to dining, shopping, and one of St. Louis City’s most desirable areas. This is a true gem in an unbeatable location — move-in ready and waiting for its next owner.

Key facts

• Built 1898
• Listed 104 days

What this means for you Summary

Snapshot

• This is a 4-bed/2.5-bath single-family listed at $275k.

Deal economics

• At list price, monthly cash flow is $179 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $263k (4.3% below list).
• Recommended offer: $250k (9.0% below list) — sets the bar for market timing.
• Cap rate 7.1% vs local median 5.0% in St. Louis — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
• St. Louis City (urban): math 10% / reading 18% proficiency, ranked #312 of 324 in MO (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 80% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising (+3.1%/yr); 152 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 294 units permitted in St. Louis city in 2024 (227 in 5+ unit buildings).
• At $2,632/mo this rent would consume 57% of the median local household income ($55k/yr) (locally 2180% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• St. Louis County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 105 days — a 9% lower offer ($250k) is reasonable based on typical stale-listing flexibility.
• Current owner paid $38k; list at $275k implies a 633% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1898 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $250,250 (9.0% below list)

Questions for the listing agent

1. It's been on market 105 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1898 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.96% ✗
• Cap rate: 7.07%
• Cash-on-cash: 2.79%
• DSCR: 1.12
• GRM: 8.7

CMA / ARV

• ARV (median comp): $392,892
• List price: $275,000
• Delta: -30.01%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
919 Pendleton Ave	0.31mi	4/2.5	2,160 (-1%)	4mo	$174,900	$81	81
4112 W Belle Pl	0.06mi	4/3.0	2,378 (+9%)	2mo	$264,900	$111	78
4169 Mcpherson Ave	0.40mi	3/2.0 (-1)	2,268 (+4%)	3mo	$195,000	$86	65
4371 W Belle Pl	0.44mi	3/2.0 (-1)	2,088 (-4%)	2mo	$128,000	$61	64
520 Whittier St	0.23mi	5/3.5 (+1)	2,256 (+4%)	13mo	$300,000	$133	63
4212 E Page	0.33mi	4/3.0	2,024 (-7%)	12mo	$219,900	$109	61
4204 Westminster Pl	0.36mi	3/3.5 (-1)	2,264 (+4%)	9mo	$435,000	$192	60
4251 Mcpherson Ave	0.43mi	4/3.5	2,012 (-8%)	6mo	$475,000	$236	58
4357 Enright Ave	0.41mi	4/3.5	2,400 (+10%)	9mo	$289,000	$120	52
4388 Maryland Ave	0.66mi	3/2.0 (-1)	2,081 (-4%)	11mo	$499,000	$240	46
4421 Pershing Ave	0.65mi	3/1.5 (-1)	2,222 (+2%)	13mo	$399,000	$180	46
4451 Washington Blvd	0.58mi	5/1.5 (+1)	2,450 (+13%)	11mo	$184,900	$75	34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.1% rent growth · sell at horizon

5-year hold

• IRR: -11.8%
• Equity multiple: 0.57×
• Total profit: $-32,846
• Equity at exit: $41,003

10-year hold

• IRR: -2.4%
• Equity multiple: 0.84×
• Total profit: $-12,656
• Equity at exit: $23,777

Cash invested: $77,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 81 Strongly Landlord-Friendly
• State Missouri: 81 Strongly Landlord-Friendly · R+10
• County: — inherits STATE
• City: — inherits STATE

Generally landlord-friendly; St Louis has some habitability requirements.

Methodology + full state rankings →

ZIP-level market 63108

• Home prices YoY: -33.1%
• Rents YoY: 3.1%
• Active inventory: 152
• Price-to-rent: 8.7×

Monthly cashflow live

• Estimated rent: $2,632 high
• Mortgage (P&I): −$1,442
• Tax est. 1.5%: −$344 /mo · $4,125/yr
• Insurance: −$115
• HOA: −$0
• Vacancy / Maint / Mgmt: −$553
• Net cashflow: $179

Break-even live

Break-even rent $2,406

Max offer price $275,000

Occupancy floor 88%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $68,750
• Closing costs: $8,250
• Reserves months: —
• Total cash needed: —

Rent comps 18 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
404 N Sarah St Saint Louis, MO	3.0	2.5	1772	$2,600	$1.47	43d	1	0.40mi
4400 Delmar Blvd St. Louis, MO	3.0	1.0	1450	$1,600	$1.10	43d	1	0.50mi
4256 Maryland Ave Saint Louis, MO	3.0	2.0	1400	$1,800	$1.29	10d	1	0.56mi
4256 Maryland Ave Saint Louis, MO	3.0	2.0	1400	$1,900	$1.36	43d	1	0.56mi
4065 W Pine Blvd Saint Louis, MO	1.0–3.0	1.0–2.0	1075	$2,550	$2.37	43d	8	0.60mi
3717-3721 Westminster Pl St. Louis, MO	3.0	1.0–3.0	1343	$2,735	$2.04	16d	4	0.62mi
3701 Lindell Blvd Saint Louis, MO	3.0	1.0–3.0	1073	$2,500	$2.33	16d	81	0.66mi
3701 Lindell Blvd Saint Louis, MO	3.0	1.0–3.0	1073	$2,500	$2.33	1d	128	0.66mi
3681 Lindell Blvd Saint Louis, MO	3.0	1.0–2.5	1292	$3,579	$2.77	1d	62	0.71mi
4133 Laclede Ave Unit 1 St. Louis, MO	3.0	1.5	2775	$1,999	$0.72	43d	1	0.72mi
4247 Maffitt Ave St. Louis, MO	3.0	1.5	1700	$1,000	$0.59	4d	1	1.03mi
4567 W Pine Blvd Saint Louis, MO	2.0–3.0	2.0	1326	$4,350	$3.28	1d	7	1.09mi
100 N Kingshighway Blvd Saint Louis, MO	3.0	1.0–2.0	1211	$7,099	$5.86	43d	84	1.26mi
100 N Kingshighway Blvd Saint Louis, MO	3.0	1.0–2.0	1171	$6,995	$5.97	1d	80	1.26mi
4041 Chouteau Ave St. Louis, MO	3.0	1.0–2.0	990	$3,298	$3.33	1d	39	1.31mi
4041 Chouteau Ave St. Louis, MO	3.0	1.0–2.0	990	$3,095	$3.12	14d	53	1.31mi
5137 Waterman Blvd Apt 4 St. Louis, MO	3.0	2.0	1550	$1,700	$1.10	23d	1	1.47mi
5137 Waterman Blvd Apt 4 St. Louis, MO	3.0	2.0	1550	$1,700	$1.10	43d	1	1.47mi

Listing history 19 events

1. 2026-06-18
   days on market $275,000 Active 105 DOM
2. 2026-06-17
   days on market $275,000 Active 104 DOM
3. 2026-06-16
   days on market $275,000 Active 103 DOM
4. 2026-06-15
   days on market $275,000 Active 102 DOM
5. 2026-06-13
   days on market $275,000 Active 100 DOM
6. 2026-06-09
   days on market $275,000 Active 96 DOM
7. 2026-06-08
   days on market $275,000 Active 95 DOM
8. 2026-06-08
   days on market $275,000 Active 94 DOM
9. 2026-06-05
   days on market $275,000 Active 91 DOM
10. 2026-06-03
    days on market $275,000 Active 90 DOM
11. 2026-06-02
    days on market $275,000 Active 89 DOM
12. 2026-06-01
    days on market $275,000 Active 88 DOM
13. 2026-05-31
    days on market $275,000 Active 87 DOM
14. 2026-05-19
    price $275,000 1013-char remark

    Show marketing remark (1013 chars)

    Completely renovated from top to bottom, this spacious 4-bedroom, 2.5-bath home offers the perfect blend of modern finishes and city convenience. Every detail has been thoughtfully updated — featuring brand-new premium flooring throughout, a stunning new kitchen with contemporary finishes, beautifully updated bathrooms, and second-floor laundry for everyday ease. The expansive primary suite includes a private ensuite bath, while the generously sized bedrooms provide flexibility for family, guests, or home office space. A functional mudroom at the rear of the home adds practicality and organization. Located on a quiet no-through-traffic street, this property offers rare privacy while being just steps from the Central West End and minutes from BJC Hospital, WashU Medical Center, and Chase Park Plaza. Enjoy quick access to dining, shopping, and one of St. Louis City’s most desirable areas. This is a true gem in an unbeatable location — move-in ready and waiting for its next owner.

15. 2026-04-04
    price $298,000 1013-char remark

    Show marketing remark (1013 chars)

    Completely renovated from top to bottom, this spacious 4-bedroom, 2.5-bath home offers the perfect blend of modern finishes and city convenience. Every detail has been thoughtfully updated — featuring brand-new premium flooring throughout, a stunning new kitchen with contemporary finishes, beautifully updated bathrooms, and second-floor laundry for everyday ease. The expansive primary suite includes a private ensuite bath, while the generously sized bedrooms provide flexibility for family, guests, or home office space. A functional mudroom at the rear of the home adds practicality and organization. Located on a quiet no-through-traffic street, this property offers rare privacy while being just steps from the Central West End and minutes from BJC Hospital, WashU Medical Center, and Chase Park Plaza. Enjoy quick access to dining, shopping, and one of St. Louis City’s most desirable areas. This is a true gem in an unbeatable location — move-in ready and waiting for its next owner.

16. 2026-03-06
    listed $325,000 Active 1013-char remark

    Show marketing remark (1013 chars)

    Completely renovated from top to bottom, this spacious 4-bedroom, 2.5-bath home offers the perfect blend of modern finishes and city convenience. Every detail has been thoughtfully updated — featuring brand-new premium flooring throughout, a stunning new kitchen with contemporary finishes, beautifully updated bathrooms, and second-floor laundry for everyday ease. The expansive primary suite includes a private ensuite bath, while the generously sized bedrooms provide flexibility for family, guests, or home office space. A functional mudroom at the rear of the home adds practicality and organization. Located on a quiet no-through-traffic street, this property offers rare privacy while being just steps from the Central West End and minutes from BJC Hospital, WashU Medical Center, and Chase Park Plaza. Enjoy quick access to dining, shopping, and one of St. Louis City’s most desirable areas. This is a true gem in an unbeatable location — move-in ready and waiting for its next owner.

17. 2026-03-03
    historical $325,000 1013-char remark

    Show marketing remark (1013 chars)

    Completely renovated from top to bottom, this spacious 4-bedroom, 2.5-bath home offers the perfect blend of modern finishes and city convenience. Every detail has been thoughtfully updated — featuring brand-new premium flooring throughout, a stunning new kitchen with contemporary finishes, beautifully updated bathrooms, and second-floor laundry for everyday ease. The expansive primary suite includes a private ensuite bath, while the generously sized bedrooms provide flexibility for family, guests, or home office space. A functional mudroom at the rear of the home adds practicality and organization. Located on a quiet no-through-traffic street, this property offers rare privacy while being just steps from the Central West End and minutes from BJC Hospital, WashU Medical Center, and Chase Park Plaza. Enjoy quick access to dining, shopping, and one of St. Louis City’s most desirable areas. This is a true gem in an unbeatable location — move-in ready and waiting for its next owner.

18. 2024-09-11
    soldstatus $37,500
19. 2002-01-07
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 5/10 Major 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $31,589
• − Mortgage interest: −$15,404
• − Property taxes: −$4,125
• − Insurance: −$1,375
• − Repairs & maintenance: −$2,527
• − Management: −$2,527
• − Depreciation: −$8,000
• Taxable loss: −$2,369
• Est. tax savings @ 24.0%: +$569
• After-tax cash flow: $2,719/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: St. Louis City
• NCES district ID: 2929280
• Math proficiency: 10% ▼ -6.00%
• Reading proficiency: 18% ▼ -3.00%
• Median HH income: $35,685
• Composite: 11.54/100
• National rank: #9699
• State rank: #312 of 324 in MO

Livability — St. Louis

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: St. Louis, MO
• County: Saint Louis City · 254,015 people
• City population: 283,259
• Metro: St. Louis, MO-IL
• Population (ZIP): 21,336
• Household income: $55,147
• Rent vs Own: 73.3% rent · 26.7% own
• Severe rent burden: 2180.0

Population outlook (St. Louis County) Hauer SSP2

• Today (2025): 315,737 people
• By 2030: 313,865 · -0.6%
• By 2040: 305,439 · -3.3%
• By 2050: 296,529 · -6.1%
• By 2075: 271,028 · -14.2%
• By 2100: 255,359 · -19.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.62)
• Race & ethnicity: White 54% Black 26% Asian 13% Hispanic / Latino 4% Two or more races 4%
• Common ancestry: Lithuanian 4% Romanian 3% Iranian 2%
• Foreign-born: 13% · China, Canada, South Korea
• Languages at home: 85% English-only · Chinese 3% Other Asian/Pacific 3% Spanish 3%

Political lean MEDSL · St. Louis

• 2024 margin: Solid D (+64.7) · D 81.4% · R 16.7% · Other 2.0%
• 2008→2024 swing: -3.5pp toward R · 2008: 68.2pp · 2024: 64.7pp
• All cycles: 2024: D+64.7 2020: D+66.2 2016: D+63.7 2012: D+66.6 2008: D+68.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -111.22%
• Current HPI: 225.1081
• Rent YoY: ▲ 3.10%
• Metro: St. Louis, MO-IL
• State GDP YoY: ▲ 1.84%
• F500 in state: 20

Industry mix (Fortune 500 HQ in MO)

Industry	F500 HQs	Revenue
▸Healthcare	1	$163B
▸Insurance	1	$21B
▸Industrial Technology	1	$17B
▸Retail	1	$16B
▸Industrial Distribution	1	$10B
▸Utilities	1	$9B

Price history

+633.3% since first listed

6 events — show timeline

• 2026-05-19 Price Changed $275,000 MARIS as Distributed by MLS Grid
• 2026-04-04 Price Changed $298,000 MARIS as Distributed by MLS Grid
• 2026-03-06 Listed $325,000 MARIS as Distributed by MLS Grid
• 2026-03-03 Coming Soon $325,000 MARIS as Distributed by MLS Grid
• 2024-09-11 Sold (Public Records) $37,500 Public Records
• 2002-01-07 Sold (Public Records) — Public Records

Property tax history

+0.0%/yr

Latest (2024): $179 · +4.3% YoY. Source: county tax records.