79 Park St · Republic, PA 15475

$69,900

3 bd · 2.0 ba · 1,216 sqft · Manufactured · 12 Days on market

Built 2013 7,840 sqft lot ↓ 44% since listing

---

Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Appreciation +4.2/10.0
• Livability +3.2/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +2.1/10.0

Listing remarks MLS

Welcome to this charming one-level living 3 bedroom, 2 full bath home that has been thoughtfully renovated with modern touches. 2013 Clayton Model. As you step inside, you are greeted by the inviting vaulted ceilings that create a sense of space & airiness. The new wood like flooring throughout the home adds a touch of elegance, while the fresh paint gives a bright feel to the entire space. Features new waterline, sewage & electric. Cozy up to the electric fireplace in the open concept living area. The master bedroom is a true retreat with its en-suite bathroom featuring 2 walk-in closets. You will love unwinding in the sunken bathtub after a long day, or refreshing yourself in the modern shower. This home offers a convenient & efficient layout, perfect for families or those looking for easy accessibility. Situated on a spacious flat yard with the walking trail in back yard. Close to Redstone Park, shopping . .Don't miss out on the opportunity to make this beautifully renovated home yours!

Key facts

• Metal roof
• Newer flooring
• Private bath

Tags

• PRIVATE BATH
• GARDEN TUB
• WALK-IN SHOWER
• WALK-IN CLOSETS
• METAL ROOF
• NEWER FLOORING

Property features AI

Exterior

• Parking: Off-street parking for 2 vehicles
• Utilities: Public water; Public sewer
• Home design: Resale property
• Construction: Vinyl siding
• Exterior features: Lot with approximate dimensions 72 x 108 x 75 x 107

Interior

• Flooring: Carpet; Vinyl
• Bathrooms: 2 full bathrooms
• Heating & cooling: Electric forced-air heating
• Interior features: Carpet and vinyl flooring; Fireplace in the family/living/great room (1)

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $70k.

Deal economics

• At list price, monthly cash flow is $473 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $70k).

Location & tenants

• Location reads 65/100 on livability (#1,126 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A; Watch: schools F, amenities F, commute F.
• Brownsville Area SD (rural): math 17% / reading 34% proficiency, ranked #472 of 539 in PA (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: 7 active listings in the ZIP; 201 units permitted in Fayette County in 2024 (10 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-1.6%/yr); year-one equity from $483 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
• Fayette County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-1.6% appreciation + 3.0% rent growth), your $20k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

• Only 12 days on market — expect competitive offers; lowballing is unlikely to land.
• 3 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Recommended offer $69,900

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.65% ✓
• Cap rate: 14.41%
• Cash-on-cash: 29.00%
• DSCR: 2.29
• GRM: 5.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-1.64% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 26.2%
• Equity multiple: 2.17×
• Total profit: $22,843
• Equity at exit: $14,739

10-year hold

• IRR: 32.1%
• Equity multiple: 4.18×
• Total profit: $62,326
• Equity at exit: $13,725

Cash invested: $19,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 15475

• Home prices YoY: -1.0%
• Active inventory: 7
• Price-to-rent: 5.0×

Monthly cashflow live

• Estimated rent: $1,156 medium
• Mortgage (P&I): −$367
• Tax from tax record: −$45 /mo · $537/yr
• Insurance: −$29
• HOA: −$0
• Vacancy / Maint / Mgmt: −$243
• Net cashflow: $473

Break-even live

Break-even rent $558

Max offer price $69,900

Occupancy floor 54%

Sensitivity live

Price	-10% $512	-5% $493	+0% $473	+5% $453	+10% $433
Rent	-10% $382	-5% $427	+0% $473	+5% $519	+10% $564
Rate	-1.0pp $508	-0.5pp $491	base $473	+0.5pp $455	+1.0pp $436

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $17,475
• Closing costs: $2,097
• Reserves months: —
• Total cash needed: —

Listing history 10 events

1. 2026-06-21
   days on market $69,900 Contingent 12 DOM
2. 2026-06-21
   statusdays on market $69,900 Contingent 11 DOM
3. 2026-06-18
   days on market $69,900 Active 9 DOM
4. 2026-06-17
   days on market $69,900 Active 8 DOM
5. 2026-06-16
   days on market $69,900 Active 7 DOM
6. 2026-06-15
   days on market $69,900 Active 6 DOM
7. 2026-06-13
   days on market $69,900 Active 4 DOM
8. 2026-06-12
   days on market $69,900 Active 3 DOM
9. 2026-06-09
   remarks 629-char remark
10. 2026-06-09
    listed $69,900 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $537 · $45/mo
• Projected year-2 tax: $821 · $68/mo
• Expected delta: +$284/yr (+$24/mo · 52.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥97°F today · 19 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $13,874
• − Mortgage interest: −$3,915
• − Property taxes: −$537
• − Insurance: −$350
• − Repairs & maintenance: −$1,110
• − Management: −$1,110
• − Depreciation: −$2,033
• Taxable income: $4,818
• Est. tax owed @ 24.0%: −$1,156
• After-tax cash flow: $4,519/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Brownsville Area SD
• NCES district ID: 4204080
• Math proficiency: 17% ▼ -3.00%
• Reading proficiency: 34% ▼ -5.00%
• Median HH income: $34,500
• Composite: 20.93/100
• National rank: #8481
• State rank: #472 of 539 in PA

Livability — Republic

• Score: 65/100
• State rank: #1126
• US rank: #12918

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D- Housing A Health & safety D- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Republic, PA
• Population (ZIP): 800

Population outlook (Fayette County) Hauer SSP2

• Today (2025): 127,561 people
• By 2030: 123,206 · -3.4%
• By 2040: 113,232 · -11.2%
• By 2050: 103,468 · -18.9%
• By 2075: 83,185 · -34.8%
• By 2100: 62,384 · -51.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (88%)
• Race & ethnicity: White 88% Two or more races 12%
• Common ancestry: Romanian 10% Serbian 4% Scotch-Irish 2%

Political lean MEDSL · Fayette

• 2024 margin: Solid R (+37.9) · D 30.8% · R 68.7%
• 2008→2024 swing: -37.5pp toward R · 2008: -0.4pp · 2024: -37.9pp
• All cycles: 2024: R+37.9 2020: R+33.5 2016: R+31.0 2012: R+8.3 2008: R+0.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -1.64%
• Current HPI: 163.4602
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

-44.1% since first listed

6 events — show timeline

• 2026-06-09 Listed $69,900 West Penn MLS
• 2025-06-04 Price Changed $78,500 West Penn MLS
• 2025-03-26 Price Changed $90,000 West Penn MLS
• 2024-11-26 Delisted — West Penn MLS
• 2024-11-26 Listed $99,900 West Penn MLS
• 2024-07-09 Listed $125,000 West Penn MLS

Property tax history

-0.3%/yr

Latest (2026): $537 · +0.0% YoY. Source: county tax records.